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Bajaj Finance Revises FD Rates by up to 20 bps, up to 7.75 percent p.a.: Check Latest Rates

Bajaj Finance has excellent news to share with all of its clients. The Fixed Deposit rates on all investments starting at Rs. 15,000 have now been revised, with effect from 1st July, 2022. All investor categories and tenors now receive higher FD interest rates up to 7.75% p.a., hastening the growth of an investors capital. The customers below 60 years...

TBS Staff Super Admin

Jul 1, 2022 • 11:54 AM 0

Finance

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“Bajaj Finance Revises FD Rates by up to 20 bps, up to 7.75 percent p.a.: Check Latest Rates”

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Period in months	Cumulative	Non-Cumulative
	At Maturity	Monthly	Quarterly	Half Yearly	Annual
	(% p.a.)	(% p.a.)	(% p.a.)	(% p.a.)	(% p.a.)
12 - 23	6.20	6.03	6.06	6.11	6.20
24 - 35	6.95	6.74	6.78	6.83	6.95
36 - 60	7.40	7.16	7.20	7.27	7.40

The rate change also impacts the senior citizens, who can now earn up to 7.65%p.a. for 36-60 months and 7.20% p.a. for a tenor of 24-35 months. The FD interest rate table for senior citizens is as mentioned below:

Period in months	Cumulative	Non-Cumulative
	At Maturity	Monthly	Quarterly	Half Yearly	Annual
	(% p.a.)	(% p.a.)	(% p.a.)	(% p.a.)	(% p.a.)
12 - 23	6.45	6.27	6.30	6.35	6.45
24 - 35	7.20	6.97	7.01	7.08	7.20
36 - 60	7.65	7.39	7.44	7.51	7.65

Special Interest rate

Investors who are looking for higher returns and longer tenor investment, can also opt for special tenor by Bajaj Finance. These special rates are applicable for 15, 18, 22, 30, 33 and 44 month tenor. The revised special rates for customers below 60 years of age are as follows:

Period	Cumulative	Non-Cumulative
	At Maturity	Monthly	Quarterly	Half Yearly	Annual
	(% p.a.)	(% p.a.)	(% p.a.)	(% p.a.)	(% p.a.)
15 months	6.40	6.22	6.25	6.30	6.40
18 months	6.50	6.31	6.35	6.40	6.50
22 months	6.65	6.46	6.49	6.54	6.65
30 months	7.05	6.83	6.87	6.93	7.05
33 months	7.15	6.93	6.97	7.03	7.15
44 months	7.50	7.25	7.30	7.36	7.50

The special rates are also applicable for senior citizens through which they can earn up to 7.75% p.a. for a tenor of 44 months.

Period	Cumulative	Non-Cumulative
	At Maturity	Monthly	Quarterly	Half Yearly	Annual
	(% p.a.)	(% p.a.)	(% p.a.)	(% p.a.)	(% p.a.)
15 months	6.65	6.46	6.49	6.54	6.65
18 months	6.75	6.55	6.59	6.64	6.75
22 months	6.90	6.69	6.73	6.79	6.90
30 months	7.30	7.07	7.11	7.17	7.30
33 months	7.40	7.16	7.20	7.27	7.40
44 months	7.75	7.49	7.53	7.61	7.75

Small monthly instalments

In addition to fixed deposits, Bajaj Finance also provides the industrys first monthly savings option, the Systematic Deposit Plan. Investments start at just Rs. 5000 each month, and each investment is treated as a distinct fixed deposit, with the rates

The FD calculator may calculate gains and make final adjustments to an asset to maximise returns. With the exception of the risk of capital loss due to dramatic market collapses, it operates similarly to a SIP.

Given that investors can now receive interest rates up to 7.75% p.a., depending on their investment profile and term, Bajaj Finance Fixed Deposits are now a wise decision. The specialised FD interest calculator can be used to plan the investment for the best returns, which is where it comes in helpful.

Bajaj Finance online Fixed Deposit can successfully buffer your portfolio against dangers while also reliably growing your savings. Book a Bajaj Finance online FD from the convenience of your own home and get a head start on the next fiscal year!

historyThis is an archived post. The information provided may be outdated.

TBS Staff Official | Verified Expert • 25 Apr, 2026Super Admin

TBS Staff

Bajaj Finance Revises FD Rates by up to 20 bps, up to 7.75 percent p.a.: Check Latest Rates

Get Featured Today!

bolt Key Moments

TBS Staff Official | Verified Expert • 25 Apr, 2026Super Admin

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