ABHFL Expands Access to Affordable Homeownership with Pragati Home Loan

Key Benefits

• Loan amount: From 5 Lakhs to 1.5 Crore

  Get Featured Today!

  Get featured your news, press release, success story and more on The Bizz Stories. You can feature on Article, Social Media Post, Biography and more.

  Contact Us

  bolt Key Moments

  flash_on

  The Global Shift - Why India's Wealthiest Investors Are Diversifying Beyond Indian Markets

  NEW

  flash_on

  Home Loan Demand Rises in 2026 as Indian Homebuyers Explore Affordable Financing Options

  flash_on

  Know Before You Pledge: Bajaj Finance's Gold Loan Calculator Gives Borrowers a Real Number

  flash_on

  Who Can Apply for a Gold Loan and What the Eligibility Criteria Are

  flash_on

  Start SIP in Mutual Funds on Bajaj Broking App

  flash_on

  Know Your Loan Eligibility Before Applying with the Bajaj Finance Personal Loan Eligibility Calculator

• Tenure flexibility: Up to 30 years, to ensure smaller/flexible EMIs

• Loan upto 90% of property’s market value

• End use for Builder Purchase, Resale, Plot plus Construction, Home Construction, Home Extension & Home Improvement 

• Minimal documentation: Tailored for salaried and self-employed individuals with or without ITR

• Digital onboarding + Track My Loan: Seamless loan journey with transparency.

• Doorstep service: Guidance and support at the customer’s convenience.

Eligibility

• Age – minimum 21 years

• CIBIL: 675 & above/NTC 

• Minimum Income: Salaried: Rs. 7,000 /month & Self Employed: Rs. 1 Lakh/ annum

• Minimum Work Experience/Business Vintage :3 years  

Why It Matters
India’s affordable housing segment continues to expand, driven by rising demand from aspiring homeowners across low- and middle-income groups. Pragati Home Loan bridges this gap through simplified documentation, flexible eligibility norms, and high loan-to-value (LTV) support, enabling more families to transition into formal homeownership. By empowering these aspirations, the offering strengthens India’s affordable housing ecosystem and advances the nation’s vision of inclusive and sustainable urban development.

To know more click on - Aditya Birla Housing Finance- Pragati Home Loan

Aditya Birla Housing Finance, a subsidiary of Aditya Birla Capital, India’s leading diversified financial services provider, stands as one of the fastest-growing housing finance companies in the country. The company is backed by the highest level of creditworthiness, holding a long-term AAA (Stable) rating and a short-term A1+ rating from CRISIL, ICRA & India Ratings. As of September 30, 2025, Aditya Birla Housing Finance manages assets under management of over Rs. 38,270 Crore with a footprint of 167 pan-India branches.