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<title>The Bizz Stories &#45; : Finance</title>
<link>https://www.thebizzstories.com/rss/category/finance</link>
<description>The Bizz Stories &#45; : Finance</description>
<dc:language>en</dc:language>
<dc:rights>©2026 The Bizz Stories | All right reserved.</dc:rights>

<item>
<title>Need a Personal Loan? Bajaj Finance Now Offers Up to 108 Months to Repay</title>
<link>https://www.thebizzstories.com/need-a-personal-loan-bajaj-finance-now-offers-up-to-108-months-to-repay</link>
<guid>https://www.thebizzstories.com/need-a-personal-loan-bajaj-finance-now-offers-up-to-108-months-to-repay</guid>
<description><![CDATA[ Bajaj Finance has increased the maximum repayment tenure for its personal loan offering from 96 months to 108 months, providing customers with greater flexibility in managing their finances. With a longer repayment window, borrowers can spread their repayment over a longer period, making monthly instalments more manageable and supporting better financial planning.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	
	In today’s dynamic financial environment, individuals often face situations that require quick access to funds. Whether it is a medical emergency, a family celebration, travel plans, or urgent home repairs, arranging funds at short notice can be challenging. A personal loan provides a convenient solution by offering timely financial support without disrupting long-term savings. By extending the repayment tenure, Bajaj Finance aims to make borrowing more affordable, flexible, and accessible for customers with varying financial needs.


	
	Longer repayment tenure helps reduce monthly financial pressure
	The availability of repayment tenure of up to 108 months allows customers to distribute their repayment over a longer duration. This approach can help reduce the size of monthly instalments, making it easier to manage household expenses alongside loan obligations. It also improves monthly cash flow, allowing borrowers to allocate funds towards savings, investments, or other financial priorities.


	
	Customers can choose a repayment tenure ranging from 12 months to 108 months, depending on their income, financial commitments, and repayment preferences. This flexibility enables individuals to align their loan repayment with their monthly budget and avoid unnecessary financial strain. A longer repayment period can be particularly beneficial when managing large or long-term expenses that require careful planning.


	
	Personal loan interest rate supports better decision-making
	Clear communication of loan terms is an essential part of responsible lending. Bajaj Finance ensures that customers are informed about the applicable personal loan interest rate before finalising their loan. This transparency helps borrowers understand the total cost of borrowing and plan their repayments accordingly.


	
	The interest rate typically ranges from 10% to 30% per annum, depending on factors such as income level, credit history, and repayment behaviour. By providing clear information about interest rates and repayment obligations, the company supports informed financial decisions and helps customers avoid unexpected repayment challenges over the loan tenure.


	
	Flexible loan amounts support different financial needs
	Financial requirements vary from person to person, and access to the right loan amount is essential for responsible borrowing. Bajaj Finance offers a wide loan amount range starting from Rs. 40,000 and extending up to Rs. 55 lakh, allowing customers to select an amount that matches their specific needs.


	
	This flexibility ensures that customers can manage both small and significant expenses without borrowing more than necessary. Choosing an appropriate loan amount helps maintain financial discipline and reduces the risk of repayment challenges in the future. By providing options that suit different financial situations, the personal loan offering supports customers in making informed borrowing decisions.


	
	Quick approval process ensures timely financial support
	Speed is often a critical factor when dealing with financial requirements. Bajaj Finserv Personal Loan process is simple and efficient, enabling customers to apply online with minimal effort. The digital application system reduces paperwork and shortens processing time, making the borrowing experience more convenient.


	
	For eligible applicants, approval is completed quickly, and funds are typically disbursed within 24 hours* after verification. This timely access to funds can be especially valuable during emergencies or situations where immediate financial support is required. A seamless and responsive process helps customers address urgent needs without unnecessary delays.


	
	Collateral-free borrowing makes access to credit easier
	Another important feature of the personal loan offering is that it is completely collateral-free. Customers are not required to pledge property, gold, or other assets as security to obtain funds. This reduces financial risk and simplifies the borrowing process, particularly for individuals who prefer unsecured financing options.


	
	Minimal documentation requirements further enhance convenience. In most cases, customers only need to provide basic identity, address, and income details to complete their application. A straightforward process allows borrowers to focus on their financial priorities rather than complex paperwork.


	 


	Supporting customers through important life moments
	Access to reliable financing can make a significant difference during important life events. Customers often rely on a personal loan to manage expenses related to planned milestones such as weddings, education, and travel, as well as unplanned situations like medical emergencies or urgent repairs.


	
	Having a dependable source of funds allows individuals to move forward with their plans without delay. The availability of a longer repayment tenure further enhances convenience by giving borrowers more time to manage their financial commitments comfortably. This helps customers stay financially prepared across different life situations without disrupting their broader financial plans.


	
	Focus on responsible lending and customer convenience
	With repayment tenure now extended up to 108 months, Bajaj Finance offers customers greater flexibility in structuring their loan repayments. This is supported by loan amounts ranging from Rs. 40,000 to Rs. 55 lakh, transparent personal loan interest rates, minimal documentation requirements, and disbursal within 24 hours*, covering a wide range of financial needs.


	
	Customers planning an expense or facing an urgent financial need can review their eligibility, apply now, and select a repayment plan that aligns with their financial goals and monthly budget.


	
	Terms and conditions apply*


	
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
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<pubDate>Fri, 10 Apr 2026 17:41:19 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Need, Personal, Loan, Bajaj, Finance, Now, Offers, 108, Months, Repay</media:keywords>
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<item>
<title>Best Double Door Refrigerators to Buy This Baisakhi 2026</title>
<link>https://www.thebizzstories.com/best-double-door-refrigerators-to-buy-this-baisakhi-2026</link>
<guid>https://www.thebizzstories.com/best-double-door-refrigerators-to-buy-this-baisakhi-2026</guid>
<description><![CDATA[ Baisakhi is a time for full tables, festive cooking, and the kind of hosting that pushes a refrigerator to its limits. For households still working with an older single door model — one that ices up, runs out of space, and needs manual defrosting — this festive season is the perfect moment to make the switch. A frost-free double door refrigerator cools more evenly, stores more, and keeps food fresher for longer. With separate compartments, an inverter compressor, and zero maintenance cooling, it is not just an upgrade — it is a long overdue necessity for any busy kitchen.


	 


	
		
			
				
		
	



	Make your refrigerator upgrade easy and budget-friendly with Bajaj Finserv Easy EMI Loan


	
	The good news is that upgrading does not have to mean paying for it all at once. Customers can visit the Easy EMI Loan page on the Bajaj Finserv website, browse refrigerators that suit their home, and get a loan approved online — all before they even step into a store. They can then head to the nearest partner store to complete the purchase and split the total cost into Easy EMIs that fit their monthly budget. Select models come with zero down payment — meaning the new refrigerator comes home today, with payments starting only next month.


	
	Why a double door refrigerator is worth the upgrade
	Double door refrigerators offer separate compartments for fresh and frozen food, frost-free cooling, and inverter compressors that adjust to actual cooling demand. This results in:


	
		
			No manual defrosting: Consistent temperatures are maintained automatically, keeping food fresher for longer.
	
	
		
			Lower electricity bills: Inverter compressors use up to 30–50% less energy compared to fixed-speed models.
	
	
		
			More storage flexibility: Select models offer convertible freezer-to-fridge modes — ideal for festive seasons when fresh food storage needs spike.
	



	 


	Best double door refrigerators to buy this Baisakhi
	From compact models to feature-rich options, here are five of the best double door refrigerators available right now:


	
		
			Samsung 236 L Frost Free Double Door (RT28C3032GS)

		
			
				
					Price: Rs. 23,190 | EMIs starting from: Rs. 1,450/month
			
			
				
					Why it works: A compact, frost-free model ideal for small to mid-size families, with efficient cooling and a reliable inverter compressor for everyday use.
			
		
	
	
		
			LG 260 L 2 Star Frost Free Double Door (GL-N292DDSY)

		
			
				
					Price: Rs. 28,999 | EMIs starting from: Rs. 1,542/month
			
			
				
					Why it works: LG&#039;s Smart Inverter Compressor delivers energy-efficient cooling with faster temperature recovery after the door is opened.
			
		
	
	
		
			Whirlpool 235 L 2 Star Frost Free Double Door (NEO DF278 PRM)

		
			
				
					Price: Rs. 26,650 | EMIs starting from: Rs. 1,776/month
			
			
				
					Why it works: Whirlpool&#039;s MicroBlock technology actively prevents 99% of bacterial growth, keeping food fresher for longer between grocery runs.
			
		
	
	
		
			Haier 240 L 2 Star Frost Free Double Door (HRF-2902CSG)

		
			
				
					Price: Rs. 30,990 | EMIs starting from: Rs. 2,208/month
			
			
				
					Why it works: Features Twin Inverter Technology for quieter, more efficient operation and a large vegetable box designed for Indian kitchen needs.
			
		
	
	
		
			Godrej 272 L 2 Star Eon Crystal Double Door (RT EONCRYSTAL 310B)

		
			
				
					Price: Rs. 39,511 | EMIs starting from: Rs. 2,343/month
			
			
				
					Why it works: Godrej&#039;s Nano Shield Technology provides over 95% disinfection on food surfaces, while Cool Balance Technology keeps vegetables fresh for up to 30 days.
			
		
	



	 


	Disclaimer: Prices and EMIs may vary by location, partner store, and applicable offers. Please verify the latest pricing before purchase.


	
	Limited-time offers on refrigerators


	
		
			Flat Rs. 1,500 cashback on select in-store purchases.
	



	 


	With EMIs starting as low as Rs. 1,450 per month, bringing home a frost-free double door refrigerator this Baisakhi has never been easier or more affordable.
	 


	Terms and conditions apply. Check with your store for details.
	 


	How to buy a double door refrigerator with the Bajaj Finserv Easy EMI Loan
	Upgrading to a new double door refrigerator this Baisakhi does not have to mean a large one-time payment. The Bajaj Finserv Easy EMI Loan lets customers split the cost into pocket-friendly monthly instalments, ensuring they always get the best deal.


	
	Here is how it works:


	
		
			Select the refrigerator online: Customers can browse models by capacity, star rating, and brand to pick the one that suits their kitchen and budget.
	
	
		
			Check eligibility: They can then head to the Easy EMI Loan page and complete a quick KYC process using a mobile number and PAN card.
	
	
		
			View the limit instantly: The approved loan amount is displayed immediately once verified.
	
	
		
			Visit a partner store: Customers can walk into the nearest Bajaj Finserv partner store and get guidance from an in-store representative.
	
	
		
			Finalise the EMI plan: After picking a repayment tenure and completing minimal paperwork, the purchase is confirmed on the spot.
	
	
		
			Enjoy benefits: Customers will receive Rs.1,500 cashback on all in-store purchases, making the upgrade even more rewarding.
	



	 


	This Baisakhi, the right refrigerator is just a few easy steps away. With the Bajaj Finserv Easy EMI Loan, buying a refrigerator on EMI has never been simpler.


	
	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings.


	
	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/35267_Screenshot_bajaj_image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 10 Apr 2026 17:41:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Best Double Door Refrigerators, Baisakhi</media:keywords>
</item>

<item>
<title>Bajaj Finance Extends Personal Loan Tenure up to 108 Months, Easing Repayment Burden</title>
<link>https://www.thebizzstories.com/bajaj-finance-extends-personal-loan-tenure-up-to-108-months-easing-repayment-burden</link>
<guid>https://www.thebizzstories.com/bajaj-finance-extends-personal-loan-tenure-up-to-108-months-easing-repayment-burden</guid>
<description><![CDATA[ Bajaj Finance has enhanced its personal loan offering by introducing an extended repayment tenure of up to 108 months (9 years). This move is designed to give customers greater flexibility in managing their finances. With longer tenures, borrowers can opt for lower monthly instalments that align better with their budget.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	
	A personal loan from Bajaj Finance is designed to help people manage both planned and urgent expenses. Whether it is a medical emergency, a family wedding, travel plans, or home repairs, customers can access funds quickly without pledging any collateral. The company continues to focus on providing reliable financial support through simple processes.


	
	Flexible loan amount and extended repayment tenure 
	The newly introduced 108-month repayment tenure is a key enhancement in the Bajaj Finserv Personal Loan. The repayment tenure has been extended from 96 months (8 years) to 108 months (9 years), giving customers more time to repay their loan and helping reduce the monthly EMI burden. This can be especially useful for borrowers who want to manage large expenses without putting pressure on their monthly cash flow.


	
	By offering a longer repayment window, Bajaj Finance allows customers to choose a tenure that fits their financial comfort. Those who prefer smaller instalments over a longer period now have more control over how they plan their repayment journey. At the same time, customers who wish to repay faster and potentially reduce their overall interest cost may continue to choose shorter tenures based on their needs, within the range of 12 months to 108 months.


	
	Bajaj Finance offers a wide range of loan amounts to meet different financial needs. Customers can choose a loan amount starting from Rs. 40,000 up to Rs. 55 lakh. This flexibility allows individuals to borrow only what they need.


	
	Quick approval and fast disbursal
	Speed is an important factor when dealing with financial needs. Bajaj Finance focuses on providing quick approval for eligible applicants. The application process is simple and can often be completed online.


	
	Once approved, funds are typically disbursed within 24 hours*. This quick access to money can be helpful during emergencies or urgent situations. Customers do not have to wait for long processing times or complicated paperwork.


	
	A fast and efficient process ensures that borrowers can focus on solving their financial needs without unnecessary delays.


	 


	Competitive interest rates
	Bajaj Finance offers competitive interest rates on personal loans, helping customers manage borrowing costs effectively. Customers are informed about the applicable personal loan interest rate before they apply. This helps them plan their monthly budget with confidence.


	
	The interest rate typically ranges from 10% to 30% per annum, depending on factors such as income, repayment history, and credit profile. Competitive interest rate allows customers to choose a loan structure that fits their financial goals while keeping repayments comfortable over the selected tenure.


	
	Collateral-free loan with minimal documentation
	Another advantage of choosing a personal loan from Bajaj Finance is that it is a collateral-free loan. Customers do not need to provide property, gold, or any other asset as security. This reduces stress and makes the borrowing process more accessible.


	
	The documentation requirements are also simple. In most cases, customers need to submit basic identity, address, and income details. Minimal paperwork helps speed up approval and makes the process convenient for working professionals, self-employed individuals, and small business owners.


	
	This straightforward approach allows borrowers to apply with confidence and receive funds without complicated formalities.


	
	Real-life use cases for a personal loan
	A personal loan can support many types of financial needs. Some common situations where customers use these funds include:


	 


	
		
			Medical emergencies: Covering hospital bills, treatment costs, or urgent care expenses
	
	
		
			Travel plans: Funding family holidays, pilgrimage trips, or international travel
	
	
		
			Weddings: Managing venue bookings, decorations, and other celebration expenses
	
	
		
			Education: Paying tuition fees, buying study materials, or enrolling in professional courses
	
	
		
			Home improvement: Repairing furniture, renovating rooms, or upgrading household appliances
	



	
	These real-life uses show how a personal loan can provide financial support during important life events. Having access to funds at the right time can reduce stress and help families focus on their priorities.


	
	While borrowing can be helpful, responsible financial planning is equally important. Bajaj Finance encourages customers to assess their income and expenses before applying for a personal loan. Choosing the right loan amount and tenure can prevent financial pressure in the future. Simple tools such as EMI calculators and repayment schedules can help borrowers understand their commitments clearly before taking a loan. 


	
	The introduction of extending repayment tenure up to 108 months highlights Bajaj Finance’s continued focus on customer convenience and responsible lending. With flexible loan amounts, minimal paperwork, and fast disbursal, the company remains committed to providing reliable financial solutions that support customers at every stage of life.


	
	Customers looking for funds for planned or urgent expenses can explore a personal loan from Bajaj Finance and benefit from a repayment structure designed for greater financial comfort.


	 


	Terms and conditions apply*


	
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/35188_BAJAJ-IMAGE.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 03 Apr 2026 14:01:43 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance, Personal Loan Tenure, 108 Months, Easing Repayment Burden</media:keywords>
</item>

<item>
<title>Plan Your Finances and EMIs Easily with a Bajaj Finserv Personal Loan Calculator in 2026</title>
<link>https://www.thebizzstories.com/plan-your-finances-and-emis-easily-with-a-bajaj-finserv-personal-loan-calculator-in-2026</link>
<guid>https://www.thebizzstories.com/plan-your-finances-and-emis-easily-with-a-bajaj-finserv-personal-loan-calculator-in-2026</guid>
<description><![CDATA[ With rising living costs and evolving financial needs, individuals are increasingly looking for ways to manage expenses without disrupting their long-term financial plans. One of the key aspects of borrowing today is not just access to funds, but the ability to plan repayments efficiently.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	 


	Tools like the Bajaj Finserv Personal Loan EMI calculator are helping borrowers take a more structured approach to financial planning by offering clarity on monthly instalments before applying for a loan.


	 


	Growing need for smarter financial planning


	As financial commitments become more diverse, ranging from medical needs and education expenses to lifestyle upgrades, planning cash flow has become essential.


	 


	Borrowers today prefer to evaluate:


	
		
			Monthly repayment capacity
	
	
		
			Loan tenure options
	
	
		
			Total cost of borrowing
	



	 


	This shift has increased the importance of digital tools that provide accurate and instant calculations.


	 


	Role of an EMI calculator in loan planning


	An EMI calculator is a simple yet effective tool that helps individuals estimate their monthly repayment before taking a loan.


	 


	Borrowers can calculate their expected instalments by using the Bajaj Finserv Personal Loan EMI calculator, which allows users to enter the loan amount, tenure, and interest rate to instantly view EMI amounts and total repayment details. This enables them to:


	
		
			Compare different loan scenarios
	
	
		
			Adjust tenure for affordability
	
	
		
			Avoid over-borrowing
	



	 


	How EMI planning improves financial stability


	Understanding EMI in advance allows borrowers to align repayments with their monthly income. A well-planned EMI ensures:


	
		
			Better budget management
	
	
		
			Reduced financial stress
	
	
		
			Consistent repayment discipline
	



	 


	Instead of making decisions based on assumptions, individuals can rely on accurate calculations to choose a loan structure that fits their financial situation.


	 


	Key features of Bajaj Finserv Personal Loan


	Bajaj Finserv Personal Loan is designed to support a wide range of financial needs while ensuring convenience and flexibility:


	
		
			Loan amounts ranging from Rs. 40,000 to Rs. 55 lakh
	



	Suitable for both smaller and larger financial requirements


	
		
			Flexible repayment tenure ranging from 12 months to 108 months
	



	Allows borrowers to choose a tenure based on affordability


	
		
			Quick digital application process with fast approvals
	



	Simplifies access to funds without lengthy procedures


	
		
			Minimal documentation requirements
	



	Reduces complexity during the application process


	 


	These features help borrowers plan and manage their finances more effectively.


	 


	Simple process to apply for a personal loan online


	Applying for a personal loan through Bajaj Finance is designed to be quick, convenient, and fully digital, allowing applicants to complete the process without unnecessary delays.


	
		
			The applicant can begin by visiting the Personal Loan section on the Bajaj Finserv website and clicking on the ‘APPLY’ button.
	
	
		
			They will then be required to enter their 10-digit mobile number and complete OTP verification.
	
	
		
			After verification, they can fill in basic details related to their loan requirement in the online application form.
	
	
		
			Once the details are submitted, they can proceed to the loan selection stage.
	
	
		
			At this step, the applicant can choose the desired loan amount and select from available loan options.
	
	
		
			They can then pick a suitable repayment tenure, ranging from 12 months to 108 months, based on their financial comfort.
	
	
		
			The process concludes with completing the KYC formalities and submitting the application digitally.
	



	You will be assisted on the next steps by our representative.


	 


	Financial planning in 2026 is increasingly driven by clarity and convenience. Tools like EMI calculators play a crucial role in helping borrowers understand their repayment commitments before taking a loan.


	 


	By using the Bajaj Finserv Personal Loan EMI calculator and reviewing loan features in advance, individuals can structure their finances more efficiently and make borrowing decisions with greater confidence.


	 


	*Terms and conditions apply


	 


	About Bajaj Finance Limited


	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/35134_bajaj3103.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 01 Apr 2026 15:03:02 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Plan Your Finances, EMIs Easily, Bajaj Finserv, Personal Loan Calculator</media:keywords>
</item>

<item>
<title>slice Opens its UPI Credit Card to All, with 1.2 Million Customers Already in Line</title>
<link>https://www.thebizzstories.com/slice-opens-its-upi-credit-card-to-all-with-12-million-customers-already-in-line</link>
<guid>https://www.thebizzstories.com/slice-opens-its-upi-credit-card-to-all-with-12-million-customers-already-in-line</guid>
<description><![CDATA[ slice, India&#039;s first digital &amp; AI native bank, today opened its UPI credit card to all customers. The card, which launched on an invite-only basis in July 2025, has built a waitlist of more than 1.2 million customers. This launch marks one of the first large-scale efforts to build a credit product natively on UPI rails.


	 


	
		
			
				
		
	



	slice UPI credit card


	
	The card is free to own and use, with no joining fee, no annual fee, and no maintenance charge of any kind. Payments through the slice UPI card, work just like any other UPI transaction; through a QR code or a UPI ID. Customers can split payments into three monthly instalments at no extra cost through the product’s &quot;slice in 3&quot; feature. The card works internationally too, with no forex markup and acceptance in 200+ countries.


	
	slice&#039;s UPI credit card makes no-cost credit instalments accessible to 300 million Indians across 65 million merchants, on the largest payments network ever built. For context, the world&#039;s largest buy-now-pay-later platforms together reach roughly 1.5 million merchants globally.


	
	“slice credit card is now live for everyone. We appreciate the patience of our 1.2 million waitlisted customers over the last few months. We will shortly begin processing your applications and start accepting all new ones,” Rajan Bajaj, founder &amp; CEO, slice said in a tweet.


	
	Users earn rewards across all transactions, making it one of the first credit products in India to consistently reward small-ticket, high-frequency UPI transactions. UPI has already put a payments infrastructure in the hands of 300 million Indians. This card now layers a credit product on top of that — built around how those 300 million actually spend: in small amounts, frequently, and across millions of merchants. slice&#039;s systems assess creditworthiness based on real transaction behaviour, enabling it to extend credit responsibly and grow limits incrementally as behaviour is demonstrated. 


	
	About slice
	slice is on a mission to build India’s most loved bank. It is reimagining consumer banking in India with simple, transparent and technology-driven products. slice operates as a full-stack bank, offering solutions such as the slice savings account, slice fixed deposits, slice UPI, slice borrow, the slice UPI credit card, and India’s first UPI-led bank branch. Its mission is to make banking faster, fairer and easier for every Indian. slice is backed by global investors including Tiger Global, Insight Partners, Advent International, Blume Ventures and Gunosy Capital. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/35137_slice-UPI.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 01 Apr 2026 15:03:01 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>slice, UPI Credit Card to All, Customers Already in Line</media:keywords>
</item>

<item>
<title>Zopper Launches ZENOVA, India&amp;apos;s First Agentic Bancassurance Operating Layer</title>
<link>https://www.thebizzstories.com/zopper-launches-zenova-indias-first-agentic-bancassurance-operating-layer</link>
<guid>https://www.thebizzstories.com/zopper-launches-zenova-indias-first-agentic-bancassurance-operating-layer</guid>
<description><![CDATA[ Purpose-built to help banks meet the Responsible Business Conduct regime, which will eliminate mis-selling risk by design
	
	
		
			ZENOVA is a policy-driven control layer that sits between core banking systems, insurer platforms, and all customer-facing channels
	
	
		
			Zopper&#039;s multi-insurer platform ZENOVA will help banks and BFSI players across India to configure institutions&#039; policies and architecture without multi-year build cycles.
	



	 


	Zopper, India&#039;s leading insurtech company, announced the launch of ZENOVA, an agentic layer designed to transform how banks distribute insurance products. ZENOVA embeds suitability, disclosure, and evidence generation directly into every insurance sale — helping reduce mis-selling risks across every channel. ZENOVA is powered by Zopper&#039;s API-first, multi-insurer platform already deployed at scale with banks and BFSI players across India and can be configured to each institution&#039;s policies and architecture without multi-year build cycles.


	 


	
		
			
				
		
	



	ZENOVA is powered by Zopper&#039;s API-first, multi-insurer platform, deployed at scale with banks and BFSI players across India


	 


	Under the emerging Responsible Business Conduct (RBC) framework, mis-selling is no longer a reputational concern but has a direct impact on P&amp;L event. Banks face full refund plus compensation obligations if mis-selling is proven, and the fiduciary responsibility sits squarely with the distributing bank, not the insurer.


	 


	ZENOVA is a policy-driven control layer that sits between core banking systems, insurer platforms, and all customer-facing channels. It orchestrates every stage of an insurance interaction, from customer profiling. It needs assessment, suitability scoring, disclosure, consent, issuance, and post-sale verification, generating a regulator-grade evidence file as a byproduct of every transaction.


	 


	Suitability is built in by design, with board-approved rules translated into executable logic to ensure every sale passes a rigorous suitability check without exception. This is supported by a unified evidence fabric, where each sale is captured in a single, time-stamped record that includes screens, consents, recordings, and PLVC outcomes, making it instantly retrievable for audits, complaints, or regulatory review. At the same time, channel-consistent conduct is enforced through uniform suitability and disclosure standards applied seamlessly across branches, apps, contact centres, and WhatsApp, ensuring a consistent and compliant customer experience at every touchpoint.


	 


	Mr Surjendu Kuila, Co-founder &amp; CEO, said, “Banks that choose to re-platform onto ZENOVA will not only meet the next wave of conduct supervision, but they will set the benchmark for what responsible, profitable bancassurance looks like in India.”


	 


	Bragadish Sureshkumar, Chief Technology Officer, added, “ZENOVA is built for a world where banks are expected to prove, not just claim that every sale was done right. By combining agentic AI with a deep, evidence‑first architecture, we give institutions a single platform that can orchestrate journeys in real time and still leave a clear audit trail for every recommendation, interaction, and decision.”


	 


	Zopper has raised $125 million to date from marquee investors, including Creaegis, Bessemer Venture Partners, ICICI Venture, Blume Ventures, Elevation Capital, and Dharana Capital. With a 600+ member team across technology, sales, strategy, and operations, the company plans to double down on market penetration in the country while pursuing global expansion and strategic acquisitions in emerging markets.


	 


	Zopper has been actively integrating AI and Generative AI across underwriting, sales optimisation, fraud detection, and customer servicing. Its proprietary Digi-Banca platform offers a unified, end-to-end technology stack for insurers and banks, enabling seamless integration and improved customer journeys across multiple financial institutions. Zopper’s mission is to make insurance simple, contextual, and embedded within everyday consumer journeys. By leveraging technology to streamline underwriting, reduce issuance time to minutes, and design tailored micro-products, the company has significantly improved accessibility across ecosystems spanning lifestyle, digital commerce, and financial services.


	 


	About Zopper
	Zopper combines insurance and technology to deliver customised, end-to-end distribution solutions for insurers and ecosystem partners. Through API-led infrastructure and embedded insurance capabilities, Zopper is expanding access, improving efficiency, and strengthening India’s insurance ecosystem.


	 


	To learn more, explore the full whitepaper and get in touch with us here: bit.ly/4t8Yhtb ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image2/35092_zenova.jpg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 28 Mar 2026 14:21:05 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Zopper, ZENOVA, Agentic Bancassurance Operating Layer</media:keywords>
</item>

<item>
<title>Nilkamal Homes Launches &amp;apos;Safe Space Studios&amp;apos; for Content Creators in Bengaluru</title>
<link>https://www.thebizzstories.com/nilkamal-homes-launches-safe-space-studios-for-content-creators-in-bengaluru</link>
<guid>https://www.thebizzstories.com/nilkamal-homes-launches-safe-space-studios-for-content-creators-in-bengaluru</guid>
<description><![CDATA[ India’s creator economy is growing rapidly, with thousands of independent influencers, vloggers and digital storytellers producing content every day. However, many creators face a common challenge - finding professional, well-designed and visually appealing spaces where they can shoot high-quality content. Studio rentals and premium locations are often expensive and not easily accessible for emerging creators.
	 


	
		
			
				
		
	



	Nilkamal Homes
	 


	Nilkamal Homes identified this gap and addressed it with Safe Space Studios by Nilkamal Homes, a one-of-its-kind initiative that gives creators access to beautifully designed showroom spaces that can be used as ready-to-shoot sets, free of cost. The pioneering initiative transforms its flagship Bengaluru showroom at NTR Plaza, Outer Ring Rd, Marathahalli into a high-end, free-to-use production set for content creators every Tuesday and Thursday from 10:00 PM to 2:00 AM. 


	 


	During these hours, creators can use these curated interiors of the store as ready-made sets to shoot videos, reels, podcasts, and other digital content. Through this initiative, Nilkamal Homes aims to support the growing creator community by providing a premium, safe and accessible environment where creators can bring their ideas to life and produce engaging content. 


	 


	By day, the Marathahalli store functions as a Furniture showroom that welcomes customers to explore an expansive range of home furniture and décor, set within thoughtfully designed spaces that inspire confident purchase decisions. By night, it seamlessly transforms into a dynamic content creation studio, featuring multiple curated zones tailored for creators. From opulent bedroom settings to elegantly styled living and sofa spaces, each zone offers versatile styling possibilities. This unique adaptability provides creators with far greater flexibility and creative control than conventional, ready-made studios, free of cost. 
	 


	
		
			
				
		
	



	Nilkamal Homes
	 


	Speaking about the initiative, Mr. Parekh, President at Nilkamal Homes, said, “Creators are the architects of today’s brand narratives, yet their creative potential is often constrained by limited access to well-designed, aesthetic spaces. With Safe Space Studios by Nilkamal Homes, we aim to bridge this gap by offering thoughtfully curated, well-lit, premium environments - completely free of charge. Bengaluru, widely regarded as the epicentre of India’s digital content ecosystem, was a natural choice to pilot this initiative.” 


	 


	Creators who want to use the space can apply through Nilkamal Homes’ official Instagram page @NilkamalHomes. Selected creators will receive a two-hour shooting slot and access to multiple styled areas including living rooms, sofas, dining setups, and bedroom spaces. On-site support will also be available to ensure a smooth shooting experience. 


	 


	The Marathahalli studio is a pilot project. Based on the response, Nilkamal Homes plans to expand Safe Space Studios to more than 70 Nilkamal Homes stores across India, creating one of the largest networks of free creator-friendly studio spaces in the country. 


	 


	About Nilkamal Homes
	Part of the legendary Nilkamal Limited group, Nilkamal Homes is a leader in the Indian home décor and furniture market. Known for their well-made furniture and decor, the brand operates 70+ stores across India, dedicated to redefining modern living for the Indian family. 


	 


	For more details, please visit www.nilkamalhomes.com.


	Follow on Instagram: www.instagram.com/nilkamalhomes. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/35113_Nilkamal_Homes_Safe_Space_Studios.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 27 Mar 2026 21:10:19 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Nilkamal, Homes, Launches, Safe, Space, Studios, for, Content, Creators, Bengaluru</media:keywords>
</item>

<item>
<title>Why Interest Rates Matter When Choosing a Personal Loan: Key Insights for Salaried Borrowers</title>
<link>https://www.thebizzstories.com/why-interest-rates-matter-when-choosing-a-personal-loan-key-insights-for-salaried-borrowers</link>
<guid>https://www.thebizzstories.com/why-interest-rates-matter-when-choosing-a-personal-loan-key-insights-for-salaried-borrowers</guid>
<description><![CDATA[ As personal loans continue to gain popularity among salaried individuals, interest rates remain one of the most important factors influencing borrowing decisions.


	 


	
		
			
				
					
			
		
	



	Bajaj Finserv Personal Loan


	
	With lenders like Bajaj Finance offering digital personal loan solutions tailored for salaried employees, access to credit has become faster and more convenient. This shift has made it easier for individuals to address both planned expenses and urgent financial needs without lengthy processes.


	
	At the same time, the cost of borrowing, primarily determined by the interest rate, plays a crucial role in shaping repayment commitments. A competitive interest rate can significantly reduce both monthly EMIs and the overall repayment amount, making it essential for borrowers to understand how these rates are structured before applying.


	
	Importance of interest rates in personal loans
	The personal loan interest rate represents the cost of borrowing and directly impacts:


	
		
			Monthly EMI
	
	
		
			Total repayment amount over the loan tenure
	
	
		
			Overall financial planning and budget management
	



	
	Even a small variation in interest rates can lead to a noticeable difference in long-term repayment, especially for loans with longer tenures.


	
	Factors that influence personal loan interest rates
	Interest rates offered to salaried individuals are not fixed and may vary based on several key factors:


	
		
			Credit score and repayment history

		
			
				
					A strong credit profile reflects responsible borrowing behaviour
			
		
	
	
		
			Monthly income and job stability

		
			
				
					Consistent income improves repayment capacity
			
		
	
	
		
			Existing financial obligations

		
			
				
					Lower liabilities may lead to better loan terms
			
		
	
	
		
			Employer profile

		
			
				
					Working with established organisations may positively influence eligibility
			
		
	



	 


	A well-maintained financial profile can improve the chances of securing more favourable interest rates.


	
	Why competitive rates matter for salaried individuals
	Salaried individuals typically rely on fixed monthly income, making it important to ensure that EMIs remain manageable.


	
	Lower interest rates can:


	
		
			Help keep EMIs within a comfortable range
	
	
		
			Reduce the total interest paid over time
	
	
		
			Support better long-term financial stability
	



	
	For this reason, comparing interest rates and understanding associated charges becomes an important step before choosing a personal loan.


	
	Bajaj Finserv Personal Loan: Key advantages
	The Bajaj Finserv Personal Loan is structured to meet the needs of salaried borrowers by offering a balance of flexibility, convenience, and accessibility:


	
		
			Loan amounts ranging from Rs. 40,000 to Rs. 55 lakh

		
			
				
					Allows individuals to choose an amount based on their specific financial requirement
			
		
	
	
		
			Competitive interest rates

		
			
				
					Bajaj Finance offers attractive interest rates on personal loans ranging from 10% to 30% per annum*, depending on the customer’s credit profile, income, and eligibility.
			
		
	
	
		
			Flexible repayment tenure from 12 months to 96 months

		
			
				
					Enables borrowers to align EMIs with their monthly income and financial comfort
			
		
	
	
		
			Quick digital application process with fast approvals

		
			
				
					Reduces waiting time and simplifies access to funds
			
		
	
	
		
			Minimal documentation requirements

		
			
				
					Makes the application process more efficient and user-friendly
			
		
	



	 


	These features support borrowers in managing both short-term needs and long-term repayment commitments effectively.


	
	Simple and efficient online application process
	Applying for a personal loan through Bajaj Finance is designed to be straightforward and fully digital, allowing applicants to complete the process with ease.


	 


	The application journey typically involves:


	
		
			Visiting the Personal Loan section on the Bajaj Finserv website and initiating the application
	
	
		
			Verifying the registered mobile number through a one-time password (OTP)
	
	
		
			Filling in basic details related to the loan requirement
	
	
		
			Proceeding to select the preferred loan amount and available loan options
	
	
		
			Choosing a suitable repayment tenure, ranging from 12 months to 96 months
	
	
		
			Completing the KYC process and submitting the application online
	



	 


	This end-to-end digital process reduces the need for branch visits, extensive paperwork, and lengthy procedures, offering a more seamless borrowing experience.


	
	Access to support and assistance
	In addition to competitive rates, customer support plays an important role in the borrowing experience. Borrowers looking for assistance related to loan applications, repayment queries, or account details can find support details on the official website or connect directly with the Bajaj Finance customer care team for guidance and assistance.


	
	Having access to reliable support ensures a smoother and more transparent loan journey.


	
	Making informed borrowing decisions
	Having access to reliable customer support ensures a smoother and more transparent loan journey, especially when borrowers need clarity at different stages of the application or repayment process.


	
	At the same time, interest rates remain a key factor in determining the overall affordability of a personal loan, particularly for salaried individuals managing fixed monthly budgets. Even small differences in rates can influence both EMI commitments and long-term financial planning.


	
	By understanding how interest rates are structured, evaluating different loan options, and planning repayments in advance, borrowers can make decisions that are both practical and financially sustainable.


	
	With solutions like the Bajaj Finserv Personal Loan, offering competitive interest rates, flexible repayment tenures, a fully digital application process, and dedicated customer support, borrowers have access to options that combine convenience with financial clarity.


	
	Choosing a lender that provides transparency, flexibility, and ease of access can make the entire borrowing experience more efficient, predictable, and easier to manage over time.


	
	*Terms and conditions apply


	
	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/35073_CAT-A+.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 25 Mar 2026 14:09:54 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Why, Interest, Rates, Matter, When, Choosing, Personal, Loan:, Key, Insights, for, Salaried, Borrowers</media:keywords>
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<title>RNFI Enables Cardless Cash Withdrawals via UPI QR Across India with Jio Payments Bank</title>
<link>https://www.thebizzstories.com/rnfi-enables-cardless-cash-withdrawals-via-upi-qr-across-india-with-jio-payments-bank</link>
<guid>https://www.thebizzstories.com/rnfi-enables-cardless-cash-withdrawals-via-upi-qr-across-india-with-jio-payments-bank</guid>
<description><![CDATA[ RNFI Services Limited, through its fintech platform Relipay, today announced the nationwide rollout of its UPI QR-based cash withdrawal service in partnership with Jio Payments Bank Limited, following a successful pilot phase.


	 


	The service enables customers to withdraw cash instantly by scanning a UPI QR code at authorized outlets within RNFI’s Business Correspondent (BC) network. Customers can simply scan the QR code, enter the withdrawal amount, and authenticate using their UPI PIN. Once completed, the merchant dispenses the cash, enabling a simple and frictionless assisted transaction experience.


	 


	Commenting on the launch, Krishnakumar Daga, Chief Executive Officer, RNFI Services Ltd. said, “UPI has transformed digital payments across India, but access to cash remains critical for millions, especially in rural and semi-urban markets. This service bridges that gap by combining the scale of UPI with the reach of our assisted network, enabling secure and seamless last-mile cash access.”


	 


	The service will be available across RNFI’s extensive merchant network, ensuring access to cash withdrawal services for customers across urban, semi-urban, and rural markets. In addition to improving customer convenience, the rollout is expected to drive higher transaction volumes and deepen engagement across the Company’s merchant ecosystem.


	 


	Some of the key features of the service include fast and secure cash withdrawals through UPI QR scan, availability across authorized retail outlets, no requirement for ATM cards or biometric authentication, and a seamless experience across all UPI-enabled applications. The service offers a per transaction limit of Rs. 5,000, with a daily limit of Rs. 10,000 and a monthly limit of Rs. 50,000.


	 


	This launch marks a significant expansion of RNFI’s assisted digital banking offerings and strengthens its partnership with Jio Payments Bank. As UPI adoption continues to scale, QR-based cash withdrawals are expected to emerge as a key assisted transaction channel, particularly in markets where access to physical cash remains essential.


	 


	About RNFI &amp; Relipay
	RNFI Services Limited is a fintech infrastructure company enabling last-mile financial access across India through its flagship platform, Relipay. The platform connects financial institutions with consumers through a nationwide assisted commerce network, offering a wide range of services including banking, payments, collections, insurance distribution, foreign exchange services, and digital financial solutions. By integrating technology, distribution, and financial partnerships, RNFI enables seamless delivery of essential financial services across urban, semi-urban, and rural India. ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Wed, 18 Mar 2026 21:24:17 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>RNFI, Cardless Cash Withdrawals, UPI QR, Jio Payments Bank</media:keywords>
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<item>
<title>Why Frost&#45;Free Inverter Refrigerators Are Worth the Upgrade This Gudi Padwa</title>
<link>https://www.thebizzstories.com/why-frost-free-inverter-refrigerators-are-worth-the-upgrade-this-gudi-padwa</link>
<guid>https://www.thebizzstories.com/why-frost-free-inverter-refrigerators-are-worth-the-upgrade-this-gudi-padwa</guid>
<description><![CDATA[ Gudi Padwa marks the start of a new year - a time to welcome fresh beginnings, good fortune, and smarter choices into the home. And if there&#039;s one upgrade worth making this festive season, it&#039;s switching to a frost-free inverter refrigerator. Unlike traditional direct-cool models that ice up, run loudly, and rack up high electricity bills, frost-free inverter refrigerators cool more evenly, run more efficiently, and keep food fresher for longer.


	 


	
		
			
				
		
	



	Bajaj Finserv Easy EMI Loan


	 


	The good news is that upgrading does not have to mean paying for it all at once. Customers can visit the Easy EMI Loan page on the Bajaj Finserv website, browse refrigerators that suit their home, and get a loan approved online — all before they even step into a store. They can then head to the nearest partner store to complete the purchase and split the total cost into Easy EMIs that fit their monthly budget. Select models come with zero down payment — meaning the new refrigerator comes home today, with payments starting only next month.


	 


	Why Frost-Free Inverter Tech is a must-have


	Frost-free technology uses fans to circulate cool air evenly, preventing ice buildup in the freezer. Paired with an inverter compressor that runs at variable speeds based on cooling demand, this results in:


	
		
			Lower electricity bills: Up to 30–50% energy savings compared to non-inverter models.
	
	
		
			Reduced noise: Quiet operation that does not disturb the home environment.
	
	
		
			Longer freshness: Precise temperature control keeps perishable items fresh for days.
	



	 


	Best Frost-Free Inverter refrigerators to buy this Gudi Padwa


	From compact double-door models to AI-powered options, here are five of the best frost-free inverter refrigerators available right now — with EMI prices to match every budget.


	1. Godrej 272L 2-Star Inverter Double Door Refrigerator 


	
		
			Price: Rs. 26,490 | EMI from: Rs. 1,247/month
	
	
		
			Why it works: Nano Shield Technology provides over 95% disinfection on food surfaces, while Cool Balance Technology keeps vegetables farm fresh for up to 30 days. 
	



	 


	2. LG 308L 2-Star Frost Free Double Door Refrigerator


	
		
			Price: Rs. 31,039 | EMI from: Rs. 2,378/month
	
	
		
			Why it works: DoorCooling+™ cools food 35% faster than conventional systems, and Auto Smart Connect lets it run on a home inverter during power cuts.
	



	 


	3. Whirlpool 308L 3-Star Convertible Refrigerator


	
		
			Price: Rs. 33,490 | EMI from: Rs. 1,020/month
	
	
		
			Why it works: Features the industry&#039;s fastest freezer-to-fridge conversion in just 10 minutes, and 6th Sense Nutrilock technology preserves vitamins in fruits and vegetables up to 2x longer.
	



	 


	4. Samsung 350L Bespoke AI Double Door Refrigerator


	
		
			Price: Rs. 41,490 | EMI from: Rs. 1,290/month
	
	
		
			Why it works: Bespoke AI Energy Mode optimises compressor speed to save up to 10% more energy, with a 5-in-1 convertible setup for maximum storage flexibility.
	



	 


	5. Haier 358L 3-Star Frost Free Double Door Refrigerator


	
		
			Price: Rs. 42,600 | EMI from: Rs. 2,169/month
	
	
		
			Why it works: Triple Inverter and Dual Fan Technology offer superior temperature control, and 1-hour icing technology ensures you never run out of ice.
	



	 


	*Disclaimer: Prices and EMIs may vary by location, partner store, and applicable offers. Please verify the latest pricing before purchase.


	 


	Limited-time offers on electronics and appliances


	
		
			Flat Rs. 1,500 cashback on select purchases.
	



	 


	With EMIs starting as low as Rs. 1,020 per month, bringing home the preferred frost-free inverter refrigerator this Gudi Padwa has never been easier or more affordable.


	 


	*Terms and conditions apply. Check with your store for details.


	 


	How to buy a new refrigerator with Bajaj Finserv Easy EMI Loan


	Upgrading a refrigerator this Gudi Padwa does not have to mean a large one-time payment. The Bajaj Finserv Easy EMI Loan lets customers split the cost into pocket-friendly monthly instalments, while the Maha Bachat Savings Calculator helps add brand discounts and dealer offers on top — ensuring they always get the best deal.


	 


	Here is how it works:


	
		
			Select the refrigerator online: Customers can browse models by capacity, star rating, and brand to pick the one that suits their kitchen and budget.
	
	
		
			Check eligibility: Then head to the Easy EMI Loan page and complete a quick KYC process using a mobile number and PAN card.
	
	
		
			View the limit instantly: The approved loan amount is displayed immediately once verified.
	
	
		
			Visit a partner store: Customers can walk into the nearest Bajaj Finserv partner store and get guidance from an in-store representative.
	
	
		
			Finalise the EMI plan: Pick a repayment tenure, complete minimal paperwork, and the purchase is confirmed on the spot.
	



	This Gudi Padwa, the right refrigerator for a home is just a few easy steps away. With the Bajaj Finserv Easy EMI Loan, buying a refrigerator on EMI has never been simpler — the cost is one thing customers do not have to worry about.


	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. 


	 


	To know more, visit www.bajajfinserv.in ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34999_bajaj180326.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 18 Mar 2026 13:12:49 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Why, Frost-Free, Inverter, Refrigerators, Are, Worth, the, Upgrade, This, Gudi, Padwa</media:keywords>
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<title>Bajaj Finance Makes Smart Borrowing Accessible with Personalised Loan Solutions and Attractive Interest Rates</title>
<link>https://www.thebizzstories.com/bajaj-finance-makes-smart-borrowing-accessible-with-personalised-loan-solutions-and-attractive-interest-rates</link>
<guid>https://www.thebizzstories.com/bajaj-finance-makes-smart-borrowing-accessible-with-personalised-loan-solutions-and-attractive-interest-rates</guid>
<description><![CDATA[ Bajaj Finance, one of India’s most trusted non-banking financial companies, is making it easier than ever for individuals to access funds through its range of personal loan offerings. Tailored for both salaried and self-employed borrowers, these loans combine favourable interest rates with adaptable repayment structures, ensuring that financial goals remain within reach regardless of the circumstances.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	
	From planned milestones such as weddings and overseas travel to unplanned situations like medical emergencies, a personal loan from Bajaj Finance offers a dependable and swift financial lifeline. With end-to-end digital processing and a customer-first approach, the borrowing experience is designed to be seamless from start to finish.


	
	Affordable rates that put customers first
	A standout feature of the Bajaj Finserv Personal Loan is its competitive interest rate framework. Rates are calibrated to keep total borrowing costs low, giving customers clarity on their repayment obligations from day one.


	
	The applicable interest rate is assessed based on a combination of factors such as the applicant’s income level, employment category, CIBIL score, repayment history, and existing liabilities. Borrowers with a healthy credit profile and steady income stand to gain the most competitive rates, maximising long-term savings.


	
	Repayment flexibility
	Recognising that no two borrowers are alike, Bajaj Finance provides repayment tenures spanning 12 months to 96 months. This flexibility allows customers to calibrate their EMIs to fit their monthly cash flow, helping them avoid financial pressure while meeting repayment commitments.


	
	Selecting the right tenure is central to maintaining a sustainable repayment rhythm. A longer tenure lowers the monthly instalment, while a shorter one reduces the overall interest outgo, giving borrowers the power to decide what works best for their specific situation.


	
	Substantial loan amounts to match every aspiration
	Personal loans from Bajaj Finance are available from Rs. 40,000 up to Rs. 55 lakh, ensuring that customers can address both modest requirements and significant financial commitments with equal ease. Whether managing short-term cash flow gaps or funding a landmark event, the right amount is always available for eligible applicants.


	
	A streamlined digital application, from approval to disbursal in hours
	Bajaj Finance has engineered a fully digital application journey that eliminates the friction typically associated with loan processing. Applicants simply submit their basic personal and financial details online, after which verification is carried out swiftly. In most cases, approved funds are credited within 24 hours*, enabling customers to act on their financial needs without delay.


	
	Collateral-free: Borrow without pledging assets
	As an unsecured lending product, Bajaj Finserv Personal Loans require no collateral or guarantor. This removes a significant barrier for many borrowers, simplifying the documentation process and enabling faster disbursals. Customers can access the credit they need purely on the strength of their financial profile.


	
	Who can apply? Eligibility at a glance
	Bajaj Finance welcomes applications from eligible Indian residents meeting the following criteria:


	
		
			Nationality: Indian citizen
	
	
		
			Age: 21 to 80 years* 
	
	
		
			Employed with: Public, private, or MNC.
	
	
		
			CIBIL Score: 650 or above
	
	
		
			Customer profile: Self-employed or Salaried
	



	 


	*Customers should be 80 years* or younger, at the end of the loan tenure.


	
	Uses of a Bajaj Finserv Personal Loan
	Bajaj Finserv Personal Loans can be used for various personal expenses, such as:


	
		
			Medical and Healthcare Costs: Cover hospitalisation, treatment procedures, and post-recovery expenses swiftly, without drawing on savings.
	
	
		
			Weddings and Celebrations: Finance venue bookings, catering, travel arrangements, and event décor for family milestones without disrupting existing savings.
	
	
		
			Travel and Experiences: Plan domestic or international journeys and repay at leisure through structured instalments.
	
	
		
			Home Improvement Projects: Fund renovation, repair, or interior upgrades to create a comfortable and upgraded living space .
	
	
		
			Education and Career Development: Invest in academic programmes, professional certifications, or skill-building courses to accelerate career growth.
	



	 


	Bajaj Finance continues to set the benchmark in personal lending, combining low-cost borrowing with the speed and simplicity that modern customers expect. Through competitive interest rates, generous loan amounts, and a frictionless application experience, the company empowers individuals across India to pursue their financial goals on their own terms.


	
	For planned milestones or pressing financial requirements alike, Bajaj Finance stands ready to deliver reliable and affordable personal loan solutions.


	
	*Terms and conditions apply.


	
	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34897_CAT-A+Image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 10 Mar 2026 23:02:48 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance, Smart Borrowing Accessible, Personalised Loan Solutions, Attractive Interest Rates</media:keywords>
</item>

<item>
<title>PayU and GoKwik Forge Strategic Partnership to Deliver India&amp;apos;s First Integrated Conversion&#45;to&#45;Completion Stack for D2C</title>
<link>https://www.thebizzstories.com/payu-and-gokwik-forge-strategic-partnership-to-deliver-indias-first-integrated-conversion-to-completion-stack-for-d2c</link>
<guid>https://www.thebizzstories.com/payu-and-gokwik-forge-strategic-partnership-to-deliver-indias-first-integrated-conversion-to-completion-stack-for-d2c</guid>
<description><![CDATA[ PayU, one of India’s leading digital payments and financial services providers, and GoKwik, the category leader in checkout optimization and conversion for direct-to-consumer (D2C) brands, today announced a strategic partnership to launch India’s first Integrated Conversion-to-Completion stack. The collaboration is designed to directly address the &#039;silent revenue killer&#039; faced by D2C brands: the significant leakage caused by checkout drop-offs, payment failures, and conversion inefficiencies in the final moments of purchase.


	 


	
		
			
				
		
	



	PayU and GoKwik Strategic Partnership


	 


	As India’s D2C sector matures, merchants are demanding end-to-end reliability. This partnership introduces an integrated commerce layer that combines GoKwik’s conversion intelligence with PayU’s robust, scalable payments infrastructure, moving D2C brands beyond fragmented solutions to solve these challenges at scale.


	 


	“Across the D2C ecosystem, the demand from founders is clear: they need integrated solutions that solve for payment reliability and checkout conversion in one cohesive layer. This isn’t a hypothetical challenge; it&#039;s a measurable drain on potential revenue”, Vineet Sethi, Chief Growth and Marketing officer, PayU. The coming together of PayU’s deep payments expertise and GoKwik’s category-leading conversion intelligence is a direct response to this merchant need. It’s about creating the kind of continuous, high-success experience that is non-negotiable for any brand aiming to move from early traction to major scale”.


	 


	“GoKwik has set the industry standard for D2C conversion and checkout optimization. Our partnership with PayU is a strategic and natural evolution of that commitment”, said Chirag Taneja, CEO - GoKwik. “By tightly integrating our intelligence with PayU&#039;s robust payments infrastructure, we are extending the impact of our platform to ensure a seamless, high-success-rate payments experience. This is about delivering the final, critical piece of the puzzle, enabling our merchants to unlock the next level of growth with total confidence and zero friction.&quot;


	 


	“I’m incredibly excited about this partnership in action. With GoKwik and PayU both now a seamless part of our commerce journey, the difference has been immediate and quantifiable,” says Ganesh Sonawane, Founder - Frido. “GoKwik&#039;s conversion intelligence gets customers ready, and PayU’s reliability ensures they complete the transaction without friction. Since integrating this stack, we have seen an encouraging conversion lift and a massive boost in transaction success rates. This is the integrated solution the D2C market needed to move from great growth to sustainable scale”.


	 


	For D2C merchants, this collaboration signifies the shift away from fragmented point solutions. It delivers a truly cohesive commerce experience, drastically reducing checkout-to-payment drop-offs and improving success rates; allowing brands to shift their focus from operational complexity to pure growth. This integrated approach is key to simplifying the commerce stack and supporting the sustainable scaling of the next generation of digital-first Indian brands.


	 


	The partnership also reflects a shared commitment to India’s D2C ecosystem, which continues to drive innovation, employment, and digital adoption across the country. By building solutions designed specifically for the realities of D2C commerce, PayU and GoKwik aim to empower the next generation of digital-first Indian brands.


	 


	About PayU 


	PayU, India&#039;s leading diversified fintech platform with Prosus as an investor, operates businesses that are regulated by the Reserve Bank of India and offers advanced solutions to meet the digital financial services needs of customers (merchants, banks, and consumers).


	 


	PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology and has empowered 4.5 lakhs+ businesses, including India’s leading enterprises, e-commerce giants and SMBs. It enables businesses to collect digital payments across 100+ online payment methods such as Credit Cards, Debit Cards, Net Banking, EMIs, pay-later, QR, UPI, Wallets, and more. It’s a preferred partner in the affordability ecosystem, offering the maximum coverage of issuers and easy-to-implement integrations across card-based EMIs, pay-later options and new-age cardless EMIs. PayU offers e-commerce brands best-in-industry success rates while ensuring a seamless checkout experience.


	 


	About GoKwik


	GoKwik is an e-commerce enablement platform on a mission to democratize the shopping experience by helping 15000+ brands scale with higher conversion, lower RTO and higher conversations. With a network of over 200+ million shoppers, GoKwik offers full-stack solutions across the funnel, enabling brands to provide a seamless, lightning-fast shopping experience to their customers. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34893_gokwik.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 10 Mar 2026 13:41:46 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>PayU, GoKwik, Deliver India&#039;s, Conversion-to-Completion Stack, D2C</media:keywords>
</item>

<item>
<title>What Is the Best Eco&#45;Friendly Refrigerator to Buy This Summer?</title>
<link>https://www.thebizzstories.com/what-is-the-best-eco-friendly-refrigerator-to-buy-this-summer</link>
<guid>https://www.thebizzstories.com/what-is-the-best-eco-friendly-refrigerator-to-buy-this-summer</guid>
<description><![CDATA[ During summer, refrigerators work harder than usual. Rising temperatures and frequent door opening — whether to grab a cold drink or store leftovers — put extra pressure on the appliance. An eco-friendly refrigerator is designed to handle this better, consuming less energy and using eco-friendly refrigerants without compromising on cooling. Brands like Haier, LG, and Samsung offer a solid range of options for those looking to upgrade.


	 


	
		
			
				
		
	



	Upgrade to a new refrigerator this season with the Bajaj Finserv Easy EMI Loan


	
	The good news is that upgrading doesn&#039;t have to mean a large one-time expense. The Bajaj Finserv Summer Sale makes it more affordable, with Easy EMI Loan of up to Rs. 5 lakh, seasonal discounts, and zero down payment on select models. Shoppers can head to their nearest Bajaj Finserv partner store — including Vijay Sales and Croma — to avail the financing options and take their new refrigerator home the same day.


	
	Why eco-friendly refrigerators are worth considering?
	The BEE star rating is a reliable indicator of energy efficiency — the higher the rating, the lower the power consumption. Since a refrigerator runs 24/7 and is opened frequently, a higher-rated model can meaningfully reduce long-term electricity costs. Selecting the right capacity is equally important, as an oversized or undersized fridge consumes more energy than necessary.


	
	Top eco-friendly refrigerators available in March 2026
	Shoppers can compare features, capacity, and type on Bajaj Mall before visiting a nearby partner store to finalise the purchase.


	 


	
		
			Whirlpool 205 WDE CLS Single Door Refrigerator (184L) 

		
			
				
					Price: Rs. 12,990 | EMI from: Rs. 859/month
			
			
				
					Why it works: A compact 3-star model for small apartments — energy-conscious cooling without occupying too much kitchen space.
			
		
	
	
		
			Samsung Camellia Blue Single Door Refrigerator (223L) 

		
			
				
					Price: Rs. 19,990 | EMI from: Rs. 1,535/month
			
			
				
					Why it works: Digital Inverter Technology adjusts compressor speed based on cooling demand, reducing energy consumption and noise.
			
		
	
	
		
			LG Smart Inverter Double Door Refrigerator (242L) 

		
			
				
					Price: Rs. 25,990 | EMI from: Rs. 1,542/month
			
			
				
					Why it works: DoorCooling+ circulates cold air evenly across all shelves, maintaining consistent temperatures and reducing the compressor&#039;s workload.
			
		
	
	
		
			Samsung Convertible Double Door Refrigerator (322L) 

		
			
				
					Price: Rs. 34,990 | EMI from: Rs. 2,433/month
			
			
				
					Why it works: Five convertible modes allow adjustment of the fridge-to-freezer ratio, avoiding energy waste when full freezer capacity is not required.
			
		
	
	
		
			Haier Side-by-Side Refrigerator (596L) 

		
			
				
					Price: Rs. 1,01,990 | EMI from: Rs. 5,200/month
			
			
				
					Why it works: Twin cooling systems maintain independent temperatures across fresh and frozen sections, improving energy efficiency.
			
		
	
	
		
			LG InstaView Side-by-Side Refrigerator (635L) 

		
			
				
					Price: Rs. 2,06,499 | EMI from: Rs. 11,400/month
			
			
				
					Why it works: Knocking twice on the glass panel lets users see inside without opening the door, reducing cold air loss. UV Nano technology keeps the water dispenser hygienic without additional energy use.
			
		
	



	*Disclaimer


	The prices and EMIs mentioned may differ based on the variant, partner store, location, and promotional offer. Please visit your nearest partner store to find the latest offers and prices.


	
	Limited-time offers on eco-friendly refrigerators


	 


	
		
			Whirlpool — Up to 30% off on models priced Rs. 10,000 – Rs. 1,71,000, with EMIs starting from Rs. 859/month 
	
	
		
			LG — Up to 50% off on models priced Rs. 10,000 – Rs. 2,05,000, with EMIs starting from Rs. 875/month 
	
	
		
			Samsung — Up to 50% off on models priced Rs. 10,000 – Rs. 2,05,000, with EMIs starting from Rs. 1,290/month
	



	 


	Offers are limited-time and subject to change. Verify current availability at your nearest partner store.


	
	How to buy a new refrigerator with Bajaj Finserv?
	Splitting the cost of a new refrigerator into monthly instalments makes the upgrade far more manageable instead of making a large one-time payment. During the Summer Sale, shoppers can enjoy the following benefits:


	 


	
		
			Browse on Bajaj Mall: Compare eco-friendly refrigerators by capacity, door type, star rating, and brand before visiting a store.
	
	
		
			Check pre-approved eligibility: The pre-approved loan limit can be verified on the Bajaj Finserv website using a registered mobile number and OTP verification.
	
	
		
			Find a partner store: Check shortlisted models at 1.5 lakh+ stores across 4,000+ cities.
	
	
		
			Check the model in person: In-store staff can assist with evaluating capacity, star rating, energy features, and build quality.
	
	
		
			Choose an EMI plan: Financing of up to Rs. 5 lakh is available through the Bajaj Finserv Insta EMI Card or Easy EMI Loan, with zero down payment on select models and tenures ranging from 1 to 60 months.
	
	
		
			Complete the purchase: Once approved, the transaction is processed instantly and the refrigerator can be taken home the same day.
	



	 


	With limited-time offers and exclusive deals during the Bajaj Finserv Summer Sale, March is a practical time to upgrade to an eco-friendly refrigerator.


	 


	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings.


	
	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34892_BFL_image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 09 Mar 2026 19:24:21 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>What, the, Best, Eco-Friendly, Refrigerator, Buy, This, Summer</media:keywords>
</item>

<item>
<title>NBFC Saarathi Finance Drives MSME Engagement with High&#45;Energy Bike Rally in Ambattur</title>
<link>https://www.thebizzstories.com/nbfc-saarathi-finance-drives-msme-engagement-with-high-energy-bike-rally-in-ambattur</link>
<guid>https://www.thebizzstories.com/nbfc-saarathi-finance-drives-msme-engagement-with-high-energy-bike-rally-in-ambattur</guid>
<description><![CDATA[ Saarathi Finance organized a vibrant bike rally in Ambattur to strengthen ties with MSMEs, promoting teamwork and financial support under &#039;Aap Akele Nahi Hai&#039; initiative. ]]></description>
<enclosure url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggeA0F16kzcXmNzlM5IL4xy6YrGBv5uCVgofyhKnFB7t-HYcb3acl2ZFtMv63NY47keYYj_EZ56CStwhijTcL1r6Bwz-qLzW-f5qkiNNX8ks5Gi6ORBZJdHR6VNDmvnf-UTrralhP0Or497qqrZ0aXm8vvWYX7HNxYeuyJAIJUPYp3vwze5ZS5b4UYAxA/w640-h360/WhatsApp%20Image%202026-02-28%20at%201.28.01%20PM.jpeg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 02 Mar 2026 11:50:01 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords>Saarathi Finance, bike rally, Ambattur, MSME engagement, NBFC, business loans, Tamil Nadu, MSME lending, Vivek Bansal</media:keywords>
</item>

<item>
<title>Avanse Financial Services Rated &amp;apos;IND AA/Stable&amp;apos; for Bank Loans &amp;amp; NCDs &amp;amp; &amp;apos;IND A1+&amp;apos; for Commercial Paper by India Ratings &amp;amp; Research</title>
<link>https://www.thebizzstories.com/avanse-financial-services-rated-ind-aastable-for-bank-loans-ncds-ind-a1-for-commercial-paper-by-india-ratings-research</link>
<guid>https://www.thebizzstories.com/avanse-financial-services-rated-ind-aastable-for-bank-loans-ncds-ind-a1-for-commercial-paper-by-india-ratings-research</guid>
<description><![CDATA[ 
	Avanse Financial Services (Avanse), a leading education-focused non-banking financial company (NBFC) in India, today announced that India Ratings &amp; Research (Ind-Ra) assigned ‘IND AA/Stable’ for Bank Loans &amp; Non-Convertible Debentures &amp; ‘IND A1+’ for its Commercial Paper. This rating reflects Avanse’s market leadership in the education financing segment and underscores the company’s robust performance and sustained profitability.


	 


	
		
			
				
					Instrument Type
			
			
				
					Rating Assigned along with Outlook/Watch
			
			
				
					Rating Action
			
		
		
			
				
					Commercial Paper
			
			
				
					IND A1+
			
			
				
					Assigned
			
		
		
			
				
					Bank Loan Facilities
			
			
				
					IND AA/Stable
			
			
				
					Assigned
			
		
		
			
				
					NCDs
			
			
				
					IND AA/Stable
			
			
				
					Assigned
			
		
	



	 


	The key drivers for these assigned ratings are the organisation’s specialised capabilities in the education financing space, adequate and timely capitalisation to grow the business, a proven track record of disciplined execution with steady growth, a diversified funding profile, and strong asset-quality performance. Avanse adopts a liability-first approach as a core component of its business strategy. The company has established a robust organisational framework and a high-quality product portfolio designed to proactively meet the expectations of credit rating agencies and liability partners. It maintains a disciplined focus on asset-liability management, ensuring the timely servicing of all financial obligations.


	
	Commenting on this development, Amit Gainda, Managing Director &amp; CEO, Avanse Financial Services, said, “It’s a proud moment for team Avanse to receive these ratings from one of India’s leading credit rating agencies. These ratings demonstrate our effective implementation of the Governance, Risk, Compliance &amp; Controllership (GRCC) framework, our liability-first philosophy, and our disciplined approach to financial and risk management. This milestone reflects our focus on creating value through efficient capital management and responsible lending practices, reinforcing our position as a trusted financing partner in empowering students to achieve their academic goals and strengthening the education ecosystem of the country.” 


	
	Avanse remains committed to investing in human capital, processes, and technology to build a future-ready organisation. By leveraging data-driven insights and a customer-centric approach, the company aims to simplify and enhance education and education infrastructure financing, enabling students and institutions to access opportunities with greater confidence and efficiency.


	
	As Avanse enters its next phase of growth, it will continue to prioritise responsible lending, disciplined risk management, and prudent capital allocation, driving sustainable expansion while creating long-term value for all stakeholders.


	
	About Avanse Financial Services
	Avanse Financial Services Limited is an education-focused non-banking financial company (NBFC) on a mission to make education financing seamless and affordable for every deserving Indian student. The company offers loans across three key segments:


	
		
			Student Loan - International – customised education financing solutions for Indian students pursuing undergraduate &amp; postgraduate courses overseas 
	
	
		
			Education Loans Domestic – customised financing solutions for Indian students seeking higher education at domestic institutions. It also includes loans for professionals engaging in executive learning programs, as well as financing for both curriculum fees for students enrolled in accredited schools and non-curriculum fees associated with skilling programs, executive education, and test preparation courses, all in India.
	
	
		
			Educational Institution Loans – collateral-backed financing solutions to private educational institutions, generally K-12 schools, located in peripheral areas of tier I cities and in tier II and beyond cities in India
	



	
	For more information, please click here. 
 ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Fri, 27 Feb 2026 14:59:47 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Avanse, Financial, Services, Rated, IND, AAStable, for, Bank, Loans, NCDs, IND, A1, for, Commercial, Paper, India, Ratings, Research</media:keywords>
</item>

<item>
<title>5 Common AC Buying Mistakes to Avoid This Summer (2026 Guide)</title>
<link>https://www.thebizzstories.com/5-common-ac-buying-mistakes-to-avoid-this-summer-2026-guide</link>
<guid>https://www.thebizzstories.com/5-common-ac-buying-mistakes-to-avoid-this-summer-2026-guide</guid>
<description><![CDATA[ 
	Summer is here, and staying cool isn’t just a luxury—it is essential. Buying the right AC can make all the difference between a comfy, refreshing home and soaring electricity bills. Before you rush into a purchase, it helps to focus on practical needs rather than just discounts or looks. Brands like Voltas, Hitachi, LG, and Samsung offer a wide range of ACs, but choosing the wrong model can cost you in comfort and efficiency.


	 


	
		
			
				
		
	



	Make buying your AC simple and budget-friendly with a Bajaj Finserv Easy EMI Loan


	
	The good news is that buying a new AC doesn’t have to strain your budget. With Bajaj Finserv Easy EMI loan, you can spread the cost of up to Rs. 5 lakh into manageable monthly instalments. Many models are available with zero down payment, making upgrades more accessible. Plus, during the Bajaj Finserv Summer Sale, you can explore a wide range of options at attractive prices.


	
	How the wrong AC choice affects comfort and bills


	
	Buying an AC without checking the right specs can lead to:


	
		
			High electricity bills
	
	
		
			Uneven cooling
	
	
		
			Frequent breakdowns
	



	 


	Avoid these common mistakes to make a smart, energy-efficient choice.


	 


	1. Picking the wrong AC size


	 


	
		
			Too small: Runs constantly, struggles to cool, wastes energy.
	
	
		
			Too large: Cools unevenly and consumes extra electricity.
	



	 


	Always match AC capacity (tonnage) to your room size.


	 


	2. Ignoring Energy Star Ratings
	Price matters, but so does efficiency. Higher BEE star-rated ACs cost more upfront but save significantly on electricity over time.


	 


	3. Overlooking Inverter Technology
	Non-inverter ACs frequently switch on/off, consuming more power. Inverter ACs adjust compressor speed, making them quieter, faster, and energy-efficient.


	 


	4. Forgetting installation costs
	Split ACs require professional installation, brackets, copper piping, and sometimes stabilizers. Include these costs in your budget.


	 


	5. Ignoring room conditions


	
		
			Direct sunlight, high ceilings, poor insulation, and number of occupants affect cooling.
	
	
		
			Don’t choose an AC based only on square footage—consider room environment too.
	



	 


	6. Skipping maintenance planning: Check service availability locally. Regular servicing ensures long-term performance and reliability.


	 


	7. Prioritising looks over performance: Sleek design is nice, but cooling efficiency, warranty, after-sales support, and spare part availability matter more.


	
	Best-selling air conditioners to explore this summer


	1. Samsung 1 Ton 3 Star Inverter Split AC (AR12CY3ZAGD)
	Price: Rs. 31,490
	EMI starting from: Rs. 1,749
	Description: An ideal choice for smaller rooms, this model features Fast Cooling technology and a Triple Protector Plus system to guard against power surges without needing an external stabilizer.


	
	
	2. Voltas 1.5 Ton 3 Star Inverter Split AC (183V Vectra Prism)
	Price: Rs. 34,990
	EMI starting from: Rs. 1,944
	Description: A versatile all-rounder for the Indian summer, it offers Adjustable Cooling modes that allow you to run the AC at different tonnages based on the heat load or number of people in the room.


	
	3. Daikin 1.5 Ton 3 Star Inverter Split AC (MTKL50U)
	Price: Rs. 38,500
	EMI starting from: Rs. 2,138
	Description: Renowned for its Econo Mode and Coanda Airflow, this unit ensures cold air doesn&#039;t fall directly on your head but circulates evenly across the room for better comfort and efficiency.


	
	4. Blue Star 1.5 Ton 4 Star Inverter Split AC (IA418YATU)
	Price: Rs. 41,990
	EMI starting from: Rs. 2,332
	Description: This heavy-duty model is designed for extreme heat. It features a Turbo Cool mode for near-instant chilling and high-quality copper coils that are highly resistant to corrosion.


	
	5. LG 1.5 Ton 5 Star AI Dual Inverter Split AC (TS-Q19YNZE)
	Price: Rs. 46,500
	EMI starting from: Rs. 2,583
	Description: Its AI Dual Inverter senses room conditions to optimise cooling. It boasts a top-tier 5-star rating, meaning significant long-term savings on electricity bills.


	 


	Limited-time offers on electronics and appliances


	Beat the heat smartly—get up to 60% off on ACs, with pocket-friendly EMIs starting at Rs. 830 per month and zero down payment.


	 


	* Disclaimer: Offers and EMI amounts may vary depending on location and partner store. For the latest prices and available deals, browse Bajaj Mall or visit a nearby Bajaj Finserv partner store.


	
	Why should you buy an AC with Bajaj Finserv this summer
	Purchasing an AC is easier when the cost is spread over monthly instalments:


	 


	
		
			Browse online: Compare models, capacity, star rating, and features on Bajaj Mall.
	
	
		
			Visit partner stores: Check shortlisted models at 1.5 lakh+ stores across 4,000+ cities.
	
	
		
			Choose Easy EMI Loan: Finance up to Rs. 5 lakh with flexible repayment tenures; select models with zero down payment.
	
	
		
			Check eligibility online: Verify your pre-approved loan limit quickly with mobile number and OTP.
	
	
		
			Use the Insta EMI Network Card: Split your bill into EMIs instantly through a paperless process.
	



	
	Avoiding common AC buying mistakes ensures your AC fits your room, budget, and comfort needs. With Bajaj Finserv Easy EMIs and Summer Sale offers, buying an energy-efficient AC in 2026 has never been easier.


	
	Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. 


	
	To know more, visit www.bajajfinserv.in
 ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34788_bajaj-image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 26 Feb 2026 20:10:29 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Common, Buying, Mistakes, Avoid, This, Summer, 2026, Guide</media:keywords>
</item>

<item>
<title>Get Low&#45;interest Personal Loans with Flexible Terms from Bajaj Finance</title>
<link>https://www.thebizzstories.com/get-low-interest-personal-loans-with-flexible-terms-from-bajaj-finance</link>
<guid>https://www.thebizzstories.com/get-low-interest-personal-loans-with-flexible-terms-from-bajaj-finance</guid>
<description><![CDATA[ Bajaj Finance continues to strengthen its position as one of India’s leading lending institutions by offering low-interest personal loans with flexible repayment terms. Designed to meet the evolving financial needs of individuals, these loans provide quick access to funds, flexible tenure, and competitive personal loan interest rate options. With a strong focus on customer convenience, Bajaj Finance enables both salaried and self-employed individuals to manage planned and unexpected expenses with ease.
	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan
	 


	In today’s fast-paced lifestyle, financial needs can arise at any moment. Whether it is a medical emergency, a wedding, a home renovation, travel plans or education expenses, a personal loan serves as a reliable financial solution. Bajaj Finance ensures that customers benefit from affordable borrowing by offering attractive personal loan interest rate structures and flexible repayment tenures, making repayments stress-free and manageable.
	 


	Competitive personal loan interest rate for easier borrowing


	One of the key highlights of the Bajaj Finserv Personal Loan is the competitive personal loan interest rate offered to eligible applicants. The interest rates are structured to ensure affordability while maintaining clarity. By offering lower interest rates, Bajaj Finance helps customers reduce their overall borrowing cost, making it easier to repay the loan over time.
	 


	The personal loan interest rate is determined based on several factors, including income, employment type, credit score, repayment capacity, and existing financial commitments. Customers with a strong credit profile and stable income can benefit from lower rates, ensuring significant savings across the loan tenure.
	 


	Flexible repayment terms for better financial control


	Bajaj Finance understands that every borrower has unique financial circumstances. To address this, the company offers flexible repayment tenures ranging from 12 months to 96 months. This allows customers to select a repayment plan that aligns with their income flow and financial goals.
	 


	Flexible terms enable borrowers to maintain comfortable EMIs without placing strain on their monthly budgets. By selecting an optimal tenure, customers can effectively manage their finances while enjoying the benefits of a low personal loan interest rate.
	 


	High loan amounts for diverse financial needs


	Bajaj Finance offers personal loans ranging from Rs. 40,000 to Rs. 55 lakh, depending on the applicant’s eligibility. This wide range ensures that customers can fund both small and large expenses conveniently. Whether it is covering a short-term cash requirement or financing a major life event, Bajaj Finance provides solutions tailored to individual needs.
	 


	The easy application process and fast approvals further enhance the overall borrowing experience, allowing customers to access funds quickly and efficiently.
	 


	Quick and easy application process


	Applying for a personal loan with Bajaj Finance is a simple and hassle-free experience. Customers can apply online by submitting basic personal and financial details. The digital process ensures faster verification and quicker approvals, significantly reducing turnaround time.
	 


	Once approved, funds are disbursed swiftly, often within 24 hours*, enabling customers to meet urgent financial needs without delays. Minimal documentation and a streamlined process further simplify the loan journey, ensuring a smooth experience from application to disbursal.
	 


	No collateral requirement for hassle-free borrowing


	Bajaj Finance offers personal loans without the need for any collateral or security, allowing customers to access funds without pledging assets. This unsecured loan structure simplifies the application process, reduces documentation, and enables faster approvals, making borrowing more convenient and stress-free.
	 


	Eligibility criteria for a personal loan


	Bajaj Finance offers personal loans to both salaried professionals and self-employed individuals who meet the eligibility requirements. Key eligibility factors include:


	
		
			Nationality: Indian
	
	
		
			Age: 21 years to 80 years*.
	
	
		
			Employed with: Public, private, or MNC.
	
	
		
			CIBIL Score: 650 or higher.
	
	
		
			Customer profile: Self-employed or salaried
			 
	



	*Applicants must be 80 years or younger at the end of the loan tenure.
	 


	Ideal use cases for a personal loan


	A personal loan from Bajaj Finance can be used for a wide range of purposes, including:
	 


	Medical emergencies and healthcare expenses:


	
		
			A personal loan can help individuals manage unexpected medical costs, including hospitalisation, treatment, and post-care expenses, ensuring timely access to quality healthcare without financial strain.
			 
	



	Wedding and family celebrations:


	
		
			Personal loans enable families to comfortably manage wedding-related and festive expenses, including venue bookings, catering, décor, and travel, without disrupting long-term savings.
			 
	



	Travel and holiday planning:


	
		
			Borrowers can use personal loans to fund domestic or international travel, covering costs such as flights, accommodation, and experiences, while repaying in easy instalments.
			 
	



	Home renovation and repairs:


	
		
			From essential repairs to complete home makeovers, a personal loan provides financial flexibility to upgrade living spaces without delays.
			 
	



	Education and skill development:


	
		
			Personal loans can support education-related expenses, including course fees, certifications, and skill enhancement programmes, helping individuals invest in their professional growth.
			 
	



	Bajaj Finance continues to redefine personal lending by offering low-interest personal loans with flexible terms and quick disbursal. With competitive personal loan interest rate options, high loan amounts, and customer-centric policies, Bajaj Finance empowers individuals to fulfil their financial goals without unnecessary stress.
	 


	Whether planning a major expense or addressing an urgent financial need, customers can rely on Bajaj Finance for efficient, affordable, and dependable personal loan solutions.
	 


	*Terms and conditions apply
	 


	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34783_BajajFinservPersonal_Loan_financelimited.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 26 Feb 2026 14:56:13 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Get Low-interest Personal Loans, Flexible Terms, Bajaj Finance</media:keywords>
</item>

<item>
<title>How to Plan Investments After Receiving a Bonus, Inheritance, or Asset Sale</title>
<link>https://www.thebizzstories.com/how-to-plan-investments-after-receiving-a-bonus-inheritance-or-asset-sale</link>
<guid>https://www.thebizzstories.com/how-to-plan-investments-after-receiving-a-bonus-inheritance-or-asset-sale</guid>
<description><![CDATA[ Receiving a sudden windfall—be it a year-end bonus, family inheritance, or proceeds from selling an asset—may nudge an investor to review their financial strategy. By investing this surplus money, one can potentially enhance their corpus and earn higher potential returns. This article walks you through ways in which you may plan your investments after receiving a lumpsum and how a lumpsum calculator may aid this process. 


	 


	
		
			
				
		
	



	How to Plan Investments After Receiving a Bonus, Inheritance, or Asset Sale


	
	Assess the surplus
	Before diving into investments, pause to evaluate the funds at hand. Calculate your net amount after taxes and essentials: bonuses may attract TDS, inheritances may involve probate fees or estate duties, and asset sales may trigger capital gains tax. Investors may use part of the windfall to build an emergency fund covering 6-12 months&#039; expenses through an overnight or liquid mutual fund to have convenient access to their money. They may also use some money to pay off high-interest debts such as credit cards. After this, the remaining sum could then be allocated strategically to align with their long-term financial objectives.


	
	Lumpsum vs SIP: Core strategies
	Deploying a windfall may demand choosing between lumpsum investing and SIP investment routes, each suiting different risk profiles and market views. A lumpsum calculator may be of help here—it simulates growth potential by inputting your bonus amount, expected rate of annual return, and time horizon of the investment. Investors may use free lumpsum calculators to assess various scenarios.


	
	SIP investment, conversely, involves dividing the sum into monthly/quarterly instalments, mitigating timing risk via rupee-cost averaging. Investors could also adopt a hybrid approach by investing 50% of the surplus as lumpsum and the rest in an SIP.


	
	Use a lumpsum calculator for precision
	A lumpsum calculator helps demystify one-shot investing by projecting the potential projecting future using the compound interest formula:
	A = P X (1+r)^n


	
	Where:


	
		
			A = Final value of investment
	
	
		
			P = Initial investment amount (Principal)
	
	
		
			r = Annualized rate of return (in decimal, e.g., 10% = 0.10)
	
	
		
			n = Number of years
	



	
	For example, if you invest Rs. 1,00,000 in a fund for five years and expected returns of 12% per annum.


	
	A = 1,00,000 × (1+0.12)^5
	A = 1,00,000 X 1.76
	A = Rs. 1.76 lakh


	
	Example for illustrative purposes only.


	
	These figures are illustrative, not guaranteed, as markets fluctuate. However, the tool may help investors take data-driven and more informed decisions. 


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture. 


	
	Practical steps 
	Here are steps you may follow when investing an extra inflow of money. 


	
	1. Define goals: Retirement? Children&#039;s education? You may list timelines and required corpus via goal-based calculators.
	2. Run simulations: You may use lumpsum and SIP calculators to review various scenarios.
	3. Invest: You may choose funds and an allocation strategy that aligns with your investment objectives and risk appetite.
	4. Review annually: It is advised to review and rebalance investments regularly to maintain a suitable asset mix.
	5. Seek advice: You may consult professional advisers for personalised plans and further guidance.


	
	Conclusion
	Receiving a windfall through a bonus, inheritance, or asset sale may mark a moment of investment reassessment in an investor’s journey. Thoughtful deployment of these extra funds may help you enhance your potential corpus. 


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34753_bajaj-image.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 25 Feb 2026 17:13:30 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>How, Plan, Investments, After, Receiving, Bonus, Inheritance, Asset, Sale</media:keywords>
</item>

<item>
<title>How investors can use a CAGR calculator to understand portfolio performance over time</title>
<link>https://www.thebizzstories.com/how-investors-can-use-a-cagr-calculator-to-understand-portfolio-performance-over-time</link>
<guid>https://www.thebizzstories.com/how-investors-can-use-a-cagr-calculator-to-understand-portfolio-performance-over-time</guid>
<description><![CDATA[ When reviewing long-term investments, investors might encounter multiple return metrics that appear similar but convey different information. For example, absolute returns describe total growth, while annual return reflects performance in a specific year. In this context, a CAGR or Compound Annual Growth Rate, may be commonly referenced as a way to express long-term portfolio growth in an annualised form.


	 


	
		
			
				
		
	



	How investors can use a CAGR calculator to understand portfolio performance over time


	 


	For investments held over several years, this measure may help place potential outcomes in perspective rather than focusing on isolated periods. A CAGR calculator can help with estimating the returns earned on an investment. Understanding what a CAGR calculator reflects, and what it ignores, may help investors interpret portfolio results with relatively more clarity.


	 


	What CAGR represents in portfolio analysis


	CAGR, or Compound Annual Growth Rate, represents the annualised rate at which an investment’s value grew over a defined period, assuming all returns were reinvested.


	 


	CAGR does not represent interim volatility, instead it shows the returns as a single annualised figure – the steady rate at which an investment would have theoretically grown year on year to arrive at the final amount. In reality, a portfolio may experience uneven gains and declines during the investment period yet still show a positive CAGR if the final value is higher than the starting value. In this sense, CAGR summarises the outcome rather than the actual return path.


	 


	This makes CAGR suitable for a quick assessment of a portfolios long-term performance, rather than a granular view of day-to-day volatility.


	 


	Why CAGR is commonly used for long-term portfolios


	Over extended horizons, portfolio performance may be influenced by market cycles, economic changes, and shifts in sentiment. Year-on-year returns may therefore vary. A CAGR condenses this variability into a single annualised figure, which may be relatively easy to interpret across longer periods.


	 


	For mutual funds, performance communication often relies on CAGR because investors enter and exit schemes at different points. CAGR allows historical performance to be presented without assuming identical investment dates or cash-flow patterns. For this reason, CAGR is treated as a reporting metric rather than an indicator of future potential results.


	 


	It is important to note that CAGR reflects only starting and ending values. It does not capture interim drawdowns, recovery phases, or periods of stagnation.


	 


	Past performance may or may not be sustained in the future.


	 


	How a CAGR calculator works


	A CAGR calculator typically requires three inputs:


	
		
			the initial investment value
	
	
		
			the final investment value
	
	
		
			the investment duration in years
	



	 


	Using these inputs, the calculator applies a mathematical formula to compute the annualised growth rate:


	CAGR = (Ending Value / Beginning Value)^(1/n) − 1


	Where:


	Beginning Value = initial investment amount


	 


	Ending Value = value of the investment at the end of the period


	 


	n = number of years the investment is held


	 


	The result is typically expressed as a percentage by multiplying the outcome by 100.


	 


	For example, if an investment grows from Rs. 4,00,000 to Rs. 6,80,000 over a period of 7 years, the CAGR is calculated as:


	 


	CAGR = (6,80,000 / 4,00,000)^(1/7) − 1


	 


	This results in an approximate CAGR of 7.9% per annum, indicating that the investment’s value increased at an average annualised rate of about 7.9% over the seven-year period.


	 


	Example for illustrative purposes only. The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Interpreting CAGR alongside other measures


	Although widely referenced, a CAGR calculator does not present a complete picture of portfolio behaviour. CAGR assumes a smooth growth trajectory, which may not reflect actual market movements. As a result, CAGR figures may be viewed alongside other measures such as rolling returns and risk-adjusted return metrics such as beta, standard deviation, information ratio and Sharpe ratio.


	 


	In mutual funds, two schemes may report the same CAGR, even though Fund A experienced sharp interim declines and Fund B saw relatively steady performance. This highlights why it is advised to interpret CAGR as a summary measure rather than a standalone assessment.


	 


	Using a CAGR calculator for comparisons


	One relatively common application of a CAGR calculator is comparing portfolio outcomes across timeframes or strategies. By converting cumulative growth into an annualised rate, CAGR offers a common reference point.


	 


	Portfolios with different investment amounts or durations may still be assessed once CAGR is applied. However, such comparisons depend on consistent assumptions, as a CAGR calculator does not adjust for differences in risk, volatility, or liquidity.


	 


	Limitations to keep in mind


	While useful, a CAGR calculator has certain limitations. It does not reflect the sequence of returns, assumes reinvestment at a uniform implied rate, does not account for volatility or drawdowns, and may mask periods of underperformance.


	 


	For portfolios built through staggered investments, such as Systematic Investment Plans (SIPs), CAGR may not fully represent individual cash-flow timing. In such cases, other measures, such as XIRR, may be referenced for added context.


	 


	Conclusion


	A CAGR calculator is used for summarising portfolio performance over extended periods. By expressing growth as an annualised rate, it may help investors compare outcomes across different timeframes and investment approaches. When viewed alongside other performance measures and with knowledge of its potential assumptions, a CAGR calculator may help in understanding how a portfolio has evolved over time, without implying certainty about potential future results.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34736_cagr.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 24 Feb 2026 14:14:19 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>How, investors, can, use, CAGR, calculator, understand, portfolio, performance, over, time</media:keywords>
</item>

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<title>Summer 2026 AC Guide: Top picks, deals and savings</title>
<link>https://www.thebizzstories.com/summer-2026-ac-guide-top-picks-deals-and-savings</link>
<guid>https://www.thebizzstories.com/summer-2026-ac-guide-top-picks-deals-and-savings</guid>
<description><![CDATA[ As summer approaches, most Indian families are looking for a reliable way to escape the rising heat. With heatwaves becoming more frequent, owning a high‑performance AC from trusted brands like Voltas, Daikin, or LG has become an essential for staying comfortable at home. The latest 2026 models are designed to do more than just cool; whether it is the energy‑saving technology of Samsung or the heavy‑duty cooling of Blue Star, these units provide instant relief and keep rooms chilled even on the hottest days.


	 


	
		
			
				
		
	



	Make your air conditioner purchase more affordable with the Bajaj Finserv Easy EMI Loan


	 


	Buying a new air conditioner can feel like a big investment, but Bajaj Finserv makes it simple and affordable. With the Easy EMI Loan, customers can break down the cost into manageable monthly installments, choosing repayment tenures of up to 60 months. Many AC models are also available with zero down payment, making instant ownership possible. And with over 1.5 lakh partner stores across 4,000 cities, upgrading to a reliable cooling solution this season is both convenient and budget‑friendly.


	 


	What’s on offer this summer


	Beat the heat without burning a hole in the pocket. Bajaj Finserv offers exclusive deals on premier AC brands tailored to different needs—whether prioritising eco‑friendly energy savings, cutting‑edge smart features, or powerful, consistent performance, there is an ideal cooling solution for every space.


	 


	Voltas ACs


	
		
			Discounts: Up to 52% off
	
	
		
			Deal offered: 1.5 Ton 5 Star Inverter Split AC at Rs. 37,490
	
	
		
			Models covered: 2024 and 2025 range
	
	
		
			Ideal for: Families seeking maximum savings with trusted performance
	



	 


	Daikin ACs


	
		
			Discounts: 36% – 41% off
	
	
		
			Deal offered: 1.5 Ton 3 Star models starting at Rs. 34,490
	
	
		
			Known for: Japanese precision and durability
	
	
		
			Ideal for: Homeowners who value long‑lasting quality and quiet cooling
	



	 


	LG ACs


	
		
			Discounts: Up to 30% off
	
	
		
			Special feature: AI convertible cooling adapts to room occupancy
	
	
		
			Ideal for: Tech savvy users who want smart, customised cooling with options like the LG 1.5‑ton air conditioner.
	



	 


	Who can avail these offers


	These EMI plans are available to Bajaj Finserv EMI Network Card holders or those eligible for Easy EMI loan across India. Customers can check their pre‑approved loan eligibility by entering their mobile number online.


	 


	Disclaimer: The prices are subject to change and may vary by location or retailer. For the latest prices and offers, visit the nearest Bajaj Finserv partner store.


	 


	Why buy a new AC from Bajaj Finserv this summer


	Upgrading to a high‑performance air conditioner has never been easier or more affordable. With Bajaj Finserv’s Summer Sale offers, customers can bring home the latest AC models through Easy EMIs, zero down payment schemes, and exclusive seasonal discounts designed to fit every budget.


	 


	To help buyers save even more, Bajaj Finserv offers the Maha Bachat Savings Calculator — a smart tool that combines brand discounts, dealer offers, and EMI benefits. It helps customers plan purchases efficiently while lowering the overall cost of ownership.


	
		
			Browse online: Explore a wide range of ACs from top brands like Voltas, Daikin, and LG on Bajaj Mall. Compare features such as inverter technology, star ratings, and cooling capacity.
	
	
		
			Visit partner stores: Experience models in person at any of the 1.5 lakh+ Bajaj Finserv partner stores across 4,000 cities, with expert guidance available.
	
	
		
			Opt for Easy EMI Loan: Finance up to Rs. 5 lakh with flexible tenures ranging from 3 to 60 months. Many AC models come with zero down payment for instant ownership.
	
	
		
			Check eligibility online: Quickly verify pre‑approved loan limits by entering a mobile number and OTP.
	
	
		
			Use Insta EMI Network Card: Existing cardholders can convert purchases into EMIs instantly with a paperless checkout process.
	



	 


	With trusted brands offering powerful, energy‑efficient ACs at exclusive prices — and Bajaj Finserv making ownership simple and budget‑friendly — this is the perfect time for families to upgrade their home cooling setup.


	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. 


	 


	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34713_bajaj19022601.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 19 Feb 2026 20:45:05 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Summer 2026 AC Guide, Top picks, deals and savings</media:keywords>
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<title>Balancing Growth and Income: Linking SIP Investments with a Systematic Withdrawal Plan</title>
<link>https://www.thebizzstories.com/balancing-growth-and-income-linking-sip-investments-with-a-systematic-withdrawal-plan</link>
<guid>https://www.thebizzstories.com/balancing-growth-and-income-linking-sip-investments-with-a-systematic-withdrawal-plan</guid>
<description><![CDATA[ A long-term investment journey may typically involve two distinct phases: accumulation and distribution. During the accumulation stage, investors may contribute regularly to build a potential corpus. Later, that accumulated amount may serve as a potential source of periodic income. A Systematic Investment Plan (SIP) is commonly associated with the first phase, while a Systematic Withdrawal Plan calculator becomes relevant when evaluating the second.


	 


	
		
			
				
		
	



	An SIP facilitates regular investing, while an SWP enables regular withdrawals from your mutual fund scheme


	
	Understanding how these two stages connect may help frame the broader lifecycle of mutual fund investing in India.


	
	From accumulation to distribution
	A Systematic Investment Plan (SIP) allows investors to invest fixed amounts at regular intervals into mutual fund schemes. Over time, these contributions and assumed potential returns interact under compounding principles, contributing to potential growth of the invested corpus.


	
	Once a sufficient potential corpus is accumulated, investors may consider structured withdrawals instead of redeeming the entire investment at once. A Systematic Withdrawal Plan (SWP) permits periodic withdrawals of a fixed amount from a mutual fund scheme while the remaining balance continues to stay invested.


	
	In this transition from potential growth to income, a Systematic Withdrawal Plan calculator serves as an estimation tool. It helps project how long a corpus might sustain periodic potential withdrawals under selected assumptions.


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	
	How a Systematic Withdrawal Plan calculator works
	A Systematic Withdrawal Plan calculator typically requires the following inputs:


	
		
			Total investment amount or accumulated corpus.
	
	
		
			Withdrawal amount per interval.
	
	
		
			Assumed rate of return.
	



	
	Based on these inputs, the calculator estimates how the corpus may decline or sustain itself over time after periodic withdrawals. In the Indian mutual fund framework, withdrawals under an SWP are treated as redemptions of units. Each withdrawal reduces the number of units held, while the remaining units continue to participate in market-linked movements.


	
	The projection generated by a Systematic Withdrawal Plan calculator reflects potential outcomes derived from constant return assumptions. Since actual market performance may fluctuate, these projections remain illustrative rather than predictive.


	
	Balancing withdrawal and potential growth
	When linking an SIP with a withdrawal strategy, the relationship between contribution phase and income phase becomes central. The size of the potential corpus built during the accumulation stage can directly influence the sustainability of future withdrawals.


	
	A Systematic Withdrawal Plan calculator allows investors to evaluate how different withdrawal amounts may affect the longevity of the potential corpus. Higher withdrawal levels may reduce the duration for which the corpus sustains income, while moderate withdrawals may allow the remaining balance to continue generating potential growth for a longer period.
	Because potential returns in mutual funds are market-linked, the sustainability of withdrawals depends on the interplay between the potential withdrawal rate and assumed return rate. The calculator helps visualise this interaction within a structured model. Although, these calculations remain illustrative and not predictive. 


	
	Understanding the role of assumed returns
	The assumed annual return entered into a Systematic Withdrawal Plan calculator significantly influences the projections. If the assumed return rate exceeds the withdrawal rate over time, the potential corpus may sustain withdrawals over the long term. If potential withdrawals exceed assumed returns, the potential corpus may reduce relatively rapidly.


	
	These projections are based on constant growth assumptions. For this reason, projections are typically interpreted as scenario illustrations rather than assurances.


	
	Linking SIP accumulation with withdrawal planning
	The transition from a Systematic Investment Plan to periodic withdrawals represents a shift in financial objectives. During the accumulation phase, the focus is on building potential growth. During the withdrawal phase, it shifts toward generating periodic income while ensuring relative stability of capital.


	
	A Systematic Withdrawal Plan calculator helps bridge these stages by showing how the accumulated corpus from a Systematic Investment Plan might support regular withdrawals under selected assumptions. By adjusting withdrawal amounts or return expectations, investors may observe how projected sustainability changes across scenarios. This may help bring about awareness of trade-offs between income requirements and the potential longevity of the corpus.


	
	Recognising structural limitations
	While a Systematic Withdrawal Plan calculator offers a numerical projection, it operates on simplified assumptions. It typically assumes a fixed rate of return and consistent withdrawals. In reality, market movements influence unit values, and withdrawal timing may affect realised outcomes.


	
	In India, mutual fund redemptions are also subject to applicable taxation and exit load structures, depending on scheme type and holding period. Such factors may not be reflected in basic calculator projections and may influence actual results.


	
	Conclusion
	A Systematic Investment Plan and a withdrawal strategy represent two interconnected stages of mutual fund investing. The accumulation phase focuses on building a potential corpus, while the distribution phase centres on generating potential periodic income.


	
	A Systematic Withdrawal Plan calculator provides a structured way to examine how potentially accumulated investments may translate into potential income streams over time. Although projections remain dependent on selected assumptions, they may help illustrate how growth-oriented investing and income-oriented withdrawals may connect within the mutual fund framework without implying certainty about future performance.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34700_Balancing-Growth.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 18 Feb 2026 20:51:53 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Balancing Growth and Income, Linking SIP Investments, Systematic Withdrawal Plan</media:keywords>
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<title>KreditBee Leverages Truecaller to Accelerate its Loan Disbursement and Collection Process</title>
<link>https://www.thebizzstories.com/kreditbee-leverages-truecaller-to-accelerate-its-loan-disbursement-and-collection-process</link>
<guid>https://www.thebizzstories.com/kreditbee-leverages-truecaller-to-accelerate-its-loan-disbursement-and-collection-process</guid>
<description><![CDATA[ 
	
		
			With the Truecaller Customer Experience solution, KreditBee strengthens users&#039; communication with a trusted, verified, and contextual experience.
	
	
		
			Redefining the fintech industry with enhanced trust, safety, and efficiency in every communication interaction.
	



	 


	KreditBee, India’s leading online credit solution provider, has successfully leveraged its partnership with Truecaller, the leading global communications platform to enhance customer interactions, continuing to build trust at every touchpoint.


	 


	KreditBee has consistently championed transparency, customer-centricity, and convenience in an industry where trust is paramount. The adoption of Truecaller’s Customer Experience Solution Suite marks another significant step in its mission to enhance customer confidence and engagement.


	 


	The implementation of Verified Business Caller ID enables KreditBee to display its brand name, logo, category, verification tick, and green badge, further eliminating uncertainty and reinforcing authenticity. Customer Experience capabilities like Call Reason enable customers to understand the context of incoming calls—whether it is about their KYC, loan disbursements, EMI reminders, or customer support —thereby enhancing transparency and engagement. KreditBee utilizes Truecaller’s Call Me Back capability, which enables customers to schedule preferred call-back slots, ensuring they never miss critical loan inquiries and loan payment reminders. This results in an uplift in loan disbursements and collections.


	 


	Speaking on the collaboration, Ajeet Kumar - Chief Operating Officer, Kreditbee &quot;At KreditBee, trust, transparency and timelines have always been the drivers of our interaction with customers. Our collaboration with Truecaller adds an important layer to our existing communication framework, further strengthening our customer outreach. It reinforces secure, reliable and trustworthy lines of communication with our customers. With this partnership, we continue to raise the bar on security to ensure every interaction from KreditBee remains authentic and protected.&quot;


	 


	Speaking about the strategic partnership, Priyam Bose, Global Head of GTM and Developer Products at Truecaller, emphasized the shared vision of both companies to foster secure and efficient communication. &quot;At Truecaller, our mission is to empower businesses by delivering seamless, secure, and contextually rich communication experiences that build trust and customer delight. We are thrilled to partner with KreditBee, India’s leading fintech platform, to enhance customer communication. Together, we are setting new standards for how trust, convenience, and digital innovation converge to shape the future of outcome-driven customer engagement.”


	 


	Truecaller’s Customer Experience Solution is trusted by over 3000+ businesses globally, delivering enhanced communication capabilities that promote brand recognition, build trust, and safeguard customers from scams and fraud.


	 


	About KreditBee


	KreditBee, India’s leading online credit solution provider, caters to a vast user base of both salaried employees and self-employed individuals. By offering the convenience of personal loans, along with business loans, loans against property (LAP), two-wheeler loans, and other financial products KreditBee has tailored its services to meet individual requirements.


	 


	With a strong focus on online tech-based and data-centric KYC, KreditBee envisions solving the financial inclusion gap in the varied demographic segments of the country. The platform is a Series-D funded entity, backed by Advent International, Premji Invest, Motilal Oswal Alternates, TPG-NewQuest, Mitsubishi UFJ Financial Group, ICICI Bank, and Mirae Asset Venture Investments. The company serves the credit and other personal finance requirements through its in-house RBI-registered NBFC, KrazyBee Services Limited (a Systemically Important NBFC), along with partnerships with over 10 renowned financial institutions.


	 


	About Truecaller


	Truecaller is an essential part of everyday communication for over 450 million active users worldwide, with more than one billion downloads since launch and 68 billion spam and fraud calls identified in 2025 alone. The company is headquartered in Stockholm and has been publicly listed on Nasdaq Stockholm since October 2021.


	 


	For more information, visit www.truecaller.com.
 ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Mon, 16 Feb 2026 19:25:02 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>KreditBee, Leverages, Truecaller, Accelerate, its, Loan, Disbursement, and, Collection, Process</media:keywords>
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<item>
<title>Bajaj Finance Offers Instant Personal Loans with Quick and Easy Approval Process</title>
<link>https://www.thebizzstories.com/bajaj-finance-offers-instant-personal-loans-with-quick-and-easy-approval-process</link>
<guid>https://www.thebizzstories.com/bajaj-finance-offers-instant-personal-loans-with-quick-and-easy-approval-process</guid>
<description><![CDATA[ Bajaj Finance Limited, one of India’s leading non-banking financial companies (NBFCs), continues to offer instant personal loans with quick and hassle-free approvals, enabling customers to apply for personal loan quickly and conveniently through its advanced digital platform. This efficient lending experience reflects the company’s ongoing commitment to simplifying access to credit through technology-driven financial solutions.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	
	With rising financial requirements driven by changing lifestyles, emergency expenses, education needs, and travel plans, customers increasingly seek faster and more convenient funding options. Bajaj Finance addresses this demand by offering a seamless, digital loan journey that ensures quick approvals, minimal documentation, and quick disbursal, all through a secure and user-friendly interface.


	
	Fast and convenient loan application process
	The approval process is supported by advanced analytics and verification tools. These capabilities enable customers to apply for personal loan online and receive quick eligibility decisions, eliminating long processing delays.


	
	By simplifying the borrowing experience, Bajaj Finance ensures that customers can manage urgent financial requirements without procedural hurdles or extended waiting periods.


	
	Personal loan app for seamless access
	Customers can access instant personal loan services through the personal loan app, which offers a smooth and integrated borrowing experience. The app allows users to explore personalised loan offers, check eligibility, submit applications, and manage repayments from a single digital platform.


	
	Designed with simplicity and ease of navigation in mind, the app enables applicants to complete the entire loan process within minutes. The platform also provides access to EMI calculators, repayment schedules, and account management tools, ensuring transparency and convenience throughout the loan lifecycle.


	
	Key features of Bajaj Finserv Personal Loans
	Bajaj Finserv Personal Loans come with a range of customer-focused features that support affordability, flexibility, and ease of access:


	
		
			Loan amounts starting from Rs. 40,000 and extending up to Rs. 55 lakh, subject to eligibility
	
	
		
			Flexible repayment tenures ranging from 12 months to 96 months
	
	
		
			Competitive interest rates designed to suit diverse borrower profiles
	
	
		
			Minimal documentation requirements
	
	
		
			Quick disbursal directly to the customer’s registered bank account
	



	 


	These features enable individuals to apply for personal loan confidently, ensuring that financial support is both timely and convenient.


	
	Designed to address diverse financial needs
	The instant personal loan offering is structured to cater to a broad spectrum of financial requirements. Customers can use the funds for medical treatments, higher education, wedding planning, travel expenses, home renovation, lifestyle upgrades, or debt consolidation.


	
	By offering flexible loan amounts and repayment options, Bajaj Finance allows customers to select EMI plans that align with their income flow and financial goals. This approach encourages responsible borrowing while providing the flexibility needed to manage both planned and unexpected expenses effectively.


	
	Simple process to apply for personal loan online
	The digital process to apply for personal loan through Bajaj Finance is designed to be straightforward and efficient:


	
		
			To get started, the applicant can visit the Personal Loan page on the Bajaj Finserv website and click on ‘APPLY’.
	
	
		
			They will need to enter their 10-digit mobile number and verify it using the OTP sent to their phone.
	
	
		
			Next, they can fill in the application form with basic details related to their loan requirement.
	
	
		
			After that, they can click on ‘PROCEED’ to move to the loan selection page.
	
	
		
			Here, they can enter the loan amount they need and choose from the available personal loan variants.
	
	
		
			They can then select a comfortable repayment tenure, ranging from 12 months to 96 months, and click on ‘PROCEED’.
	
	
		
			Finally, they need to complete the KYC process and submit the application online.
	



	 


	This streamlined journey eliminates the need for branch visits, lengthy documentation, or complex procedures, offering a hassle-free borrowing experience.


	
	Enabling financial planning and stability
	Instant personal loans also support better financial planning by providing predictable repayment schedules and flexible tenures. Customers can structure their EMIs to align with monthly budgets, helping them maintain financial discipline while meeting personal and professional goals.


	
	By offering quick access to credit combined with flexible repayment options, Bajaj Finance helps individuals manage short-term cash flow gaps and long-term financial commitments with greater confidence.


	
	*Terms and conditions apply


	
	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34672_Personal_Loan.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 16 Feb 2026 17:00:48 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance Offers, Instant Personal Loans, Quick and Easy Approval Process</media:keywords>
</item>

<item>
<title>Enrich Money Launches ORCA Chart, an Industry&#45;first Advanced Charting Platform</title>
<link>https://www.thebizzstories.com/enrich-money-launches-orca-chart-an-industry-first-advanced-charting-platform</link>
<guid>https://www.thebizzstories.com/enrich-money-launches-orca-chart-an-industry-first-advanced-charting-platform</guid>
<description><![CDATA[ Enrich Money, a SEBI-registered online trading and wealth-tech firm, has announced the launch of its fully in-house, India-built advanced stock charting platform, ORCA Chart, developed entirely by its internal technology and R&amp;D team. Designed to meet the evolving needs of traders and investors, ORCA Chart offers unrestricted access to all predefined and premium technical indicators at no additional cost, delivering institutional-grade analytical capabilities to retail participants.


	 


	
		
			
				
		
	



	Ponmudi R, CEO - Enrich Money


	
	A key industry-first innovation is the “Share Chart” feature, a real-time collaborative charting capability that allows users to draw trendlines, add analytical notes, and publish structured market views directly on a live chart. Unlike static screenshots that require repeated resharing, Share Chart enables multiple users across locations to view and engage on the same live chart simultaneously, creating a seamless, interactive, social-media-like analytical environment. By encouraging transparent, logic-based analysis and community learning, ORCA Chart aims to reduce dependency on unverified tips and speculative market predictions, fostering a more disciplined and education-driven trading ecosystem in India.


	
	Building on this collaborative innovation, Enrich Money has launched an integrated trading community that allows users to share charts, exchange ideas, and receive real-time feedback from fellow traders—directly within the platform.


	
	ORCA Chart is seamlessly integrated within ORCA, Enrich Money’s comprehensive all-in-one investment platform that brings together equities, F&amp;O, commodities, ETFs, bonds, IPOs, and mutual funds under a single unified framework.


	
	At a time when most stockbrokers in India rely on third-party charting solutions, Enrich Money stands among the select few to build and operate a fully in-house charting platform. This transition from fragmented external dependencies to a proprietary, India-built architecture enhances platform efficiency, lowers latency, and improves system stability—particularly during high-volatility and event-driven market sessions.


	
	“Indian traders deserve technology that evolves at the speed of the markets,” said Ponmudi R, Founder &amp; CEO, Enrich Money. “With ORCA, we have built a fully in-house, India-engineered ecosystem that combines speed, intelligence, and collaboration. By eliminating third-party dependencies and integrating AI-driven insights with real-time execution, we are empowering traders with greater control, deeper market understanding, and a platform truly aligned with India’s unique market dynamics.”


	
	Built entirely in India, the integrated technology stack unifies charting, real-time market data streaming, advanced analytics, AI-driven intelligence, onboarding, and trader collaboration into a single high-performance ecosystem engineered for speed, control, scalability, and reliability across asset classes.


	
	Designed from the ground up for rapid rendering and precision execution, ORCA’s proprietary charting engine supports advanced technical studies with exceptional speed and accuracy. The platform also features Scalper Mode, enabling one-click trade execution directly from the charts and eliminating the delays commonly associated with external charting engines—thereby improving decision-making speed and execution efficiency for active traders.


	
	ORCA is Enrich Money’s most advanced AI-driven investment platform, powered by intelligent engines that continuously monitor price action, volatility, and news triggers. By delivering real-time market insights and instant alerts on key movements, the platform enables traders to respond swiftly and confidently to evolving market conditions.


	
	The platform also introduced an AI-driven Strategy Builder, designed to help traders create, test, and refine trading and options strategies using real-time, data-driven outputs. This empowers users to move from idea generation to structured execution with greater precision and confidence. In addition, ORCA offers AI-based fundamental analysis that simplifies complex financial data into clear, decision-ready insights—helping investors evaluate opportunities with clarity and speed.
	Further enhancing the user experience, the platform features an AI-driven KYC workflow that enables fast, fully digital account opening within just two minutes, while remaining fully aligned with SEBI compliance requirements. Last year, Enrich Money became the first distributor in India to introduce mutual fund SIPs starting at just INR 10 on its ORCA App—democratizing access to disciplined investing at an unprecedented scale. Unlike platforms that restrict INR 10 SIPs to select in-house offerings, Enrich Money enables investors to start with just INR 10 across multiple mutual fund AMCs through ONDC integration.


	
	This pioneering initiative has significantly lowered the entry barrier to wealth creation, bringing mutual fund investing within reach of millions—particularly in Tier-2 and Tier-3 cities and among first-time investors. By combining accessibility, technology, and choice, Enrich Money continues to empower a new generation of Indians to take meaningful steps toward achieving their financial goals and aspirations. (ENDs) 


	
	About Enrich Money 
	Enrich Money is a SEBI-registered wealth-tech platform dedicated to simplifying investing and trading. Its flagship ORCA App combines low-cost access, advanced analytics, and seamless execution to empower retail investors across India. With INR 10 SIPs and ONDC-enabled access, Enrich Money is redefining wealth creation by fostering disciplined investment habits for India’s next generation of investors. The company’s latest innovation, Trade Mode, further strengthens its offering by catering to diverse sections of traders with specialized workspaces, faster execution, and advanced strategy-building tools. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34662_Ponmudi_Pic.jpeg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 14 Feb 2026 13:02:52 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Enrich Money, ORCA Chart, Advanced Charting Platform</media:keywords>
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<title>Visualising the Power of Reinvestment: What Happens When Earnings are not Withdrawn</title>
<link>https://www.thebizzstories.com/visualising-the-power-of-reinvestment-what-happens-when-earnings-are-not-withdrawn</link>
<guid>https://www.thebizzstories.com/visualising-the-power-of-reinvestment-what-happens-when-earnings-are-not-withdrawn</guid>
<description><![CDATA[ When potential earnings are generated in long-term investing, an investor has two options: withdraw them or reinvest them. This decision may be shaped by one’s changing income levels, liquidity needs, and evolving financial priorities. However, over time, this can impact how an investment develops.


	 


	
		
			
				
		
	



	A compound interest calculator helps you visualize the power of compounding


	
	A compound interest calculator offers a structured way to examine this behaviour. By placing reinvestment and withdrawal scenarios side by side, it helps illustrate how potential outcomes may differ as time progresses. 


	
	This approach may support understanding of how reinvestment interacts with time in a long-term investing context. Such tools may be used for comparison and illustration and not for predicting potential conclusions.


	
	Reinvestment as a repeated choice
	Reinvestment refers to allowing interest, dividends, or gains to remain invested instead of being withdrawn. In the short-term, this choice may not appear to alter much. Over longer periods, however, its influence may become more noticeable with each reinvestment cycle. This process may be particularly relevant in market-linked investments, where potential returns are uneven and distributed across cycles.


	 
	Compounding has the potential to be more effective when investments remain invested for longer durations. Discussion around compounding may revolve around consistency and on how it functions across extended periods, rather than on frequent action. 
	Visualising reinvestment using a compound interest calculator.


	
	Because compounding unfolds gradually, its effects may not be intuitive. A compound interest calculator may help translate this process into comparable figures.


	
	For example, when earnings are withdrawn periodically, the investment may have less capital available for compounding, which can limit long-term growth. When earnings are reinvested instead, the base amount increases over time, allowing compounding to potentially accelerate the growth trajectory. Comparing these scenarios could help investors observe how reinvestment could influence potential outcomes, even when calculation assumptions remain unchanged.


	
	Actual results may vary from the calculations as they’re only illustrative and not conclusive. Instead, they provide a way to explore how different behavioural choices may interact with time. 


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture. 


	
	The power of compounding
	The power of compounding describes how potential earnings, when retained, may generate additional potential income over time. As this process repeats, its effect might become more visible across longer periods, particularly when reinvestment remains uninterrupted.


	
	In investment discussions, the power of compounding may commonly be associated with:


	 


	
		
			Long-term equity investments.
	
	
		
			Retirement-focused planning.
	
	
		
			Regular investment approaches that place importance on discipline.
	



	
	These associations arise because time and consistency play a central role in compounding. However, compounding does not operate independently of potential risk or market variability.


	
	Compounding neither reduces uncertainty nor guarantee favourable outcomes. Market-linked investments remain subject to risks. However, the power of compounding gives investments the potential to grow significantly in the long run. 


	
	How withdrawals influence the pattern
	When potential earnings are withdrawn, part of the compounding process is interrupted. This does not suggest that withdrawals are inappropriate, as individual financial needs may vary across life stages. From a numerical perspective, however, withdrawals reduce the potential amount that remains available for future compounding.


	
	A compound interest calculator may help compare scenarios with and without withdrawals. Over extended periods, even relatively modest interruptions may lead to noticeably different outcomes. These differences may become relatively clearer when viewed across longer horizons rather than shorter intervals.


	
	The impact of withdrawals is therefore less about timing individual decisions and more about how frequently the compounding process is allowed to continue uninterrupted.


	
	Conclusion
	Reinvestment does not imply certainty of potential results. It represents a framework shaped by time, behaviour, and potential expectations. By understanding the power of compounding and using a compound interest calculator to visualise different scenarios, investors may gain insight into how repeated decisions might potentially accumulate over long horizons.


	
	In some cases, the decision to reinvest may not feel significant at the moment it is made. Over longer periods, its effects may become more visible as potential outcomes gradually take shape, without requiring relatively frequent intervention.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34634_bajaj-image.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 13 Feb 2026 20:33:32 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Visualising, Power of Reinvestment, not Withdrawn</media:keywords>
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<title>Stable Money Leads Gold &amp;amp; Silver ETF Surge on ONDC as Investors Turn to Safe, Regulated Products</title>
<link>https://www.thebizzstories.com/stable-money-leads-gold-silver-etf-surge-on-ondc-as-investors-turn-to-safe-regulated-products</link>
<guid>https://www.thebizzstories.com/stable-money-leads-gold-silver-etf-surge-on-ondc-as-investors-turn-to-safe-regulated-products</guid>
<description><![CDATA[ As gold and silver prices trade near recent highs, wealthtech platform Stable Money is seeing record transaction volumes in precious metal ETFs, driven by growing investor demand for safe, transparent, and SEBI-regulated investment options. This momentum is reinforced by Stable Money’s leadership on the Open Network for Digital Commerce (ONDC), where it drives over 95% of all mutual fund transactions on the network. This position reflects strong investor trust built through early ONDC integration, a focus on regulated products, and a seamless user experience.
	 


	
		
			
				
		
	



	Stable Money x ONDC
	 


	The surge comes at a time when market uncertainty is pushing more Indians towards regulated gold and silver exposure through exchange-traded funds, moving away from physical holdings or unregulated alternatives.
	 


	Stable Money operates on ONDC, an open digital infrastructure that enables platforms to reach investors across the country without being locked into closed ecosystems. By leveraging ONDC&#039;s interoperable network, Stable Money offers seamless access to SEBI-regulated mutual funds and ETFs - making it easier for investors to access trusted financial products. This alignment reflects a shared vision: democratising access to regulated investments through open, transparent infrastructure.
	 


	With precious metal prices hovering near multi-year highs and ongoing global economic uncertainty, investors are increasingly favouring SEBI-regulated gold and silver ETFs for their transparency, ease of access, and regulatory oversight. Stable Money has recorded its highest monthly transaction volumes in these asset classes, reflecting a clear shift in investor preference toward products they can trust. ONDC saw nearly 1,50,000 transactions in Jan ‘26, closing at an AUM of INR 72 Crores.
	 


	&quot;When markets are uncertain, investors want products and platforms they can trust - and the numbers show it. We&#039;re seeing our highest transaction volumes ever in gold and silver ETFs because people are choosing SEBI-regulated products over physical holdings or unregulated options. They want transparency, safety, and easy access all in one place. By operating on open infrastructure like ONDC and focusing exclusively on regulated investments, we&#039;re able to meet that demand at scale without locking investors into closed ecosystems,” said Saurabh Jain, Co-founder and CEO, Stable Money.
	 


	Hrushikesh Mehta, SVP - Financial Services at ONDC, said, “Stable Money’s activity on the ONDC Network reflects growing adoption of open, interoperable infrastructure within financial services. Participation at this scale indicates increasing maturity of network-led distribution models. It also points to broader access to regulated investment products across platforms. This represents an important phase in the evolution of open digital networks.”
	 


	This growing preference is clearly reflected across Stable Money’s 30 lakh-strong user base, where the platform has recorded its highest-ever transaction volumes in gold and silver ETFs. By leveraging open digital infrastructure such as ONDC and maintaining a focused approach on regulated investments, Stable Money is well-positioned to meet this demand at scale while keeping investor choice and trust at the core.
	 


	About Stable Money


	Stable Money is India’s leading fixed-income investment platform that enables individuals to earn stable and secure returns through fixed deposits, bonds via Stable Bonds, and other low-risk instruments. Founded in 2022, the platform has built a user base of over 30 lakh investors and facilitated more than Rs. 4,000 crore in investments with a simple, trusted, and transparent digital experience. The company has raised $40 million from top investors, including Z47, Fundamentum, Lightspeed, and RTP Global, along with prominent angel investors such as Sriharsha Majety (Swiggy), Kunal Bahl, and Rohit Bansal (Snapdeal).
	 


	For more information, please visit www.stablemoney.in.


	
	About ONDC
	Incorporated on 30th December 2021, the Open Network for Digital Commerce (ONDC) is a Section 8 company established by the Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce and Industry, Government of India. ONDC aims to create a transformative digital infrastructure that enables open, unbundled, and interoperable network for commerce in India.
	 


	It is not an application, platform, intermediary, or software, but a set of specifications designed to foster inclusive and collaborative digital ecosystems.
	 


	To know more, visit ondc.org. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34644_Stable_Money_ONDC.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 13 Feb 2026 20:33:31 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Stable Money Leads Gold &amp; Silver ETF Surge, ONDC, Investors Turn to Safe, Regulated Products</media:keywords>
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<title>Linking Step&#45;up SIPs to Salary Growth: How Much Should You Increase Each Year?</title>
<link>https://www.thebizzstories.com/linking-step-up-sips-to-salary-growth-how-much-should-you-increase-each-year</link>
<guid>https://www.thebizzstories.com/linking-step-up-sips-to-salary-growth-how-much-should-you-increase-each-year</guid>
<description><![CDATA[ An individual’s income may evolve gradually across their working life, with salaries increasing through annual increments, promotions, or role transitions. As income rises, investors may also choose to increase their investments over time rather than keeping the same contribution level. A step-up Systematic Investment Plan or step-up SIP is designed around this idea. It allows an individual to increase their SIP contributions periodically, with the aim of aligning long-term investing with potential growth in earnings.


	 


	
		
			
				
		
	



	Step-up SIP: A step-up SIP allows you to increase your SIP contributions at regular intervals


	
	A step up SIP calculator could help provide a way to examine how incremental changes in SIP contributions may influence the overall investment journey.


	
	What a step-up SIP is designed to reflect
	An SIP allows you to invest in a mutual fund scheme in regular instalments – daily, weekly, monthly etc. A step-up SIP involves increasing the SIP contribution at predefined intervals (example, an annual 8% step-up). The increase is usually expressed as a percentage of the existing SIP amount. While salary growth may be frequently used as a reference point, the step-up itself remains a voluntary adjustment rather than an automatic one.


	
	A step-up does not alter the structure or risk profile of the underlying mutual fund scheme. The investment continues within the same scheme, following the same asset allocation and market exposure. The only variable that changes is the contribution amount, which affects the pace at which the capital is added over time.


	
	Exploring contribution paths using a step-up SIP calculator
	A step-up SIP calculator is a planning tool that helps estimate how your corpus may potentially grow if you increase your contribution by a fixed percentage each year. It typically requires you to enter your starting SIP amount, expected annual step-up rate, investment duration, and an assumed rate of return, and then calculates an illustrative future value based on compounding.


	
	Since future income changes and market performance cannot be predicted with certainty, the results shown are based on hypothetical scenarios and fixed return assumptions that may not play out in real life. For example, comparing a modest annual step-up rate with a higher one may show how contribution totals and estimated corpus values differ over longer periods. These illustrations do not guarantee outcomes, but may help visualise how small annual increases can accumulate gradually over time.


	
	Common uses of a step-up SIP calculator include:


	
		
			Observing how stepped contributions may accumulate relative to a flat SIP
	
	
		
			Comparing conservative and higher step-up percentages
	
	
		
			Understanding how contribution growth interacts with time and compounding
	



	
	Overall, the calculator should be viewed as an aid for comparison and planning rather than a precise prediction tool.


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	
	Linking step-ups to salary growth
	Salary growth is not always steady or predictable. In some years, increments may be significant, while in others, income may remain unchanged. Due to this variability, increasing SIP contributions strictly in line with salary hikes may not always be practical.


	
	Instead, step-ups may be considered after evaluating changes in expenses, savings goals, and liquidity requirements. Rather than mechanically matching salary growth, the decision to step up a SIP usually reflects how much additional surplus income an investor is able to allocate towards investments. A step-up SIP calculator may help explore this under different assumptions, including periods where step-ups are paused or reduced.


	
	Role of a mutual fund scheme
	While step-ups influence how much amount is invested, the behaviour of the investment depends on the selected mutual fund scheme and market conditions. Equity-oriented schemes may experience higher variability, while debt-oriented schemes potentially offer relatively stable outcomes. These attributes remain unchanged regardless of whether contributions are stepped up.


	
	As a result, step-up decisions are usually considered alongside factors such as investment horizon, risk tolerance, and the nature of the chosen mutual fund scheme, rather than as a standalone choice.


	
	Limits of step-up planning
	Step-up SIPs do not reduce market risk or volatility. Market-linked investments continue to be subject to fluctuations, and higher contributions do not change this underlying reality. Step-ups also do not ensure favourable results, as potential outcomes depend on multiple variables beyond contribution levels.


	
	Recognising these limits may help keep realistic expectations. Step-ups are advised to be viewed as a way to adjust contribution behaviour, not as a mechanism to influence potential market performance.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34628_Linking_step-up_SIP.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 12 Feb 2026 23:22:15 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Linking, Step-up, SIPs, Salary, Growth:, How, Much, Should, You, Increase, Each, Year</media:keywords>
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<title>5 Things to Check Before Applying for an Instant Personal Loan</title>
<link>https://www.thebizzstories.com/5-things-to-check-before-applying-for-an-instant-personal-loan</link>
<guid>https://www.thebizzstories.com/5-things-to-check-before-applying-for-an-instant-personal-loan</guid>
<description><![CDATA[  In today’s fast-paced world, financial needs can arise unexpectedly, making instant personal loans a convenient solution for many. However, before applying, it is crucial for applicants to be well-informed to ensure they make the right decision. Experts recommend considering the following five key factors to make the most of a personal loan and avoid future financial strain.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	
	1. Eligibility criteria
	Before applying for an instant personal loan, it is essential to understand the eligibility requirements. Customers can apply for a Bajaj Finserv Personal Loan if they meet a few basic conditions, such as


	 


	
		
			Nationality: Indian
	
	
		
			Age: 21 years to 80 years*.
	
	
		
			Employed with: Public, private, or MNC.
	
	
		
			CIBIL Score: 650 or higher.
	
	
		
			Customer profile: Self-employed or salaried
	



	
	*Applicants must be 80 years or younger, at the end of the loan tenure.


	
	2. Choose a reputed and trustworthy financial partner
	Selecting a reputed and trustworthy financial partner is essential when applying for an instant personal loan. A reliable institution ensures transparency, data security, and smooth service throughout the loan journey. Bajaj Finance Limited stands out for its strong customer-centric approach, offering quick approvals, funds disbursal within 24 hours*, and seamless digital processes. In addition, its extensive branch network and dedicated customer support provide both online and offline assistance, ensuring personalised service at every step. Choosing a trusted financial partner like Bajaj Finance helps customers enjoy a hassle-free borrowing experience, backed by reliable support and efficient service.


	
	3. Interest rates 
	With Bajaj Finance, customers can avail an instant personal loan with interest rates starting from 10% p.a.* This ensures affordable monthly repayments while providing timely financial support. Additionally, processing fees, which are usually a small percentage of the loan amount, should be considered. Understanding these costs beforehand helps borrowers plan their repayments efficiently and avoid surprises.


	
	4. Loan amount and repayment tenure
	With Bajaj Finance, customers can apply for an instant personal loan ranging from Rs. 40,000 to Rs. 55 lakh, with a repayment tenure of 12 months to 96 months. Funds can be disbursed within 24 hours*, providing quick access to financial support when needed. Using a personal loan EMI calculator, applicants can easily estimate monthly payments based on loan amount, tenure, and interest rate, helping them plan their finances effectively and achieve their objectives with ease.


	
	5. Terms and conditions
	Finally, reviewing the terms and conditions of the loan is indispensable. This includes prepayment charges, late payment penalties, and any hidden fees that could add to the cost. Understanding the fine print ensures transparency and helps borrowers avoid financial stress in the long run. 


	
	Conclusion
	An instant personal loan can provide a timely financial boost for various needs, including medical emergencies, home renovations, or travel plans. However, careful consideration of eligibility, interest rates, loan amount, and terms ensures a smooth borrowing experience. Using tools like a personal loan EMI calculator allows applicants to plan their repayments effectively, ensuring financial well-being while leveraging the convenience of instant loans.


	
	By taking these precautions, customers can confidently apply for a personal loan and achieve their goals without compromising their financial stability.


	
	*Terms and conditions apply


	
	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings.


	  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34627_bajaj-image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 11 Feb 2026 15:15:32 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>5 Things, Check Before Applying, Instant Personal Loan</media:keywords>
</item>

<item>
<title>PayU Launches inFINity 3.0 to Fast&#45;Track Early&#45;Stage Fintech Startups from Build to Market&#45;Ready Businesses</title>
<link>https://www.thebizzstories.com/payu-launches-infinity-30-to-fast-track-early-stage-fintech-startups-from-build-to-market-ready-businesses</link>
<guid>https://www.thebizzstories.com/payu-launches-infinity-30-to-fast-track-early-stage-fintech-startups-from-build-to-market-ready-businesses</guid>
<description><![CDATA[ InFINity 3.0 brings enhanced four-week acceleration with 1:1 mentorship, access to the PayU ecosystem, fintech VCs, and much more
	
	
		
			Applications are open until 6th March 2026 for fintech startups seeking seed to Series A funding
	
	
		
			Access to up to $10,000 AWS activate credits 
	



	 


	PayU, India’s leading diversified fintech platform, today announced the launch of inFINity 3.0, the most ambitious and comprehensive edition of its fintech accelerator program to date. Designed for early-stage fintech startups, the latest edition of inFINity offers a high-octane opportunity for founders to validate product–market fit, sharpen Go-To-Market strategies, unlock distribution access, and build for institutional scale. As part of inFINity 3.0, PayU has partnered with Atrium Ventures, a micro venture capital firm, to provide select startups with direct exposure to early institutional capital. Atrium Ventures will mentor the cohort and actively participate in Demo Day, creating pathways for startups to pursue potential investment opportunities. Additionally, AWS continues as the Official Cloud Partner for inFINity 3.0, providing participating startups access to cloud infrastructure, technical enablement, and AWS Activate credits.
	 


	
		
			
				
		
	



	Applications for inFINity 3.0 are open until 6th March 2026 for early-stage fintech startups. Apply now


	 


	What does inFINity 3.0 offer:


	
		
			Fast-track to market through PayU’s ecosystem: Participants gain structured access to PayU’s bespoke payments solutions, merchant network, and banking partners. This enables faster pilots and real customer traction.
	
	
		
			Intensive four-week acceleration sprint: inFINity 3.0 runs a structured four-week sprint focused on Go-To-Market strategy, compliance navigation, scale, and making them investment ready—compressing months of learning into weeks
	
	
		
			1:1 mentorship from fintech founders and ecosystem leaders: Founders receive direct guidance from PayU leaders, and domain experts who have built and scaled fintech businesses in India’s regulated markets.
	
	
		
			High-Impact Bootcamp and Demo Day hosted in India’s startup capital: The program culminates into an intensive 1.5-day Bootcamp and Demo Day in Bengaluru, featuring curated interactions with select fintech-founders, investors, and ecosystem partners.
	



	 


	As additional benefits, the selected cohort will also unlock up to $10,000 in AWS Cloud Credits per startup (subject to eligibility) *(1), alongside exclusive masterclasses from industry stalwarts such as Umang Kumar, Co-founder &amp; CEO, Cardekho SEA, and Nitin Jain, Co-founder, Ofbusiness.


	 


	&quot;India&#039;s fintech ecosystem is at an inflection point, with budding founders solving real problems and driving economic impact at scale,&quot; said Anirban Mukherjee, CEO, PayU. &quot;Through inFINity, our endeavor is to mentor these innovators and connect them with the right investors and strategic ecosystem partners they need to scale. It isn’t a strategy; it&#039;s our way of giving back to the ecosystem that&#039;s reshaping India&#039;s financial future. This is just a beginning, and we’ll continue building more ambitious initiatives to support our vision of nurturing the country’s fintech entrepreneurs.”


	 


	inFINity 3.0 builds on the extraordinary success of its first two editions that collectively received 1,000+ applications. Over the last two editions, the program has seen tangible outcomes such as distribution partnerships, commercial pilots, and increased investor readiness.


	 


	Program Timelines and Participation Criteria:


	Applications for inFINity 3.0 are currently open and the last date to apply is 6th March 2026. Upon application closure, a four-week acceleration program will run throughout March 2026, culminating in an intensive 1.5-day Bootcamp and Demo Day in Bangalore during the third week of April 2026.


	 


	The application is open for early-stage fintech startups that have raised less than $5 million and are seeking seed to Series A funding.


	 


	Beyond inFINity, PayU has built one of India’s most comprehensive startup ecosystems, supporting founders across stages through PayU for Startups — enabling seamless payments, credit access, and scalable financial infrastructure. PayU has also partnered with government ecosystem enablers such as Startup India, DPIIT, state startup bodies including Karnataka and Uttar Pradesh, along with banking institutions such as IDFC FIRST Bank, to deliver tailored financial and payment solutions for startups, particularly beyond metro cities.


	 


	For more details, visit: www.infinitynow.tech


	 


	About PayU


	PayU, India&#039;s leading diversified fintech platform with Prosus as an investor, operates businesses that are regulated by the Reserve Bank of India and offers advanced solutions to meet the digital financial services needs of customers (merchants, banks, and consumers).


	 


	PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology and has empowered 4.5 lakhs+ businesses, including India’s leading enterprises, e-commerce giants and SMBs. It enables businesses to collect digital payments across 100+ online payment methods such as Credit Cards, Debit Cards, Net Banking, EMIs, pay-later, QR, UPI, Wallets, and more. It’s a preferred partner in the affordability ecosystem, offering the maximum coverage of issuers and easy-to-implement integrations across card-based EMIs, pay-later options and new-age cardless EMIs. PayU offers e-commerce brands best-in-industry success rates while ensuring a seamless checkout experience.


	 
	
		
			(1)Terms &amp; Conditions: Cloud credits will be provided through the AWS Activate program. Startups with existing AWS credits will receive a top-up to the maximum eligible amount. Credit applications must be submitted within 30 days of program completion. Credits only valid for building, testing, and scaling on AWS cloud infrastructure. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34606_payu.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 10 Feb 2026 16:49:56 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>PayU, inFINity 3.0, Fast-Track Early-Stage Fintech Startups, Market-Ready Businesses</media:keywords>
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<item>
<title>Healthcare Emergencies Among Top Reasons for Urban Borrowing: Paisabazaar Research Study</title>
<link>https://www.thebizzstories.com/healthcare-emergencies-among-top-reasons-for-urban-borrowing-paisabazaar-research-study</link>
<guid>https://www.thebizzstories.com/healthcare-emergencies-among-top-reasons-for-urban-borrowing-paisabazaar-research-study</guid>
<description><![CDATA[ 
	Medical emergencies are among the biggest reasons for taking a personal loan in urban India, reveals a consumer research report by Paisabazaar. 
	 


	According to “The Personal Loan Story” released by Paisabazaar, 11% borrowers in India took a personal loan to meet emergency healthcare and medical expenses, with the share rising to 14% in Tier 1. The same stood at 10% in Tier 2 and 8% in Tier 3. The insight clearly points to low health insurance penetration and rising medical costs leading to dependence on personal loans during medical emergencies.
	
	The report is based on in-depth interviews with 2889 personal loan borrowers across 23 cities and towns, offering insights into key borrowing triggers, preferences, decision drivers, and awareness levels across regions, city tiers, and age groups in India.
	
	Along with medical needs, borrowers cited essential day-to-day essential expenses, urgent home repairs, and wedding or celebratory events as the most common reasons for availing personal loans.
	 


	Key Highlights of the report


	
		
			Borrowing is no longer driven only by need. 48% took personal loans for essential requirements, while 36% borrowed to fund aspirations and 16% for business investments.
	
	
		
			Tier 3 borrowers are 2.4x more likely to borrow for daily needs than Tier 1 borrowers.
	
	
		
			Apart from self-employed borrowing for business investments, salaried individuals (9%) are also leveraging personal loans to fund family/side businesses or passion projects.
	
	
		
			Middle-income India is the most credit-active for aspirational led borrowing. Borrowers earning between Rs. 7.5 to 10 lakh annually show the highest lifestyle borrowing at 40%.
	
	
		
			Credit is being used for life events, with 11% of borrowers financing weddings and celebrations, led by Tier 1 cities at 14%.
	
	
		
			Despite the growth of online loans, many still rely on offline channels for borrowing. Only 32% availed personal loans online
	
	
		
			Impulse borrowing is becoming mainstream, with 25% of borrowers skipping evaluation of other credit alternatives, a behaviour most pronounced among Gen Z at 31%.
	



	 


	Santosh Agarwal, CEO, Paisabazaar, said, “Borrowing decisions today are shaped as much by life events, aspirations and urgency as by interest rates or eligibility. This study is our effort to move beyond transactional data and better understand the motivation and behaviour behind borrower decisions. As consumer behaviour evolves rapidly, it is becoming increasingly important for the ecosystem to understand these shifts and enable responsible, transparent and inclusive credit delivery.”


	
	The study also revealed that post-purchase experience was rated “good” or “very good” by a remarkable 91% of borrowers. Speed was the single strongest driver of satisfaction across both offline (58%) and online channels (57%), followed by simplified processes and less paperwork, reinforcing the premium consumers place on efficiency over form.
	 


	In terms of credit understanding, the report also shed light on how Indians, though majorly credit aware, are yet to grasp the full depth and breadth of credit intricacies. 98% knew what a credit score is, but only a mere 7% fully understood how it affected their loan approval and pricing.
	
	Download the full report:
	www.paisabazaar.com/wp-content/uploads/2017/10/The-Personal-Loan-Story-Paisabazaar.pdf


	 


	About Paisabazaar
	Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 55 million consumers. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers.
 ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Mon, 02 Feb 2026 19:45:16 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Healthcare, Emergencies, Among, Top, Reasons, for, Urban, Borrowing:, Paisabazaar, Research, Study</media:keywords>
</item>

<item>
<title>Understanding Mutual Funds as a Structured Investment Option</title>
<link>https://www.thebizzstories.com/understanding-mutual-funds-as-a-structured-investment-option</link>
<guid>https://www.thebizzstories.com/understanding-mutual-funds-as-a-structured-investment-option</guid>
<description><![CDATA[ Mutual funds are often considered by investors who are exploring market-linked instruments aligned with different financial goals and time horizons. Instead of investing directly in individual securities, mutual funds pool money from multiple investors and allocate it across assets such as equities, debt instruments, or a mix of both, based on the scheme’s stated objective. 


	 


	
		
			
				
		
	



	Understanding mutual funds as a structured investment option


	
	This structure may help investors participate in the markets in a more organised manner while relying on professional fund management.


	
	What mutual funds represent in an investment journey


	At their core, mutual funds are collective investment vehicles. Each investor holds units that represent a proportionate share of the scheme’s portfolio. The value of these units fluctuates based on the market value of the underlying assets. This structure may suit individuals who prefer a managed approach rather than tracking and transacting in individual securities themselves.


	
	Mutual funds are offered across categories to align with varying investment horizons and risk profiles. These categories may include equity-oriented schemes, debt-oriented schemes, and hybrid schemes. The suitability of any category depends on factors such as financial objectives, time horizon, and comfort with market volatility.


	
	How diversification plays a role
	One of the key structural features of mutual funds is diversification. By investing across multiple securities, sectors, or maturities, a scheme may reduce the impact of adverse movement in a single investment. This does not eliminate risk, but the likelihood of concentration-related volatility may reduce when investments are spread across assets.


	
	Diversification works differently across categories. For instance, equity-oriented schemes may diversify across industries, while debt-oriented schemes may diversify across issuers and maturity profiles. Investors may choose schemes based on how this diversification aligns with their expectations and financial planning approach.


	
	Investment approaches within mutual funds
	Investors may participate in mutual funds through different investment methods. A lump sum approach involves investing a larger amount at one time, while an SIP allows investments at regular intervals. An SIP may suit individuals who prefer staggered investments over time rather than committing a larger amount upfront.


	
	The choice between these approaches may depend on cash flow patterns, market conditions, and personal preference. It is important to note that each method carries market-related risks and outcomes may vary.


	
	Understanding returns and performance measurement
	Returns from mutual funds depend on multiple factors, including asset allocation, market movement, and expense ratios. Performance is generally measured over different time frames to provide context on how the scheme has behaved historically.


	
	While historical data may offer perspective, it should not be viewed in isolation. Investors often compare scheme performance against benchmarks or peer averages to understand relative behaviour, though such comparisons are indicative and not predictive.


	
	Past performance may or may not be sustained in future.


	
	Costs and expense considerations
	Mutual funds charge an expense ratio, which covers fund management and operational costs. This expense is deducted from the scheme’s assets and may impact overall returns over time. Lower expenses do not automatically translate to better outcomes, but understanding cost structures may help investors make informed comparisons.


	
	Direct and regular plans also differ in expense structures, which may influence long-term outcomes. Investors may review these aspects based on their investment approach and preference for advisory support.


	
	Role of risk and time horizon
	All mutual funds are subject to market risks. Equity-oriented schemes may exhibit higher volatility over shorter periods, while debt-oriented schemes may be sensitive to interest rate movements and credit risk. Hybrid schemes combine elements of both, but still carry market-linked uncertainty.


	
	The time horizon plays a significant role in how these risks manifest. Longer investment horizons may allow periods of volatility to smoothen out, whereas shorter horizons may be more sensitive to market fluctuations. Aligning investment horizons with scheme characteristics is an important consideration.


	
	Using tools to estimate potential outcomes
	Investors sometimes use tools such as a mutual fund returns calculator to estimate how an investment amount might grow over time under assumed return scenarios. Such tools typically allow users to input variables like investment amount, duration, and expected rate of return to generate illustrative projections.


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	
	While a mutual fund returns calculator may help in visualising potential outcomes, it does not account for real-time market conditions or future uncertainties. These projections should therefore be viewed as broad illustrations rather than forecasts.


	
	Factors investors may evaluate before choosing mutual funds
	Before selecting mutual funds, investors often evaluate multiple aspects such as scheme objective, asset allocation, historical behaviour across market cycles, expense ratios, and alignment with personal financial goals. Risk appetite and liquidity needs also influence this evaluation.


	
	It may be useful to review scheme documents carefully to understand how the fund is structured and managed. Decisions are generally more effective when made in the context of an overall financial plan rather than in isolation.


	
	Conclusion
	Mutual funds offer a structured way to participate in financial markets across different asset classes and investment styles. Their diversified nature, professional management, and variety of categories may suit investors with varying objectives and horizons. However, outcomes remain linked to market movements and individual scheme characteristics. A thoughtful evaluation of goals, risk tolerance, and time horizon, along with a clear understanding of how mutual funds function, may support more informed investment decisions.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully.


	  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34513_BAJAJ-IMAGE.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 02 Feb 2026 15:32:00 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Understanding, Mutual, Funds, Structured, Investment, Option</media:keywords>
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<item>
<title>Simple Interest Calculator: Understanding Basic Interest Before Mutual Fund Investing</title>
<link>https://www.thebizzstories.com/simple-interest-calculator-understanding-basic-interest-before-mutual-fund-investing</link>
<guid>https://www.thebizzstories.com/simple-interest-calculator-understanding-basic-interest-before-mutual-fund-investing</guid>
<description><![CDATA[ 
	Understanding how interest works is often the first step in building financial awareness. Before exploring market-linked products, some investors prefer to understand basic interest concepts and how money grows over time in a linear manner. A simple interest calculator helps explain this foundation in a straightforward way, without introducing complexity. This understanding may help you place mutual fund investing in the right context and set realistic expectations.


	 


	
		
			
				
		
	



	Simple interest calculator


	
	What simple interest means in everyday terms
	Simple interest is calculated only on the original amount invested, also known as the principal. The interest earned does not compound or earn further interest. This makes it easier to understand and predict.


	
	For example, if a sum is invested at a fixed rate for a fixed period, the interest is calculated once on the principal for the entire duration.
	For illustrative purpose only


	
	Because of this linear structure, simple interest is often used for short-term instruments or basic learning purposes, rather than long-term wealth planning.


	
	How a simple interest calculator works
	A simple interest calculator uses three basic inputs: principal amount, rate of interest, and time. Based on these, it shows the interest earned and the total value at the end of the period.


	
	The calculation follows a standard formula, which keeps outcomes predictable and easy to interpret. This makes the simple interest calculator suitable for understanding time-value concepts without market variables.


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	
	Why understanding simple interest may still matter
	While mutual funds do not operate on simple interest, understanding this concept may help you build financial clarity. It shows how time and rate influence outcomes in a direct manner, without compounding effects.


	
	This clarity may be useful when comparing different savings and investment options. It may also help you recognise why long-term market-linked investments behave differently from fixed-return instruments.


	
	Comparing simple interest with market-linked investing
	Simple interest offers certainty in calculation, but it does not reflect how mutual funds work. Mutual fund returns depend on market movements and portfolio performance.


	
	performance: Past performance may or may not be sustained in future.


	
	Unlike simple interest, mutual fund returns may vary year to year. Over longer periods, compounding plays a role, which is not captured in simple interest calculations. Understanding this distinction may help you set suitable expectations and avoid comparing unrelated return structures.


	
	Using a simple interest calculator for basic planning
	You may choose to use a simple interest calculator when planning short-term goals or understanding how fixed-rate products behave. It may also help in estimating interest from basic lending or savings arrangements.


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	
	However, it is generally not used to evaluate mutual fund investments, as these involve varying returns and compounding over time.


	
	Where mutual funds fit into the picture
	Mutual funds are managed investment products where money is invested across assets such as equity or debt, depending on the scheme objective. An asset management company oversees these investments, following stated mandates and regulatory frameworks.


	
	Unlike simple interest-based products, mutual funds do not promise fixed outcomes. Returns depend on multiple factors including market conditions, asset allocation, and time horizon. Understanding simple interest first may help you appreciate why mutual fund outcomes are not linear.


	
	Understanding the role of an asset management company
	An asset management company is responsible for managing mutual fund schemes and making investment decisions in line with the scheme objective. The company appoints fund managers, ensures compliance, and handles day-to-day operations.


	
	The asset management company does not guarantee returns. Its role is to manage investments professionally within defined risk parameters, while outcomes remain linked to market performance.


	
	Conclusion
	A simple interest calculator is a useful learning tool for understanding basic interest concepts and linear growth. It may help build financial awareness and provide clarity on how time and rate influence money. However, mutual fund investing operates differently, with returns linked to markets and compounding over time. Understanding this distinction may help you approach investments with more informed expectations and a suitable perspective.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully.


	 
 ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34493_BAJAJ-IMAGE.png" length="49398" type="image/jpeg"/>
<pubDate>Sat, 31 Jan 2026 16:36:25 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Simple, Interest, Calculator:, Understanding, Basic, Interest, Before, Mutual, Fund, Investing</media:keywords>
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<item>
<title>Using a Step up SIP Calculator to Plan Gradual Increases in SIP Contributions</title>
<link>https://www.thebizzstories.com/using-a-step-up-sip-calculator-to-plan-gradual-increases-in-sip-contributions</link>
<guid>https://www.thebizzstories.com/using-a-step-up-sip-calculator-to-plan-gradual-increases-in-sip-contributions</guid>
<description><![CDATA[ Planning regular investments often involves balancing present affordability with future income growth. One approach investor explore is gradually increasing their SIP amount over time rather than starting with a higher commitment. This method aligns contributions with changing cash flows and evolving financial priorities. A structured way to visualise this approach is by understanding how step-up features work within an SIP framework.
	 


	
		
			
				
		
	



	Using a step up SIP calculator to plan gradual increases in SIP contributions
	 


	Understanding the concept of a step-up SIP


	A step-up SIP allows you to increase your SIP contribution at predefined intervals. Instead of investing a fixed amount throughout the tenure, the contribution rises periodically, usually in line with income progression or revised savings capacity. You may choose the frequency and percentage of the increase at the outset, depending on what suits your planning horizon.
	 


	This structure may suit investors who prefer starting with a manageable amount and adjusting contributions gradually. It is commonly considered in long-term planning where consistency and discipline are prioritised over short-term outcomes.
	 


	Why investors consider a step-up approach


	A gradual increase in SIP contributions may help align investing habits with changing life stages. Early in one’s career, surplus income may be limited, while later years may allow higher allocations. By planning incremental increases, you may avoid the pressure of committing a larger sum at the start.
	 


	This approach also supports habit-building, as the initial SIP amount remains within comfort levels. Over time, the likelihood of maintaining continuity may increase, provided contributions remain aligned with income changes.
	 


	How a step up SIP calculator supports planning


	A step up SIP calculator helps you estimate how periodic increases in SIP contributions may influence the overall investment journey. By entering variables such as starting amount, step-up rate, and tenure, you may view an indicative projection of how contributions and potential outcomes evolve over time.
	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.
	 


	Using a step-up SIP calculator may assist in comparing different step-up rates and understanding how small increases may affect long-term accumulation. It allows you to explore scenarios without making assumptions about certainty or outcomes.
	 


	Interpreting outputs with caution


	While a step up SIP calculator presents projections, it is essential to interpret these outputs carefully. Any illustration is based on assumed inputs and does not account for market fluctuations or changes in personal circumstances.
	
	Performance: Past performance may or may not be sustained in future.
	 


	If an example shows a higher accumulated value due to stepped-up contributions, it reflects a mathematical projection rather than an assured outcome.
	
	*For illustrative purpose only
	 


	You may treat such outputs as a reference point for planning conversations rather than as a basis for expectation-setting.
	 


	Factors to consider before choosing step-up increments


	Before deciding the step-up percentage, you may review income stability, expected changes in expenses, and existing financial commitments. A modest increase that aligns with realistic cash flows may be more suitable than an aggressive step-up that becomes difficult to sustain.
	 


	Using a step up SIP calculator again with revised assumptions may help you reassess affordability under different conditions. This iterative approach supports informed planning without over-reliance on a single scenario.
	 


	Where hybrid funds may fit in a broader plan


	Within a diversified portfolio, some investors also explore hybrid funds to balance exposure across asset classes. Hybrid funds combine different investment types within a single structure, which may suit those seeking moderated variability alongside growth-oriented components.
	 


	When considering such options, it is important to view them as part of an overall allocation strategy rather than in isolation. The suitability of hybrid funds depends on individual goals, time horizon, and comfort with variability.
	 


	Conclusion


	A step-up approach to SIP investing focuses on gradual progression rather than immediate scale. Tools such as a step up SIP calculator may help you visualise how incremental increases in contributions interact with time and consistency. While such tools support planning, outcomes remain uncertain and depend on multiple factors. A measured, well-considered approach aligned with personal circumstances may help maintain continuity over the long term.
	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34486_stepupSIP_calculator_2026_baajfinserv.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 30 Jan 2026 13:40:31 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Using a Step up, SIP Calculator, Plan Gradual Increases, SIP Contributions</media:keywords>
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<item>
<title>Wibmo, a PayU Company Recognized Among Chartis Top 50 Leaders in Global Retail Banking Analytics Rankings 2025</title>
<link>https://www.thebizzstories.com/wibmo-a-payu-company-recognized-among-chartis-top-50-leaders-in-global-retail-banking-analytics-rankings-2025</link>
<guid>https://www.thebizzstories.com/wibmo-a-payu-company-recognized-among-chartis-top-50-leaders-in-global-retail-banking-analytics-rankings-2025</guid>
<description><![CDATA[ Wibmo, a leading provider of innovative payment security, acquiring and issuance platforms, today announced its recognition as the 41st-ranked company in the prestigious Chartis Retail Banking Analytics 50 rankings for 2025. This achievement positions Wibmo among the elite solution providers driving transformation in the global retail banking security and analytics landscape.


	 


	The comprehensive industry evaluation assessed leading technology providers across five critical performance dimensions: breadth and coverage of analytical solutions, market impact, computational infrastructure capabilities, strategic alignment, and innovation in analytical environments. Wibmo&#039;s ranking reflects the company&#039;s strong performance in delivering advanced security and analytics solutions that address critical challenges in retail banking.


	 


	&quot;At Wibmo, we&#039;ve always believed that the best solutions emerge from truly understanding our partners&#039; challenges – whether that&#039;s enhancing trust, streamlining digital experiences, or strengthening security frameworks,&quot; said Shailesh Paul, CEO at Wibmo. &quot;Being recognized amongst the global top-50 reinforces our commitment to building technology that enables our banking partners to grow and serve their customers better. As the industry embraces ever-increasing digitization and AI, we&#039;re excited to continue co-creating solutions that make complex payment ecosystems reliable and secure.”


	 


	The ranking evaluation encompassed multiple functional domains crucial to modern banking operations, including retail credit analytics, fraud and risk management systems, customer behaviour analytics, AI-driven decisioning platforms, and financial optimization tools. Wibmo&#039;s inclusion highlights the company&#039;s expertise in developing solutions that address the evolving needs of digital-first banking environments. Wibmo proudly collaborates with 200+ banks across 30+ countries.


	 


	Key areas where Wibmo demonstrated excellence include:


	Advanced Analytics Infrastructure: Robust computational frameworks supporting machine learning and statistical modelling


	 


	Innovation in Banking Solutions: Development of next-generation analytical platforms that address complex challenges in payments security, banking operations, and intelligent decisioning


	 


	Strategic Market Positioning: Strong alignment between technological capabilities and market needs


	 


	Comprehensive Platform Coverage: Broad functionality addressing multiple aspects of payments and banking security, operations, and growth


	 


	The retail banking analytics sector represents a highly competitive and rapidly evolving market space, with increasing demand for sophisticated solutions that can handle real-time decision-making, fraud prevention, and customer personalization. Financial institutions are increasingly seeking partners who can provide integrated analytics platforms that combine multiple functional capabilities within unified technological ecosystems.


	 


	Wibmo&#039;s recognition comes at a time when retail banking institutions are prioritizing investments in advanced analytics to enhance customer experiences, optimize risk management, and improve operational efficiency. The company&#039;s solutions enable banks to leverage data-driven insights for credit decisions, fraud detection, customer acquisition strategies, and pricing optimization.


	 


	The ranking methodology employed rigorous evaluation criteria, with emphasis placed on vendors demonstrating broader platform capabilities, foundational innovation in analytics tools, sophisticated decisioning frameworks, and effective ecosystem integration strategies. Companies were scored based on their contributions to advancing the retail banking analytics industry and their ability to deliver comprehensive solutions addressing multiple banking functions.


	 


	About the Ranking


	The Retail Banking Analytics 50 represents an authoritative assessment of solution providers serving the retail banking analytics market. The evaluation process considers factors including technological innovation, market impact, platform comprehensiveness, and strategic positioning within the evolving financial services landscape.


	 


	Read Report


	 


	About Wibmo | PayU


	Wibmo, a PayU company, operates across entities in India, the US, and Indonesia. As a global full-stack PayTech company and an industry leader in payment security and digital payments in emerging markets, Wibmo stands out for its innovation and impact.


	 


	In addition to being India’s largest authentication service provider in one of the leading digital payment markets globally, Wibmo offers comprehensive fraud and risk management solutions, digital financial services, prepaid solutions, and a broad range of merchant-acquiring services. ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Fri, 30 Jan 2026 13:40:31 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Wibmo, a PayU Company, Chartis Top 50 Leaders, Global Retail Banking Analytics Rankings 2025</media:keywords>
</item>

<item>
<title>slice Introduces Three UPI&#45;first Banking Solutions Redefining Everyday Finance for Indian Consumers in 2026</title>
<link>https://www.thebizzstories.com/slice-introduces-three-upi-first-banking-solutions-redefining-everyday-finance-for-indian-consumers-in-2026</link>
<guid>https://www.thebizzstories.com/slice-introduces-three-upi-first-banking-solutions-redefining-everyday-finance-for-indian-consumers-in-2026</guid>
<description><![CDATA[ As Indian consumers increasingly prioritise speed, transparency, and ease of use in their financial decisions, banking is undergoing a fundamental shift. Choice today is no longer driven by branch density or legacy alone, but by how seamlessly financial products integrate into everyday digital behaviour.
	 


	
		
			
				
		
	



	slice UPI credit card
	 


	slice is building its banking ecosystem around this change. Designed as a UPI-first bank, slice integrates savings, credit, and investments into a single digital experience that mirrors how Indians already transact. Three offerings in particular reflect this approach, addressing long-standing gaps in value, access, and simplicity.


	
	Savings account linked to 100% of the RBI repo rate


	slice has introduced India’s first savings account linked to 100% of the RBI repo rate, ensuring customers earn returns aligned with the true cost of money in the economy. Interest is calculated and credited daily, allowing savings to grow in real time rather than through static, below-market rates.
	
	The offering is enabled by slice’s digital-first operating model, which keeps costs low and deploys deposits through disciplined lending to generate a healthy spread over the risk-free rate. Customers benefit from transparent returns, no minimum balance requirements, instant liquidity, and full digital access from day one, including UPI for everyday transactions.
	
	By aligning profitability with fairness, the product sets out a new benchmark for what consumers should expect from a modern savings account.
	 


	UPI credit card built for everyday payments


	As UPI becomes the default payment mode across India, slice is extending credit to where users already transact. The slice UPI credit card allows customers to scan and pay at any UPI-enabled merchant while drawing directly from an approved credit limit, embedding credit into routine payments instead of restricting it to traditional card usage.
	 


	This shift matters because access to formal credit is still limited for a large part of the population. Banks play a critical role as stabilizing institutions, enabling consumers to build a credit history early in their financial journey. Regular, responsible credit usage helps individuals qualify over time for lower-cost loans such as home loans, education loans, or business credit. For millions, the absence of a simple entry point into formal credit delays these opportunities.
	 


	Check the NPCI podcast between Rajan Bajaj, Founder &amp; ED, slice and Dilip Asbe, MD &amp; CEO, NPCI
	 


	The card offers up to 3% cashback based on usage, features such as “slice in 3” for no-cost EMI conversion on purchases above Rs. 2,000, and weekly rewards through slice sparks. With no joining, renewal, or annual fees, and a fully digital experience, the slice UPI credit card lowers barriers to formal credit while aligning with existing payment behaviour.
	 


	Digital fixed deposits with high returns and regulatory protection


	For users seeking predictable and secure returns, slice offers fully digital fixed deposits that combine traditional stability with app-based convenience. Customers can open, manage, and track deposits entirely online, choosing from multiple tenures based on their financial goals.
	
	The fixed deposits offer interest rates of up to 7.25% per annum and are insured up to Rs. 5 lakh by the DICGC, providing an additional layer of regulatory protection. By pairing competitive returns with transparency and ease of access, slice is reimagining even conventional products for a digital-first audience.
	 


	As banking continues to evolve alongside India’s digital economy, slice’s integrated approach highlights a broader shift in consumer expectations. Platforms that simplify savings, spending, and wealth creation within a single ecosystem are increasingly shaping preference, signaling a new chapter in how Indians experience banking. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34482_sliceUPI_credit_card_2026.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 29 Jan 2026 19:15:49 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>slice, Three UPI-first Banking Solutions, Everyday Finance, Indian Consumers in 2026</media:keywords>
</item>

<item>
<title>Gullak Launches India&amp;apos;s First Jeweller Savings Scheme Marketplace with CaratLane Onboard</title>
<link>https://www.thebizzstories.com/gullak-launches-indias-first-jeweller-savings-scheme-marketplace-with-caratlane-onboard</link>
<guid>https://www.thebizzstories.com/gullak-launches-indias-first-jeweller-savings-scheme-marketplace-with-caratlane-onboard</guid>
<description><![CDATA[ Marketplace currently features CaratLane with 2 more large jewellers launching in a couple of days &amp; several more set to be added in the coming months.
	
	
		
			Over time, the company aims to build India’s leading jeweller marketplace, bringing together trusted brands, co-creating innovative products with jewellers and helping users consistently access the best value for money.
			 
	



	Gullak, a digital gold savings platform, today announced the launch of India’s first jeweller savings scheme marketplace, bringing leading jewellery brands onto a single digital platform. The marketplace currently features CaratLane, with two more large jewellers set to launch in the coming days, and 15-20 additional brands planned to be added over the course of the year as the platform scales.
	 


	
		
			
				
		
	



	Manthan Shah, Naimisha Rao, Dilip Jain (L-R) - Gullak Co-founders
	 


	The launch marks a significant step in Gullak’s vision to build the most comprehensive product ecosystem for gold lovers, one that supports every stage of a consumer’s gold journey, from short-term gifting to long-term life goals.
	 


	Jewellery savings schemes have long been trusted by Indian consumers, but discovery has remained fragmented across individual brands, often requiring users to visit multiple stores or platforms to evaluate options. This has led to confusion around which scheme best fits a consumer’s needs. Gullak’s jeweller scheme marketplace brings these schemes onto a single digital platform, allowing users to discover multiple options side by side, choose how they save, and manage their jewellery savings seamlessly in one app.
	 


	While this launch marks the first step, Gullak’s ambition extends beyond aggregation. Over time, the company aims to build India’s leading jeweller marketplace, bringing together trusted brands, co creating innovative products with jewellers and helping users consistently access the best value for money.


	 


	“Many users tell us that while gifting gold especially for anniversaries and other recurring milestones brings immense joy, the purchase often burns a hole in the pocket. Gullak’s jeweller schemes are designed to solve this exact tension - helping users spread the cost of meaningful gifts over time, without compromising on quality or intent. The marketplace fits naturally into recurring use cases like anniversaries, where users redeem jewellery every year on the same date,” said Manthan Shah, Co-founder of Gullak.


	 


	Early traction has indicated strong demand for the marketplace. Given Gullak&#039;s highest concentration of serious Gold lovers, in just five days of launch, the platform has already surpassed volumes of several physical stores. Jewellers have seen strong engagement and high-quality customer demand through Gullak, with many users turning out to be first-time buyers for these brands and arriving with clear purchase intent.
	 


	“Jewellers are extremely happy with the scale &amp; quality of customers coming through Gullak. Many of them are first-time buyers for these jewellers, and they come with a clear intent to purchase gold jewellery,” said Manthan Shah.
	 


	Saumen Bhaumik, Managing Director, CaratLane, said, “CaratLane jewellery is about celebrating life’s daily milestones. Our partnership with Gullak enables millions to plan and save for the pieces they aspire to own - making the journey to owning a natural diamond ring or tennis bracelet as seamless as the purchase itself.”
	 


	While this launch marks the first step, Gullak’s ambition extends beyond aggregation. Over time, the company aims to build India’s leading jeweller marketplace, bringing together trusted brands, co creating innovative products with jewellers and helping users consistently access the best value for money.
	 


	As more jewellers come onboard, Gullak envisions becoming the default destination for anyone planning to buy gold, whether for gifting, milestones, or legacy purchases - further strengthening its position as a leading platform for gold lovers in India.
	 


	About Gullak
	Gullak is a Bengaluru-based digital savings and investment platform that automates micro-investments into 24K digital gold, making it easy for users to build wealth through small, regular contributions. The app allows users to set up savings via UPI autopay or round-ups on everyday spends, and accumulated gold can be redeemed as physical gold coins, jewellery through partner jewellers, or converted to cash. Founded in 2022 by Manthan Shah, Naimisha Rao and Dilip Jain, Gullak aims to democratise gold savings across India and has partnered with thousands of jewellery outlets to broaden redemption options while making gold planning accessible and seamless for millions of users. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34460_GullakTeam_Members_2026.jpeg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 27 Jan 2026 21:48:37 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Gullak, Jeweller Savings Scheme Marketplace, CaratLane Onboard</media:keywords>
</item>

<item>
<title>36 Entrepreneurs from Every State and Union Territory Take National Stage as PayU Launches &amp;apos;Startup Republic&amp;apos; Campaign Marking 10 Years of Startup India</title>
<link>https://www.thebizzstories.com/36-entrepreneurs-from-every-state-and-union-territory-take-national-stage-as-payu-launches-startup-republic-campaign-marking-10-years-of-startup-india</link>
<guid>https://www.thebizzstories.com/36-entrepreneurs-from-every-state-and-union-territory-take-national-stage-as-payu-launches-startup-republic-campaign-marking-10-years-of-startup-india</guid>
<description><![CDATA[ In a visionary initiative showcasing India&#039;s vibrant startup ecosystem, PayU today debuted &#039;Startup Republic’ - a nationwide Republic Day campaign championing entrepreneurial excellence across all 36 states and union territories. Marking #10YearsOfStartupIndia, this flagship endeavour celebrates startup culture, nurtures an inclusive innovation ecosystem, and reveals the profound depth of India&#039;s entrepreneurial prowess.
	 


	
		
			
				
		
	



	PayU’s Startup Republic campaign launches with a 120-second hero film capturing the collective spirit of India&#039;s entrepreneurial republic, followed by a series of 36 five-minute documentary films
	 


	India&#039;s startup landscape, as of December 31, 2025, boasts more than 2 lakh DPIIT-recognized startups, spanning D2C and diverse business verticals, that have generated employment for over 2.1 million people, with women representation in leadership roles (as directors or partners) exceeding 45%. 


	 


	The initiative includes showcasing entrepreneurs from DPIIT-registered startups located in emerging entrepreneurial hubs outside the metros, highlighting narratives from geographically underrepresented regions. Through this inclusive strategy, entrepreneurial achievements from India&#039;s varied territories gain nationwide recognition and visibility through a unified story of national progress.


	 


	The campaign launches with a 120-second hero film capturing the collective spirit of India&#039;s entrepreneurial republic, followed by a series of 36 five-minute documentary films. Spanning diverse segments including lifestyle, travel, health, FMCG, and others, these films represent the true breadth of India&#039;s entrepreneurial republic. Each film profiles a founder from a different state or union territory, offering an intimate look at their journey, challenges and aspirations. Rolling out across PayU&#039;s social channels starting January 23rd ahead of Republic Day celebrations, these stories demonstrate how India&#039;s startup ecosystem embodies the &#039;Made in India, built for the world&#039; ethos reshaping the nation&#039;s economic landscape.


	 


	&quot;The next decade of India&#039;s digital economy will be built by founders who understand local consumers deeply and scale with global ambition. At PayU, we believe India&#039;s greatest asset is its entrepreneurial spirit. Startup Republic celebrates entrepreneurs actively writing India&#039;s future through authentic storytelling, because innovation has no zip code in India and real nation-building happens when founders from Ladakh to Lakshadweep see that their dreams matter. This initiative reflects where India is headed, not just where it stands today,&quot; said Vineet Sethi, Chief Growth and Marketing Officer, PayU.
	 


	“Under Startup India, India’s startup ecosystem is moving beyond scale to focus on depth and genuine impact. With innovation reaching every state and union territory, entrepreneurship is becoming a powerful nation-building force. Initiatives like Startup Republic showcase these diverse success stories, proving that India’s innovation economy is growing well beyond the metros,” said Shri Sanjiv, Joint Secretary, Department for Promotion of Industry and Internal Trade.


	 


	This campaign celebrates D2C startups, an integral segment of PayU&#039;s merchant ecosystem, bringing these nation-builders into the spotlight during India&#039;s most significant patriotic moment. Under an MoU with DPIIT, PayU is working with Startup India to empower startups across India—not just in metro cities—by delivering tailored payment solutions, mentorship, exclusive community access, and fundraising opportunities to support growth at every stage.


	 


	PayU also runs InFiNity, India’s leading fintech accelerator, which has enabled 60 startups across two cohorts with 1:1 mentorship, partnership opportunities, and over $5 million in investments, translating founder innovation into real scale.


	
	Watch the film: youtu.be/pw0gGHXj9zc
	 


	About PayU
	PayU, India&#039;s leading diversified fintech platform with Prosus as an investor, operates businesses that are regulated by the Reserve Bank of India and offers advanced solutions to meet the digital financial services needs of customers (merchants, banks, and consumers).
	 


	PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology and has empowered 4.5 lakhs+ businesses, including India’s leading enterprises, e-commerce giants and SMBs. It enables businesses to collect digital payments across 100+ online payment methods such as Credit Cards, Debit Cards, Net Banking, EMIs, pay-later, QR, UPI, Wallets, and more. It’s a preferred partner in the affordability ecosystem, offering the maximum coverage of issuers and easy-to-implement integrations across card-based EMIs, pay-later options, and new-age cardless EMIs. PayU offers e-commerce brands best-in-industry success rates while ensuring a seamless checkout experience.
	 


	About Startup India
	Launched on 16 January 2016, Startup India is a sector-agnostic flagship initiative of the Government of India aimed at building a strong, resilient, and inclusive startup ecosystem across the country. Anchored by the Department for Promotion of Industry and Internal Trade (DPIIT), the initiative works to catalyse a culture of innovation and entrepreneurship by enabling startups through progressive policy reforms, ease of doing business measures, access to funding, incubation and mentorship support, and market linkages.
	
	The startup movement, ignited by the Hon’ble Prime Minister Shri Narendra Modi, has transformed India into one of the world’s fastest-growing innovation hubs. From approximately 500 startups in 2016, the ecosystem has expanded to over 2 lakh DPIIT-recognised startups spanning diverse sectors and geographies, including a significant presence from Tier II and Tier III cities. Startup India continues to play a pivotal role in nurturing homegrown innovation, fostering job creation, promoting inclusive economic growth, and strengthening India’s position as a global startup destination. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34444_StartupRepublicCampaign_PAYU.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 23 Jan 2026 16:39:51 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>36 Entrepreneurs, Every State, Union Territory, National Stage, PayU, &#039;Startup Republic&#039;, 10 Years of Startup India</media:keywords>
</item>

<item>
<title>One Ecosystem, One Platform, One Defining Moment for Collections in India</title>
<link>https://www.thebizzstories.com/one-ecosystem-one-platform-one-defining-moment-for-collections-in-india-16425</link>
<guid>https://www.thebizzstories.com/one-ecosystem-one-platform-one-defining-moment-for-collections-in-india-16425</guid>
<description><![CDATA[ The Bharat Collection Summit &amp; Awards 2026—India’s first and only platform spanning the entire collections value chain—returns on 18 February 2026 at The Lalit, Mumbai, bringing together the nation’s most powerful voices in collections to reimagine the industry from strategy rooms to street-level execution.


	 


	
		
			
				
		
	



	The largest convergence of India’s collections ecosystem—one platform, unmatched scale, decisive impact


	 


	Collections in India is at a turning point.


	As regulations tighten, borrower expectations rise, and technology reshapes recovery models, the industry needs more than conversations—it needs clear direction and collective leadership.


	 


	That’s where the Bharat Collection Summit &amp; Awards 2026 returns.


	 


	After two transformative editions, India’s most influential collections platform is back to set the agenda for responsible, compliant, and future-ready collections—bringing together the leaders who don’t just adapt to change, but drive it.


	 


	Power-Packed Keynotes &amp; Thought Leadership


	The Bharat Collection Summit &amp; Awards 2026 features an elite lineup of India’s most influential financial leaders and fintech innovators, delivering insights that matter.


	 


	Keynote Speaker


	 


	Prashant Mehra


	Group Head – Retail Portfolio Management &amp; Fraud Control, HDFC Bank


	 


	Featured Industry Leaders


	
		
			Rakesh Sharma – Head of Collections, Fibe (formerly EarlySalary)
	
	
		
			Rajaram Manian – Chief Risk Officer, Tyger Capital (formerly Adani Capital)
	
	
		
			Sushant Kumar – Head, Collections &amp; Resolutions, ICICI Home Finance Company Limited
	
	
		
			Vivek Katyayan – COO, Kissht
	
	
		
			Debashish Mohanty – SVP &amp; Head, Collection Strategy, Kotak Mahindra Bank
	
	
		
			Sanju Mangrulkar – Head, Credit Monitoring &amp; Policy, Central Bank of India
	
	
		
			Chandrasekhar Das – VP, Collection Strategy &amp; Analytics, YES Bank
	
	
		
			Ananth Shroff - Founder &amp; CEO ,DPDzero
	
	
		
			Abhishek Rao - Founder, Resollect
	
	
		
			Sonali Jindal - Founder, Rezolv
	
	
		
			Karan Mehta - Co-Founder, Rezolv
	
	
		
			…and many more leaders shaping the future of collections in India
	



	 


	Building the Future of Responsible Collections — Our Ecosystem Partners


	Powered by trusted partners driving innovation and credibility:


	
		
			DPDzero – Presenting Partner
	
	
		
			Resollect – Co-Presenting Partner
	
	
		
			Rezolv – Gold Partner
	
	
		
			Credit Nirvana – Silver Partner
	
	
		
			Dista – Exhibit Partner
	
	
		
			Neowise (a Decentro company) – Exhibit Partner
	
	
		
			Wevaad – Exhibit Partner 
	
	
		
			FACE – SRO-FT Partner
	
	
		
			Bharat CXO, News Patrolling, Asia Business Outlook – Media Partners
	



	 


	What’s on the Agenda?


	High-impact keynotes and expert-led panels will deep-dive into:


	
		
			AI &amp; analytics-led transformation in collections
	
	
		
			Regulatory compliance, governance &amp; risk frameworks
	
	
		
			Borrower experience, ethical recovery &amp; trust-building
	



	 


	Every session is designed to deliver practical insights, real-world case studies, and actionable strategies for today’s fast-evolving collections environment.


	 


	**The Bharat Collection Summit &amp; Awards 2026 isn’t just an event—


	 


	it’s where India’s collections industry sets its direction for the future.**


	
	Date: 18 February 2026
	Venue: The Lalit, Mumbai
	Register Now: www.thebharatcollectionsummit.com. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34394_Banner-03.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 21 Jan 2026 16:13:34 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>One Ecosystem, One Platform, One Defining Moment, Collections in India</media:keywords>
</item>

<item>
<title>One Ecosystem. One Platform. One Defining Moment for Collections in India</title>
<link>https://www.thebizzstories.com/one-ecosystem-one-platform-one-defining-moment-for-collections-in-india</link>
<guid>https://www.thebizzstories.com/one-ecosystem-one-platform-one-defining-moment-for-collections-in-india</guid>
<description><![CDATA[ The Bharat Collection Summit &amp; Awards 2026—India’s first and only platform spanning the entire collections value chain—returns on 18 February 2026 at The Lalit, Mumbai, bringing together the nation’s most powerful voices in collections to reimagine the industry from strategy rooms to street-level execution.


	 


	
		
			
				
		
	



	The largest convergence of India’s collections ecosystem—one platform, unmatched scale, decisive impact


	 


	Collections in India is at a turning point.


	As regulations tighten, borrower expectations rise, and technology reshapes recovery models, the industry needs more than conversations—it needs clear direction and collective leadership.


	 


	That’s where the Bharat Collection Summit &amp; Awards 2026 returns.


	 


	After two transformative editions, India’s most influential collections platform is back to set the agenda for responsible, compliant, and future-ready collections—bringing together the leaders who don’t just adapt to change, but drive it.


	 


	Power-Packed Keynotes &amp; Thought Leadership


	The Bharat Collection Summit &amp; Awards 2026 features an elite lineup of India’s most influential financial leaders and fintech innovators, delivering insights that matter.


	 


	Keynote Speaker


	 


	Prashant Mehra


	Group Head – Retail Portfolio Management &amp; Fraud Control, HDFC Bank


	 


	Featured Industry Leaders


	
		
			Rakesh Sharma – Head of Collections, Fibe (formerly EarlySalary)
	
	
		
			Rajaram Manian – Chief Risk Officer, Tyger Capital (formerly Adani Capital)
	
	
		
			Sushant Kumar – Head, Collections &amp; Resolutions, ICICI Home Finance Company Limited
	
	
		
			Vivek Katyayan – COO, Kissht
	
	
		
			Debashish Mohanty – SVP &amp; Head, Collection Strategy, Kotak Mahindra Bank
	
	
		
			Sanju Mangrulkar – Head, Credit Monitoring &amp; Policy, Central Bank of India
	
	
		
			Chandrasekhar Das – VP, Collection Strategy &amp; Analytics, YES Bank
	
	
		
			Ananth Shroff - Founder &amp; CEO ,DPDzero
	
	
		
			Abhishek Rao - Founder, Resollect
	
	
		
			Sonali Jindal - Founder, Rezolv
	
	
		
			Karan Mehta - Co-Founder, Rezolv
	
	
		
			…and many more leaders shaping the future of collections in India
	



	 


	Building the Future of Responsible Collections — Our Ecosystem Partners


	Powered by trusted partners driving innovation and credibility:


	
		
			DPDzero – Presenting Partner
	
	
		
			Resollect – Co-Presenting Partner
	
	
		
			Rezolv – Gold Partner
	
	
		
			Credit Nirvana – Silver Partner
	
	
		
			Dista – Exhibit Partner
	
	
		
			Neowise (a Decentro company) – Exhibit Partner
	
	
		
			Wevaad – Exhibit Partner 
	
	
		
			FACE – SRO-FT Partner
	
	
		
			Bharat CXO, News Patrolling, Asia Business Outlook – Media Partners
	



	 


	What’s on the Agenda?


	High-impact keynotes and expert-led panels will deep-dive into:


	
		
			AI &amp; analytics-led transformation in collections
	
	
		
			Regulatory compliance, governance &amp; risk frameworks
	
	
		
			Borrower experience, ethical recovery &amp; trust-building
	



	 


	Every session is designed to deliver practical insights, real-world case studies, and actionable strategies for today’s fast-evolving collections environment.


	 


	**The Bharat Collection Summit &amp; Awards 2026 isn’t just an event—


	 


	it’s where India’s collections industry sets its direction for the future.**


	
	Date: 18 February 2026
	Venue: The Lalit, Mumbai
	Register Now: www.thebharatcollectionsummit.com. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34394_Banner-03.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 21 Jan 2026 15:27:03 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>One Ecosystem., One Platform., One Defining Moment, Collections in India</media:keywords>
</item>

<item>
<title>ZebPay Introduces SIPs to Promote Disciplined, Long&#45;Term Bitcoin Investing</title>
<link>https://www.thebizzstories.com/zebpay-introduces-sips-to-promote-disciplined-long-term-bitcoin-investing</link>
<guid>https://www.thebizzstories.com/zebpay-introduces-sips-to-promote-disciplined-long-term-bitcoin-investing</guid>
<description><![CDATA[ ZebPay, one of India’s pioneering Bitcoin exchanges, has announced the launch of its Systematic Investment Plan (SIP) feature, allowing users to avail the benefit of automated, recurring crypto investments. The new feature is designed to promote a disciplined, long-term approach to crypto investing, especially Bitcoin, helping Indian investors manage market volatility with consistency and confidence.


	 


	
		
			
				
		
	



	ZebPay Introduces SIPs to Promote Disciplined, Long-Term Bitcoin Investing


	
	Reinforcing its long-standing Bitcoin-first philosophy, ZebPay has designed its SIP offering with a clear emphasis on systematic Bitcoin investing, while also extending access to a curated set of 15 crypto investing pairs. Anchored in the brand’s “Bitcoin Mein Pro” ethos, the initiative underscores ZebPay’s belief that long-term value in crypto is built through discipline, consistency, and informed participation rather than short-term speculation.


	
	Sharing his views on the launch, Rahul Pagidipati, CEO of ZebPay, said, “Bitcoin investing, like any long-term financial journey, rewards discipline and consistency. While market volatility is inevitable, systematic investing can help users navigate these cycles with greater confidence. Through the launch of SIPs, we aim to make it easier for Indian investors to adopt a long-term mindset, leverage rupee-cost averaging, and participate in the crypto ecosystem in a more structured and responsible manner.&quot;


	
	By enabling regular investments at fixed intervals, ZebPay SIPs help users reduce reactionary decision-making and build disciplined investing habits focused on long-term participation in the crypto ecosystem. The feature is suited for both first-time investors beginning their crypto journey and experienced users seeking a more structured investment approach. Furthermore, ZebPay SIPs enable users to automate their crypto investments on a daily, weekly, or monthly basis through the platform’s Quick Trade feature. Investments are executed automatically at prevailing market prices, allowing for hands-free investing while helping users average their purchase costs over time. Users also retain full flexibility, with the option to pause, resume, or cancel their SIPs at any time, without lock-ins or penalties.


	
	Raj Karkara, COO of ZebPay, mentioned, “Over the years, we’ve seen growing interest from users seeking simpler, more automated ways to invest in crypto without the need to constantly track the markets. ZebPay SIPs are designed to offer users control and transparency while reducing the friction associated with manual investing. This launch marks another step in our ongoing efforts to build intuitive, compliant, and investor-first solutions for India’s evolving crypto community.”


	
	Setting up a SIP on ZebPay is designed to be simple and transparent. Users can select a crypto asset of their choice, set a fixed investment amount in INR, and choose an investment frequency aligned with their financial goals. Each SIP execution is carried out through Quick Trade market orders, with the purchased crypto credited directly to the user’s account. Investors also have clear visibility into their investment amounts, applicable fees, and execution history at all times.


	
	In line with ZebPay’s commitment to accessible and responsible investing, SIPs follow the same fee structure as Quick Trade. As a special benefit, users making their first-ever Bitcoin transaction, even if via SIP, will enjoy a zero-fee experience, making it easier for new investors to take their first step toward systematic Bitcoin investing. On that note, ZebPay SIPs are available to KYC-compliant users, with investments executed only when sufficient wallet balance is present. The feature has been live on Android and web platforms from January 8, 2026, and has also become available on iOS since January 12, 2026.


	
	With this launch, ZebPay reinforces its position as a platform focused on long-term value creation. The SIP offering embodies the company’s broader philosophy of promoting disciplined investing, setting ZebPay apart from platforms primarily focused on active or high-frequency trading.


	
	About ZebPay
	ZebPay is one of India’s oldest Bitcoin exchanges, with over 6 million registered users. Founded in 2014, it strives to be the leading blockchain asset solution provider and the #1 financial advisor for Indians in the crypto space. The company’s mission is to help its members achieve financial freedom in the Web3 economy. ZebPay is an FIU-registered digital asset exchange, accessible via zebpay.com/in/ as well as the Android Play Store and Apple App Store. Customers can invest in Bitcoin, Ethereum, BAT, and 400+ other crypto pairs, trading both crypto-fiat and crypto-crypto. ZebPay OTC, a bespoke trading desk for high-volume clients, serves both individual and institutional investors.


	
	For more details, please visit: www.zebpay.com.


	
	For details related to ZebPay’s security measures, please visit the security page. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34351_ZebPay_image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 15 Jan 2026 14:38:46 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>ZebPay, SIPs, Promote Disciplined, Long-Term Bitcoin Investing</media:keywords>
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<item>
<title>Bajaj Housing Finance Limited&amp;apos;s Sambhav Home Loan Offers Eligible Homebuyers to Explore PMAY&#45;U 2.0 Benefits</title>
<link>https://www.thebizzstories.com/bajaj-housing-finance-limiteds-sambhav-home-loan-offers-eligible-homebuyers-to-explore-pmay-u-20-benefits</link>
<guid>https://www.thebizzstories.com/bajaj-housing-finance-limiteds-sambhav-home-loan-offers-eligible-homebuyers-to-explore-pmay-u-20-benefits</guid>
<description><![CDATA[ Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0) aims to expand access to homeownership for eligible urban families, particularly those who do not own a permanent home. The scheme is designed around inclusion, transparency, and improved ease of access through a structured eligibility and beneficiary identification framework. In parallel, Bajaj Housing Finance Limited’s Sambhav Home Loan offers housing loan solutions for homebuyers from the unorganised sector, including micro-entrepreneurs and low-income households, designed for customers with cash-based incomes or limited formal documentation.


	 


	A key component of PMAY-U 2.0 is the Interest Subsidy Scheme (ISS), under which eligible beneficiaries can receive an interest subsidy of up to Rs. 1.80 Lakh over a period of 5 years on their housing loan. This helps reduce the effective cost of borrowing and supports more manageable monthly repayments. The subsidy is applicable on home loans sanctioned and disbursed after 1 September 2024, subject to eligibility and scheme norms.


	 


	Eligible homebuyers who opt for Bajaj Housing Finance Limited’s Sambhav Home Loan can apply for PMAY-U 2.0 interest subsidy benefits, subject to the scheme’s eligibility framework, verification, and allotment process, among other factors. Final allotment under PMAY-U 2.0 is determined based on preference categories outlined in the official guidelines.


	 


	Eligible applicants can also check their eligibility and register for PMAY-U 2.0 benefits through the Unified Web Portal of PMAY 2.0, launched by the Ministry of Housing and Urban Affairs, as per the scheme’s eligibility criteria and process.


	 


	As urban India continues to expand, widening access to housing remains central to building stronger communities. PMAY-U 2.0, through its interest subsidy framework, helps eligible households reduce the cost of borrowing, while lending solutions such as Sambhav Home Loan expand access to home loans for customers with varied income profiles. Together, these efforts contribute to a more inclusive housing ecosystem for eligible homebuyers.


	 


	Sambhav Home Loan is designed for homebuyers from the unorganised segment, including micro-entrepreneurs, self-employed individuals, and households with cash-based incomes. The product framework is structured to consider varied income profiles and, where applicable, supports assessment through alternative income and repayment indicators. The product framework also follows a simplified documentation approach for eligible applicants, subject to internal verification and credit norms.


	 


	Borrowers can read PMAY-U 2.0 scheme details and registration information on the Unified Web Portal of PMAY 2.0.


	BHFL is a facilitator of the PMAY-U 2.0 application and does not guarantee any receipt of the subsidy.


	 


	About Bajaj Housing Finance Limited


	Classified as an ‘Upper-Layer NBFC’ by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market, catering to more than 110.64 million customers across the country. Headquartered in Pune, BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.


	 


	For more queries, visit www.bajajhousingfinance.in ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Tue, 13 Jan 2026 19:05:04 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj, Housing, Finance, Limiteds, Sambhav, Home, Loan, Offers, Eligible, Homebuyers, Explore, PMAY-U, 2.0, Benefits</media:keywords>
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<item>
<title>PayG Secures RBI Approval for Offline and Cross&#45;Border Payment Aggregation &#45; A Key Milestone in Its Payment Journey</title>
<link>https://www.thebizzstories.com/payg-secures-rbi-approval-for-offline-and-cross-border-payment-aggregation-a-key-milestone-in-its-payment-journey</link>
<guid>https://www.thebizzstories.com/payg-secures-rbi-approval-for-offline-and-cross-border-payment-aggregation-a-key-milestone-in-its-payment-journey</guid>
<description><![CDATA[ PayG, a leading homegrown payment gateway, is proud to announce that it has received approval from the Reserve Bank of India (RBI) to operate as an Offline and Cross-Border Payment Aggregator. With this approval, PayG has completed its full suite of Payment Aggregator (PA) licenses, enabling it to facilitate digital payments across online, offline (in-person) and international use cases under RBI’s regulatory framework.


	 


	The approval enables PayG to support a comprehensive range of payment use cases through a single, compliant platform. These include processing online payments, enabling offline and in-store transactions through POS, QR and device-based solutions and handling cross-border payments for international customers and global merchants.


	 


	With the complete set of PA licenses in place, PayG further strengthens its regulatory standing and expands its ability to serve businesses operating across multiple channels and geographies. The approvals ensure end-to-end regulatory compliance, enable wider market reach across offline-first and export-driven businesses and support stronger partnerships with enterprises and banking institutions. This milestone also establishes PayG as a fully licensed payment aggregator with clear differentiation in the payment’s ecosystem.


	 


	For merchants, the expanded authorization offers a unified platform to manage online, offline and cross-border payments. It simplifies international expansion through RBI-compliant infrastructure, ensures secure, transparent and compliant transactions, and enables seamless payment journeys for customers across touchpoints.


	 


	Commenting on the milestone, Mr. Kamal Manohar Jangeti, Chairman of PayG, said, “Receiving RBI approval for Offline and Cross-Border Payment Aggregation is an important milestone for PayG. It reflects our continued focus on regulatory compliance and building a robust payments infrastructure. With the full suite of Payment Aggregator licenses in place, we are well positioned to support merchants across online, in-store and international markets through a single, trusted platform.”
	
	With the completion of its full suite of Payment Aggregator licenses, PayG enters its next phase of growth with a strong regulatory foundation. The expanded approvals position the company to support businesses across digital, physical and cross-border payment environments, while maintaining the highest standards of compliance and operational integrity. As payment needs continue to evolve, PayG remains focused on building a secure, scalable and inclusive payments infrastructure aligned with India’s regulatory and economic priorities.


	
	About PayG


	Founded in 2020, the PayG payments solution is one of the most trusted payment gateway service providers in India. We proudly make our payment gateway one of the most affordable ones so that everyone can access it. PayG also frees the merchants from all sorts of extra charges. So, you pay for only what you want - no hidden terms and conditions. As of now, PayG has partnered with 1000+ SMB merchants and 50+ enterprise clients. PayG features over 120+ payment options which include various banks’ credit cards, debit cards, net banking, and wallets to accept payment easily. ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Sat, 10 Jan 2026 13:49:03 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>PayG, Secures, RBI, Approval, for, Offline, and, Cross-Border, Payment, Aggregation, Key, Milestone, Its, Payment, Journey</media:keywords>
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<item>
<title>Axis Bank engaged over 995 schools across India to host SPLASH 2025 — its annual Art, Craft, and Literature competition</title>
<link>https://www.thebizzstories.com/axis-bank-engaged-over-995-schools-across-india-to-host-splash-2025-its-annual-art-craft-and-literature-competition</link>
<guid>https://www.thebizzstories.com/axis-bank-engaged-over-995-schools-across-india-to-host-splash-2025-its-annual-art-craft-and-literature-competition</guid>
<description><![CDATA[ Axis Bank engages 995+ schools nationwide with SPLASH 2025, promoting creativity through art, craft and literature. ]]></description>
<enclosure url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNWFUx2ba8SSFlABdTT215yygiLxZ_AtroayBoGKux3m4FGsEBNnk5bQXv_Y5R3ld5TmHIJApbJW5y_4wbQN1WuIbgAA2WIVc3LdV75hKLVqBjCuiv2OtdjfqZGwVcjda_R30KzcTPswG-JjzEfxMvPGJmSHhdwCzCt9y8LiPpEc5GR09yWBkFp82WtP0/w640-h360/SPLASH%202025.webp" length="49398" type="image/jpeg"/>
<pubDate>Fri, 09 Jan 2026 16:54:58 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords>Axis Bank, SPLASH 2025, school competition, art craft literature, student creativity, CSR in education, India schools</media:keywords>
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<item>
<title>Using a simple interest calculator to understand basic return scenarios</title>
<link>https://www.thebizzstories.com/using-a-simple-interest-calculator-to-understand-basic-return-scenarios</link>
<guid>https://www.thebizzstories.com/using-a-simple-interest-calculator-to-understand-basic-return-scenarios</guid>
<description><![CDATA[ When planning investments, understanding how returns are calculated is often the first step. While markets and instruments vary widely, some investors begin by exploring basic interest concepts before moving to more complex approaches. In this context, a simple interest calculator may help you understand how returns are computed in a straightforward manner, without assumptions around compounding or reinvestment.


	 


	
		
			
				
		
	



	Breaking down basic returns through simple interest calculator


	 


	What simple interest means in financial terms


	Simple interest refers to interest calculated only on the initial amount invested, also known as the principal. Unlike compounding, the interest earned does not get added back to the principal for future calculations. As a result, the growth pattern remains linear over time.


	 


	This method of calculation is often used for short-term instruments or illustrative purposes. It is not designed to reflect how most market-linked investments function, but it may help explain basic return mechanics.


	 


	How a simple interest calculator works


	A simple interest calculator typically uses three inputs: the principal amount, the rate of interest, and the time. Based on these inputs, it shows the total interest earned and the final value at the end of the chosen period.


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Using a simple interest calculator may help you visualise how time and rate influence returns under a fixed structure. However, real-world investments often behave differently due to market-linked factors.


	 


	Where simple interest calculations are commonly used


	Simple interest calculations are generally applied in situations where returns are predefined and time horizons are short. These may include certain deposits or lending arrangements, depending on terms and conditions.


	 


	In mutual fund investing, simple interest is not the method used to compute returns. Still, understanding it may provide a baseline for comparing how different return structures work conceptually.


	 


	Understanding limitations of simple interest models


	One key limitation of simple interest is that it does not account for reinvestment of earnings. As a result, it may understate potential outcomes when compared with compounding-based approaches over longer durations.


	 


	A simple interest calculator also assumes stability in rate and tenure. Markets, however, move through cycles, and investment values may fluctuate accordingly. Treating calculator outputs as learning tools rather than decision inputs may help maintain realistic expectations.


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Using calculators as part of early-stage planning


	Calculators are often used to bring structure to financial thinking. They help convert abstract ideas into numbers that are easier to interpret. A simple interest calculator may be particularly useful at an early stage, when the objective is to understand how returns are computed mathematically.


	 


	That said, calculators do not capture factors such as volatility, taxation, or changes in economic conditions. These elements may materially influence actual outcomes.


	 


	Comparing basic and market-linked return views


	As investors move beyond basic concepts, they may explore tools that reflect market-linked behaviour more closely. While simple interest offers clarity, it does not mirror how mutual fund returns are generated.


	 


	At this stage, some investors refer to an investment return calculator to understand how different assumptions around time, contribution levels, and expected rates interact mathematically.
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Using an investment return calculator alongside a simple interest calculator may help highlight the difference between linear and variable return structures, without implying certainty.


	 


	Conclusion


	A simple interest calculator may serve as a foundational tool for understanding how basic return calculations work. While it does not reflect the dynamics of market-linked investments, it may help build clarity around interest mechanics and time value. As investment understanding evolves, additional tools and perspectives may be required to account for real-world complexity and uncertainty.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34289_BAJAJ09012026.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 09 Jan 2026 14:14:35 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Using a simple interest calculator, understand basic return scenarios</media:keywords>
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<item>
<title>Using a lumpsum calculator to understand one&#45;time investment planning</title>
<link>https://www.thebizzstories.com/using-a-lumpsum-calculator-to-understand-one-time-investment-planning</link>
<guid>https://www.thebizzstories.com/using-a-lumpsum-calculator-to-understand-one-time-investment-planning</guid>
<description><![CDATA[ Planning a one-time investment often begins with setting expectations rather than predicting outcomes. Investors may want to understand how a single allocation could behave over time under different assumptions. In this context, a lumpsum calculator may help you visualise potential investment values across time horizons, while keeping in mind that market-linked outcomes remain uncertain.


	 


	
		
			
				
		
	



	Understanding one-time investments with lumpsum calculator


	 


	What a lumpsum investment involves


	A lumpsum investment refers to investing a single amount at one point in time, rather than spreading contributions periodically. This approach may be considered when you have surplus funds available or when aligning investments with a specific financial milestone.


	 


	The performance of a lumpsum investment is closely linked to market entry timing and subsequent market movement. As a result, short-term fluctuations may influence outcomes more visibly than with staggered investments.


	 


	How a lumpsum calculator works


	A lumpsum calculator typically requires inputs such as the investment amount, assumed rate of return, and time. Based on these assumptions, it provides an indicative future value of the investment.


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	By using a lumpsum calculator, you are exploring hypothetical scenarios rather than forecasting actual returns. Real market behaviour may differ from assumed conditions.


	 


	Understanding assumptions behind calculator illustrations


	Every calculator output is based on fixed assumptions. Equity funds move through cycles, and returns may vary from year to year. A lumpsum calculator does not account for interim volatility, portfolio changes, or external economic events.


	 


	It may be useful to review assumptions periodically and treat calculator outputs as a reference point rather than a basis for decision-making.


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Market timing and its influence on lumpsum investments


	Since a lumpsum investment is made at one time, market levels at the point of entry may influence short- to medium-term outcomes. Entering during a market peak or correction may lead to different interim experiences.


	 


	Over longer horizons, market movements may even out, but this is not guaranteed. Understanding this sensitivity may help set realistic expectations when planning a lumpsum allocation.


	 


	Role of asset allocation in managing variability


	Asset allocation plays an important role in shaping how investments respond to market conditions. A diversified allocation across equity and other asset classes may help balance volatility, depending on market behaviour.


	 


	While a lumpsum calculator does not reflect allocation-level dynamics, it may still help frame discussions around time horizon and assumed growth rates.


	 


	Exploring equity exposure in long-term planning


	Equity-oriented investments are often considered for long-term financial objectives due to their market-linked nature. When you invest in equity fund options, outcomes depend on company performance, economic conditions, and broader market trends.


	 


	Past performance may or may not be sustained in future.


	 


	When planning to invest in equity fund categories through a lumpsum approach, aligning the investment horizon with risk tolerance becomes particularly important.


	 


	Using planning tools thoughtfully


	Planning tools may help organise financial thinking, but they do not replace professional judgement or market understanding. A lumpsum calculator helps illustrate mathematical possibilities, not market realities.


	 


	Similarly, deciding to invest in equity fund categories involves understanding volatility, liquidity, and time horizon. Tools and insights may support this process, but certainty is not possible.


	 


	Conclusion


	A lumpsum calculator may help you understand how a one-time investment could evolve under assumed conditions. It is best used as a planning aid rather than a predictive measure. When combined with an understanding of market behaviour and personal risk tolerance, such tools may support more informed investment conversations, while acknowledging that actual outcomes may vary.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34283_BAJAJ08012026.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 08 Jan 2026 16:46:22 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Using a lumpsum calculator, understand one-time investment planning</media:keywords>
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<title>National Champion: KSFE Sweeps National Business Awards, Sets Sight on 10 Million Customers Following Rs. 1 Trillion Milestone</title>
<link>https://www.thebizzstories.com/national-champion-ksfe-sweeps-national-business-awards-sets-sight-on-10-million-customers-following-rs-1-trillion-milestone</link>
<guid>https://www.thebizzstories.com/national-champion-ksfe-sweeps-national-business-awards-sets-sight-on-10-million-customers-following-rs-1-trillion-milestone</guid>
<description><![CDATA[ Following its historic achievement as the first Miscellaneous Non-Banking Company (MNBC) in India to cross the Rs. 1 Lakh Crore ($12 Billion+) business turnover mark, Kerala State Financial Enterprises (KSFE) has started 2026 on a high note by securing top honors at the 7th Business World Emerging Business Awards.


	 


	
		
			
				
		
	



	KSFE Dividend Presentation: Finance Minister K.N. Balagopal receiving the Rs. 70 crore dividend for FY 2024-25 from KSFE Chairman K. Varadarajan and MD Dr. S.K. Sanil


	 


	Recognized nationally for Excellence in MSME Financing and Leadership in Financial Inclusion, KSFE is now pivoting from a regional powerhouse to a national pillar of trusted finance.


	 


	“The achievement of KSFE is not just a success for Kerala, but a resilient model for the entire country. At a time when many financial institutions have faltered due to policy flaws, KSFE has proven that a public sector entity, rooted in transparency and public trust, can become a national leader in the financial sector,” stated Kerala Finance Minister K.N. Balagopal.


	 


	The &quot;Mission One Crore&quot; Surge


	Entering 2026, KSFE has officially activated &quot;Mission One Crore.&quot; With a current base of 6 million customers, the institution is aggressively expanding its digital footprint and physical presence to reach 10 million customers across India.


	 


	Why KSFE is Winning the Trust War:


	
		
			While the private NBFC sector faces volatility, KSFE’s &quot;State-Backed&quot; model has become a safe haven for Non Resident Keralalits
	
	
		
			Hyper-Growth: Business volume doubled from Rs. 50,000 Cr to Rs. 100,000 Cr in just 48 months.
	
	
		
			Fiscal Strength: A net profit of Rs. 512 Crore (FY24-25) with Rs. 8,925 Crore in fixed deposits safely held in the state treasury.
	
	
		
			Social Impact: Unlike private lenders, KSFE returned Rs. 504 Crore to the public through interest waivers and contributed Rs. 920 Crore to state development projects.
	



	 


	Innovation for the New-Age Indian


	The 2026 strategy is anchored by two flagship initiatives:


	 


	The Fraternity Fund: Rebranding the traditional &quot;Chitty&quot; for Gen Z and Millennials as a peer-to-peer savings-cum-credit tool for high-end education and home-building.


	 


	Digital First: The KSFE Power App is now processing thousands of transactions daily from the Malayali diaspora and young professionals in metros like Bangalore, Mumbai, and Delhi.


	 


	&quot;KSFE is no longer a Kerala-only secret. We are India’s answer to sustainable, ethical finance. Our win at the BW Emerging Business Awards proves that our model of &#039;People over Profits&#039; is what India wants in 2026,&quot; says Dr. S. K. Sanil, Managing Director, KSFE.


	 


	About KSFE


	KSFE is a 100% Kerala Government-owned financial institution. Since 1969, it has provided a transparent and secure alternative to private money lenders, now operating 683 branches with a business volume exceeding Rs. 1 Trillion. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34249_KSFE2.jpg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 03 Jan 2026 17:21:17 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>National Champion, KSFE Sweeps National Business Awards, Sight on 10 Million Customers Following, Rs. 1 Trillion Milestone</media:keywords>
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<title>Paisabazaar and YES BANK Announce Upgraded PaisaSave Credit Card with Enhanced Dining and Travel Benefits</title>
<link>https://www.thebizzstories.com/paisabazaar-and-yes-bank-announce-upgraded-paisasave-credit-card-with-enhanced-dining-and-travel-benefits</link>
<guid>https://www.thebizzstories.com/paisabazaar-and-yes-bank-announce-upgraded-paisasave-credit-card-with-enhanced-dining-and-travel-benefits</guid>
<description><![CDATA[ Paisabazaar, India’s largest consumer credit marketplace and free credit score platform, and YES BANK, India’s sixth largest private sector bank, have announced the launch of the upgraded YES BANK Paisabazaar PaisaSave Credit Card. This co-created credit card now offers one of the highest dining and travel cashback benefits in its category.
	 


	
		
			
				
		
	



	With a powerful 6% cashback on dining and travel spends, the revamped PaisaSave Credit Card delivers strong value with no joining fee​
	 


	With a powerful 6% cashback on dining and travel spends, the revamped PaisaSave Credit Card delivers strong value with no joining fee, making it an ideal choice for consumers who are avid travellers, foodies and frequent diners.
	 


	The upgraded card also offers savings on day-to-day spends and is one of the most rewarding lifestyle credit cards in its segment for new-age India. Customers can earn up to Rs. 3,000 cashback per month through accelerated 6% benefits on dining and travel. Beyond this cap, all spends in these categories continue to earn 1% cashback.
	
	In addition, users can instantly activate a virtual YES BANK PaisaSave RuPay Credit Card, allowing seamless UPI-based credit payments for everyday transactions.
	 


	Mr. Anil Singh, Country Head – Credit Cards and Merchant Acquiring, YES BANK, said, “As spending on dining and travel continues to grow, credit card users are seeking meaningful rewards that truly add value to these experiences. We are pleased to present the new PaisaSave Credit Card, in partnership with Paisabazaar, which brings premium benefits and propositions designed to elevate everyday financial experiences for consumers across segments.”
	 


	Ms. Santosh Agarwal, CEO, Paisabazaar, said, “Our co-created strategy with YES BANK remains focused on building digital-first, high-impact products. Conversations with consumers have indicated that cashback continues to be one of the most sought-after propositions in credit cards. With the new PaisaSave Credit Card, we wanted to build an exceptional proposition. The card adds genuine value to a large and growing consumer segment, for whom eating out and travel are an integral part of their lifestyle.”
	 


	The card carries no joining fee, and the annual fee of Rs. 499 from the second year onward can be waived upon achieving Rs. 1.2 lakh spends in the preceding year.
	 


	Key Features of the upgraded YES BANK Paisabazaar PaisaSave Credit Card:


	
		
			6% cashback on dining and travel spends across platforms such as Zomato, Swiggy, EazyDiner, MakeMyTrip Goibibo, Airbnb, hotel chains like Taj, Marriott, Radisson etc.
	
	
		
			Unlimited 1% cashback on all other online, offline and UPI spends
	
	
		
			1% fuel surcharge waiver
	
	
		
			No joining fee
			​
	



	Know more about YES BANK Paisabazaar PaisaSave Credit Card: www.paisabazaar.com/yes-bank/paisabazaar-paisasave-credit-card
	
	*Cashback applicable on relevant MCCs. 
	
	For detailed information please visit: www.yes.bank.in/personal-banking/yes-individual/cards/credit-cards/paisabazaar-credit-card


	 


	About Paisabazaar
	Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 55 million consumers. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34205_yesbank_paisabazar.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 26 Dec 2025 19:43:13 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Paisabazaar, YES BANK, Upgraded PaisaSave Credit Card, Enhanced Dining and Travel Benefits</media:keywords>
</item>

<item>
<title>Angel One Reassures Business Continuity Resilience with ISO 22301:2019 Certification</title>
<link>https://www.thebizzstories.com/angel-one-reassures-business-continuity-resilience-with-iso-223012019-certification</link>
<guid>https://www.thebizzstories.com/angel-one-reassures-business-continuity-resilience-with-iso-223012019-certification</guid>
<description><![CDATA[ Angel One Limited, a leading Fintech player, announced that it has been awarded the ISO 22301:2019 certification by Intertek, a globally recognised and independent certification body.


	 


	ISO 22301 is the international standard for business continuity and management systems. The certification provides assurance to the stakeholders, that Angel One has robust frameworks in place to anticipate, manage, and recover from operational disruptions—ensuring continuity of critical services across market volatility, technology incidents, and external shocks.


	 


	For a digital-first financial platform operating at scale, Business continuity is central to investor trust and market integrity. The certification validates Angel One’s structured approach to risk assessment, incident response, recovery planning, and governance across its technology infrastructure, core operations, and third-party dependencies.
	
	At Angel One, the focus goes beyond market access to building long-term investor trust through consistent, high-quality service at scale. The ISO 22301:2019 certification validates the company’s resilient operating model and disciplined approach to operational continuity, risk management, and service reliability across market cycles.


	 


	Manmohan Singh, Chief Risk Officer, Angel One Limited, added, “Securing ISO 22301:2019 certification is an important milestone to reassure and demonstrate that Angel One’s Business Continuity Management System is aligned to well recognised standard in this domain. It reinforces our commitment to disciplined risk management and reliable service delivery, and provides confidence to investors, partners, and regulators that our business continuity practices are at par to globally accepted best practices.”


	 


	About Angel One Limited


	Angel One Limited (NSE: ANGELONE, BSE: 543235) is one of India’s leading FinTech platforms, transforming how millions invest and build wealth. With a client base of over 35 million, the company offers a wide range of digital-first solutions across broking, Mutual Fund, advisory, margin funding, wealth and asset management (AMC), and distribution of third-party financial products. With a sharp focus on scalable tech, Angel One integrates AI, machine learning, and data-driven intelligence to deepen client engagement and retention. Its flagship Super App, ARQ Prime, and developer-focused SmartAPI - an open API platform for traders, and Smart Money - a comprehensive investor education platform, are designed to serve users who are mobile-first, data-savvy, and growth-driven. Combining FinTech innovation with deep industry expertise, Angel One is empowering clients in their financial journey.


	 


	Website: www.angelone.in. ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Wed, 24 Dec 2025 20:44:02 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Angel, One, Reassures, Business, Continuity, Resilience, with, ISO, 22301:2019, Certification</media:keywords>
</item>

<item>
<title>M1 Group&amp;apos;s Samaah 2025 Sparks Industry&#45;Regulator Dialogue on Scaling Digital Trade Finance</title>
<link>https://www.thebizzstories.com/m1-groups-samaah-2025-sparks-industry-regulator-dialogue-on-scaling-digital-trade-finance</link>
<guid>https://www.thebizzstories.com/m1-groups-samaah-2025-sparks-industry-regulator-dialogue-on-scaling-digital-trade-finance</guid>
<description><![CDATA[ M1 Group successfully concluded the third edition of its flagship thought-leadership forum, Samaah 2025, in Mumbai. The event brought together policymakers, senior banking leaders, corporates, and fintech players to discuss how digital finance and supply chain innovation can accelerate India’s participation in global trade.
	 


	
		
			
				
		
	



	Eminent Speaker, panellist, and the Award winners at the M1 Group’s Samaah 2025 in Mumbai


	 


	Samaah 2025 emphasised the importance of collaboration across the supply chain finance ecosystem to shape the next generation of trade and supply chain financing in India. The forum witnessed participation from the entire banking spectrum, including public sector banks, private banks, multinational banks, and NBFCs.
	 


	 


	A key highlight of the evening was the keynote address by Mr K. Rajaraman, Chairman, International Financial Services Centres Authority (IFSCA), who underscored the significant under-penetration of global trade finance in India. He noted that current factoring and trade credit volumes stand at approximately USD 45 billion, accounting for only about 10% of India’s merchandise exports of nearly USD 425 billion, compared with a global benchmark of around 20%.
	 


	Mr Rajaraman highlighted that while initiatives such as TReDS have expanded access to domestic trade finance, particularly for MSMEs, there remains substantial headroom for growth. He emphasised that the future of trade finance lies in technology-led platforms that enhance transparency, mitigate risk, and enable lenders to scale sustainably. With India targeting USD 2 trillion in exports by 2030, he noted that efficient, low-risk access to trade finance will be critical to achieving this ambition.
	 


	Among the key moments of Samaah 2025 was the unveiling of a comprehensive suite of Supply Chain Finance solutions - UFX (Unified Financing Xperience), developed by MYND Fintech, a subsidiary of M1xchange and a leading digital lending marketplace. The supply chain finance platform is designed for large corporates to manage multiple working capital programs through a single interface. Designed to simplify and unify financing across both payables and receivables, UFX enables enterprises to manage all financing programmes on a single integrated platform. The platform offers deep ERP integration and access to over 70 banks, NBFCs, factors, and TReDS platforms, enabling automated and largely touchless transactions.
	 


	Commenting on the success of the event, Mr Sundeep Mohindru, Founder and Promoter, M1 Group, said, “The success of Samaah 2025 lies in the depth and quality of conversations across the supply chain finance ecosystem. Bringing regulators, financiers, and industry leaders onto a common platform enabled meaningful dialogue on how technology can reduce friction, mitigate risk, and unlock capital for businesses of all sizes. At M1 Group, we remain committed to building digital infrastructure that supports sustainable growth and strengthens India’s global trade competitiveness.”
	 


	The forum featured several high-impact discussions, including a panel on ‘Improvement of Yields for Banks’, where industry experts Mr Nagaraj Garla, Executive Director, IDBI Bank, and Mr Deepak Kumar, Senior Executive Vice President, Tata AIG General Insurance Company Limited, shared insights on enhancing yield performance through innovative financing models, digital enablement, and risk-optimised credit frameworks. The session was moderated by Mr Amit Sachdev, Co-founder &amp; COO, M1 Group, and offered actionable perspectives for banks navigating an evolving financial landscape.
	 


	The event also featured eminent speakers for a panel discussion, such as Mr Ashutosh Sharma, Chief General Manager, IFSCA, Ms Hirva Mamtora, Managing Director &amp; CEO, India Exim Finserve, and Mr Vasumitra Pandey, CEO - Lighting &amp; Durables, SURYA Roshni Ltd., who highlighted ITFS platforms as a game changer in global trade finance, underlining India’s potential to emerge as a hub for cross-border financing innovation. The session was moderated by Mr Munindra Verma, CEO, M1 NXT, A cross-border working capital solution platform.
	 


	In addition, a fireside chat on ‘Driving the Next Wave of Digital Supply Chain Finance’ featured perspectives from Mr Navin Agarwal, CFO, Welspun Speciality Solutions Limited, Ms Dimple Chitnis, National Head - Sales &amp; Product, Yes Bank, and Mr Chinmaya Deva Tayal, Senior Director - Sales &amp; Business Development, M1xchange. The session focused on emerging trends in digital supply chain finance, reinforcing Mynd Fintech’s leadership in delivering technology-driven, end-to-end SCF solutions across domestic and cross-border ecosystems.
	 


	The evening concluded with the Financier Excellence Awards, recognising institutions for their outstanding contribution to strengthening India’s trade and supply chain finance ecosystem.
	 


	Financier Excellence Awards - Winners


	
		
			Category: Best Public Sector Bank with Highest Throughput on M1xchange - Winner - State Bank of India, CANARA Bank, Indian Overseas Bank
	
	
		
			Category: Game Changer PSU Bank on M1xchange - Winner: Punjab National Bank
	
	
		
			Category: Fastest Limit &amp; Bidding on M1xchange - Winner: Bank of India
	
	
		
			Category: All rounder PSU bank on M1 Group - Winner: Bank of Baroda
	
	
		
			Category: Best Private Sector Bank with Highest Throughput &amp; Digital Adoption on M1 Group - Winner: IDBI Bank Limited
	
	
		
			Category: Best MNC Bank with Highest Throughput &amp; Digital Adoption on M1 Group - Winner: Development Bank of Singapore
	
	
		
			Category: Emerging NBFC on M1 Group - Winner: Aditya Birla Finance Limited
	
	
		
			Category: Best NBFC with Highest Throughput on M1xchange - Winner: Jio Credit
	
	
		
			Category: Best NBFC Factor with Highest Throughput on M1 Group - Winner: SBI FACTORS LTD
	
	
		
			Category: Best Small Finance Bank with Highest Throughput &amp; Digital Adoption on M1 Group - Winner: Unity Small Finance Bank Limited
	
	
		
			Category: Most Promising Factoring Startup in IFSC - Winner: INDIA EXIM FINSERVE IFSC PVT LTD
	
	
		
			Category: Highest Throughput on M1 NXT - Winner: AIR8 PTE LTD
	
	
		
			Category: Most Innovative International Factor - Winner: MOGLI LABS ASIA PVT LTD (CREDLIX)
			 
	



	About M1xchange
	M1xchange is a TReDS (Trade Receivables Discounting) exchange that started in April 2017. M1xchange facilitates the financing of trade receivables of MSMEs from corporate buyers through ‘factoring’ or ‘invoice discounting’ by financiers (Banks and NBFC). In a short span of time, M1xchange has onboarded 70+ Banks, 3,500+ corporates, and 70,000+ MSMEs and has facilitated the discounting of invoices of more than Rs 250,000 Crores. Transactions on the TReDS platform happen digitally and start when the MSME Supplier of Goods &amp;amp; Services raises the invoice, and the Buyer validates the same. This permits the financiers (Banks/NBFCs) to bid against the verified and approved invoice. Once the supplier accepts the bid, the payment is processed in 24 hrs. and credited to the MSME&#039;s bank account. Through this platform, M1xchange promises MSMEs greater access to finance at competitive rates and without providing any collateral. Further, the financing is without recourse. MSMEs pass on the risk of receivables to the financiers (NBFCs/Banks) by selling their receivables. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34212_Samaah2025_m1exchange.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 24 Dec 2025 20:44:02 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>M1 Group&#039;s, Samaah 2025, Industry-Regulator Dialogue, Scaling Digital Trade Finance</media:keywords>
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<item>
<title>As FX Volatility Continues, Xflow Helps Indian Exporters Turn Currency Risk into a Profit Lever</title>
<link>https://www.thebizzstories.com/as-fx-volatility-continues-xflow-helps-indian-exporters-turn-currency-risk-into-a-profit-lever</link>
<guid>https://www.thebizzstories.com/as-fx-volatility-continues-xflow-helps-indian-exporters-turn-currency-risk-into-a-profit-lever</guid>
<description><![CDATA[ For decades, Indian exporters have quietly absorbed high foreign exchange (FX) costs as an unavoidable part of global trade. While Indian products, services, and talent became globally competitive, the infrastructure supporting cross-border payments remained expensive, opaque, and slow - eroding margins through hidden FX spreads and delayed settlements.
	 


	
		
			
				
		
	



	Anand Balaji, Co-founder and CEO, Xflow
	 


	Over the last few months, as global markets grew volatile and export margins tightened, these inefficiencies became impossible to ignore. It was this exact problem that led Ashwin Bhatnagar, Anand Balaji, and Abhijit Chandrasekaran to start Xflow, with a mission to make international payments transparent, fast, and affordable for Indian businesses.
	 


	“When we started Xflow, most exporters didn’t actually know what they were paying to receive international payments, high FX spreads were buried in fine print and treated as inevitable. Only large enterprises could negotiate better terms. We believed transparency had to be the starting point,” said Ashwin Bhatnagar, Co-founder, Xflow.
	 


	Solving the First Problem: FX Transparency


	From day one, Xflow began displaying the mid-market FX benchmark rate in real time, alongside fully transparent FX spreads linked to globally accepted benchmarks. For many customers, this shift led to immediate savings.
	 


	For most businesses using Xflow, the FX costs dropped by 50% and more importantly, exporters finally knew what they were paying - and why.
	 


	From Payments to FX Intelligence


	With transparency in place, Xflow addressed a deeper challenge: exporters were still forced to react to FX rates rather than plan around them. To solve this, Xflow introduced enterprise-grade FX capabilities - traditionally available only to large corporates - to SMBs, agencies, and freelancers:
	 


	
		
			Live FX Booking: Track real-time FX rates and choose when to convert, ensuring predictable INR outcomes
	
	
		
			AI-Powered FX Insights: Analyze millions of data points across markets, news, and trends to generate actionable FX signals
	
	
		
			Limit Orders: Set target FX rates and automate conversions when markets hit the desired level
			 
	



	“We wanted to turn FX from a passive cost into an active margin lever,” said Bhatnagar. “Even small improvements in timing can materially impact profitability at scale.”
	 


	Real Impact for Growing Exporters


	Today, Xflow works with 30,000+ Indian exporters across IT services, SaaS, agencies, and freelance businesses. Many report settlement times reducing from (1-2 days) to under 24 hours, along with better control over FX outcomes.
	 


	“Xflow has been a game-changer for us,” said Mayank Pandey, Founder &amp; Director, Elbroz Media Pvt. Ltd. “Faster settlements and tools like FX AI Analyst and limit orders allow us to convert at rates we’re comfortable with - not reactively.”


	 


	About Xflow
	Xflow - a leading fintech offering cross-border payments for SMEs (ITES &amp; Funded Startups). Designed to eliminate inefficiencies in international transactions, Xflow offers a seamless, transparent, and fully compliant payment experience for businesses of all sizes - from freelancers and startups to large-scale enterprises. The company is currently servicing over 10,000 businesses &amp; has processed hundreds of millions.


	 


	Founded by Anand Balaji, Ashwin Bhatnagar and Abhijit Chandrasekaran, Xflow simplifies global money movement with innovative solutions that ensure effortless international transactions, efficient currency conversion, instant settlements, and full regulatory compliance. Headquartered in Bangalore, India, Xflow is backed by Lightspeed, General Catalyst, and Stripe, providing a strong financial foundation for long-term innovation. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34208_AnandBalaji_Xflow.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 24 Dec 2025 15:53:33 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>As FX Volatility Continues, Xflow, Helps Indian Exporters Turn Currency Risk, Profit Lever</media:keywords>
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<item>
<title>PayU Advances its Comprehensive CSR Agenda in 2025 with Digital Safety and Sustainable Livelihood Initiatives</title>
<link>https://www.thebizzstories.com/payu-advances-its-comprehensive-csr-agenda-in-2025-with-digital-safety-and-sustainable-livelihood-initiatives</link>
<guid>https://www.thebizzstories.com/payu-advances-its-comprehensive-csr-agenda-in-2025-with-digital-safety-and-sustainable-livelihood-initiatives</guid>
<description><![CDATA[ As part of its steadfast commitment to advancing India’s digitization mission, and further driving financial inclusion agenda, PayU, a leading fintech platform, executed a host of Corporate Social Responsibility (CSR) initiatives in 2025. Designed to bridge the digital divide and empower underserved communities nationwide, PayU’s multi-faceted programs have directly benefited over 50,000 rural beneficiaries and over 140 women across key villages in states like Maharashtra, etc. and about 450 students and educators in India since 2024. To drive this mission forward, PayU partnered with the key organizations including partnerships with the Data Security Council of India (DSCI), NeevJivan NGO, etc.


	 


	
		
			
				
		
	



	 PayU conducted engaging sessions on cybersecurity for students in partnership with DSCI’s Cyber for Youth Program


	
	&quot;PayU&#039;s commitment to social impact goes beyond financial inclusion – we&#039;re building digitally safe and economically empowered communities from the ground up,&quot; said Richa Mukherjee, Senior Director – Corporate Affairs and Public Policy. &quot;These programs represent our belief that technology and entrepreneurship can transform lives. When we see rural students mastering cybersecurity concepts or women launching sustainable businesses, we&#039;re creating lasting change that supports the Digital India mission.&quot;


	
	Pioneering Digital Safety Education
	In partnership with the Data Security Council of India (DSCI) for its Cyber for Youth Program, PayU revolutionized cybersecurity education in rural Karnataka. Through engaging activities such as interactive quizzes, poster competitions, and live demonstrations conducted in local languages, covering critical topics including cyberbullying prevention, social media safety, and digital payment fraud awareness. The program&#039;s impact was validated through rigorous pre- and post-assessments, with students showing knowledge improvement rates ranging from 62.5% to 82.3% across different schools.


	
	Empowering Women Entrepreneurs Through Sustainable Livelihood Programs
	By collaborating with NeevJivan NGO, PayU implemented its ‘Model Village Program’ focused on empowering women entrepreneurs in the Nashik, Dahanu, and Jawhar regions of Maharashtra. The initiative introduced sustainable livelihood projects including bee-keeping, mushroom farming, poultry farming, and vermicomposting, providing women with viable alternate income sources.


	
	The program provided comprehensive support including 30-45 days of entrepreneurship training and strategic branding assistance, with products like &quot;Madhu&quot; for honey and &quot;Mastshroom&quot; for mushrooms. The initiative successfully established 14 sustainable projects, with every participating household gaining access to new income-generating opportunities, demonstrating PayU&#039;s commitment to economic empowerment through innovation.


	
	Leadership-Driven Educational Impact
	PayU further strengthened its educational commitment through a strategic partnership with Teach for India. PayU&#039;s senior leaders engaged directly with over 450 students and educators through extended mentorship sessions, facilitating knowledge sharing and providing real-world insights into technology, entrepreneurship, and career development. This initiative reinforced PayU&#039;s belief in leadership-driven social change and the power of direct engagement in shaping young minds.


	
	All these initiatives build upon PayU&#039;s established track record of impactful CSR programs. Last year, the company successfully implemented two major initiatives: the Village Adoption Program under RBI&#039;s framework, which brought digital payment literacy to 5,000 beneficiaries across five villages in Uttar Pradesh under the theme ‘Har Payment Digital’ and the Digital Vans initiative in partnership with MeITY&#039;s CSC, which delivered financial and digital literacy training to over 50,238 citizens in remote areas around Bengaluru, Mumbai, and Gurugram. These programs demonstrate PayU&#039;s consistent commitment to bridging the digital divide and advancing financial inclusion across India&#039;s rural landscape.


	
	About PayU
	PayU, India&#039;s leading diversified fintech platform with Prosus as an investor, operates businesses that are regulated by the Reserve Bank of India and offers advanced solutions to meet the digital financial services needs of customers (merchants, banks, and consumers).


	
	PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology and has empowered 4.5 lakhs+ businesses, including India’s leading enterprises, e-commerce giants and SMBs. It enables businesses to collect digital payments across 100+ online payment methods such as Credit Cards, Debit Cards, Net Banking, EMIs, pay-later, QR, UPI, Wallets, and more. It’s a preferred partner in the affordability ecosystem, offering the maximum coverage of issuers and easy-to-implement integrations across card-based EMIs, pay-later options and new-age cardless EMIs. PayU offers e-commerce brands best-in-industry success rates while ensuring a seamless checkout experience. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34175_PAYU-image.jpeg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 22 Dec 2025 15:48:56 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>PayU Advances, Comprehensive CSR Agenda in 2025, Digital Safety, Sustainable Livelihood Initiatives</media:keywords>
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<item>
<title>How to Use a CAGR Calculator for Long&#45;Term Investment Planning</title>
<link>https://www.thebizzstories.com/how-to-use-a-cagr-calculator-for-long-term-investment-planning</link>
<guid>https://www.thebizzstories.com/how-to-use-a-cagr-calculator-for-long-term-investment-planning</guid>
<description><![CDATA[ When you invest for many years, the value of your investment may not usually grow at the same rate every year. Some years may see more growth, some may be slow, and some may even be negative. Because of this, it can be difficult to get a simplified view of how your investment has grown over time. This is where CAGR, Compounded Annual Growth Rate, can be useful.


	 


	
		
			
				
		
	



	Using a CAGR calculator for investing


	 


	CAGR gives you a single, annualised growth number that smooths out the ups and downs of different years to helps you understand at one glance how an investment has performed over a chosen period. Tools like a CAGR calculator online make estimating this metric process simple and accessible for everyday investors.


	 


	In this article, we’ll walk through what CAGR means. We’ll also look at how to use a calculator to understand potential long-term growth and how it may support planning.


	 


	What CAGR really means


	CAGR is a measure that shows how much an investment would have grown each year if it had increased at a steady rate. Markets are not steady, but CAGR helps you see the overall pace of growth over time. It is especially helpful for long-term investments, where returns can vary year to year.


	 


	It’s important to remember that CAGR reflects historical performance only. It does not indicate future returns, nor does it guarantee any outcome. Investment values can rise or fall based on market conditions.


	Past performance may or may not be sustained in future.


	 


	Why a CAGR calculator is helpful


	Calculating CAGR manually requires a complex formula. A CAGR online makes the process simple by doing the maths for you. All you need to do is enter three basic inputs:


	
		
			Initial investment amount
	
	
		
			Final investment value
	
	
		
			Total investment period
	



	 


	The calculator then shows the annualised growth rate. This makes it easier to compare different investments or to assess how your money has grown over time.


	 


	While it is a useful reference point, it should not be the only factor in choosing investments. Other aspects such as risk level, time horizon, personal financial goals, and market volatility also matter.


	 


	How to use a CAGR calculator step by step


	1. Enter your starting value*


	This is the amount you invested at the beginning of the chosen period. For example, if you invested ₹50,000 in 2018, that is your starting value.


	*For illustrative purposes


	 


	2. Enter the current or final value


	This is how much your investment is worth today or at the end of the period you’re checking.


	 


	3. Enter the time


	This is the number of years that have passed since you made the investment.


	 


	4. Review the CAGR result


	The result will show the average annual growth rate. This helps you understand how your investment has moved over that period, without focusing on short-term ups and downs.


	 


	However, it’s essential to note that CAGR does not reflect market volatility, does not show yearly fluctuations, and should not be taken as a forecast for the future.


	 


	CAGR simply provides a way to understand historical growth in a smooth, annualised form.


	 


	Using CAGR to support long-term planning


	CAGR can be one reference point when you’re thinking about your long-term investment approach. For example, it can help you see how certain investments behaved over longer periods, and whether they aligned with your expectations.


	 


	When used along with other tools and information, it can also help you estimate possible outcomes for your investments, while noting that actual performance will depend on market conditions.


	 


	Past performance may or may not be sustained in future.


	 


	Estimating returns on your SIP


	While CAGR can help estimate returns on lumpsum investments, it may not be suitable for SIP investment plans. A Systematic Investment Plan (SIP) allows investors to invest a fixed amount at regular intervals, helping them average out purchase costs and build financial discipline over time. Since SIPs involve multiple cash flows across different dates, the traditional CAGR formula may not capture the true return experience. In such cases, the Extended Internal Rate of Return (XIRR) is often used because it accounts for each instalment’s timing and value. XIRR offers a more realistic measure of returns for irregular cash flows, though it should be interpreted with care as market movements can influence outcomes.


	 


	To calculate XIRR in Excel, you need two columns: one for the dates of each cash flow and another for the corresponding amounts. SIP instalments are entered as negative values (outflows), and the redemption or current value is entered as a positive value (inflow). Once the data is arranged, you can use Excel’s built-in XIRR function. The formula is: =XIRR(values, dates)


	 


	A few points to keep in mind


	
		
			CAGR is backward-looking; it does not predict future performance.
	
	
		
			Two investments with the same CAGR may still have very different levels of volatility.
	
	
		
			A higher historical CAGR does not mean an investment is suitable for every investor.
	
	
		
			Use CAGR as one part of your planning, not the only tool.
	
	
		
			Always consider risks and changes in market conditions.
	



	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
	This document should not be treated as endorsement of the views/opinions or as investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purpose only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.


	 


	The content herein has been prepared on the basis of publicly available information believed to be reliable. However, Bajaj Finserv Asset Management Limited does not guarantee the accuracy of such information, assure its completeness or warrant such information will not be changed. The tax information (if any) in this article is based on prevailing laws at the time of publishing the article and is subject to change. Please consult a tax professional or refer to the latest regulations for up-to-date information. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34123_bajaj1512.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 17 Dec 2025 14:22:40 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>How, Use, CAGR, Calculator, for, Long-Term, Investment, Planning</media:keywords>
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<item>
<title>ABHFL Expands Access to Affordable Homeownership with Pragati Home Loan</title>
<link>https://www.thebizzstories.com/abhfl-expands-access-to-affordable-homeownership-with-pragati-home-loan</link>
<guid>https://www.thebizzstories.com/abhfl-expands-access-to-affordable-homeownership-with-pragati-home-loan</guid>
<description><![CDATA[ Pragati Home Loan by Aditya Birla Housing Finance Limited (ABHFL) underscores the brand’s commitment to financial inclusion and accessible homeownership. Tailored for both salaried and self-employed customers—including those without formal income proof—the product offers enhanced flexibility across eligibility, documentation, and property categories. With minimal paperwork, seamless digital onboarding, and repayment tenures of up to 30 years, Pragati Home Loan makes owning a home both affordable and sustainable, aligning with India’s vision for inclusive and equitable urban development.


	 


	
		
			
				
		
	



	Aditya Birla Housing Finance Limited - Pragati Home Loan


	
	Key Benefits


	
		
			Loan amount: From 5 Lakhs to 1.5 Crore
	
	
		
			Tenure flexibility: Up to 30 years, to ensure smaller/flexible EMIs
	
	
		
			Loan upto 90% of property’s market value
	
	
		
			End use for Builder Purchase, Resale, Plot plus Construction, Home Construction, Home Extension &amp; Home Improvement 
	
	
		
			Minimal documentation: Tailored for salaried and self-employed individuals with or without ITR
	
	
		
			Digital onboarding + Track My Loan: Seamless loan journey with transparency.
	
	
		
			Doorstep service: Guidance and support at the customer’s convenience.
	



	
	Eligibility


	
		
			Age – minimum 21 years
	
	
		
			CIBIL: 675 &amp; above/NTC 
	
	
		
			Minimum Income: Salaried: Rs. 7,000 /month &amp; Self Employed: Rs. 1 Lakh/ annum
	
	
		
			Minimum Work Experience/Business Vintage :3 years  
	



	
	Why It Matters
	India’s affordable housing segment continues to expand, driven by rising demand from aspiring homeowners across low- and middle-income groups. Pragati Home Loan bridges this gap through simplified documentation, flexible eligibility norms, and high loan-to-value (LTV) support, enabling more families to transition into formal homeownership. By empowering these aspirations, the offering strengthens India’s affordable housing ecosystem and advances the nation’s vision of inclusive and sustainable urban development.


	
	To know more click on - Aditya Birla Housing Finance- Pragati Home Loan


	
	Aditya Birla Housing Finance, a subsidiary of Aditya Birla Capital, India’s leading diversified financial services provider, stands as one of the fastest-growing housing finance companies in the country. The company is backed by the highest level of creditworthiness, holding a long-term AAA (Stable) rating and a short-term A1+ rating from CRISIL, ICRA &amp; India Ratings. As of September 30, 2025, Aditya Birla Housing Finance manages assets under management of over Rs. 38,270 Crore with a footprint of 167 pan-India branches.


	  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34114_birla-image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 16 Dec 2025 09:50:48 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>ABHFL, Access to Affordable Homeownership, Pragati Home Loan</media:keywords>
</item>

<item>
<title>Axis Bank hosts 10th Edition of Evolve in Indore, empowering MSMEs to drive India’s $10 Trillion Economy Vision</title>
<link>https://www.thebizzstories.com/axis-bank-hosts-10th-edition-of-evolve-in-indore-empowering-msmes-to-drive-indias-10-trillion-economy-vision</link>
<guid>https://www.thebizzstories.com/axis-bank-hosts-10th-edition-of-evolve-in-indore-empowering-msmes-to-drive-indias-10-trillion-economy-vision</guid>
<description><![CDATA[ Axis Bank hosted the 10th EVOLVE edition in Indore to empower MSMEs and support India’s $10 trillion economic vision. ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/202512/image_870x580_693c4b487223d.jpg" length="76927" type="image/jpeg"/>
<pubDate>Fri, 12 Dec 2025 22:38:17 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords>Axis Bank, EVOLVE, MSME India, Indore business, India economy, 10 trillion vision, MSME growth, entrepreneurship, financial inclusion</media:keywords>
</item>

<item>
<title>India Fintech Forum Flagship Event IFTA Focused on BFSI Concludes its 10th Edition; Launches Mentorship Program Mentor Chronicles</title>
<link>https://www.thebizzstories.com/india-fintech-forum-flagship-event-ifta-focused-on-bfsi-concludes-its-10th-edition-launches-mentorship-program-mentor-chronicles</link>
<guid>https://www.thebizzstories.com/india-fintech-forum-flagship-event-ifta-focused-on-bfsi-concludes-its-10th-edition-launches-mentorship-program-mentor-chronicles</guid>
<description><![CDATA[ Digital mentorship program is aimed at early stage founders to handhold them in navigating product, compliance and market challenges
	
	
		
			The program will create an indexed library of recurring founder challenges and practical responses across payments, lending, wealthtech, insurtech, regtech and embedded finance.
	
	
		
			Program commences in Jan 2026
	
	
		
			The IFTA platform also concluded its fintech awards initiative with Sahi winning Fintech Startup of the Year and Pine Labs winning Excellence in Payments award
	
	
		
			3rd edition of Fintech Olympiad registered participation from 70,000 students from over 4000 colleges pan India
	



	 


	The India FinTech Forum concluded the 10th edition of the India FinTech Awards (IFTA) on 10 December 2025 at Aurika, Mumbai. Supported by Association of Mutual Funds in India (AMFI), State Bank of India (SBI) and Indian Clearing Corporation Limited (ICCL), this year’s event brought together policymakers, financial institutions, technology firms, and investors for discussions on regulatory priorities, digital infrastructure, and sector trends.


	 


	
		
			
				
		
	



	Celebrating IFTA&#039;s 10th milestone as the longest running fintech event bringing top industry leaders together and honoring excellence, talent, and fintech innovation


	 


	Sougata Basu, Founder, CashRich, said, “As an Executive Committee Member of India FinTech Forum and the Founder of Fintech Olympiad, I am proud that the India FinTech Awards (IFTA) has become the only fintech event in India to achieve a continuous 10-year journey. This milestone reflects the trust of our fintech community and the growing strength of the ecosystem. With 70000+ participants, the Fintech Olympiad has become a uniquely impactful initiative that builds financial literacy and digital fluency for India. Together, these efforts show how India is shaping the future of finance.”


	 


	The multi-track event featured keynote addresses from Mr. Ashwini Kumar Tewari, Managing Director, State Bank of India; Mr. Vishal Kapoor, Chief Executive Officer, Bandhan AMC Limited; Shri Ashishkumar Chauhan, MD and CEO, National Stock Exchange of India (NSE); and Ms. Vaisshali Babu, Managing Director and CEO, ICCL. Their remarks covered developments in banking, capital markets, asset management, and market infrastructure, with a shared focus on stability, governance, and the role of technology in strengthening financial systems.


	 


	The India FinTech Forum announced the launch of Mentor Chronicles Fintech Edition at IFTA 2025, introducing a structured digital mentorship series aimed at early-stage founders navigating product, compliance, and market challenges. The initiative responds to a tougher operating environment marked by higher customer acquisition costs, longer compliance cycles and intensified investor scrutiny. The programme collects and curates real founder questions, which are then addressed in focused conversations with experienced operators, investors and sector specialists. Positioned as a long-term knowledge resource, Mentor Chronicles will create an indexed library of recurring founder challenges and practical responses across payments, lending, wealthtech, insurtech, regtech and embedded finance.


	 


	Beginning January 2026, selected founders will participate, with organisers with an objective of not just funding access but sharper decision-making, better product prioritisation and improved regulatory preparedness. The Forum noted that as the fintech sector enters a phase of consolidation and compliance-driven growth, accessible and experience-led guidance has become a critical gap the programme aims to fill.


	 


	The Forum received over 1,500 applications for IFTA 2025. Shortlisted firms showcased solutions in payments, lending, compliance, insurance, and wealth management, with a jury assessing them for relevance, impact, and scalability.


	 


	The event also featured the Fintech Olympiad, aimed at strengthening financial and digital literacy among students. Organisers reported rising participation and noted that early exposure to payments, savings, risk, and digital finance is increasingly important as the sector grows. 70,000 students from across the country registered for the Fintech Olympiad from 4000+ colleges. Around 120 students were shortlisted over 10 online and 21 Regional Rounds for the National Finals held in Mumbai at IFTA.


	 


	IFTA 2025 also announced winners of the year across categories.


	 


	Winners at IFTA 2025:


	
		
			Fintech Startup of the Year: Sahi
	
	
		
			Fintech Rising Stars: Riskcovry, SaveIN, OnFinance AI, Navanc Data Sciences
	
	
		
			Fintech Scaleup of the Year: Timble Technologies
	
	
		
			Most Innovative Fintech Product: Fam
	
	
		
			Best Innovation in Digital Lending: GetVantage
	
	
		
			Best International Fintech in India: Valocity
	
	
		
			Best Fintech Initiative For Social Impact: Spice Money
	
	
		
			Excellence in Payments: Pine Labs
	
	
		
			Best Use of AI in Fintech: GreyLabs AI
	
	
		
			Best Innovation in RegTech: CAMS
	
	
		
			Best Innovation in WealthTech: Aspero
	
	
		
			Excellence in InsurTech: Perfios
	
	
		
			Best Technology Company for Fintech Solutions: Falcon
	
	
		
			Best Initiative for Financial Literacy: PayNearby
	



	The winners of the National Finals of the Fintech Olympiad 2025 were announced during IFTA.


	Students Category:


	
		
			Winner: Tejas Sayli, JBIMS Mumbai
	
	
		
			1st Runner up: Dhruv Garg, SRM Institute of Science and Technology, Chennai
	
	
		
			2nd Runner up: Dhruv Patel, Tolani Motwane Institute of Management Studies
	



	Professionals Category:


	
		
			Winner: Rohan Khanna, Director, Barclays
	
	
		
			1st Runner up: Madhur Tike, Data Analyst, Morningstar
	
	
		
			2nd Runner up: Shashank Rakesh, Regional Manager, BriskPe
	



	About India FinTech Forum:


	The India FinTech Forum, a nonprofit platform fostering collaboration among over 4,500 companies and 37,000 individuals, remains dedicated to making India a global fintech leader. Since its founding in 2016, the Forum’s flagship event, IFTA, has spotlighted groundbreaking ideas, bringing together fintech startups, investors, and thought leaders. The Forum launched the Fintech Olympiad, a national initiative for digital and financial literacy in 2023.


	 


	More details at: www.indiafintech.com and www.fintecholympiad.org.  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34095_IFTA1212.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 12 Dec 2025 21:35:28 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>India Fintech Forum, Flagship Event IFTA Focused, BFSI Concludes, 10th Edition, Mentorship Program Mentor Chronicles</media:keywords>
</item>

<item>
<title>L&amp;amp;T Finance Ltd. Receives a CRISIL ESG Rating of 70 Categorised as &amp;apos;Strong&amp;apos;</title>
<link>https://www.thebizzstories.com/lt-finance-ltd-receives-a-crisil-esg-rating-of-70-categorised-as-strong</link>
<guid>https://www.thebizzstories.com/lt-finance-ltd-receives-a-crisil-esg-rating-of-70-categorised-as-strong</guid>
<description><![CDATA[ L&amp;T Finance Ltd. (LTF), formerly known as L&amp;T Finance Holdings Ltd., one of the leading Non-Banking Financial Companies (NBFCs) in the country, announced its Environmental, Social, and Governance (ESG) rating by CRISIL. The Company achieved an overall ‘CRISIL ESG 70,’ categorised as a ‘Strong’ rating in FY25 and establishing LTF as the highest-rated entity among the listed NBFCs covered by CRISIL. LTF has also been assigned a Core ESG Rating of ‘CRISIL Core ESG 80.’ These scores are based on public disclosures on ESG parameters at the consolidated level and other publicly available information.


	 


	
		
			
				
		
	



	LTF has been a pioneer and an early adopter of various sustainability-related practices


	 


	As per Crisil ESG Ratings, the overall rating can be attributed to the Company’s strong performance on key Environmental (E) and Social (S) parameters, including control over the intensities of Scope 1 and 2 emissions and energy consumption, as well as improved performance on attrition, diversity &amp; inclusion, and stakeholder complaints. Further, it has stated that the Company expanded its scope of disclosures on its Scope 3 emissions and taken initiatives to increase its sustainable finance portfolio, which supported the E score. Furthermore, the rating is aided by a healthy Governance (G) score.


	 


	Mr. Sudipta Roy, Managing Director and CEO, LTF, said, &quot;Our strong ESG ratings are a significant indicator of how we deliver holistic economic, social, and environmental impact through robust governance, an unwavering commitment to sustainability, and our businesses, which address the needs of unserved and underserved customers. It is a direct result of our proactive approach and dedication to transparency and accountability. Additionally, we are among the first NBFCs to conduct a ‘Double Materiality’ assessment and a &#039;Business Impact Study&#039; based on ‘True Value Methodology.’ We remain focused on creating such benchmarks in the NBFC sector.&quot;


	 


	Ms. Apurva Rathod, Company Secretary and Chief Sustainability Officer at LTF, said, &quot;Our commitment to business sustainability is deeply embedded in our strategy. We have been a pioneer and early adopter of various sustainability-related practices, and in many cases, well ahead of regulatory mandates. Our journey transitioned from disclosure-based compliance to building an ESG-conscious organisation, and we are taking significant strides towards it. We have embedded ESG principles across business and operations, ensuring value creation for all our stakeholders.”


	 


	Crisil ESG Ratings is a SEBI-registered Category-1 ESG Rating Provider following a subscriber-pays model and relies solely on publicly available information for its ESG rating assessments. The analytical approach combines the Company’s performance relative to its peers with the financial sector&#039;s impact on the environment and society, while the G score remains sector-agnostic.


	 


	About L&amp;T Finance Ltd. (LTF)


	L&amp;T Finance Ltd. (LTF) (www.LTFINANCE.com) formerly known as L&amp;T Finance Holdings Ltd., (LTFH) is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated ‘AAA’ — the highest credit rating — by four leading domestic rating agencies. S&amp;P Global Ratings has recently upgraded LTF long-term Issuer Credit Rating to “BBB/Stable” from “BBB-/Positive” and short-term issuer credit rating to “A-2” from “A-3”. Fitch Ratings has assigned LTF Long-Term Foreign and Local-Currency Issuer Default Ratings of “BBB-” with a Stable outlook. It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work® and has also won many prestigious awards for its flagship CSR project – “Digital Sakhi”- which focuses on women&#039;s empowerment and digital and financial inclusion. Under Right to Win, being in the ‘right businesses’ has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company’s strategic roadmap - Lakshya 2026. The Company has over 2.7 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.


	 


	X: x.com/LnTFinance


	Facebook: www.facebook.com/LnTFS


	Linkedin: www.linkedin.com/company/lntfinance


	Instagram: www.instagram.com/lntfinance


	YouTube: www.youtube.com/user/ltfinance ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/34017_ltf.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 05 Dec 2025 20:40:57 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>L&amp;T Finance Ltd., Receives a CRISIL ESG Rating, 70 Categorised, &#039;Strong&#039;</media:keywords>
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<item>
<title>CoinSwitch Releases India&amp;apos;s First Comprehensive VDA Handbook for Police and LEAs</title>
<link>https://www.thebizzstories.com/coinswitch-releases-indias-first-comprehensive-vda-handbook-for-police-and-leas</link>
<guid>https://www.thebizzstories.com/coinswitch-releases-indias-first-comprehensive-vda-handbook-for-police-and-leas</guid>
<description><![CDATA[ CoinSwitch, India’s largest crypto trading platform, today announced the launch of Virtual Digital Assets Decoded, the country’s first comprehensive handbook designed to help Indian law enforcement agencies, cybercrime units, and policymakers to navigate through the rapidly evolving VDA ecosystem.


	
	With crypto adoption accelerating across India, police and cybercrime units are increasingly facing complex cases involving digital assets. Recognizing this urgent need, CoinSwitch has developed the handbook to simplify VDA concepts and provide practical guidance for on-ground investigations. The handbook will be distributed across key police stations and cybersecurity units nationwide, ensuring frontline officials have direct access to the tools and insights they need.


	
	Commenting on the launch, Mr. Ashish Singhal, Co-founder &amp; CEO of CoinSwitch, said, &quot;India has emerged as a global leader in grassroots-level crypto adoption, ranking first in the Global Crypto Adoption Index for the third consecutive year in 2025. With this growth comes a responsibility for service providers to safeguard consumer interests and foster a safer, more inclusive crypto ecosystem. This handbook is our contribution to that mission.&quot;


	
	Mr. Sukant Dukhande, Senior Director, Legal at CoinSwitch, added, &quot;Crypto is a rapidly evolving global asset class, bringing inherent complexity. This handbook is designed to assist police officials, policymakers, and regulatory bodies by providing practical insights, case studies, and best practices to enhance coordination and support informed, effective decision-making.&quot;


	
	This launch builds on CoinSwitch’s ongoing efforts to support law enforcement and regulatory engagement in India. The company has conducted over 35 workshops and training programs on blockchain tracing and crypto fraud investigations. It has also established advisory partnerships to help shape balanced and effective crypto regulation. Looking ahead, CoinSwitch plans to expand these initiatives. The goal is to create a sustained ecosystem of knowledge.


	
	To facilitate collaboration, law enforcement agencies can submit official requests via nodaldesk@coinswitch.co. Virtual Digital Assets Decoded complements these efforts, offering actionable insights to support investigations, improve coordination, and enhance decision-making in India’s fast-growing crypto ecosystem.


	
	Link to full report: coinswitch.co/switch/crypto/vda-handbook-for-police-law-enforcement-agencies ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Thu, 04 Dec 2025 17:43:10 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>CoinSwitch, India&#039;s First Comprehensive VDA Handbook, Police and LEAs</media:keywords>
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<item>
<title>How a Systematic Investment Plan may help you build disciplined investing habits</title>
<link>https://www.thebizzstories.com/how-a-systematic-investment-plan-may-help-you-build-disciplined-investing-habits</link>
<guid>https://www.thebizzstories.com/how-a-systematic-investment-plan-may-help-you-build-disciplined-investing-habits</guid>
<description><![CDATA[ A Systematic Investment Plan (SIP) allows you to contribute a fixed amount at regular intervals, helping you approach investing in a structured and predictable manner. This approach may support investors who prefer consistency and wish to build investing habits that align with their financial horizon.


	 


	
		
			
				
		
	



	How an SIP can potentially help build a regular investing habit


	 


	By understanding how it works and the factors you may consider, you may be better placed to make informed decisions that suit your needs.


	 


	Understanding how a Systematic Investment Plan works


	A Systematic Investment Plan allows you to invest a chosen amount at a set frequency. This method spreads contributions over time, which may help you participate in the market without relying on one-time investment decisions. You may choose the contribution amount based on suitability, your financial horizon, and the level of market participation you are comfortable with.


	 


	When you explore how a Systematic Investment Plan functions, you may notice that it encourages regular investing rather than timing market movements. This habit-building approach may support long-term financial discipline for investors who prefer systematic contribution patterns.


	 


	Building disciplined habits through regular investing


	One of the important aspects of a Systematic Investment Plan is the consistency it brings. When you contribute regularly, you may be able to focus more on building habits that help you stay committed to your long-term financial approach.


	 


	For example, contributing Rs. 1,000 every month over a few years may show how regular investing builds momentum over time.


	
	This steady pattern may make it easier to stay aligned with your financial goals, while giving you the flexibility to adjust contributions when required.


	 


	*For illustrative purpose only


	 


	How a Systematic Investment Plan may support long-term investing


	A Systematic Investment Plan may help you stay invested across different market phases. When contributions are spread out, the likelihood of staying invested over longer periods may increase. This approach may offer benefits when combined with a clear understanding of risks, your financial horizon, and your expected contribution pattern.


	 


	Investing through a Systematic Investment Plan also aligns with a structured approach to markets. Instead of focusing on short-term changes, you may concentrate on the overall pattern of regular investing. This may make the experience more predictable and may help reduce the impact of short-term volatility on your decision-making.


	 


	Key considerations before starting


	Before starting a Systematic Investment Plan, you may consider factors such as your monthly budget, your investing horizon, and the kind of exposure you are comfortable with. Assessing these elements may help you choose a contribution amount that feels suitable and sustainable over time.


	 


	You may also consider whether you prefer a long-term or medium-term approach. Reviewing your contributions periodically may support better alignment with your financial situation. The objective is to create a steady rhythm that you may comfortably maintain.


	 


	Placing a Systematic Investment Plan within your overall financial approach


	While deciding how a Systematic Investment Plan fits into your financial approach, you may look at how it works alongside other options you are evaluating. The consistency of contributions may complement your savings behaviour, helping you gradually build a market-linked corpus that reflects your investing style.


	 


	In this context, equity mutual funds may be one of the instruments available to implement your Systematic Investment Plan, depending on your suitability and preferences. Understanding how it works within your broader financial framework may support more informed decisions as you plan.


	 


	You may explore funds like equity mutual funds to understand how a systematic investment plan could help.


	 


	Conclusion


	A Systematic Investment Plan offers a structured way to build disciplined investing habits. By making regular contributions, you may stay aligned with your financial approach while gradually participating in the markets. The flexibility to choose contribution amounts, review them periodically, and stay invested over time may support your long-term objectives. Taking the time to understand how it works, and reviewing its place within your broader financial considerations, may help you move towards a more consistent investing pattern.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33995_sip.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 04 Dec 2025 15:22:54 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Systematic Investment Plan, may help you build disciplined, investing habits</media:keywords>
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<item>
<title>Understanding the role of SIP in mutual fund investments</title>
<link>https://www.thebizzstories.com/understanding-the-role-of-sip-in-mutual-fund-investments</link>
<guid>https://www.thebizzstories.com/understanding-the-role-of-sip-in-mutual-fund-investments</guid>
<description><![CDATA[ Starting a mutual fund investment through an SIP may offer a way to gradually enter the market without relying on large one-time investments. By contributing a manageable amount at regular intervals, you may align investing with your financial rhythm and planning horizon.


	 


	
		
			
				
		
	



	Understanding the role SIP plays in mutual fund investing


	 


	This approach may help new investors focus on consistency, review their contributions periodically, and adjust as their goals or circumstances evolve.


	 


	Understanding how an SIP works


	A mutual fund SIP allows you to invest a chosen amount at set intervals, such as monthly or quarterly. This method spreads your contributions over time, helping you avoid relying solely on one-time investment decisions. You may choose the amount and frequency based on suitability, your investment horizon, and your comfort with market fluctuations.


	 


	Starting an SIP is that it encourages systematic investing rather than attempting to time the market. This disciplined approach may help new investors gradually build exposure while aligning with long-term financial objectives.


	 


	How an SIP may support regular investing habits


	One of the key aspects of a mutual fund SIP is the regularity it brings. By contributing consistently, you may develop habits that encourage long-term planning and sustained participation in the market.


	 


	For example, investing Rs. 1,000 every month over several years may demonstrate how steady contributions may grow over time.


	 


	This approach may also provide flexibility to adjust contributions when your financial situation changes, helping you stay aligned with your objectives.


	 


	*For illustrative purpose only


	 


	Benefits of staying invested through an SIP


	An SIP in mutual funds may help investors remain invested across different market conditions. Regular contributions mean that your investments may capture market ups and downs over time, potentially reducing the impact of short-term volatility.


	 


	By staying invested through an SIP, you may focus more on long-term goals rather than short-term market movements. This structured approach may make it easier to maintain discipline and consistency in investing, especially for those new to the market.


	 


	Key factors to consider before starting an SIP


	Before starting an SIP, you may consider factors such as your monthly budget, your financial horizon, and the type of exposure you are comfortable with. Assessing these elements may help you select a contribution amount that is suitable and sustainable over time.


	 


	You may also review your contributions periodically to ensure they remain in line with your financial situation and goals. The objective is to create a rhythm that supports consistent investing without undue pressure.


	 


	Using a mutual fund calculator to plan contributions


	A mutual fund calculator may help you estimate potential outcomes based on your chosen contribution, investment period, and expected returns. By experimenting with different scenarios, you may understand how consistent investing may impact your long-term objectives.                                                                                                                                                                                


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Conclusion


	An SIP provides a structured way for new investors to participate in the market through regular contributions. By helping you build disciplined investing habits, it may support long-term financial planning and gradual wealth creation. Considering factors such as contribution amount, frequency, and your overall financial situation may help you maintain a steady investing approach. Using tools like an SIP calculator online may further support planning and scenario analysis, helping you visualise how consistent contributions may contribute to your financial goals.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
	This document should not be treated as endorsement of the views/opinions or as investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purpose only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.


	  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33988_bajaj0212.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 03 Dec 2025 12:59:19 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Understanding the role of SIP, mutual fund investments</media:keywords>
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<item>
<title>Xflow Announces Plans to Multiply Cross&#45;Border Volumes 10x in the Next 18 Months</title>
<link>https://www.thebizzstories.com/xflow-announces-plans-to-multiply-cross-border-volumes-10x-in-the-next-18-months</link>
<guid>https://www.thebizzstories.com/xflow-announces-plans-to-multiply-cross-border-volumes-10x-in-the-next-18-months</guid>
<description><![CDATA[ Xflow, India’s fastest-growing cross-border payments companies, today shared its intent to scale its processing volumes by nearly tenfold over the next 18 months. The company’s expansion roadmap builds on strong momentum from Indian IT/ITES exporters, fintech platforms, and its recent RBI in-principle authorization for the PA-CB licence.


	 


	
		
			
				
		
	



	Anand Balaji, Co-Founder, Xflow


	
	Over the last year, Xflow has seen increasing adoption from SMEs, enterprises, and fintech platforms looking for transparent, predictable, and compliance-first international payments. Businesses are increasingly moving away from legacy correspondent routes and opaque forex structures, opting instead for faster settlement, clearer pricing, and 24x7 support in compliance.


	
	Xflow recently received in-principle authorisation from the RBI to operate as a cross-border online payment aggregator (PA-CB) -  boosting its credibility as a regulated fintech for cross-border transactions.


	
	“What we are witnessing is not just growth in adoption - it’s a fundamental change in how Indian businesses expect cross-border payments to work,” said Anand Balaji, Co-founder, Xflow. “There is a new baseline for speed, transparency, and compliance, and exporters are no longer willing to compromise. Our goal over the next 18 months is to build the scale and infrastructure needed to meet this demand and enable better pricing and platform infrastructure to growing businesses.”


	
	Exporters using Xflow report faster settlement times, multi-currency capabilities, and clarity on charges that previously impacted working capital and revenue planning. For many, the move has been transformational. A leading IT consultancy shared, “Switching to Xflow gave us predictability we didn’t have before. We know exactly what we’re receiving and when it will land, and that reliability has helped us expand into two new markets this year.”


	
	Xflow recently announced a new service called “Compliance Desk” to ensure seamless &amp; stress-free compliance for exporters. Through this desk, exporters can outsource the complex compliance work related to foreign inward remittances. In parallel, Xflow recently launched FX AI Analyst, an AI-powered tool intended to help businesses with data-driven FX decisions. Through FX AI Analyst, companies can track USD/INR trends, get data-driven insights, and make informed currency conversion decisions - aimed at maximising returns per dollar for exporters. 


	
	Xflow’s upcoming growth phase includes strengthening its global banking partnerships, deepening its FX intelligence engine, expanding corridor coverage, and investing in platform integration capabilities for marketplaces. The company emphasized that its scale-up strategy remains focused on reliability, compliance, and building the most trusted cross-border infrastructure for Indian exporters.
	 


	About Xflow
	Xflow is a leading cross-border payment platform dedicated to simplifying and securing international fund reception for Indian freelancers, SMEs, and global enterprises. Focused on transparency and speed, Xflow utilizes advanced API technology and institutional partnerships to deliver next-generation payment infrastructure.


	
	Xflow’s commitment to security and compliance is validated by its In-Principle Authorization from the Reserve Bank of India (RBI), ISO 27001, and SOC 2 certifications. All transactions on the platform are powered by the infrastructure of J.P. Morgan Chase, ensuring bank-grade safety and reliability. Xflow&#039;s mission is to empower India’s digital economy by making global payments frictionless. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33936_xflow-image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 28 Nov 2025 16:57:56 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Xflow, Plans to Multiply Cross-Border Volumes 10x, the Next 18 Months</media:keywords>
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<item>
<title>Projecting your investment journey with an SIP calculator</title>
<link>https://www.thebizzstories.com/projecting-your-investment-journey-with-an-sip-calculator</link>
<guid>https://www.thebizzstories.com/projecting-your-investment-journey-with-an-sip-calculator</guid>
<description><![CDATA[ An SIP calculator helps you estimate how regular investments may grow over time and gives a way to test different savings plans. By entering the monthly amount, an expected rate of return and the investment horizon, you may get an indicative view of what your systematic contributions might become, which may help you plan goals such as retirement, education or a large purchase.


	 


	
		
			
				
		
	



	Planning your investments with an SIP calculator


	 


	What is an SIP calculator


	An SIP calculator is a digital tool that projects the potential value of recurring investments made through an SIP. It uses your monthly contribution, an annualised rate of return converted to a monthly rate, and the investment duration to compute the compounded value over time. The output is an estimate that may help you compare different contribution levels and time horizons.


	 


	How the calculator computes projected value


	Behind the scenes, the SIP calculator applies a compounding formula to monthly SIP investments and accumulates returns over each period. The result shows the likely trajectory of your savings if the assumed return materialises. Because the projection relies on an assumed rate, actual outcomes may differ from the estimate.


	 


	For example, if you invest Rs. 5,000 every month for 10 years at an assumed annual return of 12% (converted to a monthly rate for calculation), the tool will show an estimated corpus at the end of the term.


	 


	For illustrative purpose only.


	 


	Why use an SIP calculator


	An SIP calculator helps you convert financial goals into actionable monthly contributions. You may choose a target amount and use the calculator to see the monthly contribution needed, or you may enter an amount you can afford to check the potential outcome. This flexibility makes it easier to plan and prioritise objectives, such as building an emergency corpus or funding a child’s education.


	 


	Because the tool is simple to use, it may also help maintain discipline, seeing how small, regular amounts accumulate may encourage you to sustain contributions over the long term.


	 


	What inputs to consider


	When you use an SIP calculator, think about the quality of the inputs:


	
		
			Monthly contribution: Choose an amount that fits your budget and financial commitments.
	
	
		
			Investment horizon: Longer horizons generally increase the potential benefits of compounding, though markets may remain volatile.
	
	
		
			Assumed return: Use a conservative and realistic estimate based on your asset mix and time horizon. performance: Past performance may or may not be sustained in future.
	



	 


	Adjusting these inputs helps you assess different scenarios and decide whether you may need to increase contributions or extend the horizon.


	 


	Common ways investors use the output


	Many people use an SIP calculator to set realistic targets, check whether existing saving habits may meet goals, and compare an SIP against a lumpsum investment for the same objective. The output may also help in rebalancing time horizons and contribution levels when life events alter income or expenses.


	 


	Behavioural benefits of using a calculator


	Beyond numbers, the tool may support positive habits. Regularly checking progress may nudge you to stay invested through market cycles, review your asset allocation and increase contributions when feasible. It may also help you resist short-term impulses by showing the long-term effect of continuity.


	 


	Integrating the calculator into planning and how to invest


	Use the calculator as one input in a broader plan. You may choose an appropriate fund category and time horizon and consider tax implications and liquidity needs before you pick a plan. If your goal is to invest in mutual fund schemes, the SIP calculator may help you decide the monthly amount and horizon that align with that goal.


	 


	Conclusion


	An SIP calculator is a potential way to estimate how disciplined, regular investing may accumulate over time. By testing different contribution levels, return assumptions and tenures, you may arrive at a plan that suits your needs and time horizon. Keep in mind that the output is illustrative; periodic reviews and adjustments may be required as your circumstances or markets change.


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33943_bajaj2811.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 28 Nov 2025 16:57:55 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Projecting your investment journey, an SIP calculator</media:keywords>
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<item>
<title>How to use an SWP calculator for a systematic withdrawal plan</title>
<link>https://www.thebizzstories.com/how-to-use-an-swp-calculator-for-a-systematic-withdrawal-plan</link>
<guid>https://www.thebizzstories.com/how-to-use-an-swp-calculator-for-a-systematic-withdrawal-plan</guid>
<description><![CDATA[ A systematic withdrawal plan helps you convert an investment corpus into a steady stream of cashflow while keeping exposure to markets. An SWP calculator is a simple tool that may help you estimate periodic withdrawals, the likely longevity of your corpus and the potential impact of assumed returns. This article explains how to use an SWP calculator, what inputs to check, and how to interpret results so you may make more informed decisions.


	 


	
		
			
				
		
	



	Using an SWP calculator for your finances


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	What is an SWP calculator


	An SWP calculator is an online or spreadsheet-based tool that models periodic withdrawals from a mutual fund investment corpus. It uses inputs such as your initial corpus, withdrawal amount and frequency, assumed rate of return and time horizon to project how long the corpus may last. The output helps you understand trade-offs between withdrawal size and sustainability without giving any guarantees.


	 


	Key inputs to enter


	When you use an SWP calculator, check these inputs carefully:


	
		
			Initial corpus: The total amount you must start with. Enter the net amount available for withdrawal.
	
	
		
			Withdrawal amount and frequency: Monthly, quarterly or annual withdrawals, choose the option that fits your cashflow needs.
	
	
		
			Assumed rate of return: Use a reasonable estimate for expected returns over your horizon. Use conservative assumptions if you prefer caution.
	
	
		
			Time horizon: How many years you expect to run withdrawals or leave this open to see how long the corpus may last.
	
	
		
			Inflation adjustment: Some calculators allow you to adjust for inflation; if available, use it to view real purchasing power.
	



	 


	Always double-check that figures are in the correct units (for example, annualised percentage for returns) before proceeding.


	 


	How to run the calculation


	
		
			Enter the initial corpus and the withdrawal amount (for example, Rs. 10,000 monthly).
	
	
		
			Select the withdrawal frequency, monthly is the most common for retirement-style income.
	
	
		
			Input the assumed annual return (for instance, 6–8% nominal). Choose an assumption that reflects your risk tolerance and asset allocation.
	
	
		
			Choose whether withdrawals are fixed nominal amounts or inflation indexed.
	
	
		
			Run the calculation to view projected corpus longevity, balance trajectories and any summary tables the tool provides.
	



	Example: If you start with a corpus of Rs. 10,00,000 and withdraw Rs. 10,000 monthly at an assumed return of 7% per annum, the calculator will show how the corpus may reduce over time and the approximate number of years it may last.


	 


	For illustrative purpose only


	 


	How to interpret results


	Outputs from an SWP calculator typically include the projected remaining corpus over time and the estimated number of years the corpus may support the chosen withdrawal. Treat these outputs as scenarios rather than promises. Key points to note:


	
		
			If the projected corpus declines rapidly, you may choose to reduce the withdrawal or reconsider the assumed return.
	
	
		
			If the corpus grows or sustains the withdrawals, the assumptions may be generous; examine whether they match your risk preference.
	
	
		
			Use multiple scenarios, conservative, moderate and optimistic assumptions, to understand the range of possible outcomes. Using scenario analysis may increase clarity about downside risk.
	



	 


	Common pitfalls to avoid


	
		
			Relying on a single assumed return. Markets fluctuate; a single figure may not capture variability.
	
	
		
			Forgetting tax and costs. Some withdrawals may trigger tax events or incur fund charges that reduce net income.
	
	
		
			Ignoring inflation. Fixed nominal withdrawals may lose purchasing power over time unless adjusted.
	



	 


	Using results to design your withdrawal plan


	An SWP calculator may help when combined with broader planning. Use it to test withdrawal sizes and frequencies that match your lifestyle needs. If you find the corpus may not last if required, you may choose to lower withdrawals, adjust asset allocation, or consider partial annuitisation depending on your objectives and constraints.


	 


	Secondary considerations


	A systematic withdrawal plan should align with your overall financial goals and risk tolerance. Review your withdrawal strategy periodically and re-run the SWP calculator after major life events or market shifts to see how projections change. Use the exercise to set realistic expectations about income sustainability and the likelihood that your corpus may meet long-term needs.


	 


	Conclusion


	An SWP calculator is a practical way to model how withdrawals may affect your corpus over time. It helps you compare options, run scenario analyses and set withdrawal levels that may better match your income needs. Use conservative assumptions, account for taxes and inflation, and review results periodically so your plan may remain aligned with changing circumstances.


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33925_swp.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 27 Nov 2025 14:42:36 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>How, use, SWP, calculator, for, systematic, withdrawal, plan</media:keywords>
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<item>
<title>GrowthCap Ventures Leads Pre&#45;Series A Round in Navanc, India&amp;apos;s First AI&#45;Native Banking Infrastructure Company</title>
<link>https://www.thebizzstories.com/growthcap-ventures-leads-pre-series-a-round-in-navanc-indias-first-ai-native-banking-infrastructure-company</link>
<guid>https://www.thebizzstories.com/growthcap-ventures-leads-pre-series-a-round-in-navanc-indias-first-ai-native-banking-infrastructure-company</guid>
<description><![CDATA[ Navanc, set to become India’s pioneering AI-native banking infrastructure company, has raised close to ₹6 crore in its Pre-Series A round led by GrowthCap Ventures, an operator-led early-stage VC fund founded by ex-BharatPe executive Pratekk Agarwaal. The round also saw participation from leading bankers and technologists, including Navin Kukreja (Founder, Paisabazaar), Gaurav Aggarwal, former CXO at Paisabazaar , Prasanna Rao a Co-founder of Arya.ag, and a diverse group of Bay Area and UAE based angels.


	 


	
		
			
				
		
	



	Navanc raises its Pre-Series A round, led by GrowthCap Ventures; to create AI native underwriting infrastructure for Secured Lending


	 


	The investment comes at a pivotal time as India’s financial services sector undergoes a fundamental shift in the adoption of AI across secured lending, risk assessment, and underwriting. With secured lending and Micro-LAP emerging as strategic priorities for Banks, HFCs, and NBFCs, AI-driven infrastructure is rapidly becoming a necessity rather than an option.


	 


	Navanc is a real-estate credit underwriting and intelligence platform built for secured lending products including LAP, home loans, and MSME credit. Its product stack digitizes and standardizes property diligence, enabling faster, compliant loan origination, revaluation, and portfolio monitoring. Anchored in an AI-first architecture, Navanc’s offerings — including VALLE, nLite, nAI and nRERA — are redefining how financial institutions assess property-led loans including Home Loans, Secured Working Capital Loans and Loan Against Property.


	 


	With a long-term vision to build India’s first AI-native lending infrastructure ecosystem, Navanc is moving beyond traditional software to deliver intelligent, self-improving infrastructure that transforms how institutions understand risk, make decisions, and serve customers.


	 


	“India is entering a decisive decade where AI will become the backbone of credit infrastructure,” said Nagachethan SM, Co-Founder and CEO of Navanc.


	 


	“Our mission is to build the AI infrastructure layer that financial institutions can trust as the foundation of their loan journey across business-credit-risk functions,” added Byom Kesh Jha, Co-Founder and CT&amp;DO.


	 


	Navanc currently a B2B product and works with 30+ customers across the financial ecosystem, including Small Finance Banks (SFBs), NBFCs, and HFCs — demonstrating the platform’s versatility and depth across secured lending.


	 


	GrowthCap Ventures, known for its operator-first investment approach, brings deep domain expertise in building financial infrastructure businesses. The fund’s team has spent decades shaping risk, underwriting, collections, and credit technology stacks across India’s leading financial institutions.


	 


	“Secured lending is undergoing a structural reset, and AI-native infrastructure will define the next leap of efficiency, speed, and compliance,” said Pratekk Agarwaal, Founder &amp; General Partner at GrowthCap Ventures.


	 


	“Navanc is solving a problem we’ve experienced firsthand as operators. Their AI-first property intelligence stack can become the default standard for Banks, HFCs, and NBFCs. At GrowthCap, we back founders who build with purpose and precision — and Navanc is leading this transformation.”


	 


	The newly raised capital will be deployed to accelerate product development, expand Navanc’s AI capabilities, strengthen the team, and deepen market penetration as demand surges across the secured credit ecosystem. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33886_navanc_image.jpeg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 26 Nov 2025 21:42:19 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>GrowthCap Ventures, Leads Pre-Series A Round in Navanc, India&#039;s First AI-Native Banking Infrastructure Company</media:keywords>
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<item>
<title>Why valuations and fundamentals make the Bajaj Finserv Banking and Financial Services Fund suitable today</title>
<link>https://www.thebizzstories.com/why-valuations-and-fundamentals-make-the-bajaj-finserv-banking-and-financial-services-fund-suitable-today</link>
<guid>https://www.thebizzstories.com/why-valuations-and-fundamentals-make-the-bajaj-finserv-banking-and-financial-services-fund-suitable-today</guid>
<description><![CDATA[ The financial sector plays a crucial role in supporting India’s growth story. As the economy expands, financial institutions, from banks to insurers, are seeing structural shifts in how they operate and grow. The Bajaj Finserv Banking and Financial Services Fund aims to offer investors an opportunity to participate in this evolving sector through a diversified approach that looks beyond just banking. With valuations below long-term averages and improving fundamentals, this may be a suitable time to explore the fund.


	 


	
		
			
				
		
	



	Bajaj Finserv Banking and Financial Service Fund NFO: Closing soon


	 


	The Bajaj Finserv Banking and Financial Services Fund NFO opens on Monday, November 10, 2025, and closes on Monday, November 24, 2025. The scheme will reopen for subscription within five business days from the date of allotment.


	 


	A suitable entry point backed by fundamentals


	Valuations in India’s banking and financial services sector are currently below their 14-year average, creating a potentially favourable entry point for investors looking at long-term participation. Lower valuations often indicate that market prices may not fully reflect the sector’s improving fundamentals.


	 


	At the same time, asset quality across banks and non-banking financial companies has been showing signs of improvement. With reduced non-performing assets and more disciplined lending practices, the overall health of balance sheets appears to be strengthening. This improving asset quality, coupled with stable earnings visibility, may provide a supportive environment for long-term investors.


	 


	Additionally, profitability within the sector has been healthy, aided by expanding credit demand, operational efficiency, and the growing contribution of fee-based income streams. Together, these trends point towards a sector that is steadily consolidating its financial strength.


	 


	Source: NSE Data as on Sep 30, 2025, ACE Equity PAT


	 


	Curated from structural sector trends


	The Bajaj Finserv Banking and Financial Services Fund follows a curated approach, shortlisting 45–60 stocks from a universe* of around 180 - 200 companies. These companies are selected based on their alignment with long-term structural trends shaping the financial services industry.


	 


	Rather than focusing on short-term market movements, the fund’s strategy is designed to identify businesses positioned to benefit from India’s evolving financial ecosystem. This includes companies that demonstrate operational resilience, robust fundamentals, and the potential to adapt as the sector transforms through technology and innovation.


	 


	By diversifying across well-researched sectors, the fund aims to balance growth opportunities with prudent risk management, providing investors exposure to the broader financial landscape.


	 


	* The portfolio count is indicative, and actual number will depend on market conditions at the time of making investment.


	 


	
		Aligned with India’s BFSI megatrends

	
		India’s financial services industry is undergoing a transformation, driven by multiple megatrends that are reshaping how people access and manage money. Digital finance continues to expand rapidly, supported by platforms such as UPI and the wider adoption of digital lending. Initiatives like Jan Dhan have accelerated financial inclusion, bringing millions of individuals into the formal financial system.

	
		 

	
		At the same time, non-banking financial companies, mutual funds, and insurance providers are seeing greater traction as more Indians seek diversified financial products. These developments have broadened the scope of the sector, making it more dynamic and inclusive than ever before.

	
		 

	
		The Bajaj Finserv Banking and Financial Services Fund seeks to align with these long-term structural drivers, providing investors exposure to businesses that may potentially benefit from this transition.

	
		 

	
		Source: MOFSL, Press Information Bureau, CareEdge

	
		 

	
		Broad-based exposure across financial subsectors

	
		The fund’s portfolio extends beyond traditional banking. It offers broad-based exposure across multiple financial subsectors, banks, NBFCs, insurance companies, asset management companies, and other participants in the capital markets.

	
		 

	
		Such diversification helps the fund participate in various growth sectors within the BFSI space rather than relying solely on one segment of the market. By investing across different financial services businesses, the fund may aim to mitigate impact of volatility that sometimes arises in sector-specific investments.

	
		 

	
		This approach also reflects the interconnected nature of India’s financial ecosystem—where lending, investments, and insurance collectively contribute to economic progress.

	
		 

	
		Conclusion

	
		The Bajaj Finserv Banking and Financial Services Fund aims to offer exposure to one of India’s most dynamic sectors, financial services. With valuations currently below the 14-year average, improving asset quality, and healthy profitability, the sector appears well-placed from a fundamentals perspective.

	
		 

	
		For investors looking to participate in the long-term evolution of India’s BFSI ecosystem, the fund presents an opportunity to consider. It may provide diversified exposure to multiple financial subsectors, reflecting the broader story of inclusion, innovation, and digital growth shaping India’s economy.

	
		 



	
		
			
				
					New Fund Offer Opens on:
			
			
				
					Monday, November 10, 2025
			
		
		
			
				
					New Fund Offer Closes on:
			
			
				
					Monday, November 24, 2025
			
		
		
			
				
					Scheme re-opens on:
			
			
				
					Within five business days of allotment date
			
		
	



	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33869_Banking.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 25 Nov 2025 09:17:59 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Why valuations, fundamentals make, the Bajaj Finserv Banking, Financial Services Fund suitable today</media:keywords>
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<item>
<title>SabPaisa Shatters Records with 14&#45;Product Launch in Single Day, Powered by AI&#45;Human Collaboration</title>
<link>https://www.thebizzstories.com/sabpaisa-shatters-records-with-14-product-launch-in-single-day-powered-by-ai-human-collaboration</link>
<guid>https://www.thebizzstories.com/sabpaisa-shatters-records-with-14-product-launch-in-single-day-powered-by-ai-human-collaboration</guid>
<description><![CDATA[ In an unprecedented move that is set to redefine industry benchmarks, SabPaisa (SRS Live Technologies Pvt. Ltd.), India&#039;s RBI-approved payment aggregator, today announced the simultaneous launch of 14 enterprise-grade products across its platform. The feat was accomplished by just 13 team members in just 20 days – achieving what industry giants typically require multiple quarters and significantly larger teams to deliver. 


	
	The record-breaking launch, led by Founder &amp; CEO Kumar Manish and Co-founder Abhimanyu Jha, reflects the company’s vision to leverage AI-human collaboration as the foundation of modern product development.


	
	SabPaisa, a bootstrapped fintech company serving government departments, educational institutions, and businesses across India, has been pioneering an AI-First approach that is transforming how financial technology is built and deployed. The launch, which spans core payment infrastructure, operations and compliance tools, and merchant analytics platforms, represents what industry observers are calling a &quot;watershed moment&quot; in how technology companies operate in the AI era.


	
	What makes this achievement particularly remarkable is the company&#039;s revolutionary development approach: each product was built using an &quot;AI-First&quot; approach where individual developers paired with advanced AI systems to architect, develop, test, and deploy production-ready solutions at unprecedented speed.


	
	Adopting a “prototype-first” development cycle, instead of using the traditional approach, the team redefined their process to move directly from ideas to a working prototype using AI tools. Each prototype was then internally launched for testing and “dogfooding,” where employees across functions provided real-time feedback. The products were iterated rapidly based on both qualitative and quantitative input, with high-usage prototypes prioritised for rollout and low-engagement ones refined further. This continuous feedback loop helped the company accelerate development while ensuring precision and quality at every stage.


	
	&quot;We&#039;re not competing on marketing spend or team size anymore – we&#039;re competing on intelligence and speed,&quot; said Abhimanyu Jha. &quot;What we&#039;ve demonstrated today is that a bootstrapped company with the right approach can deliver in one day what well-funded competitors deliver in months. This isn&#039;t about replacing humans with AI – it&#039;s about fundamentally reimagining what becomes possible when you stop treating AI as a tool and start treating it as a collaborative force.&quot;


	
	The company has mandated that every team member engage with AI development, dissolving traditional barriers between product, engineering, marketing, and operations. This organisational restructuring has enabled SabPaisa to operate with a velocity and efficiency previously thought impossible for bootstrapped companies competing in a space dominated by venture-backed giants.


	
	&quot;When cars were first invented, Karl Benz didn&#039;t create steel horses with engines inside them – he completely reimagined transportation. We&#039;re doing the same at SabPaisa,&quot; Jha added. &quot;When you transform your entire organisation around AI as the foundation rather than as an add-on, the constraints that defined what&#039;s possible for decades simply evaporate.&quot;


	
	With this launch, SabPaisa is not just shipping products – it&#039;s proving that in the AI era, competitive advantage belongs to those who reimagine their organisations from first principles.


	 


	Learn more about SabPaisa’s 14-product AI launch at sabpaisa.in/ai-native-fintech ]]></description>
<enclosure url="https://reports.newsvoir.com/images/pixel.gif" length="49398" type="image/jpeg"/>
<pubDate>Wed, 19 Nov 2025 17:38:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>SabPaisa, Shatters Records, 14-Product, Single Day, Powered by AI-Human Collaboration</media:keywords>
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<item>
<title>Invest Beyond Banks with the Bajaj Finserv Banking and Financial Services Fund</title>
<link>https://www.thebizzstories.com/invest-beyond-banks-with-the-bajaj-finserv-banking-and-financial-services-fund</link>
<guid>https://www.thebizzstories.com/invest-beyond-banks-with-the-bajaj-finserv-banking-and-financial-services-fund</guid>
<description><![CDATA[ As an investor, you may already know that India’s financial sector extends beyond banks today. Over the years, it has grown to include a wide range of businesses such as non-banking financial companies (NBFCs), insurers, asset managers, and fintechs. The Bajaj Finserv Banking and Financial Services Fund aims to offer an opportunity to participate in this wider financial ecosystem.


	 


	
		
			
				
		
	



	Look beyond banking with Bajaj Finserv Banking and Financial Services Fund NFO live now 


	
	The Bajaj Finserv Banking and Financial Services Fund, an open ended equity scheme, seeks to invest in companies that are part of this evolving financial landscape. The New Fund Offer is currently live since Monday, November 10, 2025, and will close on Monday, November 24, 2025. The scheme will reopen for subscription within five business days from the date of allotment.


	
	The evolving BFSI landscape
	The Banking, Financial Services and Insurance (BFSI) sector has long been central to India’s growth. But its structure has changed. As of 2025, banks make up about 57% of the sector’s market capitalisation, compared to 85% in 2005.


	
	This shows how other parts of the financial system have grown to become important contributors. NBFCs are serving diverse credit needs, fintechs are making financial access simpler, insurers are expanding coverage, and asset managers are enabling more people to invest. Together, they are helping shape a more balanced financial sector.


	
	Source: MOFSL Report as published in April 2025


	
	What’s driving this shift
	Several trends are behind this shift. Digitisation has made financial products easier to access and manage. Fintech innovation has simplified how people borrow, invest, and insure. Retail participation has grown as more individuals look to plan their financial goals through investments.


	
	At the same time, demand for different financial services, from insurance to investments, continues to grow as incomes rise and awareness improves. These factors have made BFSI a more diverse and dynamic part of India’s economy.


	
	Source: MOFSL Report as published in April 2025


	
	The sector’s growing presence in the market
	The market’s response to this transformation is visible in the data. Over the past 20 years, the BFSI sector’s weight in the Nifty 50 has increased 2.6 times, from 14.6% in FY04 to 37.9% in July 2025. During the same period, its market capitalisation has grown from Rs. 1.8 trillion to Rs. 91 trillion.


	
	This steady rise reflects formalisation, stronger credit participation, and growing investor confidence. Many large business groups have also expanded beyond lending into areas such as insurance and asset management, recognising how the financial services space has diversified.


	
	Source: MOFSL Report as published in April 2025


	
	Why consider investing beyond banks
	For investors, this broader growth means opportunities extend beyond traditional banking. The Bajaj Finserv Banking and Financial Services Fund invests across different areas within the BFSI sector, from banks and NBFCs to insurers, asset managers, and fintechs.
	By doing so, it offers exposure to multiple drivers of India’s financial growth rather than focusing on one segment alone. Investors who wish to align their portfolios with the structural changes shaping India’s financial system may find such a diversified approach suitable for long-term investing.


	
	Conclusion
	The Bajaj Finserv Banking and Financial Services Fund gives you a way to look beyond banks and invest in the wider financial services sector. With exposure across NBFCs, insurers, fintechs, and asset managers, it reflects how the BFSI space has evolved and continues to grow.


	
	For investors with a long-term perspective, this may be a suitable way to participate in India’s expanding financial landscape.


	
	New Fund Offer Opens on: Monday, November 10, 2025
	New Fund Offer Closes on: Monday, November 24, 2025
	Scheme re-opens on: Within five business days of allotment date


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33804_BAJAJ-IMAGE.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 18 Nov 2025 15:56:25 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Invest Beyond Banks, the Bajaj Finserv Banking, Financial Services Fund</media:keywords>
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<item>
<title>Invest in India&amp;apos;s Digital Finance Story with Bajaj Finserv Banking and Financial Services Fund</title>
<link>https://www.thebizzstories.com/invest-in-indias-digital-finance-story-with-bajaj-finserv-banking-and-financial-services-fund</link>
<guid>https://www.thebizzstories.com/invest-in-indias-digital-finance-story-with-bajaj-finserv-banking-and-financial-services-fund</guid>
<description><![CDATA[ India’s growth journey is being powered by the rapid digitalisation of its financial system. From mobile-based payments to online lending and financial inclusion initiatives, technology is transforming how people access, use, and benefit from financial services. 


	 


	
		
			
				
		
	



	Be a part of India’s digital finance growth story with Bajaj Finserv Banking and Financial Services Fund NFO live now


	
	The Bajaj Finserv Banking and Financial Services Fund, an open ended equity scheme, seeks to invest in companies that are part of this evolving financial landscape. The New Fund Offer is currently live from Monday, November 10, 2025, and will close on Monday, November 24, 2025. The scheme will reopen for subscription within five business days from the date of allotment.


	
	How UPI is driving digital payments at scale
	Over the past few years, India has emerged as a leader in digital transactions. The Unified Payments Interface (UPI) has made sending and receiving money as simple as scanning a code. This ease of use has helped drive a sharp increase in transaction volumes and values.


	
	UPI transaction value has grown nearly five times, from Rs. 41 trillion in FY21 to Rs. 236 trillion in FY25. What started as a convenience in cities is now a part of everyday life even in smaller towns. Non-cash transactions among Indian households are expected to rise from 38% in FY23 to 62% in FY28, showing how digital payments are becoming a preferred mode of transaction.


	
	This shift has strengthened the digital foundation of India’s financial system, making it more inclusive, efficient, and accessible.


	
	Source: MOFSL, Press Information Bureau, CareEdge, Mobikwik, Redseer


	
	Digital lending expands financial access
	Technology is also reshaping how credit reaches people and businesses. Digital lending platforms have opened new ways for individuals and small enterprises to borrow, often with faster processing and fewer barriers.


	
	By FY28, Tier 2 and smaller cities are expected to contribute more than 80% of digital lending disbursements, estimated at around USD 60 billion. This shows that credit is no longer limited to metros or large institutions. The rise of fintech-led lending is helping people with limited credit history or lower credit scores gain access to funds, especially for personal loans and small business needs.


	
	Such innovations are helping bridge long-standing credit gaps and support broader economic activity.


	
	Source: Mobikwik RHP, Redseer, Internal; Reserve Bank of India Documents, Boston Consulting Group Report


	
	Jan Dhan Yojana strengthens financial inclusion
	While technology has driven innovation, government-led initiatives have strengthened access. The Jan Dhan Yojana is one of India’s most significant steps towards inclusive finance. Over the last decade, the number of Jan Dhan accounts has grown nearly 18 times—from 33 million in FY14 to 540 million in FY24. These accounts have accumulated deposits worth Rs. 2.3 trillion.


	
	By connecting millions to the formal banking system, Jan Dhan has laid the foundation for direct benefit transfers. Subsidies, pensions, and other payments now reach beneficiaries directly, reducing leakages and improving efficiency.


	
	This growth has deepened financial inclusion, ensuring that more people have access to basic financial services such as savings, credit, and insurance.


	
	Source: Reserve Bank of India, Periodic Labour Force Survey (2023), GSMA (2023)


	
	Fintech’s role in connecting the underserved
	Fintech companies are playing an important role in making finance more inclusive. They are using data, mobile technology, and digital platforms to reach people who may not have had easy access to financial products earlier.


	
	Fintechs have introduced innovative lending models that assess creditworthiness based on alternative data. They have higher participation among borrowers who are new to credit and among women entrepreneurs. With the growth of mobile internet and India Stack, fintech-led lending has expanded quickly, helping more people build credit histories and participate in formal finance.


	
	By offering faster, simpler, and more customised financial solutions, fintechs are helping drive financial inclusion and consumer empowerment across India.


	
	Source: Reserve Bank of India Documents, Boston Consulting Group Report


	
	Investing in India’s financial megatrends
	The Bajaj Finserv Banking and Financial Services Fund invests in businesses aligned with long-term financial megatrends such as UPI adoption, digital lending growth, and financial inclusion through fintech and Jan Dhan initiatives. The fund’s portfolio* of 45–60 stocks is curated from around 180 - 200 companies that form part of India’s BFSI megatrend universe.


	
	*The portfolio count is indicative, and actual number will depend on market conditions at the time of making investment.


	
	By investing across banks, NBFCs, insurers, asset managers, and fintechs, it offers exposure to multiple growth drivers within India’s financial sector. For investors looking to align their portfolios with the digital transformation of India’s financial landscape, this fund may offer a suitable entry point.


	
	Source: Mobikwik RHP, Redseer, Internal; MOFSL Report as published in April 2025


	
	Conclusion
	Digital finance is reshaping India’s economic landscape—from UPI payments to digital lending and Jan Dhan inclusion. Fintech innovation continues to expand access and efficiency, making financial services available to more people than ever before.


	
	The Bajaj Finserv Banking and Financial Services Fund aims to offer a way to participate in these long-term shifts. By investing in companies that are part of India’s expanding digital finance ecosystem, the fund provides exposure to structural growth trends that may define the country’s financial future.


	
	New Fund Offer Opens on: Monday, November 10, 2025
	New Fund Offer Closes on: Monday, November 24, 2025
	Scheme re-opens on: Within five business days of allotment date


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
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<pubDate>Tue, 18 Nov 2025 15:56:25 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Invest in India&#039;s Digital Finance Story, Bajaj Finserv Banking, Financial Services Fund</media:keywords>
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<title>PayU Receives RBI Approval to Operate as Online, Offline and Cross&#45;Border Payment Aggregator</title>
<link>https://www.thebizzstories.com/payu-receives-rbi-approval-to-operate-as-online-offline-and-cross-border-payment-aggregator</link>
<guid>https://www.thebizzstories.com/payu-receives-rbi-approval-to-operate-as-online-offline-and-cross-border-payment-aggregator</guid>
<description><![CDATA[ PayU, India’s leading diversified fintech platform, has received integrated authorization from the Reserve Bank of India (RBI) to operate as a Payment Aggregator across online, offline (physical) and cross-border transactions, including both Inward and Outward, under the Payment and Settlement Systems (PSS) Act. This approval enables PayU to offer secure, compliant, and seamless payment acceptance, settlement and cross-border solutions for merchants across channels. 


	 


	
		
			
				
		
	



	PayU Receives RBI Approval to Operate as Online, Offline and Cross-Border Payment Aggregator


	 


	“We are honored to receive the Reserve Bank of India’s continued trust and authorization to operate as a Cross-Border (Both Inward &amp; Outward) Payment Aggregator, in addition to online and offline PA. This milestone reinforces our commitment to building a resilient and innovation-driven payments ecosystem, enabling us to offer secure, transparent, and customer-first payment solutions, including seamless omni-channel experiences for merchants of all sizes,” said a PayU spokesperson. 


	 


	This development further strengthens PayU’s position as a full-stack digital payments provider, empowering businesses with reliable and seamless experiences across online, offline and cross-border touchpoints. 


	 


	About PayU


	PayU, India&#039;s leading diversified fintech platform with Prosus as an investor, operates businesses that are regulated by the Reserve Bank of India and offers advanced solutions to meet the digital financial services needs of customers (merchants, banks, and consumers).


	 


	PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology and has empowered 4.5 lakhs+ businesses, including India’s leading enterprises, e-commerce giants and SMBs. It enables businesses to collect digital payments across 100+ online payment methods such as Credit Cards, Debit Cards, Net Banking, EMIs, pay-later, QR, UPI, Wallets, and more. It’s a preferred partner in the affordability ecosystem, offering the maximum coverage of issuers and easy-to-implement integrations across card-based EMIs, pay-later options and new-age cardless EMIs. PayU offers e-commerce brands best-in-industry success rates while ensuring a seamless checkout experience. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33810_PayU.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 17 Nov 2025 19:32:10 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>PayU, Receives RBI Approval, Operate as Online, Offline and Cross-Border Payment Aggregator</media:keywords>
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<title>What makes Bajaj Finserv Banking and Financial Services Fund a Suitable fit for your portfolio</title>
<link>https://www.thebizzstories.com/what-makes-bajaj-finserv-banking-and-financial-services-fund-a-suitable-fit-for-your-portfolio</link>
<guid>https://www.thebizzstories.com/what-makes-bajaj-finserv-banking-and-financial-services-fund-a-suitable-fit-for-your-portfolio</guid>
<description><![CDATA[ As an investor, one of the key considerations in your financial journey may be to strike a balance between potential returns and your overall investments. Sector-focused funds may be a way to do this, as they allow you to channel your money into parts of the economy that may drive future growth. 


	 


	
		
			
				
		
	



	Bajaj Finserv Banking and Financial Services Fund Live now 


	
	The Bajaj Finserv Banking and Financial Services Fund takes this approach by offering exposure across India’s expanding financial ecosystem, including banks, NBFCs, insurers, asset managers, and fintech companies.


	
	The Bajaj Finserv Banking and Financial Services Fund NFO period opens on Monday, November 10, 2025, and closes on Monday, November 24, 2025. The scheme will reopen for subscription within five business days from the date of allotment.


	
	Let’s discuss what may make this fund a suitable fit for you.


	
	A long-term investment outlook
	If you’re an investor with a long-term horizon, the Bajaj Finserv Banking and Financial Services Fund may offer a suitable opportunity to participate in India’s growth story. The country is projected to become the world’s third-largest economy by 2030, with an estimated GDP of around USD 7.3 trillion, supported by trends such as digitalisation, infrastructure development, and a young, aspirational workforce.
	As this growth unfolds, India’s financial system will be central to sustaining it. Estimates suggest that financial assets may need to expand nearly 20 times their current size, with banks potentially adding about USD 4 trillion in capital over the next two decades. Such expansion may create a multiplier effect across the economy, opening avenues for investors seeking long-term participation in the financial services sector.


	
	Sources: The Economic Times, Reuters, The Times of India (July–August 2025), Press Information Bureau, International Monetary Fund, World Bank, Boston Consulting Group analysis.


	
	Exposure to India’s BFSI opportunity
	If you wish to participate in the growth potential of India’s Banking, Financial Services and Insurance (BFSI) sector, a potential enabler of the country’s economic expansion, the Bajaj Finserv Banking and Financial Services Fund may be considered. The sector plays a pivotal role in driving capital mobilisation, improving credit access, and strengthening digital and financial inclusion.


	
	Over the past few years, credit disbursement to priority sectors has risen by about 85% since 2019, UPI transaction values have grown nearly fivefold in four years, and microfinance portfolios now reach close to 79 million borrowers. India’s credit-to-deposit ratio remains healthy at around 79%, reflecting robust financial intermediation.


	
	Together, these developments highlight how the BFSI sector continues to support India’s growth by efficiently converting household savings into productive economic activity, a trend that long-term investors may consider as part of their portfolio strategy.


	
	Sources: MOFSL, Press Information Bureau, CareEdge


	
	Focused and research-driven approach
	If you understand sectoral investing and are comfortable with short-term fluctuations while aiming for potential long-term growth, the Bajaj Finserv Banking and Financial Services Fund may be suitable for you. The fund focuses exclusively on financial services and follows a research-driven investment process.


	
	It begins with a total stock universe of around 1,100 companies, which is first filtered using a megatrends lens to identify about 180–200 BFSI companies. From there, the fund applies its proprietary InQuBe framework to select 45–60 stocks for the final portfolio.


	
	This disciplined approach helps identify opportunities across various segments of BFSI while managing concentration risk through diversification.


	
	*The portfolio count is indicative, and actual number will depend on market conditions at the time of making investment.


	
	Source: Internal Fund Framework (InQuBe process)


	
	Diversified within financial services
	If you are looking for diversification within the financial services sector, the Bajaj Finserv Banking and Financial Services Fund offers this opportunity. Over the years, India’s BFSI sector has evolved into one of the key pillars of the economy, witnessing a more than 50-fold rise in market capitalisation, from Rs. 1.8 trillion in 2005 to Rs. 91 trillion in 2025, reflecting a CAGR of about 22%. Its contribution to GDP has also increased from 6% to 27%, supported by regulatory reforms, greater formalisation, and wider financial participation.


	
	This growth has been broad-based across key segments. Banks have strengthened their fundamentals, with GNPA levels declining from 5.8% to 2.2% and credit costs falling from 1.3% to 0.4%. NBFCs have recorded steady growth, with net worth expanding at around 15% CAGR and profit after tax at 32% CAGR, now contributing nearly 18% of BFSI earnings. The insurance sector’s AUM has grown tenfold since FY07 to Rs. 61.6 trillion, while mutual fund AUM has increased 45 times in two decades, with the AUM-to-GDP ratio rising from 7% to 19.9%.


	
	By investing across these diverse sub-sectors, the fund may help investors participate in the broader growth potential of India’s financial services ecosystem.


	
	Sources: Reserve Bank of India, MOFSL, Insurance Regulatory and Development Authority of India, Association of Mutual Funds in India, Swiss Re Sigma, Press Information Bureau.


	
	Aligned with structural growth trends
	If you want to invest in the megatrends shaping India’s financial future, the Bajaj Finserv Banking and Financial Services Fund offers exposure to sectors aligned with these long-term shifts.


	 


	
		
			Technology: Non-cash transactions are expected to rise from 38% in FY23 to 62% in FY28, with Tier 2 and smaller cities likely to drive over 80% of digital lending disbursements.
	
	
		
			Economic inclusion: Jan Dhan accounts have expanded nearly 18 times in the past decade to 540 million, with deposits of around Rs. 2.3 trillion, strengthening the foundation for financial inclusion.
	
	
		
			Demographic growth: As nearly 75% of Indian households move into middle- and high-income segments by 2030, the demand for credit, insurance, and investments may continue to grow.
	
	
		
			Social transformation: Fintech innovation is widening credit access, especially for new-to-credit individuals and women entrepreneurs.
	



	
	Through its diversified exposure, the fund may help investors participate in these structural trends that are reshaping India’s financial ecosystem.


	
	Sources: Mobikwik RHP, Redseer, Reserve Bank of India, Periodic Labor Force Survey 2023, Global System for Mobile Communications Association 2023, Jefferies, Internal.


	
	Suitable entry point in the BFSI sector
	If you are evaluating when to add sectoral exposure to your portfolio, the current environment in the BFSI space may be suitable. Valuations within the sector are presently below their 14-year averages, while fundamentals remain stable. Over the past two decades, the sector’s weight in the Nifty 50 has increased 2.6 times, now standing at around 37.9%.


	
	Banks today account for about 57% of the BFSI market capitalisation, compared to nearly 85% in 2005 — reflecting rising opportunities in NBFCs, insurers, and asset managers. With improving asset quality, steady profitability, and expected credit growth following the RBI’s 100 bps repo rate cut, this phase may offer investors a suitable entry point into the BFSI sector.


	
	Sources: Report (April 2025), Reserve Bank of India, Jefferies, National Stock Exchange


	
	Conclusion
	The Bajaj Finserv Banking and Financial Services Fund may suit investors with a long-term outlook who want to participate in India’s financial growth story. With diversified exposure across banks, NBFCs, insurers, and fintechs, the fund offers a structured way to invest in sectors driving the economy forward. 


	
	With its research-driven investment framework and diversified portfolio of 45–60 companies, the fund aims to capture opportunities emerging from structural shifts such as digitalisation, financial inclusion, and rising income levels.


	
	It is advisable to talk to an investment advisor before taking a financial decision. 


	
	New Fund Offer Opens on: Monday, November 10, 2025
	New Fund Offer Closes on: Monday, November 24, 2025
	Scheme re-opens on: Within five business days of allotment date


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33790_bajaj-image.png" length="49398" type="image/jpeg"/>
<pubDate>Sat, 15 Nov 2025 14:25:22 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>What, makes, Bajaj, Finserv, Banking, and, Financial, Services, Fund, Suitable, fit, for, your, portfolio</media:keywords>
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<title>Speedy Disbursal, Digital Ease Drive Festive Loan Choices: Paisabazaar Survey</title>
<link>https://www.thebizzstories.com/speedy-disbursal-digital-ease-drive-festive-loan-choices-paisabazaar-survey</link>
<guid>https://www.thebizzstories.com/speedy-disbursal-digital-ease-drive-festive-loan-choices-paisabazaar-survey</guid>
<description><![CDATA[ Consumers taking personal loans for festive expenses are increasingly prioritising instant disbursals and convenient end-to-end digital processes over traditional factors like interest rates, revealed a new survey by Paisabazaar, India’s leading marketplace for consumer credit and other financial products.


	 


	
		
			
				
		
	



	Quick and hassle-free instant loans were the top factor influencing lender choice, followed by low interest rates and a smooth digital process


	
	According to the survey, conducted among over 10,200 respondents, 42% of consumers said they chose their lender for quick disbursal with minimal documentation, while 25% said lowest interest rates was the most important factor while choosing an offer - underscoring a shift toward speed and simplicity in borrowing behaviour.


	
	A large majority — 80% of respondents — said they prefer guided digital platforms like Paisabazaar for loan comparison and application, with 53% citing faster approvals and disbursals as the top factor that would make borrowing even easier.


	
	Santosh Agarwal, CEO, Paisabazaar, said “The growing confidence among consumers across segments to take personal loans — not just for essential needs, but also for aspirations, lifestyle, and festive spends — reflects a maturing credit ecosystem. Conversations with consumers, as reflected in the survey, clearly indicate a preference for seamless and digital processes that makes access to credit convenient, transparent and easy.”


	 


	
		
			
				
		
	



	41% borrowed for the first time this season, while others took loans occasionally or every year


	
	Growing Adoption of Festive Personal Loans
	The survey showed that 41% of respondents took a personal loan for festive expenses for the first time, indicating new adoption in this category. 46% said they are very likely to take a personal loan again in festive seasons, reflecting rising confidence in personal loans as a convenient and reliable financing option.


	 


	
		
			
				
		
	



	Home renovation, electronics, and gold purchases were the most common loan uses this season


	
	Home renovation and furnishing (18%) was the top reason for taking a personal loan during the festive season, according to the survey by Paisabazaar, followed by appliances, electronics, and festive shopping or gifting (15%). Other key categories included gold and jewellery (12%), debt consolidation (10%), and fashion and lifestyle shopping (10%) — highlighting the diverse financial needs of consumers during this period.


	
	Nearly 60% of borrowers availed festive personal loans below INR 5 lakh, while 42% preferred tenures under 5 years, signalling prudent and manageable borrowing behaviour among consumers.


	
	About Paisabazaar
	Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 50 million consumers and it handles 20 lakh+ monthly enquiries from 1000+ cities. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers. ]]></description>
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<pubDate>Fri, 14 Nov 2025 16:20:09 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Speedy Disbursal, Digital Ease Drive Festive Loan Choices, Paisabazaar Survey</media:keywords>
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<title>How Bajaj Finserv Banking and Financial Services Fund aims to capture opportunities across India&amp;apos;s financial ecosystem</title>
<link>https://www.thebizzstories.com/how-bajaj-finserv-banking-and-financial-services-fund-aims-to-capture-opportunities-across-indias-financial-ecosystem</link>
<guid>https://www.thebizzstories.com/how-bajaj-finserv-banking-and-financial-services-fund-aims-to-capture-opportunities-across-indias-financial-ecosystem</guid>
<description><![CDATA[ India’s financial ecosystem is expanding in step with the country’s broader growth trajectory. Structural shifts in technology, demographics, regulation, and inclusion continue to reshape how Indians save, borrow, insure, and invest. These long-term drivers are creating opportunities for institutions across the Banking Financial Services and Insurance (BFSI) space.


	 


	
		
			
				
		
	



	Bajaj Finserv Banking and Financial Services Fund NFO open


	 


	Investors seeking exposure to this evolving segment may consider exploring suitable options such as the Bajaj Finserv Banking and Financial Services Fund, an open ended equity scheme investing in the Banking and Financial Services sector.


	 


	The New Fund Offer opens on Monday, November 10, 2025, and closes on Monday, November 24, 2025. The scheme reopens for subscription within five business days from the date of allotment.


	 


	India’s evolving financial landscape


	India is projected to become the world’s third-largest economy by 2030, with an estimated GDP of USD 7.3 trillion. This expansion is underpinned by megatrends such as digitalisation, demographic growth, and increasing formalisation of the economy.


	 


	For India’s GDP to grow meaningfully, the financial system must keep pace. Estimates suggest that the banking industry will need to add USD 4 trillion in capital over the next two decades to support the expansion of financial assets and credit.


	 


	The BFSI sector plays a central role in this transformation through capital mobilisation, credit growth, and digital access. For instance, credit disbursement to priority sectors rose 85% from Rs. 23 lakh crores in 2019 to Rs. 42.7 lakh crore in 2024, while UPI transaction values grew nearly fivefold from Rs. 41 trillion in FY21 to Rs. 236 trillion in FY25.


	 


	Source: Motilal Oswal, Press Information Bureau, CareEdge, Reserve Bank of India, Financial Stability Board; World Bank, BCG analysis, Bloomberg, International Monetary Fund, CEBR


	 


	Shifts shaping the BFSI sector


	The Bajaj Finserv Banking and Financial Services Fund is designed to identify companies positioned to benefit from India’s structural financial trends:


	 


	1. Technology 
	India’s transition towards digital finance continues to accelerate. Non-cash transactions are projected to rise from 38% in FY23 to 62% in FY28, with Tier 2 and smaller cities expected to account for over 80% of an estimated USD 60 billion in digital lending disbursements by FY28.


	2. Economic
	The number of Jan Dhan accounts has grown nearly 18× over the past decade, from 33 million in FY14 to 540 million in FY24, mobilising deposits of around Rs. 2.3 trillion. These accounts have improved access to savings and enabled direct benefit transfers.


	3. Demographic
	India’s working-age population is set to rise over the next two decades, driving demand for credit, insurance, and investments. By 2030, around 75% of Indian households are expected to fall into middle- and high-income categories, expanding the addressable market for financial products.


	4. Social 
	Fintech firms are broadening credit access for individuals and small businesses, particularly those with limited credit history. Their growing presence in segments such as personal loans and MSME lending highlights the role of innovation in expanding financial reach.


	 


	Source: RBI Documents, Jefferies, Periodic Labour Force Survey 2023, GSMA 2023, Mobikwick RHP, Redseer


	 


	Opportunities across the financial value chain


	The BFSI sector has undergone significant expansion over the past two decades. Its market capitalisation has risen 50× from Rs. 1.8 trillion in 2005 to Rs. 91 trillion in 2025 growing from 6% to 27% of India’s GDP.


	
		
			Banks have seen credit grow at a CAGR of 10.7% and deposits at 10.2% over the past two decades, supported by improved fundamentals such as lower GNPA levels (from 5.8% to 2.2%) and falling credit costs.
	
	
		
			NBFCs have strengthened their presence with net worth growing ~15% CAGR and profit ~32% CAGR, accounting for 18% of total BFSI earnings in FY24.
	
	
		
			Insurance has scaled rapidly, with life insurance AUM rising ~10× since FY07 to Rs. 61.6 trillion. India is projected to become the 6th largest insurance market by 2032.
	
	
		
			Capital markets have expanded with India now ranking 4th globally by market capitalisation.
	



	 


	Source: Reserve Bank of India, Boston Consulting Group Report, MOFSL, IRDAI, Swiss Re Sigma, NSE Report on Indian Capital Markets


	 


	How Bajaj Finserv Banking and Financial Services Fund aligns with these shifts


	The Bajaj Finserv Banking and Financial Services Fund seeks to invest across a wide spectrum of companies participating in India’s financial transformation. It draws from long-term sectoral trends and focuses on diversification beyond traditional banking:


	
		
			Curated exposure*: 45–60 stocks shortlisted from ~200 companies within the BFSI megatrends universe.
	
	
		
			Aligned with sectors: Captures opportunities across digital finance, financial inclusion, and expanding credit and insurance markets.
	
	
		
			Broad-based exposure: Invests in banks, NBFCs, insurers, AMCs, and other intermediaries.
	
	
		
			Suitable entry point: Valuations currently below 14-year averages with improving asset quality and earnings visibility.
	



	 


	*The portfolio count is indicative, and actual number will depend on market conditions at the time of making investment.


	 


	Source: National Stock Exchange; Data as on Sep 30, 2025


	 


	Conclusion


	India’s financial ecosystem continues to expand on the back of digital adoption, rising prosperity, and growing formalisation. The Bajaj Finserv Banking and Financial Services Fund aims to capture potential opportunities emerging from these trends through diversified exposure across financial institutions, intermediaries, and innovators.


	 


	For investors considering participation in India’s long-term financial growth story, exploring such sector-focused mutual funds may be a suitable approach aligned to their goals and risk appetite.


	
		 



	
		
			
				
					New Fund Offer Opens on:
			
			
				
					Monday, November 10, 2025
			
		
		
			
				
					New Fund Offer Closes on:
			
			
				
					Monday, November 24, 2025
			
		
		
			
				
					Scheme re-opens on:
			
			
				
					Within five business days of allotment date
			
		
	



	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33777_India.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 14 Nov 2025 12:22:58 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv Banking and Financial Services Fund, capture opportunities, India&#039;s financial ecosystem</media:keywords>
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<title>Megatrends in motion: How the Bajaj Finserv Banking and Financial Services Fund captures long&#45;term shifts in India&amp;apos;s financial landscape</title>
<link>https://www.thebizzstories.com/megatrends-in-motion-how-the-bajaj-finserv-banking-and-financial-services-fund-captures-long-term-shifts-in-indias-financial-landscape</link>
<guid>https://www.thebizzstories.com/megatrends-in-motion-how-the-bajaj-finserv-banking-and-financial-services-fund-captures-long-term-shifts-in-indias-financial-landscape</guid>
<description><![CDATA[ India’s financial sector continues to evolve with structural shifts across technology, policy, demographics, and social behaviour. These long-term trends, often referred to as megatrends, are reshaping how individuals save, borrow, spend, and invest.

	
		 

	
		
			
				
					
			
		
	

	
		How Bajaj Finserv Banking and Financial Services Fund captures megatrends

	
		 

	
		Investors looking to participate in this evolving landscape may consider exploring the Banking, Financial Services and Insurance (BFSI) sector through suitable options such as the Bajaj Finserv Banking and Financial Services Fund.

	
		 

	
		The Bajaj Finserv Banking and Financial Services Fund New Fund Offer opens on Monday, November 10, 2025, and closes on Monday, November 24, 2025. The scheme reopens for subscription within five business days from the date of allotment.

	
		 

	
		Understanding the Banking and Financial Services sector

	
		The BFS sector includes banks, non-banking financial companies (NBFCs), insurance providers, fintech firms, and capital market participants that facilitate the movement of money and credit in the economy. Supported by ongoing reforms and digital innovation, the sector continues to evolve, broadening access and participation across customer segments.

	
		 

	
		Technology: UPI and digital payments transforming financial transactions

	
		India’s digital transformation is redefining how transactions take place. Non-cash transactions for Indian households are projected to increase from 38% in FY23 to 62% in FY28. Tier 2 and smaller cities are expected to drive over 80% of the estimated USD 60 billion in digital lending disbursements by FY28.

	
		 

	
		Fintech innovations are reshaping how payments, lending, and investments are delivered, creating opportunities for companies that enable this digital shift. Funds identifying such businesses may help investors participate in the potential long-term growth of India’s financial digitalisation.
		Source: Mobikwik RHP, Redseer, Internal

	
		 

	
		Economic: Financial inclusion through Jan Dhan expansion

	
		Financial inclusion continues to be an area of focus for policymakers. The number of Jan Dhan accounts has risen nearly 18 times, from 33 million in FY14 to 540 million in FY24, mobilising deposits of around Rs. 2.3 trillion. These accounts have also supported the direct transfer of benefits to citizens, improving efficiency in welfare delivery.

	
		 

	
		The expanding formal banking base supports higher deposit mobilisation and credit penetration, key enablers for the BFS sector. The Bajaj Finserv Banking and Financial Services Fund seeks opportunities in such areas where structural and policy tailwinds align with business growth.
		Sources: Reserve Bank of India, Periodic Labour Force Survey (2023), GSMA (2023)

	
		 

	
		Demographic: A growing working-age population and rising prosperity

	
		India’s young workforce continues to influence consumption and savings patterns. A larger share of households is entering middle- and high-income categories, with projections suggesting that nearly 75% may fall within these groups by 2030.

	
		 

	
		This expanding income base is expected to drive higher adoption of credit, insurance, and investment products. The Bajaj Finserv Banking and Financial Services Fund looks to identify businesses that may benefit from these evolving demographic trends.
		Source: Jefferies

	
		 

	
		Social: Fintech innovation expanding access to credit

	
		Fintech firms are playing a growing role in expanding access to credit, particularly among first-time borrowers and small enterprises. Using technology and alternative data, they are helping to reach underserved segments, including women entrepreneurs and rural borrowers.

	
		 

	
		As new business models emerge in response to changing consumer preferences, the BFS sector may see continued diversification and innovation. Through research-driven selection, the Bajaj Finserv Banking and Financial Services Fund aims to identify companies positioned to benefit from such transitions.

	
		 

	
		Conclusion

	
		Technology, economic inclusion, demographic expansion, and social innovation are reshaping India’s financial landscape. These megatrends may continue to create opportunities for businesses across the BFS spectrum. Investors seeking exposure to this evolving segment may explore the Bajaj Finserv Banking and Financial Services Fund, which seeks to participate in opportunities arising from these structural developments.

	
		 



	
		
			
				
					 New Fund Offer Opens on:
			
			
				
					Monday, November 10, 2025
			
		
		
			
				
					New Fund Offer Closes on:
			
			
				
					Monday, November 24, 2025
			
		
		
			
				
					Scheme re-opens on:
			
			
				
					Within five business days of allotment date
			
		
	



	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33754_bank.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 12 Nov 2025 17:51:25 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Megatrends in motion, the Bajaj Finserv Banking and Financial Services Fund, captures long-term shifts, India&#039;s financial landscape</media:keywords>
</item>

<item>
<title>Bajaj Finserv Banking and Financial Services Fund: NFO Open for Subscription</title>
<link>https://www.thebizzstories.com/bajaj-finserv-banking-and-financial-services-fund-nfo-open-for-subscription</link>
<guid>https://www.thebizzstories.com/bajaj-finserv-banking-and-financial-services-fund-nfo-open-for-subscription</guid>
<description><![CDATA[ The financial sector plays an important role in supporting economic activity. It includes banks, non-banking financial companies (NBFCs), insurance providers, asset management companies, and fintech firms. Together, these entities facilitate essential services such as credit, savings, protection, and investment.


	 


	
		
			
				
		
	



	Bajaj Finserv Banking and Financial Services Fund NFO: Live Now


	
	If you are considering sectoral mutual fund investments, the Bajaj Finserv Banking and Financial Services Fund may be an option to explore. It is an open-ended equity scheme investing in companies that form part of India’s financial ecosystem. The New Fund Offer (NFO) opens on Monday, November 10, 2025, and closes on Monday, November 24, 2025. The scheme reopens for subscription within five business days of the allotment date.


	
	Understanding the Banking, Financial Services and Insurance sector
	The Banking, Financial Services and Insurance (BFSI) sector consists of companies that provide banking and allied financial services. These include commercial banks, NBFCs, insurance companies, housing finance providers, capital market intermediaries, and fintech platforms. Each category contributes to expanding access to financial products and services.


	
	You may consider exposure to this sector if you wish to participate in themes linked to India’s financial evolution. Structural reforms, increasing digital penetration, and growing financial inclusion continue to shape the BFSI landscape.


	
	What are Banking and Financial Services Funds?
	Banking and Financial Services Funds are sectoral equity schemes that invest in companies operating within the BFSI sector. When you invest in such a fund, your investment may be spread across banks, NBFCs, insurance firms, fintech players, and other financial service providers.


	
	These schemes have a defined investment universe related to the financial services industry. They allow you to focus on a sector that supports various areas of economic activity, such as credit distribution, capital markets, and digital financial services.


	
	About Bajaj Finserv Banking and Financial Services Fund
	The Bajaj Finserv Banking and Financial Services Fund seeks to invest in companies that are part of India’s financial ecosystem. Its investment universe includes businesses across banking, insurance, capital markets, asset management, and related financial service categories.


	
	The fund follows an ecosystem-based investment approach. Instead of focusing only on traditional banking institutions, it also considers companies that facilitate lending, savings, investment, and risk management. This provides a more comprehensive view of the financial services segment.


	
	Investment approach
	The scheme’s investment approach is designed to identify companies that are part of the broader financial services value chain. This includes entities that enable transactions, manage assets, or offer financial protection.


	
	For you as an investor, this may translate into exposure to both established and emerging companies within the BFSI sector. The portfolio construction process is guided by the fund’s investment philosophy, research framework, and risk management parameters, as stated in the Scheme Information Document (SID).


	
	How you may evaluate this fund
	The Bajaj Finserv Banking and Financial Services Fund belongs to the sectoral category of equity mutual funds. It may be suitable if you understand sectoral investing and are comfortable with its associated risks.


	
	Sectoral and thematic schemes are influenced by factors specific to their respective sectors/themes. It is therefore important to review whether this investment aligns with your financial goals, investment horizon, and risk tolerance. You may also consider diversifying across different mutual fund categories to manage overall portfolio risk.


	
	Before making any investment, you should read the Scheme Information Document and Key Information Memorandum carefully to understand the fund’s investment objective, asset allocation, and risk factors. Consulting your financial advisor may also help determine whether the scheme aligns with your broader investment plan.


	
	Positioning within the financial ecosystem
	The Bajaj Finserv Banking and Financial Services Fund invests in companies representing different aspects of India’s financial ecosystem. Its portfolio may include businesses across banking, insurance, capital markets, and digital finance.


	
	This diversified exposure allows the fund to represent multiple dimensions of the financial services industry while adhering to its stated investment mandate.Conclusion.


	
	The Bajaj Finserv Banking and Financial Services Fund offers an opportunity to invest in companies that form part of India’s financial services landscape. If you wish to include exposure to this sector in your mutual fund portfolio, you may consider evaluating the scheme based on your investment goals and time horizon.


	
	As with all equity mutual funds, reviewing the fund documents and understanding its strategy may help you make an informed decision.


	
	New Fund Offer Opens on: Monday, November 10, 2025
	New Fund Offer Closes on: Monday, November 24, 2025
	Scheme re-opens on: Within five business days of allotment date


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33722_bajaj.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 10 Nov 2025 13:01:44 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv Banking and Financial Services Fund, NFO Open for Subscription</media:keywords>
</item>

<item>
<title>Bajaj Finserv Banking and Financial Services Fund NFO Coming Soon</title>
<link>https://www.thebizzstories.com/bajaj-finserv-banking-and-financial-services-fund-nfo-coming-soon</link>
<guid>https://www.thebizzstories.com/bajaj-finserv-banking-and-financial-services-fund-nfo-coming-soon</guid>
<description><![CDATA[ India’s financial sector has been evolving in tandem with the country’s economic progress. The focus has been on strengthening financial intermediation, expanding inclusion, and advancing digital transformation.
		 

	
		
			
				
					
			
		
	

	
		Bajaj Finserv Banking and Financial Services Fund NFO coming soon
		 

	
		The upcoming Bajaj Finserv Banking and Financial Services Fund offers investors an opportunity to participate in India’s expanding financial ecosystem through an equity-oriented scheme focused on the Banking, Financial Services and Insurance (BFSI) sector.
		 

	
		The Bajaj Finserv Banking and Financial Services Fund New Fund Offer opens on Monday, November 10, 2025, and closes on Monday, November 24, 2025. The scheme re-opens for subscription within five business days of the allotment date.
		 

	
		Looking at the BFSI sector 

	
		India is projected to become a USD 7.3 trillion economy by 2030. The financial ecosystem supports this expansion by enabling savings mobilisation, credit growth, and digital access. For India’s GDP to reach USD 30 trillion by 2047, financial assets would need to expand nearly 20 times. This implies that India’s banking system may require an estimated USD 4 trillion in additional capital over the next two decades to support credit growth and investment needs.
		 

	
		At the same time, the Banking, Financial Services and Insurance sector has been evolving rapidly:
		 

	
		1. Banks now account for 57% of the sector’s market capitalisation, compared to 85% two decades ago.

	
		2. The sector’s weight in the Nifty 50 index has increased 2.6 times - from 14.6% in FY04 to 37.9% in July 2025.

	
		3. Prominent financial groups have diversified into insurance, asset management, and fintech, signalling the sector’s expanding scope.
		 

	
		Source: MOFSL, NSE data as on July 31, 2025 PIB, Bloomberg, IMF, World Bank, CEBR estimates
		 

	
		What are Banking and Financial Services Funds?

	
		These are sectoral equity schemes that invest primarily in companies operating across banking, insurance, non-banking finance, asset management, fintech, and related financial services. Such schemes aim to capture opportunities arising from financial deepening, inclusion, and digitalisation trends shaping India’s economy.
		 

	
		About the Bajaj Finserv Banking and Financial Services Fund

	
		The Bajaj Finserv Banking and Financial Services Fund is an open ended equity scheme investing in companies that are part of India’s financial ecosystem. The fund seeks to identify businesses that align with long-term structural trends in the BFSI space and may benefit from sectoral growth over time.
		 

	
		The portfolio construction follows a multi-step process*:

	
		INQUBE universe – a broad stock universe of around 1,100 companies.

	
		Megatrend filter – identifies large structural shifts in the economy.

	
		BFSI megatrends universe – narrows this down to about 180–200 companies.

	
		Final portfolio – 45–60 shortlisted companies aligned with long-term BFSI themes.
		 

	
		*The portfolio count is indicative, and actual number will depend on market conditions at the time of making investment.
		 

	
		Key differentiators of the Bajaj Finserv Banking and Financial Services Fund

	
		Broad-based exposure
		The fund invests across banks, NBFCs, insurers, AMCs, and other capital market participants - providing exposure beyond lending-focused businesses.
		 

	
		Aligned with India’s BFSI megatrends
		The scheme is designed around multiple structural themes such as:
		 

	
		Digitalisation: UPI and digital payments continue to expand financial access. Non-cash transactions among Indian households are expected to rise from 38% in FY23 to 62% in FY28.
		 

	
		Financial inclusion: The number of Jan Dhan accounts has grown nearly 18 times over the last decade - from 33 million in FY14 to 540 million in FY24, with total deposits reaching Rs. 2.3 trillion. These accounts have supported direct benefit transfers across schemes.
		 

	
		Demographics: With over 40% of India’s population below 25 years of age, the growing working-age population and rising income levels are expanding demand for credit, insurance, and investment products.
		 

	
		Fintech innovation: Fintech-led lending continues to enhance credit access, especially for new-to-credit borrowers and women entrepreneurs.
		 

	
		Valuations and outlook: Valuations within the BFSI sector remain below 14-year averages, while asset quality and earnings visibility have improved.
		 

	
		Source: PIB, World Bank, MOFSL, Union Ministry of Finance, UN Population Division
		 

	
		Why consider a Systematic Investment Plan

	
		Investors looking to participate in India’s long-term financial growth story may consider starting a Systematic Investment Plan (SIP) in the Bajaj Finserv Banking and Financial Services Fund. An SIP allows you to invest a fixed amount at regular intervals and may help manage market volatility through rupee cost averaging.
		 

	
		You may use an SIP Calculator to plan your monthly contributions and understand how your investment could progress toward your long-term financial objectives. The calculator is an aid, not a prediction tool. It provides only an indicative picture based on assumed rates of return.

	
		
		Conclusion
		India’s economic transformation is being supported by a financial system that is becoming more digital, inclusive, and diversified. The Bajaj Finserv Banking and Financial Services Fund offers an avenue to gain exposure to these long-term structural trends. Investors may consider this scheme as part of a diversified portfolio, in line with their financial goals and risk appetite.
		 

	
		Source: PIB, Bloomberg, IMF, World Bank, MOFSL, NSE, Union Ministry of Railways, UN Population Division, CEBR
		 



	
		
			
				
					 New Fund Offer Opens on:
			
			
				
					Monday, November 10, 2025
			
		
		
			
				
					 New Fund Offer Closes on:
			
			
				
					Monday, November 24, 2025
			
		
		
			
				
					 Scheme re-opens on:
			
			
				
					Within five business days of allotment date
			
		
	



	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33711_BajajFinserv_NFO_Dpr_nov_2025.png" length="49398" type="image/jpeg"/>
<pubDate>Sat, 08 Nov 2025 15:23:37 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv, Banking and Financial Services, Fund NFO Coming Soon</media:keywords>
</item>

<item>
<title>Bajaj Finance Launches &amp;apos;Dhan ki Dhun&amp;apos;: Get Exciting Offers on Personal Loans</title>
<link>https://www.thebizzstories.com/bajaj-finance-launches-dhan-ki-dhun-get-exciting-offers-on-personal-loans</link>
<guid>https://www.thebizzstories.com/bajaj-finance-launches-dhan-ki-dhun-get-exciting-offers-on-personal-loans</guid>
<description><![CDATA[ Bajaj Finance Limited, one of India’s most trusted non-banking financial companies (NBFCs), has launched a special loan fest - ‘Dhan ki Dhun’, offering attractive rewards and benefits on personal loans. These offers are valid from November 1st to November 15th, 2025.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	
	This limited-period initiative brings customers an opportunity to enjoy more than just convenient financing. Customers who apply for a personal loan online during the offer period will receive a complimentary Bajaj Prime membership and a Spotify subscription upon successful loan disbursement*. 


	
	What is the Bajaj Finance ‘Dhan ki Dhun’?
	Dhan ki Dhun is a special loan fest designed to empower individuals to achieve their financial goals with greater ease. Bajaj Finance aims to make borrowing not only quick and accessible but also rewarding by offering exclusive perks on loan disbursal.


	
	During Dhan ki Dhun, customers can apply for a personal loan and also receive access to a range of entertainment and lifestyle benefits through the complimentary Bajaj Prime and a Spotify membership*. With this personal loan, customers can cover expenses such as home upgrades, family events, medical costs, or travel plans, and enjoy competitive interest rates, flexible tenures, and instant disbursal.


	
	Attractive benefits for customers
	The key highlight of Dhan ki Dhun is the combination of financial flexibility and lifestyle rewards. Customers applying for a personal loan online during the ‘Dhan ki Dhun’ period will get a free Bajaj Prime membership, which includes access to multiple OTT platforms, premium music subscriptions, and partner brand offers. Additionally, customers will enjoy a Spotify subscription, making their special moments more enjoyable with uninterrupted music streaming. These benefits are available only after successful loan disbursal.


	
	Features of Bajaj Finserv Personal Loan
	Here are some of the key features that make it stand out:


	 


	
		
			High loan amount: Customers can avail of a personal loan ranging from Rs. 40,000 to Rs. 55 lakh, depending on their eligibility.
	
	
		
			Flexible tenure: Repayment terms range from 12 to 96 months, allowing customers to choose EMIs that suit their financial comfort.
	
	
		
			Instant approval and disbursal: The entire process is digital, ensuring that eligible customers receive approval within minutes and disbursal within 24 hours*.
	
	
		
			No collateral required: These loans are unsecured, meaning no asset is required as security.
	



	
	Simple eligibility and easy application process
	The personal loan eligibility process has been designed to be simple and customer-friendly. Customers can apply for a Bajaj Finserv Personal Loan if they meet a few basic conditions, such as:


	 


	
		
			Nationality: Indian
	
	
		
			Age: 21 years to 80 years*.
	
	
		
			Employed with: Public, private, or MNC.
	
	
		
			CIBIL Score: 650 or higher.
	
	
		
			Customer profile: Self-employed or salaried
	



	
	*Customer must be 80 years or younger, at the end of the loan tenure.


	
	How to apply for a personal loan during Dhan ki Dhun
	Applying for a Bajaj Finserv Personal Loan during ‘Dhan ki Dhun’ is simple, convenient, and completely digital. Customers can apply in just a few easy steps:


	 


	
		
			Visit the official Bajaj Finserv website or app
	
	
		
			Enter the mobile number and OTP to check for the personal loan offer 
	
	
		
			Submit the online application and documents
	
	
		
			Based on the eligibility and documents, the application will be approved, and funds will be disbursed.
	



	 


	Once the loan is disbursed, customers can enjoy the benefits of ‘Dhan Ki Dhun’ and avail of free Bajaj Prime and a Spotify membership.*


	
	Why choose a Bajaj Finserv Personal Loan
	Bajaj Finserv Personal Loans are designed to meet a wide range of financial needs — from funding weddings, education, and home improvements to managing emergencies. The company’s focus on digital convenience and quick turnaround times makes it a trusted partner for millions of borrowers across India.


	
	With Dhan ki Dhun, Bajaj Finance takes this experience a step further by adding exclusive rewards to the borrowing journey, ensuring customers can make the most of their personal loan with added lifestyle benefits.


	
	This limited-period offer brings together flexibility, speed, and exclusive benefits to help customers meet their personal financial needs without stress. 


	
	*Terms and conditions apply


	
	*These offers will be valid for the duration from November 1st to November 15, 2025.


	
	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33702_bajaj-image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 06 Nov 2025 15:36:32 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance, &#039;Dhan ki Dhun&#039;, Get Exciting Offers, Personal Loans</media:keywords>
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<title>TIGER 21, Premier Peer Membership Network for Ultra&#45;High&#45;Net&#45;Worth Individuals, Launches Two New Groups in India with Mumbai and Bengaluru</title>
<link>https://www.thebizzstories.com/tiger-21-premier-peer-membership-network-for-ultra-high-net-worth-individuals-launches-two-new-groups-in-india-with-mumbai-and-bengaluru</link>
<guid>https://www.thebizzstories.com/tiger-21-premier-peer-membership-network-for-ultra-high-net-worth-individuals-launches-two-new-groups-in-india-with-mumbai-and-bengaluru</guid>
<description><![CDATA[ TIGER 21, the premier peer-to-peer community for ultra-high-net-worth individuals, has announced its expansion into India with the launch of three new Groups in Mumbai and Bengaluru.


	 


	
		
			
				
		
	



	TIGER 21


	 


	
	The global organization, whose 1,700+ Members collectively control over $200 billion in personal assets, has appointed three prominent Indian entrepreneurs to lead its India expansion: Vikaash Khdloya, Founder of Boundless Capital (Bengaluru 01 Chair), Pritam Doshi, Founder of Quark Solar (Mumbai 01 Chair), and entrepreneur-author Manoj Gursahani (Mumbai 02 Chair).


	
	“India is at an inflection point for wealth preservation and purpose,” said Tim Daniels, President &amp; CEO of TIGER 21. “As the country’s ultra-wealthy population expands and new family offices emerge, there’s a growing focus on governance, succession, and legacy. Our platform connects India’s wealth creators with global peers who’ve navigated similar transitions, fostering a true exchange of ideas and experience.”


	
	India’s wealth ecosystem is undergoing rapid transformation, with the number of ultra-high-net-worth families expected to rise from about 13,000 today to nearly 19,000 by 2028, according to industry data. The family-office landscape has expanded sevenfold since 2018 from roughly 45 to more than 300 as families formalize investment and governance structures.


	
	A recent HSBC Global Private Banking report estimates that India’s 334 billionaires are preparing to pass on around US$1.5 trillion in wealth over the next decade more than one-third of the nation’s GDP illustrating the sheer scale of capital transition now underway and the growing importance of well-structured wealth transfer strategies.


	
	TIGER 21 addresses this gap directly, by facilitating over 140 confidential peer meetings each month across North America, Europe, and Asia-Pacific, where Members present their complete asset allocations for group review, debate succession strategies, and share hard-won lessons on everything from next-generation wealth education to impact investing and ESG integration.


	
	Unlike traditional wealth advisors or groups, TIGER 21’s Groups are capped at 15 Members who meet monthly in confidential settings. Members present their entire financial lives (asset allocations, family dynamics, succession concerns) for peer review and feedback. The model has proven transformative; Members report better investment returns, stronger family governance, clearer succession plans, more purposeful philanthropy, and confidence navigating complex wealth decisions that traditional advisors often can&#039;t address.


	
	For Indian Members, the value proposition is threefold: immediate access to 1,700+ global peers who&#039;ve collectively navigated billions in wealth transfers, proven frameworks for professionalizing family offices, and cross-border investment insights that most Indian entrepreneurs can&#039;t access elsewhere.


	
	The India launch follows TIGER 21&#039;s recent expansion into Lisbon, Milan, Dubai and Singapore.  Through TIGER 21’s global meeting network, Indian Members will engage in a dynamic exchange of best practices, contributing local insights to the global UHNW community while further developing India’s own wealth ecosystem.


	
	With India poised to become one of the world&#039;s largest wealth markets, TIGER 21&#039;s entry signals both the growth of the country&#039;s family office sector and its ultra-wealthy families in seeking world-class peer learning and governance frameworks.


	
	About TIGER 21
	TIGER 21 is the premier peer-to-peer learning network for ultra-high-net-worth wealth creators and preservers. With over 1,700 Members globally, TIGER 21 operates in North America, Europe, the Middle East and Asia, facilitating over 140-member meetings each month. Its mission is to help successful wealth creators navigate the challenges and opportunities of wealth through confidential, high-trust learning Groups that draw on global expertise in investing, governance, and next-generation planning. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33650_Tiger_21_image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 31 Oct 2025 20:50:21 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>TIGER 21, Premier Peer Membership Network, Ultra-High-Net-Worth Individuals, Two New Groups in India, Mumbai and Bengaluru</media:keywords>
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<item>
<title>SIG Tattva (Home to Hindware) Invests INR 6 Crore in Mad Over Buildings (MOB), a Fintech&#45;Enabled B2B E&#45;Commerce Platform for Building Materials</title>
<link>https://www.thebizzstories.com/sig-tattva-home-to-hindware-invests-inr-6-crore-in-mad-over-buildings-mob-a-fintech-enabled-b2b-e-commerce-platform-for-building-materials</link>
<guid>https://www.thebizzstories.com/sig-tattva-home-to-hindware-invests-inr-6-crore-in-mad-over-buildings-mob-a-fintech-enabled-b2b-e-commerce-platform-for-building-materials</guid>
<description><![CDATA[ In a move to bridge critical gaps in India’s construction supply chain, Tattva, the Corporate Venture Capital (CVC) arm of Somany Impresa Group (home to Hindware), today announced a strategic investment of INR 6 crore in Mad Over Buildings (MOB), a fintech-enabled B2B e-commerce platform specializing in building materials.


	 


	
		
			
				
		
	



	(L-R): Vivek Kumar, Founder Mad Over Building and Shashvat Somany, Founder, Tattva and Group Strategy Head, Somany Impresa Group


	 


	This partnership gives MOB access to Hindware’s extensive distribution network, accelerating market penetration and expanding its footprint across India’s fast-growing construction ecosystem. MOB’s tech-enabled Line of Credit for secondary and tertiary sales and escrow-backed marketplace addresses financing challenges for smaller distributors and retailers, enhancing liquidity and enabling seamless transactions. The platform is focused on emerging architects, contractors, and builders, providing an untapped market opportunity. Hindware, through this partnership will leverage MOB’s vast and expansive e-commerce prowess to drive stronger sales momentum across categories.


	 


	“Our investment in MOB reflects Tattva’s strategic vision to not only participate in, but actively shape the future of India’s building materials ecosystem,” said Mr. Shashvat Somany, Founder, Tattva and Group Strategy Head, Somany Impresa Group. “MOB’s approach to digitizing the supply chain, coupled with its innovative financing solutions, perfectly aligns with our objective of fostering technology advancements that drive efficiency and unlock new growth avenues across Hindware Limited. This investment underscores our commitment to staying at the forefront of market innovation and supporting solutions that empower our vast network and the industry at large.”


	 


	Mr. Sriharsha Bandaluppi, Head of Tattva said, “MOB’s strong connect to mid and low-segment architects, contractors, and builders, a segment often overlooked by larger players, is exciting. Their &#039;Industry 1st tech-enabled Line of Credit&#039; for secondary and tertiary sales is a game-changer. It directly empowers Hindware’s distributors and dealers by improving access to financing and driving faster transaction cycles, while simultaneously accelerating MOB’s market reach and growth.”


	 


	The investment in MOB is strategically timed to leverage the rapid evolution of India’s construction technology and materials procurement landscape. The building materials sector represents a high-growth industry with a clear pathway to profitability, yet its digital adoption remains at just 2%, highlighting immense untapped potential for platforms like MOB to drive digital transformation and gain market share.


	 


	Mr. Vivek Kumar, Founder Mad Over Building said, “With Hindware’s INR 6 crore investment through Tattva, we are doubling down on our vision to digitize India’s US$200 billion construction and interiors industry. MOB is creating the country’s first curated Line-of-Credit and escrow-backed marketplace, unifying every category from civil materials to sustainable and interior solutions under one transparent ecosystem. Having built MOB from the ground up, I believe this marks India’s inflection point in Construction Tech, where capital, technology, and trust converge to create exponential value over the next decade.”


	 


	About Tattva 


	SIG Tattva, the corporate venture capital arm of Somany Impresa Group, empowers visionary founders and transformative startups. Inspired by the Sanskrit word “Tattva” – meaning essence, principle, or fundamental truth – the platform reflects a commitment to truth, excellence, and progress.


	 


	Focusing on early-stage ventures in deep-tech manufacturing, enterprise SaaS, clean technologies, next-generation e-commerce, and disruptive product innovations, SIG Tattva goes beyond capital to provide strategic guidance, industry access, and operational expertise. By bridging entrepreneurs with real-world industrial ecosystems, it aims to accelerate breakthrough ideas and strengthen India’s deep-tech innovation landscape.


	 


	About MOB


	Mad Over Buildings (MOB), founded by visionary entrepreneur Kumar Vivek, is scaling India’s first curated Line-of-Credit, escrow-backed payment system, and full-stack material catalogue, including sustainable construction and interior materials. MOB is transforming how architects, contractors, and developers transact digitally, transparently, and at scale. The platform is rapidly emerging as a leading Construction-Tech venture in India. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33642_somany.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 31 Oct 2025 16:31:15 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>SIG Tattva (Home to Hindware), Invests INR 6 Crore, Mad Over Buildings (MOB), a Fintech-Enabled B2B E-Commerce Platform, Building Materials</media:keywords>
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<title>High&#45;Value Festive Spends Take the Spotlight; 42% Spent over Rs. 50,000 on their Credit Cards this Diwali: Paisabazaar Survey</title>
<link>https://www.thebizzstories.com/high-value-festive-spends-take-the-spotlight-42-spent-over-rs-50000-on-their-credit-cards-this-diwali-paisabazaar-survey</link>
<guid>https://www.thebizzstories.com/high-value-festive-spends-take-the-spotlight-42-spent-over-rs-50000-on-their-credit-cards-this-diwali-paisabazaar-survey</guid>
<description><![CDATA[ 91% planned purchases around card offers; cashback was the most valued reward
	



	
		
			
				48% preferred a mix of online and offline for their Diwali spends
				 
		
	

	
		A survey by Paisabazaar, India’s leading marketplace for consumer credit and other financial products, revealed that over 42% of credit card users spent more than Rs. 50,000 on festive shopping this year, underscoring a growing appetite for high-value purchases. 22% of the respondents spent between Rs. 50,000 and Rs. 1 lakh, while 20% spent above Rs. 1 lakh on their credit cards during Diwali.
		 

	
		The survey with over 2300 respondents revealed that home appliances (25%), mobiles, gadgets &amp; accessories (23%), and apparel (22%) were the top three spend categories on credit cards in the festive season, followed by furniture and décor (18%). Gold &amp; jewellery also accounted for 12% of credit card spends during Diwali. The survey indicated increasing use of credit cards to make high-ticket purchases more rewarding.
		 

	
		
			
				
					
			
		
	

	
		Over 42% spent above Rs. 50,000 this Diwali, with home appliances, gadgets, and apparel leading festive credit card purchases
		 

	
		Santosh Agarwal, CEO, Paisabazaar, said, “The surge in high-ticket festive purchases through credit cards reflects a growing affinity towards value and convenience. Consumers are using credit cards more strategically, timing their big-ticket buys to coincide with festive season deals and card-specific rewards. Our survey clearly shows rising consumer awareness along with growing popularity of credit cards.”
		 

	
		The survey findings also showed that over 91% of the credit card users planned their purchases around card offers, whereas less than 10% said that they shopped without waiting for specific deals and relied on their card’s standard cashback or rewards structure. This shows that festive buying decisions are becoming increasingly value-driven, with consumers aligning their larger purchases to maximise benefits from credit card offers and ongoing promotions.
		 

	
		Credit card benefits continued to be a key motivator for using cards in festive spending. A majority (71%) of respondents held shopping-specific credit cards offering cashback and rewards. Another 15% received festive offers despite not owning such cards, while 14% did not gain any shopping-related benefits.
		 

	
		With nearly 20% of the respondents opting for it, cashback came out as the most popular credit card incentive. Co-branded offers (19%) and accelerated reward points (18%) were the other major motivators. Among those opting for EMIs, No-Cost EMI remained the top motivator with 56% opting for it, followed by 29% who were attracted by better discounts and 10% using just EMIs to spread payments over time.
		 

	
		The survey also revealed 48% respondents preferred a mix of online and offline shopping, signalling a clear shift in how cardholders approach festive spending. Channels no longer limit consumers; instead they seek savings and convenience – often using e-commerce platforms for better offers and offline stores for product experience before purchase.
		 

	
		
			
				
					
			
		
	

	
		91% of users planned festive buys around card offers, with most finding the best deals online and preferring a mix of shopping channels
		 

	
		Rohit Chhibbar, Head of Credit Cards, Paisabazaar, said, “This year’s survey reflects the rise of the strategic and value-aware shopper, who plan their purchases around credit card offers and are comfortable across both online and offline channels, seeking to maximize the value of the cards they hold. Cashback, rewards, no-cost EMI, coupled with merchant discount, continue to make credit cards an essential part of festive shopping.”
		 

	
		Furthermore, 83% of the respondents said that they found the best deals and discounts on e-commerce platforms like Amazon and Flipkart as compared to only 7% of the cardholders who found more value at physical stores.
		 

	
		
			
				
					
			
		
	

	
		 Amazon and Flipkart led festive shopping preferences, followed by Myntra and Meesho
		 

	
		
			The survey reaffirmed the dominance of Amazon and Flipkart as the two leading e-commerce platforms; 43% of the respondents revealed their preference for these two platforms. Myntra and Meesho followed closely at 15% and 10% respectively, whereas Ajio, Nykaa, Zepto and Tata Cliq collectively accounted for a 32% share.
			 
	

	
		About Paisabazaar
		Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 50 million consumers and it handles 20 lakh+ monthly enquiries from 1000+ cities. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33622_PaisabazaarSurvey_2025.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 30 Oct 2025 16:39:16 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>High-Value, Festive, Spends, Take, the, Spotlight, 42, Spent, over, Rs., 50, 000, their, Credit, Cards, this, Diwali:, Paisabazaar, Survey</media:keywords>
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<item>
<title>L&amp;amp;T Finance Ltd. Wins &amp;apos;Best Digital Experience in Finance&amp;apos; Award at the Global Fintech Fest 2025</title>
<link>https://www.thebizzstories.com/lt-finance-ltd-wins-best-digital-experience-in-finance-award-at-the-global-fintech-fest-2025</link>
<guid>https://www.thebizzstories.com/lt-finance-ltd-wins-best-digital-experience-in-finance-award-at-the-global-fintech-fest-2025</guid>
<description><![CDATA[ L&amp;T Finance Ltd. (LTF), formerly known as L&amp;T Finance Holdings Limited, one of the leading Non-Banking Financial Companies (NBFCs) in the country, is delighted to announce that it has been conferred with the ‘Best Digital Experience in Finance’ Award at the fourth edition of the Global Fintech Awards held at the Global Fintech Fest (GFF) 2025. GFF is the world&#039;s largest fintech festival, jointly organised by the Payments Council of India (PCI), the National Payments Corporation of India (NPCI), and the Fintech Convergence Council (FCC).
	 


	
		
			
				
		
	



	Team LTF received the award at the Global Fintech Fest 2025
	 


	LTF has been recognised for its exemplary efforts in redefining customer engagement and setting new benchmarks in digital financial experiences through the PLANET App. The PLANET 3.0 version, introduced in June 2025, is significantly enhancing the customer experience through its intuitive design, advanced features, and seamless servicing. The upgraded version integrates multiple lifestyle and utility services such as BikeDekho, DeHaat, MagicBricks, ClearTax, and CIBIL Score check, making it a comprehensive one-stop platform for customers’ financial and value-added needs.


	 


	Mr. Sudipta Roy, Managing Director &amp; CEO at LTF, said, “The recognition at a global platform like GFF for our PLANET App is a powerful testament to our focus on innovation, technology, and customer-first approach. The App reflects the core of L&amp;T Finance&#039;s vision to offer digital finance delivery as a customer value proposition. We are dedicated to building a robust tech infrastructure that is designed to effectively manage the variety, volume, velocity, and veracity of data, further enabling our vision.”


	 


	The award was shortlisted after a rigorous multi-stage evaluation process by GFF’s expert jury, assessing parameters such as user experience, innovation, scalability, customer satisfaction, and business impact. The Company’s PLANET App stood out for its human-centric design, robust technology stack, and ability to deliver personalised digital journeys to millions of customers across urban and rural India.


	 


	Launched in 2022, the PLANET App has rapidly become one of India’s most trusted and widely used financial platforms, with over 2 Crore downloads, a ~4.5-star rating, and servicing 87% of LTF’s customers.


	 


	About L&amp;T Finance Ltd. (LTF)


	L&amp;T Finance Ltd. (LTF) (www.LTFINANCE.com) formerly known as L&amp;T Finance Holdings Ltd., (LTFH) is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated ‘AAA’ — the highest credit rating — by four leading domestic rating agencies. S&amp;P Global Ratings has recently upgraded LTF long-term Issuer Credit Rating to “BBB/Stable” from “BBB-/Positive” and short-term issuer credit rating to “A-2” from “A-3”. Fitch Ratings has assigned LTF Long-Term Foreign and Local-Currency Issuer Default Ratings of “BBB-” with a Stable outlook. It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work® and has also won many prestigious awards for its flagship CSR project – “Digital Sakhi”- which focuses on women&#039;s empowerment and digital and financial inclusion. Under Right to Win, being in the ‘right businesses’ has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company’s strategic roadmap - Lakshya 2026. The Company has over 2.6 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.
	 


	X: x.com/LnTFinance


	Facebook: www.facebook.com/LnTFS


	Linkedin: www.linkedin.com/company/lntfinance


	Instagram: www.instagram.com/lntfinance


	YouTube: www.youtube.com/user/ltfinance ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33570_Global_Fintec_Award_LTF.JPG" length="49398" type="image/jpeg"/>
<pubDate>Thu, 23 Oct 2025 21:25:00 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>L&amp;T Finance Ltd., Wins &#039;Best Digital Experience in Finance&#039; Award, the Global Fintech Fest 2025</media:keywords>
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<item>
<title>Global Fintech Awards 2025 Celebrate Trailblazers Redefining the Global Fintech Landscape</title>
<link>https://www.thebizzstories.com/global-fintech-awards-2025-celebrate-trailblazers-redefining-the-global-fintech-landscape</link>
<guid>https://www.thebizzstories.com/global-fintech-awards-2025-celebrate-trailblazers-redefining-the-global-fintech-landscape</guid>
<description><![CDATA[ The sixth edition of the world’s largest annual fintech conference, the Global Fintech Fest 2025 (GFF 2025), was held in Mumbai October 7-9. More than 400 sessions where visionaries from India and over 100 countries shared their insights. Also instituted under GFF 2025 were the Global Fintech Awards (GFA) 2025. The awards, announced at a gala on October 8, at Jio World Centre, Mumbai, honoured and celebrated the exceptional achievements of trailblazers of the fintech ecosystem.


	 


	
		
			
				
		
	



	Global Fintech Awards 2025


	
	The two main fields in which the GFA 2025 were given aware were Excellence in Banking Tech, and Excellence in FinTech. Among the key winners were, Ms. Upasana Taku, Co-founder &amp; CFO, MobiKwik, the Fintech Person of the Year – Female, and Mr. Yashish Dahiya, Chairman, PB Fintech, the Fintech Person of the Year – Male, while. Yubi was named the Fintech Startup of the Year, and IDFC FIRST Bank stood out under the Excellence in Banking Tech category, winning accolades for its Green Banking Initiative and Digital Transformation Program of the Year.


	
	Global Fintech Awards 2025: Winners’ List


	 


	
		
			
				
					Category
			
			
				
					Subcategory
			
			
				
					Winners
			
		
		
			
				
					Excellence in Banking Tech
			
			
				
					Best Corporate/Business Correspondent
			
			
				
					PayNearby (Nearby Technologies)
			
		
		
			
				
					Best Cross-Border Solution
			
			
				
					Wise
			
		
		
			
				
					Best Digital Banking Platform
			
			
				
					Razorpay
			
		
		
			
				
					Best Digital Banking Security Practices
			
			
				
					Airtel Payments Bank
			
		
		
			
				
					Best Digital Transformation Program
			
			
				
					IDFC FIRST Bank
			
		
		
			
				
					Best Green Banking Initiative
			
			
				
					IDFC FIRST Bank
			
		
		
			
				
					Excellence in FinTech
			
			
				
					Best B2B Payments Platform
			
			
				
					Juspay Technologies
			
		
		
			
				
					Best Digital Experience in Finance
			
			
				
					L&amp;T Finance
			
		
		
			
				
					Best Digital Public Infrastructure
			
			
				
					WhatsApp
			
		
		
			
				
					Best Fintech Investor
			
			
				
					PayU Payments
			
		
		
			
				
					Best Insurance Tech Solution
			
			
				
					CAMS Insurance Repository Services
			
		
		
			
				
					Best Lending Solution
			
			
				
					BharatPe
			
		
		
			
				
					Best Payments Solution
			
			
				
					Paytm
			
		
		
			
				
					Best RegTech Solution
			
			
				
					HyperVerge Technologies
			
		
		
			
				
					Best Use of AI in Fintech
			
			
				
					KFin Technologies
			
		
		
			
				
					Best WealthTech Solution
			
			
				
					Alt DRX
			
		
		
			
				
					Fintech for Good [Champions of ESG]
			
			
				
					Sarvatra Technologies
			
		
		
			
				
					 
			
			
				
					Friends of Fintech
			
			
				
					Grip Invest Technologies
			
		
		
			
				
					Special FinTech Achievements
			
			
				
					Fintech Startup of the Year
			
			
				
					Yubi
			
		
		
			
				
					Fintech Person of the Year – Female
			
			
				
					Upasana Taku, Co-founder &amp; CFO, MobiKwik
			
		
		
			
				
					Fintech Person of the Year – Male
			
			
				
					Yashish Dahiya, Chairman, PB Fintech
			
		
	



	
	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	 


	The 2025 edition marked the introduction of a Special Jury ensuring diverse industry perspectives and comprehensive evaluation.


	
	The Special Jury members were Mr. V. Vaidyanathan, MD &amp; CEO, IDFC FIRST Bank (JURY CHAIR); Mr. Amrish Rau, CEO Pine Labs; Mr. Gopal Srinivasan, Chairman and MD, TVS Capital Funds; Mr. Rajiv Anand, MD &amp; CEO, IndusInd Bank; Mr. Sameer Nigam, Founder &amp; CEO, PhonePe; Mr. Sandeep Ghosh Group Country Manager India and South Asia, Visa; Mr. M N Srinivasu, Co-Founder &amp; Director, BillDesk, and Mr. Sudipta Roy, MD &amp; CEO, L&amp;T Finance.


	
	The GFA 2025 Jury comprised 30 renowned industry-leaders.


	
	Together, these panels reinforced the Global Fintech Awards as a benchmark for excellence, inclusion, and innovation in the financial technology landscape.


	
	For more information on GFF 2025 please visit: www.globalfintechfest.com.


	
	 About Payments Council of India (PCI)
	The Payments Council of India (PCI) was formed under the aegis of the Internet and Mobile Association of India (PCI) in the year 2013 catering to the needs of the digital payment industry. The Council was formed inter-alia to represent the various non-banking payment industry players, and to address and help resolve various industry-level issues and barriers that require discussion and action.


	
	The council works with its 180+ members, encompassing over 90% of the industry to promote payments industry growth and to support our national goals of &#039;Cashless Society&#039; and ‘Growth of Financial Inclusion’ which is also the Vision Shared by the RBI and the Government of India. PCI represents the complete digital payments ecosystem of India through its various committees representing different sectors.


	
	About Fintech Convergence Council (FCC)
	Established in 2018, the Fintech Convergence Council (FCC) is an industry body representing the collective voice of fintech companies in India. Since its inception, FCC has evolved into a leading platform with a diverse membership of over 200 fintech entities across key segments including digital lending, wealth, insurance, digital financial services, RegTech, and credit bureaus.


	
	FCC&#039;s core mission is to address sector-specific challenges and provide a unified platform for dialogue within the broader BFSI (Banking, Financial Services, and Insurance) ecosystem. The council actively engages with regulators and policymakers to help shape progressive policy frameworks and promote a balanced approach to innovation and compliance.


	
	In addition to policy advocacy, FCC also focuses on knowledge sharing, strengthening consumer education, and promoting responsible finance through awareness-building initiatives on customer protection, digital literacy, and best practices in fintech. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33535_trophy.png" length="49398" type="image/jpeg"/>
<pubDate>Sat, 18 Oct 2025 15:53:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Global Fintech Awards 2025, Celebrate Trailblazers Redefining, the Global Fintech Landscape</media:keywords>
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<title>Xflow Introduces Flexible Payment Solutions to Help SMB Exporters Navigate Global Trade Challenges</title>
<link>https://www.thebizzstories.com/xflow-introduces-flexible-payment-solutions-to-help-smb-exporters-navigate-global-trade-challenges</link>
<guid>https://www.thebizzstories.com/xflow-introduces-flexible-payment-solutions-to-help-smb-exporters-navigate-global-trade-challenges</guid>
<description><![CDATA[ Xflow, a leading cross-border payments fintech, today announced the launch of its new flexible, flat-fee pricing plans designed specifically for India’s small and mid-sized exporters. The offering aims to help IT and ITeS businesses cut cross-border payment costs by more than half, gain greater control over foreign exchange (FX), and protect margins amid ongoing global trade uncertainty.


	 


	
		
			
				
		
	



	Anand Balaji, Co-Founder and CEO, Xflow


	
	With shifting global trade policies and volatile FX markets, many Indian SMB exporters continue to lose 2-3% of their margins solely to payment fees. Most smaller companies also lack the know-how or negotiating power to secure better pricing or treasury features from traditional banks.


	
	Xflow’s new pricing model directly addresses these challenges. It introduces simple, transparent flat-fee plans that give businesses full visibility into their costs while letting them choose the model that works best for them.


	
	“Small businesses are often at the wrong end of the pricing curve and end up paying significantly higher fees per dollar than larger enterprises,” said Anand Balaji, CEO and Co-founder of Xflow.


	
	Xflow, recently received the RBI’s in-principle authorization for a PA-CB license, is already trusted by over 12,000 freelancers and small businesses. The new plans are part of Xflow’s mission to make global money movement simpler, smarter, and more affordable for India’s growing export economy.


	
	“With our new plans, a freelancer can pay an all-inclusive flat fee of just USD 12 on a USD 2,000 invoice, and a small business can opt for a USD 20 flat fee on a USD 5,000 invoice - a structure that brings predictability, transparency, and cuts payment costs by more than half,” he further added.


	
	The cross-border payment landscape is evolving rapidly in India and smarter businesses are latching onto better solutions to gain a competitive advantage in a tricky business atmosphere. Having said that, everyone, is hoping for friendlier global trade policies to return quickly.


	
	About Xflow 
	Xflow - a leading fintech offering cross-border payments for SMEs (ITES &amp; Funded Startups). Designed to eliminate inefficiencies in international transactions, Xflow offers a seamless, transparent, and fully compliant payment experience for businesses of all sizes - from freelancers and startups to large-scale enterprises. The company is currently servicing over 12,000 businesses &amp; has processed hundreds of millions of dollars.


	
	Founded by Anand Balaji, Ashwin Bhatnagar and Abhijit Chandrasekaran, Xflow simplifies global money movement with innovative solutions that ensure effortless international transactions, efficient currency conversion, instant settlements, and full regulatory compliance. Headquartered in Bangalore, India, Xflow is backed by Lightspeed, Square Peg, General Catalyst, and Stripe, providing a strong financial. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33525_Xflow_image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 16 Oct 2025 17:30:39 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Xflow, Flexible Payment Solutions, Help SMB Exporters Navigate Global Trade Challenges</media:keywords>
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<title>Investing in the Future: How Global Megatrends are Shaping Tomorrow&amp;apos;s Opportunities</title>
<link>https://www.thebizzstories.com/investing-in-the-future-how-global-megatrends-are-shaping-tomorrows-opportunities</link>
<guid>https://www.thebizzstories.com/investing-in-the-future-how-global-megatrends-are-shaping-tomorrows-opportunities</guid>
<description><![CDATA[ Every generation witnesses shifts that redefine the world around us, how we live, work, and invest. These long-term, transformative forces are called megatrends. They go beyond market cycles and may influence economies, industries, and investment opportunities for years to come.


	 


	
		
			
				
		
	



	Tracing the forces shaping tomorrow’s investment opportunities


	
	For investors, understanding these megatrends may provide valuable perspective on where the world is headed, and how portfolios may evolve to keep pace with it.


	
	What are megatrends and why they matter
	Megatrends are large-scale changes that unfold gradually but have lasting impact. They may include developments in technology, demographics, environment, or consumption. While daily market movements may fluctuate, these long-term forces quietly shape the direction of global growth.


	
	For example, the rise of automation, cleaner energy, and digital infrastructure are not short-term themes, they are fundamental shifts influencing how companies and economies function.


	
	Recognising such trends may help investors focus on what drives real value over time, rather than being distracted by short-term volatility.


	
	Major global megatrends influencing investment opportunities
	Several megatrends are already reshaping the global economy. Some of the most significant include:


	 


	
		
			Technology and innovation: Artificial intelligence, automation, and data-driven tools are changing the way businesses operate and consumers interact. These developments may create opportunities in IT services, semiconductors, and digital platforms.
	
	
		
			Sustainability and energy transition: The move toward renewable energy and responsible consumption is redefining industries such as transport, power, and manufacturing. The shift may open avenues in electric mobility, clean technology, and sustainable materials.
	
	
		
			Demographic and social change: Aging populations in some economies and younger demographics in others are altering healthcare, housing, and spending trends worldwide.
	
	
		
			Urbanisation and infrastructure: With more people living in cities, there’s rising demand for affordable housing, efficient transport, and digital connectivity. These needs may drive growth in infrastructure and logistics-related sectors.
	



	
	Each of these megatrends points to long-term themes that may outlast economic cycles, offering investors a broader context for identifying opportunities.


	
	Aligning megatrends with investment strategy
	Spotting megatrends is only one part of the equation. The key lies in translating them into a diversified investment strategy.


	
	For example, while technology and sustainability are driving change, their influence varies across sectors and companies. A balanced approach that spreads investments across different market segments, large, mid, and small caps, may help investors benefit from these evolving themes while managing risk.


	
	Diversification may also reduce the effect of short-term volatility, allowing investors to stay focused on the bigger picture.


	
	Flexibility through diversified investing
	Funds with a flexible investment approach, such as a flexi cap fund, may help investors participate in different opportunities created by megatrends.


	
	A flexi cap fund invests across large, mid, and small cap companies subject to minimum investment in equity &amp; equity related instruments of 65% of total assets, allowing the fund manager to shift allocations based on where potential opportunities appear. This flexibility may help capture long-term themes like technological innovation or infrastructure expansion, while maintaining a balanced exposure across market segments.


	
	For investors looking to align with future growth stories, such diversified funds may offer a suitable way to participate in megatrend-driven opportunities. However, it’s important to remember that all market-linked investments carry risk, and outcomes may vary depending on market conditions.


	
	Conclusion
	The world is being reshaped by powerful megatrends that influence everything from technology to lifestyle. For investors, understanding these shifts may help focus on long-term opportunities rather than short-term noise.


	
	By aligning portfolios with these structural themes, through diversified solutions such as a flexi cap fund, investors may build a portfolio that stays relevant as the world evolves. While no strategy guarantees results, staying informed and adaptable may help investors prepare for tomorrow’s possibilities today.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33509_bajaj-image.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 16 Oct 2025 17:30:38 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Investing in the Future, Global Megatrends, Shaping Tomorrow&#039;s Opportunities</media:keywords>
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<title>Why Diwali is the Perfect Time to Apply for Bajaj Finserv Personal Loan</title>
<link>https://www.thebizzstories.com/why-diwali-is-the-perfect-time-to-apply-for-bajaj-finserv-personal-loan</link>
<guid>https://www.thebizzstories.com/why-diwali-is-the-perfect-time-to-apply-for-bajaj-finserv-personal-loan</guid>
<description><![CDATA[ As Diwali approaches, households across India are preparing for the festival of lights, with celebrations that include decorating homes, buying gifts, shopping for new clothes, and planning family trips. To help individuals manage these festive expenses efficiently, with Bajaj Finserv Personal Loan, a reliable financial solution providing quick access to funds, flexible repayment options, and a fully digital application process.
	 


	
		
			
				
		
	



	Manage Diwali expenses with Personal Loan
	 


	Meeting festive financial needs


	During Diwali, families often spend significantly on jewellery, sweets, home decor, and gifts for relatives. These expenses can stretch monthly budgets, making timely financial support essential. The Bajaj Finserv Personal Loan allows customers to borrow up to Rs. 55 lakh, ensuring that they can meet all festive requirements without compromising financial stability. Whether for shopping, travel, or family gatherings, the loan offers a versatile solution for various personal needs.
	 


	Instant approval and quick disbursal


	The Bajaj Finserv Personal Loan is designed for convenience and speed. Customers can check their pre-approved loan offers by entering their mobile number and authenticating via OTP. Upon approval, the funds are credited to their bank account within 24 hours*, providing an instant personal loan experience. This feature ensures that families can access necessary funds during the busy festival season without delays.
	 


	Flexible repayment options


	Bajaj Finance offers repayment tenures ranging from 12 to 96 months, allowing borrowers to select plans that best fit their financial comfort. Additionally, the company provides a Personal Loan EMI calculator, which enables individuals to calculate monthly instalments based on the loan amount, tenure, and interest rate. This tool helps borrowers plan budgets effectively for Diwali expenses.
	 


	How to apply for a Bajaj Finserv Personal Loan this Diwali
	 


	Applying for a Bajaj Finserv Personal Loan is simple and hassle-free:


	
		
			Visit the official Bajaj Finserv website or app
	
	
		
			Enter the mobile number and OTP to check for pre-approved offers
	
	
		
			Submit the online application and documents
	
	
		
			Based on the eligibility and documents, the application will be approved, and funds will be disbursed.
	



	Key benefits of a Bajaj Finserv Personal Loan during Diwali


	
		
			Loan amount of up to Rs. 55 lakh for covering diverse festive expenses
	
	
		
			Quick approval and instant personal loan disbursal for urgent financial needs
	
	
		
			100% digital application process requiring minimal paperwork
	
	
		
			Flexible tenures of up to 96 months for convenient repayment
	
	
		
			No collateral required, ensuring easy access to funds
	



	 


	Supporting financial freedom during Diwali


	The Bajaj Finserv Personal Loan provides families with the financial flexibility to celebrate Diwali without stress. By enabling quick access to funds, it allows individuals to focus on festivities rather than financial concerns. Bajaj Finance continues to be a trusted financial partner, empowering families across India to enjoy the festival of lights with peace of mind.
	 


	With its combination of instant approval, flexible repayment options, and fully digital application process, the Bajaj Finserv Personal Loan stands out as an ideal solution for managing festive expenses during Diwali.
	 


	In summary


	With its instant approval, flexible repayment options, and fully digital process, the Bajaj Finserv Personal Loan makes it easier for customers to enjoy Diwali without financial concerns. By offering quick access to funds of up to Rs. 55 lakh, Bajaj Finance remains a trusted partner for families across India, helping them celebrate the festival of lights with peace of mind and complete financial freedom.
	
	*Terms and conditions apply.
	 


	About Bajaj Finance Limited
	Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33529_bajajfinance_diwali_2025_repayment.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 16 Oct 2025 17:30:38 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Diwali, the Perfect Time to Apply, Bajaj Finserv Personal Loan</media:keywords>
</item>

<item>
<title>Denmark and India Collaborate to Advance Green Fintech at Global Fintech Fest 2025</title>
<link>https://www.thebizzstories.com/denmark-and-india-collaborate-to-advance-green-fintech-at-global-fintech-fest-2025</link>
<guid>https://www.thebizzstories.com/denmark-and-india-collaborate-to-advance-green-fintech-at-global-fintech-fest-2025</guid>
<description><![CDATA[ Invest in Denmark and Copenhagen Fintech host thematic interaction on sustainable finance in partnership with Startup Réseau
	
	
		
			Launched a report titled ‘Green Fintech – Denmark: Digital Solutions for a Sustainable Future’
	



	 


	At the 6th edition of the Global Fintech Fest (GFF) 2025 in Mumbai, Invest in Denmark and Copenhagen Fintech, in partnership with Startup Réseau, hosted a thematic interaction on “Green Fintech,” bringing together Danish and Indian stakeholders committed to driving sustainable innovation in financial services.


	 


	
		
			
				
		
	



	Launch of the report titled ‘Green Fintech – Denmark: Digital Solutions for a Sustainable Future’


	 


	The closed-door session convened policymakers, industry leaders, investors, ecosystem enablers, and high-growth ventures, all working at the intersection of sustainability and finance, to explore collaborative pathways that accelerate climate-aligned financial innovation.


	
	The program began with an opening address by H.E. Rasmus Abildgaard Kristensen, Ambassador of Denmark to India, who spoke about Denmark’s commitment to driving global sustainability through collaboration. This was followed by Ulrik Nødgaard, Governor, Danmarks Nationalbank, who shared his perspectives on Denmark’s leadership in integrating climate considerations into financial regulation and policy.


	
	A Special Address was delivered by Shri K. Rajaraman, Chairperson, International Financial Services Centres Authority (IFSCA), on “India’s Global Financial Gateway: IFSCA’s Vision for Green and Innovative Finance.”


	
	During the Global Fintech Fest 2025, Invest in Denmark and Copenhagen Fintech hosted a Climate FinTech Roundtable followed by the launch of a report titled ‘Green Fintech – Denmark: Digital Solutions for a Sustainable Future’. The report features several innovative startups and cluster organizations in both Denmark and India, with the aim of triggering conversations around collaboration between the two countries. It explores the convergence of technology and sustainability within the banking and financial services sector, aligning perfectly with the platform of Global Fintech Fest 2025, where Denmark was one of the Country Partners. 


	
	The interactive discussion brought together participants across five clusters - Policy &amp; Framework, Industry, Investors, Startups, and Ecosystem Enablers to capture diverse insights and recommendations.


	
	Participants collectively agreed that regulatory alignment and clear policy signals are essential to mobilize private capital at scale and strengthen investor confidence in climate-aligned financial instruments. The dialogue emphasised that partnerships among banks, corporates, and Fintechs will be crucial in accelerating the transition to low-carbon business models, facilitating new forms of blended finance, and driving innovation throughout the global financial ecosystem.


	
	Through its participation at the Global Fintech Fest 2025, Denmark aimed to position Nordic region as a strong and stable economic region, showcasing global leadership in Ethical AI and Quantum, cybersecurity, and growing capabilities in sustainability-driven Green Fintech and Climate Fintech. Denmark offers a strong, stable, investor friendly business environment making it an ideal launchpad into the Nordics. Recently enhanced air connectivity from both Delhi and Mumbai to Copenhagen augurs well for stronger collaboration.


	
	About Copenhagen Fintech
	Copenhagen Fintech is the leading innovation hub for financial technology in the Nordic region. Founded to accelerate the growth of fintech startups and foster collaboration between financial institutions, academia, and entrepreneurs, it supports companies driving innovation in areas such as ethical AI, green finance, digital inclusion, and climate-focused solutions. By bridging global fintech ecosystems, Copenhagen Fintech plays a pivotal role in positioning Denmark as a world leader in sustainable and technology-driven financial innovation.


	
	For more information, visit- www.copenhagenfintech.dk


	
	About the Consulate General of Denmark in Bangalore
	The Consulate General of Denmark in Bangalore works to strengthen ties between Denmark and India by fostering impactful opportunities across industry, academia, and innovation. With a focus on green transition, life sciences, technology, and sustainable growth, the Consulate drives long-term partnerships and mutual success. Its three key teams—The Trade Council, Innovation Centre Denmark, and Invest in Denmark—collaborate to support Danish companies in India, connect industries and startups for cutting-edge innovation, and assist Indian companies in expanding into Denmark and the Nordic region. Together, they build a future of shared progress, driving economic diplomacy, innovation, and sustainability between the two nations.


	
	For more information, visit- indien.um.dk/en/about-us 


	
	About the Ministry of Foreign Affairs of Denmark
	The Ministry of Foreign Affairs of Denmark promotes Denmark’s interests abroad by fostering international cooperation, trade, and investment. Through a global network of embassies, consulates, and trade offices, the Ministry supports Danish companies in building partnerships and expanding internationally, while also strengthening bilateral and multilateral relationships. Its efforts are closely aligned with Denmark’s commitment to sustainability, innovation, and global collaboration.


	
	For more information, visit- um.dk/en  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33463_image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 15 Oct 2025 13:08:11 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Denmark, India Collaborate, Advance Green Fintech, Global Fintech Fest 2025</media:keywords>
</item>

<item>
<title>From Impulse to Insight: Building Better Investment Habits Through Behavioral Awareness</title>
<link>https://www.thebizzstories.com/from-impulse-to-insight-building-better-investment-habits-through-behavioral-awareness</link>
<guid>https://www.thebizzstories.com/from-impulse-to-insight-building-better-investment-habits-through-behavioral-awareness</guid>
<description><![CDATA[ Investing often involves more than numbers, charts, or financial statements. Behind every investment choice lies a series of human emotions and decisions. This intersection of psychology and investing is known as behavioural finance, a field that studies how biases, habits, and perceptions may influence the way investors think and act.


	 


	
		
			
				
		
	



	A look at the shift from spontaneous decisions to thoughtful investing


	
	By becoming aware of these behavioral patterns, investors can make measured, informed choices that align with their long-term goals. In this article, we will break down how behavioural patterns shape financial habits. 


	
	Understanding behavioral finance and its relevance
	Traditional financial theory assumes that investors act rationally and always seek to maximise returns. However, real-world investing often tells a different story. Market optimism, fear of loss, and even social influence may lead investors to behave differently from what logic would suggest.


	
	Behavioral finance explains these tendencies through concepts such as loss aversion, the tendency to fear losses more than valuing equivalent gains and herd behaviour. 


	
	Recognising these patterns is the first step toward improving one’s financial decision-making process.


	
	Common biases that shape investment behaviour
	Investor behaviour is influenced by several recurring psychological biases. Some of the most common include:


	 


	
		
			Loss aversion: Many investors hesitate to sell underperforming assets, hoping they will recover, even when data suggests otherwise.
	
	
		
			Confirmation bias: Investors may seek information that supports their existing beliefs while ignoring contradictory data.
	
	
		
			Recency bias: Short-term market movements may overly influence expectations about future performance.
	
	
		
			Herd mentality: The tendency to follow what others are doing, especially during bull or bear markets, may result in impulsive decisions.
	



	
	Understanding how these biases manifest in daily investment decisions may help investors pause and reflect before reacting to short-term noise. 


	
	From emotion to structure: building investment discipline
	Behavioral finance suggests that while emotions cannot be eliminated, their impact can be managed. One effective way to do this is through structured investing, setting rules and frameworks that promote consistency.


	
	For instance, systematic investing through mutual funds may help investors stay committed to their goals regardless of market fluctuations. By investing a fixed amount regularly, investors reduce the temptation to time the market or react to volatility. Over time, such habits may foster discipline and help investors stay focused on long-term wealth creation.


	
	Automation, pre-set reminders, or consultation with a financial advisor may also help create systems that reduce the role of impulse in financial decision-making.


	
	Behavioral awareness in mutual fund investing
	Mutual funds provide a structured way for investors to participate in markets, but behaviour still plays a key role in determining outcomes. Even with professional fund management, investors’ decisions, such as when to enter, exit, or switch funds, often depend on sentiment.


	
	Awareness of behavioral finance may help investors stay invested through market cycles. For instance, during market downturns, fear may prompt premature redemptions, while during rallies, greed may drive overexposure to equity-oriented funds. Recognising these patterns may allow investors to approach market movements with greater balance and patience.


	
	Diversification and goal-based investing also play an important role here. When investments are linked to specific goals, such as retirement or education, the focus tends to shift from short-term market performance to long-term outcomes.


	
	Turning insights into better habits
	Building better investment habits starts with small behavioural shifts. Investors may begin by:


	 


	
		
			Setting clear goals – Defining what each investment is meant to achieve.
	
	
		
			Automating contributions – Reducing the chance of missed investments or emotional timing decisions.
	
	
		
			Reviewing periodically, not reactively – Assessing portfolios at fixed intervals instead of responding to every market change.
	
	
		
			Seeking professional guidance – A qualified financial advisor may provide perspective and help correct behavioural blind spots.
	



	
	Such steps, though simple, may help transform investment decisions from instinct-driven reactions into well-informed actions.


	
	Conclusion
	Understanding and applying behavioral finance may not guarantee better returns, but it may help investors avoid common mistakes driven by emotion. Every investor experiences moments of hesitation, excitement, or uncertainty, but with awareness and structure, these impulses can be channelled into steady, goal-oriented investing.


	
	By recognising one’s behavioral patterns and building systematic habits, investors may gradually shift from reaction to reflection, making their mutual fund investment journey more disciplined, balanced, and purpose driven.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully.


	  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33488_bajaj-image.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 15 Oct 2025 13:08:10 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>From Impulse to Insight, Building Better Investment Habits, Behavioral Awareness</media:keywords>
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<item>
<title>TVS Shriram Growth Fund 4 Earns CRISIL Fund Management Grading &#45; 1, Reinforcing Sector Expertise and Governance Excellence</title>
<link>https://www.thebizzstories.com/tvs-shriram-growth-fund-4-earns-crisil-fund-management-grading-1-reinforcing-sector-expertise-and-governance-excellence</link>
<guid>https://www.thebizzstories.com/tvs-shriram-growth-fund-4-earns-crisil-fund-management-grading-1-reinforcing-sector-expertise-and-governance-excellence</guid>
<description><![CDATA[ It is a significant milestone for TVS Capital Funds as TVS Shriram Growth Fund 4, a Category II Alternative Investment Fund (AIF), has been awarded the CRISIL Fund Management Grading - 1 by CRISIL. This grading, awarded to select funds in the alternative investment space, validates disciplined investment processes, robust governance, and strong risk management frameworks. This grading is reserved for schemes that follow ‘Very Strong’ standards in investment processes and management practices, as assessed by CRISIL’s rigorous evaluation of factors such as the experience of the investment team, comprehensive monitoring mechanisms, and transparency in client communication.


	 


	
		
			
				
		
	



	TVS Shriram Growth Fund 4 Earns CRISIL Fund Management Grading - 1, Reinforcing Sector Expertise and Governance Excellence


	
	For investors, this independent validation signals a commitment to institutional-grade governance and sector-driven strategy-qualities that define TVS Shriram Growth Fund 4’s approach to growth capital.


	
	Focused on Financial Services and Enterprise Technology, the fund leverages deep sector expertise and a proven track record across previous funds.


	
	&quot;Independent rating mechanisms such as CRISIL’s play a pivotal role in fostering trust, transparency, and accountability across the AIF industry,” said Gopal Srinivasan, Chairman and Managing Director, TVS Capital Funds. “As these frameworks gain wider adoption, they can catalyse the flow of long-term domestic capital into venture, private equity, and private credit - sectors vital for driving India’s innovation and sustained economic growth.”


	
	“Our institutionalisation journey at TCF is defined by rigorous investment and risk management processes, supported by comprehensive portfolio oversight. Our governance structure includes a six-member external investment committee, a seasoned Limited Partners Advisory Committee (LPAC), and a diverse, accomplished board,” added Krishna Ramachandran, Managing Partner, COO &amp; CFO, TVS Capital Funds. 


	
	Link to the full grading report


	
	About TVS Capital Funds
	TVS Capital Funds (TCF) is a leading growth private equity fund manager with a legacy of nearly two decades, dedicated to empowering India’s Nextgen entrepreneurs in building enduring businesses. Specialising in Financial Services and Technology, TCF primarily targets the Indian market. With over 35 partnerships and 28 exits, TCF manages approximately INR 5,500 crore across Fund 3 and Fund 4, making it one of the largest rupee capital funds. Our investment philosophy centers on idea-based investing and deep research into multi-decadal businesses. We provide capability capital to help our portfolio companies scale and succeed. As we raise our fourth fund, we continue to support India’s journey toward a $10 trillion economy. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33494_TVS_captial_fund_image.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 15 Oct 2025 13:08:10 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>TVS Shriram, Growth Fund 4 Earns CRISIL Fund Management Grading - 1, Reinforcing Sector Expertise, Governance Excellence</media:keywords>
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<item>
<title>How to Invest in SIP for long&#45;term goals</title>
<link>https://www.thebizzstories.com/how-to-invest-in-sip-for-long-term-goals</link>
<guid>https://www.thebizzstories.com/how-to-invest-in-sip-for-long-term-goals</guid>
<description><![CDATA[ Planning for long-term goals such as retirement, a child&#039;s education, or buying a house often requires discipline and regular investing. One-way investors may approach this is through a Systematic Investment Plan (SIP). It allows you to invest a fixed amount regularly in mutual funds, helping you build wealth gradually over time. Before you decide to invest in SIP, it&#039;s helpful to understand how it works, its benefits, and the factors you may consider for long-term financial planning.


	 


	
		
			
				
		
	



	Turn your long-term goals into achievable milestones with an SIP


	 


	Understanding what SIP means


	A Systematic Investment Plan is a structured approach where you commit to investing a specific amount at regular intervals, monthly, quarterly, or semi-annually, into a mutual fund scheme. When you invest in SIP, your contribution is used to buy mutual fund units at the prevailing Net Asset Value (NAV). This approach helps you participate in the market consistently, regardless of short-term ups and downs.


	 


	The key benefit of investing in SIP lies in its disciplined nature. Since the amount is invested regularly, you don&#039;t have to time the market or worry about daily price movements. Over time, the average purchase cost may even out, a concept known as rupee cost averaging.


	 


	How to start investing in SIP


	Starting a SIP is a straightforward process, but a few preparatory steps may help you make informed choices:


	1. Set your goal: Define what you are investing for and how much time you have. For example, planning for your child&#039;s higher education may require a 10-15-year horizon, whereas buying a car could be a 5-year goal.


	2. Decide the amount and duration: The amount you invest should be based on your income, expenses, and target amount. Online SIP calculators may help you estimate how much you need to invest to reach a desired corpus. The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	3. Choose a suitable mutual fund scheme: Review the fund&#039;s objective, past consistency, and risk level before you invest in SIP.


	 


	Past performance may or may not be sustained in future.


	 


	4. Complete the KYC process: Submitting identity and address proof is mandatory before starting any mutual fund investment.


	5. Set up auto-debit or ECS: Automating your SIP ensures timely contributions and helps maintain investing discipline.


	 


	Benefits of investing in SIP for long-term goals


	When you invest in SIP, you may experience several potential advantages:


	
		
			Power of compounding: Regular investments allow your returns to generate their own earnings over time. The longer you stay invested, the more significant this effect may become.
	
	
		
			Rupee cost averaging: Since you invest a fixed amount regularly, you buy more units when prices are lower and fewer when prices are higher, potentially reducing the average cost.
	
	
		
			Financial discipline: SIPs encourage consistent saving and reduce the temptation to withdraw or spend prematurely.
	
	
		
			Flexibility: You may start, stop, or modify your SIP amount based on your changing financial circumstances.
	
	
		
			Accessibility: SIPs make mutual fund investing convenient even for beginners, as you may start with amounts as low as Rs. 500 per month.
	



	 


	How to align SIPs with different life goals


	Each financial goal may require a different investment strategy. You may align your SIPs accordingly:


	
		
			Short-term goals (1-3 years): Consider funds with relatively lower volatility, such as debt or hybrid schemes.
	
	
		
			Medium-term goals (3-5 years): You may choose balanced or hybrid equity funds to combine potential growth and stability.
	
	
		
			Long-term goals (5 years and above): Equity-oriented funds may be more suitable for long-term wealth creation, as they have the potential to deliver higher returns over extended periods.
	



	 


	Reviewing your SIP portfolio regularly helps ensure it stays aligned with your goals and risk profile. If your income grows, you may also consider a step-up SIP, which allows you to increase the contribution amount periodically.


	 


	Things to keep in mind before you invest in SIP


	While SIPs are designed for convenience and discipline, it&#039;s important to invest with realistic expectations. Market movements may cause temporary fluctuations in returns, but maintaining a long-term perspective often helps in balancing these variations.


	 


	You may also diversify your SIPs across different mutual fund categories, equity, debt, and hybrid, to manage risk effectively. Understanding your risk appetite, time horizon, and goal size before starting may help you make suitable choices.


	 


	If you&#039;re exploring mutual fund investment in India, you will find a wide range of SIP options offered by various fund houses. Each comes with different risk levels and objectives, so reviewing scheme-related documents carefully before you invest is essential.


	 


	Conclusion


	Investing in SIP is a simple and systematic way to pursue your long-term financial goals. It promotes discipline, reduces the impact of market volatility, and helps you benefit from the power of compounding. By setting detailed goals, choosing suitable funds, and staying invested, you may gradually build a corpus that supports your future aspirations.


	 


	Whether you are a first-time investor or an experienced one, starting early and staying consistent may make a meaningful difference over time.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33465_goals.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 13 Oct 2025 14:19:33 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>How to Invest, SIP, long-term goals</media:keywords>
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<item>
<title>Things to know before you invest in equity funds</title>
<link>https://www.thebizzstories.com/things-to-know-before-you-invest-in-equity-funds</link>
<guid>https://www.thebizzstories.com/things-to-know-before-you-invest-in-equity-funds</guid>
<description><![CDATA[ Equity funds may offer investors an opportunity to participate in the potential growth of listed companies through a diversified portfolio. They are suitable for individuals who are willing to stay invested for the long term and are comfortable with short-term market fluctuations. Before you decide to invest in equity funds, it is important to understand how they work, the types available, and what factors you may consider before making an investment decision.


	 


	
		
			
				
		
	



	Know before you grow: Key tips for investing in equity funds


	 


	Understanding what equity funds are


	Equity mutual funds primarily invest in shares of different companies across market segments and sectors. Their aim is to generate potential long-term capital appreciation by participating in the performance of businesses. The returns from such investments depend on the price movements of the underlying stocks, which may fluctuate based on market conditions.


	 


	Investors who choose to invest in equity funds may find them suitable if they are looking to grow wealth over an extended period. However, since equity markets are influenced by economic and sectoral factors, it is important to remain patient during periods of volatility.


	 


	Different types of equity funds


	There are several categories of equity funds, and each one follows a different investment approach.


	
		
			Large Cap funds: These funds primarily invest in companies with large market capitalisation that are generally considered to be more established. Large cap fund schemes may offer potentially stable returns over time compared to smaller market segments.
	
	
		
			Mid Cap and Small Cap funds: These invest in relatively smaller companies that may provide potential growth but may also be more volatile.
	
	
		
			Flexi Cap and Multi Cap funds: These schemes invest across market capitalisations, allowing fund managers to allocate investments dynamically based on market outlook.
	
	
		
			Sectoral or thematic funds: These focus on specific industries or investment themes and may be suitable for investors with higher risk tolerance.
	



	 


	Understanding these differences may help you choose the type of equity fund that aligns with your financial goals and comfort with risk.


	 


	Factors to consider before you invest in equity funds


	Before making any decision, consider the following aspects:


	
		
			Investment horizon: Equity funds may require a long-term horizon, typically five years or more, to ride out market fluctuations.
	
	
		
			Risk appetite: Since equity investments are market-linked, their values may go up or down. Assessing your risk tolerance is essential.
	
	
		
			Financial goals: Aligning your investment with specific goals such as buying a house, funding education, or planning retirement helps in selecting a suitable fund.
	
	
		
			Diversification: Investing across different categories and sectors may reduce the impact of volatility on your overall portfolio.
	
	
		
			Fund management and consistency: Reviewing the fund&#039;s investment approach and track record over various market cycles may provide insights into its consistency.
	



	 


	Past performance may or may not be sustained in future.


	 


	How to start investing in equity funds


	Investing in equity mutual funds has become simpler with online investment platforms and financial intermediaries. You may start with a Systematic Investment Plan (SIP) or a lumpsum investment. SIPs allow you to invest a fixed amount regularly, which may help in averaging out the cost of investment over time.


	 


	Before you invest in equity funds, ensure you complete the process. Reviewing the fund&#039;s objective, riskometer, and scheme information document is also recommended to understand where and how the fund will invest your money.


	 


	When a large cap fund may suit your portfolio


	If you are new to equity investing or prefer a relatively stable experience, you may consider exploring a large cap fund. These funds typically invest in companies that are market leaders with established track records. While they may not deliver sharp short-term gains, they may offer more consistency during volatile phases compared to mid or small cap categories.


	 


	However, all investments in equity funds are subject to market movements, and even large cap funds may witness temporary declines during market downturns. Diversifying across categories may help balance potential risks and returns over time.


	 


	Conclusion


	Equity mutual funds offer investors an opportunity to participate in the potential long-term growth of the economy. By understanding their structure, risks, and types, you may be able to make informed decisions that align with your goals and investment horizon. Whether you prefer starting with a large cap fund or a diversified portfolio, remember that investing in equity funds requires patience, discipline, and regular review.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33455_key.webp" length="49398" type="image/jpeg"/>
<pubDate>Fri, 10 Oct 2025 14:24:45 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Things to know before you invest, equity funds</media:keywords>
</item>

<item>
<title>Volatility as a pathway: How Bajaj Finserv Small Cap Fund approaches market shifts</title>
<link>https://www.thebizzstories.com/volatility-as-a-pathway-how-bajaj-finserv-small-cap-fund-approaches-market-shifts</link>
<guid>https://www.thebizzstories.com/volatility-as-a-pathway-how-bajaj-finserv-small-cap-fund-approaches-market-shifts</guid>
<description><![CDATA[ If you are an investor, you may have felt the ups and downs of the market firsthand. One day, your portfolio is climbing; the next, it seems to be dipping. It can feel unsettling, but it&#039;s important to remember that volatility is a natural part of the investment journey. For someone looking at small caps, this volatility may also create potential opportunities for long-term growth. 


	 


	
		
			
				
		
	



	How Bajaj Finserv Small Cap Fund uses volatility as a pathway


	 


	Understanding volatility in small caps 


	Small cap companies are usually in the early stages of growth and often operate in niche markets. Because of this, their stock prices tend to move more sharply than larger companies.  


	 


	When you invest in small caps, think of volatility like waves in the ocean. Each wave can feel disruptive, but if you understand the rhythm, you may be able to identify moments where entering the market could be suitable for your long-term goals. Over time, these short-term corrections may offer chances to invest in businesses with strong fundamentals that are positioned for long-term growth. 


	 


	How Bajaj Finserv Small Cap Fund approaches volatility 


	The Bajaj Finserv Small Cap Fund seeks to navigate these market shifts with a structured approach. The fund does not react to every movement in the market; instead, it seeks opportunities that align with its investment philosophy. 


	 


	The fund&#039;s investment approach combines three key strategies: 


	
		
			Growth: Targeting businesses with potential to expand and scale over time, 
	
	
		
			Value: Identifying companies trading below their intrinsic value, and 
	
	
		
			Quality: Focusing on businesses with strong governance and sustainable operations. 
	



	 


	By blending these approaches, the fund aims to maintain a balanced portfolio that may adapt to different market phases. 


	 


	Turning ideas into your portfolio 


	The fund follows five guiding pillars to select stocks: quality, growth, undervalued opportunities, leadership, and governance. Each potential investment is assessed against these principles. 


	 


	From a large universe of small cap stocks, only a carefully selected number make it into the portfolio. This disciplined approach may help ensure that the fund is diversified across sectors while concentrating on businesses with strong potential. 


	 


	How Bajaj Finserv Small Cap Fund potentially mitigates risks


	Here are some common risks of investing in small caps, and how the fund seeks to mitigate them:


	
		
			Information gaps - Small cap companies often have limited analyst coverage, lower disclosures, and poor transparency. To address this, the Bajaj Finserv Small Cap Fund relies on in-depth internal research, direct management interactions, and forensic checks.
	
	
		
			Governance concerns - Risks such as promoter dominance, related-party transactions, and ethical lapses can affect small caps. The fund applies strict governance filters and conducts promoter background checks to mitigate these risks.
	
	
		
			Capital misallocation - Reckless expansion, unrelated diversification, or low-return projects can erode shareholder value. The fund emphasises capital efficiency and looks for businesses with a strong ROCE/ROE track record.
	
	
		
			High leverage - Excessive debt makes companies vulnerable during downturns. The fund prefers businesses with a healthy balance sheet and sound interest coverage ratios.
	
	
		
			Business concentration - Dependence on a single product, client, or geography increases vulnerability. The fund screens for companies with diversified revenue models and sustainable growth drivers.
	



	 


	How SIPs may help navigate ups and downs


	If you are concerned about market volatility, a Systematic Investment Plan (SIP) in the Bajaj Finserv Small Cap Fund may be a suitable approach. By investing a fixed amount at regular intervals, you spread your exposure across different market conditions. This approach uses rupee cost averaging, where you buy more units when prices are lower and fewer when prices are higher, potentially reducing the impact of short-term swings. 


	 


	Over time, your consistent contributions may help you experience the potential benefits of compounding. An SIP allows you to start small, stay disciplined, and gradually build exposure to small caps without trying to time every market movement. 


	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture. 


	 


	Why consider small cap funds for your long-term goals 


	Small caps may offer access to businesses that are growing alongside India&#039;s evolving economy. Investing through a mutual fund provides you with professional research, active monitoring, and portfolio management, which can help you navigate risks while staying aligned with your long-term goals. 


	 


	Choosing an SIP in a fund like Bajaj Finserv Small Cap Fund allows you to approach volatility thoughtfully, turning market shifts into potential opportunities rather than challenges. 


	 


	Conclusion 


	Market volatility may feel uncertain, but it also creates moments that could align with your investment goals. By combining a structured investment philosophy with careful research, the Bajaj Finserv Small Cap Fund seeks to potentially help you navigate these shifts. Through a consistent SIP, you may gradually build exposure to small cap opportunities while staying focused on long-term wealth creation. 


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33445_bajaj0910.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 09 Oct 2025 14:57:12 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Volatility, a pathway, Bajaj Finserv Small Cap Fund, approaches market shifts</media:keywords>
</item>

<item>
<title>Why investors delay investing: The effect of present bias</title>
<link>https://www.thebizzstories.com/why-investors-delay-investing-the-effect-of-present-bias</link>
<guid>https://www.thebizzstories.com/why-investors-delay-investing-the-effect-of-present-bias</guid>
<description><![CDATA[ People often prefer immediate rewards over larger benefits in the future, a tendency known as present bias. Even when aware of long-term gains, they may prioritise short-term needs over future goals. This behavioural tendency can lead investors to postpone financial decisions, waiting for what they consider the &#039;perfect&#039; time to invest.


	 


	
		
			
				
		
	



	Understanding the effects of present bias


	 


	In the process, they risk missing time in the market-time that could have helped their money potentially grow steadily.


	 


	Understanding how present bias influences decisions may help investors reflect on their financial habits and take more balanced steps towards their goals.


	 


	What is present bias


	Present bias is when an individual is more focused on present rewards rather than potential future outcomes. In investing, present bias means that investors would rather spend money today than invest it for returns that may come over a period.


	 


	For example, an investor might postpone setting aside Rs. 5,000 per month in a mutual fund because they prefer to spend it on present consumption. Over time, however, this delay may cause them to miss out on the potential growth of their investments. Since investing early allows compounding to work for longer periods, postponing it can have an important effect on long-term outcomes.


	 


	Why investors delay investing


	Here are some reasons why some people may put off or delay investing:


	 


	Preference for immediate gratification


	Immediate gratification can often feel more rewarding than fulfilling a long-term commitment. For instance, buying new gadgets or spending on new experiences may feel more fulfilling than sticking to a consistent investment plan that may show results over a period. Present bias magnifies this preference, making it harder to start investing.


	 


	Uncertainty about the future


	The uncertainty of what may happen in the future may also discourage investors from planning ahead. Some may feel that they can always start investing later when they are more settled. However, this mindset can diminish the potential benefits of investing.


	 


	Fear of market fluctuations


	For novice investors, market fluctuations may feel intimidating. Present bias can amplify this fear, as investors give more importance to the possibility of short-term losses than the potential for long-term growth. This may lead to them postponing investing until they feel the market is more suitable for participation.


	 


	Procrastination and lack of urgency


	A lack of urgency can push investors to delay their investment decisions. Investing often requires time, attention and making crucial decisions. For many, this may mean that they take longer to make certain decisions. Hence, investment decisions may take a back seat in an investor&#039;s mind. Present bias may strengthen this procrastination, leading investors to delay setting up an SIP or a lumpsum investment.


	 


	The cost of delaying investments


	Delaying investments means missing out on the potential benefits of compounding. Compounding happens when the returns generated on an investment generate further returns over time. Even a few years&#039; delay may result in a potentially smaller corpus at the end of the investment horizon.


	 


	For example, if one investor starts contributing Rs. 5,000 per month at age 25 and another begins at age 30, and both invest until age 55, the earlier investor may end up with a larger corpus even though the monthly contribution is the same. The difference is because the one who began investing earlier gave their investments more time to potentially grow through compounding.


	 


	Ways to overcome present bias in investing


	Although present bias is natural in an investor&#039;s journey, individuals can take certain steps to manage it and begin investing sooner.


	 


	Starting small with an SIP: A Systematic Investment Plan allows investors to contribute small amounts regularly. Over time, investors may choose to increase their investment amount or step up their SIP as their income increases.


	 


	Linking investments to goals: When investors link investments to specific goals, they may strengthen their commitment. This is because when they tie their investments to meaningful outcomes, the motivation may increase, potentially reducing the effect of present bias.


	 


	Automating contributions: Automating contributions can help investors set aside money before they can spend it. For instance, setting up an automatic SIP can help investors remain consistent without having to take a fresh decision every month.


	 


	Focusing on the long term: While short-term market fluctuations might seem significant, long-term participation in mutual funds may help reduce their impact. Hence, having a long-term perspective may help investors reduce the effects of present bias.


	 


	Seeking professional guidance: Sometimes, consulting a financial advisor may help investors identify suitable options based on their preferences. With proper guidance, they may feel more confident about taking the first step.


	 


	Using tools to plan investments


	Online tools such as compound interest calculators may help investors estimate how their money may potentially grow over time. By seeing the possible difference between starting now and delaying by a few years, investors can gain perspective on the effect of present bias. However, investors must note that the calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Applying the InQuBe philosophy
	Bajaj Finserv AMC&#039;s InQuBe philosophy recognises that investor behaviour can influence financial decisions. By combining careful analysis, structured information, and insights into market behaviour, InQuBe aims to provide a framework that supports more thoughtful and disciplined investing. In the context of present bias, this approach can help investors focus on long-term objectives, avoid postponing decisions, and maintain consistency in their investment journey.


	 


	Conclusion


	Present bias often makes investors delay investing, as they focus more on immediate needs and less on long-term goals. However, recognising this tendency is the first step toward overcoming it. Starting small, linking investments to personal goals, and using tools like SIPs can help build consistent habits. While the future remains uncertain, early and disciplined investing may create a potentially more stable financial foundation. By becoming aware of behavioural patterns, investors can take more balanced decisions that align with their long-term objectives.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully.  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33386_BFin.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 06 Oct 2025 13:25:33 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Why investors delay investing, The effect of present bias</media:keywords>
</item>

<item>
<title>FOMO vs. Fundamentals: Guiding Gen Z Away from Risky Financial Decisions</title>
<link>https://www.thebizzstories.com/fomo-vs-fundamentals-guiding-gen-z-away-from-risky-financial-decisions</link>
<guid>https://www.thebizzstories.com/fomo-vs-fundamentals-guiding-gen-z-away-from-risky-financial-decisions</guid>
<description><![CDATA[ It has never been easier to spend or invest money. Today, anyone can buy sneakers, transfer money, or trade stocks with a single tap. For Gen Z, who have grown up in this instant-access world, the pull is even stronger. Social media platforms amplify this access: short videos promise &quot;overnight riches,&quot; influencers showcase quick wins and peer groups reinforce the idea that if you&#039;re not participating, you are being left behind.


	 


	
		
			
				
		
	



	Mitul Mehta- Co-founder of National Finance Olympiad


	 


	This mix of instant technology, social influence, and youthful curiosity is powerful but risky. The challenge for today&#039;s parents, teachers, and young people is that financial decisions made in seconds can have consequences lasting years. That&#039;s why understanding the balance between FOMO (Fear of Missing Out) and fundamentals has become critical.


	 


	1. The Digital Landscape and the Rise of FOMO


	Today, buying, spending, or even investing money is effortless. With UPI, Buy Now Pay Later (BNPL), and one-click investing apps, financial decisions happen in seconds. This convenience is universal, but for Gen Z, who have grown up in a world of instant notifications and swipe-to-buy, it creates a unique challenge: the temptation to act before thinking.


	 


	Social media makes this even more acute. Platforms like Instagram and YouTube are filled with &quot;hot tips&quot; and stories of overnight success. According to the UK&#039;s Financial Conduct Authority, 85% of young investors say social media influences their choices, and two-thirds act within 24 hours of seeing content. The sense of &quot;everyone is doing it&quot; pushes many to jump in, whether it&#039;s buying a trending product or investing in a volatile stock.


	 


	Social influence shapes consumer impulse. Research shows that peer influence on social media, combined with targeted ads, is significantly linked to young people&#039;s impulsive purchases, i.e. when someone sees a friend making a purchase, they are more likely to replicate that behaviour.


	 


	In India, the consequences are stark: SEBI&#039;s analysis shows that 93% of retail traders in derivatives lost money between FY22-FY24, with combined losses of over INR 1.8 lakh crore. Many of these traders were young, first-time participants drawn in by the ease of trading apps and the promise of quick gains.


	 


	2. The Formula-Driven Choices Gen Z Are Making


	For many young people, financial decisions are increasingly shaped by formula shortcuts that promise clarity in a complex world. On social media, money often gets reduced to quick equations: &quot;double your money in 30 days&quot; or &quot;make 5% every week.&quot; These catchy rules of thumb spread quickly through YouTube shorts and Instagram reels, creating the illusion that wealth can be built by simply following a set pattern. Some influencers even share ready-made spreadsheets and templates, which make investing look as easy as plugging numbers into a formula, though the underlying risks remain hidden.


	 


	Technology reinforces this mindset. Copy-trading platforms allow users to mimic the moves of other investors, often without understanding the companies or assets involved. Automated bots and signal providers on platforms like Telegram and Discord offer &quot;buy&quot; and &quot;sell&quot; instructions that look like precise formulas, but in reality operate on opaque logic. Even mainstream apps encourage formula-driven behaviour by promoting lists such as &quot;top gainers of the day,&quot; nudging users toward fast, momentum-based decisions rather than careful analysis.


	 


	Finally, one of the most pervasive formulas isn&#039;t written down at all: the silent assumption that &quot;everyone else is doing it.&quot; When peers buy a trending product, invest in the same coin, or follow the same influencer&#039;s tips, it creates a herd mentality disguised as strategy. Viral slogans like &quot;invest INR 100 daily and retire at 30&quot; further simplify a complex reality into something that feels achievable, even though they overlook factors like inflation, risk, and market volatility.


	 


	3. The Fundamentals Gen Z Needs to Learn


	Formulas and shortcuts may look appealing, but the real foundation of financial security lies in a few timeless principles.


	 


	Budgeting comes first. Even a simple plan to divide income between needs, wants, and savings prevents overspending and reliance on credit. Equally important is grasping the relationship between risk and return. High returns are often dangled in front of Gen Z, whether through fast-moving crypto coins or high-leverage trading opportunities.


	 


	Compounding is often misunderstood, especially when social media reduces it to slogans like &quot;invest INR 100 daily and retire at 30.&quot; The truth is less flashy but far more powerful. Compounding works not by making you rich overnight, but by steadily multiplying small, consistent contributions over long periods.


	 


	For example, investing INR 1,000 a month at 10% annual return adds up to INR 1.2 lakh in cash contributions over 10 years, but grows to about INR 2.1 lakh with compounding. Extend that to 30 years, and the same contribution totals INR 3.6 lakh, yet the portfolio grows beyond INR 20 lakh. The gap between what you put in and what you end up with is the quiet magic of time and patience is something no shortcut or viral formula can replicate.


	 


	Finally, diversification ensures resilience. Spreading money across assets like stocks, bonds and deposits protects against failure in any one area. While hype encourages &quot;all-in&quot; bets, diversification builds stability. These fundamentals usually won&#039;t make headlines, but they create lasting confidence and security in ways formulas never can.


	 


	&quot;FOMO feeds on speed, but wealth grows with patience. For Gen Z, the real power lies not in chasing what&#039;s trending, but in understanding the fundamentals that compound over time.&quot;


	 


	Why Financial Literacy Matters More Than Ever


	Technology will only make financial choices faster and easier in the years ahead. By 2030, India&#039;s retail digital payments market alone is projected to double and reach USD 7 trillion annually. This means tomorrow&#039;s adults will make more financial decisions by the age of 25 than many of their parents did by 40.


	 


	In such a landscape, FOMO is not just a passing teenage impulse; it could become a defining risk factor for an entire generation. But the antidote remains the same: strong fundamentals, taught early and reinforced often. Financial literacy gives young people the tools to pause, to question, and to chart their own path rather than follow the crowd. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33390_Image_NFO.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 06 Oct 2025 13:25:32 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>FOMO vs. Fundamentals, Guiding Gen Z Away, Risky Financial Decisions</media:keywords>
</item>

<item>
<title>Why investors panic when markets fall: Understanding behaviour in a mutual fund scheme</title>
<link>https://www.thebizzstories.com/why-investors-panic-when-markets-fall-understanding-behaviour-in-a-mutual-fund-scheme</link>
<guid>https://www.thebizzstories.com/why-investors-panic-when-markets-fall-understanding-behaviour-in-a-mutual-fund-scheme</guid>
<description><![CDATA[ Market fluctuations are part and parcel of the investment journey. Yet, many investors find it difficult to deal with them and react impulsively when markets shift. Whether they&#039;re investing in stocks, mutual funds or any other investment avenue, downturns and volatility make investors jittery and lead to decisions that may not be favourable for their long-term goals.


	 


	
		
			
				
		
	



	The role investor behaviour plays in finance
	 


	This article will explain the reasons why investors panic when markets fall, why it is useful to look at behavioural patterns and psychological triggers, and how one may stay more balanced in such situations.


	 


	The role of emotions in investment decisions


	Investing is believed to be about logic, but emotions may often play a role in financial decision-making. This interplay between emotions and money is at the heart of behavioural finance, a field of study that combines psychology and economics to explain how people make financial decisions. Instead of assuming investors are always rational, it looks at how emotions, biases, and social influences may affect choices about saving, spending, and investing.


	 


	Fear and anxiety are two of the most powerful emotions that may influence an investor&#039;s decision-making when markets shift. In the context of a mutual fund scheme, these emotions may lead to premature withdrawals even when the investment was meant for the long term.


	 


	This is partly because losses feel more intense than gains of the same size, a tendency known as loss aversion. For example, losing Rs. 10,000 feels far more painful than the happiness experienced from gaining Rs. 10,000. This imbalance may push investors to act in haste, especially during a market downturn.


	 


	Herd behaviour and social influence


	Another reason why investors may panic is herd behaviour. When investors see others exiting a mutual fund scheme or selling their holdings during market lows, they may feel the need to do the same. Following the crowd may be seen as a more suitable option for many investors instead of standing apart, even if long-term fundamentals remain unchanged.


	 


	Such herd behaviour may result in missed opportunities for potential growth if the market recovers.


	 


	Short-term focus versus long-term goals


	Many investors begin investing in a mutual fund scheme with a long-term goal in mind, such as retirement planning or funding a child&#039;s education. However, when markets turn volatile, the focus shifts from long-term goals to short-term movements. This may lead to impulsive decisions, such as redeeming units prematurely.


	 


	While market volatility may be temporary, impulsive decisions may lock in losses. When investors keep long-term objectives in mind and avoid frequent reactions, they may maintain their investment discipline.


	 


	The impact of past experiences


	Sometimes, personal experiences may also shape investor behaviour. If an investor has experienced a previous downturn and faced losses, they may panic more quickly in future market declines. Similarly, if someone has seen markets recover after a downturn, they may be more comfortable about staying invested.


	 


	It is important to remember that decisions should be based on suitability, financial planning, and current circumstances rather than only on past experiences.


	 


	Past performance may or may not be sustained in future.


	 


	The role of information and news flow


	Investors are often influenced by constant news updates, market headlines, and commentary from peers or social media. Negative news may magnify fear, making it harder to stay patient. For instance, during a sudden market fall, headlines may focus on short-term losses without providing a balanced view of potential long-term prospects.


	 


	Filtering information and focusing on reliable sources may help investors avoid unnecessary panic. Instead of reacting to every headline, it may be useful to stay focused on your long-term goals.


	 


	Behavioural biases in investing


	Several behavioural biases contribute to panic during market falls:


	
		
			Loss aversion: As discussed, losses feel more severe than gains of equal size.
	
	
		
			Recency bias: Investors tend to give more weight to recent events. A sudden fall may overshadow years of steady growth in a mutual fund scheme.
	
	
		
			Overconfidence bias: Believing one may time the market or predict exact outcomes often leads to disappointment when events do not go as expected.
	



	 


	Understanding these biases may help investors make more measured decisions instead of reacting purely on impulse.


	 


	Strategies to stay calm during market falls


	While no strategy may remove uncertainty, certain practices may help investors manage their reactions:


	
		
			Review goals periodically: Ensuring that investments in a mutual fund scheme align with long-term goals may provide confidence during volatility.
	
	
		
			Diversification: Spreading investments across asset classes may potentially reduce the impact of market swings.
	
	
		
			Systematic approach: Approaches like Systematic Investment Plans (SIPs) may help average out costs over time, though investors should assess if these are suitable for their financial needs.
	
	
		
			Consulting advisors: Professional advice may provide perspective and help investors avoid impulsive decisions.
	



	 


	These strategies may not eliminate risk, but they may provide structure and reduce emotional reactions during downturns.


	 


	The InQuBe philosophy of investing


	Bajaj Finserv AMC&#039;s InQuBe philosophy represents a disciplined framework for pursuing investment opportunities. Built on three pillars, gaining an information edge, applying analytical tools, and leveraging behavioural insights, it aims to guide investment decisions by focusing on companies with solid fundamentals and potential long-term value. By navigating market inefficiencies through this structured approach, Bajaj Finserv AMC seeks to help investors maintain a consistent, long-term perspective.


	 


	Conclusion


	Markets will always move through cycles of ups and downs. The challenge for investors is not only in choosing a suitable mutual fund scheme but also in managing their own reactions when markets fall. Panic is a natural response, but understanding behavioural patterns, being aware of biases, and staying focused on long-term goals may help investors make more balanced decisions. By approaching investments with patience and discipline, investors may be able to navigate market volatility more calmly.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully.  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33370_Bfin.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 03 Oct 2025 15:50:15 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Why, investors, panic, when, markets, fall:, Understanding, behaviour, mutual, fund, scheme</media:keywords>
</item>

<item>
<title>Upgrade Your Home This Dussehra &#45; Explore Appliances for Every Need</title>
<link>https://www.thebizzstories.com/upgrade-your-home-this-dussehra-explore-appliances-for-every-need</link>
<guid>https://www.thebizzstories.com/upgrade-your-home-this-dussehra-explore-appliances-for-every-need</guid>
<description><![CDATA[ Dussehra is not just a festival that marks the victory of good over evil - it is also considered an auspicious time to bring positivity and good fortune into our lives. Many families take this opportunity to refresh their homes and invest in new home essentials. From smart washing machines and energy-saving refrigerators to the latest smart TVs and air conditioners, shoppers have plenty of choices to elevate everyday living.
	 


	
		
			
				
		
	



	Upgrade Your Home This Dussehra - Explore Appliances for Every Need
	 


	Bajaj Finserv ensures that upgrading your home is light on the pocket. Customers can choose from a wide range of electronics and appliances at any of Bajaj Finserv&#039;s 1.5 lakh+ partner stores across 4,000 cities in India. They can opt for the Bajaj Finserv Easy EMI Loan of up to Rs. 5 lakh, which spreads the cost into small, manageable monthly payments. On select products, zero down payment is also available, so customers can take home their appliance without paying anything upfront.
	 


	What makes this even better is the ongoing Blockbuster EMI Days, running from 15th September to 31st October 2025, let customers enjoy attractive discounts and choose from over 50 EMI schemes, making Dussehra shopping easier, smarter, and more rewarding.


	 


	Home essentials that bring comfort and convenience to every household


	Bajaj Finserv partner stores offer a wide range of home appliances to meet the needs of every family. From essential everyday items to smart, energy-saving gadgets, there is something for everyone. These appliances are designed to make life easier, save time, and bring comfort to every home this Dussehra.
	 


	
		
			Washing machines: Choose from top-load or front-load models that make laundry faster and more efficient. Many models come with energy-saving features, multiple wash programs, and user-friendly controls, helping families save both time and electricity.
	
	
		
			Refrigerators: Available in single-door, double-door, and side-by-side designs, these fridges keep food fresh longer. Energy-efficient models reduce electricity bills while ensuring enough space for festive treats and daily essentials.
	
	
		
			Air conditioners: Stay cool and comfortable throughout the year with split, inverter, or window ACs. These units are designed for efficiency, quiet operation, and easy maintenance, perfect for beating the summer heat.
	
	
		
			Smart televisions: Upgrade home entertainment with HD and 4K smart TVs. They offer vivid picture quality, smart connectivity, and easy access to streaming platforms, making family movie nights more enjoyable.
	
	
		
			Microwaves and small appliances: From microwaves to mixers and juicers, these appliances simplify cooking and meal preparation. Fast, convenient, and easy to use, they save time in the kitchen while helping create delicious festive dishes.
	



	 


	Top-selling home appliances and their prices


	This Dussehra, explore the price list of India&#039;s most popular home appliances. From energy-efficient refrigerators and smart TVs to washing machines and air conditioners, find top models with their prices and Easy EMI options for quick and easy purchases.


	 


	Washing machines


	1. Croma 6.5 kg 5 Star Fully Automatic Top Load Washing Machine
	With a 5-star energy rating, this model combines performance with energy efficiency. Its sleek design and advanced features make laundry tasks effortless.


	
		
			Price: Rs. 11,490
	
	
		
			Easy EMI starting at: Rs. 957/month
			 
	



	2. LG 6.5 KG Fully Automatic Top Load Washing Machine T65SPSF2Z
	This compact washing machine is ideal for small to medium-sized families. It offers multiple wash programs and a user-friendly interface, ensuring efficient cleaning.


	
		
			Price: Rs. 17,280
	
	
		
			Easy EMI starting at: Rs. 1,421/month
	



	 


	Refrigerators


	1. Godrej RD EMARVEL 290C 268L 3 Star Direct Cool Single Door Refrigerator
	Featuring Turbo Cooling and a Farm Fresh Crisper, this model is designed to keep your food fresh longer. Its stylish Fusion Wine finish adds elegance to your kitchen.


	
		
			Price: Rs. 20,790
	
	
		
			Easy EMI starting at: Rs. 1,732/month
			​
	



	2. LG 260L 3 Star Smart Inverter Frost-Free Double Door Refrigerator
	This refrigerator boasts a spacious interior with smart inverter technology, ensuring consistent cooling and energy savings. Its sleek design complements modern kitchens.


	
		
			Price: Rs. 28,490
	
	
		
			Easy EMI starting at: Rs. 2,374/month
	



	 


	Air conditioners


	1. Daikin 1 Ton 3 Star Split AC (Model: RKL35UV16W)
	This air conditioner offers efficient cooling with a 3-star rating, making it suitable for medium-sized rooms. Its split design ensures quiet operation.


	
		
			Price: Rs. 32,872
	
	
		
			Easy EMI starting at: Rs. 1,826/month
			​
	



	2. Panasonic 1.5 Ton 3 Star Inverter Split AC (Model: CU-EU18BKY3F)
	Equipped with a 7-in-1 convertible feature, this inverter AC provides flexible cooling options. Its energy-efficient design ensures lower electricity bills.


	
		
			Price: Rs. 35,697
	
	
		
			Easy EMI starting at: Rs. 2,975/month
	



	 


	Televisions


	1. Samsung 43 inch 4K Ultra HD Smart LED TV (Model: 55CU8000)
	This smart TV delivers stunning 4K visuals with HDR support. Its sleek design and smart features make it a perfect addition to any living room.


	
		
			Price: Rs. 24,990
	
	
		
			Easy EMI starting at: Rs. 2,500/month
			​
	



	2. Sony BRAVIA 55 inch 4K Ultra HD Smart LED Google TV
	Experience cinematic quality with this 4K UHD TV. Its Google TV interface offers seamless streaming and smart connectivity.


	
		
			Price: Rs. 43,300
	
	
		
			Easy EMI starting at: Rs. 3,608/month
	



	 


	Disclaimer: The features, availability, and pricing of each model are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.


	 


	These home appliances are available at Bajaj Finserv partner stores across India. Customers can select the model that suits their home and budget and use Bajaj Finserv&#039;s options to bring comfort and convenience into their homes.


	 


	Bigger savings with the Maha Bachat Savings Calculator


	To help customers get the most value this Dussehra, Bajaj Finserv offers the Maha Bachat Savings Calculator. This tool combines all available offers in one place, making it easy for buyers to save on home appliances without extra effort.
	 


	Key benefits of the calculator:


	
		
			Brand offers: Discounts provided by manufacturers such as LG, Samsung, and others.
	
	
		
			Dealer offers: Price cuts or cashback available at partner stores like Croma or Vijay Sales.
	
	
		
			EMI benefits: 50+ Easy EMI schemes and zero down payment options on select products.
			​
	



	How it works:


	
		
			Visit the Maha Bachat Savings Calculator on the Bajaj Finserv website.
	
	
		
			Select a product category, such as refrigerators, and choose a brand.
	
	
		
			Set a budget to find products within the desired price range.
	
	
		
			View total savings, including brand offers, dealer discounts, and EMI benefits.
	
	
		
			Locate the nearest Bajaj Finserv partner store carrying the selected product.
	



	This tool allows customers to see the full value of available deals and ensures they don&#039;t miss any festive savings.


	 


	How to buy home appliances this Dussehra with Bajaj Finserv


	Upgrading home appliances this Dussehra is simple and affordable with Bajaj Finserv. Customers can follow these easy steps to bring appliances like refrigerators, washing machines, TVs, and air conditioners home:
	 


	
		
			Browse models: Explore top appliance brands on Bajaj Mall or visit nearby partner stores.
	
	
		
			Check loan eligibility: By entering a mobile number online, customers can instantly see their pre-approved loan limit, making it easier to plan purchases.
	
	
		
			Visit the nearest store: With over 1.5 lakh partner stores across 4,000 cities, finding a nearby store is convenient.
	
	
		
			Choose Easy EMI Loan at checkout: Flexible repayment plans are available, with tenures from 3 to 60 months.
	
	
		
			Enjoy zero down payment: On select models, customers can take appliances home without paying anything upfront.
	
	
		
			Complete the purchase: With just a few basic documents, the loan is approved quickly, and the appliance is ready to take home.
			 
	



	With Bajaj Finserv, upgrading home appliances this Dussehra is easy, convenient, and stress-free, helping families enjoy comfort without stretching their budget.
	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings.
	 


	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33358_Upgrade%20_Home_Dussehra_2025.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 02 Oct 2025 12:42:53 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Upgrade Your Home, This Dussehra, Explore Appliances, Every Need</media:keywords>
</item>

<item>
<title>How to choose a flexi cap fund suitable for you in 2025</title>
<link>https://www.thebizzstories.com/how-to-choose-a-flexi-cap-fund-suitable-for-you-in-2025</link>
<guid>https://www.thebizzstories.com/how-to-choose-a-flexi-cap-fund-suitable-for-you-in-2025</guid>
<description><![CDATA[ For investors looking to participate in the potential growth of companies across the large, mid and small cap markets, a flexi cap fund may be a potentially suitable option. Unlike category-specific funds, a flexi cap fund offers fund managers flexibility to allocate investments based on market conditions and potential opportunities. Flexi cap funds may provide investors with exposure to relative stability from large caps as well as potential growth from mid and small cap sectors.


	 


	
		
			
				
		
	



	Investors may consider the Bajaj Finserv Flexi Cap Fund with a MEGATRENDS strategy


	 


	Before you choose a flexi cap fund to invest in 2025, let&#039;s look at a few factors that may assist you in making an informed decision.


	 


	Factors to consider before selecting a flexi cap fund


	
		
			Portfolio allocation - While large cap companies might provide relative stability, small and large cap companies may often carry risk while potentially delivering higher potential growth. Hence, reviewing a fund&#039;s portfolio structure over time may help you understand its positioning.
	
	
		
			Investment philosophy - Another factor to consider is the fund&#039;s investment theme. Some funds focus on cyclical opportunities, while others pay attention to long-term trends. Understanding a fund&#039;s approach may help you decide whether it matches your perspective on growth.
	
	
		
			Fund turnover - The expense ratio and turnover of a fund influence its net potential returns. Lower turnovers may be indicative of a long-term focus with reduced transaction costs.
	
	
		
			Risk analysis - When evaluating a fund, it may help to look at both its historical performance and how it has adapted to changing market conditions to gauge how risky the investment might be.
	
	
		
			Investment horizon - Lastly, considering your own investment horizon may also help in making an investment decision. Flexi cap funds might be more suitable for long-term investors with a horizon of five years or more.
	



	Past performance may or may not be sustained in future.


	 


	To get a sense of how wealth may potentially compound over time, you may experiment with a compound interest calculator.


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	 


	Bajaj Finserv Flexi Cap Fund: Two years of progress


	When talking about flexi cap funds present in the market, we may consider Bajaj Finserv Flexi Cap Fund launched in August 2023. The Bajaj Finserv Flexi Cap Fund has recently marked its second anniversary by crossing Rs. 5,410.04 crore in Assets Under Management (AUM) as of August 31, 2025. Since inception, it has delivered a Compound Annual Growth Rate (CAGR) of 19.19%* under the regular plan and 20.91%* under the direct plan.


	 


	Source: Internal Data As On 29th August 2025 (Since Inception Annualised Return). *Past performance may or may not be sustained in future.


	 


	The megatrend advantage


	Bajaj Finserv Flexi Cap Fund follows a megatrend philosophy. Megatrends are long-term structural shifts that shape economies, businesses, and societies for years to come. They go beyond short-term market movements and tend to often drive fundamental changes in how industries operate and potentially grow.


	 


	The fund invests with a long-term view, aligning with structural shifts in technology, regulation, demographics, environment, and society.


	 


	The Bajaj Finserv Flexi Cap Fund aligns with these megatrends through its T.R.E.N.D.S framework:


	
		
			Technology: Digitisation, automation, and technology-led transformations are reshaping how businesses deliver products and services. Companies adapting to these changes may discover new, potential growth opportunities.
	
	
		
			Regulatory: Policy shifts such as the push for domestic manufacturing and government-led reforms are creating conditions that may support potential growth in multiple sectors of the economy.
	
	
		
			Economic: India&#039;s growing financial participation, rising consumption, and infrastructure expansion are structural drivers that may influence long-term business potential.
	
	
		
			Nature: Sustainability, clean energy, and environmentally conscious practices are gaining importance. Businesses aligning with green priorities may be positioned differently in the evolving marketplace.
	
	
		
			Demographic: With a young population, rising income levels, and changing rural-urban dynamics, India&#039;s demographics are shaping fresh demand patterns across industries.
	
	
		
			Social: Trends such as health and wellness awareness, rapid urbanisation, and shifting consumer lifestyles are influencing the way people consume goods and services.
	



	 


	By tracking T.R.E.N.D.S, the fund seeks to identify sectors and businesses that reflect these long-term transformations. Combined with the flexibility to invest across large, mid, and small cap companies, this approach may help build a diversified portfolio aligned with India&#039;s evolving growth story.


	 


	Investor participation and fund performance


	With more than 2,52,000 folios as of August 31, 2025, the fund has seen newer inflows. It is benchmarked against the BSE 500 TRI, and its active management approach results in a portfolio that differs from the benchmark through selective stock picking.


	 


	Key characteristics


	
		
			Market exposure: The Bajaj Finserv Flexi Cap Fund combines relative stability of large caps with growth potential of mid and small caps.
	
	
		
			Longer outlook: The fund&#039;s investment strategy focuses on potentially maintaining a relatively low turnover ratio.
	
	
		
			Management style: The fund is managed actively due to its distinctive portfolio compared to its benchmark.
	



	 


	Who may consider this fund


	Risk-tolerant individuals with a long-term (5-10 year) horizon looking for diversification across market caps may find Bajaj Finserv Flexi Cap Fund suitable as an investment option. Investors who wish to align their investments with the potential growth of megatrends as well as add flexibility to their portfolio may also consider the fund as a potential investment choice.


	 


	Investors preferring a disciplined approach may also consider investing via a Systematic Investment Plan (SIP) to gradually participate in equity markets while potentially mitigating the impact of short-term market fluctuations.


	 


	Conclusion


	A flexi cap fund that offers both diversification and flexibility across market caps may be a suitable investment option for investors. By reviewing factors such as portfolio allocation, philosophy, costs, and risk, you may be able to align your choice with your financial goals. Investors looking to invest in such a fund may consider The Bajaj Finserv Flexi Cap Fund.


	 


	*Source: Internal Data As on 29th August 2025 (Since Inception Annualized Return). Past performance may or may not be sustained in future.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33342_flexi.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 30 Sep 2025 13:16:06 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>How, choose, flexi, cap, fund, suitable, for, you, 2025</media:keywords>
</item>

<item>
<title>Healthcare Fund Explained: Understanding Sector&#45;focused Investing</title>
<link>https://www.thebizzstories.com/healthcare-fund-explained-understanding-sector-focused-investing</link>
<guid>https://www.thebizzstories.com/healthcare-fund-explained-understanding-sector-focused-investing</guid>
<description><![CDATA[ Investors often look for ways to participate in sectors that may offer long-term growth potential. A healthcare fund may provide exposure to companies in the healthcare industry, including pharmaceuticals, hospitals, and biotechnology firms.


	 


	
		
			
				
		
	



	Understanding sector-focused investing with healthcare funds


	 


	
	This article explores what a healthcare fund is, how it works, potential benefits, key considerations, and how it may fit into a broader investment plan.


	
	What is a healthcare fund
	A healthcare fund is an equity mutual fund that primarily invests in companies operating within the healthcare sector. Unlike diversified equity funds, a healthcare-focused fund concentrates on businesses that may potentially leverage trends in medical services, pharmaceuticals, and biotechnology.


	
	This focus allows investors to participate in the growth potential of the sector while spreading investments across multiple companies within the industry.


	
	How does a healthcare fund work
	A healthcare fund invests in shares of companies that operate in hospitals, pharmaceutical research, medical devices, or biotech. Fund managers may select stocks based on factors such as earnings, market position, regulatory developments, and sectoral trends.


	
	By investing in multiple companies within the healthcare sector, the fund provides exposure across different businesses in the industry. 


	
	Performance: Past performance may or may not be sustained in future.


	
	Potential benefits of a healthcare fund


	
		
			Sectoral growth exposure: Investors may get exposure to companies that are part of the healthcare sector.
	
	
		
			Diversification within the sector: By investing across multiple healthcare companies, the fund spreads risk.
	
	
		
			Professional management: Fund managers may choose stocks based on research and sector insights.
	
	
		
			Long-term horizon: These funds are generally designed for investors who may want exposure to the healthcare sector over an extended period.
	



	 


	Key factors to consider


	
		
			Sector concentration risk - A healthcare fund focuses on a single sector, which may lead to relative volatility compared to diversified funds.
	
	
		
			Investment horizon - These funds may be suitable for medium- to long-term goals, as short-term fluctuations may occur.
	
	
		
			Fund management approach - The investment approach may vary depending on the fund manager&#039;s strategy.
	
	
		
			Costs and expenses - Expense ratio and exit load may have an impact on the overall returns and should be reviewed before investing.
	



	Role in a portfolio
	A healthcare fund may be used as part of a diversified investment plan. It may complement other equity, hybrid, or debt funds depending on an investor&#039;s goals and risk appetite. Including a sector-focused fund may provide exposure to healthcare while the rest of the portfolio helps maintain overall diversification.


	
	How compound interest calculators may help 
	Investors may use a compound interest calculator to understand the effect of compounding in fixed-return scenarios. While actual returns of a healthcare fund depend on market conditions, such calculators may provide an indicative picture of how investments accumulate in general.


	
	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


	
	Conclusion
	A healthcare fund offers investors exposure to the healthcare sector, balancing potential growth and professional management in the long run. While returns may fluctuate due to sector and market conditions, such funds may suit investors with a medium- to long-term horizon seeking to participate in healthcare growth. Using tools like a compound interest calculator may provide an indicative picture of how investments accumulate over time. Consulting a financial advisor may help investors determine how a healthcare fund fits into a broader financial plan.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33316_Healthcare_Fund.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 29 Sep 2025 16:15:16 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Healthcare Fund Explained, Understanding Sector-focused Investing</media:keywords>
</item>

<item>
<title>Two Years of Bajaj Finserv Flexi Cap Fund: Understanding its Unique Investment Strategy</title>
<link>https://www.thebizzstories.com/two-years-of-bajaj-finserv-flexi-cap-fund-understanding-its-unique-investment-strategy</link>
<guid>https://www.thebizzstories.com/two-years-of-bajaj-finserv-flexi-cap-fund-understanding-its-unique-investment-strategy</guid>
<description><![CDATA[ Since its launch in August 2023, the Bajaj Finserv Flexi Cap Fund has grown steadily, reaching Assets Under Management (AUM) of Rs. 5,410.04 crore as of August 31, 2025. The fund has delivered a Compound Annual Growth Rate (CAGR) of 19.19%* under the regular plan and 20.91%* under the direct plan during this period. Here&#039;s an overview of the fund and its unique features. 


	 


	
		
			
				
		
	



	Bajaj Finserv Flexi Cap Fund has delivered a CAGR of 19.19%* under the regular plan since inception


	 


	
	Investment approach based on megatrends
	The Bajaj Finserv Flexi Cap Fund follows an investment strategy focused on &#039;Megatrends&#039; - long-term structural shifts across sectors such as technology, regulation, economy demographics, nature (environment) and society. The goal is to invest in companies that are expected to benefit from these trends over time. Currently, the fund holds a diversified portfolio of 81 stocks across large cap, mid cap, and small cap segments.


	
	Sector allocation and diversification
	The fund invests in multiple sectors including banking, financial services, pharmaceuticals, biotechnology, industrial products, IT software, retail, consumer durables, real estate, electrical equipment, and beverages. This helps the fund maintain a diversified portfolio aimed at balancing growth and stability.


	
	Investor interest and fund performance
	As of August 31, 2025, the fund has more than 2,52,000 folios, showing steady inflows since its launch. It is benchmarked against the BSE 500 TRI and aims to identify investment opportunities across different market capitalizations. The fund&#039;s active management approach results in a portfolio that differs from the benchmark, seeking to generate returns through selective stock picking.


	
	Key advantages of Bajaj Finserv Flexi Cap Fund


	
		
			Diverse market cap exposure: Combines relative stability of large cap with mid and small cap potential growth opportunities.
	
	
		
			Long term focus: Maintains a low turnover ratio, reducing transaction costs by holding quality stocks for longer periods.
	
	
		
			Active management: The portfolio differs significantly from the benchmark, reflecting an emphasis on unique stock picks
	



	.
	Who should consider this fund
	Investors with a long horizon: Suitable for those planning for financial goals 5 to 10 years away.


	
		
			Risk-tolerant individuals: Suitable for those comfortable with equity market fluctuations aiming for higher returns in the long term.
	
	
		
			Growth seekers: Suitable for investors wanting a diversified equity portfolio across all market caps.
	
	
		
			Trend followers: suitable for those interested in investing in companies benefiting from major technological, demographic, and social changes.
	
	
		
			Portfolio diversifiers: It may be a suitable choice for adding a high-growth, flexible equity fund to an existing investment mix.
	



	 


	Investors may consider either a Systematic Investment Plan (SIP) or lumpsum in the fund. To invest, visit www.bajajamc.com.


	
	*Source: Internal Data As on 29th August 2025 (Since Inception Annualized Return). Past performance may or may not be sustained in future. 


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33324_Flexi_Cap_Fund.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 29 Sep 2025 16:15:14 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv Flexi Cap Fund, Understanding, Unique Investment Strategy</media:keywords>
</item>

<item>
<title>With Aim to Build a Diverse Financial Wellness Platform, Paisabazaar Launches Investment Suite</title>
<link>https://www.thebizzstories.com/with-aim-to-build-a-diverse-financial-wellness-platform-paisabazaar-launches-investment-suite</link>
<guid>https://www.thebizzstories.com/with-aim-to-build-a-diverse-financial-wellness-platform-paisabazaar-launches-investment-suite</guid>
<description><![CDATA[ Paisabazaar, India&#039;s leading marketplace for consumer credit and a free credit score platform, today announced its foray into wealth management with the launch of fixed income instruments on its platform. The strategic initiative is a part of Paisabazaar&#039;s long-term objective of building a diverse and holistic financial wellness platform. The Paisabazaar would now facilitate comparing and choosing Fixed Deposits and Corporate Bonds.


	
	This move comes on the back of Paisabazaar launching PB Money - a personal finance management platform built on the Account Aggregator framework, along with other data integrations designed to provide consumers with holistic insights and advise, to help them build stronger financial health.


	
	Now with the launch of fixed income instruments, Paisabazaar offers retail investors a seamless digital experience while accessing a wide suite of secure and high-return fixed income offerings, all from a single platform.


	
	&quot;At Paisabazaar, our vision is to build a platform that caters to the diverse financial needs of our consumers through a wide product suite. With the launch of fixed income instruments, we are offering our consumers a comprehensive range of investment options, through simple and transparent digital processes. Our objective is to be a lifelong financial partner for our consumers by helping meet all their borrowing, saving and financial wellbeing needs,&quot; Santosh Agarwal, CEO, Paisabazaar, said.


	
	Consumers on the Paisabazaar App can check, compare and book from a range of Fixed Deposits (FDs), which includes Bajaj Finance, Suryoday Bank, Shivalik SF Bank, Slice SF Bank, Utkarsh SF Bank, Shriram Finance, and South Indian Bank. The entire investment journey on Paisabazaar is fully digital and seamless.


	
	Corporate Bonds offer potential returns of up to 13.25%, and interest payouts on a monthly or quarterly basis. The minimum investment amount starts at just INR 1,000, making this an accessible option for a wide set of retail consumers. Corporate Bonds on Paisabazaar are powered by Grip Invest, a SEBI-regulated platform.


	
	Consumers through the Paisabazaar platform can choose bonds based on parameters like Yield, Credit Rating, and Investment Amount. For investors seeking diversification and higher returns, Paisabazaar also offers personalized advice, curated and vetted by SEBI-registered analysts, enabling consumers to invest in a basket of securities aligned to specific investment themes.


	
	Paisabazaar says, as part of its long-term strategy, it would continue to scale unsecured lending and build a robust secured lending portfolio, while parallelly expanding into savings and investment solutions and deepening its collections and risk management capabilities.


	
	&quot;This approach strengthens customer lifetime value, deepens engagement, and creates a resilient and diversified business model. A key focus is addressing the needs of &#039;New-to-Credit&#039; (NTC) and underserved segments, many of whom remain outside formal credit systems. Leveraging technology, data analytics, and deep consumer understanding, we are responsibly bringing millions into the financial mainstream,&quot; Santosh Agarwal added.


	
	About Paisabazaar
	Paisabazaar, a part of PB Fintech (listed since 2021), is India&#039;s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 50 million consumers and it handles 20 lakh+ monthly enquiries from 1000+ cities. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers. ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 29 Sep 2025 16:15:13 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Build a Diverse Financial Wellness Platform, Paisabazaar, Investment Suite</media:keywords>
</item>

<item>
<title>How to Use an XIRR Calculator for Tracking Mutual Fund Returns</title>
<link>https://www.thebizzstories.com/how-to-use-an-xirr-calculator-for-tracking-mutual-fund-returns</link>
<guid>https://www.thebizzstories.com/how-to-use-an-xirr-calculator-for-tracking-mutual-fund-returns</guid>
<description><![CDATA[ When you invest in mutual funds through SIPs, lump sums, or withdrawals at different times, calculating actual returns may not be straightforward. Simply looking at the Net Asset Value (NAV) does not always show the true outcome of your cash flows. This is where an XIRR calculator may help. By factoring in the exact dates and amounts of each investment and redemption, it provides an annualised rate of return that reflects your real experience as an investor.
	 


	
		
			
				
		
	



	Using an XIRR calculator may help track mutual fund returns
	 


	The calculator is an aid, not a prediction tool. It may provide only an indicative picture.
	 


	Understanding XIRR


	XIRR stands for Extended Internal Rate of Return. It is a method used to calculate the annualised return when investments and withdrawals happen on different dates. For mutual fund investors who follow Systematic Investment Plans, make occasional top-ups, or redeem units at intervals, using an XIRR calculator may help track how their portfolio has performed so far.
	 


	Unlike simple return calculations, XIRR accounts for multiple cash flows and their timings, providing a clearer picture of realised returns. The calculator is an aid, not a prediction tool. It may provide only an indicative picture.
	 


	Why use XIRR calculator


	There may be several reasons why investors look at XIRR when evaluating their mutual fund performance:


	
		
			Considers actual cash flows - It factors in exact dates and amounts of all investments and withdrawals.
	
	
		
			Provides annualised returns - Investors may see how irregular contributions translate into a yearly percentage return.
	
	
		
			Suitable for SIPs and SWPs - Regular contributions and withdrawals make XIRR a practical measurement than basic return methods.
	
	
		
			Helps track progress - It may indicate whether the returns so far are aligned with financial goals.
			 
	



	Past performance may or may not be sustained in future.
	 


	How to use an XIRR calculator


	To use an XIRR calculator, investors usually need to input:


	
		
			Dates of all contributions and withdrawals.
	
	
		
			The amount invested and redeemed on each date.
	
	
		
			The current value of the investment, if any balance remains.
	



	Based on these entries, the calculator applies the XIRR formula and arrives at the annualised rate of return. The calculator is an aid, not a prediction tool. It may provide only an indicative picture.
	 


	Linking XIRR with financial planning


	When investors use XIRR calculator, they may better understand how their investments may have performed in relation to their financial objectives. At the same time, a compound interest calculator may help investors compare how fixed, regular compounding works in simpler scenarios.
	 


	Together, both calculators offer useful insights: XIRR reflects irregular real-life investment flows, while compound interest calculator illustrates the effect of steady compounding over time.
	 


	Factors to keep in mind while using XIRR


	While useful, XIRR should be interpreted carefully. Investors may consider the following points:


	
		
			Accuracy of input - Results depend on correctly entering dates and amounts.
	
	
		
			Market-linked outcomes - XIRR values may fluctuate with changes in the market.
	
	
		
			Not forward-looking - It reflects past outcomes only and should not be treated as a forecast.
	
	
		
			Impact of costs - Expense ratios and exit loads may affect actual realised returns.
	



	Past performance may or may not be sustained in future.
	 


	Conclusion


	For investors with multiple cash flows through SIPs, SWPs, or top-ups, using an XIRR calculator may be a suitable way to evaluate annualised returns. It accounts for the timing and amount of each transaction, giving a realistic picture of investment performance. Meanwhile, a compound interest calculator may serve as a comparative tool to illustrate how wealth builds under regular compounding in fixed scenarios.
	 


	Both tools are aids for evaluation and may be used as part of a broader investment review. Investors may benefit by considering them alongside their financial goals, risk profile, and investment horizon, and by consulting a financial advisor for personalised guidance.
	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33311_XIRR_Calculator_BAJAJASST.png" length="49398" type="image/jpeg"/>
<pubDate>Sat, 27 Sep 2025 13:10:45 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Use an XIRR Calculator, Tracking Mutual Fund Returns</media:keywords>
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<item>
<title>PayU Deepens Strategic Investment in Mindgate &#45; To Accelerate Growth of Real Time Solutions for India and the World</title>
<link>https://www.thebizzstories.com/payu-deepens-strategic-investment-in-mindgate-to-accelerate-growth-of-real-time-solutions-for-india-and-the-world</link>
<guid>https://www.thebizzstories.com/payu-deepens-strategic-investment-in-mindgate-to-accelerate-growth-of-real-time-solutions-for-india-and-the-world</guid>
<description><![CDATA[ PayU, the payments and fintech business of Prosus, announced today that it is increasing its stake in Mindgate, a pioneer in real-time payments technology, transitioning from a strategic minority investor to a majority shareholder with a total holding of 70%. Both founders will continue to hold a significant minority, together retaining 30% of the company. PayUs additional investment in Mindgate reflects its strong belief in Mindgates vision and capabilities. It also complements PayUs growth strategy and vision towards driving the next generation of digital payments innovations for better customer experience and accelerating the global adoption of Made in India platforms.


	 


	
		
			
				
		
	



	PayU deepens strategic investment in Mindgate


	 


	While PayU has deepened its strategic investment, operational control will remain with the founders, ensuring leadership continuity, while customers, partners, and employees can expect business as usual with innovation and service excellence. Becoming a majority shareholder marks a strategic milestone for both PayU and Mindgate. The move will allow both companies to deepen their partnership, enhance product offerings, and further drive innovation in Indias rapidly evolving real-time digital payments ecosystem.


	 


	&quot;At PayU, we are driven to deliver exceptional value to our merchant and bank partners. Our additional investment in Mindgate underscores our confidence in its strong performance and the vast growth potential in Indias real-time payments ecosystem. It further strengthens PayUs role in accelerating the Government of Indias Digital India vision and reinforces our commitment to powering Indias digital payments through PayUs diversified fintech platform,&quot; said Anirban Mukherjee, CEO, PayU.


	 


	&quot;Mindgate continues to play a crucial role in the growth journey of India&#039;s real-time payments by powering 10 billion+ monthly transactions and providing seamless payment solutions to leading banks. Together with PayU&#039;s diversified fintech platform, its extensive network, and increased investment, Mindgate will be well-placed to contribute to the vision of global adoption of real-time payments,&quot; said George Sam, Co-founder &amp; Business Head, Mindgate Solutions.


	 


	&quot;We are incredibly excited by PayUs deepened commitment to our shared vision of transforming payments infrastructure through innovation. Our success in India is built on the strength of our issuing platform, which has been central to the growth of real-time payments for leading banks and institutions. With PayU&#039;s strong merchant stack complementing our capabilities, we now have the combined advantage of addressing the acquiring side of the payments ecosystem,&quot; said Guhan Muthuswamy, Co-founder &amp; Software Architect, Mindgate Solutions.


	 


	Indias digital payments sector continues its remarkable growth trajectory, especially driven by real-time payment solutions like NPCIs UPI, which itself recorded over 20 billion monthly transactions last month. As NPCI accelerates its mission to expand UPIs global footprint, PayU with its increased stake in Mindgate has cemented itself as a leader in digital payments platforms that provides innovative, scalable, and secure payment solutions, ensuring a seamless transaction experience for users across global markets.


	 


	Together, PayU and Mindgate are set to take Digital India and fintechs evolution to the next phase by investing in Indias UPI infrastructure. They also plan to bring real-time payments solutions to the broader Asia Pacific and MENA regions, which are rapidly moving toward real-time payments-led ecosystems like those in India and Brazil.


	 


	About PayU 


	PayU is the payments and fintech business of Prosus, a global consumer internet group and one of the largest technology investors in the world. In India, PayU operations are regulated by the Reserve Bank of India and offers advanced solutions to meet the digital payment requirements of the Indian market. PayU India companies aim to create a full-stack digital financial services platform to serve all (tapped and untapped) financial needs of consumers, merchants and banks through its cutting-edge technology solutions.


	 


	PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology and platform. PayU has empowered 5 lakhs+ businesses, including India&#039;s leading enterprises, e-commerce giants and SMBs. It enables businesses to collect digital payments across 150+ online payment methods such as Credit Cards, Debit Cards, Net Banking, EMIs, pay-later, QR, UPI, Wallets, and more.


	 


	For more details, visit www.payu.in


	 


	About Mindgate


	Mindgate Solutions, a trusted partner in digital payments since 2008, is headquartered in Mumbai, India, with regional hubs in the Middle East, Southeast Asia, and the UK. The company specializes in developing advanced payment solutions for banks, government institutions, merchants, and corporates, leveraging cutting-edge technologies such as microservices architecture and real-time streaming to ensure scalability, security, and reliability. With a dedicated team of over 1,600 payment professionals and a portfolio of 60+ global marquee clients, Mindgate plays a pivotal role in enabling seamless digital transactions worldwide.


	 


	Founded by George Sam and Guhan Muthuswamy, Mindgate has established itself as a dominant force in UPI infrastructure in India, processing over 10 billion digital transactions monthly through its partner banks, facilitating payments worth $1 trillion annually. Mindgate continues to expand its reach across key markets including the Middle East, Europe, the UK, ASEAN, and the US - enabling leading banks to modernize their digital payment infrastructure. Mindgate&#039;s commitment to innovation and excellence has been consistently recognized with prestigious accolades on global platforms, including the MEA Finance Awards, IBS Intelligence Awards, The Asian Banker Awards and most recently, the 1st position in the Digital Payments Award 2024-2025 (TSP Category), conferred by the Ministry of Finance and Department of Financial Services, Government of India.


	 


	For more details, visit www.mindgate.solutions ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33193_payu1809.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 18 Sep 2025 15:19:04 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>PayU, Deepens Strategic Investment, Mindgate - To Accelerate Growth, Real Time Solutions, India and the World</media:keywords>
</item>

<item>
<title>Bajaj Finance Offers Instant Personal Loans to Manage Navratri Expenses with Ease</title>
<link>https://www.thebizzstories.com/bajaj-finance-offers-instant-personal-loans-to-manage-navratri-expenses-with-ease</link>
<guid>https://www.thebizzstories.com/bajaj-finance-offers-instant-personal-loans-to-manage-navratri-expenses-with-ease</guid>
<description><![CDATA[ As Navratri approaches, households across India are gearing up for nine days of devotion, celebration, and cultural gatherings. While the festival brings immense joy, it also brings a surge in expenses ranging from festive shopping and home decor to travel and hosting events. Customers can manage these costs seamlessly with Bajaj Finserv Personal Loan - a reliable financial solution offering instant access to funds, with flexible repayment and a simple digital process.
	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan
	 


	Addressing festive financial needs


	Navratri celebrations often involve significant spending on new attire, jewellery, gifts, family outings, and even home refurbishments. For many, these expenses can stretch regular monthly budgets. A Bajaj Finserv Personal Loan provides quick financial support of up to Rs. 55 lakh, ensuring that customers can enjoy the festival without compromising on their financial stability. The loan can be applied towards any personal requirement, be it shopping, travel, or family gatherings.
	 


	Fast approval and disbursal


	The Bajaj Finserv Personal Loan is designed with convenience in mind. Customers can check their pre-approved loan offer by simply entering their mobile number and authenticating it with an OTP. On successful application, the loan amount is transferred to their bank account within 24 hours*. This makes it particularly useful during the busy Navratri season, when funds may be required at short notice.
	 


	Flexible repayment options


	Bajaj Finance offers repayment tenures ranging from 12 months to 96 months, allowing borrowers to choose an option that fits their financial comfort. This flexibility ensures that festive expenses do not become a long-term financial burden.
	 


	To make planning even easier, the company provides a personal Loan EMI calculator, a digital tool that enables customers to estimate their monthly instalments in advance. By entering details such as loan amount, tenure, and applicable interest rate, individuals can calculate their EMIs instantly. This helps them make informed decisions and budget effectively for their Navratri expenses.
	 


	How to apply for a Bajaj Finserv Personal Loan this Navratri


	Applying for the personal loan is a simple and hassle-free process:


	
		
			Visit the official Bajaj Finserv website or app
	
	
		
			Enter the mobile number and OTP to check for pre-approved offers
	
	
		
			Submit the online application and documents
	
	
		
			Based on the eligibility and documents, the application will be approved, and funds will be disbursed.
			​
	



	Key benefits of a Bajaj Finserv Personal Loan during Navratri


	
		
			Loan amount of up to Rs. 55 lakh for covering diverse festive expenses
	
	
		
			Quick approval and instant disbursal for urgent financial needs
	
	
		
			100% digital application process requiring minimal paperwork
	
	
		
			Flexible tenures of up to 96 months for convenient repayment
	
	
		
			No collateral required, ensuring easy access to funds
	



	 


	In summary
	With its instant approval, flexible repayment options, and fully digital process, the Bajaj Finserv Personal Loan makes it easier for customers to celebrate Navratri without financial worries. By providing quick access to funds of up to Rs. 55 lakh, Bajaj Finance continues to be a trusted partner for families across India, helping them enjoy the festive season with peace of mind and complete financial freedom.
	 


	*Terms and conditions apply
	 


	About Bajaj Finance Limited
	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33175_Navratri_Expenses_bajajfinance.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 17 Sep 2025 14:52:23 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance, Offers Instant Personal Loans, Manage Navratri Expenses, Ease</media:keywords>
</item>

<item>
<title>L&amp;amp;T Finance Ltd. Unveils TV Commercial &amp;apos;Just Zoom Two&#45;wheeler Loans&amp;apos; with Jasprit Bumrah</title>
<link>https://www.thebizzstories.com/lt-finance-ltd-unveils-tv-commercial-just-zoom-two-wheeler-loans-with-jasprit-bumrah</link>
<guid>https://www.thebizzstories.com/lt-finance-ltd-unveils-tv-commercial-just-zoom-two-wheeler-loans-with-jasprit-bumrah</guid>
<description><![CDATA[ L&amp;T Finance Ltd. (LTF), one of the leading retail financiers in the country, has introduced its latest TV commercial (TVC), &#039;Just Zoom Two-wheeler Loans, featuring its brand ambassador, Jasprit Bumrah. The campaign tagline &#039;Bumrah Ki Speed Par, cleverly draws parallels between Bumrah&#039;s speed and precision with LTF&#039;s swift and seamless Two-wheeler financing.


	 


	
		
			
				
		
	



	The TVC highlights the key features of LTFs Two-wheeler Loans namely instant approval, maximum loan eligibility, and competitive EMI


	
	The TVC was strategically launched during the ongoing Asia Cup 2025 for maximum impact and reach. L&amp;T Finance is the Associate Sponsor for the Asia Cup 2025 on Sony TV Broadcast Network across 13 channels. The TVC highlights the key features of LTFs Two-wheeler Loans - instant approval, maximum loan eligibility, and a competitive EMI starting at Rs. 2,199 per lakh. This speed of underwriting is driven by LTF&#039;s proprietary Artificial Intelligence/Machine Learning three-dimensional credit risk assessment engine, &#039;Project Cyclops, which assesses creditworthiness in real-time to deliver on the promise of instant approvals and a seamless customer experience.


	
	The TVC is set in a two-wheeler showroom where a customer expresses doubt about the speed of the loan process. The narrative cleverly contrasts the customers loan journey with a live cricket match featuring Jasprit Bumrah on a screen. As Bumrah begins his powerful run-up and delivers the ball, the LTF representative completes the entire digital loan application in parallel - from document upload to final approval. The loan approval matches with the climactic moment Bumrah dismisses the batsman, visually reinforcing the campaign&#039;s promise of speed and efficiency to life.


	
	Speaking on the occasion, Mr. Sudipta Roy, Managing Director &amp; CEO at LTF, said, &quot;Two-wheeler is a cornerstone of mobility and economic independence for countless individuals and families across the nation. For many, it is not just a key enabler for commerce and connectivity, but also their entry into the formal credit system. As a critical first-stage loan product, it represents a crucial step in their financial journey. By simplifying and accelerating the financing process, we are ensuring that the aspirations of a dynamic, on-the-move India are met with the speed, precision, and reliability they deserve. Our TVC with Jasprit Bumrah brings this commitment to life.&quot; 


	
	Ms. Kavita Jagtiani, Chief Marketing Officer at LTF, said, &quot;Our vision for this film was clear: sharp, direct, and maximum impact. It is a reflection of our Two-wheeler loan proposition itself. We strategically leveraged Bumrah&#039;s image to showcase our commitment to delivering a swift loan process, ensuring our customers that their wait time will be as short and decisive as his run-up to the crease. Over and above this, we are also using artificial intelligence to create exciting and highly personalized customer experiences at every touchpoint with Bumrah.&quot;


	
	An Integrated Marketing Campaign (IMC) leveraging a mix of media buyouts for increased exposure and resonance will be launched across 13 cities - Ahmedabad, Bangalore, Bhubaneshwar, Chennai, Coimbatore, Cuttack, Hyderabad, Kolkata, Lucknow, Patna, Pune, Varanasi, and Guwahati. This includes outdoors with hoardings, airport branding in Mumbai, ads in in-flight magazines, metro branding, WhatsApp Bot for Two-wheeler, and ads for user engagement on social media. The Company will also launch an AI-powered &#039;Bowl like Bumrah&#039; contest. Users can match Bumrahs bowling style and speed for a chance to win exciting prizes. In addition, the Company is conducting several initiatives like Bumrah signed gloves for consumer promotion and influencer campaign. The TV commercial will be aired on Sony Sports (English, Hindi, Tamil, and Malayalam), Sony PIX, Sony Max, and Sony Wah TV. This includes their respective HD channels.


	
	To watch the TV commercial, click below: www.youtu.be/kQ5TCK1GNFQ 


	
	About L&amp;T Finance Ltd. (LTF)
	L&amp;T Finance Ltd. (LTF) ( www.LTFINANCE.com ) formerly known as L&amp;T Finance Holdings Ltd., (LTFH) is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated &#039;AAA&#039; - the highest credit rating for NBFCs - by four leading rating agencies. It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work and has also won many prestigious awards for its flagship CSR project - &quot;Digital Sakhi&quot;- which focuses on womens empowerment and digital and financial inclusion. Under Right to Win, being in the &#039;right businesses&#039; has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company&#039;s strategic roadmap - Lakshya 2026. The Company has over 2.6 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.


	 


	Facebook: https://www.facebook.com/LnTFS


	LinkedIn: https://www.linkedin.com/company/lntfinance/
	Instagram: https://www.instagram.com/lntfinance/
	YouTube: https://www.youtube.com/user/ltfinance
	X: https://x.com/LnTFinance ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33146_Jasprit_Bumrah_LT_Finance.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 15 Sep 2025 14:51:49 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>L&amp;T Finance, TV Commercial, &#039;Just Zoom Two-wheeler Loans&#039;, Jasprit Bumrah</media:keywords>
</item>

<item>
<title>Aly Hajiani Launches Rewardpoints.Club &#45;  A First&#45;of&#45;its&#45;Kind Credit Card Discovery Platform for HNIs &amp;amp; Frequent Flyers</title>
<link>https://www.thebizzstories.com/aly-hajiani-launches-rewardpointsclub-a-first-of-its-kind-credit-card-discovery-platform-for-hnis-frequent-flyers</link>
<guid>https://www.thebizzstories.com/aly-hajiani-launches-rewardpointsclub-a-first-of-its-kind-credit-card-discovery-platform-for-hnis-frequent-flyers</guid>
<description><![CDATA[ Aly Hajiani, popularly known as @ThatCreditCardGuy and India&#039;s largest credit card influencer with a community of over 700,000 followers, today announced the launch of RewardPoints.Club - a Credit Card Discovery Platform &amp; Premium Advisory Service designed exclusively for High Net-Worth Individuals (HNIs) and frequent flyers.


	 


	
		
			
				
		
	



	 A new way to get the best of your credit card - RewardPoints.Club


	
	The venture is backed by Sharan Hegde, Founder of One Percent Club and one of India&#039;s most influential voices in personal finance with a following of 3.9 million across platforms and 100,000+ weekly newsletter subscribers. The platform, which goes live today, empowers users to maximize the value of their credit card spends by offering:


	 


	
		
			Personalized Credit Card Discovery: Find the perfect card tailored to one&#039;s lifestyle and spending patterns.
	
	
		
			Expert Advisory &amp; Strategy: Guidance on optimizing points and leveraging cards for premium rewards.
	
	
		
			Luxury Redemption Assistance: Consulting on unlocking business-class flights and luxury hotel stays.
	
	
		
			Exclusive Content &amp; Deals: A members-only newsletter featuring insider redemption strategies and limited transfer offers.
	



	 


	Speaking on the launch, Aly Hajiani, Founder of RewardPoints.Club said, &quot;Indians are increasingly using credit cards to access lifestyle upgrades, premium travel, and exclusive experiences. Most people don&#039;t realize the hidden value sitting unused in their credit card points. RewardPoints.Club is built to change that - giving users the tools and strategies to unlock the full potential of their rewards.&quot;


	 


	
		
			
				
		
	



	Rewardpoints.club backed by Finance Influencer Sharan Hegde


	
	Also sharing his excitement, Sharan Hegde said, &quot;The Indian consumer is evolving - they&#039;re aspirational, global, and tech-savvy. RewardPoints.Club is perfectly positioned to serve this new wave of cardholders who don&#039;t just want to earn points but want to extract their full value. That&#039;s why I&#039;m thrilled to support Aly in building this platform.&quot;


	
	The launch comes at a time when India&#039;s affluent and aspirational consumer base is showing an unprecedented appetite for travel, lifestyle rewards, and financial optimization. With curated strategies and expert-led content, RewardPoints.Club aims to become the go-to destination for anyone looking to extract maximum value from their credit card ecosystem.


	
	Check out the detailed video here - 
	www.instagram.com/reel/DOGG3guAsBF/igsh=MWhwNnc3ZzhxM2llYg==
	www.linkedin.com/posts/alyhajiani_new-professional-update-alert-only-5-activity-7368575664674758659-pzBRutm_source=share&amp;utm_medium=member_ios&amp;rcm=ACoAADTGDQYB7sjqIoDxd8bIvDjOcsiwqXto10Q


	
	About RewardPoints.Club
	RewardPoints.Club is India&#039;s first Credit Card Discovery Platform &amp; Premium Advisory Service, founded by Aly Hajiani (@ThatCreditCardGuy). The platform helps HNIs and frequent flyers discover the right credit cards, optimize their spending, and redeem points for unparalleled lifestyle and travel experiences. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/33036_Aly_Hajiani.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 03 Sep 2025 16:47:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Aly Hajiani, Rewardpoints.Club, A First-of-its-Kind Credit Card Discovery Platform, HNIs &amp; Frequent Flyers</media:keywords>
</item>

<item>
<title>IDFC FIRST Bank Enables GST Payments for Customers and Non&#45;Customers</title>
<link>https://www.thebizzstories.com/idfc-first-bank-enables-gst-payments-for-customers-and-non-customers</link>
<guid>https://www.thebizzstories.com/idfc-first-bank-enables-gst-payments-for-customers-and-non-customers</guid>
<description><![CDATA[ IDFC FIRST Bank enables GST payments for both customers and non-customers via its digital platforms. ]]></description>
<enclosure url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpaHSBsDYBB0mhXYZ1O4rchyphenhyphenDolqUSKC47g6Ilt9EwFf4oPuxA5OLOn9LonD0c9gCNEevhix5J63veT2-hGp1cIvioP2O3-04wThAeAGt-YXRlIqBKrsoPJY2auAYYbzjg6iG0CjStg2OwOGTXcO3VjJyeyR1u2hRfVJPsJSPg1lqGnCxIOf6svB_QM9hL/w1600/IDFC%20Bank.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 01 Sep 2025 18:00:36 +0530</pubDate>
<dc:creator>NewsReach</dc:creator>
<media:keywords>IDFC FIRST Bank, GST payments, online tax, digital banking, business tax, non-customer banking, fintech India</media:keywords>
</item>

<item>
<title>Kerala State Financial Enterprises (KSFE) Becomes India&amp;apos;s First MNBC to Cross 1 Trillion Business</title>
<link>https://www.thebizzstories.com/kerala-state-financial-enterprises-ksfe-becomes-indias-first-mnbc-to-cross-1-trillion-business</link>
<guid>https://www.thebizzstories.com/kerala-state-financial-enterprises-ksfe-becomes-indias-first-mnbc-to-cross-1-trillion-business</guid>
<description><![CDATA[ In a landmark achievement for the financial sector in India, Kerala State Financial Enterprises (KSFE), a Kerala government owned financial institution, became the countrys first Miscellaneous Non-Banking Company (MNBC) to achieve 1 lakh crore business. The historic milestone was officially announced by the Honorable Chief Minister of Kerala, Shri Pinarayi Vijayan, at a celebratory event held at Thiruvananthapuram.


	 


	
		
			
				
		
	



	Kerala Finance Minister K. N. Balagopal at the KSFE event, celebrating a monumental achievement: becoming the first PSU in India to reach Rs.1 lakh crore in business volume


	
	Speaking at the ceremony, Chief Minister Pinarayi Vijayan lauded KSFEs transformative journey and its pivotal role in the states development. &quot;Kerala State Financial Enterprises serves as a vital financial alternative for the Creating a New Kerala concept. Its unique people-centric model, can serve as a global model for how a state-led financial institution can drive inclusive and sustainable growth,&quot; he stated.


	
	The achievement underscores KSFEs financial robustness, operational excellence, and unwavering commitment to its customers.


	
	The differentiated MNBC status in view of the RBI guidelines, places KSFE in a unique category, allowing it to offer a wider and more diverse range of financial services under a robust regulatory framework. The MNBC classification has been empowering KSFE to enhance its operational flexibility, innovate new financial products, and further its mission of providing accessible credit and investment opportunities to all sections of society, thereby contributing significantly to the states economic prosperity.


	
	&quot;A grassroots financial institution that understands the pulse of the people can stand with them in their holistic growth,&quot; the Chief Minister stated. He has highlighted that KSFEs journey, which began with just 10 branches and a capital of Rs. 2 lakh, has now grown to 683 branches and a business volume of Rs. 1 lakh crore, a testament to its popular support.


	
	In 2016, KSFE&#039;s business stood at Rs. 30,000 crore. This has now tripled. It is a significant achievement that a public sector company is the first MNBC in the country to reach this milestone.


	
	KSFE has become an integral part of daily life in Kerala, a place people can turn to for any financial need. The Chief Minister recalled that it was the E.M.S. Namboodiripad government that introduced a public alternative to the private chit system. KSFEs growth has followed that same vision. The company&#039;s operating profit has also more than doubled from Rs. 236 crore in 2016 to over Rs. 500 crore today.


	
	Since 2016, extensive efforts have been made to make KSFE more accessible to the public, with initiatives like the Pravasi Chitty (Chit fund for non-resident Keralites) contributing significantly to its growth. This increased credibility, embraced by the public and customers, has fueled spectacular growth. While many financial institutions worldwide were in crisis during the global financial slowdown, India&#039;s demonetisation, and the COVID-19 pandemic, KSFE provided a resilient model for the country. KSFE stands as a strong alternative where many financial institutions have failed due to policy flaws.


	
	Finance Minister K. N. Balagopal, who presided over the event, stated that KSFEs achievement is the result of the hard work of multiple generations. He has noted that KSFE is a constant source of support for both common people and businesses, and consistently provides dividends to the government. With a new vision, the company is now looking to the future.


	
	The total financial transactions handled by Keralas government financial institutions are equivalent to the states budget, with KSFE contributing a lions share. This highlights the publics trust in public sector institutions, the Minister added. 


	
	The Finance Minister launched KSFE&#039;s new initiatives: &quot;Mission One Crore,&quot; which aims to reach one crore customer base. The company currently has 59.52 lakh customers. On achieving this, KSFE will become the first MNBC with the largest consumer base in the country. The &quot;Fraternity Fund,&quot; a new age chit scheme aimed at the youth and new-age professionals.


	
	KSFE Chairman K. Varadarajan said that credibility, transparency, and government assurance are the core strengths of KSFE. He expressed pride that the business volume has doubled from Rs. 50,000 crore to Rs. 1 lakh crore since he took charge in 2021.


	
	KSFE Managing Director Dr. S. K. Sanil attributed the companys success to innovative goals, complete modernisation, appropriate techniques, and flawless technology. He noted that KSFE has created a service model that truly reflects the public mindset of Kerala, and KSFE posted a profit of Rs. 512 crore in the 2024-25 fiscal year, confirming its status as a consistently profitable public sector enterprise.


	
	With its impressive business surge and market leadership, KSFEs journey shows the critical role that MNBCs will play in India&#039;s money circulation. This trend will have significant and lasting effects on how these institutions contribute to the countrys economic rise. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32979_KN_Balagopal_2.jpeg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 26 Aug 2025 19:28:12 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Kerala State Financial Enterprises (KSFE), India&#039;s First MNBC, Cross 1 Trillion Business</media:keywords>
</item>

<item>
<title>Money Expo India 2025 Concludes With Record 12,000+ Attendees, Showcases Web3, AI &amp;amp; Fintech Trends</title>
<link>https://www.thebizzstories.com/money-expo-india-2025-concludes-with-record-12000-attendees-showcases-web3-ai-fintech-trends</link>
<guid>https://www.thebizzstories.com/money-expo-india-2025-concludes-with-record-12000-attendees-showcases-web3-ai-fintech-trends</guid>
<description><![CDATA[ The 4th edition of the country&#039;s premier trading and finance exhibition and conference platform, Money Expo India 2025, being held at Mumbai&#039;s Jio World Convention Centre, concluded with a resounding success with over 12,000 participants attending the two-day event on financial learning, fintech, digital financial innovations and more.


	 


	
		
			
				
		
	



	The 4th edition of Money Expo India 2025 witnessed record 12,000 participants over two-days at Jio World Convention Centre, Mumbai


	
	With 100+ brands participation, 80+ high-profile speakers, and attendees from over 10 nations, made Money Expo India 2025 one of the highest attended exhibition and conference for the financial sector. This event provided a platform for industry veterans to mingle and share their knowledge with young and new investors, entrepreneurs and professionals in this field.


	
	Money Expo India 2025 explored key themes through interactive workshops, keynote sessions, and expert-led panels, covering topics such as AI-powered finance, stock market movements, mutual funds, regulatory updates, compliance tools, and digital payments.


	
	On the first day of this event, Dr Tirthankar Patnaik, Chief Economist, National Stock Exchange in a keynote panel session &#039;Equity Edge - Stocks, ETFs, Mutual Funds &amp; IPOs&#039; highlighted India&#039;s financial prowess and becoming a leader in raising capital. He said, &quot;Companies get listed to raise capital. Last year, India was one of the world&#039;s highest markets in raising capital to the tune of $20 billion and when we compare with market like NASDAQ is quite an achievement. This is in some sense a reflection of India&#039;s growth story.&quot;


	
	Similarly, Mr Dilip Chenoy, Chairperson, Bharat Web3 Association delivered a keynote session and highlighted India&#039;s dynamic financial landscape. He said, &quot;Trading used to be on the floor and today it is computer-based, algorithm based and introduction of futures and options with India being one of the largest markets. This expo is a learning platform for ordinary and new investors where one can appreciate the nuances of the financial world and take their journey ahead with proper knowledge.&quot;


	
	Money Expo India 2025 also explored the rise of digital payments, breaking barriers and boundaries and introduction of AI in the finance sphere. Mr Takeo Ueno, CEO, NTT Data Payment Services India, in a panel session titled &#039;Glocal Payments: Seamless Interoperability for a Connected World&#039;, highlighted some synergies. He said, &quot;Many countries from India to Japan have their own digital infrastructure. The way forward for the industry is providing an interoperability between lenders and customers, individual payment apps, which can benefit merchants and retailers.&quot; 


	
	Taking forward the success of the first day, Money Expo India explored the many ways in which fintech and new financial start ups can navigate their way and create an ecosystem for India on the second and final day of the exhibition and conference.


	
	New investors were particularly drawn to Money Expo&#039;s panel session on &#039;Finfluencers - Hype vs Help&#039;, which provided timely guidance and insights for the new discerning investors and general audience. Moderated by Ms Ekta Mourya, Crypto Lead, FxStreet SLU and participated by Mr Vipul Katkar, Regional Head, Pemaxx Global Ltd and Mr Akhil Gupta, Founder, ONO Creators discussed the several ways in which individuals can do their own research and follow financial advice from authorised SEBI advisors and analysts. The timeliness of this topic by Money Expo was greatly appreciated by all participants and strengthens the exhibition and conference&#039;s ethos of providing fact-based knowledge with experiential networking platform.


	
	Lastly, in a keynote address, Mr Gautam Kalia, Head Investment Solutions, Mirae Asset Sharekhan educated the audience on the power of &#039;money making machine&#039;, highlighting the importance of compounding and change in thinking while investing. &quot;You need money to pull your money. Patience and tactical decision play a key role in growing your wealth,&quot; he said.


	
	Appreciating the event, GTC Prime stated that Money Expo in Mumbai was a fantastic platform to connect with clients and industry experts, helping showcase GTCs global services and stay updated on market trends. Similarly, CMS Prime thanked the Money Expo team for a well-organized and insightful event for an outstanding opportunity to learn, network, and grow.


	
	Since its inception, Money Expo has become India&#039;s premier exhibition and conference providing a one-stop platform for individuals interested in the finance, investment, fintech ecosystem and bringing together thought leaders and thousands of professionals, including traders, investors, brokers, fintech providers, and financial institutions.


	
	This two-day exhibition and conference showcased a host of solutions for investors, financial learners and customers to connect with brands and speakers by one-to-one interactions, live demos, product showcases and networking activations from top fintech and trading brands including MondFX, GTC Prime, CMS Prime, My MAA Markets, FxPro, JustMarkets, Trive, XS.Com among many others, presenting the latest solutions and platforms designed to empower India&#039;s financial and trading community.


	
	About Money Expo India
	Money Expo India is the country&#039;s premier platform for trading, investing, and fintech. Held annually in Mumbai, the event brings together brokers, investors, platforms, and financial leaders for two days of business, networking, and collaboration.


	
	Website: www.moneyexpoindia.com/mumbai. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32955_MEI_Mumbai_image.jpeg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 25 Aug 2025 14:46:28 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Money Expo India 2025, Record 12.000+ Attendees, Showcases Web3, AI &amp; Fintech Trends</media:keywords>
</item>

<item>
<title>Exclusive Independence Day Deal on Washing Machines</title>
<link>https://www.thebizzstories.com/exclusive-independence-day-deal-on-washing-machines</link>
<guid>https://www.thebizzstories.com/exclusive-independence-day-deal-on-washing-machines</guid>
<description><![CDATA[ Independence Day is a time to celebrate freedom. And Independence Day offers are great if you plan to buy or upgrade your home appliances. Bajaj Finserv offers easy financing options on a wide range of products, including washing machines. Combine this with exclusive Independence Day offers at partner stores to buy the washing machine of your choice without straining your budget.


	 


	
		
			
				
		
	



	Exclusive Independence Day Deal on Washing Machines


	 


	Reasons to buy a washing machine this Independence Day


	
		
			Take advantage of partner store discounts along with Bajaj Finserv&#039;s Easy EMI plans for excellent savings.
	
	
		
			Modern washing machines are energy-efficient, quieter, and equipped with smart features that save time.
	
	
		
			Independence Day marks the beginning of the festive buying season, making it an ideal time to plan home improvements.
	



	 


	You can explore a wide range of models, compare features, and price on Bajaj Mall. Once you finalise the best fit online, you can complete your purchase at one of the 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities in India. Enjoy benefits like Easy EMIs, zero down payment on select models, and instant approval through the Bajaj Finserv Insta EMI Card, making your purchase smooth and budget-friendly. Bajaj Finserv&#039;s flexible financing options ensure a smooth, stress-free purchase.


	 


	Top washing machine brands and models


	When it comes to choosing the perfect washing machine, Bajaj Finserv&#039;s partner stores offer a wide selection from trusted brands. Each brand brings its own set of features designed to meet different needs and budgets, making it easier for you to find the right fit for your home.


	
		
			
				
					Brand
			
			
				
					Key features
			
			
				
					EMI starting at
			
			
				
					Ideal for
			
		
	
	
		
			
				
					Whirlpool
			
			
				
					Durable build, 6th Sense technology, energy efficient, thorough cleaning
			
			
				
					Rs. 833 per month
			
			
				
					Budget-friendly yet premium choice
			
		
		
			
				
					IFB
			
			
				
					Front-loading, in-built heaters, anti-allergen wash
			
			
				
					Rs. 1,156 per month
			
			
				
					High-performance users
			
		
		
			
				
					Samsung and LG
			
			
				
					Sleek design, AI-powered wash cycles, Wi-Fi connectivity
			
			
				
					Varies by model
			
			
				
					Tech-savvy users wanting style and features
			
		
		
			
				
					Bosch
			
			
				
					German engineering, EcoSilence motors, AllergyPlus programs
			
			
				
					Varies by model
			
			
				
					Sensitive skin and quiet operation
			
		
	



	 


	Explore these and many more models on Bajaj Mall, where you can compare features, prices, and EMI plans. With easy financing options from Bajaj Finserv and exclusive partner store offers, upgrading your washing machine has never been more convenient.


	 


	Disclaimer: The features, availability, and pricing of each model are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.


	 


	How to make the most of your washing machine purchase


	
		
			Compare features, not just price. Look for wash programs, capacity, energy efficiency, and spin speed.
	
	
		
			Consider your household size and laundry habits to choose the right capacity.
	
	
		
			Use Easy EMI wisely. Select a repayment plan that fits your budget without extra financial strain.
	
	
		
			Look out for exclusive deals. Some partner stores may offer free installation, extended warranty, or special discounts during the Independence Day sale.
	



	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings.


	 


	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32846_washing.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 12 Aug 2025 14:48:48 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Exclusive, Independence Day Deal, Washing Machines</media:keywords>
</item>

<item>
<title>Bajaj Finserv Launches Maha Bachat Savings Calculator; Enjoy Big Savings on Every Purchase</title>
<link>https://www.thebizzstories.com/bajaj-finserv-launches-maha-bachat-savings-calculator-enjoy-big-savings-on-every-purchase</link>
<guid>https://www.thebizzstories.com/bajaj-finserv-launches-maha-bachat-savings-calculator-enjoy-big-savings-on-every-purchase</guid>
<description><![CDATA[ Bajaj Finserv has launched the Maha Bachat Savings Calculator, a smart tool designed to help customers save more on electronics and home appliances. Whether shopping for a new refrigerator, washing machine, or laptop, this calculator brings together all available brand, dealer, and EMI offers in one place. No more deal-hunting across websites or stores-the total savings are now just a click away.


	 


	
		
			
				
		
	



	Bajaj Finserv Launches Maha Bachat Savings Calculator; Enjoy Big Savings on Every Purchase


	 


	A smarter way to save on electronics and appliances


	The Maha Bachat Savings Calculator is not just a regular calculator. It is a savings tool that combines:


	
		
			Brand offers - Discounts given by the manufacturer (e.g., the brand Samsung offering Rs. 5,000 off on a refrigerator).
	
	
		
			Dealer offers - Discounts or cashback given by the store (e.g., Bajaj Finserv partner stores like Croma or Vijay Sales offering Rs. 2,500 off).
	
	
		
			EMI offers -Easy EMI plans or zero down payment offers (on select models) available with Bajaj Finserv.
	



	 


	So instead of searching for individual offers, customers can see their total savings in one place. They can also find the nearest partner store offering these deals.


	 


	Example of how it works


	For example, for a Samsung refrigerator priced at Rs. 60,000, the Maha Bachat Savings Calculator shows how much a customer can save:


	
		
			Brand offer: Rs. 5,000 off
	
	
		
			Dealer offer (store-level discount): Rs. 2,500 off
	
	
		
			EMI offer: Offers like one EMI free or reduced, making the purchase even more affordable.
	



	 


	This makes the total savings to be Rs. 7,500. Customers also have the added benefit of repaying the remaining amount through Easy EMIs.


	 


	Everyday examples of Maha Bachat benefits


	The Maha Bachat Savings Calculator helps across many shopping needs:


	
		
			Festive shopping: During occasions like Diwali or Ganesh Chaturthi, customers can access special offers from both brands and stores such as Vijay Sales or Croma. These can be combined with Easy EMI options for greater savings.
	
	
		
			Home upgrades: Couples buying appliances like washing machines can benefit from both brand deals and in-store discounts.
	
	
		
			Gadget lovers: Students and professionals can enjoy better prices on laptops or smartphones by combining exchange bonuses, cashback, and Easy EMI deals.
	



	 


	In every case, savings can be more without giving up on quality or the comfort of easy monthly payments.


	 


	How to use the Maha Bachat Savings Calculator: A step-by-step guide


	The Maha Bachat Savings Calculator on the Bajaj Finserv website is a helpful tool that makes shopping more affordable. Here is how customers can use it:


	 


	
		
			Visit the Maha Bachat Savings Calculator page on the Bajaj Finserv website.
	
	
		
			Select the preferred product category and brand-such as mobiles, laptops, TVs, refrigerators, or air conditioners.
	
	
		
			After selecting the category and brand, the customer can also set a budget.. This helps them find options that match their price range, making the decision easier.
	
	
		
			Instantly view available savings, including brand offers, dealer discounts, and EMI benefits.
	
	
		
			The page also shows the nearest Bajaj Finserv partner store where the product is available.
	
	
		
			With over 1.5 lakh partner stores in 4,000+ cities, finding a nearby store is quick and easy.
	
	
		
			Customers can then visit the selected store and choose their product.
	
	
		
			Use the Bajaj Finserv Easy EMI Loan to convert the price into simple monthly payments.
	
	
		
			Many products also come with a zero down payment option, making it possible to shop without paying anything upfront.
	



	 


	Conclusion: The future of smart savings


	Bajaj Finserv has always aimed to make big purchases simple and affordable. The Maha Bachat Savings Calculator is a step in that direction, helping customers save more without doing extra work. It brings together all available offers in one place, so there&#039;s no need to search for discounts separately. This is useful for anyone planning to buy items like TVs, washing machines, or refrigerators while staying within their budget.


	 


	The idea is clear-why spend more when you can save more With this tool, every purchase becomes smarter, and every deal becomes better.


	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings.


	 


	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32816_media.jpg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 09 Aug 2025 17:05:15 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv, Maha Bachat Savings Calculator, Enjoy Big Savings on Every Purchase</media:keywords>
</item>

<item>
<title>NFO ending soon: How Bajaj Finserv Equity Savings Fund can adapt to different market cycles</title>
<link>https://www.thebizzstories.com/nfo-ending-soon-how-bajaj-finserv-equity-savings-fund-can-adapt-to-different-market-cycles</link>
<guid>https://www.thebizzstories.com/nfo-ending-soon-how-bajaj-finserv-equity-savings-fund-can-adapt-to-different-market-cycles</guid>
<description><![CDATA[ Markets don&#039;t move in a straight line. Some days they rally. On others, they slide. And sometimes, they move sideways - neither rising nor falling sharply.


	 


	
		
			
				
		
	



	The New Fund Offer period ends on August 11, 2025


	 


	A strategy that can adapt to and leverage different market conditions can be a suitable addition to a portfolio.


	 


	Enter the Bajaj Finserv Equity Savings Fund, a hybrid fund that combines equity, debt, and arbitrage strategies in a way that aims to respond to each phase of the market.


	 


	The scheme&#039;s New Fund Offer period began on July 28, 2025, and ends on August 11, 2025. Read on to find out more about how the Bajaj Finserv Equity Savings Fund seeks to navigate fluctuations in the market and how you can invest.  


	 


	Sideways markets: Arbitrage opportunities 


	A sideways market is when stock prices move within a narrow range without a clear upward or downward trend. It usually reflects market uncertainty, where investors are waiting for stronger signals before making significant moves.


	 


	In this phase, returns from equities may not be high. This is where arbitrage and debt benefit a portfolio. In a sideways market:


	
		
			Arbitrage strategies can capture small and brief pricing gaps between two markets (eg: the cash and future markets). Multiple small spreads can potentially add up to reasonable returns when managed strategically.
	
	
		
			Debt instruments can offer relatively stable returns through interest income and act as a buffer against volatility.
	



	 


	The Bajaj Finserv Equity Savings Fund may increase allocation to these components when the market lacks clear direction (within regulatory limits and as per allocation pattern mentioned in the Scheme Information Document).


	 


	Bull market: Potential for upside 


	When markets rise, the value of stocks can increase on the back of earnings expansion, economic momentum, and investor optimism. In such conditions, the equity component of the portfolio can potentially capture upside opportunities.
	 


	The fund&#039;s equity allocation, selected using a GARP (Growth at Reasonable Price) approach, can help the portfolio participate in this upward trend. While the equity exposure is modest, it can allow investors to tap into growth potential during rallies while aiming to reduce downside risk compared to traditional equity funds. This equity component will range between 10% to 40% of the portfolio in normal circumstances.


	 


	Bear market: A defensive approach. 


	Downturns can test an investor&#039;s resolve, but they also highlight the importance of balance.


	 


	In falling markets, when equities may decline in value, the fund&#039;s moderate net equity exposure can result in lesser drawdowns. Meanwhile, the debt portion can act as a cushion against volatility, while the arbitrage component has the potential to capitalise on brief price differences.  


	 


	Favourable tax treatment


	Apart from managing market fluctuations, the portfolio is also planned to be tax efficient. By combining equity, debt, and arbitrage, it offers a blend that may potentially lead to better post-tax outcomes, particularly for investors in higher tax brackets.


	 


	The fund seeks to do that by maintaining above 65% allocation to equities (including arbitrage), so that it can qualify as an equity-oriented fund for tax purposes. The tax structure is as follows:


	
		
			Short-term capital gains (levied on units held for less than a year): 20%
	
	
		
			Long-term capital gains tax (on units held for more than a year): Gains of up to Rs. 1.25 lakh are tax-exempt; thereon, the rate is 12.5%.
	



	Alternative assets: An added layer of diversification


	This hybrid fund aims to offer an additional layer of diversification through its strategic allocation to REITs and InvITs. These are alternative instruments are backed by real assets like commercial properties or infrastructure and offer the potential for capital appreciation and relatively stable asset-backed income.  


	 


	Who is the fund suitable for


	Bajaj Finserv Equity Savings Fund may be considered by:


	
		
			Investors looking for lower volatility options with liquidity
	
	
		
			Those who want reduced risk but with some exposure to upside
	
	
		
			Those seeking an option to park funds to deploy later
	
	
		
			People exploring alternatives to traditional savings plans or fixed deposits*.
	



	 


	*Returns on fixed deposits are fixed, however, returns on mutual funds are subject to market risks.


	 


	How to invest in the Bajaj Finserv Equity Savings Fund 


	You can invest in the Bajaj Finserv Equity Savings Fund either directly with Bajaj Finserv AMC under the direct plan or through a registered mutual fund distributor under the regular plan.


	 


	You can invest online or offline, through the following modes:


	
		
			By visiting www.bajajamc.com or the nearest Bajaj Finserv AMC official point of acceptance (OPAT).
	
	
		
			Through KFintech, a registrar and transfer agent
	
	
		
			Through a demat account
	
	
		
			Through aggregator platforms
	
	
		
			Through MF Utility.
	



	 


	Units will be available at an offer price of Rs. 10 per unit during the NFO period (ending August 11, 2025). The fund will reopen for subscription within five business days of allotment date and units will then be available at the applicable Net Asset Value. Investments start at Rs. 500 for lumpsum and Systematic Investment Plan (minimum 6 instalments).   


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32819_bajaj0808.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 08 Aug 2025 13:31:34 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>NFO ending soon, Bajaj Finserv, Equity Savings Fund can adapt, different market cycles</media:keywords>
</item>

<item>
<title>Bajaj Finance Launches Prime Loan Festival: Exciting Offers on Personal Loan</title>
<link>https://www.thebizzstories.com/bajaj-finance-launches-prime-loan-festival-exciting-offers-on-personal-loan</link>
<guid>https://www.thebizzstories.com/bajaj-finance-launches-prime-loan-festival-exciting-offers-on-personal-loan</guid>
<description><![CDATA[ Bajaj Finance Ltd., one of India&#039;s leading financial services providers, has launched the Prime Loan Festival, offering customers a unique opportunity to avail a Bajaj Finserv Personal Loan with exciting added benefits. For a limited period, eligible customers applying for a personal loan will receive a free Bajaj Prime Membership and an Amazon voucher worth Rs. 200, making it the ideal time to fund life&#039;s big needs with ease and extra value.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	 


	This limited-time campaign aims to make getting a personal loan more rewarding than ever, while also providing quick access to funds with simple eligibility, minimal paperwork, and fully digital processing.


	 


	What is the Bajaj Finance Prime Loan Festival


	The Prime Loan Festival is a special campaign where borrowers not only enjoy competitive interest rates and quick disbursal but also get free access to Bajaj Prime Membership. In addition, they are rewarded with a Rs. 200 Amazon voucher upon loan disbursal, adding a little extra joy to the borrowing experience.


	 


	This exclusive offer is available for a limited time only and can be availed by applying through the official Bajaj Finserv website or app. Customers can also visit the respective branch to apply for the personal loan.


	 


	Why Choose Bajaj Finserv Personal Loan


	Bajaj Finance has long been a trusted name in the personal loan segment, offering unsecured loans with easy terms and transparent processes. Here&#039;s why borrowers prefer it:


	 


	
		
			High loan amounts, up to Rs. 55 lakh
	
	
		
			Instant online approval depending on eligibility
	
	
		
			Funds disbursed within 24 hours*
	
	
		
			Flexible repayment tenure ranging from 12 months to 96 months
	
	
		
			Minimal documentation required
	
	
		
			No collateral needed
	



	 


	With the Prime Loan Festival, these benefits are now bundled with added value through the free Prime Membership and shopping voucher, enhancing the overall experience.


	 


	Bajaj Prime Membership - What&#039;s in it for customers


	Bajaj Prime offers an exclusive membership program through which customers get rewarded with cashbacks for payments and purchases on your favourite brands.


	 


	They can enjoy access to a diverse array of welcome benefits, including subscriptions, 30+ brand vouchers, and offers on a variety of brands across multiple categories. This membership is usually available at a nominal cost, but under the Prime Loan Festival, eligible borrowers get it absolutely free.


	 


	Using the Personal Loan EMI Calculator for Smart Planning


	To make the borrowing journey even smoother, customers are encouraged to use the personal loan EMI calculator available on the Bajaj Finserv website. This handy tool helps to:


	 


	
		
			Estimate the monthly EMI based on loan amount, interest rate, and tenure
	
	
		
			Understand how the repayment plan will look in advance
	
	
		
			Choose a comfortable EMI that fits customers&#039; monthly budgets
	



	 


	With this clarity, individuals can make informed financial decisions and avoid surprises later.


	 


	How to Apply for a Bajaj Finserv Personal Loan During the Prime Loan Festival


	Applying is simple and takes only a few minutes:


	 


	
		
			Visit the official Bajaj Finserv website or app
	
	
		
			Enter the mobile number and OTP to check for pre-approved offers
	
	
		
			Submit the online application and documents
	
	
		
			Based on the eligibility and documents, the application will be approved, and funds will be disbursed.
	



	Once your loan is disbursed, customers will receive their free Bajaj Finserv Prime Membership and Rs. 200 Amazon voucher.


	 


	Final Word: Borrow Smarter, Celebrate Bigger


	With rising expenses and increasing lifestyle needs, having access to instant personal financing can be a game-changer. The Bajaj Finserv Personal Loan, now enhanced with the Prime Loan Festival benefits, offers a smart and rewarding way to manage urgent and planned expenses alike.


	 


	*Terms and conditions apply


	 


	About Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32796_CAT.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 06 Aug 2025 14:34:37 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance, Prime Loan Festival, Exciting Offers, Personal Loan</media:keywords>
</item>

<item>
<title>Why should you invest in the Bajaj Finserv Equity Savings Fund</title>
<link>https://www.thebizzstories.com/why-should-you-invest-in-the-bajaj-finserv-equity-savings-fund</link>
<guid>https://www.thebizzstories.com/why-should-you-invest-in-the-bajaj-finserv-equity-savings-fund</guid>
<description><![CDATA[ Bajaj Finserv Asset Management Limited has launched a new mutual fund scheme for investors who want to grow their wealth steadily in long term while keeping their risk in check; the Bajaj Finserv Equity Savings Fund. The New Fund Offer of this scheme opened on 28th July 2025 and it will end on 11th August 2025.


	 


	
		
			
				
		
	



	Why Should You Invest in Bajaj Finserv Equity Savings Fund


	 


	This scheme is designed for people who want a balance of growth, stability, and flexibility. It can be a suitable option for investors who are not comfortable taking high risks but still want relatively better returns than traditional savings options. Let&#039;s understand what this fund is, how it works, and why it could be a suitable addition to your investment portfolio.


	 


	What is the Bajaj Finserv Equity Savings Fund


	The Bajaj Finserv Equity Savings Fund is a type of mutual fund that invests in a mix of equity (stocks), arbitrage opportunities, and debt instruments (like bonds or government securities).


	
		
			Equity helps the fund capture growth when markets go up.
	
	
		
			Arbitrage takes advantage of price differences in stocks in different markets for low-risk returns.
	
	
		
			Debt provides relatively steady income and reduces overall risk.
	



	 


	By mixing these three components, the fund aims to offer growth potential from equity and relative stability from debt, making it comparatively less volatile than a pure equity fund.


	 


	Why choose an equity savings fund


	Many investors want to grow their money but hesitate to invest in equity because of market ups and downs. This fund gives you the opportunity to invest in equity without facing high volatility.


	 


	Here&#039;s how it helps:


	Lower risk, lower volatility


	One of the biggest advantages of the Bajaj Finserv Equity Savings Fund is its relatively lesser drawdown, that means the fund does not fall as sharply as pure equity funds during market corrections. It gives you peace of mind when markets are unpredictable.


	 


	Balanced strategy


	The fund follows a balanced strategy. It doesn&#039;t bet heavily on any one asset class. When equity markets perform well, the fund benefits. When they fall, the debt and arbitrage parts cushion the impact. This keeps your investment journey smoother.


	 


	No lock-in period


	Unlike tax-saving ELSS or fixed deposits, this fund comes with no lock-in period. You can withdraw your money whenever you want. This flexibility makes it a suitable option for both short- and medium-term financial needs.


	 


	Suitable for &#039;Park and Grow&#039; Investors


	Are you someone who has exited equity markets and is waiting for the right time to re-enter Or maybe youre sitting on cash after a big withdrawal The Bajaj Finserv Equity Savings Fund offers a suitable parking option.


	 


	It lets you park your money in a low-volatility fund while still getting some exposure to equity. You&#039;re not just keeping money idle; it grows while you wait for the next big opportunity.


	 


	This &#039;Park and Grow&#039; strategy can be suitable for cautious investors who want both relative stability and some returns.


	 


	Who should invest


	This fund is suitable for:


	
		
			First-time mutual fund investors looking for a low-risk entry into equity funds.
	
	
		
			Retired individuals wanting low volatility and relatively better returns than traditional investment options
	
	
		
			Investors shifting out of equity and looking for a temporary but productive parking space
	
	
		
			Anyone seeking a balance between risk and return
	



	 


	Investing Made Easy with SIPs


	One of the ways to invest in this fund is through a Systematic Investment Plan (SIP). SIPs let you invest small amounts regularly like Rs. 500 or Rs. 1000 a month and build wealth slowly over time.


	 


	Using an SIP calculator, you can estimate how much your investment will grow over the years, depending on how much you invest and for how long. This can help you plan better and stay on track to reach your financial goals.


	 


	Conclusion


	The Bajaj Finserv Equity Savings Fund offers a balanced solution for investors who want to grow their wealth steadily without high levels of risk. With its unique mix of equity, arbitrage, and debt, it delivers growth potential and stability in one fund.


	 


	There is no lock-in period, so your money remains accessible, and its tax-friendly nature adds to the appeal.


	 


	Whether you&#039;re just starting your investment journey or are looking for a relatively stable place to park your funds, the Bajaj Finserv Equity Savings Fund can be an addition to your portfolio.


	 


	If you&#039;re planning to invest through SIPs, don&#039;t forget to use an SIP calculator to get a clearer picture of your returns and how your money could grow over time.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32768_equity.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 04 Aug 2025 13:02:13 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Why should you invest, the Bajaj Finserv Equity Savings Fund</media:keywords>
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<item>
<title>This Loan Utsav get additional rewards on Bajaj Finserv Business Loan</title>
<link>https://www.thebizzstories.com/this-loan-utsav-get-additional-rewards-on-bajaj-finserv-business-loan</link>
<guid>https://www.thebizzstories.com/this-loan-utsav-get-additional-rewards-on-bajaj-finserv-business-loan</guid>
<description><![CDATA[ For many entrepreneurs and small business owners in India, the biggest hurdle to growth is not a lack of ideas-but a lack of timely funds. Whether it&#039;s a sudden inventory requirement, delayed client payments, or the need to invest in equipment or staff, the absence of working capital can bring business operations to a grinding halt. These cash flow constraints can affect everything from daily operations to long-term expansion plans.


	 


	
		
			
				
		
	



	Bajaj Finserv Business Loan


	 


	In such scenarios, a reliable and flexible business loan can make all the difference. That&#039;s where the Bajaj Finserv Business Loan comes in-offering quick access to high-value funding without the hassle of collateral. With loan amounts of up to Rs. 80 lakh and fast approval, business owners can bridge financial gaps and get back to focusing on growth.


	 


	To make business funding even more rewarding, Bajaj Finance has launched its limited-time Loan Utsav campaign. This special offer provides business owners with not only access to funds, but also exclusive cashback rewards and brand vouchers.


	 


	As part of this offer, business owners can secure loans of up to Rs. 80 lakh and earn cashback of up to Rs. 3,000, along with exciting vouchers from top brands. The campaign is running from 1st July to 31st July 2025, available exclusively through the Bajaj Finserv App. Rewards are limited to the first 200 successful loan disbursals during this period.


	 


	What does Loan Utsav offer


	Eligible applicants can apply for business loan ranging between Rs. 2 lakh and Rs. 80 lakh and earn the following rewards:


	
		
			
				
					Loan disbursed (Rs.)
			
			
				
					Cashback
			
			
				
					Brand voucher
			
		
		
			
				
					1,00,000 - 5,00,000
			
			
				
					500
			
			
				
					KFC
			
		
		
			
				
					5,00,001 - 10,00,000
			
			
				
					1,000
			
			
				
					Amazon Prime
			
		
		
			
				
					10,00,001 -25,00,000
			
			
				
					2,000
			
			
				
					Zomato Gold
			
		
		
			
				
					25,00,001 - 50,00,000
			
			
				
					2,500
			
			
				
					OTT Play
			
		
		
			
				
					50,00,001 -80,00,000
			
			
				
					3,000
			
			
				
					OTT Play
			
		
	



	 


	Borrowers must apply and complete the disbursal via the Bajaj Finserv App and set up their Bajaj Pay Wallet within 90 days to receive the cashback. Customers without a wallet will receive Bajaj Coins of equivalent value, which can be redeemed through the app.


	 


	Who can avail this offer


	To qualify for the Loan Utsav benefits, applicants must:


	
		
			Be among the first 200 customers to successfully complete disbursal in July 2025
	
	
		
			Apply exclusively via the Bajaj Finserv App
	
	
		
			Ensure the loan remains active and isn&#039;t cancelled post-disbursal
	



	 


	Why choose Bajaj Finserv Business Loan


	Whether it is addressing working capital needs, exploring a cash credit loan for operational flexibility, or investing in business growth, Bajaj Finserv Business Loan is designed to support financial goals with ease and speed.


	 


	Key features include:


	High loan amounts of up to Rs. 80 lakh
	Bajaj Finserv Business Loan offers substantial loan limits that empower entrepreneurs and businesses to meet a wide range of funding requirements-from scaling operations and purchasing inventory to upgrading infrastructure and investing in marketing. With access to up to Rs. 80 lakh, business owners can confidently pursue large-scale goals without financial hesitation.


	 


	No collateral required
	These business loans are completely unsecured, which means business owners don&#039;t need to mortgage their property or pledge assets to get the funding they need. This reduces the risk for the borrower and simplifies the application process, making funds more accessible, especially for small and medium-sized businesses.


	 


	Fast approval and disbursal, often within 48 hours*
	Time is money in business, and Bajaj Finance understands that. With a streamlined approval process and minimal documentation, funds are typically disbursed within 48 hours of approval*. This ensures that business owners can seize time-sensitive opportunities or address urgent financial needs without delay.


	 


	Flexible repayment tenure from 12 to 96 months
	Every business has unique cash flow patterns, and flexibility in repayment is crucial. Bajaj Finance allows borrowers to choose a repayment term between 1 year (12 months) and 8 years (96 months), helping them manage EMIs in line with their income cycles and financial planning.


	 


	Online process through the app or website
	The loan application journey is digital-right from checking eligibility to receiving funds and tracking EMIs. With the Bajaj Finserv App, business owners can apply for and manage their loan anytime, anywhere.


	 


	How to apply


	Entrepreneurs interested in applying can follow these simple steps:


	
		
			Download the Bajaj Finserv App from the Google Play Store.
	
	
		
			Log in using mobile number and OTP.
	
	
		
			On the home screen, tap the &quot;Business Loan&quot; icon.
	
	
		
			Click on the &quot;CHECK ELIGIBILITY&quot; button.
	
	
		
			Fill out the application form with basic personal and professional details.
	
	
		
			Once completed, tap &quot;CONTINUE&quot;.
	
	
		
			Enter banking details as requested.
	
	
		
			Finally, submit application for processing.
	



	 


	So if business owners are looking to apply for business loan support this month, theres no better time. Apply during Loan Utsav and enjoy exclusive cashback and vouchers along with a substantial financial push.


	 


	*Terms and conditions apply ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32745_bajaj3107.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 31 Jul 2025 14:39:37 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>This Loan Utsav, additional rewards, Bajaj Finserv Business Loan</media:keywords>
</item>

<item>
<title>Wizely Makes Digital Gold Investment Easy and Secure</title>
<link>https://www.thebizzstories.com/wizely-makes-digital-gold-investment-easy-and-secure</link>
<guid>https://www.thebizzstories.com/wizely-makes-digital-gold-investment-easy-and-secure</guid>
<description><![CDATA[ Investing in digital gold has emerged as a modern, secure, and flexible way for individuals to grow their wealth. Unlike traditional gold, which requires physical storage and raises security concerns, digital gold offers a safer alternative. One can buy and hold pure 24K gold online, backed by real assets stored in insured vaults.


	 


	It is especially suited for those wanting to invest small amounts regularly. Digital gold apps also let investors check live market trends and ensure liquidity without worrying about safety. Platforms like Wizely make the entire experience even more seamless, combining ease of use with high levels of security and transparency.


	 


	Physical Gold vs Digital Gold


	Choosing between physical gold and digital gold depends on factors like convenience, cost, and security. While both serve as valuable assets, their features differ significantly. The table below highlights the key differences to help make an informed decision.


	 


	
		
			
				
					Aspect
			
			
				
					Physical Gold
			
			
				
					Digital Gold
			
		
		
			
				
					Definition
			
			
				
					Purity may vary and is not always guaranteed at 99.99%
			
			
				
					Assured purity, typically 24-karat (99.99%)
			
		
		
			
				
					Pricing
			
			
				
					Varies by seller and location
			
			
				
					Uniform nationwide, based on live market rates
			
		
		
			
				
					Minimum Investment
			
			
				
					Requires purchase in fixed weights like 10 grams, needing a higher amount
			
			
				
					Allows purchase in small quantities or fixed value, starting from Rs. 100
			
		
		
			
				
					Additional Charges
			
			
				
					Includes 20%-30% making charges on jewellery
			
			
				
					Only 3% GST is applicable; no making or hidden fees
			
		
		
			
				
					Storage Needs
			
			
				
					Needs lockers or home safekeeping; risk of theft or damage
			
			
				
					Stored securely in insured vaults by the seller, eliminating storage concerns
			
		
		
			
				
					Ease of Redemption
			
			
				
					One can buy it easily, but resale often limited to jewellers
			
			
				
					One can convert it to cash or redeem it as coins/bullion
			
		
		
			
				
					Accessibility
			
			
				
					One needs to visit a physical store or bank to purchase
			
			
				
					One can buy or sell it anytime, anywhereusing a digital gold app
			
		
	



	 


	Why Choose Digital Gold


	Digital gold combines the timeless value of gold with the ease and efficiency of technology. It offers a smart, secure, and flexible way to save and grow wealth in today&#039;s fast-paced world. Here are a few key benefits investors can consider:


	
		
			Acts as a stable safety net during market downturns
	
	
		
			Offers quick access to funds in emergencies through easy liquidation
	
	
		
			Combines traditional gold value with modern, secure technology
	
	
		
			Eliminates making charges and locker fees associated with physical gold
	
	
		
			Stored safely in insured vaults at no additional cost
	
	
		
			Enables low-cost, fractional investing starting from minimal amounts
	
	
		
			Ideal for beginners and those building wealth gradually or without a large corpus
	
	
		
			Eliminates concerns related to physical storage, theft, or loss
	
	
		
			Simplifies gifting by allowing digital transfers for any occasion
	
	
		
			Recipients can hold or convert the gold as preferred
	
	
		
			Preserves the cultural value of gold in a modern format
	



	 


	Taxation on Digital Gold


	Taxation on digital gold applies in the same manner as physical gold. While offering a modern and convenient way to invest, gold investment is subject to capital gains tax. The holding period directly impacts tax liability and overall returns.


	 


	When investors hold digital gold for 24 months or more, it is treated as a long-term capital asset. In this case, a tax rate of 12.5% is applicable with a cess. If sold before 36 months, the gains are considered short-term, and tax is applicable as per the investor&#039;s income tax slab.


	 


	Getting Started with Digital Gold Investment on Wizely


	To invest in digital gold with Wizely, investors can download the app from the Google Play Store or Apple App Store. The following steps outline the process:


	
		
			Enter a mobile number and email address, then verify through OTP
	
	
		
			Set a secure 4-digit PIN to protect access
	
	
		
			Provide the full name as per PAN card records
	
	
		
			On the home screen, select the &#039;Buy Gold&#039; option
	
	
		
			Choose the investment amount, starting from Rs. 100
	
	
		
			Complete KYC by entering the PAN number
	
	
		
			Make the payment; the gold rate remains fixed for 7 minutes during this step
	



	This straightforward process enables investors to safely and efficiently start investing in digital gold through the Wizely platform.


	 


	Buying digital gold is a smart and accessible way to grow wealth. It removes the limitations of traditional investment methods. On the WizelyApp, users can experience a seamless platform to start investing in gold from just Rs. 100. It offers real-time pricing and secure, insured storage.


	 


	Whether saving for long-term goals or building a saving habit, investing in digital gold through Wizely fits both new and experienced investors. With complete transparency and flexibility, it puts control and confidence in the hands of the user. Investors can download the WizelyApp today and take the next step in their digital gold investment journey. ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 23 Jul 2025 14:05:32 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Wizely, Digital Gold Investment Easy, Secure, Digital Gold</media:keywords>
</item>

<item>
<title>Looking forward, not behind: How Bajaj Finserv Flexi Cap Fund seeks out tomorrow&amp;apos;s potential winners</title>
<link>https://www.thebizzstories.com/looking-forward-not-behind-how-bajaj-finserv-flexi-cap-fund-seeks-out-tomorrows-potential-winners</link>
<guid>https://www.thebizzstories.com/looking-forward-not-behind-how-bajaj-finserv-flexi-cap-fund-seeks-out-tomorrows-potential-winners</guid>
<description><![CDATA[ When people think about investing, they often turn to companies that are already large and well-known. But long-term potential doesn&#039;t come only from past leaders. As broad structural changes-known as megatrends-reshape economies and industries, new kinds of opportunities are beginning to emerge.


	 


	
		
			
				
		
	



	Bajaj Finserv Flexi Cap Fund follows a megatrends investing approach


	 


	The Bajaj Finserv Flexi Cap Fund takes a future-focused approach by identifying businesses aligned with these evolving themes. These could include established companies that continue to adapt, or newer ones building their growth on emerging shifts. The aim is to stay aligned with tomorrow&#039;s direction, not just yesterday&#039;s winners.


	 


	Future focused 


	Stock indices usually reflect companies that have already done well in the past. These businesses have grown enough to be included in benchmarks, but a big part of their early growth is already behind them.


	 


	On the other hand, companies that are still building their base, especially in areas driven by long-term changes, may offer more room to grow. The tricky part is identifying them early-when they&#039;re still outside the spotlight but showing signs of future strength.


	 


	The role of megatrends


	So, how do you find these kinds of companies One way is to track what are called megatrends-big, slow-moving changes that are shaping the world. These aren&#039;t short-term fads. They are deep, structural shifts that affect how people live, what they consume, and how businesses operate.


	 


	The Bajaj Finserv Flexi Cap Fund focuses on six such megatrends that have the potential to shape India&#039;s growth trajectory:


	
		
			Technology: Digital transformation, automation, and AI are changing how we work and live.
	
	
		
			Policy and regulation: Initiatives aimed at building local manufacturing or boosting clean energy are opening new business opportunities.
	
	
		
			Economic changes: Growth in financial services, formalisation of the economy, and rising infrastructure investment are creating ripple effects across sectors.
	
	
		
			Environment: The move towards sustainability is increasing demand for renewable energy, eco-friendly packaging, and green products.
	
	
		
			Demographics: India&#039;s young and growing population is driving demand in healthcare, housing, and consumer goods.
	
	
		
			Social preferences: Health, wellness, convenience, and digital connectivity are shaping how people spend and what they value.
	



	 


	These megatrends are not tied to just one sector. They cut across industries and can create space for new kinds of businesses to emerge and grow.


	 


	What Bajaj Finserv Flexi Cap Fund seeks to do


	The Bajaj Finserv Flexi Cap Fund keeps these long-term shifts in mind while building its portfolio. Instead of focusing only on established companies, the fund also looks for businesses that could lead the charge tomorrow.


	 


	Because it&#039;s a flexi cap fund, it can invest across large cap, mid cap, and small cap stocks. This gives it the flexibility to explore opportunities wherever they may lie-whether in a well-known company or a lesser-known business.


	 


	The fund also considers important factors like how well a company manages its finances, how scalable its business is, and whether its valuation seems reasonable for the risk involved.


	 


	Looking ahead, not just at what&#039;s worked before


	Markets change, and so do companies. What worked well in the last decade may not lead the next one. That&#039;s why having an investment approach that stays open to change-rather than just following what&#039;s already trending-can make a over the long term.


	 


	Of course, there&#039;s no guaranteed outcome, and all investing comes with risk. But by looking at where the world is heading-and not just where it&#039;s been-it may be possible to spot new opportunities earlier.


	 


	Funds like Bajaj Finserv Flexi Cap Fund are designed to bring some of that future-facing thinking into investing. Those who are comfortable with the risks of equity markets and want to explore long-term themes can consider this kind of approach as part of a diversified portfolio.


	 


	To find out more about the Bajaj Finserv Flexi Cap Fund or to invest, visit www.bajajamc.com. On the website, you will also find free online calculators such as a lumpsum, SIP and CAGR calculator.


	 


	Bajaj Finserv Flexi Cap Fund 


	An open ended equity scheme investing across large cap, mid cap, small cap stocks.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32641_focus.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 22 Jul 2025 17:00:51 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Looking forward, not behind, Bajaj Finserv Flexi Cap Fund, seeks out tomorrow&#039;s potential winners</media:keywords>
</item>

<item>
<title>Bajaj Finance launches &amp;apos;Loan Utsav&amp;apos; offer on doctor loan with cashback benefits up to Rs. 5,000</title>
<link>https://www.thebizzstories.com/bajaj-finance-launches-loan-utsav-offer-on-doctor-loan-with-cashback-benefits-up-to-rs-5000</link>
<guid>https://www.thebizzstories.com/bajaj-finance-launches-loan-utsav-offer-on-doctor-loan-with-cashback-benefits-up-to-rs-5000</guid>
<description><![CDATA[ Bajaj Finance has launched a limited-period offer for medical professionals as part of its ongoing &#039;Loan Utsav&#039; campaign. This offer is designed to help doctors meet their professional financing needs-whether its upgrading diagnostic tools, expanding a clinic, or managing day-to-day operations.


	 


	
		
			
				
		
	



	Bajaj Finserv Doctor Loan


	 


	The campaign provides medical professionals with the chance to avail of a doctor loan of up to Rs. 80 lakh along with a cashback reward of up to Rs. 5,000 for the time the offer is running. This reward is credited to their Bajaj Pay Wallet upon successful disbursal of the loan.


	 


	The offer is valid from July 1 to July 31, 2025, and applies to the first 50 doctors who complete their application and loan disbursal through the Bajaj Finserv App or website and create a Bajaj Pay Wallet during the campaign period.


	 


	Offer highlights and eligibility criteria


	Under this limited-period &#039;Loan Utsav&#039; campaign, medical professionals can not only secure the funds they need to make their existing practice better, but also earn additional monetary rewards.


	 


	Below are the key highlights of this campaign that will help doctors get a better understanding of what this offer entails and how they can benefit from it:


	 


	
		
			Loan amount: Doctors can avail of professional loans up to Rs. 80 lakh
	
	
		
			Cashback reward: Up to Rs. 5,000 credited to the Bajaj Pay Wallet after successful loan disbursal
	
	
		
			Offer period: July 1 to July 31, 2025, or until the first 50 successful loan disbursals
	
	
		
			Eligibility: Available to doctors applying through the Bajaj Finserv App or website during the campaign
	
	
		
			First-come, first-served: Only the first 50 disbursed loans are eligible for the cashback
	



	 


	Cashback reward structure


	Here&#039;s how much cashback a medical professional can get after successful loan disbursal during the &#039;Loan Utsav&#039; campaign:


	 


	
		
			
				
					Loan amount (Rs.)
			
			
				
					Cashback for new customers
			
			
				
					Cashback for existing customers
			
		
		
			
				
					1-10 lakh
			
			
				
					Rs. 1,000
			
			
				
					Rs. 1,000
			
		
		
			
				
					11-20 lakh
			
			
				
					Rs. 1,500
			
			
				
					Rs. 1,500
			
		
		
			
				
					21-30 lakh
			
			
				
					Rs. 2,000
			
			
				
					-
			
		
		
			
				
					31-40 lakh
			
			
				
					Rs. 3,000
			
			
				
					-
			
		
		
			
				
					41-50 lakh
			
			
				
					Rs. 4,000
			
			
				
					-
			
		
		
			
				
					51 lakh and above
			
			
				
					Rs. 5,000
			
			
				
					-
			
		
	



	 


	Cashback is credited to the customer&#039;s Bajaj Pay Wallet post successful loan disbursal. If a customer does not have an active Bajaj Pay Wallet, rewards will be issued as Bajaj Coins, redeemable on the Bajaj Finserv App


	 


	How to avail the offer


	Here are the steps to be followed to avail the offer:


	 


	
		
			Go to the Bajaj Finserv app or website, navigate to Doctor Loan, and click on the &#039;Check Eligibility&#039; button
	
	
		
			Fill out the application form with basic details, including full name, PAN, date of birth, and medical registration certificate.
	
	
		
			After entering all the required information, click &#039;Continue&#039; to move to the loan selection page.
	
	
		
			Specify the loan amount needed and choose from our three doctor loan options: Term Loan, Flexi Term Loan, or Flexi Hybrid Term Loan.
	
	
		
			Select the preferred repayment tenure, ranging from 12 to 96 months, and then click &#039;Continue&#039;.
	
	
		
			Complete the banking process and submit the doctor loan application.
	



	 


	Why choose Bajaj Finserv Doctor Loan


	Bajaj Finserv Doctor Loan comes with several advantages that make it an excellent choice. Here are some key benefits of opting for the loan:
	
	1. High loan amount: Medical professionals can avail a loan of up to Rs. 80 lakh, which can be used to fund large investments in medical equipment, clinic expansions, or manage operational costs.
	
	2. Flexible tenure: The repayment tenure ranges from 12 months to 96 months to suit the financial situation of the borrower.
	
	3. Competitive interest rates: The loan comes with affordable doctor loan interest rates, making it cost-effective and easy to repay.
	
	4. Quick disbursal: With minimal paperwork and easy processing, the loan is often disbursed within 48 hours*, ensuring that medical professionals have timely access to funds.
	
	5. No collateral: This loan for doctors is unsecured, meaning there is no need to provide any collateral to avail it.


	 


	With the Loan Utsav special offer, doctors can now unlock high-value financing with added rewards. Apply for Bajaj Finserv Doctor Loan today to access funding up to Rs. 80 lakh and enjoy a cashback of up to Rs. 5,000.


	 


	*Terms and conditions apply.


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. 


	 


	To know more, visit www.bajajfinserv.in ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32617_DPR1_Prof.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 18 Jul 2025 16:44:47 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance, &#039;Loan Utsav&#039;, offer on doctor loan, cashback benefits</media:keywords>
</item>

<item>
<title>Unlock The Power Of Investing Wisely With Digital Gold On The Wizely App!</title>
<link>https://www.thebizzstories.com/unlock-the-power-of-investing-wisely-with-digital-gold-on-the-wizely-app</link>
<guid>https://www.thebizzstories.com/unlock-the-power-of-investing-wisely-with-digital-gold-on-the-wizely-app</guid>
<description><![CDATA[ Buying digital gold on the Wizely App allows savvy users to invest in 24K, 99.99% pure gold with a minimum investment of just Rs. 100 with access to live gold rates 24X7.


	 


	Apart from eliminating safety and purity concerns, Wizely ensures that investing in gold is accessible to all, irrespective of savings, income, or market knowledge. Read on to know how Wizely is innovating gold investment in 2025.


	 


	What Makes Wizely a Smart Option


	Here&#039;s how Wizely is making investing in gold easier.


	 


	Simplified Registration


	The entire investment process, from KYC (Know Your Customer) formalities to buying and selling, takes place online through the app. There is no physical paperwork, and users dont need a Demat account. This significantly simplifies the entire experience.


	 


	Access to the Latest Gold Rate


	The Wizely App provides real-time updates of gold prices. This enables customers to make informed decisions about when to buy or sell, helping maximise their returns.


	 


	The dashboard provides a complete breakdown of the amount of gold purchased and the applicable GST, ensuring the customer has complete clarity.


	 


	Flexible and Fractional Purchase


	With Wizely, anyone can buy gold in small fractions. Customers dont need to save up for an entire gram or more. This allows for flexible investment, where one can invest small amounts regularly and gradually build one&#039;s gold portfolio. Users can start investing in gold with as little as Rs. 100.


	 


	Secure and Transparent


	Gold is stored in insured, bank-grade vaults, removing the risks and inconveniences associated with physical gold storage. Wizely partners with reputable digital gold providers, such as SafeGold, and trusted storage partners, adding a layer of security.


	 


	Swift Withdrawal and Conversion


	Users can buy or sell their digital gold directly from the app at any time, and the funds are typically credited to their bank account instantly. This high liquidity makes digital gold a flexible investment, providing quick access to funds when needed.


	 


	Benefits of Digital Gold Over Physical Gold


	Customers may consider investing in digital gold instead of physical gold for the following reasons.


	 


	Convenience


	Digital gold can be purchased and sold online with just a few clicks through various platforms, including digital gold apps. This eliminates the need to visit a jeweller or find a buyer. Unlike physical gold, which is limited by business hours, a digital gold app operates 24X7, allowing users to buy or sell at any time.


	 


	Fractional Ownership


	One can buy digital gold in very small denominations, such as 0.01 grams. This makes gold investment accessible to a wider range of investors, even those with limited capital, allowing for systematic investments.


	 


	Eliminates Storage Hassles


	One of the biggest concerns with physical gold is its storage. Customers need to put in time and effort to either store in it a bank locker or at home by investing in a safe. Digital gold does away with these hassles.


	 


	The provider ensures that physical gold that is equivalent to a user&#039;s digital purchase is stored in  highly secure insured vaults. This eliminates the customer&#039;s personal responsibility and the risks of theft, loss, or damage.


	 


	Guaranteed Purity


	When a user buys digital gold, they are typically assured of 24k, 99.99% pure gold. This eliminates concerns about the purity and authenticity that can arise with physical gold.


	 


	No Making Charges


	Digital gold on the Wizely App does not involve any making charges. This is a significant cost associated with gold jewellery and reduces one&#039;s investment value. Since these additional costs are not applicable, the full value of a user&#039;s investment goes toward owning gold.


	 


	Steps to Buy Digital Gold on the Wizley App


	When one is ready to invest in digital gold on the Wizley App, the process is simple.


	
		
			Step 1: Download the Wizley App from the App Store or Play Store
	
	
		
			Step 2: Register with a mobile number and email address
	
	
		
			Step 3: Set up a PIN for security
	
	
		
			Step 4: Click on &#039;Gold&#039; on the bottom tab
	
	
		
			Step 5: Check the current gold rate on the dashboard
	
	
		
			Step 6: Tap on &#039;Buy Gold&#039;
	
	
		
			Step 7: Enter the amount or the weight of gold to invest in
	
	
		
			Step 8: Click on &#039;Complete KYC&#039; and add PAN card details
	
	
		
			Step 9: Invest using UPI
	
	
		
			Step 10: Wait for confirmation
	



	 


	Once the payment is successful, customers can track and manage their investments directly on the app.


	 


	By combining the  traditional value and stability of gold with the convenience and efficiency of modern technology, Wizely is a smart choice for both new and experienced investors. By simply downloading the app on their smartphone, users can invest in digital gold on the Wizely App at any time and from anywhere. ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 16 Jul 2025 12:18:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Unlock The Power Of Investing Wisely, Digital Gold On, The Wizely App!</media:keywords>
</item>

<item>
<title>NFO ends today: Last chance to invest in Bajaj Finserv Small Cap Fund NFO</title>
<link>https://www.thebizzstories.com/nfo-ends-today-last-chance-to-invest-in-bajaj-finserv-small-cap-fund-nfo</link>
<guid>https://www.thebizzstories.com/nfo-ends-today-last-chance-to-invest-in-bajaj-finserv-small-cap-fund-nfo</guid>
<description><![CDATA[ The Bajaj Finserv Small Cap Fund NFO closes today. This is the final opportunity for investors to consider participating in a fund that aims to offer a chance to explore the small cap space.


	 


	
		
			
				
		
	



	NFO Ends Today: Bajaj Finserv Small Cap Fund


	 


	An open ended equity scheme predominantly investing in small cap stocks, this small cap fund invests in companies that rank 251st and beyond in terms of market capitalization on the share market as per SEBI guidelines.


	 


	Small cap funds can be a potential opportunity for investors who have a higher risk appetite and a relatively longer investment horizon. The small cap sector includes several growing businesses that have the potential to transform into tomorrows market leaders.


	 


	What is a small cap fund


	A small cap fund primarily invests in companies that often in their growth phase and may offer a higher upside potential over long term as compared to more established firms. However, they can also carry higher market risks and may be more sensitive to short-term market movements.


	 


	The Bajaj Finserv Small Cap Fund aims to identify businesses that have strong fundamentals but are trading below their intrinsic value due to temporary market shifts. The fund is supported by Bajaj Finserv AMC&#039;s proprietary investment philosophy INQUBE that ensures bottom-up stock selection and focuses on companies that have sustainable business models, credible fundamentals, and the potential to scale over time.


	 


	Why consider the Bajaj Finserv Small Cap Fund


	The Bajaj Finserv Small Cap Fund may be a suitable option for people with a long-term investment horizon through exposure to the small cap space. The fund&#039;s investment philosophy helps scout for undervalued opportunities, emerging category leaders in niche markets and companies with strong governance frameworks.


	 


	Due to a portfolio that&#039;s spread across sectors, it helps mitigate concentrated risk. Additionally, the fund practises careful risk management and aims to potentially vet companies for speculative bets and focus on businesses with clear growth visibility instead. While the small cap segment can be volatile in the short term, it may help you generate potential wealth in the long term.


	 


	As with any equity investment, it is important to assess whether this fund fits into your overall financial strategy and risk appetite.


	 


	How to invest


	You can invest in the Bajaj Finserv Small Cap Fund online through the official Bajaj Finserv AMC website or via authorised mutual fund distributors. You can invest through direct or regular plans, depending on what suits your investment journey.


	 


	To learn more about the process, visit www.bajajamc.com. Units will be offered at Rs. 10 per unit during the NFO period, which may be an entry point for investors looking to potentially build long-term wealth.


	 


	Conclusion


	As today marks the closing of Bajaj Finserv Small Cap Fund NFO, use this window of opportunity to evaluate its suitability in your portfolio. With a focus on identifying scalability and sustainability, small cap funds can appeal to investors who are seeking long-term growth and have a higher risk appetite. Investors can consider starting an SIP in this scheme. To make an informed decision, they can also consider making use of an SIP calculator. They can also consult an investment advisor before making an investment decision.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32550_NFO.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 11 Jul 2025 18:41:52 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>NFO ends today, Last chance to invest, Bajaj Finserv Small Cap Fund NFO</media:keywords>
</item>

<item>
<title>White Matter Advisory India P Limited (Xchange.pe) Completes STPIs&amp;apos; FinBlue Incubation Program, Sets Sights on Growing Its Cross Border Payments Business</title>
<link>https://www.thebizzstories.com/white-matter-advisory-india-p-limited-xchangepe-completes-stpis-finblue-incubation-program-sets-sights-on-growing-its-cross-border-payments-business</link>
<guid>https://www.thebizzstories.com/white-matter-advisory-india-p-limited-xchangepe-completes-stpis-finblue-incubation-program-sets-sights-on-growing-its-cross-border-payments-business</guid>
<description><![CDATA[ White Matter Advisory India Pvt. Ltd (WMA), a niche Fintech player in the cross border payment space via its product Xchange.pe has successfully incubated from the prestigious FinBlue  program-an initiative by the Software Technology Parks of India (STPI) under the aegis of the Ministry of Electronics and Information Technology (MeitY), Government of India. This milestone marks a significant step forward in the company&#039;s journey, further strengthening its position in India&#039;s dynamic and rapidly growing FinTech ecosystem.


	 


	
		
			
				
		
	



	From left to right: Piuesh Daga, COO, White Matter Advisory; Kranthi Reddy, CCO, White Matter Advisory; Bhaskar Saravana, CEO, White Matter Advisory; Saurabh Jain, CBO, White Matter Advisory


	 


	FinBlue, headquartered in Chennai, is a Centre of Entrepreneurship (CoE) launched by STPI to support early-stage FinTech startups. The program provides a comprehensive incubation platform, offering access to funding, mentorship from domain experts, market connections, and a regulatory sandbox in collaboration with key financial institutions and regulators. Since its launch, FinBlue has supported over 60 startups, driving innovation across digital payments, wealth tech, lending, RegTech, and other emerging financial technologies.


	 


	Xchange.pe was selected to be part of FinBlue cohort with the of bridging the gap between traditional banking and technology-driven insights on cross border payments. Throughout the incubation, the company benefited from FinBlue&#039;s technical mentorship, sandbox access, real-time industry feedback, and investor connects, which played a vital role in refining its solutions and enhancing its market readiness.


	 


	&quot;FinBlue gave us an ecosystem where we could test, learn, and grow. The exposure to real-world financial institutions and regulatory frameworks helped us fine-tune our product and approach. The support from STPI and FinBlue mentors was invaluable in sharpening our value proposition,&quot; added Mr. Kranthi Reddy, Cofounder.


	 


	With a successful incubation from the FinBlue program, WMA via its offering Xchange.pe is now charting its next phase of growth. The company aims to expand its reach across Tier 1 and Tier 2 cities in India, deepen collaborations with Service and Goods Exporters, STPI registered units, Freelancers, CA, CS, Law Firms and other consulting firms.


	 


	As part of its future roadmap, the firm is also working on integrating AI and data analytics capabilities into its offerings, and plans to launch a SaaS-based model to deliver scalable, real-time advisory solutions to enterprise clients.


	 


	With a sharpened product suite, proven validation, and strategic focus, Xchange.pe is poised to become a key enabler in Indias digital financial transformation.


	 


	About STPI 


	Software Technology Parks of India (STPI) is a premier government organization under MeitY, championing India&#039;s IT and startup ecosystem. Through 24+ domain-specific Centres of Entrepreneurship, including FinBlue, STPI continues to foster innovation in emerging technologies, aligned with national priorities like Digital India, Startup India, and Viksit Bharat 2047.


	 


	About FinBlue


	FinBlue incubation program is an initiative by the Software Technology Parks of India (STPI), is a Fintech Centre of Enterpreneurship (CoE) launched by STPI to support early-stage FinTech startups. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32561_white1107.jpeg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 11 Jul 2025 18:41:51 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>White Matter Advisory India P, Completes STPIs&#039; FinBlue Incubation Program, Sets Sights on Growing, Cross Border Payments Business</media:keywords>
</item>

<item>
<title>OPES+ Launches with Flat INR 9 Brokerage Per Order</title>
<link>https://www.thebizzstories.com/opes-launches-with-flat-inr-9-brokerage-per-order</link>
<guid>https://www.thebizzstories.com/opes-launches-with-flat-inr-9-brokerage-per-order</guid>
<description><![CDATA[ KBS India Limited, a SEBI-registered stockbroker and a distinguished member of both NSE and BSE, renowned for over 45 years of trusted service in the financial industry, has launched OPES+. It is a new-age trading and investing app built to meet the demands of today&#039;s traders and investors. Offering powerful tools combined with a flat INR 9 per order pricing, OPES+ makes professional-grade trading and investing accessible to all.


	
	This transparent pricing approach removes cost as a barrier, empowering active traders &amp; investors. OPES+ offers an intuitive experience, complete with real-time market commentary, GTT (Good Till Triggered) orders, customisable charts powered by TradingView, and advanced options analytics including Greeks.


	
	Speaking at the launch, Tushar Shah, Managing Director at KBS India Limited, said, &quot;With OPES+, we&#039;ve built something simple, smart, and backed by decades of trust. This is about creating a platform that helps traders &amp; investors make confident, informed decisions without the worry of high brokerage costs.&quot;


	
	The app also integrates features such as live portfolio tracking, personalised analysis tools, and seamless back-office access, making it a comprehensive solution for modern traders and investors. Whether it&#039;s equities, mutual funds, or derivatives, OPES+ aims to be a one-stop destination for all users. 


	
	OPES+ is now available for download on the Play Store, App Store, and the official website (www.opesplus.com). This launch marks a significant step in KBS India&#039;s digital evolution, reinforcing its legacy of user-first service and market expertise across investors and traders alike. ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 11 Jul 2025 18:41:50 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>OPES+, Flat INR 9 Brokerage Per Order</media:keywords>
</item>

<item>
<title>NFO ends today: Last chance to invest in Bajaj Finserv Small Cap Fund</title>
<link>https://www.thebizzstories.com/nfo-ends-today-last-chance-to-invest-in-bajaj-finserv-small-cap-fund</link>
<guid>https://www.thebizzstories.com/nfo-ends-today-last-chance-to-invest-in-bajaj-finserv-small-cap-fund</guid>
<description><![CDATA[ The Bajaj Finserv Small Cap Fund NFO closes today. This is the final opportunity for investors to consider participating in a fund that aims to offer a chance to explore the small cap space.


	 


	
		
			
				
		
	



	NFO Ends Today: Bajaj Finserv Small Cap Fund


	 


	An open ended equity scheme predominantly investing in small cap stocks, this small cap fund invests in companies that rank 251st and beyond in terms of market capitalization on the share market as per SEBI guidelines.


	 


	Small cap funds can be a potential opportunity for investors who have a higher risk appetite and a relatively longer investment horizon. The small cap sector includes several growing businesses that have the potential to transform into tomorrows market leaders.


	 


	What is a small cap fund


	A small cap fund primarily invests in companies that often in their growth phase and may offer a higher upside potential over long term as compared to more established firms. However, they can also carry higher market risks and may be more sensitive to short-term market movements.


	 


	The Bajaj Finserv Small Cap Fund aims to identify businesses that have strong fundamentals but are trading below their intrinsic value due to temporary market shifts. The fund is supported by Bajaj Finserv AMC&#039;s proprietary investment philosophy INQUBE that ensures bottom-up stock selection and focuses on companies that have sustainable business models, credible fundamentals, and the potential to scale over time.


	 


	Why consider the Bajaj Finserv Small Cap Fund


	The Bajaj Finserv Small Cap Fund may be a suitable option for people with a long-term investment horizon through exposure to the small cap space. The fund&#039;s investment philosophy helps scout for undervalued opportunities, emerging category leaders in niche markets and companies with strong governance frameworks.


	 


	Due to a portfolio that&#039;s spread across sectors, it helps mitigate concentrated risk. Additionally, the fund practises careful risk management and aims to potentially vet companies for speculative bets and focus on businesses with clear growth visibility instead. While the small cap segment can be volatile in the short term, it may help you generate potential wealth in the long term.


	 


	As with any equity investment, it is important to assess whether this fund fits into your overall financial strategy and risk appetite.


	 


	How to invest


	You can invest in the Bajaj Finserv Small Cap Fund online through the official Bajaj Finserv AMC website or via authorised mutual fund distributors. You can invest through direct or regular plans, depending on what suits your investment journey.


	 


	To learn more about the process, visit www.bajajamc.com. Units will be offered at Rs. 10 per unit during the NFO period, which may be an entry point for investors looking to potentially build long-term wealth.


	 


	Conclusion


	As today marks the closing of Bajaj Finserv Small Cap Fund NFO, use this window of opportunity to evaluate its suitability in your portfolio. With a focus on identifying scalability and sustainability, small cap funds can appeal to investors who are seeking long-term growth and have a higher risk appetite. Investors can consider starting an SIP in this scheme. To make an informed decision, they can also consider making use of an SIP calculator. They can also consult an investment advisor before making an investment decision.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32550_NFO.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 11 Jul 2025 15:00:44 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>NFO ends today, Last chance to invest, Bajaj Finserv Small Cap Fund</media:keywords>
</item>

<item>
<title>Bajaj Finserv Small Cap Fund NFO: How SIPs Can Help Navigate Volatility</title>
<link>https://www.thebizzstories.com/bajaj-finserv-small-cap-fund-nfo-how-sips-can-help-navigate-volatility</link>
<guid>https://www.thebizzstories.com/bajaj-finserv-small-cap-fund-nfo-how-sips-can-help-navigate-volatility</guid>
<description><![CDATA[ Small cap funds are known for their potential to deliver higher returns in the long run. These funds invest in companies with a smaller market capitalization-typically those ranked 251 and beyond on recognised stock exchanges. While these businesses are often in their early or expansion stages and have significant growth potential, they can also be more sensitive to market swings compared to large cap counterparts.
	 


	That&#039;s why managing volatility is key-and one potential way to do that is through a Systematic Investment Plan (SIP). SIPs help bring discipline to your investing journey while potentially cushioning short-term ups and downs.
	 


	
		
			
				
		
	



	The Bajaj Finserv Small Cap Fund NFO ends on June 11, 2025
	 


	If you&#039;re seeking to enter the small cap space, you can consider the Bajaj Finserv Small Cap Fund. Launched on June 27, 2025, this new equity fund seeks to manage risk through a structured approach and an emphasis on quality businesses with long-term growth potential and favourable valuations. The fund is currently in its New Fund Offer (NFO) period, which remains open until July 11, 2025.


	 


	Why consider a small cap fund


	If you are an investor with a higher risk appetite, a small cap fund can be a suitable investment for you in the long term. These funds tend to perform across different market cycles, and their returns may not follow typical patterns in the short term. So, while this creates opportunity, it also means that these funds are more sensitive to market conditions and investor sentiment.


	 


	How SIPs help navigate volatility


	Volatility is an inherent part of small cap investing. One way to mitigate risks in these funds is by spreading out your investment over time through an SIP. An SIP allows you to invest a fixed amount at regular intervals, typically monthly.
	 


	SIPs are powered by features like the power of compounding and rupee cost averaging. Here, when markets are low, you buy more SIP units; when the market is high, you buy fewer. Over time, this helps average out your purchase price, which may result in better risk mitigation.
	 


	An SIP also helps you build consistency and discipline-making investing a habit, not a one-time decision. This discipline is especially useful in volatile segments such as small cap funds.


	 


	Aligning SIPs with long-term goals


	When you start an SIP in a small cap fund, you get an opportunity to better align your contribution plan with your financial goals. Whether youre saving for retirement, a child&#039;s education, or building a long-term corpus, having clarity on your objective can help guide how much you invest and for how long.
	 


	The longer you stay invested in a small cap fund, the more time it allows you to potentially recover from short-term fluctuations and build long-term wealth. Since small cap funds take time to realise their growth potential, patience is a key part of the process.


	 


	What to look for when selecting a small cap fund


	Before starting a SIP in a small cap fund, consider evaluating a few important aspects:


	
		
			Investment approach: How does the fund seek to mitigate risk and deliver the potential for long-term growth Review the strategy in detail.
	
	
		
			Fund manager expertise: The ability to identify promising small cap companies requires skill. Look into the manager&#039;s approach and investment philosophy.
	
	
		
			Expense ratio: Over the long term, even small differences in cost can affect your returns.
	
	
		
			Portfolio diversification: Check how diversified the fund is across sectors and companies. A more balanced portfolio may reduce the impact of underperformance in any one stock.
	



	 


	SIP investment: A steady way to participate


	An SIP investment in a small cap fund may allow investors to benefit from the potential upside while managing exposure to risk. By contributing steadily over time, investors may feel less pressure to time the market and more confidence in sticking with their long-term plan.
	 


	Even modest SIP investments, if continued consistently, can add up over time and potentially contribute meaningfully to financial goals.


	 


	Conclusion
	Small cap funds can offer long-term growth potential, but their higher volatility means they may not suit every investor. Starting a SIP investment in a small cap fund-such as the Bajaj Finserv Small Cap Fund (NFO open till July 11, 2025)-may help smooth out the experience, providing a disciplined and gradual approach to building wealth over time. As always, it is advisable to speak with a financial advisor to ensure that your investment choices align with your overall goals and comfort with risk.
	 


	To invest in the Bajaj Finserv Small Cap Fund NFO or learn more about the fund, visit www.bajajamc.com.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32537_Bajaj_Finserv_Small_Cap_Fund_NFO_2025.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 10 Jul 2025 12:44:37 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv Small Cap Fund NFO, SIPs Can Help Navigate Volatility, Bajaj</media:keywords>
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<item>
<title>Paisabazaar Launches Credit Premier League to Find India&amp;apos;s Most Credit&#45;Healthy Consumers</title>
<link>https://www.thebizzstories.com/paisabazaar-launches-credit-premier-league-to-find-indias-most-credit-healthy-consumers</link>
<guid>https://www.thebizzstories.com/paisabazaar-launches-credit-premier-league-to-find-indias-most-credit-healthy-consumers</guid>
<description><![CDATA[ Paisabazaar, India&#039;s leading consumer credit marketplace and free credit score platform, today announced the launch of the Paisabazaar Credit Premier League, a nationwide contest to identify India&#039;s most credit-healthy consumers.


	 


	
		
			
				
		
	



	 Who&#039;s Got the Best Credit Score Paisabazaar Credit Premier League Aims to Find India&#039;s Credit-Healthy Heroes


	
	The contest is open to both existing Paisabazaar consumers and new users who check their credit score on the Paisabazaar platform - via the website or mobile app - during the contest period, July 5 to August 5, 2025.


	
	Participants can track their All-India Rank, as well as city-wise and age-wise rankings, and view the leader board exclusively on the Paisabazaar app. The contest will reward top-ranked consumers from across the country with exciting prizes, including iPhones and Amazon vouchers.


	
	According to Paisabazaar, the Credit Premier League aims to make the journey towards good credit health engaging and rewarding, while also building greater awareness about the importance of maintaining a strong credit profile.


	
	Santosh Agarwal, CEO, Paisabazaar, said, &quot;Despite credit score being one of the most important indicators of our financial health, conversations around it are still rare. With the Credit Premier League, we want to make credit score mainstream. The contest adds a fun, competitive edge to the process, and we hope it encourages more consumers to actively track, improve, and talk about their credit health.&quot;


	
	Consumers can participate by simply checking their free credit score on the Paisabazaar app or website during the contest period. Those with strong credit profiles stand a chance to climb the ranks and win prizes.


	
	About Paisabazaar
	Paisabazaar, a part of PB Fintech (listed since 2021), is India&#039;s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 50 million consumers and it handles 20 lakh+ monthly enquiries from 1000+ cities. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO.


	
	(27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32540_Paisabazaar_image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 10 Jul 2025 12:44:36 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Paisabazaar, Credit Premier League, Find India&#039;s Most Credit-Healthy Consumers</media:keywords>
</item>

<item>
<title>NFO ending soon: Five things to consider about the Bajaj Finserv Small Cap Fund NFO</title>
<link>https://www.thebizzstories.com/nfo-ending-soon-five-things-to-consider-about-the-bajaj-finserv-small-cap-fund-nfo</link>
<guid>https://www.thebizzstories.com/nfo-ending-soon-five-things-to-consider-about-the-bajaj-finserv-small-cap-fund-nfo</guid>
<description><![CDATA[ If youre looking to build wealth in the long term, equity mutual funds may be a suitable option to consider. As part of your mutual fund portfolio, you may also explore small cap funds, which offer exposure to companies in the early stages of their business cycle. These funds typically come with higher volatility but may also present opportunities over a longer investment horizon.


	 


	
		
			
				
		
	



	NFO ending soon: Bajaj Finserv Small Cap Fund


	 


	The Bajaj Finserv Small Cap Fund is an open ended equity scheme that predominantly invests in small cap stocks. It is designed to explore businesses with growth potential and evolving fundamentals.


	 


	Here are five considerations that may be relevant when evaluating this NFO as part of a diversified investment approach.


	 


	1. Opportunity to invest in early-stage businesses


	Small cap companies are typically younger firms that are still expanding their market reach, product lines, or operational efficiency. These businesses may not yet be widely tracked by analysts, which may create opportunities for skilled fund managers to identify companies at relatively better valuations.


	 


	The Bajaj Finserv Small Cap Fund NFO aims to invest in such early-stage companies with sound fundamentals, giving investors potential exposure to businesses before they scale up. Of course, this also comes with the possibility of volatility, which makes a longer investment horizon relevant.


	 


	2. Diversified stock selection across sectors


	Small cap companies span a wide range of industries from manufacturing and engineering to digital services, logistics, and consumer products. This provides an opportunity to diversify across emerging sectors that may be underrepresented in large or mid cap portfolios.


	 


	The Bajaj Finserv Small Cap Fund NFO seeks to build a diversified portfolio of small cap stocks, potentially reducing concentration risk and offering a broad-based exposure to high-growth themes. Sector allocation and stock selection may evolve over time based on market trends and valuation dynamics.


	 


	3. Focus on quality and governance


	One of the key concerns with small cap investing is business sustainability and transparency. The fund&#039;s stated philosophy places emphasis on selecting companies with good governance practices, aligned promoter interests, and scalable business models.


	 


	While past performance of underlying businesses is not a guarantee of future outcomes, a focus on these filters may help in building a potentially robust portfolio under the Bajaj Finserv Small Cap Fund NFO. Investors shall understand the fund&#039;s investment approach and process before making any decision.


	 


	4. Active management in a less researched space


	The small cap universe is relatively under-researched compared to large cap stocks. This may create opportunities for experienced fund managers to find mispriced or overlooked companies based on bottom-up research.


	 


	By participating in the Bajaj Finserv Small Cap Fund NFO, investors gain access to an actively managed strategy where professional expertise is applied to uncover value in this segment. This approach may work better for investors who do not have the time or tools to analyse individual small cap stocks on their own.


	 


	5. Suitable for long-term investors with higher risk tolerance


	Small cap funds may not suit every investor. Due to their volatility, they may witness sharper fluctuations during market cycles. However, for investors with a long-term outlook and the ability to stay invested through ups and downs, they may potentially complement a diversified equity portfolio.


	 


	The Bajaj Finserv Small Cap Fund NFO may be considered by those who are comfortable with short-term market movement and are looking to tap into the potential of emerging companies over the long run.


	 


	Considering it as part of your broader mutual fund strategy


	Pairing the Bajaj Finserv Small Cap Fund NFO with large cap or hybrid funds may help manage overall volatility and may suit a variety of goals and risk profiles.


	 


	Investors using SIPs may potentially navigate market volatility through staggered investments. It is also advisable to use an SIP calculator to make a well-informed investing decision. The choice to invest should be guided by your goals, risk appetite, and investment horizon.


	 


	Conclusion


	The Bajaj Finserv Small Cap Fund NFO may be suitable for investors seeking long-term exposure to high-growth potential businesses. With its focus on identifying quality small cap companies, active management, and diversified approach, the fund may potentially find a place in a diversified constructed portfolio. However, like all equity investments, it carries market-linked risks.


	 


	If youre considering adding a small cap fund to your mix, it may be worthwhile to evaluate whether this NFO aligns with your financial objectives and risk comfort. As with all mutual fund decisions, consulting with a financial advisor is recommended before investing.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32511_NFO.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 08 Jul 2025 18:12:00 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>NFO ending soon, Five things to consider, the Bajaj Finserv Small Cap Fund NFO</media:keywords>
</item>

<item>
<title>Digital Gold on Wizely: Your Smart Path to Quick Investments</title>
<link>https://www.thebizzstories.com/digital-gold-on-wizely-your-smart-path-to-quick-investments</link>
<guid>https://www.thebizzstories.com/digital-gold-on-wizely-your-smart-path-to-quick-investments</guid>
<description><![CDATA[ In an age where digital solutions are transforming every aspect of our lives, there is no surprise that traditional investment avenues are also getting a modern makeover. Gold, a timeless symbol of wealth and security, is no longer confined to its physical form.


	
	Tech-savvy investors are now embracing the potential of digital gold. It is a convenient, secure, and accessible way to invest in this precious metal. For investors seeking a smart and efficient way to diversify with gold, the Wizely App is a compelling solution.


	
	Why to Choose Digital Gold on Wizely
	Understanding what makes Wizely a landmark solution for gold investment can prove to be a smart move for wealth building. Here are some reasons why Wizely offers value and convenience.


	
	Affordable Gold Investment 
	Users can start investing in digital gold online with amounts as small as INR 100 on Wizely. This freedom makes the investment accessible to a wide range of investors, including beginners, individuals with limited savings, and freelancers with unpredictable income. It also makes flexible, incremental savings possible-ideal for both first-time and seasoned investors.


	
	Thus, unlike physical gold, which often requires the investor to buy in fixed quantities, e.g., 10g or more, digital gold allows for fractional investments. This means one can buy gold in tiny units. Unlike gold jewellery, digital gold purchases do not incur additional making charges, ensuring that the entire investment goes towards pure gold.


	
	Purity And Authenticity
	Wizely allows investors to invest in 99.99% pure 24K gold. This gold is certified by trusted providers, such as SafeGold (which is NABL-certified), eliminating concerns about purity and authenticity.


	
	Hassle-Free Option 
	When investing in digital gold, customers do not need to worry about physically storing gold, renting lockers, or the risk of theft. Wizelys partners hold gold safely in high-security, insured vaults.


	
	This eliminates the additional expenses associated with securing physical gold. The apps intuitive interface also makes the entire process easy, from registration and KYC to tracking, buying, and selling digital gold online.


	
	High Liquidity
	Wizly allows users to sell their digital gold on the app and receive funds directly into their bank account, making it a highly liquid asset. Funds from gold sales are credited instantly, making it easy to access cash for emergencies or planned expenses.


	
	Transparency and Safety
	Customers can check live market rates for gold on the app, which enables them to track their investment&#039;s value in real time and make informed buying or selling decisions. What&#039;s more, users can lock in prices at the moment of purchase or sale, ensuring full transparency and control over their investment.


	
	How to Invest in Digital Gold 
	Unlike some other gold investment options, one doesnt need a Demat account to invest in digital gold online through Wizely. Here are the steps to follow:


	 


	Step 1: Download and Register


	First, users need to download the Wizely App on their smartphone. This gives them access to their investment any time, anywhere. This also saves time when one needs to take advantage of lucrative gold rates before they fluctuate.


	 


	After downloading the app, users must provide their name, email address, and mobile number for registration. By providing the OTP, the users can complete the registration process. Additionally, users must set up a PIN for added security.


	 


	Step 2: Track Live Gold Prices


	Once registered, the user can check the current gold rate. This helps the investor make an informed decision.


	 


	Step 3: Select the Investment Amount


	On the dashboard, the user gets two options. They can either invest based on the sum they want to invest or as per the weight of gold. If they choose to invest a fixed value, the dashboard shows them the weight of gold they are purchasing, the applicable GST and the total payable amount.


	 


	Similarly, if they choose to invest in a fixed amount of gold, such as 0.1g, 0.5g, 1g, 1.5g, etc., the dashboard displays the corresponding calculations. They can check the total amount of gold they are buying, the applicable GST, and the total amount. This ensures transparency. 


	 


	Step 4: Complete KYC Verification


	After choosing the gold amount, the next step is to complete the KYC for verification. For this, the investor can use their PAN card number.


	 


	Step 5: Make the Payment


	The final step before completing the gold purchase is to transfer the amount. Wizley allows users to make UPI payments, which is both quick and easy. Once the payment is successful, users receive instant confirmation of their digital gold purchase. 


	 


	Step 6: Track the Investment


	The purchased digital gold will be credited to the users Wizely account. They can then track their gold holdings, view real-time price updates, and monitor their investments value directly within the apps dashboard. They can also sell instantly for liquidity or redeem for physical gold if desired. 


	 


	With Wizley, one can invest based on their goals, with customisable and fractional investment options. All the digital gold is 24K, 99.99% pure gold, certified by SafeGold. To get started, download the Wizely App and explore this rewarding investment option. ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 08 Jul 2025 18:11:59 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Digital Gold on Wizely, Your Smart Path to Quick Investments</media:keywords>
</item>

<item>
<title>Understanding the unique features of Bajaj Finserv Small Cap Fund</title>
<link>https://www.thebizzstories.com/understanding-the-unique-features-of-bajaj-finserv-small-cap-fund</link>
<guid>https://www.thebizzstories.com/understanding-the-unique-features-of-bajaj-finserv-small-cap-fund</guid>
<description><![CDATA[ The Bajaj Finserv Small Cap Fund is an open ended equity scheme predominantly investing in small cap stocks. It is an equity fund that invests in companies in their early stage of business growth. These companies rank 251st and beyond on the share market in terms of market capitalisation as per SEBI guidelines and they often operate in niche market sectors. As the Bajaj Finserv Small Cap Fund NFO nears its end, this can be a potentially suitable opportunity for you to explore the small cap space.


	 


	
		
			
				
		
	



	Features of Bajaj Finserv Small Cap Fund


	 


	Let&#039;s explore how the Bajaj Finserv Small Cap Fund may potentially fit into your mutual fund portfolio.


	 


	Focus on quality to manage volatility


	Investing in a small cap company comes with its share of volatility. Being new businesses, they are more sensitive to market cycles, funding challenges and competitive pressure.


	 


	The Bajaj Finserv Small Cap Fund addresses all these challenges through a quality-driven, research-backed stock-selection process. This means that the fund seeks to invest in companies that have strong fundamentals and suitable management practices. By focusing on businesses like these, the fund aims to minimise exposure to speculative companies and build a potentially robust portfolio that may be more suitable in the long run. However, it must be noted that even a quality portfolio cannot be immune to short-term market movements. 


	 


	Targeting long-term scalable growth


	One of the main objectives of the Bajaj Finserv Small Cap Fund is to select companies that have the capacity to scale in the future. This means that these companies are usually aligned to India&#039;s broader structural shifts.


	 


	This fund also looks for long-term growth stories that are backed by sustainable businesses not just short-term gains. This emphasis on scalable growth, when combined with valuation discipline, is intended to support long-term wealth creation potential for investors.


	 


	A research-driven and disciplined approach


	The small cap sectors can often have companies that are under-researched and overlooked. Many have limited analyst coverage or inconsistent disclosures. To overcome this, the Bajaj Finserv Small Cap Fund relies on in-depth analysis and Bajaj Finserv AMC&#039;s proprietary INQUBE philosophy to evaluate opportunities.


	 


	This means scanning companies for their fundamentals, business models, and management track records. The fund management team also takes a meticulous approach to constructing the portfolio, seeking diversification across sectors.


	 


	Through this active management of the fund, the portfolio may be able to respond to market movements and keep a long-term focus rather than be influenced by short-term switches.


	 


	Who can consider investing


	Here&#039;s a couple of deciding factors you may consider when investing in the Bajaj Finserv Small Cap Fund:


	
		
			Your risk appetite - If you are someone with a higher risk appetite, this mutual fund may be a suitable option for you
	
	
		
			Your investment horizon - If you are looking to invest for a longer period, the small cap space may be a potential option to explore
	
	
		
			Your portfolio diversification - If you are looking to diversify your portfolio, a mutual fund in the small cap segment may be your opportunity to potentially add variety to your portfolio
	



	Considering all this, if you are still averse to exploring the small cap segment, you can start with a Systematic Investment Plan in the mutual fund of your choice. In this scenario, doing an SIP in the Bajaj Finserv Small Cap Fund may help you gradually build exposure in the small cap space while mitigating market risks and building long-term participation. You can consider using an SIP calculator to calculate your monthly SIP amount based on your financial goals.


	 


	How to invest


	You can invest in the Bajaj Finserv Small Cap Fund online through the official Bajaj Finserv AMC website or via authorised mutual fund distributors. Investments can be made through direct or regular plans. To learn more about the investment process, visit www.bajajamc.com.


	 


	Units will be available at an offer price of Rs. 10 per unit during the NFO period (June 27, 2025 - July 11, 2025).


	 


	Conclusion


	If you are looking to venture into small cap investing, the Bajaj Finserv Small Cap Fund may offer you an entry point with its structured and quality-focused approach. The fund invests in companies that are trading under their intrinsic value due to a temporary shift which means that you can add companies with sustainable practices to your portfolio.


	 


	Before investing, it is advisable to assess whether this fund aligns with your financial goals and risk tolerance. Investors may also explore systematic investing options like SIPs and consult a financial advisor to make a well-informed decision.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32490_bajaj0707.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 07 Jul 2025 14:35:40 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Understanding the unique features, Bajaj Finserv Small Cap Fund</media:keywords>
</item>

<item>
<title>Bajaj Finance Launches &amp;apos;Loan Utsav&amp;apos; with Exciting Rewards on Business Loans</title>
<link>https://www.thebizzstories.com/bajaj-finance-launches-loan-utsav-with-exciting-rewards-on-business-loans</link>
<guid>https://www.thebizzstories.com/bajaj-finance-launches-loan-utsav-with-exciting-rewards-on-business-loans</guid>
<description><![CDATA[ For today&#039;s go-getters and ambitious entrepreneurs and businesses, accessing quick business finance just got a lot more rewarding. Bajaj Finance Limited has launched &#039;Loan Utsav&#039;, a limited-time festive campaign designed to empower business owners with loans up to Rs. 80 lakh - and exciting rewards like cashback up to Rs. 3,000 and brand vouchers to go with it.


	 


	
		
			
				
		
	



	Bajaj Finserv Business Loan


	 


	The Loan Utsav offer is valid from June 20, 2025, to July 31, 2025, and is available exclusively through the Bajaj Finserv App. The rewards are limited to the first 200 successful business loan disbursals in each month (June and July 2025), making early participation advantageous for applicants.


	 


	What is the Loan Utsav offer


	Under the Loan Utsav campaign, eligible customers can:


	
		
			Apply for business loans ranging from Rs. 2 lakh to Rs. 80 lakh
	
	
		
			Receive cashback up to Rs. 3,000 directly in their Bajaj Pay Wallet
	
	
		
			Get additional brand vouchers from KFC, Amazon Prime, Zomato Gold, and OTT Play
	



	 


	Reward structure based on loan amount


	 


	
		
			
				
					Loan disbursed
			
			
				
					Cashback
			
			
				
					Voucher
			
		
		
			
				
					Rs. 1,00,000 - Rs. 5,00,000
			
			
				
					Rs. 500
			
			
				
					KFC
			
		
		
			
				
					Rs. 5,00,001 - Rs. 10,00,000
			
			
				
					Rs. 1,000
			
			
				
					Amazon Prime
			
		
		
			
				
					Rs. 10,00,001 - Rs. 25,00,000
			
			
				
					Rs. 2,000
			
			
				
					Zomato Gold
			
		
		
			
				
					Rs. 25,00,001 - Rs. 50,00,000
			
			
				
					Rs. 2,500
			
			
				
					OTT Play
			
		
		
			
				
					Rs. 50,00,001 - Rs. 80,00,000
			
			
				
					Rs. 3,000
			
			
				
					OTT Play
			
		
	



	 


	To unlock these benefits, customers must apply and get their loan disbursed via the Bajaj Finserv App, and set up their Bajaj Pay Wallet within 90 days. Those without a wallet can still earn Bajaj Coins, which can be redeemed within the app.


	 


	Eligibility criteria for Loan Utsav rewards


	To qualify for Loan Utsav rewards:


	
		
			The customer must be among the first 200 to get a successful loan disbursal in June or July 2025.
	
	
		
			The application and disbursal must happen through the Bajaj Finserv App.
	
	
		
			The loan should not be cancelled by the customer post disbursal.
	
	
		
			Only one participation per customer is allowed.
	



	 


	Why choose a Bajaj Finserv Business Loan


	Running a business requires more than just vision-it requires timely access to capital. Whether youre managing daily operations or planning expansion, a personal loan for self-employed individuals can provide the financial flexibility you need. With Bajaj Finserv Business Loan, customers get access to high-value financing without the stress of offering collateral.


	 


	Here are some key features of Bajaj Finserv Business Loan:


	
		
			Loan amount up to Rs. 80 lakh to support businesses of all sizes.
	
	
		
			No collateral required, keeping the process simple and hassle-free.
	
	
		
			Quick approval and disbursal, often within 48 hours*.
	
	
		
			Flexible repayment tenure ranging from 12 to 96 months.
	
	
		
			With a fully digital process, individuals can apply for the business loan wherever they are, at a time that works best for them.
	



	 


	More on rewards and Bajaj Coins


	Customers who haven&#039;t created a wallet within 90 days from loan disbursal will receive their rewards as Bajaj Coins. These can be redeemed within the app for a wide range of transactions or converted into cashback*.


	 


	You can redeem your Bajaj Coins for:


	
		
			Vouchers from e-commerce platforms
	
	
		
			Discounts on partner services
	
	
		
			OTT subscriptions, food delivery, and more
	



	 


	How to apply


	Eligible applicants can follow these simple steps to apply for a Bajaj Finserv Business Loan and avail of the Loan Utsav rewards:


	
		
			Download the Bajaj Finserv App from the Google Play Store.
	
	
		
			Log in using your mobile number.
	
	
		
			On the home screen, tap the &quot;Business Loan&quot; icon.
	
	
		
			Click on the &quot;Check Eligibility&quot; button.
	
	
		
			Fill out the application form with your basic personal and professional details.
	
	
		
			Once completed, tap &quot;Continue&quot;.
	
	
		
			Enter your banking details as requested.
	
	
		
			Finally, submit your application for processing.
	



	 


	Loan Utsav offers a unique way for entrepreneurs and business owners to fuel growth while receiving value-packed rewards. Apply today on the Bajaj Finserv App and unlock exciting benefits with your business loan.


	 


	*Terms and conditions apply


	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. 


	 


	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32494_DPR.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 07 Jul 2025 14:35:39 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance, &#039;Loan Utsav&#039;, Exciting Rewards, Business Loans</media:keywords>
</item>

<item>
<title>FD App Vs Traditional Fixed Deposits: Which One Is Better for Investment</title>
<link>https://www.thebizzstories.com/fd-app-vs-traditional-fixed-deposits-which-one-is-better-for-investment</link>
<guid>https://www.thebizzstories.com/fd-app-vs-traditional-fixed-deposits-which-one-is-better-for-investment</guid>
<description><![CDATA[ Fixed Deposits (FDs) have been a secure and reliable investment for Indians across generations. This financial instrument encourages savings with low risk against market volatility. Now, with an FD app, booking a deposit is easier than ever. With digital technology driving this traditional investment, growing one&#039;s savings is easier than ever.


	 


	Smart platforms like Wizely make investing in an FD online convenient, safe, and quick. It allows users to book deposits across reputable issuers, track their interest income, and access easy liquidity without hassles.


	 


	Disadvantages of Booking Fixed Deposits the Traditional Way


	Before investing, it is essential to understand the drawbacks or inconveniences that may be associated with traditional FD options.


	
		
			Opening and managing FDs in the traditional way often requires visiting a bank branch, filling out forms, and dealing with paperwork. This can be a time-consuming process.
	
	
		
			It is more challenging to compare interest rates and features across multiple banks or issuers when booking fixed deposits the traditional way. One would typically have to visit each bank individually or open each website/app.
	
	
		
			Traditional FDs usually do not offer the same level of real-time income interest tracking and digital management that app-based platforms provide.
	



	 


	What Makes Wizely A Better Option


	Here are some of the key features that make it easy to invest in an FD via Wizely compared to traditional, offline investments.


	 


	
		
			Higher Interest Rates
	



	Wizely enables users to compare interest rates and tenures and book fixed deposits from various RBI-licensed banks and NBFC partners. At the moment, users can benefit from competitive interest rates, starting from 9.10% p.a. and enjoy a larger payout.


	 


	
		
			Convenience and Accessibility
	



	The entire process of exploring, comparing, and booking an FD is online with Wizely. This eliminates the need for physical visits to financial institutions, filing paperwork, and waiting in long queues.


	 


	Users can complete the Know Your Customer (KYC) process digitally by linking their account with PAN through DigiLocker, making the process quick, safe, and hassle-free.


	 


	
		
			Equivalent Security
	



	FDs offered by banks and booked through Wizely come with insurance of up to ₹5 lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC). This provides an added layer of security for the investment.


	 


	
		
			Real-Time Tracking and Management
	



	Wizely offers an intuitive dashboard, enabling investors to track their FD investments, interest earned, maturity dates, and reinvestment options in real-time, all from their smartphones. This level of transparency and control helps users better plan their investments and finances.


	 


	
		
			Easy Liquidity 
	



	The app allows investors to withdraw their FD early if needed, providing greater liquidity. This is especially useful in emergencies. Upon maturity, the investor can easily choose to reinvest or have the maturity amount credited directly to their bank account without any extra steps or paperwork.


	 


	Steps to Invest in FDs on the Wizley App


	To maximise convenience, Wizely ensures the process of booking a fixed deposit is easy. One can follow these steps.


	 


	
		
			Downloading and Registration
	



	To begin the investment process, users can download the Wizely App from the Google Play Store or Apple App Store, depending on the device. After that, users can open the app and register their profile using their mobile number and email address. After verifying their mobile number with an OTP (One-Time Password), set up a secure PIN for app access.


	 


	
		
			Exploring FD options 
	



	After successful registration, customers can explore the FD interest rates from the top issuers on the dashboard. Wizely partners with multiple RBI-licensed banks and non-banking financial companies (NBFCs). The app will display a list of available FDs from these partners. One can also choose an issuer based on the tenure.


	 


	
		
			Completing the Digital KYC Process 
	



	This is a mandatory step for financial investments. Users typically need to complete their Know Your Customer (KYC) verification digitally by linking their account to their PAN for verification. Wizely facilitates this through DigiLocker for a seamless process.


	 


	
		
			Choosing Flexible Terms
	



	Once the user has chosen the issuer, the next step is to enter the amount they wish to deposit, the investment tenure, and the preferred payout option.


	 


	
		
			Transferring Funds 
	



	After choosing the desirable deposit terms, investors can make the payment to complete the deposit directly. With Wizley, they can directly link their existing bank account, and there is no need to open a new bank account. After successful payment, they will receive an instant confirmation of their FD booking.


	 


	Following these steps, users can successfully book an FD online through the Wizley App from the comfort of their homes.


	 


	One additional perk of booking a deposit through an FD app is that investors can keep track of it through the app. Traditionally, reaching out to the banking executive can be a hassle as compared to booking an FD online. In the case of a national holiday, one may have to wait until the next working day. This is not the case with Wizley, which offers users complete control over their investment around the clock. One can download the Wizely App today and experience the future of fixed deposits right now! ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 03 Jul 2025 13:34:36 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>FD App, Traditional Fixed Deposits, One Is Better for Investment</media:keywords>
</item>

<item>
<title>Bajaj Finance Loan Utsav: Apply for Personal Loan Online and Manage Urgent Expenses within Hours*</title>
<link>https://www.thebizzstories.com/bajaj-finance-loan-utsav-apply-for-personal-loan-online-and-manage-urgent-expenses-within-hours</link>
<guid>https://www.thebizzstories.com/bajaj-finance-loan-utsav-apply-for-personal-loan-online-and-manage-urgent-expenses-within-hours</guid>
<description><![CDATA[ Bajaj Finance has announced the launch of its highly anticipated Loan Utsav, a limited-period financial event offering exclusive deals, instant approvals, and seamless access to various loans. Whether individuals are planning a vacation, renovating their home, or managing medical emergencies, -this is the ideal time to apply for a personal loan online and take advantage of tailored benefits.
	 


	The Loan Utsav aims to make the borrowing experience smoother and more accessible. With just a few clicks, applicants can explore customised personal loan solutions and secure attractive terms-all through a completely digital journey.
	 


	
		
			
				
		
	



	Bajaj Finance Loan Utsav
	 


	Why the Bajaj Finance Loan Utsav stands out


	
		
			Pre-approved offers for quicker access to funds
			Existing customers may be eligible for a pre-approved personal loan offer - which can be accessed using just their mobile number and OTP.
	
	
		
			Instant online application with minimal documentation
			Customers can apply for a personal loan online and receive approval within minutes*. There is no need for lengthy paperwork or branch visits-just a quick, transparent application experience from start to finish.
	
	
		
			Attractive loan offers with flexible repayment options
			During the Loan Utsav, eligible borrowers can enjoy competitive interest rates, high loan amounts of up to Rs. 55 lakh, and tenure options ranging from 12 months to 96 months. Customers can choose a repayment plan that suits their budget and lifestyle.
	
	
		
			Personalised deals for salaried and self-employed individuals
			For salaried professionals or individuals who run their own business, Bajaj Finance offers tailored loan solutions based on income, credit profile, and other eligibility parameters.
	
	
		
			Personal loan EMI calculator that helps customers plan better
			Before applying, customers can use the free personal loan EMI calculator available on the Bajaj Finserv website. This tool helps in estimating the monthly EMI based on the loan amount, interest rate, and tenure-helping borrowers plan their repayment comfortably.
	



	Here is how customers can apply for a personal loan during Loan Utsav


	
		
			Visit the Bajaj Finserv website
			Head to the official Bajaj Finserv Personal Loan page.
	
	
		
			Check offer
			Enter the mobile number and OTP to check for personalised offers.
	
	
		
			Submit the online application and documents
			Customers with a pre-approved offer can go ahead with the loan amount or choose a lower value. Customers without an offer can enter the amount they need and continue the application.
	
	
		
			Final steps
			Based on the eligibility and documents, the application will be approved, and funds will be disbursed.
	



	The Bajaj Finance Loan Utsav gives customers access to credit with complete transparency, speed, and flexibility. With the option to apply for a personal loan online, finances can be managed easily, without disrupting the daily routine.
	 


	Bajaj Finance encourages eligible individuals to make the most of this festive financial opportunity. With attractive offers, fast processing, and a 100% digital journey, the Loan Utsav promises a smooth borrowing experience. Visit the Bajaj Finserv website today to explore available options and apply for a personal loan online.
	 


	*Terms and conditions apply.
	 


	*These offers will be valid for the duration of the Loan Utsav, from 1st to 31st July 2025.
	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32475_Bajaj_Finance_Loan_Utsav.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 03 Jul 2025 13:34:35 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finance Loan Utsav, Apply for Personal Loan Online, Manage Urgent Expenses within Hours*</media:keywords>
</item>

<item>
<title>Avoiding Risk vs Preparing for it: How Bajaj Finserv Small Cap Fund Can Help</title>
<link>https://www.thebizzstories.com/avoiding-risk-vs-preparing-for-it-how-bajaj-finserv-small-cap-fund-can-help</link>
<guid>https://www.thebizzstories.com/avoiding-risk-vs-preparing-for-it-how-bajaj-finserv-small-cap-fund-can-help</guid>
<description><![CDATA[ When it comes to investing in small cap funds, the fear of risk often dissuades investors. However, it is important to consider that taking a more structured approach to investing can help in mitigating market risks.
	 


	The Bajaj Finserv Small Cap Fund is designed with this philosophy in mind. It comprises strategic insights and disciplined execution to help investors explore more opportunities in the small cap market.
	 


	
		
			
				
		
	



	Invest in Bajaj Finserv Small Cap Fund NFO
	 


	Understanding small caps


	Small cap funds consist of companies that typically rank 251st and beyond in market capitalization as per SEBI&#039;s guidelines. These businesses are often in their novice stages, operating in emerging sectors, this means that they have a potential to scale rapidly. While this can come with a higher volatility, it can also potentially create space for long-term value discovery.
	 


	What differentiates small caps from others is their potential to bounce back from market fluctuations. Hence, through the suitable selection process, small caps can potentially help grow wealth in the long run, making them a viable part of a broader mutual fund portfolio.
	 


	Risk isn&#039;t the enemy


	It is essential to understand and manage risk when investing in small cap funds instead of fearing it. Unlike large cap companies that can already be priced efficiently in the market, small caps can be mispriced or overlooked presenting an opportunity for a potential entry point into the market.
	 


	Instead of trying to avoid risks, you can take a structured approach which can help you mitigate market volatility. This includes diversifying across sectors and tracking company fundamentals while being mindful of governance quality.
	 


	The Bajaj Finserv Small Cap Fund approach


	The Bajaj Finserv Small Cap Fund has a 3-in-1 advantage of Growth, Quality and Value. The fund&#039;s framework seeks out companies that are scalable, fundamentally strong and trading at prices lower than their intrinsic value. The fund is influenced by Bajaj Finserv AMC&#039;s proprietary INQUBE philosophy. It is managed by an experienced team that applies both top-down trends and bottom-up stock analysis.
	 


	It focuses on five key pillars:


	
		
			Quality: Companies with sound fundamentals and consistent performance
	
	
		
			Growth: Businesses with long-term scalability potential
	
	
		
			Undervalued opportunities: Stocks that may be temporarily mispriced
	
	
		
			Leadership: Dominant players in niche or emerging segments
	
	
		
			Governance: Transparent, well-managed companies with aligned promoter interests
			 
	



	By applying these filters, the Bajaj Finserv Small Cap Fund aims to build a balanced portfolio that can help manage risk while capturing growth potential.
	 


	Planning matters more than timing


	While timing the market can be a good way to manage your investment, it can be a challenging task to keep up with. A more practical way to do this is to invest through a Systematic Investment Plan, which allows you to allocate funds regularly. This can help you potentially reduce the impact of market volatility through rupee cost averaging and promote consistency and discipline.
	 


	You can also use tools like an SWP calculator to plan out your exit strategy. Through a Systematic Withdrawal Plan, you can align your redemptions to your life goals and cash flow needs.
	 


	Conclusion


	Investing in the small cap sector requires both preparation and perspective. The Bajaj Finserv Small Cap Fund offers a thoughtfully designed approach that brings together an ambition to grow while mitigating market risks. For investors who wish to build a long-term portfolio, small cap can offer a suitable opportunity to explore investments with the suitable strategy in place.
	 


	How to invest


	You can invest in the Bajaj Finserv Small Cap Fund online through the official Bajaj Finserv AMC website or via authorised mutual fund distributors. Investments can be made through director regular plans. To learn more about the investment process, visit www.bajajamc.com.
	 


	Units will be available at a offer price of Rs. 10 per unit during the NFO period (June 27, 2025 - July 11, 2025).


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32442_Image_Avoiding_risk.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 01 Jul 2025 14:46:58 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Avoiding Risk vs Preparing for it, Bajaj Finserv Small Cap Fund Can Help</media:keywords>
</item>

<item>
<title>Explore A New Way to Invest In Fixed Deposits on the Wizely App</title>
<link>https://www.thebizzstories.com/explore-a-new-way-to-invest-in-fixed-deposits-on-the-wizely-app</link>
<guid>https://www.thebizzstories.com/explore-a-new-way-to-invest-in-fixed-deposits-on-the-wizely-app</guid>
<description><![CDATA[ A fixed deposit is a trusted and secure option for risk-averse individuals. With time, technological advancements have modernised this investment avenue. Today, one no longer needs to visit a bank and complete lengthy paperwork to open a fixed deposit. Instead, consumers can book an FD on a mobile application and even compare rates across financial institutions for the highest returns.


	 


	That is exactly what booking a fixed deposit on the Wizely App enables investors to do. Users can book reliable FDs from anywhere and at any time, enjoying a smooth and secure investment process.


	 


	Benefits of Booking a Fixed Deposit on the Wizely App


	Wizely is a suitable choice for today&#039;s fastest-paced generation, allowing them to grow their savings with a click on their phones. Here&#039;s why.


	 


	Transparency in Comparison 


	When selecting an investment, it is crucial to compare offerings to determine the best-suited option. This is also the case when going for a fixed deposit investment. One must compare rates offered by reputed banks and financial institutions to find the one that offers the highest interest with flexible terms.


	 


	Wizely facilitates this by curating top issuers on its interactive dashboard. Users can easily check the interest rate they can get before choosing the most suitable option. This increases transparency, helping customers make informed decisions.


	 


	Easy Option


	Investing via the Wizely App takes only a few minutes - from selecting the investment terms to making the deposit. Unlike the traditional approach, one does not need to wait for confirmation from a bank executive or wait for the paperwork to be completed. This quick process helps individuals grow their savings promptly and without any hassles.


	 


	Regulated and Secure 


	The Wizely App only features RBI-licensed banks and NBFCs. Thus, investors have peace of mind that their hard-earned savings are secure. Further, users can rely on insurance of up to Rs. 5 lakhs from the Deposit Insurance and Credit Guarantee Corporation (DICGC) on their investment in bank FDs.


	 


	Real-time Tracking


	With Wizely, users can easily stay updated about the growth of their investment. The app provides round-the-clock tracking, enabling investors to plan better as they move closer to their financial goals.


	 


	Swift Liquidity


	On reaching maturity, Wizely automatically sends the funds (including the principal and interest income) to the investors bank account. When it&#039;s time, they can also reinvest the sum with a new fixed deposit. What&#039;s more, users can choose to prematurely withdraw their FD as per the terms of the issuer, and get access to cash for emergencies.


	 


	Why to Choose Wizely 


	Here are some key features that make fixed deposits on the Wizely App worth considering.


	 


	Competitive Interest Rate 


	Customers can get a rate of up to 9.10% p.a. on their investment. This lucrative return comes with virtually zero risk. Interest rates vary from one issuer to another and depend on the tenure, too. Users can choose terms based on their needs and see related rates with ease on the app.


	 


	Top Banks and NBFCs


	On Wizely, one can choose from the following RBI-regulated issuers:


	
		
			Suryodya SF Bank
	
	
		
			Slice SF Bank
	
	
		
			Utkarsh SF Bank
	
	
		
			Shivalik SF Bank
	
	
		
			South Indian Bank
	
	
		
			Shriram Finance
	
	
		
			Bajaj Finance
	



	Apply with an Existing Bank Account 


	Customers do not need to create a new bank account at the time of booking a fixed deposit on Wizely. They can simply link their existing bank account to make the deposit and receive the return in the same account at the time of maturity.


	 


	Steps to Invest in an FD on the Wizely App 


	To book an FD on Wizely, one needs to follow these steps.


	 


	Register an Account


	The Wizely App is available on both the App Store or Google Play Store. After successfully installing it, users can create a profile using their mobile number and email address and complete OTP verification. To enhance security, Wizely requests that customers set up a secure PIN or biometric authentication.


	 


	Choose the Issuer 


	Once the account is successfully created, users can tap on &#039;FD&#039; to see FDs with the highest returns. All issuers and their rates are clearly mentioned on the dashboard. They can also filter FDs by tenure.


	 


	Complete KYC 


	The next step is to click on &#039;Create FD&#039; and customers can proceed by providing their PAN number and date of birth to complete the KYC process. This takes only a few minutes and links the investment to the investor&#039;s identity for security.


	 


	Choose Suitable Terms 


	After completing the KYC, users can choose their preferred tenure, from 6 months to 5 years, and investment amount, aligning with their goals.


	 


	Make a Deposit 


	The final step of booking an FD on Wizely is to make a payment. One can deposit the preferred investment amount from their bank account using UPI.


	 


	Combining safety and simplicity, Wizely is truly revolutionising the way India invests in fixed deposits. Customers can download the Wizely App today and start the journey towards stress-free fixed deposit investments! ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 30 Jun 2025 14:49:52 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Explore A New Way, Invest In Fixed Deposits, the Wizely App</media:keywords>
</item>

<item>
<title>3&#45;in&#45;1: How Bajaj Finserv Small Cap Fund Combines Quality, Growth and Value</title>
<link>https://www.thebizzstories.com/3-in-1-how-bajaj-finserv-small-cap-fund-combines-quality-growth-and-value</link>
<guid>https://www.thebizzstories.com/3-in-1-how-bajaj-finserv-small-cap-fund-combines-quality-growth-and-value</guid>
<description><![CDATA[ Small cap funds comprise companies that rank 251st and beyond in terms of market capitalisation, as defined by SEBI guidelines. These businesses often are in their early stages of growth and operate in niche markets. But this is dependent on your willingness to ride out the market cycles.
	 


	Small cap companies can be more sensitive to stock market changes however with the suitable strategy they can also offer you potential opportunities in the long-term.
	 


	
		
			
				
		
	



	Invest in Bajaj Finserv Small Cap Fund with 3-in-1 strategy
	 


	The Bajaj Finserv Small Cap Fund is built carefully on three key elements - quality, growth and value. Together with Bajaj Finserv AMC&#039;s proprietary INQUBE framework, this fund helps navigate market risks while identifying companies that can potentially grow wealth in the long-term.
	 


	A focused approach to quality


	When investing in the small cap sector, it is essential to pick companies with sound business fundamentals. You can consider factors like steady earnings, a track record of responsible capital allocation and experienced management to make an informed decision.
	 


	By having a quality-first approach, the Bajaj Finserv Small Cap Fund aims to potentially reduce the impact of market downsides that often accompany small cap investing. The fund meticulously selects businesses that have robust financials and sustainable competitive advantages. This filter can help the fund managers limit exposure to companies that can be weaker and more susceptible to market conditions.
	 


	Pursuing long-term growth


	Small cap companies are often in their formative years, operating in emerging markets. While they may lack the expertise larger companies carry, they can display a stronger potential to help grow wealth in the long run.
	 


	The Bajaj Finserv Small Cap Fund carefully picks businesses that are scalable, adaptable and a long runway for growth.
	 


	Here, the focus is not only on short-term performance but also on long-term potential that can withstand different market conditions and evolve with time. This can also include companies that are currently potentially benefiting from megatrends such as formalisation, domestic manufacturing, digital adoption and more.
	 


	Finding value in under-researched opportunities


	Small Cap companies are often overlooked due to their relatively lower market capitalisations. This means that fundamentally strong businesses can be valued under their intrinsic value due to temporary setbacks, market movements or other factors.
	 


	Similarly, the Bajaj Finserv Small Cap Fund targets businesses trading below their intrinsic worth with a potential for turnaround, re-rating or re-discovery by the market in time. This bottom-up approach enables assessing long-term potential rather than chasing short-term price movements.
	 


	Combining the three pillars: A differentiated approach


	Each of the three pillars - quality, growth and value, can deliver results individually, but it is their combination that can offer an investor a more holistic portfolio. By not relying on one strategy alone, the fund aims to potentially build diversification in a mutual fund portfolio through companies that are positioned for long-term wealth creation.
	 


	This 3-in-1 advantage also helps with mitigating market risks and reducing expose to fragile businesses by looking at companies that are not just suitable but also sustainable. Lastly, the focus on value helps avoiding overpaying for future expectations.
	 


	The role of active management


	Investing in the small cap sector is not an easy task to manoeuvre. It can be hard to find information on the companies; the businesses can be unstable plus liquidity might vary across stocks. This makes the role of a fund manager relevant when investing in the small cap sector.
	 


	The Bajaj Finserv Small Cap Fund offers active stock selection, consistent monitoring, and a disciplined rebalancing strategy. With this investment process, the fund is also supported by Bajaj Finserv AMC&#039;s INQUBE philosophy that helps in proprietary research and in-house frameworks that assist in identifying potential opportunities while managing risk.
	 


	Looking at long-term performance potential


	If you are thinking about investing in small cap funds, having a long-term investment horizon can be a more helpful metric than short-term gains. In this scenario, tools like a CAGR calculator can help you calculate the compound annual growth rate of your investment over a specific period, offering you a detailed picture of potential outcomes.
	 


	Finally, it is important to note that past performance can not be an indicator of future returns. You should consider your individual goals, investment timeline and risk appetite before investing.
	 


	How to invest


	You can invest in the Bajaj Finserv Small Cap Fund online through the official Bajaj Finserv AMC website or via authorised mutual fund distributors. Investments can be made through director regular plans. To learn more about the investment process, visit www.bajajamc.com.
	 


	Units will be available at a offer price of Rs. 10 per unit during the NFO period (June 27, 2025 - July 11, 2025).
	 


	Conclusion


	The Bajaj Finserv Small Cap Fund is structured to explore opportunities in the small cap sector by applying a blend of quality, growth and value. The fund is built with a research-driven approach that can offer investors a suitable entry point into the small cap space while managing market risks. You can consider starting an SIP investment in this scheme.
	 


	As with any investment, it is essential to consult a financial advisor to understand if the fund aligns with your investment objectives and risk appetite. You can explore tools like a CAGR calculator to evaluate potential returns over time and make an informed investment decision.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32424_Finserv_Small_Cap_Fund.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 30 Jun 2025 13:06:48 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>3-in-1, Bajaj Finserv Small Cap Fund Combines Quality, Growth and Value</media:keywords>
</item>

<item>
<title>Smart Fixed Deposit Savings Made Simple With The Wizely App</title>
<link>https://www.thebizzstories.com/smart-fixed-deposit-savings-made-simple-with-the-wizely-app</link>
<guid>https://www.thebizzstories.com/smart-fixed-deposit-savings-made-simple-with-the-wizely-app</guid>
<description><![CDATA[ In 2023, Indians invested over Rs. 103 trillion in Fixed Deposits (FDs), as per Business Today. Fixed deposits account for nearly 40% of the annual distribution volume of financial products, and the shift toward digital solutions is transforming how Indians invest in this traditional avenue. The Wizely App for FDs is a prime example of this modernisation. 


	 


	Booking FDs on the Wizely App is both seamless and 100% paperless. With its user-friendly app, Wizely empowers users to explore multiple FD options on a single platform. It offers investors the opportunity to earn higher returns, enjoy greater transparency, and benefit from unmatched convenience. 


	 


	With the ability to invest instantly in a risk-free option for the future, consumers can not only save easily but also save smartly. Here&#039;s how. 


	 


	How Wizely is Modernising Savings  
	By combining technology with a trusted investment avenue, the Wizely App for FDs transforms how users manage their savings. Here&#039;s how investors can benefit from it:


	 


	
		
			Effortless Browsing and Comparing 
	



	Wizely enables users to browse and compare FDs from multiple issuers seamlessly. This eliminates the need to visit multiple websites or branches, consolidating all options into a single, convenient platform. 


	 


	
		
			Creating FDs from RBI-licensed Banks and Top-Rated NBFCs
	



	By offering FDs from RBI-licensed banks and highly reputable NBFCs, Wizely ensures that users can access credible and secure options. This variety also empowers users to choose the option that best fits their financial goals. 


	 


	
		
			Interest Rates up to 9.10% 
	



	The Wizely platform offers interest rates up to 9.10%. This helps users maximise returns on their savings, especially in a fluctuating interest rate environment. 


	 


	
		
			Insured by DICGC up to Rs. 5 Lakhs 
	



	Each FD offered by banks and booked via Wizely is insured up to Rs. 5 Lakhs by the Deposit Insurance and Credit Guarantee Corporation (DICGC). This provides an added layer of safety and reassurance to investors. 


	 


	
		
			No Need for a New Account 
	



	Wizely eliminates the need to open a separate bank account for each FD. Users can invest using their existing account, making the process quicker and more user-friendly. Investors can deposit funds from their existing account and get the complete amount along with interest in the same account upon maturity. 


	 


	
		
			Low Entry Requirement 
	



	With a minimum investment amount of just Rs. 1,000, Wizely lowers the entry barrier for FD investments. It encourages first-time investors to start small and grow confidently. 


	 


	
		
			Pre-mature Withdrawal and Reinvestment Options 
	



	The platform offers flexibility with early withdrawal options. Upon withdrawal request, funds are generally credited within 5-7 working days. Users can also choose to reinvest their maturity proceeds with a few taps. 


	 


	
		
			Easy Monitoring 
	



	Wizely provides an intuitive dashboard where users can monitor all their FDs in one place. From tracking maturity dates to interest earned, everything is presented in the app for easy management of finances. 


	
	Getting Started with Fixed Deposits on Wizely 


	Here is how anyone can start investing smartly, right from their phone. 


	 


	
		
			To get started, download the Wizely App from the Play Store or App Store 
	
	
		
			The user must open the app, enter the mobile number, and verify it with an OTP 
	
	
		
			Confirm email and set a secure app PIN, or go with fingerprint or face recognition for faster logins 
	
	
		
			Enter the full name for the profile setup 
	
	
		
			On the home screen, users can tap on &#039;Invest in FD&#039; 
	
	
		
			To move ahead, users have to enter their PAN and date of birth 
	
	
		
			Users can check out different FD interest rates and tenures, and pick the one that aligns with their goals 
	
	
		
			Once selected, enter the amount they want to invest and complete the payment 
	



	 


	After the FD is booked, tracking, reinvesting, or withdrawing can be managed right within the app. With the Wizely App for FDs, users can book, track, and manage FDs in just a few taps. 


	
	Things to Remember When Using the Wizely App 
	Before diving into FDs through the Wizely App, users should stay informed about a few key points to ensure a smooth experience:


	 


	
		
			A stable internet connection is required for the app to function properly. Users will need it for updates and notifications. 
	
	
		
			All FD bookings and payments are made directly through the user&#039;s individual bank account. 
	
	
		
			At maturity, the amount (with interest) can either be credited back to the same bank account or reinvested. 
	
	
		
			Investments are subject to market risks. Therefore, users should always read the related documents and do an independent evaluation before investing. 
	



	 


	With FDs getting a digital makeover, saving money is no longer a complicated task. By booking FDs on the Wizely App, users can enjoy the power of compounding and invest smart. Whether the goal is to save up for a big purchase or simply to grow wealth safely, Wizely offers an instant and intuitive experience. To experience the new-age way of saving, users can download the Wizely app and start their FD journey today! ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 27 Jun 2025 16:27:38 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Smart Fixed Deposit, Savings Made Simple, The Wizely App</media:keywords>
</item>

<item>
<title>Get Free Credit Reports and Instant Loan Access with OneScore</title>
<link>https://www.thebizzstories.com/get-free-credit-reports-and-instant-loan-access-with-onescore</link>
<guid>https://www.thebizzstories.com/get-free-credit-reports-and-instant-loan-access-with-onescore</guid>
<description><![CDATA[ As the popularity of digital financial tools soars, managing one&#039;s credit health and getting access to low-cost loans has become easier. OneScore is one such platform that is making credit reports and scores easier to understand and putting personal loan options right at users&#039; fingertips.


	 


	OneScore is both a credit score and a loan app. It acts as a smart financial sidekick, helping users spot inaccuracies in their credit report, improve their credit score, and instantly access loans that match their profile. Whether one is planning a big move or needs a financial boost for life&#039;s little goals, smarter borrowing starts with OneScore.


	 


	How OneScore Helps in Smarter Borrowing


	OneScore helps users make confident financial choices by giving them real-time access to a financial advisor in their pocket. Here is how the app guides applicants toward better loan decisions every step of the way:


	 


	Get Free Credit Reports


	With OneScore, users get lifetime-free access to their CIBIL and Experian credit scores without any hidden fees or subscription charges, ever. They can stay informed about their credit health at any time with this feature. OneScore even allows them to download the report for free if they need a closer look.


	 


	Spot and Report Credit Fraud Easily


	The app also gives applicants a clear view of all the credit accounts in their name. This helps them quickly identify inaccuracies or fraudulent loans that could harm their score. Users can report these issues directly to the credit bureau through the app in just a few taps to improve their credit standing.


	 


	Enjoy Personalised Credit Insights 


	OneScore even analyses users&#039; credit behaviour and provides custom tips on how to improve. Whether it is high credit utilisation on a specific credit card or late payments on a car loan, the app highlights what is affecting one&#039;s score and how to fix it.


	 


	Achieve Goals with &#039;Score Planner&#039;


	Have a goal in mind, like reaching a credit score of 760 to qualify for a loan The Score Planner tool available in this app allows applicants to map out actionable steps to improve their score within a desired timeframe, based on their current credit profile.


	 


	Never Miss an EMI Due Date Again


	If one has already applied for a loan, late payments can tank their credit score. With customisable payment alerts, OneScore reminds them of upcoming loan EMIs and credit card bills. This helps one maintain a solid payment history and creditworthiness.


	 


	Use Built-in EMI Planner for Informed Decisions 


	Thanks to the built-in EMI calculator of this loan app, users can easily plan their repayment when thinking about applying for a loan. All they need to do is adjust the loan amount and tenure to ensure the EMI fits their monthly budget.


	 


	What is the OneScore Personal Loan Facility


	Personal loans offered through the OneScore App simplify access to personal financing with a seamless, transparent, and completely digital experience. Whether consumers are dealing with an emergency or planning a big purchase, this facility makes borrowing quick, easy, and stress-free.


	 


	Here is everything one needs to know about these loan offers:


	
		
			Borrowers can access loan amounts up to Rs. 5 lakhs, depending on their creditworthiness. The higher their credit score and income, the better their chances of unlocking a higher loan amount.
	
	
		
			There are no hidden charges, and the processing fees start from 1% of the loan amount.
	
	
		
			Whether one wants to repay quickly or needs more breathing room, these personal loans offer flexibility to match one&#039;s comfort. The repayment tenures range between 6 and 48 months.
	
	
		
			By offering users a range of choices from reputable lenders, OneScore helps one get competitive interest rates based on one&#039;s profile.
	



	 


	To apply for this loan, borrowers need to meet the following requirements:


	
		
			Credit score of 730 or above
	
	
		
			Monthly income of Rs. 20,000 or more
	
	
		
			Valid Aadhaar and PAN card
	



	 


	When it comes to borrowing smarter, knowledge really is power. OneScore puts that power in the hands of responsible users. By giving full visibility into their credit health and helping them fix what is holding them back, it paves the way for better financial decisions.


	 


	When applicants want to bridge financial gaps with a collateral-free loan, OneScore steps in with pre-approved personal loans that are fast, flexible, and tailored to their credit profile. One can get this loan offer at competitive interest rates without any hidden charges or hard copies of documents. OneScore thus makes borrowing not just easier, but also smarter. To get started, all users need to do is download the OneScore App today. ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 27 Jun 2025 16:27:37 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Get Free Credit Reports, Instant Loan Access, OneScore</media:keywords>
</item>

<item>
<title>Mutual Funds vs Stocks: Which is Suitable for Beginners</title>
<link>https://www.thebizzstories.com/mutual-funds-vs-stocks-which-is-suitable-for-beginners</link>
<guid>https://www.thebizzstories.com/mutual-funds-vs-stocks-which-is-suitable-for-beginners</guid>
<description><![CDATA[ As someone looking to start their investment journey, one of the most common questions you&#039;d encounter is what is suitable - stocks or mutual funds. While each of these options have their own potential benefits and risks, your choice largely depends on your financial goals, risk appetite, and where you are on your investment journey. 


	 


	
		
			
				
		
	



	Mutual Funds vs Stocks: Pros and cons


	 


	On one hand, mutual funds can potentially offer diversification and professional management. On the other, stocks offer direct ownership and control. For beginners, understanding the nuances of both can help you lay a suitable foundation that helps with long-term investing. 


	 


	Understanding mutual funds


	Mutual funds pool money from various investors to invest in a diversified portfolio comprising stocks, bonds, or money market instruments. These funds are managed by experts known as fund managers who make investment decisions based on the scheme&#039;s objectives. For novice investors who may not have the time or knowledge of the industry, mutual funds can offer a structured way to participate in equity or debt markets.


	 


	One of the key features of mutual funds is diversification. This helps reduce the overall risk. Since the investment is spread across securities, the impact of underperformance by a single stock or bond can be minimised. Additionally, mutual funds offer various categories based on investment objectives and risk profiles that help you mitigate risks.


	 


	Understanding stocks


	When you invest in stocks, you are basically buying shares of a company, giving you direct ownership. Stock investments can potentially offer higher returns, but they also come with higher risk levels. Thus, stock prices can be volatile and challenging for beginners to navigate.


	 


	stock investing requires a good understanding of business fundamentals, market trends, and company-specific developments. For those new to investing, this can feel overwhelming, especially in the absence of professional advice. However, stocks also provide the flexibility to enter and exit positions at will and can be suitable for investors who wish to take an active role in managing their investments.


	 


	Comparing key differences


	
		
			Management: Mutual funds are professionally managed, while stock investments require self-research and decision-making.
	
	
		
			Diversification: Mutual funds can potentially offer automatic diversification, whereas stock portfolios need to be built manually to spread risk.
	
	
		
			Risk and returns: Stocks may offer higher potential returns but also higher risk. Mutual funds aim to balance risk and return, depending on the type of fund.
	
	
		
			Costs: Costs: Mutual funds come with expense ratios and, in some cases, exit loads. If you invest through a trading account, you will pay brokerage fees too. Stock trading does not have expense ratio but involves brokerage fees. 
	



	 


	Factors to consider before investing


	As a novice investor, the most suitable way for you to enter the world of investing would be through starting an SIP, also known as a Systematic Investment Plan. An SIP allows you to invest small amounts at regular intervals. With its power of compounding and rupee cost averaging feature, SIPs help you develop a disciplined investing habit. For those who wish to take their financial decisions independently, stock investing can be explored as a potential option.


	 


	One important factor to consider before investing is your risk appetite. If you prefer stable investments with potential for long-term growth, mutual funds might be more suitable for you. However, if you&#039;re open to higher risk and potentially higher returns, you can explore stock investing. Although, it is important to note that you need to spend time, effort and energy to understand the stock market.


	 


	How a compound interest calculator can help


	Before starting with either option, using tools like a compound interest calculator can offer useful insights. This calculator can help estimate how your money may grow over time with regular investments and compounding returns. While mutual funds do not guarantee returns, understanding the impact of compounding can help set realistic expectations and track potential progress toward financial goals.


	 


	Conclusion


	There is no single answer to whether mutual funds or stocks are suitable for beginners. It depends on your financial objectives, risk comfort, and level of involvement. Mutual funds may be a suitable starting point for those looking for diversification and professional management, while stocks may suit investors seeking hands-on control. Either way, it is advisable to start with proper planning, use available calculators and tools, and consider consulting a financial advisor to determine a suitable investment approach.


	 


	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32385_Mutual_Funds_image.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 25 Jun 2025 18:37:06 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Mutual Funds vs Stocks, Which is Suitable for Beginners</media:keywords>
</item>

<item>
<title>India&#45;Mexico Trade Corridor: Credlix Launches India Sourcing to Strengthen Bilateral Trade and Financing for Mexican Manufacturers</title>
<link>https://www.thebizzstories.com/india-mexico-trade-corridor-credlix-launches-india-sourcing-to-strengthen-bilateral-trade-and-financing-for-mexican-manufacturers</link>
<guid>https://www.thebizzstories.com/india-mexico-trade-corridor-credlix-launches-india-sourcing-to-strengthen-bilateral-trade-and-financing-for-mexican-manufacturers</guid>
<description><![CDATA[ Credlix, a global fintech platform for cross-border supply chain financing, has announced the launch of its India-Mexico Connect service. This new offering enables Mexican buyers to source industrial products directly from Indian manufacturers via the deep B2B network of Moglix-Credlix&#039;s parent company-while accessing seamless, collateral-free trade financing.
	 


	This marks the first time an Indian B2B startup is introducing such a service in Mexico, strengthening collaboration between Mexican importers and Indian exporters, and accelerating supply chain diversification for Mexican businesses.
	 


	
		
			
				
		
	



	Credlix announces the launch of its India-Mexico Connect service at the IndMex Chamber
	 


	The service was formally introduced at the IndMex Chamber event hosted by the Embassy of India in Mexico on Thursday, June 19, in the presence of H.E. Pankaj Sharma, Ambassador of India to Mexico. Organized by the Trade and Commerce Council of India and Mexico (IndMex), the event convened key stakeholders from business, trade, and diplomacy to foster stronger bilateral ties.
	 


	&quot;With the launch of India Sourcing for Mexico, we are enabling a new chapter in India-LATAM trade,&quot; said Rahul Garg, Founder &amp; CEO of Moglix and Credlix. &quot;As Mexico grows as a nearshoring hub and India expands its manufacturing base, this initiative bridges both supply and capital gaps, creating stronger global value chains.&quot;
	 


	Ambassador Dr. Pankaj Sharma, along with Daniel Becker Feldman, CEO of Banca Mifel, emphasized the shift from diplomatic goodwill to concrete business outcomes. Dr. Sharma reiterated the growing momentum in bilateral cooperation and stressed the importance of enabling tangible economic engagement.
	 


	Becker Feldman highlighted Mexico&#039;s untapped potential in digital finance, noting that &quot;over half of Mexican transactions remain cash-based,&quot; and praised India&#039;s digital payments infrastructure as a model Banca Mifel already leverages.
	 


	Through India-Mexico Connect, Mexican buyers can access a wide range of industrial products-including automotive components, engineering goods, chemicals, bulk packaging, textiles, and electronics-from over 20,000 Indian suppliers in the Moglix network. Backed by Credlix&#039;s invoice-based export financing, these imports are eligible for up to 90% working capital at the time of shipment, all without collateral.
	 


	The platform addresses long-standing challenges such as payment security, sourcing complexity, and limited access to trade finance. By integrating procurement and financing into a digital-first platform, it delivers a frictionless cross-border trade experience.
	 


	Aligned with global trends such as China+1 diversification, nearshoring, and Indo-Pacific economic cooperation, this initiative aims to rapidly grow the relatively smaller USD 11 billion trade between India and Mexico, which stands in sharp contrast to Mexico&#039;s USD 120 billion trade with China. India-Mexico Connect positions India as a reliable sourcing partner and Credlix as the financial backbone of this evolving trade corridor.
	 


	Credlix
	Credlix is a global supply chain financing platform that enables SMEs to access fast, collateral-free working capital. With operations across India, the United States, Mexico, and the UAE, Credlix helps businesses scale sustainably and thrive in global markets. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32388_Image_Credlix_India_Mexico.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 25 Jun 2025 18:37:05 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>India-Mexico Trade Corridor, Credlix, India Sourcing to Strengthen Bilateral Trade, Financing for Mexican Manufacturers</media:keywords>
</item>

<item>
<title>Bajaj Finserv Lawyer Loan: Smart Financing for Legal Professionals with Interest Rates Starting at 11% p.a.</title>
<link>https://www.thebizzstories.com/bajaj-finserv-lawyer-loan-smart-financing-for-legal-professionals-with-interest-rates-starting-at-11-pa</link>
<guid>https://www.thebizzstories.com/bajaj-finserv-lawyer-loan-smart-financing-for-legal-professionals-with-interest-rates-starting-at-11-pa</guid>
<description><![CDATA[ Starting or expanding a legal practice involves more than just earning a law degree. Whether a practising advocate or a salaried associate exploring a future in corporate law, legal professionals often face financial commitments-such as setting up an office, investing in certifications, upgrading technology, or managing operational expenses. The Bajaj Finserv Lawyer Loan is designed to help meet these requirements with ease.
	 


	
		
			
				
		
	



	Bajaj Finserv Lawyer Loan


	 


	With interest rates starting at just 11% per annum, this customised loan offering provides timely, unsecured, and flexible funding tailored for legal professionals.
	 


	Why choose the Bajaj Finserv Lawyer Loan


	The Bajaj Finserv Lawyer Loan supports both practising and salaried legal professionals through simplified processes and borrower-friendly features.
	 


	Here are a few reasons why one should apply for lawyer loan with Bajaj Finance:


	
		
			Attractive interest rates starting at 11% p.a.: Access affordable credit without compromising on service quality. Lower interest rates translate to reduced financial burden and better cash flow.
	
	
		
			Loan amount of up to Rs. 30 lakh: Suitable for diverse needs such as office setup, digital transformation, legal research tools, or even personal expenses.
	
	
		
			Flexible repayment tenure of up to 96 months: Legal professionals can select a repayment plan aligned with their income cycle.
	
	
		
			Minimal documentation: Designed to respect the time constraints of legal professionals, the application process requires only essential documents, ensuring quick and hassle-free processing.
	
	
		
			Fast approval and disbursal: Immediate access to funds when needed most, helping professionals act promptly on growth opportunities.
	
	
		
			No collateral required: The loan is based on the applicant&#039;s professional credibility, with no asset pledge needed.
			 
	



	Supporting career growth in every legal path


	For legal professionals exploring specialised fields such as corporate law-or seeking to understand how to become a corporate lawyer through advanced education or strategic networking-financial flexibility is essential. The Bajaj Finserv Lawyer Loan provides the necessary funding to invest in career advancement without interrupting ongoing professional commitments.
	 


	The Bajaj Finserv Lawyer Loan can be used for:


	
		
			Setting up or expanding a legal office
	
	
		
			Upgrading to advanced legal tech tools and platforms
	
	
		
			Enrolling in legal certifications, workshops, or conferences
	
	
		
			Managing professional expenses such as travel, recruitment, or branding
			 
	



	For legal professionals pursuing growth, stability, or diversification, timely access to capital can make all the difference.
	 


	How to apply for a lawyer loan


	Applying for a lawyer loan with Bajaj Finance is quick, online, and straightforward. Here are the steps:


	
		
			Visit the official Bajaj Finserv website
	
	
		
			Navigate to the Lawyer Loan page
	
	
		
			Click on the &#039;APPLY&#039; button
	
	
		
			Enter the applicant&#039;s 10-digit mobile number and verify it using the OTP
	
	
		
			Fill out the application form with basic personal and professional details
	
	
		
			Click on &#039;PROCEED&#039; to continue
	
	
		
			Upload KYC details
	
	
		
			Schedule a convenient time for document verification
	



	Legal professionals aiming to grow their practice or transition into specialised fields can benefit greatly from easy access to funding. With competitive interest rates, flexible repayment options, and a completely digital application process, the Bajaj Finserv Lawyer Loan is designed to back professionals every step of the way.
	 


	Legal professionals can apply today and get started on their next career milestone with funding at interest rates starting at just 11% per annum.


	 


	*Terms and conditions apply.


	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings.
	
	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32313_DPRImage1.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 24 Jun 2025 16:05:39 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv Lawyer Loan, Smart Financing, Legal Professionals, Interest Rates Starting at 11% p.a.</media:keywords>
</item>

<item>
<title>How SIP in Mutual Funds Can Help You Achieve Financial Freedom in the Long Term</title>
<link>https://www.thebizzstories.com/how-sip-in-mutual-funds-can-help-you-achieve-financial-freedom-in-the-long-term</link>
<guid>https://www.thebizzstories.com/how-sip-in-mutual-funds-can-help-you-achieve-financial-freedom-in-the-long-term</guid>
<description><![CDATA[ Financial freedom is the ability to make life choices without being constrained by financial stress. Whether its retiring early, pursuing a passion, or investing for your familys future, financial freedom means having the resources to support your goals. One way to work towards this goal is by investing consistently in mutual funds through a Systematic Investment Plan (SIP).


	 


	
		
			
				
		
	



	SIPs can help build wealth in the long-term


	
	What is a SIP in mutual funds
	A SIP is a method of investing in a mutual fund scheme where you invest a fixed amount at regular intervals, usually monthly or quarterly. It brings discipline to investing and eliminates the need to time the market. Instead of investing a lump sum, SIPs allow you to build your investment gradually over time.
	 


	When you invest via SIP in a mutual fund, you buy units of the scheme on a specific date each month, regardless of market conditions. Over time, this results in rupee cost averaging, meaning you buy more units when prices are low and fewer when prices are high. This helps in averaging out your purchase cost and potentially reducing the impact of market volatility.


	
	How SIPs contribute to long-term wealth creation
	The power of compounding is one of the key benefits of SIPs. Compounding refers to the growth of your investments as returns begin to generate further returns over time. The earlier you start, the more time your money has to grow.


	
	*For example, an investment of Rs 5,000 per month in a mutual fund SIP plan over 20 years, assuming an average annual return of 12%, can grow to over Rs 50 lakh. By investing regularly and staying invested for the long term, SIPs allow you to accumulate wealth in a structured and disciplined manner.


	
	*For illustrative purposes


	
	SIPs align with your financial goals
	SIPs can be tailored to meet a variety of financial goals, from saving for a child&#039;s education, buying a home, to building a retirement corpus. You can choose mutual funds that align with your risk appetite and investment horizon.


	
	For short to medium-term goals, you may consider investing in debt or hybrid mutual funds. For long-term goals, equity mutual funds can offer higher growth potential. SIPs help in mapping your financial goals to suitable investment options and allow you to track your progress over time.


	
	SIPs offer flexibility and convenience
	One of the biggest advantages of SIPs is the flexibility they offer. You can start with as little as Rs 500 per month generally, making them accessible to a wide range of investors. You can increase your SIP amount over time, pause or stop the SIP if needed, or switch between schemes based on your changing financial needs.


	
	SIPs are also convenient to set up and manage, most mutual fund houses and platforms allow online registration, tracking, and modification. With auto-debit options, the investment process becomes hassle-free and consistent.


	
	SIPs reduce emotional decision-making
	Investing through SIPs can help reduce emotional reactions to market fluctuations. During periods of market volatility, investors may be tempted to redeem their investments out of fear. SIPs promote disciplined investing by encouraging you to stay invested regardless of short-term market movements.


	
	Over the long term, this discipline can lead to better outcomes than trying to time the market, which is often difficult and counterproductive.


	
	Staying committed to your SIP strategy
	While SIPs are a useful tool, their success depends on your commitment and consistency. Here are a few tips to stay on track:


	 


	
		
			Link your SIPs to specific financial goals
	
	
		
			Review your mutual fund portfolio periodically
	
	
		
			Step up your SIP amount as your income grows
	
	
		
			Avoid discontinuing your SIP during market downturns
	



	
	SIPs work when you stay invested through market cycles. Over time, this approach can help you navigate volatility and build wealth gradually.


	
	Conclusion
	Achieving financial freedom is not about chasing the highest returns or making one-time big investment. It&#039;s about making informed, consistent choices that compound over time. A mutual fund SIP plan offers a simple, disciplined, and flexible way to invest towards your financial goals.


	
	By staying invested, choosing funds aligned with your risk profile, and increasing your contributions as your income grows, SIPs can play a key role in helping you achieve financial independence.


	
	Mutual Fund investments are subject to market risks, read all scheme related documents carefully. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32367_SIP_for_financial_freedom.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 24 Jun 2025 16:05:38 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>How, SIP, Mutual, Funds, Can, Help, You, Achieve, Financial, Freedom, the, Long, Term</media:keywords>
</item>

<item>
<title>Need Quick Loan Approvals Clean up Credit Reports With OneScore</title>
<link>https://www.thebizzstories.com/need-quick-loan-approvals-clean-up-credit-reports-with-onescore</link>
<guid>https://www.thebizzstories.com/need-quick-loan-approvals-clean-up-credit-reports-with-onescore</guid>
<description><![CDATA[ In todays fast-paced world, the need for quick financial solutions is not out of the ordinary. When consumers look to instant loan apps to secure funds for urgent needs, one crucial factor that often determines the speed and ease of approval is their credit scores.


	 


	A clean and accurate credit history signals responsible use of credit in the past and present, significantly increasing the chances of a swift approval. OneScore emerges as a valuable tool in this context, offering a user-friendly platform for consumers to monitor, understand, and ultimately clean up their credit reports - paving the way for faster access to needed funds.


	 


	Why a Clean Credit Report Matters for Loan Approvals


	One&#039;s credit report is a synopsis of past history and behaviour with credit. It includes data on all the borrowers past credit card and loan details. Thus, a clean report signifies timely repayment of loans and credit card bills as well as sufficient experience with managing debt. This leads to a high credit score of 730 and more.


	 


	With a high score, one is considered to be a worthy and reliable candidate for a new loan. This allows lenders to process loan applications quickly and offer better terms.


	 


	In contrast, a credit report with defaults, unpaid dues, missed EMIs, and a shorter history with credit signifies a lack of experience and responsibility. This leads to a lower score and thus delays approval or leads to outright rejection of one&#039;s loan application.


	 


	OneScore&#039;s Role in Boosting Credit Health


	Building and managing a clean credit report can be a challenge. Users must monitor their credit accounts periodically and take proactive actions to improve their credit health with the right steps and actions. To begin with, OneScore allows users to download their credit reports from  TransUnion CIBIL and Experian unlimited times.


	 


	With lifetime-free Experian and CIBIL score checks, users can stay informed about:


	
		
			Any fraudulent loan or credit card accounts in their name
	
	
		
			Any discrepancies related to personal/professional information mentioned in their credit reports
	
	
		
			Any incorrect information (such as a closed loan account showing as open)
	



	 


	If there are any such errors, users can raise a dispute on the OneScore App itself. This feature is the most useful when time is of the essence. For instance, if users notice any unauthorised loan account in their name, waiting can jeopardise their credit health further. One needs to report it to the credit bureau as soon as possible. With OneScore, this becomes easy, and they can report such errors in a few simple taps.


	 


	In addition, users can benefit from customised tips on how to increase their credit scores. For instance, if they are missing EMIs for their car loan, the app will ask them to set reminders so they can pay on time. If they are overutilising their credit card&#039;s limit, the app will ask them not to spend beyond a specific figure. Such insights can help them improve their score.


	 


	Another outstanding feature of the OneScore App is the &#039;Score Planner&#039;. Users can set a particular credit score goal with a timeframe in which to reach it. For example, say one wants to apply for a personal loan where the minimum eligibility criteria is 750 within 6 months. With the help of Score Planner, users can get actionable and personalised steps to build their credit score to 750 within this time and then apply confidently. This is helpful because it allows users to get quick approval as well as a good offer.


	 


	How to Get Quick Loan Approval with OneScore


	If one is looking for a personal loan with quick approval, then OneScore also offers such unsecured loans of up to ₹5 Lakhs. One can compare offers from reputed lenders such as South Indian Bank, Kisetsu Saison Finance India, and Federal Bank on this instant loan app and apply online in a jiffy.


	 


	To apply for this instant loan, users can start by running an Experian and CIBIL score check. If the score is over 730, they are eligible to proceed. After selecting their desired loan amount, providing their income details, and specifying their employment type, they will get their loan offers. Following a simple and 100% digital application process, users can enjoy swift approval.


	 


	Running Experian and CIBIL score checks before the loan application process ensures that users aren&#039;t applying blind. Instead, they are informed about their eligibility and can make smarter borrowing choices. Keeping users&#039; credit scores at the centre of the process helps OneScore offer a secure and hassle-free borrowing experience to all. Download the app from the Play Store or App Store to make applying for a loan easier and faster. ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 23 Jun 2025 16:01:52 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Need Quick Loan Approvals Clean up, Credit Reports, OneScore</media:keywords>
</item>

<item>
<title>Bajaj Finserv Celebrates Dealer Success with Rakul Preet Singh</title>
<link>https://www.thebizzstories.com/bajaj-finserv-celebrates-dealer-success-with-rakul-preet-singh</link>
<guid>https://www.thebizzstories.com/bajaj-finserv-celebrates-dealer-success-with-rakul-preet-singh</guid>
<description><![CDATA[ On 17th June 2025, five Bajaj Finserv partner store dealers met Rakul Preet Singh. But the excitement doesn&#039;t end here. Now, you have a chance to meet cricketing idol KL Rahul through Bajaj Finserv&#039;s latest campaign.
	 


	Mumbai witnessed an exciting event on 17th June 2025, when five top-performing Bajaj Finserv partner store dealers were rewarded with an exclusive in-person meet-and-greet with Bollywood actress Rakul Preet Singh. Held at the JW Marriott in Juhu, this gathering was part of Bajaj Finserv&#039;s highly successful Blockbuster EMI Days campaign, an initiative that made premium home appliances more affordable and shopping experiences more rewarding for both customers and partner stores. The top five winners were Nandilath Gmart, Vasanth and Co., Deepak Telecom, Keshri Collection, and Vishal Mobile.
	
	Know more.
	 


	
		
			
				
		
	



	Bajaj Finserv Celebrates Dealer Success with Rakul Preet Singh
	 


	The Blockbuster EMI Days campaign: Making big purchases easy and fun


	Running from 10th April to 30th May 2025, the Blockbuster EMI Days campaign focused on transforming the way consumers buy big-value items like home appliances and gadgets. Bajaj Finserv combined attractive offers-up to 55% off on top brands and Easy EMI options-with engaging promotions featuring cricket star Suresh Raina and actress Rakul Preet Singh. To ensure the message reached customers nationwide, personalised videos were created in seven local languages.
	 


	An integral part of the campaign was the BFL Summer Store Decor contest, also known as Apna Store Sajao, which encouraged partner stores across cities and towns to creatively decorate their stores with branded collaterals. The contest participants had an e-meet with Rakul Preet Singh and Suresh Raina. And 5 lucky winners earned the opportunity to meet Rakul Preet Singh in person.
	 


	Introducing #KLRahulSeMilo Challenge: Your Chance to Meet KL Rahul
	For those who missed out on meeting Rakul Preet Singh, Bajaj Finserv&#039;s ongoing campaign is exclusively for the customers. The #KLRahulSeMilo Challenge, on from 30th May to 30th June 2025, offers an opportunity for you to win an exclusive meet-and-greet session with Indian cricketing icon KL Rahul.
	 


	
		
			
				
		
	



	Dealer Success Team with Rakul Preet Singh
	 


	How to participate in #KLRahulSeMilo Challenge


	Earn points for every activity completed


	
		
			Engage: Use the Insta EMI Card, shop via Hamara Mall, or pay bills using BBPS.
	
	
		
			Explore: Apply for loans, top-ups, or pocket insurance.
	
	
		
			Update: Download the latest app version, activate Bajaj Prime, or check your credit score.
	
	
		
			Share: Interact with the campaign on social media using #KLRahulSeMilo.
			 
	



	Submit your proof of participation here: bajaj-kl-rahul-campaign.playbo.in/index.html.
	 


	Benefits of participating


	
		
			Stand a chance to personally meet KL Rahul - a rare and exciting experience for cricket fans.
	
	
		
			Enjoy the convenience and benefits of Bajaj Finserv&#039;s financial products while accumulating points.
	
	
		
			Stay updated on exclusive offers, deals, and personalised services through the app and social media.
	
	
		
			Winners receive direct communication via WhatsApp, SMS, email, or phone call, with the final list announced on Bajaj Finserv&#039;s Instagram handle.
			​
	



	Bajaj Finserv: Where finance meets entertainment


	By blending celebrity-driven engagement with practical finance solutions, Bajaj Finserv continues to redefine customer experiences. Whether you&#039;re a dealer or a customer, the company&#039;s campaigns aim to reward loyalty, inspire excitement, and make financial services more enjoyable. Bajaj Finserv continues to build lasting relationships with customers and partners by blending entertainment and practical financial solutions.
	 


	The Blockbuster EMI Days and #KLRahulSeMilo campaigns demonstrate Bajaj Finserv&#039;s commitment to listening to customer needs and rewarding partners who contribute to spreading the message.


	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. 
	 


	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32339_Dealer_Success_rakul_preet.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 20 Jun 2025 18:20:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv, Dealer Success, Rakul Preet Singh</media:keywords>
</item>

<item>
<title>Mastering Your Credit Profile: Simple Steps For a Spotless Report With OneScore</title>
<link>https://www.thebizzstories.com/mastering-your-credit-profile-simple-steps-for-a-spotless-report-with-onescore</link>
<guid>https://www.thebizzstories.com/mastering-your-credit-profile-simple-steps-for-a-spotless-report-with-onescore</guid>
<description><![CDATA[ Quick offers on personal loan apps offer instant funds to borrowers for a range of needs, be it to finance a wedding or urgent repairs. The journey to securing favourable interest rates and comfortable loan terms often begins with a close look at the credit report. Errors and inaccuracies can negatively impact a borrowers credit score, hindering their ability to access the financial products they need.


	 


	OneScore provides a convenient way for users to monitor and understand their credit health, empowering everyone to identify and address discrepancies. By taking proactive steps to clean up their credit report with OneScore, consumers can significantly improve their creditworthiness and unlock a wider range of attractive loan options.


	 


	Importance of a Clean Credit Report 


	A credit report is a reflection of the individual&#039;s creditworthiness, giving lenders an overview of their credit profile. It includes their credit history, which shows the financial institutions how many credit cards are in their name and how many loans they have borrowed in total. This information is important to show the lender their past experience in handling different kinds of credit.


	 


	For example, if an individual has borrowed personal loans in the past, it shows their ability to manage unsecured loans. Similarly, if they have credit cards in their name, then it means that they may have experience paying the bills on time. This is all true if they have a good credit history.


	 


	In case there are any instances of users missing out on the credit card bill payments or EMIs, then that is also included in their credit report. This negatively reflects on their credibility as a borrower. Lenders take this into account to decide if they are a reliable borrower. This not only impacts chances of approval but also the loan amount and tenure offered.


	 


	While frequent defaults leave a negative impression, financial institutions may ignore a few defaults. With every delinquency, consumers&#039; chances of getting a good personal loan offer, be it from a bank or a loan app, go down. This makes it paramount that one has a clean credit history before applying for a personal loan or any type of credit.


	 


	How OneScore&#039;s Insights Help


	The common problem with most borrowers is that they are not aware of how they can improve their credit report for a better loan offer. To begin with, they need to review their credit report and understand the factors that are damaging their credit history. This is where the OneScore App can help.


	 


	With the help of the insights from the app, one can get a complete and clear picture of their credit accounts and the reasons their score is low. In a few instances, the bad credit score is due to delays in reporting EMIs or closed loan accounts by financial institutions. Other reasons could be a mismatch in the information. This can be a wrong name or incomplete information.


	 


	OneScore makes it easy for users to identify such errors by offering lifetime-free access to not only their credit scores from TransUnion CIBIL and Experian, but also their credit reports. In addition, the app offers personalised insights, offering suggestions on how to improve their score.


	 


	Often, fraudsters misuse personal information to get a loan in someones name. Being unaware of the ongoing loan app scams, the individuals credit account shows unpaid dues and defaults. This has a major negative impact on the credit profile and future borrowing capacity. However, by reporting such unauthorised loans, one can do damage control.


	 


	OneScore allows users to raise disputes right on the app. This saves time and allows one to take prompt action to avoid any further damage to the credit score.


	 


	Steps to Leveraging OneScore For Better Credit Monitoring


	Here are step-by-step instructions on how one can understand and fix their credit report with the OneScore App.


	 


	Step 1: Log in to the App


	One may download the app from the Play Store or the App Store on one&#039;s mobile phone. Using PAN card details and other basic information, one can log into the app.


	 


	Step 2: Checking Credit Score


	The next step is to see the CIBIL and Experian scores on the dashboard. On the same dashboard, one gets the option to download their free credit report. One can generate a report as often as one pleases - without any membership fee.


	 


	Step 3: Setting a Goal And Taking Action


	The Score Planner feature on the OneScore App allows users to set and achieve their desired credit score with personalised tips. This helps users build an excellent score over time and with the right credit habits to become eligible for better offers.


	 


	Once the borrowers score is above 730, they become eligible for a loan offer on the OneScore App itself. OneScore doubles up as a personal loan app, offering users to easily apply for a loan up to Rs. 5 Lakhs with an affordable interest rate starting at 12.5% p.a.


	 


	Along with a comfortable tenure range between 6 to 48 months, one can choose the repayment amount within their budget. All one needs is a good credit score and a few documents in digital format. One can easily check their offer from reputed partner lenders with just taps and apply with a 100% paperless application process.


	 


	After instant disbursal, borrowers set reminders for loan repayment on the OneScore App too, and check the improvement in their credit score periodically for a lifetime of good credit health. All they need to do is download the OneScore app on their phone and check their score to get started. ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 18 Jun 2025 12:07:29 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Mastering Your Credit Profile, Simple Steps, a Spotless Report, OneScore</media:keywords>
</item>

<item>
<title>How Do Online Personal Loans Work in India?</title>
<link>https://www.thebizzstories.com/how-online-personal-loans-work-india-guide</link>
<guid>https://www.thebizzstories.com/how-online-personal-loans-work-india-guide</guid>
<description><![CDATA[ In the digital era of today, applying for an
online loan no longer requires visiting a bank branch and filling out lengthy
paperwork. Growing internet access and financial digitisation have made online
personal loans a preferred mode to handle financial emergencies. The
application is simplified, swift, and can be carried out virtually from any
place. However, you need to know how these loans work to be able to make
informed decisions. This article will take you through the complete application
process and can help you understand what to expect when taking up a personal
loan online.

What is an Online Personal Loan?

An online personal loan is a type of unsecured
loan that can be applied for and processed digitally. These loans may not
require collateral and can be utilised for meeting short-term financial needs,
such as medical bills, education, home maintenance, or vacations. The personal
loans online application process enables individuals to conveniently
upload the required documents. Furthermore, applicants can get the loan
approved directly from the lender&#039;s website or mobile application.

How Do Online Personal Loans Work?

Let us go through the common step-by-step
process of how personal loans are handled online.

Step 1. The Application
Process

The procedure begins with the borrower filling
out an online application form. This form may be available on a lender&#039;s
website or mobile app. This application collects basic personal and financial
information such as:

 

●     
Your PAN and Aadhaar information.

●     
Loan amount and duration.

●     
Full name, age, and permanent
address.

●     
Employment details and monthly
income.

 

This information will help the lender analyse
whether the borrower fits their eligibility criteria.

Step 2. Uploading the
Required Documents

After completing the form, you have to upload
some documents for verification of identity, address and income. Some of the
documents needed are as follows.

 

●     
Identity proof (e.g Aadhaar card,
PAN card).

●     
Address proof (e.g utility bill,
voter ID).

●     
Proof of income (e.g salary slips,
bank statements).

 

Some loan providers may allow online
verification using your Aadhaar-linked mobile number to simplify the
verification process.

Step 3: Credit Check
and Eligibility Assessment

Once your details have been verified, the
lender assesses your eligibility based on:

 

●     
Credit score.

●     
Monthly income.

●     
Current employment status.

 

The lenders also check your existing debts, as
this helps them evaluate your overall financial condition and ability to repay
the new loan. A strong credit history, combined with a steady income, may
increase your chances of being approved.

 Step 4. Receiving the Loan Offer and
Finalising the Agreement

If eligible, you will receive a loan offer
that has details about:

 

●     
Approved loan amount.

●     
Rate of interest.

●     
Tenure of the loan.

●     
Processing fees, if applicable.

●     
Total repayment amount.

 

A personal loan EMI calculator can be used at
this step to calculate the amount that will be paid every month. Once you have
agreed to the terms, a digital loan agreement is generated for your electronic
signature.

Step 5. Repayment
Process

Repayment is made through Equated Monthly
Instalments (EMIs), which are automatically deducted from your bank account on
the predetermined date each month. Therefore, borrowers should maintain an
adequate balance to avoid unnecessary penalties or missed payments. 

 

Some lenders provide prepayment or foreclosure
facilities through which the loan can be paid off early. However, these
features may incur additional costs, depending on the lender.

Things to Keep in Mind Before Applying for an Online Personal Loan

The following factors should be kept in mind
to make an informed decision.

 

●     
Interest Rate: The interest rates may vary
depending on your credit history and the lender&#039;s policies.

●     
Loan Tenure: Choose a tenure which offers
affordable EMI, along with the least amount of interest being paid.

●     
Hidden Charges: Beware of processing charges,
late fees, or prepayment charges.

●     
Repayment Capacity: Use a personal loan EMI
calculator to align the EMI with your monthly expenses.

Conclusion 

Online personal loans may offer a simpler and
faster borrowing process. With easy application steps, swift approvals, and
direct disbursal of the loan amount, these loans may be preferable for meeting
urgent needs or unexpected expenses. Like any financial instrument, however,
they require thoughtful consideration of your repayment capacity, loan terms,
and charges. Before applying, use a personal loan EMI calculator to assess your
repayment ability. Even though the process of applying for a loan is simplified,
one must always practice responsible borrowing to maintain good financial
health in the long term.

 

  ]]></description>
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<pubDate>Mon, 16 Jun 2025 23:52:58 +0530</pubDate>
<dc:creator>NewsReach</dc:creator>
<media:keywords>online personal loans India, how personal loans work, personal loan process, apply for loan online, instant loan India, personal loan eligibility, digital lending, Indian loan system, EMI repayment, loan approval steps</media:keywords>
</item>

<item>
<title>How to Reduce Your Home Loan Interest Rate</title>
<link>https://www.thebizzstories.com/reduce-home-loan-interest-rate-india-tips</link>
<guid>https://www.thebizzstories.com/reduce-home-loan-interest-rate-india-tips</guid>
<description><![CDATA[ Efficient management of your home loan is the
key to your long-term financial stability. While getting a loan is a major step
towards owning a house, many borrowers overlook the impact of interest rates on
their overall repayment burden. Lowering the home loan interest rate can result
in substantial savings over the loan tenure. This article focuses on how you
can lower your home loan interest rate using a practical, effective, and
structured approach.

Ways to Lower Your Home Loan Interest Rate

Let us look at the common methods through
which home loan interest rates can be lowered by
borrowers. Every method needs planning. However, it may result in long-term
cost savings.

Choose a Home Loan
Balance Transfer

Home loan balance transfer helps in shifting
the outstanding loan balance to another lender at a lower rate of interest.
This is useful if the current lender has not revised the rate of interest in
line with the declining market rates.

 

●     
Compare your current outstanding
principal with the new lender&#039;s offer.

●     
Ensure that the interest savings
outweigh any processing or administrative fees involved.

●     
Make sure the remaining loan
tenure is sufficiently long enough to justify the benefits of switching. 

Make Regular
Prepayments

Prepayments reduce the principal amount,
thereby directly lowering the interest burden. In addition, even occasional
prepayments can lead to significant savings over the long-term. 

 

●     
You can use bonuses or surplus
funds to make partial prepayments.

●     
Ask your lender if there are any
prepayment charges or conditions. 

 

When your principal is lower, your interest
outflow reduces, and you may close the loan earlier than expected.

Select a Shorter Loan
Term

Interest rate and loan term are related.
Short-term loans are often offered at lower interest rates compared to
longer-term loans.

 

●     
A shorter tenure increases your
EMI amount but lowers the overall interest paid.

●     
Use a home loan EMI calculator to find the EMIs for
various tenures.

 

This approach is appropriate if your monthly
salary can support higher EMIs without any financial burden.

Improve Your Credit
Score

Lenders prefer to lend funds to borrowers with
strong credit scores. Good credit scores may result in more favourable loan
terms.

 

●     
Check your credit report
periodically to ensure there are no errors.

●     
Pay your credit card dues on time
and clear any outstanding EMIs promptly.

●     
Do not apply for multiple loans or
credit cards simultaneously.

 

A credit score above 750 can be leveraged to
negotiate a favourable rate of interest with your existing lender or
prospective lender.

Ask Your Lender for a
Reduction

Sometimes, lenders may not automatically
change the interest rate of your loan, even if you have a floating interest
rate. In such cases, reach out to your lender and ask for a revision.

 

●     
Request your lender to lock your
rate to the prevailing repo rate if not done already.

●     
Check whether your lender offers a
conversion option for a nominal fee.

 

Initiating such a request indicates that you
are aware of market trends and willing to try out other options.

Look Out for Interest
Rate Trends

In case your loan has a floating interest
rate, it would be affected by changes in the policy rate, such as the Reserve
Bank of India&#039;s repo rate. Understanding these changes can help you strategise
prepayment or request a change in the interest rate at the appropriate time.

 

●     
Read RBI statements and financial
news reports.

●     
Check your loan statements
periodically to see the rate applied.

 

Understanding rate trends may allow you to
make timely decisions about balance transfers or prepayments.

Things to Take into Consideration Before Reducing Home Loan Interest
Rate

Before you proceed and lower your interest
rate, consider the following:

 

●     
Always weigh any cost of the
change, e.g., conversion or processing fees, against the possible benefit and
potential savings. 

●     
Review the terms and conditions
with your lender before transferring or making prepayments. 

●     
Examine your loan contract for
whether fixed terms are included and how they affect interest reduction. 

●     
Being informed enables you to plan
your finances efficiently and avoid unplanned costs.

Conclusion 

Reducing your home loan interest rate is
possible with the right approach. Techniques such as improving your credit
score, prepayments at regular intervals, or switching lenders can ease your
financial stress. Using tools like a home loan EMI calculator may provide you
with an insight into how changes in interest rates affect your monthly budget.
Individuals must understand how using these strategies and decreasing their
loan&#039;s interest rate can result in significant savings in the long run. With
disciplined and responsible financial planning, your home loan journey may
become a manageable and well-structured process.

 

 

  ]]></description>
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<pubDate>Mon, 16 Jun 2025 23:52:58 +0530</pubDate>
<dc:creator>NewsReach</dc:creator>
<media:keywords>reduce home loan interest, lower EMI tips, home loan refinance, interest rate reduction India, home loan tips, credit score for loan, switch home loan, best interest rates housing loan, loan repayment strategy India</media:keywords>
</item>

<item>
<title>Small Businesses Can Now Secure Business Loans Online with Bajaj Markets</title>
<link>https://www.thebizzstories.com/small-businesses-can-now-secure-business-loans-online-with-bajaj-markets</link>
<guid>https://www.thebizzstories.com/small-businesses-can-now-secure-business-loans-online-with-bajaj-markets</guid>
<description><![CDATA[ Bajaj Markets has made it easier for small business owners across India to apply for business loans online, without visiting a branch or dealing with lengthy paperwork.
	 


	The digital marketplace connects entrepreneurs with a wide network of trusted loan providers, helping them discover funding options that suit their unique business needs. From working capital to machinery upgrades, business loans available on Bajaj Markets are designed to support a wide range of use cases.
	 


	
		
			
				
		
	



	Bajaj Markets Empowers Small Businesses for Future Growth
	 


	What makes it easy for business owners


	
		
			Digital application process: No physical forms or in-person visits.
	
	
		
			Quick eligibility check: Just basic details like business type, turnover, location, etc.
	
	
		
			Multiple offers in one place: The platform matches users with suitable lenders based on the information provided.
	
	
		
			Flexible terms: Borrowers can view and compare interest rates, tenures, and business loan amounts before making a decision.
			 
	



	The verification process is quick, and approvals are handled as per the respective lenders process.
	 


	This streamlined experience helps reduce wait times and gives entrepreneurs better control over their financing decisions. Bajaj Markets simplifies how small businesses access credit by removing traditional hurdles and replacing them with speed, clarity, and convenience.
	 


	About Bajaj Finserv Direct 


	Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a tech solutions provider.
	 


	Bajaj Markets is a marketplace that offers multiple financial products across all categories such as Loans, Cards, Investments, Insurance, Pocket Insurance, Stock Market, electronics via ONDC and Value-Added Services (VAS). Bajaj Markets has partnered with trusted financial brands to offer &quot;India ka Financial Supermarket&quot;. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals. 
	 


	Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong technology services business - Bajaj Technology Services, through which it offers a wide gamut of digital technology solutions spanning Experience, Commerce, Engineering, CRM, Data &amp; AI, Cloud, Digital Agency, and Emerging Tech practices.
	 


	Visit the Bajaj Markets website or download the Bajaj Markets&#039; app from the Play Store or App Store to experience &quot;India ka Financial Supermarket&quot;. 
	 


	To know more about Bajaj Technology Services, visit www.bajajtechnologyservices.com. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32271_Bajaj_Markets_small_growth_2025.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 16 Jun 2025 20:09:35 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Small Businesses, Can Now Secure Business Loans Online, Bajaj Markets</media:keywords>
</item>

<item>
<title>Want to Meet KL Rahul Start by Shopping Atomberg Fans!</title>
<link>https://www.thebizzstories.com/want-to-meet-kl-rahul-start-by-shopping-atomberg-fans</link>
<guid>https://www.thebizzstories.com/want-to-meet-kl-rahul-start-by-shopping-atomberg-fans</guid>
<description><![CDATA[ In today&#039;s fast-evolving home appliance market, choosing the right ceiling fan goes beyond just cooling-it is about energy savings, smart technology, and future-ready design. For Indian homes adapting to modern needs, Atomberg fans have emerged as a smart and sustainable solution. Whether you are furnishing a new apartment or upgrading an old room, an Atomberg fan blends cutting-edge innovation with elegant styling to complement every type of Indian household.


	 


	
		
			
				
		
	



	Want to Meet KL Rahul Start by Shopping Atomberg Fans!


	 


	A ceiling fan is more than just a cooling appliance-it is a long-term investment in comfort, energy efficiency, and modern living. Choosing the right model means considering design, performance, and electricity savings. A trusted platform like Bajaj Mall makes this process easy and convenient. You can explore and compare a wide range of fans based on smart features, energy ratings, and design preferences. Once you have found the perfect fan, simply head to any of Bajaj Finserv&#039;s 1.5 lakh+ partner stores across 4000+ cities in India to complete your purchase. With flexible EMI plans and zero down payment options, upgrading to an Atomberg fan is both simple and budget-friendly.


	 


	Bajaj Finserv has launched an exciting new campaign called #KLRahulSeMilo, featuring iconic Indian cricketer KL Rahul. This campaign aims to build stronger consumer engagement by combining trusted brands, innovative products, and exciting rewards. By purchasing leading appliances through Bajaj Finserv&#039;s EMI network, customers not only enjoy energy-efficient comfort and smart technology but also stand a chance to participate in the campaign and meet KL Rahul himself. Stay tuned to Bajaj Finserv&#039;s platforms for more details and participation opportunities.


	 


	What makes Atomberg fans stand out


	Modern Indian homes demand appliances that are smart, stylish, and energy-efficient-and Atomberg fans deliver on all fronts. Here is why they are a top choice:


	1. Saves up to 65% electricity
	Powered by BLDC motor technology, Atomberg fans consume just 28-35W, helping you save over Rs. 1,500 per fan annually on electricity bills.


	2. Smart remote control
	Easily control speed, timers, and modes with a remote-no more wall regulators or late-night switch hunts.


	3. Inverter-friendly
	Atomberg fans run 3x longer on inverters during power cuts, ideal for areas with frequent outages.


	4. Silent yet powerful
	Enjoy strong air delivery without the usual fan noise-perfect for bedrooms and study rooms.


	5. Premium designs
	From matte black to wooden finishes, Atomberg fans complement any modern interior.


	 


	Ideal for every room and every budget


	Atomberg fans are designed to suit a variety of room sizes and ceiling heights. Whether you are looking for a compact model for your kitchen or a designer fan for your living room, there is an option that fits both your space and budget. Popular models like Atomberg Renesa, Efficio, and Studio+ cater to different styles and functionality needs.


	 


	Moreover, Atomberg offers fans in multiple sizes-from 900 mm to 1400 mm sweep-ensuring you get the right airflow for every corner of your home.


	 


	Best-selling Atomberg fans in India - 2025


	Looking for energy-efficient and stylish Atomberg ceiling fans Atomberg&#039;s top-performing models are known for combining smart features with long-term savings. Whether it is for a modern apartment or a traditional home, these best-sellers offer something for every need.


	
		
			
				
					Model
			
			
				
					Price
			
			
				
					Highlights
			
		
	
	
		
			
				
					Atomberg Renesa+ 1200 mm
			
			
				
					Rs. 3,599
			
			
				
					BLDC Motor, Remote Control, 28W Power Usage
			
		
		
			
				
					Atomberg Efficio Alpha 1200 mm
			
			
				
					Rs. 3,099
			
			
				
					Budget-Friendly, Energy-Efficient, Matte Finish
			
		
		
			
				
					Atomberg Studio+ 1200 mm
			
			
				
					Rs. 4,999
			
			
				
					Premium Design, Boost Mode, Silent Operation
			
		
		
			
				
					Atomberg Renesa Smart 1200 mm
			
			
				
					Rs. 4,399
			
			
				
					Smart App &amp; Alexa/Google Integration
			
		
		
			
				
					Atomberg Aris Starlight 1200 mm
			
			
				
					Rs. 6,099
			
			
				
					Decorative Lights, Sleek Design, Remote Control
			
		
	



	 


	Whether you want cutting-edge smart control or silent energy savings, Atomberg has a fan that fits your lifestyle and interior.


	 


	Disclaimer: Prices and features are subject to change. For the latest availability and offers, visit Bajaj Mall or the official Atomberg website.


	 


	Financing options with Bajaj Finserv


	Bajaj Finserv makes it easier than ever to finance your purchase. You can choose repayment tenures that work for you. Some models come with zero down payment offers, eliminating the need for an upfront financial burden. With a seamless online and in-store experience, Bajaj Finserv ensures that purchasing a product is hassle-free and accessible for all.


	 


	Advantages of shopping with Bajaj Finserv


	When you shop for a product through Bajaj Finserv, you are unlocking more than just a product-you are gaining access to a range of benefits designed to enhance your buying experience:


	
		
			Competitive prices: Enjoy attractive pricing on top brands, ensuring maximum value.
	
	
		
			Easy EMIs: Spread your payments across flexible tenures without stretching your monthly budget.
	
	
		
			Zero down payment: Many models are available without requiring any initial payment.
	
	
		
			Extensive reach: With over 1.5 lakh partner stores across 4000+ Indian cities, you&#039;re never far from the best deals. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32171_bajaj0306.jpg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 14 Jun 2025 22:45:26 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>KL Rahul Start, Shopping Atomberg Fans!</media:keywords>
</item>

<item>
<title>Key Things to Know Before Applying for a Gold Loan in India with Bajaj Finance</title>
<link>https://www.thebizzstories.com/key-things-to-know-before-applying-for-a-gold-loan-in-india-with-bajaj-finance</link>
<guid>https://www.thebizzstories.com/key-things-to-know-before-applying-for-a-gold-loan-in-india-with-bajaj-finance</guid>
<description><![CDATA[ Applying for a gold loan in India has become one of the fastest and most convenient ways to access funds. Many people turn to gold loans for quick financial support without having to sell their precious gold jewellery. Bajaj Finance offers a reliable and secure option through its trusted service - Bajaj Finserv Gold Loan. The process is simple, documents are minimal, and the interest rates are competitive.
	 


	
		
			
				
		
	



	Bajaj Finserv Gold Loan
	 


	Before applying, it is important to understand how gold loans work, what documents are required for gold loan, and how Bajaj Finance makes the process quick and transparent for customers.
	 


	Understanding how gold loans work


	A gold loan in India is a type of secured loan where gold jewellery is pledged as collateral. Bajaj Finance offers a loan amount, starting from Rs.5,000 to Rs.2 crore, based on the purity and weight of the gold pledged. The purity of the gold, the set LTV ratio and the prevailing gold price determines how much one can borrow.
	 


	Once the gold is deposited at the branch and its purity is tested, the gold loan in India is approved quickly, and funds are disbursed often on the same day, directly to the borrower&#039;s bank account. The gold remains safe with a complementary insurance of gold that keeps the jewellery covered against theft and misplacement. Bajaj Finance stores it in a secure vault until the loan is fully repaid.
	 


	Who can apply for a gold loan


	Applying for a gold loan in India with Bajaj Finance is easy and inclusive. Here are the eligibility conditions


	
		
			The applicant should be an Indian citizen
	
	
		
			The age of the applicant should be between 21 and 70 years
	
	
		
			The applicant must have 18-22 karat gold jewellery to pledge
			 
	



	There is no requirement for income proof, making it accessible for homemakers, farmers, and self-employed individuals as well.
	 


	Documents required for gold loan


	Bajaj Finance has kept the paperwork simple. Borrowers just need any one of the following KYC documents


	
		
			Aadhaar card
	
	
		
			Voter ID
	
	
		
			Passport
	
	
		
			Driving licence
	
	
		
			NREGA job card
	
	
		
			Letter from the National Population Registration
			 
	



	There is no need for salary slips, income tax returns, or property papers. This ease of paperwork helps customers complete the process faster. Though it is important to note that for loans over Rs.5 lakh, submission of PAN Card details may be required.
	 


	Know the interest and repayment options


	The interest rate plays a major role in any loan. Bajaj Finserv Gold Loan offers competitive interest rates, depending on the loan amount and repayment plan chosen by the customer.
	 


	Bajaj Finance offers multiple repayment options, including


	
		
			Borrowers can choose to pay interest monthly, bi-monthly, quarterly, half-yearly, or annually.
	
	
		
			They can select a payment schedule that suits their convenience.
	
	
		
			The principal loan amount is payable at the end of the loan tenure.
	
	
		
			Any remaining interest, if not paid earlier, will also be due at the time of loan maturity.
			 
	



	The loan tenure can range from 1 day to 12 months, giving customers the freedom to choose what works best for them.
	 


	Conclusion


	A gold loan in India is a practical way to raise quick funds without selling precious assets. With minimal paperwork, quick approval, and convenient repayment options, Bajaj Finserv Gold Loan offers a seamless experience for customers from all walks of life.
	 


	By understanding the documents required for gold loan and how the process works, one can apply with full confidence. Bajaj Finance continues to make gold loans accessible, safe, and quick for everyone across India.
	 


	T&amp;C Apply. 
	 


	About Bajaj Finance Limited
	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A-3 by S&amp;P Global ratings.
	
	To know more, visit www.bajajfinserv.in. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32201_goldloan_2025_bajajfins.jpg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 14 Jun 2025 22:45:25 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Key Things to Know Before Applying, a Gold Loan in India, Bajaj Finance</media:keywords>
</item>

<item>
<title>Cut In Repo Rate: Know Why Booking FD On Wizely App Now Can Be Smart</title>
<link>https://www.thebizzstories.com/cut-in-repo-rate-know-why-booking-fd-on-wizely-app-now-can-be-smart</link>
<guid>https://www.thebizzstories.com/cut-in-repo-rate-know-why-booking-fd-on-wizely-app-now-can-be-smart</guid>
<description><![CDATA[ To manage inflation and maintain economic stability, the Reserve Bank of India (RBI) updates the repo rate periodically. This shift in monetary policy has significant implications for various financial instruments, particularly Fixed Deposits (FDs). For potential investors looking to secure their returns, this has a direct effect on long-term returns.


	 


	Taking conducive macroeconomic growth into account, the RBI has lowered the repo rate by 50 basis points in frontloading. Many banks are still providing FDs at the previous rate. Hence, now is the right time to book your FD so that you can still enjoy higher returns. Understanding why booking Fixed Deposit on the Wizely App now could be a particularly smart decision.


	 


	Understanding the Repo Rate and Its Impact


	The repo rate is the interest rate at which the RBI lends money to commercial banks. It is a crucial tool used by the central bank to control liquidity in the banking system, manage inflation, and stimulate economic growth.


	 


	RBI has made two cuts this year, reducing the repo rate by 25 basis points each time. Before the February 2025 Monetary Policy Committee (MPC) meeting, the repo rate stood at 6.5%. With two subsequent rate cuts, the repo rate before this month&#039;s MPC meeting was 6%. With this reduction of 50 basis points, the repo rate now stands at 5.50%.


	 


	However, analysts at Goldman Sachs also anticipate that the repo rate will fall to 5.5% by the end of this year, within in the current rate cycle. Consequently, any change in the repo rate directly affects the investment made in FD.


	 


	Impact on Fixed Deposit Rates


	The correlation between the repo rate and FD rates is direct. With lower repo rates, banks can borrow funds more cheaply from the RBI. Consequently, banks tend to lower their lending rates for various loans (home loans, auto loans, etc.) to encourage borrowing and stimulate economic activity.


	 


	While this is good news for borrowers, it also means that banks are no longer dependent on investors for funds. Therefore, banks typically reduce the interest rates they offer on fixed deposits. This comes as bad news for anyone planning to book an FD.


	 


	Window of Opportunity: Why Act Now


	Banks and Non-Banking Financial Companies (NBFCs) tend to adjust their FD rates downwards after the repo rate cut. However, banks will still be offering relatively higher FD rates compared to what they may offer in the near future. By booking an FD now, investors can lock in these potentially higher rates before they decline further.


	 


	Why Choose the Wizely App for Fixed Deposits


	To leverage better FD rates before the cuts, one needs to make a quick decision. This is where the Wizley App comes to the rescue. Here are some compelling reasons to book Fixed Deposit on the Wizely App:


	
		
			Wizely makes it easy for investors to explore, compare, and book FD from various RBI-licensed banks and NBFC partners
	
	
		
			The interest rate on the Wizely App starts at 9.10%, which can be significantly higher than some traditional bank offerings, especially in a declining interest rate scenario
	
	
		
			The app offers a seamless digital experience, allowing investors to browse, compare, and create FDs with a few taps
	
	
		
			Investors can book FD without the hassle of opening a new bank account for each FD
	
	
		
			Fixed deposits booked through Wizely are insured up to Rs. 5 lakhs by the Deposit Insurance and Credit Guarantee Corporation (DICGC) for each bank, providing a layer of security for all investment
	
	
		
			All banks and NBFCs partnered with Wizely are fully regulated by the RBI, ensuring the safety and security of investments
	
	
		
			The entire process is online, eliminating the need for physical paperwork. All one needs to do is link their account with Aadhaar or PAN to complete the digital KYC with DigiLocker
	
	
		
			The app interface is simple, allowing even first-time investors to start investing without much confusion 
	
	
		
			If the need is, one can easily withdraw their funds from the app itself. It is a straightforward process that allows the investor to transfer funds directly to their bank account in a few taps
	



	 


	Step-by-step Guide to Book an FD on the Wizely


	If one wants to enjoy a better FD interest rate with the current higher repo rate, one can book an FD on the Wizely App by following these steps.


	
		
			Download the Wizely app from the official Google Play Store or Apple App Store
	
	
		
			Register their profile with a phone number and email address
	
	
		
			Complete the KYC process using the PAN Card
	
	
		
			Select the issuer by comparing the interest rate
	
	
		
			Book an FD by entering the deposit amount, tenure, and payout option
	
	
		
			Complete the FD process by making the fund transfer
	



	 


	Once done, the investor will get the confirmation through the communication. Furthermore, they can then use the Wizley App to overview the investment returns and keep track of its growth. This way, this digital app gives the investors complete control at their fingertips.


	 


	With the evolving landscape of fixed deposit investment, Wizley starts toe-to-toe with the new technology. Adding seamless and convenient investment experience for all. In addition to the competitive returns and hassle-free withdrawals, one can enjoy a stress-free experience by choosing Fixed Deposit on the Wizely App. All they need to do is download the app and get started! ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Sat, 14 Jun 2025 22:45:24 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Cut, Repo, Rate:, Know, Why, Booking, Wizely, App, Now, Can, Smart</media:keywords>
</item>

<item>
<title>How to Get a Personal Loan Online in Minutes &#45; A Step&#45;by&#45;Step Guide</title>
<link>https://www.thebizzstories.com/how-to-get-a-personal-loan-online-in-minutes-a-step-by-step-guide</link>
<guid>https://www.thebizzstories.com/how-to-get-a-personal-loan-online-in-minutes-a-step-by-step-guide</guid>
<description><![CDATA[ Bajaj Markets is redefining how personal loans are accessed in India. With a simple, digital-first approach, individuals can now apply for a personal loan online and get one within minutes - all from the comfort of their home.


	 


	
		
			
				
		
	



	Applying for Personal Loans Made Easy with Bajaj Markets


	 


	Here&#039;s how users can get started on Bajaj Markets:


	 


	1. Visit the Bajaj Markets Website or App:


	Start by heading to https://www.bajajfinservmarkets.in or downloading the app. The platform is designed to be mobile-friendly and intuitive for all users.


	 


	2. Enter Basic Information:


	Provide a few essential details like mobile number, employment type, pincode, name etc. This helps the platform fetch loan offers tailored to one&#039;s profile.


	 


	3. Explore Offers from Multiple Lenders:


	Bajaj Markets is connected with over 20 leading banks and NBFCs. Based on the inputs, one can find personal loan offers that match their eligibility.


	 


	4. Compare Loan Details:


	Users can compare interest rates, tenures, and maximum loan amounts before making a decision. Loan amounts of up to ₹55 Lakhs are available, with interest rates starting at 9.99% p.a.


	 


	5. Apply Online:


	Select the most suitable offer and complete the application.


	 


	6. Get Approval and Disbursal:


	Once verified, the loan may be approved in a few minutes and disbursed shortly after, depending on the lender&#039;s process.


	 


	Bajaj Markets is committed to making personal loans more accessible for individuals across India. With its simplified process, getting the right loan is no longer time-consuming or complex.


	 


	About Bajaj Finserv Direct 


	Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a tech solutions provider. 


	 


	Bajaj Markets is a marketplace that offers multiple financial products across all categories such as Loans, Cards, Investments, Insurance, Pocket Insurance, Stock Market, electronics via ONDC and Value-Added Services (VAS). Bajaj Markets has partnered with trusted financial brands to offer &quot;India ka Financial Supermarket&quot;. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals.


	 


	Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong technology services business - Bajaj Technology Services, through which it offers a wide gamut of digital technology solutions spanning Experience, Commerce, Engineering, CRM, Data &amp; AI, Cloud, Digital Agency, and Emerging Tech practices.


	 


	Visit the Bajaj Markets website or download the Bajaj Markets&#039; app from the Play Store or App Store to experience &quot;India ka Financial Supermarket&quot;. 


	 


	To know more about Bajaj Technology Services, visit www.bajajtechnologyservices.com. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32230_500x400(1).jpg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 14 Jun 2025 22:45:23 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>How, Get, Personal, Loan, Online, Minutes, Step-by-Step, Guide</media:keywords>
</item>

<item>
<title>5 Reasons Why Customers Choose the Bajaj Finserv Personal Loan to Manage Their Expenses</title>
<link>https://www.thebizzstories.com/reasons-customers-choose-bajaj-finserv-personal-loan</link>
<guid>https://www.thebizzstories.com/reasons-customers-choose-bajaj-finserv-personal-loan</guid>
<description><![CDATA[ Managing financial needs effectively has become more important than ever in today&#039;s fast-paced world. Whether it&#039;s planning a wedding, funding higher education, covering medical bills, or emergency travel, customers are constantly looking for convenient and trustworthy financing options. The Bajaj Finserv Personal Loan stands out as a preferred choice for lakhs of individuals across India - offering flexibility, fast processing, and unmatched convenience.


	 


	
		
			
				
		
	



	Bajaj Finserv Personal Loan


	 


	Here are five key reasons why customers opt for the Bajaj Finserv Personal Loan to manage their varied expenses:


	 


	1. High Loan Amounts up to Rs. 55 Lakh


	One of the biggest reasons customers trust Bajaj Finance is the generous loan limit. Eligible individuals can avail of a personal loan of up to Rs. 55 lakh, without the need for any collateral or guarantor. This high-value offering allows borrowers to meet large expenses such as home renovation, higher education, or emergency medical treatments with ease and confidence.
	 


	For instance, a customer planning a destination wedding or major home upgrade can rely on this financing solution to cover all related costs without dipping into long-term savings.


	 


	2. Quick Online Application and Fast Disbursal


	Speed and simplicity are critical when it comes to financial assistance. The Bajaj Finserv Personal Loan application process is fully online and can be completed in just a few minutes. Customers only need to fill in basic details and upload minimal personal loan documents to process their application.


	 


	Upon approval, funds are transferred directly to the customer&#039;s bank account within 24 hours*. This ensures timely access to funds during emergencies or time-sensitive commitments.


	 


	3. Flexible Tenure and Repayment Options


	Borrowers appreciate the flexibility of choosing repayment terms that align with their financial comfort. With tenure options ranging from 12 months to 96 months, the Bajaj Finserv Personal Loan allows customers to customise their EMIs based on income and budget.


	 


	To make planning even easier, Bajaj Finance offers the personal loan EMI calculator - a helpful online tool that lets customers estimate their monthly instalments before applying. By adjusting the loan amount, interest rate, and tenure, they can arrive at a repayment plan that fits their budget perfectly.


	 


	4. Minimal Documentation and Transparent Process


	The hassle-free documentation process is another major reason for customer preference. The requirement for personal loan documents is kept minimal - usually limited to basic KYC, income proof, employment details, and more.


	Moreover, the entire loan journey - from application to disbursal - is fully transparent. Customers can track their repayment schedule and interest details through the customer portal or mobile app, ensuring complete clarity at every stage.


	 


	5. No Collateral or Hidden Charges


	The Bajaj Finserv Personal Loan is completely unsecured, meaning customers do not need to pledge any property or asset.
	 


	Furthermore, the company maintains a clear and customer-first approach by ensuring there are no hidden charges. All applicable fees - such as processing charges or penal interest - are clearly communicated upfront, fostering trust and long-term customer satisfaction.


	 


	Conclusion


	With a seamless digital application process, high loan limits, flexible repayment options, and a strong customer-centric approach, it&#039;s no surprise that the Bajaj Finserv Personal Loan continues to be one of the most popular financing options in the country.
	 


	Whether it&#039;s managing planned expenses or tackling sudden financial challenges, customers across India are increasingly choosing Bajaj Finance as their trusted partner in financial freedom. To know more or to check your offer instantly, visit the official Bajaj Finserv website.


	 


	*Terms and conditions apply


	 


	Bajaj Finance Limited


	Bajaj Finance Ltd. (&#039;BFL&#039;, &#039;Bajaj Finance&#039;, or &#039;the Company&#039;), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable &amp; [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&amp;P Global ratings. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32254_bajaj1106.jpg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 14 Jun 2025 22:45:22 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Finserv personal loan, personal loan benefits, manage expenses with loan, reasons to choose Bajaj loan, instant personal loan, flexible EMI options, quick loan approval, financial planning, unsecured loans India, Bajaj Finserv loan features</media:keywords>
</item>

<item>
<title>Bajaj Markets Offers Free CIBIL Score Checks to Help Individuals Stay Loan&#45;ready</title>
<link>https://www.thebizzstories.com/bajaj-markets-free-cibil-score-check-loan-ready</link>
<guid>https://www.thebizzstories.com/bajaj-markets-free-cibil-score-check-loan-ready</guid>
<description><![CDATA[ Bajaj Markets, a leading digital financial marketplace, gives individuals a simple way to check their CIBIL score, at zero cost. There are no forms and no waiting time is involved. This quick service helps people understand their credit standing and take better control of future borrowing.


	 


	
		
			
				
		
	



	Check CIBIL score before a personal loan application!


	 


	With just a few easy steps, anyone can view their score and start making smarter financial choices. Using this free tool often can help users prepare for credit approvals and better loan offers.


	 


	Why a Strong CIBIL Score Matters to Lenders


	Lenders use the CIBIL score to quickly understand an individuals credit behaviour and repayment track record. A higher score often signals responsible credit use, making the applicant more likely to repay on time. This helps lenders reduce risk and speed up decision-making, especially when dealing with large loan amounts or unsecured credit.


	 


	Users check CIBIL score for personal loan applications. Here are some easy steps that can help raise the CIBIL score and build stronger credit over time:


	
		
			Always pay loan EMIs and credit card bills on or before the due date
	
	
		
			Avoid applying for multiple loans or credit cards within a short time
	
	
		
			Maintain a mix of secured and unsecured credit to show balanced usage
	
	
		
			Check the credit report often to spot and correct any errors
	
	
		
			Keep credit use low and avoid using the entire limit available
	



	 


	Along with free CIBIL score checks, Bajaj Markets offers a wide range of financial products and services. These include personal loans, credit cards, insurance plans, investment tools, and savings options-all available through a trusted and easy-to-use platform. 


	 


	About Bajaj Finserv Direct 


	Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a tech solutions provider.  


	 


	Bajaj Markets is a marketplace that offers multiple financial products across all categories such as Loans, Cards, Investments, Insurance, Pocket Insurance, Stock Market, electronics via ONDC and Value-Added Services (VAS). Bajaj Markets has partnered with trusted financial brands to offer &quot;India ka Financial Supermarket&quot;. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals.   


	 


	Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong technology services business - Bajaj Technology Services, through which it offers a wide gamut of digital technology solutions spanning Experience, Commerce, Engineering, CRM, Data &amp; AI, Cloud, Digital Agency, and Emerging Tech practices.    


	 


	Visit the Bajaj Markets website or download the Bajaj Markets&#039; app from the Play Store or App Store to experience &quot;India ka Financial Supermarket&quot;. 


	 


	To know more about Bajaj Technology Services, visit www.bajajtechnologyservices.com. ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/32272_bajaj1306.JPG" length="49398" type="image/jpeg"/>
<pubDate>Sat, 14 Jun 2025 22:45:21 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj Markets, free CIBIL score check, CIBIL score online, credit score check, loan eligibility, financial planning, credit report, personal finance, loan readiness, check CIBIL score free</media:keywords>
</item>

<item>
<title>Check Your Home Loan Eligibility Easily with Piramal Finance</title>
<link>https://www.thebizzstories.com/check-your-home-loan-eligibility-easily-with-piramal-finance</link>
<guid>https://www.thebizzstories.com/check-your-home-loan-eligibility-easily-with-piramal-finance</guid>
<description><![CDATA[ Mumbai (Maharastra) [India],October 21: When planning to buy a home, understanding your loan eligibility is a crucial step in the process. Piramal Finance has simplified this for you! Now, you can easily check your home loan eligibility by providing a few key details, whether you’re a salaried professional or self-employed. How to Check Home Loan Eligibility for [...] ]]></description>
<enclosure url="https://pnn.digital/wp-content/uploads/2024/10/image-20-300x169.jpg" length="49398" type="image/jpeg"/>
<pubDate>Mon, 21 Oct 2024 14:47:51 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords>Check, Your, Home, Loan, Eligibility, Easily, with, Piramal, Finance</media:keywords>
</item>

<item>
<title>Sellwin bags 2 million dollar order from UAE based company</title>
<link>https://www.thebizzstories.com/sellwin-bags-2-million-dollar-order-from-uae-based-company</link>
<guid>https://www.thebizzstories.com/sellwin-bags-2-million-dollar-order-from-uae-based-company</guid>
<description><![CDATA[ Ahmedabad (Gujarat) [India], September 20: Sellwin Traders Ltd and Secorbit FZCO, UAE, have signed an MoU for a $2 million project to develop a blockchain-based tokenisation platform. The platform will enable the tokenisation of equities, bonds, and real-world assets, focusing on scalability, security, and seamless integration with existing financial and blockchain ecosystems. Sellwin Traders Ltd [...] ]]></description>
<enclosure url="https://pnndigital.com/wp-content/uploads/2024/09/16-09-Featured-image-PNN.jpg" length="49398" type="image/jpeg"/>
<pubDate>Sat, 21 Sep 2024 13:55:27 +0530</pubDate>
<dc:creator>PNN</dc:creator>
<media:keywords>Sellwin, bags, million, dollar, order, from, UAE, based, company</media:keywords>
</item>

<item>
<title>Unipe Revolutionizes Indian Workforce and Enterprises Through Financial Inclusion</title>
<link>https://www.thebizzstories.com/unipe-revolutionizes-indian-workforce-and-enterprises-through-financial-inclusion</link>
<guid>https://www.thebizzstories.com/unipe-revolutionizes-indian-workforce-and-enterprises-through-financial-inclusion</guid>
<description><![CDATA[ This innovative platform seamlessly integrates with existing workflows, offering both employers and employees a range of benefits. ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2023/12/image_750x500_6571a1406bf3b.jpg" length="105973" type="image/jpeg"/>
<pubDate>Thu, 07 Dec 2023 16:15:49 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords>Unipe, Unipe Revolutionizes, Indian Workforce, Financial Inclusion</media:keywords>
</item>

<item>
<title>Fibe and Axis Bank Launch India&amp;apos;s First Numberless Credit Card for Enhanced Security and Convenience</title>
<link>https://www.thebizzstories.com/fibe-and-axis-bank-launch-indias-first-numberless-credit-card-for-enhanced-security-and-convenience</link>
<guid>https://www.thebizzstories.com/fibe-and-axis-bank-launch-indias-first-numberless-credit-card-for-enhanced-security-and-convenience</guid>
<description><![CDATA[ The innovative numberless credit card is designed to enhance security by omitting traditional card details such as the card number, expiry date, and CVV from the physical card. ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2023/10/image_750x500_6525545e5476a.jpg" length="39389" type="image/jpeg"/>
<pubDate>Tue, 10 Oct 2023 19:11:16 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords>Fibe, Axis Bank, Numberless Credit Card</media:keywords>
</item>

<item>
<title>SBI General Insurance adopts Strategic Initiatives to Drive Insurance Awareness and Penetration in Meghalaya</title>
<link>https://www.thebizzstories.com/sbi-general-insurance-adopts-strategic-initiatives-to-drive-insurance-awareness-and-penetration-in-meghalaya</link>
<guid>https://www.thebizzstories.com/sbi-general-insurance-adopts-strategic-initiatives-to-drive-insurance-awareness-and-penetration-in-meghalaya</guid>
<description><![CDATA[ The proposal by IRDAI is expected to have a significant impact on overall economic growth and financial stability. IRDAI has appointed HDFC Life &amp; Niva Bhupa as Lead Insurers for Life and Health Insurance respectively along with SBIG for Meghalaya.  ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2023/05/image_750x500_6475cb40268a4.jpg" length="34887" type="image/jpeg"/>
<pubDate>Tue, 30 May 2023 15:40:36 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords>SBI General Insurance, Strategic Initiatives, Drive Insurance Awareness, Penetration in Meghalaya</media:keywords>
</item>

<item>
<title>Bajaj Finserv Mutual Fund Submits Paperwork To SEBI In Order To Introduce 7 Schemes</title>
<link>https://www.thebizzstories.com/bajaj-finserv-mutual-fund-submits-paperwork-to-sebi-in-order-to-introduce-7-schemes</link>
<guid>https://www.thebizzstories.com/bajaj-finserv-mutual-fund-submits-paperwork-to-sebi-in-order-to-introduce-7-schemes</guid>
<description><![CDATA[  ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2023/04/image_750x500_64342a91b4dc0.jpg" length="52367" type="image/jpeg"/>
<pubDate>Mon, 10 Apr 2023 20:56:16 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>UPI Payment Approved By Credit Card, Initially Customers Of These Three Banks Will Be Able To Avail Benefits</title>
<link>https://www.thebizzstories.com/upi-payment-approved-by-credit-card-initially-customers-of-these-three-banks-will-be-able-to-avail-benefits</link>
<guid>https://www.thebizzstories.com/upi-payment-approved-by-credit-card-initially-customers-of-these-three-banks-will-be-able-to-avail-benefits</guid>
<description><![CDATA[ Till now payment could be made only through credit card through means like internet banking and POS. ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/09/image_750x500_632ca0a38bcbd.jpg" length="35274" type="image/jpeg"/>
<pubDate>Thu, 22 Sep 2022 23:21:47 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>SBI Estimates, RBI May Increase The Interest Rate By 35 To 50 Basis Points</title>
<link>https://www.thebizzstories.com/sbi-estimates-rbi-may-increase-the-interest-rate-by-35-to-50-basis-points</link>
<guid>https://www.thebizzstories.com/sbi-estimates-rbi-may-increase-the-interest-rate-by-35-to-50-basis-points</guid>
<description><![CDATA[ As per the schedule, the next three-day monetary policy meeting of the RBI will be held between September 28-30. ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/09/image_750x500_6320f196762aa.jpg" length="79986" type="image/jpeg"/>
<pubDate>Wed, 14 Sep 2022 02:40:14 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>Know What Federal Bank Said About A Merger With Kotak Mahindra Bank? Shares Up 8 Percent</title>
<link>https://www.thebizzstories.com/know-what-federal-bank-said-about-a-merger-with-kotak-mahindra-bank-shares-up-8-percent</link>
<guid>https://www.thebizzstories.com/know-what-federal-bank-said-about-a-merger-with-kotak-mahindra-bank-shares-up-8-percent</guid>
<description><![CDATA[ Federal Bank&#039;s stock jumped 8 percent to 129.75 percent. At present, the stock is trading at Rs 123.50 with a gain of 3.30 percent. ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/09/image_750x500_631618c1d0ecf.jpg" length="69214" type="image/jpeg"/>
<pubDate>Mon, 05 Sep 2022 21:13:57 +0530</pubDate>
<dc:creator>Dinesh Kumar</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>On National Sports Day 2022, Bank of Baroda brings together three of India’s biggest sporting stars</title>
<link>https://www.thebizzstories.com/on-national-sports-day-2022-bank-of-baroda-brings-together-three-of-indias-biggest-sporting-stars</link>
<guid>https://www.thebizzstories.com/on-national-sports-day-2022-bank-of-baroda-brings-together-three-of-indias-biggest-sporting-stars</guid>
<description><![CDATA[  ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/08/image_750x500_630cfca100cd7.jpg" length="48304" type="image/jpeg"/>
<pubDate>Mon, 29 Aug 2022 23:22:58 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>Bajaj Finance Increases FD Rates by up to 15 bps for Specific Tenor: Check the Latest Rates</title>
<link>https://www.thebizzstories.com/bajaj-finance-increases-fd-rates-by-up-to-15-bps-for-specific-tenor-check-the-latest-rates</link>
<guid>https://www.thebizzstories.com/bajaj-finance-increases-fd-rates-by-up-to-15-bps-for-specific-tenor-check-the-latest-rates</guid>
<description><![CDATA[ 	Bajaj Finance has increased FD rates for multiple tenures from 26th August 2022. The rate change will be applicable for all deposits starting at Rs. 15,000 to Rs. 5 crore made for a tenor of 12 to 23 months, 15 months, 18 months and 22 months. For a tenor of 12-23 months, the interest rate for customers below 60 years has been increased from 6.20% p.a. to 6.35% p.a. however, for senior citizens, the rates have been increased from 6.45% p.a. to 6.60% p.a.


	 


	For the Tenor of 22 months, the rate change for customers below 60 years of age has been from 6.65% p.a. to 6.80% p.a., while for senior citizens, the rate has changed from 6.90% p.a. to 7.05% p.a.


	 


	All investor categories and tenors will continue to receive higher FD interest rates up to 7.75% p.a., hastening the growth of an investors capital.


	 


	The revised rates for customers below 60 years of age are as follows:


				
					Tenor
			
			
				
					Type
			
			
				
					Old rate
			
			
				
					New rates
			
		
				
					12-23 months
			
			
				
					Regular
			
			
				
					6.20% p.a.
			
			
				
					6.35% p.a.
			
		
				
					15 months
			
			
				
					Special
			
			
				
					6.40% p.a.
			
			
				
					6.55% p.a.
			
		
				
					18 months
			
			
				
					6.50% p.a.
			
			
				
					6.65% p.a.
			
		
				
					22 months
			
			
				
					6.65% p.a.
			
			
				
					6.80% p.a.
			
		
	 


	The revised rates for senior citizens (above 60 years of age) are as follows:


				
					Tenor
			
			
				
					Type
			
			
				
					Old rate
			
			
				
					New rates
			
		
				
					12-23 months
			
			
				
					Regular
			
			
				
					6.45% p.a.
			
			
				
					6.60% p.a.
			
		
				
					15 months
			
			
				
					Special
			
			
				
					6.65% p.a.
			
			
				
					6.80% p.a.
			
		
				
					18 months
			
			
				
					6.75% p.a.
			
			
				
					6.90% p.a.
			
		
				
					22 months
			
			
				
					6.90% p.a.
			
			
				
					7.05% p.a.
			
		
	 


	The features of Bajaj Finance Fixed Deposit are as follows: 


	 


	a. Minimum investment amount of Rs. 15,000: Start investing with just Rs. 15,000 as a lump-sum amount. The maximum amount for online investment is Rs. 5 crore; offline customers have no upper limit to the investment amount.


	 


	b. Higher returns up to 7.75% p.a. for a tenor of 44 months: Senior citizens investing for 44 months can now earn returns up to 7.75% p.a. For customers below 60 years of age, the maximum returns up to 7.50% p.a.


	 


	c. Tenor ranging from 12 to 60 months: Choose any tenor from 12 to 60 months. Your Tenor will determine the interest rate on your investment.


	 


	d. Variable payout facility: Earn regular income by choosing the non-cumulative fixed deposit. Earn interest on a monthly, quarterly, half-yearly or yearly basis.


	 


	e. Special Tenor for higher returns: Bajaj Finance offers a special Tenor for higher returns. Special tenors are for a month of 15,18, 22, 30, 33, and 44.


	 


	f. Loan against FD: Get a loan up to 75% of your investment amount.


	 


	g. Premature withdrawal facility with no penalty: Withdraw your FD before the maturity date by incurring a loss of interest.


	 


	h. FD renewal in 4 simple steps: Renew your FD for Tenor ranging from 12 to 60 months and earn returns up to 7.75% p.a.


	 


	i. Small monthly deposit facility with Systematic Deposit Plan


	 


	j. 0.25% p.a. higher rates for senior citizens.


	 


	To give you an idea about the impact of these higher FD rates on your total earnings, here are two examples of returns on senior and non-senior citizen FDs with an investment amount of Rs. 5,00,000.


	 


	For senior citizens:


				
					Investment tenor
			
			
				
					FD interest rates
			
			
				
					Interest earnings
			
			
				
					Total earnings
			
		
				
					44 months
			
			
				
					7.75%
			
			
				
					Rs. 1,57,406
			
			
				
					Rs. 6,57,406
			
		
				
					36 months
			
			
				
					7.65%
			
			
				
					Rs. 1,23,752
			
			
				
					Rs. 6,23,752
			
		
				
					24 months
			
			
				
					7.20%
			
			
				
					Rs. 74,592
			
			
				
					Rs. 5,74,592
			
		
	 


	For non-senior citizens:


				
					Investment tenor
			
			
				
					FD interest rates
			
			
				
					Interest earnings
			
			
				
					Total earnings
			
		
				
					44 months
			
			
				
					7.50%
			
			
				
					Rs. 1,51,830
			
			
				
					Rs. 6,51,830
			
		
				
					36 months
			
			
				
					7.40%
			
			
				
					Rs. 1,19,417
			
			
				
					Rs. 6,19,417
			
		
				
					24 months
			
			
				
					6.95%
			
			
				
				 ]]></description>
<enclosure url="https://static.theprint.in/wp-content/uploads/2022/08/ANI-20220826062416.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 26 Aug 2022 13:25:32 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj, Finance, Increases, Rates, bps, for, Specific, Tenor:, Check, the, Latest, Rates</media:keywords>
</item>

<item>
<title>ET Money&amp;apos;s &amp;apos;India Investor Personality Report 2022&amp;apos; Decodes Investors&amp;apos; Minds; Gives Insights into Unique Investing Behaviors and Patterns</title>
<link>https://www.thebizzstories.com/et-moneys-india-investor-personality-report-2022-decodes-investors-minds-gives-insights-into-unique-investing-behaviors-and-patterns</link>
<guid>https://www.thebizzstories.com/et-moneys-india-investor-personality-report-2022-decodes-investors-minds-gives-insights-into-unique-investing-behaviors-and-patterns</guid>
<description><![CDATA[ 		
			Equity allocation of Indian investors is extremely high irrespective of their risk tolerance
	
	
		
			Investors with a low comfort level to losses are taking a higher amount of risk
	
	
		
			Investors with higher financial mastery are timing the markets with strategic lumpsum investments along with SIPs
	

	 


	ET Money, one of India&#039;s largest Mutual Funds apps &amp; fastest growing Investment Advisory Platform, recently released an exclusive report titled &quot;India Investment Personality Report 2022&quot; that looks into the minds of lakhs of investors. The insights have been drawn from their unique feature of Investor Personality assessment that assesses investors on four key parameters of risk tolerance, loss aversion, financial mastery, and overconfidence levels and draws a map of their unique investor psyche.


	 


	The assessment gives investors 8 unique Investor Personality tags that are closest to the type of investor they are. The report reveals that the majority of Indian investors are Strategizers (35%) - a type of investors who are action takers willing to take calculated risks. This is followed by Explorers (31%) - investors who are smart and, at times, overconfident risk takers.


	 


	The other investor personality types - Protector, Analyzer, Seeker, Adventurer, Researcher, and Observer- constitute the countrys remaining 34% of investors.


	 


	As per the report, Indians have an average risk tolerance range between 52 and 81 which means they are comfortable taking a decent amount of risk when it comes to investing. While high-risk tolerance can deliver good outcomes over the long term, the report also shows that investors with low-risk tolerance are also investing heavily in equities, indicating risk-taking capacity is being ignored. The report further indicates that the majority of Indians have low comfort levels with respect to incurring losses. Yet they are taking high risks, which is bound to make them uncomfortable during market volatility.


	 


	Interestingly, as per the report, Indian investors with high financial mastery are making strategic lumpsum investments along with their ongoing SIPs as opposed to investors with lower financial mastery who are sticking to only SIPs. Further on the positive side, women investors are seen to be more organized and well-planned, which is evident with them having a higher share in personality types of Strategizers and Researchers compared to men.


	 


	Commenting on the release of this exclusive report, Mukesh Kalra, Founder and CEO of ET Money, said, &quot;Your investment biases impact how your money grows. And being aware of these biases can help you make smarter investing decisions. The &#039;ET Money India Investor Personality Report 2022&#039; helps us look at the real-time situation, i.e. Indian investors are blindly chasing returns without considering their risk tolerance. Making better decisions starts with decluttering your thoughts and seeing what is driving your investment decisions. That is one major reason why ET Money Genius, our flagship offering, first understands users&#039; personality type and then recommends portfolios which are in-line with their risk tolerance levels. The report shows that investing decisions among Indians are driven by high returns and market rush, and there is a need to counteract this widespread behaviour. ET Money Genius, a membership service, in this case, can assist investors in understanding their investment objectives and build portfolios that are highly optimized.&quot;


	 


	Link to download the India Investment Personality Report 2022 - bit.ly/3PMBO16


	About ET Money


	ET Money is Indias fastest-growing investment and wealth management platform, with a total of over $3bn worth of investments under management. In less than 5 years, ET Money has built a solid customer base of over 10 million users across 1400 cities. The platform has been a pioneer in building industry-first technical solutions like paperless video KYC for MF investments, the country&#039;s first Aadhar-based SIP payment feature, amongst others. Website: www.etmoney.com.
   ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/09/image_750x500_631a28c762864.jpg" length="15860" type="image/jpeg"/>
<pubDate>Thu, 25 Aug 2022 18:27:09 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Moneys, India, Investor, Personality, Report, 2022, Decodes, Investors, Minds, Gives, Insights, into, Unique, Investing, Behaviors, and, Patterns</media:keywords>
</item>

<item>
<title>Bank of Baroda launches the bob World Yoddha Debit Card for  India’s Armed Forces</title>
<link>https://www.thebizzstories.com/bank-of-baroda-launches-the-bob-world-yoddha-debit-card-for-indias-armed-forces</link>
<guid>https://www.thebizzstories.com/bank-of-baroda-launches-the-bob-world-yoddha-debit-card-for-indias-armed-forces</guid>
<description><![CDATA[ The premium RuPay Select Debit Card offers higher transaction limits, personal accident &amp; total disability insurance cover and a number of other offers for the country’s defence personnel and veterans ]]></description>
<enclosure url="https://www.sangritoday.com/uploads/images/2022/08/image_750x_63074707ab126.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 25 Aug 2022 15:29:03 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bank of Baroda, bob World Yoddha Debit Card, India’s Armed Forces</media:keywords>
</item>

<item>
<title>L&amp;amp;T Financial Services Extends &amp;apos;Digital Sakhi&amp;apos; Project to Kerala</title>
<link>https://www.thebizzstories.com/lt-financial-services-extends-digital-sakhi-project-to-kerala</link>
<guid>https://www.thebizzstories.com/lt-financial-services-extends-digital-sakhi-project-to-kerala</guid>
<description><![CDATA[ 
		
			Aims to reach out to around 3 lakh people through digital financial inclusion in Kerala
	
	
		
			Successfully implemented Digital Sakhi projects in Maharashtra, Madhya Pradesh, Tamil Nadu, Odisha and West Bengal
	
	
		
			Recently inaugurated its project in Karnataka which witnessed participation from various stakeholders - the community, society and the employees of the company
	
	
		
			Customized training modules for each state basis baseline and needs assessment study
	
	
		
			In FY 2022, the programme benefitted over 8.60 Lakh community members in multiple villages across five states
	

	 


	L&amp;T Financial Services (LTFS), one of the leading non-banking financial companies, today announced the inauguration of its flagship CSR project - Digital Sakhi - in Kerala. Using technology as an enabler to empower women, the project equips rural women with the skills and knowledge to promote Digital Financial Literacy (DFL) in the community and at the same time drive women entrepreneurship in rural communities.


	 


				
		
	Ms. Apurva Rathod, Group Head, L&amp;T Financial Services, Shri KV Krishnagopal, CEO, Access Livelihoods Group along with the Digital Sakhi aspirants at the inauguration of the Digital Sakhi Project


	 


	The Digital Sakhi project aims to nurture a strong network of women who are extensively trained in DFL, leadership and communication. These women, in turn educate, influence and help their communities leverage India&#039;s digital financial infrastructure effectively for their economic upliftment. Additionally, the project also supports women in pursuing the path of entrepreneurship and promoting sustainable livelihood.


	 


	Through the Digital Sakhi initiative in Kerala, LTFS aims to create a cadre of 100 Digital Sakhis as digital enablers-cum-educators, who will help around 3 lakh community members with the knowledge of digital finance, facilitate access to government schemes and formal credit. In addition, the project aims to support around 1,000 women entrepreneurs in establishing and scaling their micro-enterprises through upskilling and enterprise-development trainings.


	 


	Mr. Dinanath Dubhashi, Managing Director &amp; CEO, L&amp;T Finance Holdings Ltd., said, &quot;For us, CSR is not just compliance but extends to working with the entire rural ecosystem through our businesses as well as CSR interventions. Our efforts are modelled on the blueprint of empowering communities around us, and our 5-year way forward strategic plan - Lakshya 2026, unveiled this year, further narrates and emphasizes our commitment to the society. Among other things, we are creating a robust rural business ecosystem that will expand our existing product portfolio by designing new products for our customers as well as expanding our flagship CSR project - Digital Sakhi - to newer geographies. We launched the project in Karnataka a few days back and today we are here for the launch in Kerala.&quot;


	 


	The inauguration of the project in Kerala follows the successful implementation of the programme since FY17 in states like Maharashtra, Madhya Pradesh, Tamil Nadu, Odisha and West Bengal. The company also recently inaugurated the Digital Sakhi project in Karnataka with participation from the community, society and employees.


	 


	Speaking on the occasion, Mr. G.V. Krishnagopal, Executive Director, Access Livelihood Foundation said, &quot;Kerala has the unique distinction of having certain key socio-cultural indicators better for women compared to men. While the literacy rates, enrolment for graduate and post graduate studies, life expectancy and other indicators seem better for women, the work participation ratios and wage disparity between men and women could be improved. Training for adoption of positive financial behaviors such a budgeting and planning using tools/apps will help further improve the financial and economic status of women in Kerala. Technology is a great enabler if employed in a sensitive way. The effort of LTFS to introduce cutting edge solutions in financial inclusion with right social architecture where rural women themselves will champion the cause is transformative. At the scale of 3 lakh community members across 2 districts in Kerala, this will be an initiative benefitting the community at large.&quot;


	 


	Since its inception in 2017, the Digital Sakhi project has created a cadre of 960 Digital Sakhis who have helped upskill 5,500 women entrepreneurs in rural India. In FY 2022 alone, Digital Sakhis empowered more than 8.60 lakh people across five states through DFL.


	 


	The project in Kerala will be implemented in partnership with Access Livelihoods Foundation - a social enterprise - that works with marginalized communities to reimagine their livelihoods. Access Livelihoods Foundation is also an AIM-NITI Aayog recognized Established Incubation Centre, primarily incubating women-owned producer enterprises across primary s ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21459_Lt.JPG" length="49398" type="image/jpeg"/>
<pubDate>Wed, 24 Aug 2022 18:27:38 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>L&amp;T, Financial, Services, Extends, Digital, Sakhi, Project, Kerala</media:keywords>
</item>

<item>
<title>SATYA MicroCapital Continues its Rapid Growth by Reaching 10 Lakh Clients</title>
<link>https://www.thebizzstories.com/satya-microcapital-continues-its-rapid-growth-by-reaching-10-lakh-clients</link>
<guid>https://www.thebizzstories.com/satya-microcapital-continues-its-rapid-growth-by-reaching-10-lakh-clients</guid>
<description><![CDATA[ 
	SATYA MicroCapital, one of India&#039;s fastest growing RBI registered NBFC-MFI has crossed the milestone of reaching 10 lakh active clients by offering collateral free micro credit services through cashless transactions to women entrepreneurs nestling in rural parts of the countries. Illustrating a remarkable growth, the MFI has attained several milestones since its inception on 28th October 2016. Having an impressive loan disbursement portfolio of worth more than INR 6342 Crores, SATYA has also recently attained the feat of INR 3000 Crores Assets Under Management. SATYA aims to facilitate socio economic assistance to five million households by the year 2025.


	 


				
		
	SATYA MicroCapital celebrates landmark achievement of 10 Lakh Clients


	Actively enabling financial inclusion for those nestling at the bottom of the pyramid, SATYA carries out cashless transactions by using biometric-based authentication through Aadhaar Enabled Payment Services (AEPS), which fulfils the objective of fraud prevention, efficient credit accessibility, all in one go. Envisioning to make its clients financially empowered, SATYA also instigates distinct literacy campaigns at regular time intervals to educate them regarding digital payments, financial independence, importance of Unique Identity (Aadhaar Card, PAN) and saving habits.


	Undoubtedly, the incredible growth rate with which MFI is leading the sectoral space amidst the present market is absolute reflection of its valor and vigor to make its mark against all odds. It&#039;s laudable adequacy to grow is clear exemplification to 10 Lakh women micro entrepreneurs it has empowered till date.


	Commenting on achieving this landmark achievement, Vivek Tiwari-MD, CIO &amp; CEO, SATYA MicroCapital Limited said, &quot;I extend my sincere thanks to each member of SATYA family for letting this happen. Be it our Board of Directors, Investors, Lenders, or our employee base, each one of you have played a catalytic role in this journey. I applaud your perpetual and unwavering dedication towards the growth of the organization over these years. This is certainly a record in Indian MFI space wherein an institution has set such a grand benchmark within such a short time span of its origin&quot;.


	Headquartered in the capital city of New Delhi, with the first loan disbursement at the Sikandrabad branch in the Bulandshahr district of Uttar Pradesh, SATYA initiated the course of its operational journey in January 2017. With the foremost and fundamental goal of empowering rural women, both digitally and financially, SATYA has come a long way since its incorporation. MFI&#039;s portfolio comprises women entrepreneurs from rural and semi-urban areas whom it has rendered financial support for the purpose of income growth and income generation. Till date, SATYA has established it terrestrial footprints in more than 35,000 villages across 21 states.


	SATYA is integrally concentrated towards providing financial services to people generally excluded from traditional banking channels because of their low, irregular and unpredictable income. It aims to set up and boost the provision of easily accessible, cost effective and sustainable financial services to impoverished to build their financial capacity and ability to grow to financial self-sufficiency. In addition to yielding financial aid to unbanked sections of the population, SATYA MicroCapital consistently associates with institutions of the same wavelength to disseminate the importance of digital and financial literacy in rural areas.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21451_Media%20Image.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 24 Aug 2022 13:40:46 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>SATYA, MicroCapital, Continues, its, Rapid, Growth, Reaching, Lakh, Clients</media:keywords>
</item>

<item>
<title>Capri Loans commence operations of its gold loan business with 100+ branches</title>
<link>https://www.thebizzstories.com/capri-loans-commence-operations-of-its-gold-loan-business-with-100-branches</link>
<guid>https://www.thebizzstories.com/capri-loans-commence-operations-of-its-gold-loan-business-with-100-branches</guid>
<description><![CDATA[ The technology implementation across branches will enable Capri Loans to facilitate quick, transparent, and hassle-free gold loan financing. ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/08/image_750x500_630504755668e.jpg" length="46623" type="image/jpeg"/>
<pubDate>Tue, 23 Aug 2022 22:18:35 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>ICICI Bank Customers Will Now Get More Returns On The Fixed Deposit Scheme!</title>
<link>https://www.thebizzstories.com/icici-bank-customers-will-now-get-more-returns-on-the-fixed-deposit-scheme</link>
<guid>https://www.thebizzstories.com/icici-bank-customers-will-now-get-more-returns-on-the-fixed-deposit-scheme</guid>
<description><![CDATA[ With this, let us tell you that under the special bank FD, ICICI Bank is offering an interest rate of up to 6.10% for general citizens and up to 6.60% for senior citizens on FDs from 1 year 1 day to 5 years. If you are going to make FD in ICICI Bank, ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/08/image_750x500_6300eedf514f0.jpg" length="85579" type="image/jpeg"/>
<pubDate>Sat, 20 Aug 2022 19:58:12 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>ICICI Bank</media:keywords>
</item>

<item>
<title>SAVE Solutions Expands its CSP Services to Ladakh, UT</title>
<link>https://www.thebizzstories.com/save-solutions-expands-its-csp-services-to-ladakh-ut</link>
<guid>https://www.thebizzstories.com/save-solutions-expands-its-csp-services-to-ladakh-ut</guid>
<description><![CDATA[ 
		
			One of India&#039;s first CSPs opened at the highest altitude of 8500 feet and 12000 feet in Kargil and Leh, respectively. 
	
	
		
			These CSP branches are opened in partnership with the State Bank of India.
	

	 


	To facilitate better financial inclusion and to connect the unbanked to the financial systems, SAVE Solutions has opened 3 CSP branches in Kargil and 1 Leh in partnership with the State Bank of India. These are touted to be SAVE&#039;s first CSPs opened at the highest altitude of 8500 feet and 12000 feet in Kargil and Leh of Ladakh, respectively. These CSPs are single window centres operated by one employee and bound to benefit the local community as well as the soldiers of the locality. The services offered at the CSPs include Passbook Printing, Account Opening, Pradhan Mantri Jan Dhan Yojana, Biometric based Cash transactions, PM Atal Pension Yojana, PM Suraksha Bima Yojana, and PM Jeevan Bima Yojana.


	 


				
		
	Save Solutions team inaugurating the Kargil CSP along with SBI officials


	 


	Ajeet Kumar Singh (MD, CEO, and Co-Founder, SAVE Solutions Pvt. Ltd.) says, &quot;Our Customer Service Points ensure that the local communities as well as the soldiers posted in these remote areas are provided with easy and flexible access to banking facilities, in their vicinity, without any time restrictions. SBI&#039;s trust in us gives us motivation to continue to work in the most unbanked regions of the country, which enables us to realize our dream of financial inclusion across the country.&quot;


	 


				
		
	Save Solutions and SBI officials standing in front of Kargil CSP opened at the highest altitude of 8500 feet.


	 


	Kargil CSPs (located at an altitude of 8500 ft) were inaugurated on 3rd August in the presence of SBI&#039;s Branch Manager Phuntsog Angchuk, Sarpanch Mohd. Abbas Khan, State Coordinator Neeraj Kumar (J &amp;K), and SAVE&#039;s Circle Head Madhav Mohan (Chandigarh circle, which includes the states of Haryana, Punjab, Chandigarh UT, J&amp; K, Himachal Pradesh and Ladakh UT {Leh+ Kargil}). The setting up of Kargil CSPs was entrusted as a project for SAVE by SBI and DFS (Government of India) in April 2022, and after facing many hurdles, SAVE was finally able to successfully execute the establishment in August 2022. 


	Another CSP in Leh (based at a height of 12000 feet) was inaugurated on 1st Aug at T.C.A area of Leh in the presence of Branch Manager Phunsok Angchuk, CMCS Shawkat Badar, State Coordinator Neeraj Kumar, Mukhiya (Nambadar) of Sakmpri region- Tsewang Dorjay, and SAVE&#039;s Circle Head Madhav Mohan.


	 


	Pankaj Kumar (Co- Founder and Director, SAVE Solutions Pvt. Ltd.) adds, &quot;SAVE has been actively engaged with the mission of providing last mile banking to the most removed and unreached communities of the country. We are thankful to SBI for offering us the opportunity to execute this project, as we move forward to achieve our combined goals of financial inclusion.&quot;


	 


	SAVE (Society for Advancement of Village Economy) was conceptualized as an NGO entity in 2009 by Ajeet Kumar Singh, Pankaj Kumar, and Ajay Kumar Sinha. It was envisioned to provide last-mile banking services to the unbanked and underbanked people in rural areas of India.


	 


	SAVE became a Circle Business Correspondent of the State Bank of India, and thereafter on the basis of its performance, SBI granted the status of National Business Correspondent to SAVE in 2012. Later in 2013, SAVE Solutions Private Limited was registered as an entity under Company&#039;s Act 2013. SAVE made this transition in 2014 to create an enabling environment for expanding the CSP network and improving the service quality. The company today provides a one-stop solution for all financial needs under one roof. It has established a strong banking BC business in India with a trade volume of approx. Rs. 50,000 crores.


	 


	About SAVE Solutions Pvt. Ltd.


	SAVE Solutions is India&#039;s leading banking correspondent network and one-stop solution for a financial services company. The Group serves approximately 21 million rural Indians in over 8,600 villages across 559 districts in 28 states and 3 union territories. It has an estimated network of 12,000+ Customer Service Points (CSPs). It is the last mile banking service provider and has a footfall of 400,000 clients on a daily basis. The socio-economic development-focused organization provides services to rural unbanked people and brings them under the umbrella of organized finance. Conceptualized in 2009 and incorporated in 2013, SAVE Solutions is a one-stop solution for all financial needs under one roof. It has established a strong banking BC business in India with a trading volume of approx. Rs. 50,000 Crores. With its four privately held subsidiaries, NBFC - MSME, NBFC- MFI Business, NBFC- HFC, and Asset side BC, SAVE Solutions provides financing services to untouched and underserved communities. The company is heavily focused on techno ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21400_Kargil%20CSP%2001.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 19 Aug 2022 16:43:07 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>SAVE, Solutions, Expands, its, CSP, Services, Ladakh</media:keywords>
</item>

<item>
<title>Bajaj Finance Fixed Deposit is Offering Higher FD Rates on Special Tenors &#45; Earn Returns up to 7.75 percent p.a.</title>
<link>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-is-offering-higher-fd-rates-on-special-tenors-earn-returns-up-to-775-percent-pa</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-is-offering-higher-fd-rates-on-special-tenors-earn-returns-up-to-775-percent-pa</guid>
<description><![CDATA[ 
	The market changed in favour of investors during the fiscal year 2021-2022 as the FD rates have consistently improved. These growing FD rates in India are perfect for investors wishing to add consistent returns to their portfolios. With the ease of accessibility and online investment process, a fixed deposit has become a wise investment option offering higher returns.


	 


	Bajaj Finance Fixed Deposits enjoy a [ICRA]AAA(Stable) rating, indicating the highest level of safety and lowest investment risk. Some other features that make Bajaj Finance FD a great financial tool are:


	 


	a. Higher returns on special tenor


	Apart from the regular interest rates offered for a tenor ranging from 12 to 60 months, Bajaj Finance offers special tenors to all customers to help them earn higher returns. The special tenors offering higher returns are 15, 18, 22, 30, 33, and 44 months.


	 


	To better understand the benefit of secured returns, consider an investment of Rs. 5 lakh over a tenor of 44 months in a Bajaj Finance Fixed Deposit. 


	 


				
					Investor profile
			
			
				
					Interest rate
			
			
				
					Total earnings
			
		
				
					Non-senior citizen investor
			
			
				
					7.50% p.a.
			
			
				
					Rs. 6,51,830
			
		
				
					Senior citizen investor
			
			
				
					7.75% p.a.
			
			
				
					Rs. 6,57,406
			
		
	The above calculations are computed using the Bajaj Finance FD Calculator.


	 


	b. Using the FD return calculator, project earnings and make intelligent investments


	When managing your finances, accurate and trustworthy information is essential to helping you make the best financial decisions. The calculator for Bajaj Finance FD returns an easy-to-use tool that makes financial planning less complicated. It can forecast your income and ensure that your investment complies with your financial obligations and objectives. Because the FD calculator is simple and error-free, manual calculations are unnecessary.


	 


	c. Utilise a Systematic Deposit Plan to increase your corpus steadily


	You can invest a cash sum or use the Bajaj Finance Systematic Deposit Plan (SDP). The minimum investment amount under this provision is Rs. 5,000, and each donation books a new FD. There are two programmes in the SDP:


		
			Single Maturity Scheme: Each new FDs tenor is updated to reflect that all FDs mature on the same day. The payment is only made upon maturity.
	
	
		
			Monthly Maturity Scheme: You get interest payments every month, and each deposit reaches maturity on its own.
	

	 


	d. Flexible payment options and tenor


	Depending on your financial objectives and liquidity needs, you can choose to invest in tenors ranging from 12 to 60 months. It is a practical technique to organise your immediate and long-term objectives. You can determine the frequency of your payouts and the tenors, which are customisable. If you invest in a non-cumulative FD, you can receive them monthly, quarterly, half-yearly, or annual rather than a big payment at maturity.


	 


	e. Easy loan against FD facility


	Even if you create long-term goals for your investments, a sudden need for liquid funds may arise in an unplanned emergency. With the loan against FD feature offered by Bajaj Finance online FD, you can instantly obtain a loan for up to 75% of the value of your FD. This facility can save the day without requiring you to liquidate your investments.


	 


	f. Completely online process


	Investing in Bajaj Finance is simple and quick. Start investing with only your Aadhar number, passport size photo, and mobile. Click on Invest Online, and in just five steps, complete your process. You can also renew your FD or opt for premature withdrawal of FD with no extra cost.


	 


	Whether you choose the Systematic Deposit plan or the Bajaj Finance Fixed Deposit, you may strategically plan your wealth-building strategy by considering the benefits of high-interest rates and the security of your investment. With the Bajaj Finance Fixed Deposit, you may make a rapid deposit and enjoy guaranteed profits, with interest rates reaching 7.75% p.a. To build your wealth while keeping it secure, invest online today.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 19 Aug 2022 16:43:07 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj, Finance, Fixed, Deposit, Offering, Higher, Rates, Special, Tenors, Earn, Returns, 7.75, percent, p.a.</media:keywords>
</item>

<item>
<title>Spay Fintech Private Limited: The Best Partner for all of your Business Finances Needs is Here, Targets 300 CR Volumes for 2022&#45;23</title>
<link>https://www.thebizzstories.com/spay-fintech-private-limited-the-best-partner-for-all-of-your-business-finances-needs-is-here-targets-300-cr-volumes-for-2022-23</link>
<guid>https://www.thebizzstories.com/spay-fintech-private-limited-the-best-partner-for-all-of-your-business-finances-needs-is-here-targets-300-cr-volumes-for-2022-23</guid>
<description><![CDATA[ 
	A supplier of financial services in emerging nations throughout the world. With a desire to expand into new business demands, it has the ability to produce cutting-edge technology that allows billions of individuals and millions of merchants to conduct business online.


	 


	It is an online payment service provider that uses over 300 payment methods and PCI-certified infrastructure to handle a million payments daily. Additionally, it focuses on developing cutting-edge consumer and small-business solutions that expand access to banking and credit in places that arent well-served by established financial service providers.


	 


	With Over 180 clients ranging from Micro/Small Business Owners, who have previously established their companies and are looking for extra funding to grow them.


	 


	Spay is dedicated to helping the clients flourish while also having a positive influence on and promoting economic progress. Clients are the top focus, and the astronomical rise in the number of customers each year is due to our swift and effective operations.


	 


	Mission of Spay Fintech Private Limited


	The mission of Spay Fintech Private Limited is to create linkages that eliminate fragmentation in the e-commerce sector. Building these links so that the clients may go cashless by digitizing how they receive payments.


	 


				
		
	Spay Fintech: The Best Partner for all of your Business Finances Needs


	 


	To enable every underserved Indian population group to live a hassle-free existence. Spay builds an unmatched platform that provides finance services to the Consumers doorstep/or in their hands, regardless of their location, since we comprehend the Consumer wants and give services as per their lifestyle.


	 


	By assisting to increase the quality of performance, productivity, and profitability, with a focus on customers demands, Spay will assess, evaluate, and enhance the health of your company. In addition to assisting you in developing and putting in place internal controls that protect your companys assets, we can also help you improve the effectiveness, efficiency, and overall performance of the internal audit function.


	 


	100% Proprietary Tech


	Covering a Fully-Stacked, Feature-Rich, Internally-Developed Payments Solution. Because of this, it can be highly customised, allowing our customers to accept payments both online and through a variety of other payment channels.


	 


	Valuable engine for E-commerce


	Spay has a long list of customers thanks to our payment features on social Media, mobile, and the web, and our ease of Integration. Taking Great Pride in the Role for the Development Of E-Government, Consumer Goods, Food Delivery, and Other Services Like Taxi Apps.


	 


	Offerings of Spay Fintech Private Limited: 


	Through the web platforms, spay provides all the information of the customers. The internal systems are highly user-friendly, keeps the users informed of their account information, and facilitate quick and simple transactions.


	 


	Spay selects which package is best for you, which currencies to support, and how the integration should be structured in collaboration with you.


	 


	Providing clients and suppliers the tools they need to manage their cash flow, increase the efficiency of their working capital through supply chain financing, and improve their credit standing for formalised lending. Convert to digital automation from conventional techniques for order processing, credit management, inventory management, accounting, payments, etc.


	 


	To optimise corporate operations, efficiency, and productivity with fewer mistakes and lower operating costs, the backend workflow must be complete. With a thorough understanding of patterns and ideas for analysing data, reaching judgments, and taking better decisions.


	 


	Spay serves as a hub for many other financial services and makes it possible for clients with non-bank accounts to move money. With  another service that Spay offers to further improve the process efficiency and security.


	 


	Providing a number of options for integrating the Spay payment gateway into your checkout flow - a hosted solution or two methods for inserting the payment form into your own website and interfacing with a variety of major shopping carts, and having an API for your mobile app.


	 


	Specialities of Spay Fintech Private Limited


		
			Financial products
	
	
		
			Payment processing
	
	
		
			Payout processing
	
	
		
			Banking services
	
	
		
			Neobanking
	
	
		
			Working Capital Loans
	
	
		
			E-commerce
	
	
		
			Fraud Detection
	
	
		
			Payroll processing
	

	 


	Market Segment


		
			ISPs
	
	
		
			Education
	
	
		
			Retail (small &amp; large scales)
	
	
		
			Utility
	
	
		
			Govt
	
	
		
			Insurances
	
	
		
			International Market ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21364_Spay%2001.JPG" length="49398" type="image/jpeg"/>
<pubDate>Thu, 18 Aug 2022 00:28:20 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Spay, Fintech, Private, Limited:, The, Best, Partner, for, all, your, Business, Finances, Needs, Here, Targets, 300, Volumes, for, 2022-23</media:keywords>
</item>

<item>
<title>Invest in CRISIL AAA/STABLE and [ICRA]AAA(Stable) Fixed Deposit: Check Latest FD Rates</title>
<link>https://www.thebizzstories.com/invest-in-crisil-aaastable-and-icraaaastable-fixed-deposit-check-latest-fd-rates</link>
<guid>https://www.thebizzstories.com/invest-in-crisil-aaastable-and-icraaaastable-fixed-deposit-check-latest-fd-rates</guid>
<description><![CDATA[ 
	Recent global events that have caused anxiety and added new volatility to the market may have investors eager to trade risk for guaranteed rewards. For instance, the Bajaj Finance Fixed Deposit removes the &quot;fear factor&quot; because its returns are not based on market performance. 


	The FD offers a variety of investment options, including flexible investment tenors, the highest CRISIL AAA/STABLE and [ICRA]AAA(Stable) credit ratings, higher returns up to 7.75% p.a. and 0.25% p.a. additional rates for senior citizens. Keep reading for more information on the advantages of purchasing a Bajaj Finance FD.


	 


	Features of Bajaj Finance Fixed Deposit 


		
			Returns ranging from 6.03% p.a. to 7.75% p.a. Depending on the tenor selected, you can receive various interest rates on your deposits. 44-month terms are available at maximum rates. The maximum tenor that is offered is up to 60 months.
	
	
		
			Select a flexible tenor ranging from 12 to 60 months. You can also begin making monthly deposits with the Systematic Deposit Plan for the same tenor.
	
	
		
			The maximum level of security: Your deposits are secure with us since Bajaj Finance Fixed Deposit (FD) is accredited with [ICRA]AAA(Stable) and CRISIL AAA/Stable ratings.
	
	
		
			Bajaj Finance non-cumulative fixed deposit: Manage your post-retirement costs for up to 0.25% p.a. better returns. Earn up to 7.75% p.a. in maximum returns during a 44-month term. You can receive up to 7.65% yearly returns for 60 months.
	
	
		
			Create an online fixed deposit account in just six easy steps. Keep a copy of your ID, a photo, and a phone number on hand.
	
	
		
			Loan against fixed deposit facility: Get a loan against a fixed deposit for all of your emergencies, up to 75% of the deposit amount, at no additional fee.
	
	
		
			Multiple pay-out options: You have the option of selecting multiple pay-out options to generate a consistent income on a monthly, quarterly, half-yearly, or annual basis.
	
	
		
			My Account: Through the My Account area, you may see your investment amount, cumulative interest, applicable interest rate, and maturity amount once you have invested in a Bajaj Finance FD. Your Fixed Deposit Receipt (FDR) is also available for download through My Account.
	
	
		
			Offline branches: Customers can also open a Fixed Deposit account by visiting the Bajaj Finance FD branches in their area.
	
	
		
			Customer service: Bajaj Finance is always willing to answer any questions from clients. Email us or contact our customer service if you have any questions about fixed deposits.
	

	 


	FD rates 
	The FD interest rates applicable for each FD depend on the tenor chosen by the customer. Here is an example to explain the FD rates better. 


	For a person looking to invest Rs. 3 lakh in Bajaj Finance Fixed Depost on or after 1st July, 2022. The maturity amount and the interest rate earned during the tenor is mentioned below: 


	 


	
					
						Tenor in months
				
				
					
						Below 60 years 
				
				
					
						Senior citizens
				
			
					
						Interest rate (% p.a.)
				
				
					
						Interest 

					
						earned 
				
				
					
						Maturity Amount 
				
				
					
						Interest rate (% p.a.)
				
				
					
						Interest earned 
				
				
					
						Maturity Amount 
				
			
					
						12
				
				
					
						6.20
				
				
					
						Rs. 18,600
				
				
					
						Rs. 3,18,600
				
				
					
						6.45
				
				
					
						Rs. 19,350
				
				
					
						Rs. 3,19,350
				
			
					
						24
				
				
					
						6.95
				
				
					
						Rs. 43,149
				
				
					
						Rs. 3,43,149
				
				
					
						7.20
				
				
					
						Rs. 44,755
				
				
					
						Rs. 3,44,755
				
			
					
						33
				
				
					
						7.15
				
				
					
						Rs. 62,744
				
				
					
						Rs. 3,62,744
				
				
					
						7.40
				
				
					
						Rs. 65,076
				
				
					
						Rs. 3,65,076
				
			
					
						44
				
				
					
						7.50
				
				
					
						Rs. 91,908
				
				
					
						Rs. 3,91,908
				
				
					
						7.75
				
				
					
						Rs. 94,443
				
				
					
						Rs. 3,94,443
				
			
					
						60
				
				
					
						7.40
				
				
					
						Rs. 1,28,689
				
				
					
						Rs. 4,28,689
				
				
					
						7.65
				
				
					
						Rs. 1,33,702
				
				
					
						Rs. 4,33,702
				
			
		 



	All the results mentioned above were computed using the Bajaj Finance FD calculator. 


	Systematic Deposit Plan: Monthly deposits


	The Systematic Deposit Plan (SDP), a monthly savings approach akin to the Systematic Investment Plan, combines the benefits of fixed deposits with regular payments. However, in contrast to a SIP, the SDP is unaffected by  ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 18 Aug 2022 00:28:20 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Invest, CRISIL, AAASTABLE, and, ICRAAAAStable, Fixed, Deposit:, Check, Latest, Rates</media:keywords>
</item>

<item>
<title>BookMyForex Launches 24x7 International Money Transfers; Introduces &amp;quot;Book Now Pay Later&amp;quot; Option</title>
<link>https://www.thebizzstories.com/bookmyforex-launches-24x7-international-money-transfers-introduces-book-now-pay-later-option</link>
<guid>https://www.thebizzstories.com/bookmyforex-launches-24x7-international-money-transfers-introduces-book-now-pay-later-option</guid>
<description><![CDATA[ 
		
			​Customers will be able to send money abroad from India online, any day, anytime within a few minutes by booking an order on the BookMyForex website or App.
	
	
		
			&quot;Book Now, Pay Later&quot; option allows the customers to lock in forex rates 24X7 and complete the transaction within 3 days. 
	

	BookMyForex.com, (a MakeMyTrip group company), India&#039;s leading online foreign currency exchange services provider, has launched a 24X7 remittance service to offer its customers a fast and convenient experience. Remittance orders can be booked on both the BookMyForex website and App. The customers will be able to lock in the forex rates for up to 3 days under the &quot;Book Now, Pay Later&quot;. Customers have a choice to make full payments or Lock Rates by paying 2% refundable advance under &quot;Book Now and Pay Later&quot; option. The new features are built on BookMyForex&#039; s existing low-cost, completely online, and paperless remittance service.  


	 


				
		
	BookMyForex 24X7 Money Transfers


	Commenting on the launch, Sudarshan Motwani, Founder &amp; CEO, BookMyForex.com said, &quot;At BookMyForex, we have always aimed to offer innovative solutions and a seamless experience to our customers. Our latest launch, 24X7 forex Services that include Overseas Money Transfers, is a great example of our tech innovation and customer-oriented approach. The &quot;Book Now, Pay Later&quot; service is especially beneficial in current times when the currency rates are volatile. The new features will help our customers get the maximum value, fast service, and complete peace of mind.&quot;


	BookMyForex has been at the forefront of innovation in the forex space, being the first to launch an online and paperless money transfer service in India in association with trusted partner banks. With these new features, BookMyForex hopes to attract international students whose parents are still reliant on the time-consuming money transfer process at Money Changers or Bank branches, where they end up paying exorbitant forex rates and transfer fees.


	India is pioneering digital payment revolution that makes financial transactions not just very convenient but also saves enormous costs for the customers. Overseas money transfers specially Student fee can be a big burden for the students and their parents. Easy and convenient ways to pay student fees, family and gift transfers, immigration and employment related Overseas Money Transfers and many other forex transactions can now conveniently be made through highly reliable digital platform of BookMyForex that also offers high quality support service. Users can transfer money abroad under RBI&#039;s LRS scheme through BookMyForex in just 4 easy steps:


		
			Specify your requirements, such as currency, amount, and beneficiary information.
	
	
		
			Submit your KYC.
	
	
		
			Online Payment.
	
	
		
			Rates are locked and the transfer is processed.
	

	The remittance market is growing at a fast pace in India. While outward remittances under RBI&#039;s LRS scheme amounted to remittance of $12.68 billion in FY21. Outflows under the LRS scheme totalled $19.61 billion in FY22, a 54.6 percent increase over FY21.


	&quot;The month of August witnesses high outward remittance as universities abroad start their new sessions during this month and students remit funds for university fees and living expenses. Education led money transfers have been the fastest growing segment for BookMyForex &amp; we are expecting to double our growth forecast for outward remittance as our rates are almost a rupee or two lower (USD/equivalent) than what the Money Changers and Banks offer. Additionally, the demand in the market has exponentially improved post COVID,&quot; commented Sudarshan Motwani, Founder &amp; CEO, BookMyForex.com.


	The company has launched &quot;BookMyForex Student Offer&quot; to provide exclusive rates and offers to students going abroad. Students will be able to get attractive discounts on Wire Transfers for their tuition fees, International SIM cards, Forex Cards, etc. One can get up to Rs. 5000 Cashback on Money Transfers. The offer will be applicable for all bookings done via BookMyForex platform/App.


	About BookMyForex.com 


	BookMyForex (a MakeMyTrip Group Company) is India&#039;s very first tech initiative in the foreign exchange domain and the market leader in the online retail forex space.


	Customers can place orders on our website www.bookmyforex.com or through our mobile app to buy or sell foreign cash currencies, forex cards, make cross-border payments from India to anywhere in the world, and purchase international SIM cards or international travel insurance.


	BookMyForex operates a hybrid model where we execute the majority of forex prepaid travel card orders and use the network of banks and reputed money changers for cross-border payments, foreign currency bank notes, and international SIM cards, etc. Faering Capital has been invested in BookMyForex since 2016 and recently MakeMyTrip acquired  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21360_Book%20Now%20Pay%20Later.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 16 Aug 2022 15:16:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>BookMyForex, Launches, 24x7, International, Money, Transfers, Introduces, Book, Now, Pay, Later, Option</media:keywords>
</item>

<item>
<title>Mr. Ashish Sapra has been Appointed as CEO of TVS Credit</title>
<link>https://www.thebizzstories.com/mr-ashish-sapra-has-been-appointed-as-ceo-of-tvs-credit</link>
<guid>https://www.thebizzstories.com/mr-ashish-sapra-has-been-appointed-as-ceo-of-tvs-credit</guid>
<description><![CDATA[ 
	After successfully leading TVS Credit Services Limited for the last 10 years, Mr. G Venkatraman will retire as the Director and CEO on 31st August 2022. He will be succeeded by Mr. Ashish Sapra as CEO, who will join the organization in the first week of September 2022.


	 


	Mr. Sudarshan Venu, Director, TVS Credit Services Limited, said, &quot;Over the last few years, TVS Credit has really done well to grow in a fast and profitable way. In a short time, the Company has grown to an AUM of Rs. 15,000+ Cr with a healthy balance sheet. I am thankful to Venkat for his leadership combined with passion and prudence. For the next phase, our focus will be on increased digitization, newer customer acquisition, and rapid growth. Ashish comes with the relevant experience and track record, and I am confident that under his leadership, TVS Credit will scale new heights and grow multi-fold.&quot;


	 


	Mr. Ashish Sapra comes with 25+ years of professional work experience and has worked across a wide array of financial products including retail assets, insurance, cards, wealth management and brings strong expertise in cross sell. Prior to joining TVS Credit, he was associated with the Bajaj Group for 14+ years across their Housing Finance, General Insurance, and NBFC businesses. He brings the experience of P&amp;L management, driving digital and technology initiatives, efficiently managing senior stakeholders, launching, and turning around businesses to optimize profitability. 
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 16 Aug 2022 09:13:20 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Mr., Ashish, Sapra, has, been, Appointed, CEO, TVS, Credit</media:keywords>
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<item>
<title>LBank&amp;apos;s Indian Users Grows Rapidly After its Crypto Roadshow &#45; &amp;quot;The LBank Show&amp;quot;</title>
<link>https://www.thebizzstories.com/lbanks-indian-users-grows-rapidly-after-its-crypto-roadshow-the-lbank-show</link>
<guid>https://www.thebizzstories.com/lbanks-indian-users-grows-rapidly-after-its-crypto-roadshow-the-lbank-show</guid>
<description><![CDATA[ 
	LBank undertook a noteworthy initiative to impact and educate the local communities in India. Through its highly acclaimed &quot;The LBank Show,&quot; the team visited four cities in the region, including Delhi, Kolkata, Pune and Mumbai.


				
		
	LBank Indias first Crypto Roadshow


	According to the verified data from the LBank team, the success of the show has resulted in an exponential increase of Indian users to the exchange.


	Many attendees testified to the crypto tours success on social media platforms like Twitter, as they declared that it lived up to its intriguing tagline &quot;The First Crypto Roadshow That Put You at the Core&quot;.


	The Co-organisers Encryptus, Azadi Records and The Swaraj Projekt, put together a memorable program that featured lectures by blockchain specialists and ecosystem builders, led by Shantnoo Saxsena.


	On July 17, 2022, the top cryptocurrency exchange began the first part of its trip with a thumping ceremony that aims to reignite Delhis interest in cryptocurrency.


	In addition, Shantnoo moderated a panel discussion where he mentioned that &quot;the primary aim of the meet-up is to provide crypto education and in turn, facilitate more adoption&quot;.


	Furthermore, the group travelled to Kolkata for an intimate yet elaborate educational gathering on July 23rd.


	Shantnoo Saxsena, a member of the LBank team led conversations on Web3, the Metaverse, and the reason for the exchanges interest in India. According to Shantnoo, &quot;LBank is exploring the Indian cryptocurrency ecosystem in preparation to invest and incubate innovative projects through LBank Labs.&quot;


	He adds, &quot;We are here to learn from the locals and regulators and discover the best synergy and approach to launch into the system. We are eager to repeat our Kenyan Incubation efforts in India.&quot; He further pointed out that &quot;LBank is not looking at INR to crypto conversion ourselves.&quot;


	Following its conclusion in Kolkata, its team travelled to Pune on July 28 for another grand ceremony. The response from the community was heartwarming, to put it mildly, as many expressed their delight to LBank for organising an event of this magnitude for them.


	Moreover, Shantnoo with other panellists covered subjects including regulations and compliance, NFTs, the significance of musical NFTs and their use cases.


	LBank gave Mumbai an event to remember on July 29 to mark the end of its tour and the beginning of a great relationship. Not to mention, the attendees claim that they enjoyed the afterparties, especially the performances from the Azadi Records artists.


	Forasmuch as &quot;The LBank Show&quot; goes, the leading cryptocurrency exchange, LBank, put its best foot forward in India, says Twitter netizens. Thus, the show took the second spot on the ladder of trends.


	About LBank Exchange


	LBank Exchange is a cutting-edge global trading platform for different crypto assets that was established in 2015. It offers its traders specialised financial derivatives, safe cryptocurrency trading and expert asset management services. With over 7 million users from more than 210 different areas around the world, it has grown to be one of the most well-known and reliable cryptocurrency trading platforms.


	Start Trading Now: lbank.info


	Community &amp; Social Media: l Telegram l Twitter l Facebook l Linkedin.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21336_The%20LBank%20Show.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 16 Aug 2022 09:13:19 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>LBanks, Indian, Users, Grows, Rapidly, After, its, Crypto, Roadshow, The, LBank, Show</media:keywords>
</item>

<item>
<title>The Future is Here: Bajaj Capital Witnesses Top Financial Wealth &amp;amp; Insurance Leaders at their Annual Event &amp;quot;ThePowerof100%&amp;quot;</title>
<link>https://www.thebizzstories.com/the-future-is-here-bajaj-capital-witnesses-top-financial-wealth-insurance-leaders-at-their-annual-event-thepowerof100</link>
<guid>https://www.thebizzstories.com/the-future-is-here-bajaj-capital-witnesses-top-financial-wealth-insurance-leaders-at-their-annual-event-thepowerof100</guid>
<description><![CDATA[ 
	Bajaj Capital India&#039;s most trusted Financial brand, witnessed industry leaders from HDFC AMC, Tata AIA, White Oak AMC, Kotak AMC and many more speak at their Annual Mega Meet, &quot;ThePowerof100%&quot;. 


	 


				
		
	Power of 100%


	A group of 700+ strong achievers of Bajaj Capital from every nook and corner of India attended their 5 days mega Annual All India Meet: an employee interaction and upgradation program at Gurugram. This year, the theme of the program was the POWER of 100% - Effort, Achievement &amp; Growth. The leadership spoke about its vision &amp; mission for the year &amp; thanked its teams for their fantastic support to their clients for over 5 decades. 


	 


				
		
	Power of 100%


	The company believes that in order to serve the clients well, the business team must have tremendous product knowledge and market understanding for which they must train together. The event also had Industry leaders acknowledging the tremendous efforts by wealth managers of Bajaj Capital. The event was a roaring success with a gathering of over 700 wealth advisors from all over India &amp; was graced by the famous Bollywood Actress Shazahn Padamsee as Special Guest &amp; Motivational Speaker &amp; Corporate Guru Vivek Bindra. 


	 


	Rajiv Bajaj, Chairman and MD, Bajaj Capital Ltd., said, Our employees are the difference maker for our clients wealth. In a rapidly advancing and changing technological world, people are drowning in data and yearning for wisdom. The clients today want a person with whom they can shed their inhibitions with, and make an authentic connection, one that would be far deeper than that which can be achieved by a mere click. Its our core belief that by genuinely fostering and valuing our employees we are further building trustworthy relationships with our clients, in other words, revving up the engine to the Power of 100%.


	Sanjiv Bajaj, Jt. Chairman &amp; MD, Bajaj Capital Ltd. said, &quot;The world has changed but fundamentals remain the same. Trust &amp; loyalty requires the factor of time and it has to be earned. With the annual meet, we appreciated employees who have gone an extra mile to deliver the best-in-class services to clients. We also had the Industry leaders share their vision of their organization with the 700+ strong sales leaders and trained our team for the coming year.&quot;


	 


	Navneet Munot, CEO of HDFC MF spoke on building Mutual Fund Business. He said, &quot;Bajaj Capital has been a pioneer in helping Indian&#039;s build wealth. It&#039;s amazing to see the strong team of Bajaj Capital all geared up to help customers invest well. The deterrent in doing the right investment is the lack of education and awareness around the subject of investments. That is why Relationship Managers need to build a trusted relationship with the customers and should do their utmost to understand their customers and their financial requirements thereby echoing the theme of the year, The Power of 100%.&quot; 


	 


	Aashish P Sommaiyaa ED &amp; CEO of White Oak AMC shared his visionary acumen on market growth strategies with Bajaj Capital team. &quot;The observation he shared was that every Indian today needs two things. 1. SIP 2. Insurance and the future is &quot;Assisted Digital&quot; that builds trust. He shared that Bajaj Capital is playing on its strength, &#039;assisted digital, Phygital approach to cater to the needs of the digital-savvy customer and that makes us future ready&quot;. 
	During the event, Bajaj Capital launched their most advanced Investment Portfolio analysis report- EDGE that lets any customer upload their portfolio and get a detailed view of their investments across MF, NPS, Bond, FD etc. They also launched their upgraded OnlineMF.BajajCapital.com platform that is integrated with BSE Star. 


	Through its annual event, Bajaj Capital intends to communicate to its employees the immense belief it places in them and that it sees them as true heroes and the face of the brand. The company believes that a well-informed and appreciated employee is an indispensable cog in driving the financial machinery of India.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21338_1.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 16 Aug 2022 09:13:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>The, Future, Here:, Bajaj, Capital, Witnesses, Top, Financial, Wealth, Insurance, Leaders, their, Annual, Event, ThePowerof100</media:keywords>
</item>

<item>
<title>Bajaj Finance Fixed Deposit: Offering higher FD rates, and quick online process</title>
<link>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-offering-higher-fd-rates-and-quick-online-process</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-offering-higher-fd-rates-and-quick-online-process</guid>
<description><![CDATA[ 
	The returns of many investment options are impacted by market volatility, but fixed deposits are not one of them. Because FD interest rates are fixed, theyre an excellent option for investors looking to add stability to their portfolios. The Bajaj Finance Fixed Deposit is among the alternatives with some of the profitable FD interest rates up to 7.75% p.a.


	Here is a brief rundown of the key features offered by Bajaj Finance, which extends these advantages to investors.


	Features of Bajaj Finance Fixed Deposit


	Customers can deposit a specified amount and receive returns at a fixed FD interest rate if they select a safe investment choice. Fixed deposits offered by Bajaj Finance are not based on market performance, thus eliminating the &quot;fear aspect&quot;. It offers FD rates as high as 7.75% p.a. The FD has several benefits:


		
			Investments can be made for as little as Rs. 15,000
	
	
		
			Highest CRISIL AAA/STABLE and (ICRA)AAA(Stable) ratings
	
	
		
			Flexible tenor options from 12 to 60 months
	
	
		
			Multiple payout options for monthly, quarterly, half-yearly, and yearly income
	
	
		
			Up to 0.25% higher returns for senior citizens.
	
	
		
			A loan against deposit choice permits a loan of up to 75% of the deposit.
			​
	

	How to make an online Bajaj Finance Fixed Deposit investment


	Follow this simple 5-step strategy to take advantage of the current FD rates available to invest in right now.


	Step 1: To access our fixed deposit form, click on &quot;Invest Online&quot;.


	Step 2: Type in your mobile number, birth date, and the Pincode of your current location. Your cell number will receive an OTP; confirm it to log in.


	Step 3: If you are an existing customer, Bajaj Finance will have your saved information that can be verified. Verify the information to ensure it is accurate and amend it if necessary.


	New users must upload their KYC documents for identity and residence verification or complete their KYC using their Aadhaar number.


	Step 4: Mention your income, marital status, and nominee details.


	Step 5: Choose your age, deposit amount, tenor, and payment option.


	Step 6: Use NetBanking or UPI to complete your investment.


	Its simple to invest in a Bajaj Finance Fixed Deposit. Both visiting the Bajaj Finance Fixed Deposit branch or booking an FD online are options.


	Booking FD offline


	Download the form from the form centre, fill it out with your information, and deliver it to the branch closest to you. You can pay by check, RTGS, NEFT, or net banking.


	Fixed Deposit Investment 


	To help you understand this better, consider the following tables.


	For non-senior citizen investors:


				
					Investment amount (in Rs.)
			
			
				
					Investment tenor
			
			
				
					FD rates
			
			
				
					Interest earnings (in Rs.)
			
			
				
					Total earnings (in Rs.)
			
		
				
					3,00,000
			
			
				
					44 months
			
			
				
					7.50% p.a.
			
			
				
					91,098
			
			
				
					3,91,098
			
		
				
					5,00,000
			
			
				
					44 months
			
			
				
					7.50% p.a.
			
			
				
					1,51,830
			
			
				
					6,51,830
			
		
	 


	For senior citizen investors:


				
					Investment amount (in Rs.)
			
			
				
					Investment tenor
			
			
				
					FD rates
			
			
				
					Interest earnings (in Rs.)
			
			
				
					Total earnings (in Rs.)
			
		
				
					3,00,000
			
			
				
					44 months
			
			
				
					7.75% p.a.
			
			
				
					94,443
			
			
				
					3,94,443
			
		
				
					5,00,000
			
			
				
					44 months
			
			
				
					7.75% p.a.
			
			
				
					1,57,406
			
			
				
					6,57,406
			
		
	


	Disclaimer: The results above were computed using the Bajaj Finance FD calculator.


	 


	A Bajaj Finance Fixed Deposit is a profitable and secure investment option with all the benefits described above, especially considering the volatility of the financial market. So instead of waiting in line for hours for tedious paperwork, start your financial adventure right away with a Bajaj Finance Fixed Deposit.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 10 Aug 2022 14:04:10 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj, Finance, Fixed, Deposit:, Offering, higher, rates, and, quick, online, process</media:keywords>
</item>

<item>
<title>Deerika Retail to Host &amp;apos;Maha Savings Mahotsav&amp;apos; between 10th and 15th August, 2022</title>
<link>https://www.thebizzstories.com/deerika-retail-to-host-maha-savings-mahotsav-between-10th-and-15th-august-2022</link>
<guid>https://www.thebizzstories.com/deerika-retail-to-host-maha-savings-mahotsav-between-10th-and-15th-august-2022</guid>
<description><![CDATA[ 
	Deerika Retail today announced that it would be hosting the &#039;Maha Savings Mahotsav&#039;, the Bachat hi Bachat Campaign between the 10th and 15th August, 2022. During those 5 days, the neighbourhood hypermart will be offering customers hard-to-resist offers. Steal deals on every product, between this Raksha Bandhan and Independence Day!


	 


	There are unbelievable offers across the stores. Customers who shop for Rs. 2500 will get back Rs. 2500 across all the categories in the store and online as well. This offer is valid on the purchase of groceries, personal care items, bakery items, food, dairy, electronics, kitchenware, footwear, beauty and more. In this Maha Savings Mahotsav, you save as you buy! 


	 


	There are incredible deals on Fashion and Home Fashion. It&#039;s Free Shopping on Deerika&#039;s Fashion range starting from casuals, formals and ethnic wear. Customers who shop for Rs. 2000 will get Rs. 2000 back. This offer is applicable on Kids/Men&#039;s and Women&#039;s wear. However, this offer is only valid in Deerika Hypermarket, Mall 51, Gurugram.


	 


	The Gurugram DLF phase-3 has offers such as; customers who shop for Rs. 1500 will get Rs. 1500 back. All the remaining offers on Fashion will be in the DLF phase-3 supermarket.


	 


	About Deerika


	Established in 2017, DJT Ventures is the brainchild of Akash Anand, who is driven by the vision of creating a conglomerate through Retail, Financial Services and Insurance Broking. Promoting businesses in these verticals via separate companies for each of them, DJT Ventures has established a presence in New Delhi, Noida (Uttar Pradesh) and Gurugram (Haryana), with plans to expand to other parts of the NCR with more hypermarkets in the coming years.


	 


	Deerika began its journey in 2020 with the first Hypermarket in Sector 51, Gurugram. It guarantees discounts on all products, including grocery, fresh produce, utensils, crockery, home appliances and clothing for men, women and children. Apart from having top brands under one roof, Deerika has more than 100 products under its private label. It provides the most economical rates and an international shopping experience with a &#039;Cartful of Happiness&#039;. 
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 10 Aug 2022 14:04:09 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Deerika, Retail, Host, Maha, Savings, Mahotsav, between, 10th, and, 15th, August, 2022</media:keywords>
</item>

<item>
<title>Centrum, AWR Lloyd Join Hands to Offer Infra I&#45;Banking Services</title>
<link>https://www.thebizzstories.com/centrum-awr-lloyd-join-hands-to-offer-infra-i-banking-services</link>
<guid>https://www.thebizzstories.com/centrum-awr-lloyd-join-hands-to-offer-infra-i-banking-services</guid>
<description><![CDATA[ 
	AWR Lloyd, a leading Indo-Pacific strategy consulting and corporate finance advisory firm, has announced its entry into India through a strategic partnership with Centrum Capital Limited, the Investment Banking arm of the diversified financial services organization, Centrum Group. AWR Lloyd and Centrum will combine their expertise across the Infrastructure, Energy &amp; Utilities, Clean-Tech, Logistics and Mobility sectors. The firms will work closely with private and public sector companies and financial institutions to offer scalable investment banking products, groundbreaking solutions and actionable insights for more sustainable development along with an extensive outreach to long-term investors, including Impact funds.


	 


				
		
	Senior Representatives from AWR Lloyd and Centrum Group at the Signing Ceremony


	 


	Alexander Wood, CEO and Co-founder of AWR Lloyd expressed his enthusiasm, &quot;Free from the bureaucracy and conflicts of the mainstream consultancies and bulge-bracket banks, the Centrum-AWR Lloyd alliance will bring fresh and innovative perspectives to clients in India. Our firms share a fiercely independent and entrepreneurial spirit. Both have a reputation for breaking out of the box of conventional thinking. The new partnership will formulate bespoke solutions and implement transactions for clients in India designed to accelerate transformation to more sustainable business models, capital structures and asset portfolios. We very much look forward to working with Sandeep and the teams at Centrum.&quot;


	 


	Sandeep Upadhyay, Managing Director (Infrastructure Advisory) at Centrum Capital said, &quot;We are excited to partner with the highly talented team at AWR Lloyd. I am certain that leveraging our synergistic expertise will bring even more innovative solutions for our clients. The Infrastructure sectors continues to present huge opportunities in the fund-raising and corporate advisory space, which combined with a focus on Sustainability Transformation will prove to be immensely value accretive in the long run.&quot;


	 


	AWR Lloyd is ranked by Vault as No.3 for &#039;Innovation&#039; amongst consultancies in the Asia-Pacific region in 2022. Established in the year 2000, the firm has a 22-year track record in providing strategy, equity and project advisory services across the Indo-Pacific region from Southeast Asia to the Middle East, with strong UK and Australia connections. Recent assignments include advising on the S$1.1 billion sale of Singapore-based solar energy group, Sunseap to Portuguese utility, EDPR, on behalf of long-term Asian energy client Banpu; resiliency consultancy to the US government in relation to the impact of COVID-19 across Southeast Asia; and capital-raising advisory for a US$5.5 billion infrastructure and railway project between Laos and Vietnam.


	 


	Centrum Capital&#039;s Infrastructure Advisory covers a wide range of sectors such as Infrastructure, Renewable Energy, Electric Mobility, Logistics and Warehousing amongst others. Some of their recent deals include raising private equity and growth capital for rapidly growing firms such as Premier Energies and Jupiter International in the Energy and Clean Tech space, and raising funds for start-ups in the two wheeler and four wheeler categories pursuing greater sustainability.


	 


	About AWR Lloyd


	AWR Lloyd is ranked as a top Strategy Consulting Firm for &#039;Innovation&#039; and for &#039;Diversity&#039; in the Asia-Pacific region. Since its inception 22 years ago, the firm has completed over 500 engagements for corporate and public sector clients across the Indo-Pacific region providing bespoke and customized services in Strategy Consulting, Project and M&amp;A Advisory and Venture Development. AWR Lloyd provides innovative &#039;Antifragile&#039; strategy and implementation support to help make businesses more resilient to the growing impact of disruptive mega-trends such as climate change and COVID-19. To this end, the firm provides expert advice on measuring and improving ESG performance, develops cutting edge sustainable solutions for public and private sector finances and helps major industrial corporations implement energy transition, reduce negative impact and accelerate the world&#039;s shift to a more sustainable economic paradigm.


	 


	About Centrum Group


	One of India&#039;s fastest-growing and diverse financial services groups, Centrum has been serving the financial and advisory needs of institutions and individuals for two and a half decades. Our Institutional services include Investment Banking and Broking to FIIs, Pension Funds, Indian Mutual Funds, Domestic Institutions etc. We also provide Wealth Management Services to HNIs and Family Offices, Affordable Housing finance in tier 2 &amp; 3 cities and Retail Broking services. Our Asset Management business has funds across Private Debt and Venture Capital. We have been providing MSME Loans and Micro finance for a few years. With these businesses now merg ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21319_AWR-Centrum.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 10 Aug 2022 14:04:09 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Centrum, AWR, Lloyd, Join, Hands, Offer, Infra, I-Banking, Services</media:keywords>
</item>

<item>
<title>Axis Bank Launches One&#45;stop Cash Management Proposition to Automate Receivables</title>
<link>https://www.thebizzstories.com/axis-bank-launches-one-stop-cash-management-proposition-to-automate-receivables</link>
<guid>https://www.thebizzstories.com/axis-bank-launches-one-stop-cash-management-proposition-to-automate-receivables</guid>
<description><![CDATA[ 
		
			First-of-its-kind digital banking solution for corporates
	
	
		
			Simplifies and automates reconciliation of receivables 
	
	
		
			Accelerates cash flow and reduces cost of doing business
	

	 


	Axis Bank becomes the first Indian bank to launch Axis Receivables Suite (ARS)-an innovative Cash Management proposition that simplifies Receivables reconciliation, accelerates cash flow, enhances client experience and reduces cost of doing business. ARS is an end-to-end proposition, along with a mobile app to automate reconciliation of receivables against sales invoices raised by clients. 


	 


	Using ARS, Axis Bank clients can customize and automate fully what has traditionally been a very time consuming, costly, manual and error-prone activity. Clients also benefit from knowing their upcoming/pending payments and gives them real-time control over all their receivables. 


	On the launch of ARS, Vivek Gupta, President &amp; Head-Wholesale Banking Products, Axis Bank said, &quot;Our efforts have been to continuosly bring market leading digital Transaction Banking propositions like ARS that transformationally benefit our clients to enhance their experience and to help with optimising their Working Capital.&quot;


	Ramesh Nair, CFO, APAR Industries Ltd. said, &quot;We see this as a transformational initiative by Axis bank which will help APAR become more efficient in accounting of collections &amp; reconciliation of our receivables. This proposition is aligned with our goal to provide improved experience across our supply chain.&quot;


	About Axis Bank 
	Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of services to customer segments covering Large and Mid-Corporates, SME, Agriculture and Retail Businesses. With its 4,759 domestic branches (including extension counters) and 10,161 ATMs across the country as on 30th June 2022, the network of Axis Bank spreads across 2,702 cities and towns, enabling the Bank to reach out to a large cross-section of customers with an array of products and services. The Axis Group includes Axis Mutual Fund, Axis Securities Ltd., Axis Finance, Axis Trustee, Axis Capital, A.TReDS Ltd., Freecharge and Axis Bank Foundation. 


	For further information on Axis Bank, please refer to the website: www.axisbank.com.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 09 Aug 2022 20:12:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Axis, Bank, Launches, One-stop, Cash, Management, Proposition, Automate, Receivables</media:keywords>
</item>

<item>
<title>L&amp;amp;T Financial Services Inaugurates Digital Sakhi Project in Karnataka</title>
<link>https://www.thebizzstories.com/lt-financial-services-inaugurates-digital-sakhi-project-in-karnataka</link>
<guid>https://www.thebizzstories.com/lt-financial-services-inaugurates-digital-sakhi-project-in-karnataka</guid>
<description><![CDATA[ 
		
			Aims to touch lives of over 9 Lakh people through digital financial inclusion in Karnataka
	
	
		
			Successfully implemented Digital Sakhi projects in Maharashtra, Madhya Pradesh, Tamil Nadu, Odisha and West Bengal
	
	
		
			Digital financial literacy extended to over 8.60 Lakh community members across 5 states in FY22
	
	
		
			Customized training module for each state basis baseline-and-needs assessment survey
	

	 


	L&amp;T Financial Services (LTFS), a leading non-banking financial company, today announced the inauguration of its Digital Sakhi project in Karnataka. The flagship CSR project of the Company - &#039;Digital Sakhi&#039; - trains and nurtures rural women, who in turn promote women entrepreneurship and Digital Financial Literacy (DFL) in their communities.


				
		
	Team L&amp;T Financial Services inaugurates Digital Sakhi Project in Karnataka with Access Livelihood Foundation with Mr. Aloysius P. Fernandez, Chief Guest, Dr. S.S. Meenakshisundaram


	The inauguration of the project in Karnataka follows the success of the Digital Sakhi projects implemented in the states of Maharashtra, Madhya Pradesh, Tamil Nadu, Odisha and West Bengal. Since its inception in 2017, Digital Sakhi projects have created a cadre of 960 Digital Sakhis who have helped upskill over 5,500 women entrepreneurs. In FY22 alone, Digital Sakhis trained and empowered more than 8.60 Lakh people across 5 states on DFL.


	Through, the project in Karnataka, LTFS endeavors to create a cadre of over 300 Digital Sakhis as digital enablers, who, in turn, will impart DFL trainings to over 9 Lakh community members covering topics like digital modes of payments, access to government entitlements, goal-based savings, etc. In addition, the project aims to support over 3,000 women entrepreneurs in establishing and scaling their micro-enterprises through upskilling and enterprise-development trainings.


	Mr. Dinanath Dubhashi, Managing Director &amp; CEO L&amp;T Finance Holdings said, &quot;Many of our retail businesses directly engage with rural communities giving us an all-encompassing view of customers&#039; needs, including the gaps that exist within the community. In 2017, addressing this gap was the genesis of our flagship Digital Sakhi programme which has resulted in significant achievements across all states where the projects have been implemented. Our Digital Sakhis have effectively helped empower rural communities they operate in by promoting digital financial inclusion, providing impetus to women empowerment and gender equality, thereby strengthening the nation at the grassroot level and contributing to the overall national development agenda.&quot;


	Speaking on the occasion Mr. G.V. Krishnagopal, Executive Director, Access Livelihood Foundation said, &quot;Economic inequalities and social prejudices have denied women equal footing and opportunities. India aspires to be a true world leader where every citizen does not struggle for basic needs and necessities. Technology promises to be great equaliser if employed for right causes and sensitively. The effort of LTFS to introduce cutting edge solutions in financial inclusion with the right social architecture where rural women themselves will champion the cause is transformative. At the scale of 4 lakh households it will be a large initiative helping India to achieve its mission of Atmanirbhar Bharat.&quot;


	The Digital Sakhi project in Karnataka will be implemented in partnership with Access Livelihoods Foundation - a social enterprise that works with marginalized communities to reimagine their livelihoods. Access Livelihoods Foundation is also an AIM-NITI Aayog recognized Established Incubation Centre, primarily incubating women-owned producer enterprises across primary sectors to create equitable and lasting livelihood opportunities.


	About Digital Sakhi Project


	Digital Sakhi is a flagship programme of LTFS, which equips rural women with the skills and knowledge to confidently impart DFL training to households in their communities and nurture an ecosystem of digital financial transactions. The programme focuses on Sustainable Development Goal (SDG) 5 - Gender Equality wherein women are identified from rural communities and trained extensively on DFL, leadership and technology. These women are called &quot;Digital Sakhis&quot;. Each Sakhi is equipped with a mobile tablet with preloaded DFL modules. The programme also nurtures women entrepreneurs from the communities, providing them with upskilling and enterprise development trainings to help them build their businesses and enhance their livelihoods.


	About L&amp;T Finance Holdings (LTFH)
	LTFH (www.ltfs.com), a leading Non-Banking Financial Company (NBFC), offers a range of financial products and services through its wholly owned subsidiaries. LTFS is the brand name of L&amp;T Finance Holdings Limited and its subsidiaries. Headquartered in Mumbai, The Company has been rated AAA - the highest credit rating for NBFCs - by four  ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21305_Photo%20(6).jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 09 Aug 2022 20:12:18 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>L&amp;T, Financial, Services, Inaugurates, Digital, Sakhi, Project, Karnataka</media:keywords>
</item>

<item>
<title>RBI Hikes Repo Rate: How Real Estate Developers Reacted</title>
<link>https://www.thebizzstories.com/rbi-hikes-repo-rate-how-real-estate-developers-reacted</link>
<guid>https://www.thebizzstories.com/rbi-hikes-repo-rate-how-real-estate-developers-reacted</guid>
<description><![CDATA[ 
	Coming on the heels of a 50 BPS increase in the last MPC meeting, the hike in repo rate of 50 BPS by RBI last week raises the lending rate to 5.4% and brings it at par with pre-pandemic levels. Even though it appears marginal, it has evoked a mixed bag of feelings among the real estate developers. While most agreed that the hike was moderate, their views diverged on the actual impact on the buyers at a time when buyers were warming up towards investing in the real estate.


	 


				
					
			
		
	RBI Repo Rate


	 


	Amarjit Bakshi, CMD, Central Park said, &quot;In yet another calibrated effort to plummet the inflation rates, RBI has hiked the repo rate by 50 basis points to 5.40%. There is probably conflict of opinions amongst different market experts concerning the possible outcome of the one after the other hike in repo rates. The real estate market does not have much to be worried about. The luxury residential segment has been doing very well owing to positive buyers&#039; demand, ultimately leading to improved sales. The hike will resolve the compounding outcomes of the inflation scenario on the Indian economy and place it on the track of continuous development.&quot;


	 


	Uddhav Poddar, MD, Bhumika Group, said, &quot;RBI has announced a hike of 50 basis points, slightly increasing the Repo rates from 4.90 to 5.40, hence RBI has taken a measured approach rather instead of taking any extreme measures to curb the inflation.While this would have an impact on the sale of properties as the potential buyer would rethink or postpone their decisions to buy a home or any other property.   At the same time this would help tame inflation and ultimately benefit the developers as it would help in reduction of input costs.&quot;


	 


	Shubham Sardana, Director, Elite PRO said, &quot;Although there might be diverse reactions to RBI&#039;s decision, the increase in the repo rate is a well-thought-out and foreseen measure in a series of attempts to solve the economic lull and inflationary problems. On the other hand, the real estate sector has witnessed bullish growth in recent times, surging from the hues of the pandemic. Backed by the strong buyers&#039; demands and positive market growth parameters, the real estate sector is unlikely to be impacted by this development. There might be a few crunches at the start, it will not have long-lasting implications.&quot;


	 


	Sanjay Sharma, Director, SKA Group, said, &quot;Even though the real estate sector would have liked the repo rate to remain unchanged, the ground level reality dictates otherwise. By hiking repo rate by 50 bps RBI has taken a conservative approach besides trying to do a fine balancing act. I would like to thank the RBI for keeping the hike at moderate levels. As far as the impact on the sector is concerned, I think that it will be minimal as the real estate future looks buoyant.&quot;


	 


	Dushyant Singh, Director Orion 132 , Noida, said, &quot;There was a general prescience among the market knowers that the repo rate would see an imminent rise, and much on the line of expectation, the repo rate has been increased by 50 basis points. It is a practically understandable decision to nosedive the inflation rates. The real estate sector is a part of the Indian economy, and a step to bring the economy into a comfortable zone free from the burdens of inflation will be beneficial for the sector as well. Though the property markets might face a jolt in the beginning, overall, the real estate sector will have a smooth run despite the hikes.&quot;


	 


	Ansh Batra, Director, Buniyad Group, said, &quot;The persistent inflationary straits have necessitated RBI to raise the repo rate by 50 basis points yet again. The Indian economy is tattered by the sloppy effects of tight inflation and can only be managed by concerted institutional policies. RBI has shown its proactiveness in building a strong net to tumble down the inflation rates and also cord off the market pressures. Although the real estate markets on a macro level will witness initial jerks and bumps as a result of increased home loan rates, it is far from hitting a roadblock owing to the renewed market interests. Moreover, the RBI decision has hit the main issue, and the subsidiary challenges will cool off with time.&quot;
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21283_RBI%20Repo%20Rate.jpg" length="49398" type="image/jpeg"/>
<pubDate>Tue, 09 Aug 2022 13:38:23 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>RBI, Hikes, Repo, Rate:, How, Real, Estate, Developers, Reacted</media:keywords>
</item>

<item>
<title>Max Life Insurance Launches &amp;apos;Smart Secure Easy Solution&amp;apos; that Aims at Extending Financial Protection to the Self&#45;employed</title>
<link>https://www.thebizzstories.com/max-life-insurance-launches-smart-secure-easy-solution-that-aims-at-extending-financial-protection-to-the-self-employed</link>
<guid>https://www.thebizzstories.com/max-life-insurance-launches-smart-secure-easy-solution-that-aims-at-extending-financial-protection-to-the-self-employed</guid>
<description><![CDATA[ 
	Max Life Insurance Company Ltd. (&quot;Max Life&quot; / &quot;Company&quot;), has launched Max Life Smart Secure Easy Solution*, a comprehensive three-in-one protection solution offering benefits of life, critical illness &amp; disability and accidental cover. Aimed primarily towards self-employed individuals, the solution is available for multiple customer cohorts including salaried and other professionals to comprehensively guard against life&#039;s uncertainties.


	 


	The solution is a combination of Max Life&#039;s Smart Secure Plus Plan (UIN: 104N118V04) that aims at providing financial protection in case of any uncertainties in life with an accidental cover option and Max Life Critical Illness and Disability Health Rider (UIN: 104B033V01), which offers an added layer of financial protection in case of critical illnesses, total and permanent disability and provides extra coverage against death due to accident1.


	 


	The plan caters primarily to self-employed individuals as it offers flexibility to this segment in terms of frictionless onboarding with easy issuance, including only video medical examination and relaxed financial documentation2. With this solution, Max Life also offers coverage against 64 listed critical illnesses, including 5 minor and 59 major illnesses, and covers total and permanent disability.


	 


	Prashant Tripathy, MD &amp; CEO, Max Life said, &quot;Customer obsession is in Max Life&#039;s DNA, and developing products to respond to customer needs is the Company&#039;s core competency. With Smart Secure Easy Solution, we want to offer critical life insurance solutions to the self-employed segment as well, which is also more vulnerable to economic fluctuations. Currently underserved, we look forward to catering to this segment and supporting their financial protection needs with quick and hassle-free onboarding.&quot;


	 


	Key features of Max Life Smart Secure Easy Solution:


		
			Comprehensive cover offering 3-in-1 beneﬁts of Life, Critical Illness and Accident Cover
	
	
		
			Easy issuance and smooth onboarding with only video medical examination and relaxed ﬁnancial documentation2
	
	
		
			Return of premium option available wherein at maturity upon survival, the policyholder will be paid back all the base premium3
	
	
		
			Tax Benefits4
	

	 


	Max Life&#039;s Smart Secure Easy Solution: As part of this term insurance solution, a lumpsum benefit will be paid in case of diagnosis of a critical illness or a terminal illness. In the unfortunate event of the demise of the life insured (normal or accidental), the death benefit will be paid to the nominee.


	 


		
			Accidental cover option: The accidental cover option ensures that the nominee gets the death benefit in addition to the base coverage to help the insured&#039;s family cope with financial burdens.
	
	
		
			Critical illness and disability rider: The rider creates a financial shield against 64 listed critical illnesses, including life-threatening diseases such as cancer, heart attack, and stroke, among others, as per the rider terms. This rider ensures that the life insured gets a lump-sum payment if diagnosed with a critical illness.
	

	 


	About Max Life Insurance (www.maxlifeinsurance.com)  


	Max Life Insurance Company Limited is a Joint Venture between Max Financial Services Limited and Axis Bank Limited. Max Financial Services Ltd. is a part of the Max Group, an Indian multi-business corporation. Max Life offers comprehensive protection and long-term savings life insurance solutions, through its multi-channel distribution including agency and third-party distribution partners.


	 


	Max Life has built its operations over two decades through a need-based sales process, a customer-centric approach to engagement and service delivery and trained human capital. As per public disclosures and annual audited financials for FY21-22, Max Life has achieved a gross written premium of INR 22,414 crore. As of 31st March 2022, the Company had INR 1,07,510 crore of assets under management (AUM) and a Sum Assured in Force of INR 1,174,515 crore.


	 


	For more information, please visit the Companys website at www.maxlifeinsurance.com.


	 


	* This advertisement is designed for combination of benefits of two or more individual and separate products named Max Life Smart Secure Plus Plan (UIN: 104N118V04) with Accident Cover Option and Max Life Critical Illness Disability Rider (UIN: 104B033V01) 


	 


	These products are also available for sale individually without the combination offered/suggested. This benefits illustration is the arithmetic combination and chronological listing of combined benefits for individual products. 


	 


	The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding the sale


	 


	1 - In case the customer requests for cancellation of rider only, the solution as a whole will  ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 05 Aug 2022 17:24:57 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Max, Life, Insurance, Launches, Smart, Secure, Easy, Solution, that, Aims, Extending, Financial, Protection, the, Self-employed</media:keywords>
</item>

<item>
<title>Start Small Investments and Maximise Benefits with High FD Rates by Bajaj Finance</title>
<link>https://www.thebizzstories.com/start-small-investments-and-maximise-benefits-with-high-fd-rates-by-bajaj-finance</link>
<guid>https://www.thebizzstories.com/start-small-investments-and-maximise-benefits-with-high-fd-rates-by-bajaj-finance</guid>
<description><![CDATA[ 
	Investing is a means to set money aside to enjoy the fruits of your labour in the future. While you are engaged with other aspects of your life, have that money work for you. To grow your money over time, investing involves putting your money to work in one or more different types of investment vehicles.


	Fixed Deposit


	The Bajaj Finance Fixed Deposit is a smart choice for growing your savings. You can safely book an FD online and reap the benefits of high FD rates in 2022. Investing in a Bajaj Finance FD gets you an interest rate of up to 7.75% p.a. for senior citizens and up to 7.50% p.a. for customers below 60 years of age. With simple online processes and a minimum deposit of Rs. 15,000, you can conveniently invest in the Bajaj Finance FD.


	A safe investment option, Bajaj Finance allows customers to deposit a sum of money and get returns on a pre-determined FD interest rate. Bajaj Finance Fixed Deposit is not linked to market performance; thus, the &quot;fear element&quot; is eliminated. It offers FD rates as high as 7.75% p.a. The FD has several benefits:


		
			Flexible tenor from 12 to 60 months
	
	
		
			Investment starts at just Rs. 15,000
	
	
		
			Highest CRISIL AAA/STABLE and (ICRA)AAA(Stable) ratings
	
	
		
			Multiple payout options for monthly, quarterly, half-yearly, and yearly income
	
	
		
			Up to 0.25% higher returns for senior citizens
	
	
		
			Loan against deposit facility up to 75% of the deposit amount
	

	To help you understand this better, consider the following tables.


	For non-senior citizen investors


				
					Investment amount (in Rs.)
			
			
				
					Investment tenor
			
			
				
					FD rates
			
			
				
					Interest earnings (in Rs.)
			
			
				
					Total earnings (in Rs.)
			
		
				
					3,00,000
			
			
				
					44 months
			
			
				
					7.50% p.a.
			
			
				
					91,098
			
			
				
					3,91,098
			
		
				
					5,00,000
			
			
				
					44 months
			
			
				
					7.50% p.a.
			
			
				
					1,51,830
			
			
				
					6,51,830
			
		
	 


	For senior citizen investors


				
					Investment amount (in Rs.)
			
			
				
					Investment tenor
			
			
				
					FD rates
			
			
				
					Interest earnings (in Rs.)
			
			
				
					Total earnings (in Rs.)
			
		
				
					3,00,000
			
			
				
					44 months
			
			
				
					7.75% p.a.
			
			
				
					94,443
			
			
				
					3,94,443
			
		
				
					5,00,000
			
			
				
					44 months
			
			
				
					7.75% p.a.
			
			
				
					1,57,406
			
			
				
					6,57,406
			
		
	 


	Disclaimer: The results above were computed using the Bajaj Finance FD Calculator.


	 


	Systematic Deposit Plan 


	The Systematic Deposit Plan (SDP) is a revolutionary monthly savings programme provided by Bajaj Finance. It is a financial tool that combines fixed deposit safety, with the freedom of small monthly investments starting at just Rs. 5,000. Utilizing this strategy, you can increase your savings by setting up recurring monthly contributions and controlling the liquidity ratios. Every deposit you make will be treated as a separate Fixed Deposit with the appropriate interest rate as of the deposit date.


	The Single Maturity Scheme and the Monthly Maturity Scheme are the two variations of the SDP. For investors wishing to store a portion of their assets or income in a dependable monthly savings plan with guaranteed returns, these variations present profitable possibilities.


	Listed below are a few features of the variants:


		
			You can start investing with deposits as low as Rs. 5,000 per month
	
	
		
			The Single maturity scheme and the Monthly maturity scheme offer secured returns of up to 7.75% p.a.
	
	
		
			Each deposit has the prevailing interest rates applicable on the date of deposit in both schemes
	
	
		
			You can choose between flexible tenors of 12 - 60 months
	
	
		
			In the Single Maturity Scheme, the investor is credited with the lump sum of the deposits made on a single day at maturity
	
	
		
			In the Monthly Maturity Scheme, the investor gets the payouts every month
	

	The interest rate offered for a Systematic Deposit Plan is


				
					Tenor
			
			
				
					Customers below 60 years
			
			
				
					Senior Citizens
			
		
				
					12 - 23 months
			
			
				
					6.20% p.a.
			
			
				
					6.45% p.a.
			
		
				
					24 - 35 months
			
			
				
					6.95% p.a.
			
			
				
					7.20% p.a.
			
		
				
					36 - 60 months
			
			
				
					7.40% p.a.
			
			
				
					7.65% p.a.
			
		
	 


	 


	 


	 


	 


	 


	You can strategically plan your wealth-building plan whether you select Bajaj Finance Fixed Deposit or Systematic Deposit plan by taking into account the advantages of high-interest rates a ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 04 Aug 2022 20:49:53 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Start, Small, Investments, and, Maximise, Benefits, with, High, Rates, Bajaj, Finance</media:keywords>
</item>

<item>
<title>Bajaj Finance Fixed Deposit is Offering Higher FD Rates up to 7.75 percent p.a. | Invest Now</title>
<link>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-is-offering-higher-fd-rates-up-to-775-percent-pa-invest-now</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-is-offering-higher-fd-rates-up-to-775-percent-pa-invest-now</guid>
<description><![CDATA[ 
	If you are looking for a risk-free investment option, Fixed Deposit (FD) is a good choice. FDs are the safest and most stable investments in the market. They offer interest and growth over time and provide you with a fixed return on your investment.


	 


	In spite of any changes in the card rate during the deposit period, fixed deposits guarantee interest income and principal payback at booked rates. Currently, senior adults can get higher interest rates up to 7.75% p.a. with Bajaj Finance Fixed deposit. Bajaj Finance Fixed Deposits enjoy an [ICRA]AAA (Stable), indicating the highest level of safety and lowest investment risk.


	 


	The following are some essential characteristics of a Bajaj Finance Fixed Deposit:


		
			Earn an interest return on fixed deposits of up to 7.75% p.a.
	
	
		
			Investing requires a minimum of Rs. 15,000.
	
	
		
			Varying maturities with high FD rates.
	

	 


	Consider cumulative FD investments of Rs. 3 lakh, Rs. 5 lakh, and Rs. 10 lakh; all booked at a common tenor of 44 months.


	 


	 Investors below 60 years:


				
					Investment 
			
			
				
					Interest rate
			
			
				
					Interest earnings
			
			
				
					Earnings at maturity 
			
		
				
					Rs. 3 lakh
			
			
				
					7.50%
			
			
				
					Rs. 91,098
			
			
				
					Rs. 3,91,098
			
		
				
					Rs. 5 lakh
			
			
				
					7.50%
			
			
				
					Rs. 1,51,830
			
			
				
					Rs. 6,51,830
			
		
				
					Rs. 10 lakh
			
			
				
					7.50%
			
			
				
					Rs. 3,03,660
			
			
				
					Rs. 13,03,660
			
		
	 


	Senior citizen investor:


				
					Investment 
			
			
				
					Interest rate
			
			
				
					Interest earnings
			
			
				
					Earnings at maturity 
			
		
				
					Rs. 3 lakh
			
			
				
					7.75%
			
			
				
					Rs. 94,443
			
			
				
					Rs. 3,94,443
			
		
				
					Rs. 5 lakh
			
			
				
					7.75%
			
			
				
					Rs. 1,57,406
			
			
				
					Rs. 6,57,406
			
		
				
					Rs. 10 lakh
			
			
				
					7.75%
			
			
				
					Rs. 3,14,811
			
			
				
					Rs. 13,14,811
			
		
	 


	Disclaimer: All results were computed using the Bajaj Finance FD Calculator. 


	 


	Systematic Deposit Plan


	The Systematic Deposit Plan (SDP) is an industry-first monthly savings plan Bajaj Finance offers. It is one of the best monthly savings plans one can choose to invest in, where you can grow a corpus without having to invest a large sum in one go. Investments start at just Rs. 5,000 per month.


	 


	The interest rate for senior citizens is as offered are as follows:


				
					Tenor
			
			
				
					Senior citizens
			
			
				
					Customers below 60 years
			
		
				
					12 - 23 months
			
			
				
					6.45% p.a.
			
			
				
					6.20% p.a.
			
		
				
					24 - 35 months
			
			
				
					7.20% p.a.
			
			
				
					6.95% p.a.
			
		
				
					36 - 60 months
			
			
				
					7.65% p.a.
			
			
				
					7.40% p.a.
			
		
	 


	Special FD interest rates are also available for specific tenors.


	 


	Investing in a high return investment is now easier than ever. You can invest online from the comfort of your home by filling out a form and submitting minimal documents or you can visit your nearest Bajaj Finance FD branch. It is safe to state that Bajaj Finance online Fixed Deposit can effectively hedge your portfolio against risks and grow your savings reliably. Book a Bajaj Finance online FD from the comfort of your home and start the new month on the right foot.


	 


	About Bajaj Finance Limited


	Bajaj Finance Limited, the lending company of the Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market, catering to more than 44 million customers across the country. Headquartered in Pune, the company&#039;s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today. 


	 


	To know more, please visit: www.bajajfinserv.in.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 03 Aug 2022 13:23:28 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj, Finance, Fixed, Deposit, Offering, Higher, Rates, 7.75, percent, p.a., Invest, Now</media:keywords>
</item>

<item>
<title>Max Financial Services Q1FY23 Consolidated Revenue Rises 17 percent, with a 91 percent Profit after Tax</title>
<link>https://www.thebizzstories.com/max-financial-services-q1fy23-consolidated-revenue-rises-17-percent-with-a-91-percent-profit-after-tax</link>
<guid>https://www.thebizzstories.com/max-financial-services-q1fy23-consolidated-revenue-rises-17-percent-with-a-91-percent-profit-after-tax</guid>
<description><![CDATA[ 
	Max Life Results Highlights Q1(FY23):


		
			New Business Premiums (on APE basis): Rs. 1,009 Crore, Up 15%.
	
	
		
			Gross Written Premium: Rs. 4,103 Crore, Up 18%.
	
	
		
			Embedded Value at Rs. 14,152 Crore; Operating RoEV at 13.5%.
	
	
		
			Value of New Business at Rs. 213 Crore, Up 23%.
	
	
		
			Total Assets Under Management (AUM): Rs. 1,07,140 Crore, Up 14%
	

	 


	Max Financial Services Limited (MFSL) today announced its financial results for the quarter (Q1) and the financial year FY23. During Q1FY23, the Company reported consolidated revenues^ of Rs. 4,003 Crore, grew 17% year-on-year. The Company recorded a Consolidated Profit after Tax of Rs. 68 Crore, up 91% year-on-year, owing to lower tax expense than previous year.


	 


	During the first quarter of FY23, Max Life delivered a strong performance on new business premiums (on APE basis) as it achieved a 15% jump to Rs. 1,009 Crore from Rs. 875 Crore in the year-ago period, driven by strong growth in proprietary channels. Proprietary channels new business premiums grew by 32% year-on-year to Rs. 342 Crore as result contribution of Proprietary channels to total new sales increased from 30% to 34% in Q1FY23. Further, the renewal premium income (including group) rose 17% to Rs. 2,619 Crore, taking the gross written premium to Rs. 4,103 Crore, a spurt of 18% over the first quarter of the previous financial year. Max Life grew at 3 year CAGR of 14% outpacing both private and total industry which grew by 13% and 11% respectively


	 


	Max Life achieved New Business Margin (NBM) of 21.1% in Q1FY23, an increase of 140 bps due to better margins of new products across categories and sales growth and the Value of New Business (VNB) was Rs. 213 crores, an annual growth of 23%. Max Life operating expenses (policyholders) to net premium ratio improved from 17.4% in Q1FY22 to 16.9% in Q1FY23 due to effective cost management efforts and higher business growth. Max Life reported an Embedded Value of Rs. 14,152 crore, while the Operating Return on EV (RoEV) over Q1FY23 stood at 13.5%.


	 


	Max Life&#039;s assets under management (AUM) were Rs. 1,07,140 crore as on June 30, 2022, Up 14% over the previous year.


	 


	Lastly, following the appointment of Max Life as a &#039;Sponsor&#039; of the Pension Fund, Max Life Pension Fund Management Limited was incorporated and registered with the Ministry of Corporate Affairs in Feb&#039;22. The entity received certificate of registration in Apr&#039;22 and expected to commence operations from Q2 FY23.


	 


	Max Life recognized among Best BFSI Brands 2022 by The Economic Times, selected among India&#039;s Most Trusted Brand 2022 by WCRC international.


	 


	Mr. Mohit Talwar, Managing Director, Max Financial Services, said, &quot;Driven by proprietary growth and product innovation, we have registered a healthy growth in Q1, FY23. Our consistent effort lies in increasing numbers across our channels through new products and optimizing their mix.&quot; 


	 


	About Max Financial Services Limited


	Max Financial Services Limited (MFSL) is part of India&#039;s leading business conglomerate - the Max Group. Focused on Life Insurance, MSFL owns and actively manages an 81.83% majority stake in Max Life Insurance, India&#039;s largest non-bank, private life insurance company.


	 


	The company is listed on the NSE and BSE. Besides a 14.7% holding by Analjit Singh and sponsor family, some of the other group shareholders include MSI, Ward ferry, New York Life, GIC, Baron, Vanguard, Jupiter, Blackrock, and the Asset Management Companies of DSP, Nippon, HDFC, ICICI Prudential, UTI, Motilal Oswal, Canara Robeco, Sundaram, Aditya Birla Sun Life, Mirae, and Kotak.


	 


	About Max Life Insurance Company


	Max Life is the sole operating subsidiary of Max Financial Services Limited. Max Life - a part of the $4-Bn Max Group Max group, an Indian multi business corporation - is India&#039;s largest non-bank private life insurer and the fourth largest private life insurance company.


	 


	On April 6, 2021, Axis Bank Limited, India&#039;s third-largest private sector bank, together with its subsidiaries Axis Capital Limited and Axis Securities Limited (collectively referred to as &quot;Axis Entities&quot;) became the co-promoters of Max Life. This was after completion of the acquisition of 12.99% stake collectively by the Axis Entities in Max Life.


	 


	Under the deal, the Axis Entities have a right to acquire an additional stake of up to 7% in Max Life, in one or more tranches, subject to regulatory approvals.


	 


	Max Life offers comprehensive protection and long-term savings solutions, through its multichannel distribution including agency and third distribution partners. Max Life has built its operations over almost two decades through need-based sales process, a customer-centric approach to engagement and service delivery and trained human capital. It has 346 branch units acr ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 02 Aug 2022 13:26:53 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Max, Financial, Services, Q1FY23, Consolidated, Revenue, Rises, percent, with, percent, Profit, after, Tax</media:keywords>
</item>

<item>
<title>LenDenClub Introduces a Fixed Maturity Peer&#45;to&#45;Peer Investment Plan Offering Expected Returns of 10 to 12 percent p.a.</title>
<link>https://www.thebizzstories.com/lendenclub-introduces-a-fixed-maturity-peer-to-peer-investment-plan-offering-expected-returns-of-10-to-12-percent-pa</link>
<guid>https://www.thebizzstories.com/lendenclub-introduces-a-fixed-maturity-peer-to-peer-investment-plan-offering-expected-returns-of-10-to-12-percent-pa</guid>
<description><![CDATA[ 
	Indias largest P2P Lending platform, LenDenClub, today introduced FMPP, i.e. Fixed Maturity Peer-to-Peer Plan - a new-age, term-based P2P plan that enables investors with expected returns of 10-12% p.a. for a minimum of Rs. 10,000 per investment. The company aims to onboard 1 mn investors and clock-in an AUM of Rs. 10 billion from FMPP by the end of FY23. 


	 


				
		
	LenDenClub - Fixed Maturity Peer-to-Peer - FMPP


	 


	LenDenClub, an RBI-approved NBFC-P2P that serves more than 2 million investors, has designed FMPP such that an investment amount is hyper-diversified into a vast pool of borrowers, owing to which the default rate is drastically minimised, thus offering investors risk-mitigated returns. The new, AI- and ML-based algorithms are more potent than before because they have been fine-tuned and trained on proprietary first party data acquired by the company since inception. This enables FMPP to offer hyper-diversification as a unique feature which mitigates risk and offers stability of returns.


	 


	LenDenClub&#039;s FMPP investment plan is a term-based investment plan with flexible tenures of 1, 2, 3, 4 or 5 years. The invested funds are reinvested several times throughout the tenure, thus giving the investors the power of compounding along with an annualised yield of up to 12.21 to 15.25% p.a. FMPP is a non-market-linked alternate investment option which makes it immune to the risks of capital erosion on account of market volatility and therefore offers investors enhanced returns along with an added layer of protection to their invested principal. Further, because of the product construct, it competes with other fixed income assets classes like FDs, Gold Bonds etc.


	 


	On the launch of FMPP, Bhavin Patel, Co-founder &amp; CEO of LenDenClub, said, &quot;FMPP is a pioneering, customer-first investment offering in this era of low FD rates and volatile stock-market conditions. It has a completely new algorithm for capital allocation. It has been under development and testing for the past 18 months and it is finally live. LenDenClub&#039;s FMPP investment plan is truly an &#039;alternative investment avenue&#039; for all classes of investors, whether retail or HNI. Technology is at the heart of everything we do. By introducing key technology-enabled features such as hyper-diversification, auto-investment, and reinvestment into our platform, we are eyeing to drive a pivotal shift in the way investments are planned and executed, especially by the younger and tech-savvy audiences. With the current investment landscape, beset with high inflation and market volatility, FMPP adds a new paradigm of stability and transparency, which has assumed precedence by far, among investors.&quot;


	 


	&quot;Our single-minded focus is to ensure that over 99% of our investors earn stabilised returns of 10-12% p.a. The newly refined algorithm adds a high degree of certainty to this core product proposition and substantiates our ethos of trust, transparency, and stability towards our customers,&quot; he further added.


	 


	FMPP, is a fixed investment plan, wherein long-term lock-in facilitates the compounding to kick-in and thereby improves the yields over the due course. With a higher annualised yield of up to 12.21 to 15.25% coupled with the power of compounded interest of stabilised returns and marginalised NPA, one can potentially double their investments in FMPP in about 6 years time. While the minimum investment is Rs. 10,000 per investment, the structure of the plan enables investors to open multiple FMPP accounts with the total portfolio value not exceeding 5 million which is in line as per guidelines set by RBI. Auto investment and portfolio optimisation offered through an enhanced app experience makes FMPP an indispensable investment option for smart investors.


	 


	With a stellar record of customer acquisition and loan disbursements, LenDenClub has been one of the fastest and most significant P2P lending companies in India. It is the first NBFC-P2P to cross Rs. 50 billion. worth of loan disbursals. In the past, LenDenClub also raised $10 million in a Series A round Co-led by a consortium of investors, including Tuscan Ventures, Ohm Stock Brokers, and Artha Venture Fund.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21176_LenDenClub.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 29 Jul 2022 16:57:15 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>LenDenClub, Introduces, Fixed, Maturity, Peer-to-Peer, Investment, Plan, Offering, Expected, Returns, percent, p.a.</media:keywords>
</item>

<item>
<title>Aditya Birla Health Insurance and Policybazaar.com Announce the Launch of OPD Add&#45;on Cover with Zero Waiting Period</title>
<link>https://www.thebizzstories.com/aditya-birla-health-insurance-and-policybazaarcom-announce-the-launch-of-opd-add-on-cover-with-zero-waiting-period</link>
<guid>https://www.thebizzstories.com/aditya-birla-health-insurance-and-policybazaarcom-announce-the-launch-of-opd-add-on-cover-with-zero-waiting-period</guid>
<description><![CDATA[ 
		
			Cover Offers unlimited physical outpatient consultation to address customer&#039;s health and wellness, with premiums starting at Rs. 599 per insured
	
	
		
			Cover available from Day 1, Waiting Period not applicable.
	

	 


	Aditya Birla Health Insurance Co. Limited (ABHICL), the health insurance subsidiary of Aditya Birla Capital Limited (ABCL), a significant non-bank financial services conglomerate, has launched &#039;OPD Add-on&#039; for customers to address their health &amp; wellness needs. This product can be added to the existing indemnity plans to provide unlimited medical consultation at an affordable price.


	 


	The OPD Add-on cover aims at solving customer problems by providing hassle-free physical and virtual consultation, which leads to quicker treatment. It also offers a range of special consultations such as Gynaecology, Orthopaedic, Paediatric, Ophthalmologist, Physiotherapist and Nutritionist, referred or prescribed by a General Practitioner, in relation to any illness or injury.


	 


	Mayank Bathwal, Chief Executive Officer, Aditya Birla Health Insurance said, &quot;New-Age Insurance is all about being proactive, taking preventive measures and being there for our customer. Hence, we came up with an OPD Add-on cover with both physical and tele-consultation which can be easily accessible for policyholders. This cover will help them consult doctors virtually as well, irrespective of their location. We are excited to launch this product with Policybazaar and provide a comprehensive Health &amp; Wellness ecosystem to customers, to enable them to live a healthier life. This partnership with Policybazaar will help us reach out to their large customer base, through their platform.&quot;


	 


	Sarbvir Singh, CEO, Policybazaar.com commented, &quot;Health insurance with OPD coverage is an urgent need for the country as 60% of all healthcare expenses are OPD, and these are currently paid out of pocket. This product solves a large unmet need. We have always had customers coming and asking for OPD plans and this should really help address that market gap. This completely aligns with our vision of making financial security accessible to every Indian household when they truly need it.&quot;


	 


	Types of OPD Add-on Cover 


		
			Option (1) Rs. 599 per insured (excluding tax)
	
	
		
			Unlimited Physical Outpatient consultations by a General Medical Practitioner
	
	
		
			Option (2) Rs. 799 per insured (excluding tax)
	
	
		
			Unlimited Physical &amp; Virtual Outpatient consultations by a General Medical Practitioner
	
	
		
			 Option (3) Rs. 999 per insured (excluding tax)
	
	
		
			Unlimited Physical &amp; Virtual Outpatient consultations by a General Medical Practitioner
	
	
		
			2 Physical specialist consultations (Gynaecology, Orthopaedic, Paediatrics, Ophthalmologist, Physiotherapist, Nutritionist) referred/prescribed by General Practitioner
	

	 


	There is no waiting period in OPD Add-on cover which avails the cover from Day 1 and covers 32000+ doctor networks in 70+ cities. Selection of OPD Add-on will be applied at policy level. Hence, all the insured will receive the benefit on an individual basis by default. The minimum and maximum age at entry will be as per the base policy.


	 


	About Aditya Birla Health Insurance Co. Limited, an Aditya Birla Capital Limited company 


	Aditya Birla Health Insurance Co. Limited (ABHICL), a subsidiary of Aditya Birla Capital Ltd. (ABCL), is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. ABHICL was incorporated in 2015 wherein Aditya Birla Capital Limited (ABCL) and Momentum Metropolitan Strategic Investments (Pty) Limited (Formerly known as MMI Strategic Investments (Pty) Ltd.) hold 51% and 49% shares respectively. ABHICL commenced its operations in October 2016 and is engaged in the business of health insurance. Company&#039;s current product portfolio includes unique offerings including chronic care and incentivized wellness. As on FY22, ABHICL recorded a gross written premium (GWP) of Rs. 1727 Crore and covered more than 19 Mn lives. ABHICL has nationwide distribution presence in over 4790 cities through branches and partner offices, 12 bancassurance partners and over 63,000 direct selling agents. ABHICL has scaled and diversified digitally enabled distribution through 89%+ digital channel growth with 183 branch locations, bancassurance available through 16,000+ branches, and 43+ digital partners covering 5 Mn. + lives through 52+ contextual byte-sized and contextual products.


	 


	About Aditya Birla Capital


	Aditya Birla Capital Limited (ABCL) is the holding company for the financial services businesses of the Aditya Birla Group.


	 


	ABCL&#039;s subsidiaries have a strong presence across Protecting, Investing and Financing solutions, ABCL is a universal financial solutions group catering to diverse needs of its customers across their life stages. Powered by m ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 28 Jul 2022 16:46:22 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Aditya, Birla, Health, Insurance, and, Policybazaar.com, Announce, the, Launch, OPD, Add-on, Cover, with, Zero, Waiting, Period</media:keywords>
</item>

<item>
<title>OctaFX Announces Visual Rebranding, Adopts Space&#45;inspired Design System</title>
<link>https://www.thebizzstories.com/octafx-announces-visual-rebranding-adopts-space-inspired-design-system</link>
<guid>https://www.thebizzstories.com/octafx-announces-visual-rebranding-adopts-space-inspired-design-system</guid>
<description><![CDATA[ 
	11 years of providing brokerage services marks an important milestone for OctaFX. For the first time, the broker decided to hold a visual rebranding.


	 


				
		
	OctaFX Announces Visual Rebranding, Adopts Space-inspired Design System


	 


	Over more than a decade, OctaFX has managed to accomplish numerous achievements. Today, clients from over 150 countries have opened more than 12 million trading accounts with the broker. To become even closer to its clients, OctaFX decided to adopt a fresh new look: with refined colours, space-inspired elements, and a new logo.


	 


	The concept


	The main concept behind the rebranding reflects the broker&#039;s mission: OctaFX exists to ensure everyone can achieve their investment goals.


	 


	&quot;We picture goals as stars in the broad universe of finance. Each one represents a unique combination of needs and desires of a particular person. The journey towards the investment goal isn&#039;t always easy-there are many obstacles on the way. To overcome them, traders need an optimal set of both analytical and financial instruments, as well as a reliable partner. We are here to provide them with everything necessary to make effective trading decisions and achieve their investment goals. All the elements of our new design system convey this message in a simple, yet illustrative way,&quot; the OctaFX press office commented.


	 


	The logo


	The two orbits forming OctaFX&#039;s new logo reflect the all-encompassing support it provides for traders on the journey towards their goals. The orbits cross each other to create the word &#039;fx&#039; that highlights an important part of the company name.


	 


	The elements


	The elements constituting the new visual identity are all built around centre-oriented forces and objects, such as orbits and rays, reflecting the broker&#039;s continued focus on the investment goals of its clients.


	 


	The colours


	The colour palette of deep blues and intense oranges gives vibrancy to the new brand design, emphasising the confidence, dynamism, and readiness to change.


	 


	The transformation


	The financial world is changing rapidly. New challenges emerge every day, and OctaFX is ready to evolve and transform in response, all to meet and exceed the expectations of its clients. The new branding was created to express that.


	OctaFX is a global broker providing online trading services worldwide since 2011. It offers everything one needs to reach their investment goals, providing top-notch conditions utilised already by clients from over 150 countries worldwide.


	The company is involved in a comprehensive network of charity and humanitarian initiatives, including improvement of educational infrastructure, short-notice relief projects, supporting local communities and small to medium enterprises.


	On a side note, OctaFX has also won more than 45 awards since its foundation, including the 2021 &#039;Best Forex Broker Asia&#039; award from Global Banking &amp; Finance Review and 2021 &#039;Best ECN Broker&#039; award by World Finance. 
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21151_OctaFX_Rebranding.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 27 Jul 2022 16:43:11 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>OctaFX, Announces, Visual, Rebranding, Adopts, Space-inspired, Design, System</media:keywords>
</item>

<item>
<title>SATYA MicroCapital Acquires the Feat of Rs. 3000 Crores Loan Outstanding Portfolio</title>
<link>https://www.thebizzstories.com/satya-microcapital-acquires-the-feat-of-rs-3000-crores-loan-outstanding-portfolio</link>
<guid>https://www.thebizzstories.com/satya-microcapital-acquires-the-feat-of-rs-3000-crores-loan-outstanding-portfolio</guid>
<description><![CDATA[ 
	Giving centre stage to its phenomenal growth, one of the fastest growing MFIs in India, SATYA MicroCapital has crossed several milestones since its inception on 28th October 2016. With a total loan disbursement of Rs. 5900+ crores to its name, SATYA has achieved another feat by attaining Rs. 3000 crores worth of Assets under Management.


				
		
	SATYA MicroCapital celebrating landmark achievement of 3000 Cr. Loan Outstanding Portfolio


	Headquartered in the capital city of New Delhi, with first loan disbursement at Sikandrabad branch in Bulandshahr district of Uttar Pradesh, SATYA initiated the course of its operational journey in January 2017. Since then, the MFI catalogued a remarkable growth rate, having achieved an Assets under Management (AUM) value of over Rs. 3000 crores.


	 


	With the foremost and fundamental goal of empowering rural women, both digitally and financially, SATYA has come a long way since its incorporation. A majority of the MFIs portfolio comprises women entrepreneurs from rural and semi-urban areas whom SATYA MicroCapital has rendered financial support for setting up and developing their businesses. Till date, SATYA has its operational services active in more than 40,000 villages across 22 states.


	 


	Commenting on the company&#039;s success, Vivek Tiwari - MD &amp; CEO, SATYA MicroCapital Limited, said, &quot;Striving to stay committed for serving the people at the bottom of the pyramid, in today&#039;s tough market, SATYA is able to attain the best possible debt-to-equity ratio fuelled by remarkable efforts and hard work exhibited by our exemplary employees. Their attention to detail at work made it possible for us. Since its establishment, SATYA has been successfully providing financial services to more than 9,00,000 financially marginalised people for the sky-high development of their social and economic prospects. It is certainly a record in MFI Industry wherein an institution has attained such a grand slam within 5 years of its origin.&quot;


	 


	Speaking during the event, Vivek Tiwari also extolled the board of directors and all the esteemed investors who have played a catalytic role in this journey. He also applauded the entire employee base for their unwavering dedication towards the growth of the organization over these past five years. He recounted the challenges that the company faced at the early stages of the business and how they were able to surmount them.


	 


	SATYA is integrally concentrated towards providing financial services to people generally excluded from traditional banking channels because of their low, irregular and unpredictable income. It aims to set up and boost the provision of easily accessible, cost effective and sustainable financial services to impoverished to build their financial capacity and ability to grow to financial self-sufficiency. In addition to yielding financial aid to unbanked sections of the population, SATYA MicroCapital consistently associates with institutions of the same wavelength to disseminate the importance of digital and financial literacy in rural areas.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21150_3000%20Cr%20SATYA%20MicroCapital.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 27 Jul 2022 13:59:12 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>SATYA, MicroCapital, Acquires, the, Feat, Rs., 3000, Crores, Loan, Outstanding, Portfolio</media:keywords>
</item>

<item>
<title>Bajaj Finance Fixed Deposit: Who can Open an FD Account and its Benefits</title>
<link>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-who-can-open-an-fd-account-and-its-benefits</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-who-can-open-an-fd-account-and-its-benefits</guid>
<description><![CDATA[ 
	The fixed deposit is one of the most preferred investment options in the financial market. A financial report cites that more than 90% of Indian households have invested in a fixed deposit. The FD is such a preferred option that it is a stable tool where your initial deposit will remain safe, and you can accrue generous returns over your chosen tenor. This versatile tool is perfect for all kinds of investors.


	 


	Lets look at how this tool can help investors across all age groups and risk appetites.


	 


	1. Young investors


	Most fixed deposits have a small initial deposit amount making it more straightforward for younger investors who lack a sizeable corpus to enter the investment arena still. They help instil a habit of savings, and since this tool is not market movement linked, investors can be assured that their money is safe. Also, this is a perfect tool to offset risks and balance the investment portfolio. So young investors can set aside a safe fund with a fixed deposit with high FD rates.


	 


	2. Mid-aged investors


	It is perfect for mid-aged investors looking to diversify their portfolios and mitigate risks from investing in market-linked instruments. This instrument is also beneficial for achieving financial goals seamlessly as the interest rate is fixed throughout the tenor. You can calculate the amount you would receive at maturity and easily adjust your tenor and initial deposit amount to align it with your financial goals. The corpus generated at maturity can be used for funding your childs wedding, higher education and travels abroad. Apart from fulfilling goals, this can also be used as a contingency fund, offering a free cash flow when required.


	 


	3. Senior citizen investors


	As one grows older, the risk appetite usually decreases because investors fear losing out on the hard-earned savings they accrued over the years. In this case, investing in a low-risk stable tool like a fixed deposit is the safest bet. Since the interest rates are fixed throughout the tenor, senior citizen investors can use the FD calculator to estimate their returns at maturity. Senior citizens can easily fund monthly expenses by choosing a plan with regular payouts.


	 


	The latter generally provide higher FD rates among bank FDs, post office FDs, and NBFCs. If you wish to enjoy both the safety of deposit and high FD rates, choose a tool like Bajaj Finance Fixed Deposit. Heres why you can vouch for this tool to grow your savings.


	 


	1. Attractive FD rates


	Bajaj Finance FD offers their investors interest rates up to 7.75% p.a. It enables them to grow their savings rapidly. Senior citizens get additional rate benefits up to 0.25% p.a. on their deposits. Some special tenors have higher FD rates. Heres a table of the applicable FD rates for senior citizens.


	 


				
					Tenor in months
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half Yearly
			
			
				
					Annual
			
		
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
		
				
					12 - 23 months
			
			
				
					6.45
			
			
				
					6.27
			
			
				
					6.30
			
			
				
					6.35
			
			
				
					6.45
			
		
				
					24 - 35 months
			
			
				
					7.20
			
			
				
					6.97
			
			
				
					7.01
			
			
				
					7.08
			
			
				
					7.20
			
		
				
					36 - 60 months
			
			
				
					7.65
			
			
				
					7.39
			
			
				
					7.44
			
			
				
					7.51
			
			
				
					7.65
			
		
	 


	FD rates for special tenor


				
					Tenor in 

				
					months
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half 

				
					Yearly
			
			
				
					Annual
			
		
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
		
				
					15 months
			
			
				
					6.65
			
			
				
					6.46
			
			
				
					6.49
			
			
				
					6.54
			
			
				
					6.65
			
		
				
					18 months
			
			
				
					6.75
			
			
				
					6.55
			
			
				
					6.59
			
			
				
					6.64
			
			
				
					6.75
			
		
				
					22 months
			
			
				
					6.90
			
			
				
					6.69
			
			
				
					6.73
			
			
				
					6.79
			
			
				
					6.90
			
		
				
					30 months
			
			
				
					7.30
			
			
				
					7.07
			
			
				
					7.11
			
			
				
					7.17
			
			
				
					7.30
			
		
				
					33 months
			
			
				
		 ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 26 Jul 2022 13:51:31 +0530</pubDate>
<dc:creator>NewsVoir</dc:creator>
<media:keywords>Bajaj, Finance, Fixed, Deposit:, Who, can, Open, Account, and, its, Benefits</media:keywords>
</item>

<item>
<title>Kinara Capital Launches &amp;apos;JadejaBatsForKinara&amp;apos; Ad Campaign with Indian Cricketer Ravindra Jadeja</title>
<link>https://www.thebizzstories.com/kinara-capital-launches-jadejabatsforkinara-ad-campaign-with-indian-cricketer-ravindra-jadeja</link>
<guid>https://www.thebizzstories.com/kinara-capital-launches-jadejabatsforkinara-ad-campaign-with-indian-cricketer-ravindra-jadeja</guid>
<description><![CDATA[ 
	Kinara Capital, a leading fintech driving MSME financial inclusion across 100+ cities in India, today announced the launch of the #JadejaBatsForKinara advertising campaign featuring the company&#039;s exclusive brand ambassador Ravindra Jadeja. Kinara Capital is empowering India&#039;s small business entrepreneurs with myKinara App that offers fast and flexible collateral-free MSME loans within 24-hours, in the range of Rs. 1-30 lakhs.


	 


				
		
	Kinara Capital Launches &#039;JadejaBatsForKinara&#039; Ad Campaign with Indian Cricketer Ravindra Jadeja


	 


	Please check JadejaBatsForKinara Ad Campaign playlist link: bit.ly/Jadeja4KinaraAds. 


	 


	The #JadejaBatsForKinara ad campaign is a series of three concepts that riff on the real-life situations that small business entrepreneurs commonly encounter before becoming Kinara customers. The ads feature India&#039;s leading cricketer Ravindra Jadeja relaying his popular catchphrases of Ab Mariye Sixer, Howzzzat, and Ab No Googly to highlight myKinara&#039;s benefits for small business entrepreneurs, including:


	 


		
			Collateral-Free MSME loans available within 24-hours with a fully digital process
	
	
		
			Automatic Discount for Women-owned MSMEs with HerVikas program
	
	
		
			Instant 1-minute Eligibility Check with no document upload required
	

	 


	Khyati Shah, EVP, Corporate Marketing, Kinara Capital, said, &quot;The #JadejaBatsForKinara ad campaign is addressing the challenges of the MSMEs by offering myKinara App as a solution and empowering small business entrepreneurs to confidently take the first step towards achieving business growth. Our Brand Ambassador Ravindra Jadeja is a self-made champion whose tenacity to give his all in every cricket match resonates with the determined spirit of the everyday entrepreneur.&quot;


	 


	The vernacular-friendly myKinara App offers an easy 3-step process to small business entrepreneurs taking them from instant eligibility check to digital loan disbursement within 24-hours. The #JadejaBatsForKinara ad series promoting myKinara App is expanded into various formats and languages, including Hindi, Tamil, Telugu, Kannada, Gujarati &amp; Marathi. The ads are primarily running on social media channels including YouTube, Facebook, Instagram, in 6-sec, 15-sec, and 30-sec versions, and are scheduled to run on other mediums such as OTT, in-app advertising, and ShareChat.


	 


	Kinara Capital&#039;s exclusive Brand Ambassador Ravindra Jadeja said, &quot;Batting for the success of small business entrepreneurs has always been the foundation of Kinara Capital. I grew up in a humble neighborhood surrounded by many small businesses that were a recognized part of the community. I understand and acknowledge the importance of that one helping hand to nudge you to the next level. So, I am proud to represent the value that myKinara App holds for small businesses.&quot;


	 


	Created and produced by Lintas C:EX for Kinara Capital, the #JadejaBatsForKinara ads were filmed in Bangalore with an original background music score composed to give the ads a catchy tune. In the ads, Jadeja swooshes in to replace the uninterested traditional lender who has a lengthy, paper-intensive process with a fresh, digital approach of the myKinara App that uplifts the small business entrepreneurs by addressing their pain points. The mix of humour and veracity of the #JadejaBatsForKinara campaign ads enhance the high value of myKinara for MSMEs.


	 


	Satish Ramanathan, Executive Director, Lintas C:EX, said, &quot;The task for us was to create short, digital-friendly, impactful content that showcases the importance of the myKinara App in a memorable manner. We wanted to take a definitive positioning for Kinara Capital that is owned for the long term. The ad succinctly captures the struggle of the entrepreneur and the swift solution offered by myKinara. Jadeja also synced well with the message that we were trying to highlight with his sense of humour and apt delivery.&quot;


	Kinara Capital is revolutionizing the business growth of MSMEs by making access to formal credit much easier with its myKinara App. The #JadejaBatsForKinara ad campaign aims to raise awareness among small business entrepreneurs across the MSME sectors of Manufacturing, Trading, and Services to access reliable business financing at their fingertips via the myKinara App.


	 


	About Kinara Capital


	Kinara Capital is a fast-growing MSME fintech propelling financial inclusion of small business entrepreneurs in India. To date, the company has disbursed over INR 3,500 crores across 75,000 collateral-free MSME loans. Qualified as a Systemically Important NBFC by the Reserve Bank of India, Kinara Capital is a debt-listed entity on the Bombay Stock Exchange (BSE). Headquartered in Bangalore, Kinara Capital has 125 branches across 100+ cities in India. 


	 


	Visit www.kinaracapital.com for more information and follow us on Facebook @kinaracap or o ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21090_kinara.JPG" length="49398" type="image/jpeg"/>
<pubDate>Thu, 21 Jul 2022 13:47:22 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Kinara, Capital, Launches, JadejaBatsForKinara, Campaign, with, Indian, Cricketer, Ravindra, Jadeja</media:keywords>
</item>

<item>
<title>CPP Mobile Protect at Special Price by Bajaj Finserv</title>
<link>https://www.thebizzstories.com/cpp-mobile-protect-at-special-price-by-bajaj-finserv</link>
<guid>https://www.thebizzstories.com/cpp-mobile-protect-at-special-price-by-bajaj-finserv</guid>
<description><![CDATA[ 
	Like any other electronic device, smartphones are also vulnerable to accidental damage. These can get damaged due to a liquid spill or develop small to large display cracks due to unfortunate events. It becomes a costly affair to repair the device.


	 


	To discard these unnecessary financial challenges, consider purchasing the CPP Mobile Protect plan from Bajaj Finserv with a premium starting from Rs. 1,153 per year. It covers expenses of repairing liquid damage, screen cracks, etc. Check out some of its benefits below.


	 


	Top 5 reasons to buy Bajaj Finserv Mobile Protection Plan


	 


	Following are the five benefits offered under this plan:


	 


	1. Nominal premium price


	The premium for this comprehensive mobile insurance plan starts from only Rs. 1,153 for a year for devices ranging between Rs. 6,000 and Rs. 10,000. For devices worth Rs. 1 lakh and more, the premium is at a nominal price of Rs. 6,153. One needs to choose a premium to ensure the coverage amount required. This policy comes at a much more reasonable price considering the extent of coverage amount it offers.


	 


	2. Extensive coverage against damages 


	Get coverage against accidental damages, such as a crack in the screen, device breakdown due to liquid spillage, etc. The coverage is provided if the handset was in the policy buyer&#039;s possession during the unfortunate event. The insurer will give a maximum sum insured up to the invoice value of the handset.


	 


	3. Two claims within the policy period


	Some mobile protection plans give the policy coverage for a single time during the policy period. However, one may never know how often they need to claim the policy benefit. This Pocket Insurance policy by Bajaj Finserv enables one to claim the policy benefits twice without paying extra.


	 


	4. Complete device security


	The insurer also extends a range of security features to protect handsets against malware. Apart from this, get several necessary facilities, including remote handset lock/data wipe, SIM card lock, scream alarm, etc. The security feature integrated into this insurance cover allows auto-scanning of all the apps customers download. It ensures that the application does not harm the device in any way.


	 


	5. Seamless access to entertainment


	In addition to benefiting from the financial coverage against accidental damages, one can enjoy access to entertainment. The policy gives free subscriptions to ZEE5 plus and Gaana premium for a year. This way, one can immerse into the joy of live and ad-free streaming of unlimited video content or songs without paying additional charges.


	 


	Customers can protect their finances against accidental damages caused to their smartphones by covering their smartphones with the mobile protection plan. It gives financial protection up to the purchased price of the handsets. The insurer also enables to choose a premium price considering the coverage amount needed. This flexibility prevents one from paying an extra price to cover the handset.


	 


	Individuals can easily apply online and pay the charge to buy this policy. You can secure all these benefits by purchasing the mobile insurance cover from Bajaj Finserv.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 19 Jul 2022 19:26:44 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>CPP, Mobile, Protect, Special, Price, Bajaj, Finserv</media:keywords>
</item>

<item>
<title>Phocket Celebrates 4 Years: A New&#45;Age Digital Lending Firm</title>
<link>https://www.thebizzstories.com/phocket-celebrates-4-years-a-new-age-digital-lending-firm</link>
<guid>https://www.thebizzstories.com/phocket-celebrates-4-years-a-new-age-digital-lending-firm</guid>
<description><![CDATA[ 
	Phocket is a Nasdaq-endorsed new-age digital lending platform, that is today celebrating its 4 years in business. Established as a lending startup, Phocket has now grown to be a well-known FinTech company. Phocket wishes to expand on its Tech + NBFC play to commemorate its 4th anniversary. It is growing business through direct customer acquisition, fintech &amp; retail partnerships, and debt collaborations.


	 


				
					
			
		
	Left to Right: Mohit Bansal, Sumit Jain, Piyush Jain


	 


	Phocket was founded in 2018 as a 3-man startup by Piyush Jain, Mohit Bansal &amp; Sumit Jain. In the initial days, Phocket founders had an important meeting in Mumbai. They decided to take a road trip from Delhi to Mumbai as it would allow them to be together and discuss the nitty-gritty of the product. Though the meeting didnt go as planned, that particular road trip turned out to be very exciting. Most of the features that are there in the Phocket platform were discussed during that road trip.


	 


	From new in the market to a successful FinTech company


	Back in 2018, the three founders were focused on making the fintech firm a product-market fit for the masses. This digital lending firm was founded on the idea that young salaried professionals require instant and affordable cash loans to meet their day-to-day cash needs. Millennials had a difficult time, especially during the pandemic, due to job loss, low credit scores, or new credit scores. As a result, new customer segments emerged, including distressed and aspirational customers. Phocket caters to this very segment specifically. More than 2 million people have downloaded the Phocket App so far. It has disbursed over INR 130 crore loans to over 66,000 borrowers.


	 


	Phocket intends to offer a variety of digital lending products to underserved customers. Its goal is to grow 10x in the next 2.5 to 3 years. Phocket is a fast-growing startup with millennial ambitions. It is aiming to offer Rs. 250 crore loan with Rs. 100 crore book size by March 2024. In the coming months, it will concentrate on expanding in the North-East regions most underpenetrated area for digital lending. Phocket currently has a team of 40 people and plans to double in size over the next year and a half.


	 


	The company has had positive unit economics since its inception and is currently profitable. This is demonstrated by their fourfold increase in revenue from Financial Year 20-21 to Financial Year 21-22. This fiscal year, the company expects to more than double its customer base. Over 25000 unique customers have been served to date.


	 


	The company has raised funds from the Bader Family Office, led by renowned angel investor Mr. R K Bader. 


	 


	About Phocket


	Phocket is a fintech company that focuses on providing instant personal loans to young salaried professionals. It is an amalgamation of AI, ML, Bots, and Analytics to provide innovative lending solutions. It offers a digitized process of availing types of personal loans to PAN India. Their current customer base exceeds 25,000. All quick cash loans are available collateral-free in the Indian market. The company is a registered startup at the Department for Promotion of Industry and Internal Trade (DPIIT) and works with RBI-licensed NBFCs.


	 


	For more details visit: phocket.in.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21020_WhatsApp%20Image%202022-07-14%20at%2011.36.05%20AM.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 14 Jul 2022 18:11:24 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Phocket, Celebrates, Years:, New-Age, Digital, Lending, Firm</media:keywords>
</item>

<item>
<title>SATYA MicroCapital is All Set to Foray into Affordable Housing Finance Business</title>
<link>https://www.thebizzstories.com/satya-microcapital-is-all-set-to-foray-into-affordable-housing-finance-business</link>
<guid>https://www.thebizzstories.com/satya-microcapital-is-all-set-to-foray-into-affordable-housing-finance-business</guid>
<description><![CDATA[ 
	SATYA MicroCapital announced that it is foraying into affordable housing finance market through its soon to be launched subsidiary. Post successful acquisition and renaming of Baid Housing Finance, NBFC-MFI intends to lay the foundation of its new arm which will integrally function in the Indian Housing Finance space. In accordance with the companys growth plans, SATYA plans to serve the need for affordable housing for its current customer base and to cater to the untapped affordable housing market across the country. In addition, SATYA Micro Capital is also extending the capital of Rs. 50 Crs. to its housing finance subsidiary and shall be raising another Rs. 50 -75 Crs. Capital during the FY.


	 


	In the present scenario, a significant gap is observed in housing demand and availability of Housing Finance to the marginalized sector of the population. To bridge this gap and realizing the need for and importance of this sector, SATYA is now marking its entry into the Housing Finance sector. The NBFC-MFI is now aiming to fulfill the dreams of people nestling at the bottom of the pyramid with momentum on affordable housing. In the next five years SATYA envisions to position itself as one of the prominent private Housing Finance companies in India.


	 


	The Housing Finance sector has been experiencing a tide of transformation in the recent times. The government is encouraging affordable housing to ensure shelter for everyone. SATYA&#039;s initiative in the Housing Finance sector falls in sync with the government housing policies and agendas. With the MFI&#039;s expertise, the company aspires to specifically tap informal segment of customers in rural landscapes for provision of hassle free and accessible Housing Finance solutions.


	 


	&quot;We have received the regulatory approval from RBI for acquisition and company has completed acquisition related formalities, we are eagerly waiting to get the transition completed. We aim to create a loan book Rs. 250 Crore in first year of operation. This step towards affordable housing finance is SATYA&#039;s natural extension towards financial inclusion. We are looking forward to building this business which will induce a positive social impact on the customer segment. Our foremost inclination will be towards financially backing the first-time homeowners to build their dream home,&quot; said Vivek Tiwari, MD, CEO &amp; CIO - SATYA MicroCapital Ltd. With a mission to establish SATYA as one of the preferred Housing Finance institutions across the nation, we will provide attractive and customer-friendly schemes to our target group customers.


	 


	The announcement from SATYA as a business venture further lends to its philosophy of being a conglomerate by opening up a new asset category which will facilitate the company to explore both complementary geographies and customer segments.


	 


	Sharing his views on this new journey, Ranjeet Mishra, CEO Designate stated, &quot;We have a once in a generation opportunity in front of us in terms of filling the gap of financing needs for home ownership of bare foot entrepreneurs. SATYA is looking forward to extending various tailor-made loan products for bridging the pucca homeownership gap for mass population. We can shape a future where all our communities are strong, healthy, vibrant, and having shelter on their head for a dignified life. Looking forward for exciting time ahead to participate in this mission and fulfilling the people&#039;s aspiration of home ownership through this acquisition.&quot;


	 


	Headquartered in New Delhi, SATYA currently has 350+ branches in more than 35000 villages of over 225 Districts in 21 states catering to more than 9 lac clients who seek credit help for their income generation and income growth purpose in sectors such as agriculture, animal husbandry, business/trade, production/services, and water sanitation purposes. With its operational journey started in 2017, SATYA MicroCapital is addressing the financial inclusion opportunity emblematic approach to traditional microfinance by directing comprehensive emphasis on leveraging technology for improvising the customer experience along with reducing operational costs.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 14 Jul 2022 18:11:24 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>SATYA, MicroCapital, All, Set, Foray, into, Affordable, Housing, Finance, Business</media:keywords>
</item>

<item>
<title>MetaOneVerse Announces Mega Contest Season for Buyers to Earn Up to 50,000 Dollars in Valuables</title>
<link>https://www.thebizzstories.com/metaoneverse-announces-mega-contest-season-for-buyers-to-earn-up-to-50000-dollars-in-valuables</link>
<guid>https://www.thebizzstories.com/metaoneverse-announces-mega-contest-season-for-buyers-to-earn-up-to-50000-dollars-in-valuables</guid>
<description><![CDATA[ 
	MetaOneVerse, a reward-based token, has launched the Mega Contest Season with an opportunity to win USD 50,000 in holdings. Anyone who spends more than USD 100 and holds it until July 30 will become eligible to earn the grand amount.
	The platform encourages users to mint and trade NFTs, but with the recent announcement, they are empowering users to represent a significant stake in the company, allowing it to become a decentralized marketplace. The goal of the New Mega Contest is to create the largest reward pool of profitable indicators.


	The buyers must simply buy USD 100 worth of M1Verse tokens, go to the tweet, submit their BSC scan wallet address, take a transaction screenshot, and tag 5 friends. Now, the user must keep their tokens until the end of the contest to be eligible to win USD 50,000. At the end of the contest, the winner will be chosen from the valid social media posts and responses.


	Sharing more about the event, CMO, MetaOneVerse shares, &quot;We are a decentralized marketplace that aims to provide users with meaningful and rewarding experiences. The new special contest will run for the next four weeks allowing users to earn rewards on top of crypto assets. We are hopeful that this endeavor will help strengthen their trust in the crypto ecosystem amidst the volatile market conditions.&quot;
	MetaOneVerse is also working on its own NFT marketplace. The BUSD platform is already in talks with industry-leading NFT creators, and they hope to join the USD 100 million club soon with the launch of their NFT marketplace.About MetaOneVerse
	MetaOneVerse is a hyper-deflationary Token and full-stack ecosystem with modules as Metaverse. Development, Staking, NFT Marketplace, Blockchain and web3 apps. This project provides a rewarding token to benefit holders with 6% BUSD dividends for holding their token. MetaOneVerse is in a very early stage and at a low MC which is around 1.3 million only, eyeing an industry which could be trillions of dollars in coming years.


	Twitter: mobile.twitter.com/metaoneverse.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 13 Jul 2022 12:51:01 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>MetaOneVerse, Announces, Mega, Contest, Season, for, Buyers, Earn, 50, 000, Dollars, Valuables</media:keywords>
</item>

<item>
<title>RBI Grants Payment Aggregator License to Razorpay</title>
<link>https://www.thebizzstories.com/rbi-grants-payment-aggregator-license-to-razorpay</link>
<guid>https://www.thebizzstories.com/rbi-grants-payment-aggregator-license-to-razorpay</guid>
<description><![CDATA[ 
	Razorpay, India&#039;s Preferred Payments and Banking Platform for Businesses today announced that it is one of the first full-stack financial solutions companies that has been given an in-principle approval by the ̉RBI for a Payment Aggregator (PA) License. This reiterates the trust placed by over 8 million businesses in Razorpay to boost and support their business growth and endorse Razorpay as India&#039;s preferred full-stack financial platform.


	 


	In order to ensure safety of merchants and consumers, the RBI issued a payment aggregator framework in March 2020 (notification link here) stating that payment gateways will be mandated to have a license in order to acquire merchants and provide them with digital payments acceptance solutions. Under RBI&#039;s strict evaluation process, more than 185 fintech enterprises and startups submitted their proposals for a payment aggregator license. The few firms authorized to operate as payment aggregators in India will come under the direct purview of the RBI. As a company that has always adhered to regulatory governance while innovating toward building the financial backbone for Indian businesses, Razorpay was a leading contender for a payment aggregator license.


	 


	Commenting on becoming one of the first players to receive the payment aggregator license from the RBI, Harshil Mathur, CEO &amp; Co-founder of Razorpay, said, &quot;We are really excited to have received our Payment Aggregator License. We at Razorpay, recognize that we have a responsibility to innovate by not just looking at the future but taking analogies from the past, and strengthening the financial ecosystem of tomorrow, so that millions of businesses, small and big can flourish. This event only further strengthens our commitment to never stop reinventing. We want to create new products and build experiences that will change the lives of millions of businesses and consumers.&quot; 


	 


	He added, &quot;With the digital payments space coming under direct RBI regulation, we can expect to not only see an immense upsurge in online payment adoption and trust but also witness a magnified surge in digital payment innovations in the coming years. With this trust placed in us, we will continue building the financial backbone for businesses in India, one that is more cashless, more frictionless, more secure, and more connected.&quot;


	 


	With a sharp focus on product innovation that is designed to empower and enable uncontrolled growth for small businesses, Razorpay, today, has become the fastest-growing fintech in India. The payment aggregator license will now help Razorpay further its vision of making digital payments easily accessible for all Indian businesses.


	 


	About Razorpay
	Razorpay, a full-stack financial services company helps Indian businesses with comprehensive and innovative solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Established in 2014, the company provides technology payment solutions to over 8Mn businesses. Founded by alumni of IIT Roorkee, Shashank Kumar and Harshil Mathur, Razorpay is the second Indian company to be a part of Silicon Valley&#039;s largest tech accelerator, Y Combinator. Marquee investors such as Lone Pine Capital, Alkeon Capital, TCV, GIC, Tiger Global, Sequoia Capital India, Ribbit Capital, Matrix Partners, Salesforce Ventures, Y Combinator and MasterCard have invested a total of $741.5 Mn through Series A, B, C, D, E &amp; F funding. A few angel investors have also invested in Razorpay&#039;s mission to simplify payments and banking and redefine how finance works in India.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 13 Jul 2022 12:51:01 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>RBI, Grants, Payment, Aggregator, License, Razorpay</media:keywords>
</item>

<item>
<title>CASHe Appoints Veteran Banker and Former MD and CEO of Bank of Baroda P.S Jayakumar as 
Non&#45;executive Director</title>
<link>https://www.thebizzstories.com/cashe-appoints-veteran-banker-and-former-md-and-ceo-of-bank-of-baroda-ps-jayakumar-as-non-executive-director</link>
<guid>https://www.thebizzstories.com/cashe-appoints-veteran-banker-and-former-md-and-ceo-of-bank-of-baroda-ps-jayakumar-as-non-executive-director</guid>
<description><![CDATA[ 
	CASHe, India&#039;s preferred AI-driven financial wellness platform, today announced the appointment of Mr. P.S Jayakumar, the former Managing Director and Chief Executive Officer of Bank of Baroda, as a Non-executive Director with effect from July 5, 2022. The erstwhile chief of Bank of Baroda has been appointed to the board of Aeries Financial Technologies, the holding company of CASHe&#039;s NBFC arm.


	 


				
		
	P.S Jayakumar, Non-executive Director at CASHe


	 


	Mr. Jayakumar, a veteran banker with an extensive experience of close to four decades is widely recognised for his pioneering work in the digital transformation of the retail financial industry. Following his selection by the Government of India in 2015, Jayakumar served at the helm of Bank of Baroda, as its MD &amp; CEO for four years, including a year&#039;s extension to the initial three-year term. Acknowledged as the first thoroughbred private banker to head a state-run bank, Mr. Jayakumar is credited for successfully steering the bank&#039;s transformation journey across all aspects - business, digital and technology, compliance and controls, organization and people. During his tenure at Bank of Baroda, he successfully completed a three-way amalgamation between Bank of Baroda, Vijaya, and Dena Bank to create the third-largest lender and second largest public-sector bank in the country.


	 


	Prior to Bank of Baroda, Mr. Jayakumar spent over 23 years with Citibank across India and Singapore markets, starting in 1986. While at Citibank, he held various senior strategic positions - Managing Director for Citi financial Ltd., Managing Director and Head of Citibank Consumer Loan for several APAC countries, Country Head - Citibank Consumer Business, and Head of Balance Sheet Management, Asia Pacific. He also served as a Board Member in many of Citibank&#039;s subsidiaries in India.


	 


	After his stint at Citibank, he kick-started his entrepreneurial journey in 2008 and launched two ventures - Value Budget Housing Company and Home First Finance, both of which immensely contributed to the efforts of building demand-supply equilibrium for low-cost and affordable housing.


	 


	Hailed as a change-maker all his life, Mr. Jayakumar continues to be involved in several entrepreneurial activities in the financial services space. He currently serves on the Boards of over twelve companies as an Independent and Non- Executive Director and advises and mentors many others.


	 


	A Chartered Accountant by qualification, Jayakumar also holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur. He also has the distinction of being a Chevening Gurukul Scholar through the London School of Economics and Political Science. In 2018, he was awarded the &#039;Banker of the Year&#039; by The Financial Express. 


	 


	CASHe recently announced its foray into the wealth management space with the acquisition of Sqrrl, a Gurgaon-based wealth-tech platform. Additionally, it also launched an industry-first credit line service using its AI-powered chat capability to provide customers seamless access to instant credit line on WhatsApp. On the operational front, the company announced that it has crossed the significant milestone of having disbursed 1.2 million loans worth Rs. 4,000 crore and is eyeing fresh disbursals worth Rs. 3,600 crores in FY22-23, projecting a cumulative loan disbursement of Rs. 7,600 crores (1Billion USD) by end of this financial year.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/21002_P.S..jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 13 Jul 2022 12:51:01 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>CASHe, Appoints, Veteran, Banker, and, Former, and, CEO, Bank, Baroda, P.S, Jayakumar, Non-executive, Director</media:keywords>
</item>

<item>
<title>Invest in AAA&#45;rated Bajaj Finance to Enjoy FD Rates up to 7.75 percent p.a.</title>
<link>https://www.thebizzstories.com/invest-in-aaa-rated-bajaj-finance-to-enjoy-fd-rates-up-to-775-percent-pa</link>
<guid>https://www.thebizzstories.com/invest-in-aaa-rated-bajaj-finance-to-enjoy-fd-rates-up-to-775-percent-pa</guid>
<description><![CDATA[ 
	Investors may be keen to swap risk for fixed returns due to global events that have increased uncertainty and market volatility. For instance, the Bajaj Finance Fixed Deposit eliminates the &quot;fear factor&quot; because its rewards are unrelated to market performance. It provides FD rates up to 7.75% p.a. The FD offers several advantages, such as adjustable investment tenors, CRISIL AAA/STABLE and (ICRA)AAA(Stable) rating, senior citizen discounts, monthly investment options like SDP, and more.


	 


	Continue reading to learn more about the benefits of purchasing a Bajaj Finance FD.


	 


	Investment Security


	The Bajaj Finance FD offers investors a haven from volatile market conditions for their money. Independent of the state of the market, investors benefit from a consistent FD rate. Thus, investors can lock in at a favourable rate using the FD calculator and precisely predict their future objectives. The maturity value wont change, so theres no reason to be concerned.


	 


	Additionally, investors benefit from a high level of security regarding the prompt payment of principal deposits and interest payouts. The highest rating offered to Bajaj Finance FD shows that the investment is safe and that investors will receive their returns on schedule and as promised. Investment returns from FDs are timely and as promised.


	 


	Higher interest rate up to 7.75% p.a.


	When investing a tenor of 44 months, regular customers under the age of 60 can receive an FD rate of up to 7.50% p.a. Senior citizens, on the other hand, are given an additional FD rate bonus of 0.25% every year, bringing the interest rate to a maximum of 7.75% p.a.


	 


	With a modest initial commitment of Rs. 15,000 or more, investors can readily project their returns using the FD calculator. Here are a few brief examples of the interest earned for various tenors by customers below 60 years and senior citizens.


	 


				
					Tenor in months
			
			
				
					Below 60 years 
			
			
				
					Senior citizens
			
		
				
					Interest rate
			
			
				
					Interest 

				
					earned 

				
					 
			
			
				
					Maturity Amount 
			
			
				
					Interest rate
			
			
				
					Interest earned 
			
			
				
					Maturity Amount  
			
		
				
					12
			
			
				
					6.20% p.a.
			
			
				
					Rs. 18,600
			
			
				
					Rs. 3,18,600
			
			
				
					6.45% p.a.
			
			
				
					Rs. 19,350
			
			
				
					Rs. 3,19,350
			
		
				
					24
			
			
				
					6.95% p.a.
			
			
				
					Rs. 43,149
			
			
				
					Rs. 3,43,149
			
			
				
					7.20% p.a.
			
			
				
					Rs. 44,755
			
			
				
					Rs. 3,44,755
			
		
				
					33
			
			
				
					7.15% p.a.
			
			
				
					Rs. 62,744
			
			
				
					Rs. 3,62,744
			
			
				
					7.40% p.a.
			
			
				
					Rs. 65,076
			
			
				
					Rs. 3,65,076
			
		
				
					44
			
			
				
					7.50% p.a.
			
			
				
					Rs. 91,908
			
			
				
					Rs. 3,91,908
			
			
				
					7.75% p.a.
			
			
				
					Rs. 94,443
			
			
				
					Rs. 3,94,443
			
		
				
					60
			
			
				
					7.40% p.a.
			
			
				
					Rs. 1,28,689
			
			
				
					Rs. 4,28,689
			
			
				
					7.65% p.a.
			
			
				
					Rs. 1,33,702
			
			
				
					Rs. 4,33,702
			
		
	 


	Plan for your life goals with ease


	Investors can choose from a customizable tenor of 12 to 60 months with Bajaj Finance. Those with short-term objectives can invest their money in a secure setting and withdraw increased returns at the end of the tenor. To receive the best FD rate, investments with tenors of 36 months or more are recommended for investors with a medium- to long-term aims.


	 


	Investors can also use the laddering strategy with flexible investment tenors to provide a consistent cash flow.


	 


	Let us look at the revised FD rates Bajaj Finance offers to customers below 60 years of age.


	 


				
					Tenor in months
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At 

				
					Maturity
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half 

				
					Yearly
			
			
				
					Annual
			
		
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
		
				
					12 - 23
			
			
				
					6.20
			
			
				
					6.03
			
			
				
					6.06
			
			
				
					6.11
			
			
				
					6.20
			
		
				
					24 - 35
			
			
				
					6.95
			
			
				
					6.74
			
			
				
					6.78
			
			
				
					6.83
			
			
				
					6.95
			
		
				
					36 - 60
			
			
				
					7.40
			
			
				
					7.16
			
			
				
					7.20
		 ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 11 Jul 2022 12:11:08 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Invest, AAA-rated, Bajaj, Finance, Enjoy, Rates, 7.75, percent, p.a.</media:keywords>
</item>

<item>
<title>What to do When The Stock Market Tanks</title>
<link>https://www.thebizzstories.com/what-to-do-when-the-stock-market-tanks</link>
<guid>https://www.thebizzstories.com/what-to-do-when-the-stock-market-tanks</guid>
<description><![CDATA[ 
	As fears of spiraling inflation and rising interest rates gripped investors across the globe, it was evident that Indian equity indices would see a steep correction following weakness in global indices. Stock market downturns such as these occur time and again. And they take place for various reasons. Sometimes the changes are related to excessive market valuations after an extended rally. In other cases, they may be due to external events like COVID-19 in 2020.


	 


	The pertinent question here is how you can be prepared for such market corrections. To that end, let us look at 7 strategies that investors can embrace in the event of a steep stock market correction. 


	 


	Resist the temptation to make panic sales


	Any investor would want to sell off their stocks and equity holdings when the market crashes. And, in panic, they do so at depressed prices. History, however, proves that the best and worst-performing days often cluster around the same time. Over the last 20 years, the best-day-worst-day gap has been within a month. Therefore, the best solution lies in doing nothing and simply letting your SIPs continue.


	 


	Resist the urge to make panic buys


	Buy equities but don&#039;t panic-buy index funds or invest in blue-chip companies without proper risk assessments. The right thing to do is to plan before the market tanks. You should know your appetite for risk to be less panic-stricken when the market stumps.


	 


	Keep your portfolio rebalanced


	Rebalancing is an investment strategy that reduces portfolio risk, and in most cases offers better risk-adjusted returns to investors. This is done by buying and selling portions of your portfolio in order to set the weight of each asset class back to its original state or the targeted allocation. Take a stock of your financial situation, such as the kind of assets you own, how much, what are your goals, and how do you want to build your portfolio. You will then know where you stand and how much buying and selling you need to do. Rebalancing helps in managing portfolio risks, especially at a time when the markets are irregular.


	 


	Take advantage of tax laws 


	A fall in the stock markets can be an opportunity to indirectly increase your post-tax &#039;return on investment&#039; by using a tax-saving technique called tax-loss harvesting. Like one need to pay tax on capital gains, one can also save taxes on a capital loss by offsetting it against a capital gain. Investors can use this technique throughout the year and use it when the markets tank. This technique serves as a great way to offload some of the weaker stocks or funds in your portfolio and replace them with potentially higher growth funds and securities.


	 


	Protect personal finances


	Create a personal accounting ledger for yourself and ensure that a stock market dip is not impacting your expenses like paying utility bills, tuition payments, rent, and other essentials. Also, be prudent in your expenses and start building up a good emergency fund. It is also important to manage debt as well. Refinance your existing debts like a home loan, personal loan, or credit card.


	 


	Invest in equities carefully


	Invest in instruments such as NPS or ULIP accounts that come with multi-year lock-ins, as these equities can boost one&#039;s retirement funds and long-term goals corpus. Also, a significant stock market fall can be an opportune time to invest in stocks and mutual funds, especially if you are adept at identifying pricing mismatches and bargaining.


	 


	Focus on long term


	It is a fact that stock markets don&#039;t go to zero, the economy always recovers, and stock prices do grow and reach new highs in time. Volatility is an integral part of the investing process; therefore, keeping a level head and a keen eye on your long-term goals is wise.


	 


	Attributed to ET Money.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 07 Jul 2022 20:13:46 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>What, When, The, Stock, Market, Tanks</media:keywords>
</item>

<item>
<title>PNB Signs MoU with Indian Air Force for &amp;apos;PNB Rakshak Plus Scheme&amp;apos;</title>
<link>https://www.thebizzstories.com/pnb-signs-mou-with-indian-air-force-for-pnb-rakshak-plus-scheme</link>
<guid>https://www.thebizzstories.com/pnb-signs-mou-with-indian-air-force-for-pnb-rakshak-plus-scheme</guid>
<description><![CDATA[ 
	Punjab National Bank (PNB), nation&#039;s leading Public Sector Bank, has signed a Memorandum of Understanding (MoU) with the Indian Air Force (IAF) to provide specially designed products to the defence personnel under the bank&#039;s flagship scheme of PNB Rakshak Plus. This scheme includes, inter alia, personal accidental insurance, air accidental insurance to serving, retired and trainees of the defence forces, central armed police forces, state police force, metro police and retired defence pensioners.


	 


				
		
	PNB signs MoU with Indian Air Force


	 


	The agreement was exchanged between Shri Atul Kumar Goel, MD &amp; CEO of PNB, and Chief of Air Staff, Air Chief Marshal Vivek Ram Chaudhari, PVSM, AVSM, VM, ADC on behalf of the Indian Air Force in a ceremony at the Indian Air Force Auditorium in Delhi.


	 


	Chief of Air Staff, Air Chief Marshal Vivek Ram Chaudhari, PVSM, AVSM, VM, ADC expressed gratitude for associating with PNB for signing of MoU.


	 


	Commenting on the collaboration, Shri Atul Kumar Goel, MD &amp; CEO of PNB, said, &quot;This is a historic moment which gives PNB Parivar the opportunity to serve the nation in a befitting manner. At present, PNB provides support for the armed forces through 120 cantonment branches spread across the nation. Nine of these have been transformed into special branches honouring the martyrs-for instance, our Martyr Branch at Jalandhar, is named after Flying Officer Nirmal Jit Singh Sekhon, PVC (Posthumous) and takes utmost care of Armed Force Personnel. The financial needs of our valiant soldiers and their families residing in inaccessible and remote areas are further met by the expansive network of PNB. Additionally, we intend to operationalize more mobile ATMs, digital and doorstep banking for our warriors. This collaboration will only add to PNB&#039;s unwavering commitment towards the Indian Air Force Personnel and Veterans.&quot;


	 


	The salient features of &quot;PNB Rakshak Plus&quot; include:


	 


		
			Personal Accidental (Death) cover of Rs. 50 lakh.
	
	
		
			Air Accidental (Death) Insurance cover of Rs. 100 lakh.
	
	
		
			Personal Accidental (Permanent total Disability) cover of Rs. 50 lakh.
	

		Sweep Facility -
	
		
			Initial threshold amount - Rs. 10000/-
	
	
		
			Minimum Sweep In/Out - Rs. 1000/-
	
	
		
			Multiples of - Rs. 1000/-
	

	 


		
			No &#039;Cash Handling Charges&#039; levied for transaction(s) implying thereby that all branches of PNB, PAN-India, would be considered as &#039;Home&#039; branch.
	
	
		
			Overdraft upto last 3 months Net Salary/Pension amounting from Rs. 75000 to Rs. 3 lakh.
	
	
		
			Concession in rate of interest and service charges under Housing, Car, Education and Personal Loan Schemes.
	
	
		
			Education loan under &quot;PNB Pratibha&quot; is available for wards of a Primary Account holder who take admission in premier Institutes and the Army Educational institutions.
	
	
		
			Zero balance saving account to family members.
	
	
		
			Concession in locker rent - 25% Annual Maintenance Charges (AMC) waived off for three years from date of issue.
	
	
		
			Financial assistance of Rs. 1 lakh per year for 4 years or the actual expenditure whichever is less, for education of two surviving and dependent child (Male/Female) of a PAI (Death).
	
	
		
			Unlimited free DDs/POs with a ceiling of Rs. 50,000 per free DD/PO.
	
	
		
			Gorkha personnel can remit amount from his PNB a/c in India to their linked account in Everest Bank Limited (EBL) at Nepal and vice-versa, free of charge.
	
	
		
			Free SMS Alerts for transactions in the account and on the connected Debit/Credit card(s).
	

	 


	Senior representatives from Bank &amp; IAF, including Air Marshal K Anantharaman, VSM, Air Officer in Charge of Administration, Air Vice Marshal Ashok Saini, VSM, PNB Executive Director Shri Vijay Dube and PNB CGM Shri Sunil Soni were also present at the MoU Signing Ceremony.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20946_photo%20caption.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 07 Jul 2022 20:13:46 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>PNB, Signs, MoU, with, Indian, Air, Force, for, PNB, Rakshak, Plus, Scheme</media:keywords>
</item>

<item>
<title>Bajaj Finance FD rates have been revised w.e.f 1st July 2022, now earn returns up to 7.75 percent p.a.</title>
<link>https://www.thebizzstories.com/bajaj-finance-fd-rates-have-been-revised-wef-1st-july-2022-now-earn-returns-up-to-775-percent-pa</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fd-rates-have-been-revised-wef-1st-july-2022-now-earn-returns-up-to-775-percent-pa</guid>
<description><![CDATA[ 
	In these unpredictable times, a sound investment strategy can help ones hard-earned money expand while protecting it from market volatility. According to experts, one should match their investments to risk tolerance, financial goals, and anticipated returns.


	 


	The most common investment option is a fixed deposit, which is immune to market swings. It is also a secure investment vehicle that guarantees significant profits. Banks, post offices, and non-banking financial institutions in India provide fixed deposits (NBFCs). These financiers each have a unique set of benefits and traits.


	 


	Bajaj Finance offers high FD rates and deposit security when investing money in a safe investment vehicle like an FD for long-term capital growth. Here are the top secure investing choices you may make to protect your hard-earned cash:


	 


	1. Fixed Deposits


	The safest and most popular investment option is a fixed deposit (FD). It has been the most reliable option for many people unwilling to risk their assets. One of the finest solutions during market volatility is to invest in Bajaj Finance fixed deposits. It offers consistent and specific results. Bajaj Finance Fixed Deposits enjoy a (ICRA)AAA(Stable), indicating the highest level of safety and lowest investment risk.


	 


	The following are some essential characteristics of a Bajaj Finance Fixed Deposit:


		
			Earn interest returns of up to 7.75% p.a.
	
	
		
			Investment starts at just Rs. 15,000.
	
	
		
			The flexible tenor for higher returns
	
	
		
			Regular income with multiple payment options.
	
	
		
			Senior citizens receive additional rate benefits of up to 0.25%.
	

	 


	If a person invests Rs. 3 lakh in Bajaj Finance FD on or after 1st July, 20222. The interest rate and the total earnings are as mentioned below:


	 


				
					Tenor in months
			
			
				
					Below 60 years 
			
			
				
					Senior citizens
			
		
				
					Interest rate (% p.a.)
			
			
				
					Interest 

				
					earned 

				
					 
			
			
				
					Maturity Amount 
			
			
				
					Interest rate (% p.a.)
			
			
				
					Interest earned 
			
			
				
					Maturity Amount  
			
		
				
					12
			
			
				
					6.20
			
			
				
					Rs. 18,600
			
			
				
					Rs. 3,18,600
			
			
				
					6.45
			
			
				
					Rs. 19,350
			
			
				
					Rs. 3,19,350
			
		
				
					24
			
			
				
					6.95
			
			
				
					Rs. 43,149
			
			
				
					Rs. 3,43,149
			
			
				
					7.20
			
			
				
					Rs. 44,755
			
			
				
					Rs. 3,44,755
			
		
				
					33
			
			
				
					7.15
			
			
				
					Rs. 62,744
			
			
				
					Rs. 3,62,744
			
			
				
					7.40
			
			
				
					Rs. 65,076
			
			
				
					Rs. 3,65,076
			
		
				
					44
			
			
				
					7.50
			
			
				
					Rs. 91,908
			
			
				
					Rs. 3,91,908
			
			
				
					7.75
			
			
				
					Rs. 94,443
			
			
				
					Rs. 3,94,443
			
		
				
					60
			
			
				
					7.40
			
			
				
					Rs. 1,28,689
			
			
				
					Rs. 4,28,689
			
			
				
					7.65
			
			
				
					Rs. 1,33,702
			
			
				
					Rs. 4,33,702
			
		
	 


	All the results mentioned above were computed using the Bajaj Finance FD calculator.


	 


	2. Systematic Deposit Plan


	A Systematic Investment Plan-like monthly savings strategy known as the Systematic Deposit Plan (SDP) combines the advantages of fixed deposits with the routine of regular savings. But the SDP is unaffected by changes in the market, unlike a SIP. The Bajaj Finance Systematic Deposit Programme (SDP) encourages consumers to develop a positive investment habit and enables them to begin investing with as little as Rs. 5,000 each month. Even better, it offers the same advantages of compounding, by which someone who persistently saves over a long period can gain a lot.


	 


	With the Systematic Deposit Plan from Bajaj Finance:


		
			Investments can be made for as little as Rs. 5,000.
	
	
		
			Investors below 60 years can expect annual returns of up to 7.50% p.a.
	
	
		
			Senior citizens receive additional rate benefits of 0.25% and returns up to 7.75% p.a.
	

	 


	The revised SDP interest rate offered by Bajaj Finance are:


	 


				
					Tenor in 

				
					months
			
			
				
					Customers 

				
					below 60 years 
			
			
				
					Senior citizens 
			
		
				
					12 - 23 months
			
			
				
					6.20% p.a.
			
			
				
					6.45% p.a.
			
		
				
					24 - 35 months
			
			
				
					6.95% p.a.
			
			
				
					7.20% p.a.
			
		
				
					36 - 60 months
			
			
				
					7.40% p.a.
			
			
				
					7.65% p.a.
			
		
	 


	Special interest rates are also offered for specific tenors.


	 
 ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Wed, 06 Jul 2022 01:01:18 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Finance, rates, have, been, revised, w.e.f, 1st, July, 2022, now, earn, returns, 7.75, percent, p.a.</media:keywords>
</item>

<item>
<title>SBI Card Partners with Aditya Birla Finance to Launch &amp;apos;Aditya Birla SBI Card&amp;apos;</title>
<link>https://www.thebizzstories.com/sbi-card-partners-with-aditya-birla-finance-to-launch-aditya-birla-sbi-card</link>
<guid>https://www.thebizzstories.com/sbi-card-partners-with-aditya-birla-finance-to-launch-aditya-birla-sbi-card</guid>
<description><![CDATA[ 
	SBI Card, India&#039;s largest pure-play credit card issuer, announced the launch of &#039;Aditya Birla SBI Card&#039;, a highly rewarding lifestyle credit card, in a strategic partnership with Aditya Birla Finance Ltd. (ABFL), the lending subsidiary of Aditya Birla Capital Ltd. The card has been designed to give customers significant reward points on their spending around telecom, fashion, travel, dining, entertainment, and hotels, among others. This makes &#039;Aditya Birla SBI Card&#039; one of the most compelling cards for customers across segments, offering exciting benefits on both premium and mass brands that belong to the Aditya Birla Group.


	 


				
		
	Aditya Birla SBI Card


	 


	The rewards-centric credit card has been launched in two variants - &#039;Aditya Birla SBI Card SELECT&#039; and &#039;Aditya Birla SBI Card&#039;, on the Visa platform. Cardholders can avail greater value back in the form of reward points on their spends on Aditya Birla Group Companies, be it on telecom bills through Vodafone Idea (Vi) or on lifestyle stores such as Louis Philippe, The Collective, Van Heusen, Allen Solly, Peter England, American Eagle, Polo, and Pantaloons among others. In fact, this card provides an added advantage of accelerated Reward Points on spends in hotels, a key benefit for travel savvy consumers.


	 


	According to Mr. Rama Mohan Rao Amara, MD &amp; CEO, SBI Card, &quot;We are delighted to join hands with Aditya Birla Finance, one of the leading NBFCs in India. This partnership will enable us to issue credit cards to Aditya Birla Group&#039;s customer base, thereby providing them a great product for all their spending needs. This is in line with our strategy of enhancing value for both customers and co-brand partners. The customer acquisition process will be completely digital, thereby ensuring an enhanced customer experience. Aditya Birla SBI Card&#039;s unmatched benefits coupled with Aditya Birla Group&#039;s extensive and diversified brand portfolio will be a striking proposition for customers looking to spend across varied lifestyle categories.&quot;


	 


	Speaking on the launch, Mr. Rakesh Singh, MD &amp; CEO, Aditya Birla Finance Ltd, said, &quot;We are delighted to collaborate with SBI Card to launch the &#039;Aditya Birla SBI Card&#039;, which will immensely benefit the 35 million customers of Aditya Birla Capital and help us leveraging the customer ecosystem of the Aditya Birla Group. Consumers are adapting to digital payments today, and this offering will fuel the purchasing power of our consumers. It will enable us to engage deeper with them by ensuring an impactful consumer experience, best-in-class rewards, and hassle-free payment services.&quot;


	 


	Mr. Sandeep Ghosh, Group Country Manager, India and South Asia, Visa said, &quot;This exciting partnership of Visa, Aditya Birla Finance and SBI Card for the Co-branded credit card is a great example of delivering simple yet customized offerings, for various brands of Aditya Birla Group and in categories like dining, entertainment, and fuel. We are confident the proposition will appeal to consumers and help build loyalty.&quot;


	 


	Through &#039;Aditya Birla SBI Card SELECT&#039;, customers can avail 20 Reward Points on every Rs. 100 spent in Aditya Birla stores and 10 Reward Points on every Rs. 100 spent in dining, entertainment, and hotels. As a welcome gift, the card offers 6000 Reward Points to customers upon payment of card membership fee. They also earn 3000 Reward Points on achieving annual spends milestone of Rs. 1.5 lakh and an additional 3000 Reward Points when they reach Rs. 3 lakh annual spends milestone.


	 


	The joining/annual renewal fee for &#039;Aditya Birla SBI Card&#039; and &#039;Aditya Birla SBI Card SELECT&#039; is Rs. 499 and Rs. 1499 respectively.


	 


	Key highlights of the card variants:


				
					Aditya Birla SBI Card SELECT
			
			
				
					Aditya Birla SBI Card
			
		
				
					Reward Points:

				
						
							20 Reward Points per Rs. 100 spent on Aditya Birla Stores (offline and online).
					
					
						
							10 Reward Points per Rs. 100 spent on dining, entertainment &amp; hotels.
					
					
						
							2 Reward Points per Rs. 200 spent on other categories. (Except fuel, utilities and wallet reloads)
					
				
			
				
					Reward Points:

				
						
							10 Reward Points per Rs. 100 spent on Aditya Birla Stores (offline and online)
					
					
						
							5 Reward Points per Rs. 100 spent on dining, entertainment &amp; hotels
					
					
						
							1 Reward Point per Rs. 200 spent on other categories. (Except fuel, utilities and wallet reloads)
					
				
		
				
					Welcome Benefit:

				
						
							6000 Reward Points as welcome gift
					
				
			
				
					Welcome Benefit:

				
						
							2000 Reward Points as welcome gift
					
				
		
				
					Milestone Benefits:

				
						3000 Reward Points on achieving annual spends milestone of Rs. 1.5 lakh
					
						Additional 30 ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20906_SBI%20Card.jpg" length="49398" type="image/jpeg"/>
<pubDate>Sun, 03 Jul 2022 13:54:03 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>SBI, Card, Partners, with, Aditya, Birla, Finance, Launch, Aditya, Birla, SBI, Card</media:keywords>
</item>

<item>
<title>Swiss Re GBS India Signs MoU with IIRM to Enhance Capability Building Programs in India&amp;apos;s Insurance Industry</title>
<link>https://www.thebizzstories.com/swiss-re-gbs-india-signs-mou-with-iirm-to-enhance-capability-building-programs-in-indias-insurance-industry</link>
<guid>https://www.thebizzstories.com/swiss-re-gbs-india-signs-mou-with-iirm-to-enhance-capability-building-programs-in-indias-insurance-industry</guid>
<description><![CDATA[ 
	Swiss Re signed a memorandum of understanding (MoU) with the Institute of Insurance and Risk Management (IIRM), an organisation dedicated to providing executive education across the financial services sector. The partnership is aimed at catalysing synergies to strengthen re/insurance academia in India.


	 


				
		
	L-R: Amit Kalra, Swiss Res Head GBS Centres India and Shri Suresh Mathur, Managing Director of IIRM at the MoU signing and strategic partnership between Swiss Re GBS India and IIRM


	 


	Swiss Re Global Business Solutions India will collaborate closely with IIRM on its Post Graduate Diploma in Management, offering short modules, conducting lectures on re/insurance topics, and creating opportunities for IIRM students through internships and job placements.


	 


	Amit Kalra, Swiss Res Head GBS Centres India said, &quot;Swiss Re is committed to the growth and development of Indias insurance sector. This collaboration will be a building block towards structuring and elevating capabilities across the entire insurance value chain. Together with IIRM, we will work to equip the industry with upskilled professionals, who play an important role in building Indias resilience and narrowing the nations insurance protection gap.&quot;


	 


	Together, Swiss Re and IIRM will undertake industry research to improve overall knowledge on the insurance ecosystem. Through the partnership, both organisations will explore the possibility of Swiss Re becoming a representative member on IIRM&#039;s advisory panel and Academic Governing Council.


	 


	Shri Suresh Mathur, Managing Director of IIRM, added, &quot;We are happy to partner with Swiss Re in supporting the insurance and allied industries with work-ready professionals. We hope that this joint effort will benefit students by helping them develop into responsible and professional talents within the industry. We trust and value Swiss Re&#039;s expertise and deep understanding of the insurance ecosystem, and that they will bring global best practices to better prepare students for a dynamic professional environment.&quot;


	 


	Following the successful implementation of the collaborative program, Swiss Re and IIRM aim to offer joint certification on technical topics such as global reinsurance and insurance trends, as well as other value-added courses.


	 


	About Swiss Re


	The Swiss Re Group is one of the worlds leading providers of reinsurance, insurance, and other forms of insurance-based risk transfer, working to make the world more resilient. It anticipates and manages risk - from natural catastrophes to climate change, from ageing populations to cyber crime. The aim of the Swiss Re Group is to enable society to thrive and progress, creating new opportunities and solutions for its clients. Headquartered in Zurich, Switzerland, where it was founded in 1863, the Swiss Re Group operates through a network of around 80 offices globally.


	 


	About Swiss Re Global Business Solutions (GBS) India


	Swiss Re Global Business Solutions India is an analytical and innovation hub of Swiss Re and comprises 1600+ employees. It plays a key role in accelerating the companys competitiveness across markets through R&amp;D-focused initiatives, innovation, and analytics, which is especially relevant in todays dynamic business environment with technology-spurred disruptions. Established in 2001, Swiss Re GBS India has traversed a remarkable journey of growth, acquiring deep capabilities to become a Centre of Excellence and Bangalore is Swiss Res third-largest office location today.


	 


	About Institute of Insurance and Risk Management (IIRM)


	IIRM has been in existence for over a decade and is mandated to deliver excellence in education that meets the changing need of the rapidly growing Industry and Economy at large, with the sole aim of developing an employable workforce. It is unique in character as the Institute is promoted by the Regulator IRDAI and Govt. of Telangana and the programs offered by the Institute are approved by AICTE. Institute is dedicated to education in the financial services sector, which includes courses on Finance &amp; Financial Services, Banking, Insurance, Risk Management, Actuarial Science, Marketing, Data Science &amp; Analytics, and allied areas.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20894_Amit%20Kalra.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 01 Jul 2022 16:51:09 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Swiss, GBS, India, Signs, MoU, with, IIRM, Enhance, Capability, Building, Programs, Indias, Insurance, Industry</media:keywords>
</item>

<item>
<title>MetaOneVerse Announces the Launch of Staking Program</title>
<link>https://www.thebizzstories.com/metaoneverse-announces-the-launch-of-staking-program</link>
<guid>https://www.thebizzstories.com/metaoneverse-announces-the-launch-of-staking-program</guid>
<description><![CDATA[ 
	MetaOneVerse, a UAE based cryptocurrency platform, launches their staking application, which aims to develop metaverse on own blockchain &amp; enhance the overall performance and security of the blockchain network. Created with a purpose to provide a scalable solution for one of the worlds most secure NFT/Metaverse marketplace, the platform has launched staking with 60% APY, one of the highest percentage offered by a metaverse project and specially in BUSD stable coin.


				
		
	MetaOneVerse Staking


	 


	MetaOneVerse has increased by 4000 percent in the last month, and has now entered the multi-million-dollar market cap. As per their estimates their stocks will further witness a growth of 10,000 to 20,000% in the coming months. The BUSD platform will also offer periodic staking plans that will pay users up to 60% APY in stablecoin.


	The MetaOneVerse token is also developing its own NFT marketplace. The BUSD platform is already in talks with industry-leading NFT creators, and with the launch of their NFT marketplace, they hope to join the $100 million club soon.


	Commenting on the new developments, CMO, MetaOneVerse said, &quot;We have a strong development and marketing team, which has piqued the interest of blockchain industry veterans worldwide. Within just two months of entering operations, the company was able to acquire a global user base along with the introduction of various unique features. Trading needs reformity and support that we as a platform are definitely capable of providing.&quot;


	MetaOneVerse recently introduced the Dapp wallet that supports a variety of blockchain networks including Ethereum &amp; Binance Smart Chain. The company is already delivering on a positive note post getting listed on the LBank exchange and has a 4.5+ rating on play stores.Twitter: mobile.twitter.com/metaoneverse.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20877_MetaOneVerse-Staking.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 01 Jul 2022 11:54:27 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>MetaOneVerse, Announces, the, Launch, Staking, Program</media:keywords>
</item>

<item>
<title>Bajaj Finance Revises FD Rates by up to 20 bps, up to 7.75 percent p.a.: Check Latest Rates</title>
<link>https://www.thebizzstories.com/bajaj-finance-revises-fd-rates-by-up-to-20-bps-up-to-775-percent-pa-check-latest-rates</link>
<guid>https://www.thebizzstories.com/bajaj-finance-revises-fd-rates-by-up-to-20-bps-up-to-775-percent-pa-check-latest-rates</guid>
<description><![CDATA[ 
	Bajaj Finance has excellent news to share with all of its clients. The Fixed Deposit rates on all investments starting at Rs. 15,000 have now been revised, with effect from 1st July, 2022. All investor categories and tenors now receive higher FD interest rates up to 7.75% p.a., hastening the growth of an investors capital.


	 


	The customers below 60 years of age, can now invest their money for a tenor of 44 months and earn up to 7.50% p.a. Senior citizens are offered special rate benefits of 0.25% on all base rates. So, for a tenor of 44 months, senior citizens can earn up to 7.75% p.a.


	 


	Revised FD rates for customers below 60 years of age (w.e.f 1st July, 2022): 


	 


				
					Period in 

				
					months
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half 

				
					Yearly
			
			
				
					Annual
			
		
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
		
				
					12 - 23
			
			
				
					6.20
			
			
				
					6.03
			
			
				
					6.06
			
			
				
					6.11
			
			
				
					6.20
			
		
				
					24 - 35
			
			
				
					6.95
			
			
				
					6.74
			
			
				
					6.78
			
			
				
					6.83
			
			
				
					6.95
			
		
				
					36 - 60
			
			
				
					7.40
			
			
				
					7.16
			
			
				
					7.20
			
			
				
					7.27
			
			
				
					7.40
			
		
	 


	The rate change also impacts the senior citizens, who can now earn up to 7.65%p.a. for 36-60 months and 7.20% p.a. for a tenor of 24-35 months. The FD interest rate table for senior citizens is as mentioned below:


	 


				
					Period in 

				
					months
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half 

				
					Yearly
			
			
				
					Annual
			
		
				
					  (% p.a.) 
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
		
				
					12 - 23
			
			
				
					6.45
			
			
				
					6.27
			
			
				
					6.30
			
			
				
					6.35
			
			
				
					6.45
			
		
				
					24 - 35
			
			
				
					7.20
			
			
				
					6.97
			
			
				
					7.01
			
			
				
					7.08
			
			
				
					7.20
			
		
				
					36 - 60
			
			
				
					7.65
			
			
				
					7.39
			
			
				
					7.44
			
			
				
					7.51
			
			
				
					7.65
			
		
	 


	Special Interest rate


	Investors who are looking for higher returns and longer tenor investment, can also opt for special tenor by Bajaj Finance. These special rates are applicable for 15, 18, 22, 30, 33 and 44 month tenor. The revised special rates for customers below 60 years of age are as follows:


	 


				
					Period
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half 

				
					Yearly
			
			
				
					Annual
			
		
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
			
				
					(% p.a.)
			
		
				
					15 months
			
			
				
					6.40
			
			
				
					6.22
			
			
				
					6.25
			
			
				
					6.30
			
			
				
					6.40
			
		
				
					18 months
			
			
				
					6.50
			
			
				
					6.31
			
			
				
					6.35
			
			
				
					6.40
			
			
				
					6.50
			
		
				
					22 months
			
			
				
					6.65
			
			
				
					6.46
			
			
				
					6.49
			
			
				
					6.54
			
			
				
					6.65
			
		
				
					30 months
			
			
				
					7.05
			
			
				
					6.83
			
			
				
					6.87
			
			
				
					6.93
			
			
				
					7.05
			
		
				
					33 months
			
			
				
					7.15
			
			
				
					6.93
			
			
				
					6.97
			
			
				
					7.03
			
			
				
					7.15
			
		
				
					44 months
			
			
				
					7.50
			
			
				
					7.25
			
			
				
					7.30
			
			
				
					7.36
			
			
				
					7.50
			
		
	 


	The special rates are also applicable for senior citizens through which they can earn up to 7.75% p.a. for a tenor of 44 months.


	 


				
					Period
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half 

				
					Yearly
			
			
				
					Annual
		 ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 01 Jul 2022 11:54:26 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Finance, Revises, Rates, bps, 7.75, percent, p.a.:, Check, Latest, Rates</media:keywords>
</item>

<item>
<title>Max Life Launches Insta Confirmation of Insurance (Insta&#45;COI)+ to Deliver Superior Customer Experience</title>
<link>https://www.thebizzstories.com/max-life-launches-insta-confirmation-of-insurance-insta-coi-to-deliver-superior-customer-experience</link>
<guid>https://www.thebizzstories.com/max-life-launches-insta-confirmation-of-insurance-insta-coi-to-deliver-superior-customer-experience</guid>
<description><![CDATA[ 
	Max Life Insurance Company Ltd. (&quot;Max Life&quot; / &quot;Company&quot;), has rolled out a smart solution, &#039;Insta confirmation of insurance (Insta-COI)&#039;+, to customers buying the &#039;Max Life Smart Fixed-return Digital Plan&#039; (UIN: 104N123V01), a non-linked, non-participating, individual life insurance savings plan on Max Life website or Policybazaar platform. The Insta-COI feature enables intimation to the proposer regarding the commencement of the risk cover pending release of the policy contract ensuring a quick and hassle-free onboarding.  


	 


	This initiative becomes possible by digitizing processes for documentations during onboarding. Strengthened by AI-enabled smart underwriting, this solution is currently applicable for certain low-risk prospects choosing a sum assured of up to INR 25 Lakh*.


	 


	Manu Lavanya, Director &amp; Chief Operations Officer, Max Life said, &quot;At Max Life, we continue to create innovative solutions that streamline life insurance workflows, increase efficiency, and enhance the overall customer experience. With Insta-COI, we are driving customer delight by ensuring a fast and seamless onboarding journey with its unique feature of instantly communicating successful policy issuance. We plan to extend this feature to relevant online savings portfolios this year.&quot;


	 


	In the recent past, Max Life has introduced innovative service experiences via digital interventions like chatbot and WhatsApp servicing. Backed by its vision to be omnipresent for its customers, the Company had also introduced a financial payout services feature on its website that made it convenient and hassle-free for customers and enhanced the overall digital experience.


	 


	About Max Life Insurance (www.maxlifeinsurance.com/)  


	Max Life Insurance Company Limited is a Joint Venture between Max Financial Services Limited and Axis Bank Limited. Max Financial Services Ltd. is a part of the Max Group, an Indian multi-business corporation. Max Life offers comprehensive protection and long-term savings life insurance solutions, through its multi-channel distribution including agency and third-party distribution partners.


	 


	Max Life has built its operations over two decades through a need-based sales process, a customer-centric approach to engagement and service delivery and trained human capital. As per public disclosures and annual audited financials for FY21-22, Max Life has achieved a gross written premium of INR 22,414 crore. As of 31st March 2022, the Company had INR 1,07,510 crore of assets under management (AUM) and a Sum Assured in Force of INR 1,174,515 crore.


	 


	For more information, please visit the Companys website at www.maxlifeinsurance.com.


	+ Subject to document validation


	* Only for Smart Fixed-returns Digital Plan 
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 30 Jun 2022 15:21:40 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Max, Life, Launches, Insta, Confirmation, Insurance, Insta-COI, Deliver, Superior, Customer, Experience</media:keywords>
</item>

<item>
<title>Ujjivan SFB&amp;apos;s Initiative Wins Gold at the Cannes Lions International Festival of Creativity</title>
<link>https://www.thebizzstories.com/ujjivan-sfbs-initiative-wins-gold-at-the-cannes-lions-international-festival-of-creativity</link>
<guid>https://www.thebizzstories.com/ujjivan-sfbs-initiative-wins-gold-at-the-cannes-lions-international-festival-of-creativity</guid>
<description><![CDATA[ 
	Ujjivan Small Finance Bank&#039;s initiative &#039;Shagun Ka Lifafa&#039; won a Gold at the Cannes Lions International Festival of Creativity, in Creative Commerce category. The initiative aims to give financial independence to women in Tier-II and III Indian cities through a redesigned version of &#039;Shagun Ka Lifafa&#039; - the traditional gifting envelope presented at weddings. The envelopes were redesigned to become joint bank account opening forms, urging women to be actively involved in financial decisions. The creative agency that partnered with Ujjivan was McCann Worldwide.


	 


				
		
	Ujjivan Small Finance Bank&#039;s initiative &#039;Shagun Ka Lifafa&#039; won a Gold at the Cannes Lions International Festival of Creativity


	 


	The initiative was based on the insight that, in the financially backward and economically weaker sections of most Indian households, men oversee the finances, including access to the bank account. As a result, women tend to lose out on opportunities to be financially active or independent. Even among newly wedded couples, every aspect of their life is characterized by togetherness. However, the finances continue to be managed predominantly by men.


	 


	Also, Indian marriages, at every strata of society, traditionally see guests bearing cash gifts, called &#039;Shagun&#039;. Most of these cash gifts are in multiples of Rs. 100&#039;s, and in round numbers. As per tradition, the Shagun is never a round figure, and hence is always accompanied by a 1 Rupee coin, since this addition signifies prosperity and continuity.


	 


	Guests usually place this cash or &#039;Shagun&#039; in a special envelope, or &#039;Shagun Ka Lifafa&#039; - which has a 1 Rupee coin attached for convenience. A variety of lifafas with different motifs commonly associated with weddings were designed and were made available in stationery shops, gift stores and popular wedding shopping destinations. This lifafa was redesigned into an Ujjivan Small Finance Bank Joint Savings Account and presented to the newly-wed couples, thereby inviting them to commence their financial journey together.


	 


	Speaking on the achievement, Mr. Ittira Davis MD &amp; CEO, commented, &quot;Ujjivan Small Finance Bank has been championing the cause of financial inclusion among the financially unserved and under-served. With this initiative we aim to redefine financial independence for women in Tier II and Tier III cities. &#039;Shagun ka Lifafa&#039; is one such initiative where we aspire to see the women asserting themselves better as equal contributors to their financial freedom and prosperity.&quot;


	 


	Mr. Dileep Ashoka, EVP &amp; Head of South, McCann Worldwide mentioned, &quot;McCann and Ujjivan Small Finance Bank have been in a close partnership for several years with a shared agenda of innovation in marketing communication. &#039;Shagun ka Lifafa&#039; is a testimony to this. This idea hit the sweet spot since it addressed the inherent social, economic and gender inequities that exist in our society. We are elated and honoured that it received the top honours. It is a rare achievement.&quot;


	 


	About Ujjivan Small Finance Bank


	Ujjivan Small Finance Bank Limited is one among the leading small finance banks. The bank remains committed to serving unserved and underserved segments through financial and digital inclusion as a mass-market bank. Ujjivan is a one-stop destination for financial services, offering a personalized customer experience. The strengthened digital interfaces across regions and languages have empowered Ujjivan customers to seek timely and easy access to finance at all times.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20859_ujjiwan%20image.JPG" length="49398" type="image/jpeg"/>
<pubDate>Tue, 28 Jun 2022 16:03:46 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Ujjivan, SFBs, Initiative, Wins, Gold, the, Cannes, Lions, International, Festival, Creativity</media:keywords>
</item>

<item>
<title>Earn Higher Returns with Special Tenor: A Guide to Investing in Bajaj Finance Fixed Deposit</title>
<link>https://www.thebizzstories.com/earn-higher-returns-with-special-tenor-a-guide-to-investing-in-bajaj-finance-fixed-deposit</link>
<guid>https://www.thebizzstories.com/earn-higher-returns-with-special-tenor-a-guide-to-investing-in-bajaj-finance-fixed-deposit</guid>
<description><![CDATA[ 
	Fixed deposits are sound financial instruments that provide investors with stability and security of funds along with sizeable returns. Generally, low-risk and stable income instruments like fixed deposits provide lesser returns. But, if you aim to take advantage of high FD rates and safety, then you can consider choosing a financier like Bajaj Finance. Bajaj Finance is one such financier that gives you the dual advantage of lucrative FD interest rates and the security that your capital will be safe.


	Investing might seem like a complicated and daunting task with all the long lines at the banks and complex paperwork to submit, but Bajaj Finance Fixed Deposit makes it very easy for you to invest in an FD in under a few minutes in just a few clicks. They provide offline and online investment modes. When choosing the offline method, you can visit the branch and fill in the paperwork with the assistance of a representative. However, if you choose to invest via the online method, you can do it under 10 minutes with just a few clicks.


	Heres a quick guide to investing online in a fixed deposit with Bajaj Finance:


		
			Visit the Bajaj Finance Fixed Deposit URL.
	
	
		
			Click on the Invest Now button.
	
	
		
			Fill out the online application form that requires minimal information.
	
	
		
			Provide KYC details and verify with OTP.
	
	
		
			The investment detail tab opens up. Fill in the initial deposit amount, select tenor, and payout frequency.
	
	
		
			Complete your investment by making the final payment using Net Banking or UPI.
	

	You can start investing with Bajaj Finance in just these simple steps. Apart from these simple steps, you get a suite of other benefits. Heres a lowdown of the features and benefits.


	1. Easy loan against FD facility


	One must be able to use your funds when you need them the most and having a contingency fund saved up is very important. However, if your savings are invested in an FD with Bajaj Finance, you can easily avail of a loan against your FD up to 75% of the FD value as collateral. You can get the liquidity you need without liquidating your investment midway. Emergencies are uncalled for and require a free flow of cash. This facility can be used as a free flow of cash that is necessary during specific situations.


	2. Attractive FD rates


	Bajaj Finance offers interest rates up to 7.35% p.a. for investors below 60 years of age. Senior citizens get an additional rate benefit of 0.25% p.a., which enables them to lock in their funds at interest rates that go up to 7.60% p.a. The interest rate remains constant throughout the tenor you can easily estimate your returns at maturity. It can help in aligning your investments with your goals. All you need to do is use the FD calculator on the Bajaj Finance website by putting in your investment payout option, tenor, and initial deposit amount and clicking on calculate. Your earnings, including your initial deposit, will be reflected on the screen. This feature is exceptionally useful for senior citizens who need to plan their expenses.


	 


	Here are a few examples to help you understand the possible returns with the updated FD rates. Consider investments of Rs. 3 lakh, Rs. 5 lakh and Rs. 10 lakh over a tenor of 44 months.


	 


	Investors below 60 years of age


				
					Investment amount 
			
			
				
					Interest rate (p.a.)
			
			
				
					Interest earned
			
			
				
					Total earnings
			
		
				
					Rs. 3 lakh
			
			
				
					7.35%
			
			
				
					Rs. 89,101
			
			
				
					Rs. 3,89,101
			
		
				
					Rs. 5 lakh
			
			
				
					7.35%
			
			
				
					Rs. 1,48,501
			
			
				
					Rs. 6,48,501
			
		
				
					Rs. 10 lakh
			
			
				
					7.35%
			
			
				
					Rs. 2,97,003
			
			
				
					Rs. 12,97,003
			
		
	 


	Senior citizen investor


				
					Investment amount 
			
			
				
					Interest rate (p.a.)
			
			
				
					Interest earned
			
			
				
					Total earnings
			
		
				
					Rs. 3 lakh
			
			
				
					7.60%
			
			
				
					Rs. 92,434
			
			
				
					Rs. 3,92,434
			
		
				
					Rs. 5 lakh
			
			
				
					7.60%
			
			
				
					Rs. 1,54,056
			
			
				
					Rs. 6,54,056
			
		
				
					Rs. 10 lakh
			
			
				
					7.60%
			
			
				
					Rs. 3,08,112
			
			
				
					Rs. 13,08,112
			
		
	 


	3. Systematic Deposit Plan to invest monthly


	Although you must deposit at least Rs. 15,000 to open a normal Bajaj Finance FD; there is another option to gain from FDs. You can progressively increase your money by choosing the Systematic Deposit Plan and investing just Rs. 5,000 each month. As each deposit goes toward forming a new FD at the current rates, this plan enables you to take advantage of the benefit of locking in FD rates at the time of investment.


	4. Mu ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 27 Jun 2022 19:56:28 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Earn, Higher, Returns, with, Special, Tenor:, Guide, Investing, Bajaj, Finance, Fixed, Deposit</media:keywords>
</item>

<item>
<title>Bajaj Finserv Organises 3rd Edition of HackRx</title>
<link>https://www.thebizzstories.com/bajaj-finserv-organises-3rd-edition-of-hackrx</link>
<guid>https://www.thebizzstories.com/bajaj-finserv-organises-3rd-edition-of-hackrx</guid>
<description><![CDATA[ 
	Bajaj Finserv Limited, one of India&#039;s largest financial service provider, today has organized its third edition of hackathon. HackRx is an annual hackathon hosted by the company, wherein students across India get an opportunity to compete against the brightest minds and be mentored by top leaders from the industry for developing business solutions.


	 


				
		
	Third Edition of HackRx


	 


	The two-day hackathon organized in Pune saw registrations by over 1,000 students across the country and is now set to host over 120 college students who will showcase solutions to a real time business problem. The third edition of HackRx builds on the success of the last two editions of the hackathon organized by Bajaj Finserv that saw the participation of over 3,000 students from India.


	 


	The current edition of HackRx comprises ten problem statements that range from setting up in-app nudges, SNAP product co-purchasing networks to hospitals centralized reviews, mobile app credit score, provider invoice text curation among others. Participating students will be divided in groups of two-five who will present a solution for the stated problem.


	 


	Shortlisted teams will undergo a 24-hr coding marathon and will be invited to the Bajaj Finserv office to work on their projects. Top seven teams will compete for the finale which will be evaluated by eminent jury members comprising Mr. Ashish Panchal, CEO, Bajaj Finserv Markets, Mr. Rakesh Bhatt, Deputy CEO, Bajaj Finance Limited, Mr. Tapan Singhal, MD &amp; CEO, Bajaj Allianz General Insurance Company Limited, Mr. Tarun Chugh, MD &amp; CEO, Bajaj Allianz Life Insurance Company Limited, Mr. Anurag Chottani, CTO, Bajaj Finance Limited, Mr. Anurag Vohra, CTO, Bajaj Finserv Health Limited, Mr. Goutam Dutta, Chief Information and Digital Officer, Bajaj Allianz Life Insurance, Mr. Sourabh Chatterjee, Sr. President, Head Bajaj Allianz General Insurance Company Limited and Mr. Vivek Kant, Head-Technology, Finserv Markets.


	 


	Winners will be felicitated by Mr. Sanjiv Bajaj, Chairman &amp; Managing Director of Bajaj Finserv Limited and Mr. Devang Mody, CEO, Bajaj Finserv Health Limited &amp; Group Head Strategy, Bajaj Finserv Limited.


	 


	Speaking on the occasion, Mr. Devang Mody, CEO Bajaj Finserv Health Limited &amp; Group Head Strategy, Bajaj Finserv Limited said, &quot;This years third HackRx edition elates us. The participants will get an optimum opportunity to display their skills and capabilities. With the aid of HackRx, it will be simpler to spot exceptional ability in the students work and problem-solving abilities. The top 25-30 teams tireless efforts to address real-world business problems by coding for a solid 24 hours will help us and the students, which is a win-win.&quot; 


	 


	Winners stand a chance to win internships/full time roles at Bajaj Finserv Group. The first prize money will be of INR 1 lakh, second prize will be of INR 50,000 and third prize will be of INR 25,000.


	 


	About Bajaj Finserv Limited


	Bajaj Finserv Limited (&#039;Bajaj Finserv&#039;, &#039;BFS&#039; or &#039;the Company&#039;) is a Core Investment Company (CIC) under RBI Regulations 2020 and the holding company for various financial services businesses under the Bajaj Group. Its vision is to provide financial solutions for retail and SME customers through their life cycle - asset acquisition and lifestyle enhancement through financing, asset protection through insurance, family protection through life and health insurance, healthcare needs for the family, savings products, wealth management, retirement planning, and annuities. BFS, through its various businesses, serves crores of customers by providing these solutions. In furtherance of this vision, BFS participates in various businesses through controlling stakes including,


	 


		
			The Financing business through its 52.65% holding in Bajaj Finance Limited (&#039;BFL&#039;)
	
	
		
			The protection business through its 74% holding in two unlisted subsidiaries,
	

		
			Bajaj Allianz General Insurance Company Limited (&#039;BAGIC&#039;) and
	
	
		
			Bajaj Allianz Life Insurance Company Limited (&#039;BALIC&#039;)
	

		
			A digital marketplace of financial services products from loans to insurance, mutual funds, investments, payments, and selected e-commerce through Bajaj Finserv Direct Limited (Finserv Markets)
	
	
		
			A digital platform for preventive and pre-paid healthcare solutions along with a complete range of financial solutions to support emerging healthcare needs through Bajaj Finserv Health Limited
	
	
		
			The Mutual Fund and Asset Management businesses through Bajaj Finserv Asset Management Company
	
	
		
			An investment platform for early and mid-stage venture capital investments and alternate assets through Bajaj Finserv Ventures Limited
	

	 


	Through the subsidiaries of Bajaj Finance Limited, Bajaj Finserv also participates in,


		
			Housing and developer finance through Bajaj H ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20835_bajaj%20hack.JPG" length="49398" type="image/jpeg"/>
<pubDate>Sat, 25 Jun 2022 13:01:57 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Finserv, Organises, 3rd, Edition, HackRx</media:keywords>
</item>

<item>
<title>HDFC Life Introduces &amp;apos;Cardiac Risk Assessment at Home&amp;apos; to Ease Medicals</title>
<link>https://www.thebizzstories.com/hdfc-life-introduces-cardiac-risk-assessment-at-home-to-ease-medicals</link>
<guid>https://www.thebizzstories.com/hdfc-life-introduces-cardiac-risk-assessment-at-home-to-ease-medicals</guid>
<description><![CDATA[ 
		
			This offering from HDFC Life has the potential to be the test modality which is equivalent to CTMT* in cardiac risk assessment 
	
	
		
			Tests can be done from the comfort of one&#039;s home
	
	
		
			Professional, real-time monitoring of tests 
	
	
		
			Minimal time and superior experience
	

	 


	HDFC Life, one of India&#039;s leading life insurers has launched an innovative service that promises convenience to individuals who have to undergo medicals while applying for an HDFC Life insurance policy. 


	 


				
		
	Vibha Padalkar, MD and CEO, HDFC Life


	Traditionally, based on their health conditions, some applicants are required to undergo medicals, including a stress test to evaluate cardiac health. While other tests like blood test, ECG, etc. can be done at home; customers need to visit a medical centre (empanelled with the life insurer) for the stress test. This requirement often causes a delay in the issuance of policies by the life insurance company.


	 


	HDFC Life along with Cardiotrack (known as Uber Diagnostic) has developed a unique test for cardiac risk assessment that can be easily conducted in the comfort of one&#039;s home.


	The process is very simple-once the medical appointment is booked, an HDFC Life representative will visit the applicant&#039;s home with the equipment that involves a stepper (with speed and resistance adjustments) and Cardiotrack portable ECG equipment. The representative will connect the prospective policyholder with a physician via a live video call and the readings would be recorded in real time as the test is being conducted. 


	 


	Speaking on this launch Vibha Padalkar, MD &amp; CEO-HDFC Life said, &quot;At HDFC Life, it is our endeavour to provide innovative service facilities coupled with accurate risk assessment to both our prospective and existing policyholders at every stage of their life insurance journey. Based on the findings and the recommendations from our team of seasoned medical experts &amp; underwriters, we have partnered with Cardiotrack to offer a new facility that we believe will redefine customer experience during the pre-policy medical examination stage. We are happy to share that this has also been evaluated and approved by our reinsurance partners.


	 


	The on-boarding experience at the application stage can be a deciding factor for customers in terms of choosing a life insurer. We have started our &#039;Quest for Innovating Medical Risk Assessment&#039; and this innovation is a part of the initial phase of our journey.&quot;


	 


	Avin Agarwal-Co-founder &amp; CEO, Cardiotrack, said, &quot;Cardiotrack in collaboration with HDFC Life, is very excited to launch a new initiative to make cardiac risk assessment available at home for applicants who are required to undergo medicals. This service is currently available in Mumbai and Bengaluru. It will ease the process of medicals by assessing cardiac risk through stress test, at the applicant&#039;s home or office. We believe this is a big step towards simplifying the life insurance purchasing process.&quot;


	 


	*Cardiac Treadmill Test or Stress Test


	About HDFC Life
	HDFC Life Insurance Company Limited (HDFC Life / &#039;Company&#039;) is a joint venture between HDFC Ltd., India&#039;s leading housing finance institution and abrdn (Mauritius Holdings) 2006 Limited, a global investment company. 


	Established in 2000, HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment, Annuity and Health. As on March 31, 2022, the Company had 39 individual and 13 group products in its portfolio, along with 7 optional rider benefits, catering to a diverse range of customer needs. 
	HDFC Life continues to benefit from its increased presence across the country having a wide reach with 372 branches and additional distribution touch-points through several new tie-ups and partnerships. HDFC Life has nearly 300 partnerships, comprising traditional partners such as NBFCs, MFIs and SFBs, and including new-ecosystem partners. 
	The Company has a strong base of financial consultants (agents). For more information, please visit our website, www.hdfclife.com. You may also connect with us on Facebook, Twitter, YouTube and LinkedIn.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20817_Vibha%20Padalkar_April%202022.jpg" length="49398" type="image/jpeg"/>
<pubDate>Fri, 24 Jun 2022 10:50:43 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>HDFC, Life, Introduces, Cardiac, Risk, Assessment, Home, Ease, Medicals</media:keywords>
</item>

<item>
<title>Bajaj Finance Fixed Deposit: All you Need to Know About its Benefits and Features</title>
<link>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-all-you-need-to-know-about-its-benefits-and-features</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-all-you-need-to-know-about-its-benefits-and-features</guid>
<description><![CDATA[ 
	Fixed deposits are investments made for a fixed period decided at the investing time. During this time, you earn periodic returns that are calculated based on the interest rate offered by issuers. FD rates play a significant role in determining your returns on the investment. The type of fixed deposit you choose, the investment tenor and your payout options also help determine your earnings.


	 


	A key reason for Bajaj Finance fixed deposits popularity is that they are low-risk investments. The safety of not just getting back your invested amount but also of earning a fixed income thanks to prevailing FD rates is one aspect that cant be beaten.


	 


	Features of Bajaj Finance Fixed Deposit 


		
			FD rates
	

	The returns you earn on your FD investment are directly dependent on the FD rates offered by the issuer. The FD rates are based on your tenor; the longer you invest, the higher your payout.


	 


		
			Investment tenor
	

	Most FD issuers offer flexible investment durations to help you meet your needs. These can be as short as a year and as lengthy as five years. Keep in mind that the longer your invest, the higher your maturity amount. However, going for a very long investment may not be wise since FD rates change with time, and you may miss out on a higher rate in the future.


	 


		
			Investment amount
	

	It refers to the amount locked in your fixed deposit, and the minimum amount varies for different issuers. You can start your investment from just Rs. 15,000 in the Bajaj Finance Fixed Deposit.


	 


		
			Payout options
	

	In a fixed deposit investment, you also get the option of choosing when to receive your returns. Remember, with a shorter payout frequency, your earnings may reduce. Heres a table with Rs. 3 lakh as the sum invested and a 44-month tenor to see your payout at various FD rates offered by Bajaj Finance for non-senior citizen customers.


	 


				
					Payout option
			
			
				
					FD rates (p.a.)
			
			
				
					Interest earnings in Rs.
			
			
				
					Total earnings in Rs.
			
		
				
					On Maturity
			
			
				
					7.35%
			
			
				
					89,101
			
			
				
					3,89,101
			
		
				
					Monthly
			
			
				
					7.11%
			
			
				
					78,210
			
			
				
					3,78,210
			
		
				
					Quarterly
			
			
				
					7.16%
			
			
				
					78,760
			
			
				
					3,78,760
			
		
				
					Half-yearly
			
			
				
					7.22%
			
			
				
					79,420
			
			
				
					3,79,420
			
		
				
					Yearly
			
			
				
					7.35%
			
			
				
					80,850
			
			
				
					3,80,850
			
		
	Disclaimer: Results calculated using the Bajaj Finance FD calculator


	 


		
			FD calculator
	

	An FD calculator considers your investment amount, rates, and tenor to forecast your earnings. It can help you plan and invest according to your goals.


	 


		
			Safe investment
	

	Once invested, your FD rates are unaffected by market conditions or fluctuations. It keeps your investment secure. Moreover, you can look at the credit rating agencies like CRISIL, ICRA and others for the FD you choose to ensure you will get your invested corpus and payouts without fail and on time.


	 


	Benefits of Bajaj Finance Fixed Deposit 


		
			Easy to start your investment online
	

	With digital provisions, you can make a paperless investment in the FD of your choice in just a matter of minutes. You can also manage your FDs in a few clicks with ease.


	 


		
			FD rates yield returns irrespective of market conditions
	

	When you invest in FDs, the FD rates are locked and remain unaffected by market volatility, unlike investments in equity and mutual funds. It removes risk and makes your portfolio more stable and balanced. It is especially beneficial for those enjoying their golden years and those who prefer steady returns.


	 


		
			Higher FD rates for senior citizens
	

	FD issuers generally offer higher FD rates to senior citizens. See the table below to understand the effect of such FD rates for the same investment amount based on the Bajaj Finance Senior Citizen FD rates.


	 


				
					Investor
			
			
				
					Investment amount in Rs.
			
			
				
					FD rates (in p.a.)
			
			
				
					Tenor (in months)
			
			
				
					Total earnings on investment in Rs.
			
		
				
					Non-senior citizen
			
			
				
					3,00,000
			
			
				
					7.35%
			
			
				
					44
			
			
				
					3,89,101
			
		
				
					Senior citizen
			
			
				
					3,00,000
			
			
				
					7.60%
			
			
				
					44
			
			
				
					3,92,434
			
		
	Disclaimer: Results calculated using the Bajaj Finance FD calculator


	 


		
			Availability of credit against your FD
	

	In times of a cash crunch, you can take a loa ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 23 Jun 2022 15:28:37 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Finance, Fixed, Deposit:, All, you, Need, Know, About, its, Benefits, and, Features</media:keywords>
</item>

<item>
<title>HDFC Life Declares Bonus of Rs. 2465 cr.</title>
<link>https://www.thebizzstories.com/hdfc-life-declares-bonus-of-rs-2465-cr</link>
<guid>https://www.thebizzstories.com/hdfc-life-declares-bonus-of-rs-2465-cr</guid>
<description><![CDATA[ 
	HDFC Life has declared its highest ever bonus on its participating plans. The bonus of Rs. 2465 cr. was announced in the Company&#039;s Board meeting held in April 2022. 15.87 lakh policyholders are eligible for this bonus. 


	 


	Out of the total amount of Rs. 2465 cr., Rs. 1,803 cr. will be payable in this financial year, as bonus on maturing policies or as cash bonuses. The remaining bonus amount would be payable in the future as and when policies cease to exist on account of maturity, death or surrender.


	 


				
		
	Vibha Padalkar, MD and CEO, HDFC Life


	
		 

	
		Vibha Padalkar, MD &amp; CEO, HDFC Life, said, &quot;We are pleased to announce market competitive bonus payouts year after year. It is our way of exceeding the expectations of our policyholders who strongly believe in financially securing themselves and their loved ones and have entrusted us with their hard-earned money. We stay committed to uphold the trust they have placed in us. It is our promise to keep delivering value to all.&quot;



	 


	About HDFC Life


	HDFC Life Insurance Company Limited (HDFC Life / &#039;Company&#039;) is a joint venture between HDFC Ltd., India&#039;s leading housing finance institution and abrdn (Mauritius Holdings) 2006 Limited, a global investment company.


	 


	Established in 2000, HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment, Annuity and Health. As on March 31, 2022, the Company had 39 individual and 13 group products in its portfolio, along with 7 optional rider benefits, catering to a diverse range of customer needs.


	 


	HDFC Life continues to benefit from its increased presence across the country having a wide reach with 372 branches and additional distribution touch-points through several new tie-ups and partnerships. HDFC Life has nearly 300 partnerships, comprising traditional partners such as NBFCs, MFIs and SFBs, and including new-ecosystem partners.


	 


	The Company has a strong base of financial consultants. For more information, please visit our website www.hdfclife.com.


	 


	You may also connect with us on Facebook, Twitter, YouTube and LinkedIn
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20793_HDFC.JPG" length="49398" type="image/jpeg"/>
<pubDate>Thu, 23 Jun 2022 15:28:36 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>HDFC, Life, Declares, Bonus, Rs., 2465, cr.</media:keywords>
</item>

<item>
<title>Bajaj Housing Finance Announces Home Loan Interest Rate Change; Offers One of the Most Competitive Rates Starting at 7.20 percent* p.a.</title>
<link>https://www.thebizzstories.com/bajaj-housing-finance-announces-home-loan-interest-rate-change-offers-one-of-the-most-competitive-rates-starting-at-720-percent-pa</link>
<guid>https://www.thebizzstories.com/bajaj-housing-finance-announces-home-loan-interest-rate-change-offers-one-of-the-most-competitive-rates-starting-at-720-percent-pa</guid>
<description><![CDATA[ 
	Bajaj Housing Finance announces an interest rate change for its products. The company&#039;s home loan interest rates now start as low as 7.20%* p.a. for salaried and professional applicants - one of the most competitive in the market today. Eligible borrowers can pay EMIs starting at just Rs. 679/Lakh*.


	Bajaj Housing Finance was among the first HFCs to offer external benchmark-linked home loans. Extending its earlier industry-first offering, the Company has revised its interest rate for repo rate linked home loans to 7.30%* p.a. onwards for eligible salaried and professional applicants, which is among the lowest one can avail of at present.


	The Bajaj Housing Finance Home Loan offers sizeable finance to the tune of Rs. 5 Cr.* or higher, basis eligibility, with a repayment tenor of up to 30 years. Borrowers also benefit from hassle-free processing with an online application feature, minimal documentation, and doorstep pick-up service.


	Those with an existing home loan can also make the most of the Company&#039;s home loan offerings by availing of a home loan balance transfer. Borrowers can transfer the balance amount on their home loan to Bajaj Housing Finance for interest rates starting as low as 7.35%* p.a. for salaried and professional applicants, with EMIs at just Rs. 689/Lakh*. 


	When transferring their home loan, borrowers also have the option to avail of a top-up loan of Rs. 1 Cr.* or higher, basis eligibility. The amount comes with no end-use restrictions, i.e., one can choose to spend it as they deem fit.
	*Terms and conditions apply.


	About Bajaj Housing Finance Limited


	Bajaj Housing Finance Limited is a 100% subsidiary of Bajaj Finance Limited - one of the most diversified NBFCs in the Indian market, catering to more than 57 million customers across the country. Headquartered in Pune, Bajaj Housing Finance Limited offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. The Company also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. Bajaj Housing Finance Limited enjoys the highest credit ratings from CRISIL as well as India Ratings. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.


	For more information, please visit www.bajajhousingfinance.in I Facebook I LinkedIn.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 23 Jun 2022 15:28:36 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Housing, Finance, Announces, Home, Loan, Interest, Rate, Change, Offers, One, the, Most, Competitive, Rates, Starting, 7.20, percent, p.a.</media:keywords>
</item>

<item>
<title>WhatsApp Partners with RazorpayX to Power Seamless Cashback Transactions via UPI to Users</title>
<link>https://www.thebizzstories.com/whatsapp-partners-with-razorpayx-to-power-seamless-cashback-transactions-via-upi-to-users</link>
<guid>https://www.thebizzstories.com/whatsapp-partners-with-razorpayx-to-power-seamless-cashback-transactions-via-upi-to-users</guid>
<description><![CDATA[ 
	With an intent to further the adoption of digital payments through UPI, Payments on Whatsapp launched a cashback campaign for users across the country. RazorpayX, the neo-banking arm of Razorpay, has been onboarded as the technology partner of Payments on WhatsApp to enable a smooth cashback experience via UPI for its users across the country. Users using UPI to make payments on WhatsApp receive cashback and as part of the partnership, RazorpayX, the payment platform helps ensure minimal chances of failures and pending transactions.


				
		
	WhatsApp Partners with RazorpayX


	Today, UPI (Unified Payments Interface) has become the undisputed payments champion among other payment modes in India. UPI crossed the $1-trillion mark in transaction values for FY 2021-22 after the payments system crossed 5 billion transactions in a month for the first time in March&#039;22. Within five years of the launch of UPI, today, over 50 percent of retail payments in India are routed through UPI, thanks to the new habit of accessing instant UPI payments set in by the pandemic, the rising adoption of smartphones, and due initiatives from the Government. This significant UPI adoption indicates a strong ever-growing need for a hassle-free payment process for end-users. The RazorpayX - Payments on WhatsApp partnership aims to provide that seamless and reliable cashback experience to end-users.


	 


	Harshil Mathur, Co-founder &amp; CEO, said, &quot;With India&#039;s preference towards instant digital modes of payments growing exponentially, Payments on WhatsApp will play a key role in financial inclusion for its 500 million users. We are excited to power the first cashback effort on Payments on WhatsApp as they embark on this journey. At Razorpay, we are committed to enhancing the existing payment process and simplifying it further to offer convenience, instant gratification, and ease to consumers.&quot;


	 


	Manesh Mahatme, Director - Payments, WhatsApp India, said, &quot;WhatsApp is often the first digital gateway for Indians, especially those in rural and semi-urban areas and through payments on WhatsApp our goal is to expand financial inclusion to those who need it the most. Offering safe, secure and easy-to-use digital payments is an important part of scaling India&#039;s digital economy, and we&#039;ll continue to drive awareness of payments on WhatsApp as part of our broader efforts to bring the next 500 million Indians onto the digital payments ecosystem.&quot;  


	 


	RazorpayX currently serves over 30,000 businesses and in the last year has processed UPI transactions to over 20% of all UPI registered users in India. The neo-banking platform has seen over 200% growth in its Payouts business. Razorpay X Payouts helps businesses to move money at scale across customers, vendors, suppliers, and partners via API enabled banking. The platform has disbursed payouts with an annualized money movement of over $30+ billion. In addition to Payouts, RazorpayX has witnessed similar growth across its other products such as Vendor Payments, Tax Payments, Payroll, Payout Links and Corporate Credit Cards.


	 


	About RazorpayX


	RazorpayX is the leading new-age business finance platform from Fintech giant Razorpay. Built on top of a current account (from India&#039;s leading banks), RazorpayX is designed to automate and simplify repetitive and time-consuming financial tasks. From facilitating day-to-day payments, accounting &amp; reconciliation, to helping businesses borrow collateral-free loans, automate the payroll process, and adhere to the latest tax compliance standards, RazorpayX provides businesses and entrepreneurs with a future-forward solution. RazorpayX current account is powered by RBL &amp; ICICI Banks. RazorpayX have over 30,000 businesses on its platform.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20813_RazorpayX-Whatsappaggr.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 23 Jun 2022 15:28:36 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>WhatsApp, Partners, with, RazorpayX, Power, Seamless, Cashback, Transactions, via, UPI, Users</media:keywords>
</item>

<item>
<title>Bajaj Finance Fixed Deposit: A Safe Investment Option to Grow your Money</title>
<link>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-a-safe-investment-option-to-grow-your-money</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-a-safe-investment-option-to-grow-your-money</guid>
<description><![CDATA[ 
	The fixed deposit is a humble instrument that Indians have been investing in for ages where they can stay assured that their funds will stay safe and they can earn significant returns by the end of the tenor. Bajaj Finance, an NBFC, is one such financier that provides investors with the dual benefit of high FD interest rates and safety of funds.


	Here are a few reasons why Bajaj Finance FD is a safe instrument to grow your money.


	Earn more with high FD interest rates


	High FD interest rates are the primary criteria influencing investors choices when investing in an FD. Generally, fixed-income instruments like these do not provide impressive returns. However, Bajaj Finance, being an NBFC, offers FD rates up to 7.60% p.a. on deposits. Hence, Bajaj Finance online FD is far more rewarding than bank and post office FDs.


	 


	Heres a table encapsulating the interest rates for different investor types for a fixed tenor.


				
					Investor
			
			
				
					Investment amount in Rs.
			
			
				
					FD rates (in p.a.)
			
			
				
					Tenor (in months)
			
			
				
					Total earnings on investment in Rs.
			
		
				
					Non-senior citizen
			
			
				
					3,00,000
			
			
				
					7.35%
			
			
				
					44
			
			
				
					3,89,101
			
		
				
					Senior citizen
			
			
				
					3,00,000
			
			
				
					7.60%
			
			
				
					44
			
			
				
					3,92,434
			
		
	 


	Senior citizens get an additional rate benefit of up to 0.25% p.a. on their deposits.


	 


	Flexible payout options 


	With Bajaj Finance, investors can choose a flexible payout option. They can receive monthly, quarterly, half-yearly or annual payouts for the non-cumulative FD option. It makes managing their finances easier for those with high liquidity requirements.


	 


	To help you better understand what you can expect to earn, consider an FD of Rs. 3 lakh with a tenor of 44 months for senior citizens.


				
					Payout mode
			
			
				
					Interest Rate
			
			
				
					Interest-Earning (In Rs.)
			
			
				
					Total Earnings (In Rs.)
			
		
				
					Monthly
			
			
				
					7.35% p.a.
			
			
				
					80,850
			
			
				
					3,80,850
			
		
				
					Quarterly
			
			
				
					7.39% p.a.
			
			
				
					81,290
			
			
				
					3,81,290
			
		
				
					Half-yearly
			
			
				
					7.46% p.a.
			
			
				
					82,060
			
			
				
					3,82,060
			
		
				
					Yearly
			
			
				
					7.60% p.a.
			
			
				
					83,600
			
			
				
					3,83,600
			
		
	All the results mentioned above were computed using the Bajaj Finance FD calculator.


	 


	Loan against FD


	Bajaj Finance also enables investors to apply for a collateral-free loan against their FDs. You can quickly get a loan up to 75% of the FD value. It offers investors the liquidity to meet urgent needs.


	 


	Easy online investment process


	With the end-to-end online process, investors can benefit from a contactless investment procedure and invest from the comfort of their homes. One can quickly fill out the online FD form and book an FD in a few minutes.


	 


	Heres a quick guide to investing online in a fixed deposit with Bajaj Finance


		
			Search for the official Bajaj Finserv website and click on the Fixed Deposit option under investments.
	
	
		
			Click on the Invest Now button.
	
	
		
			Fill out the online application form that requires minimal information.
	
	
		
			Provide KYC details and verify with OTP.
	
	
		
			When the investment detail tab opens up, fill in the initial deposit amount, select tenor, payout frequency.
	
	
		
			Get to the final step of investing by using Net Banking and UPI.
	

	Credible investment option 


	Bajaj Finance FD has been accredited by the highest credit ratings - CRISIL AAA/STABLE and (ICRA)AAA (Stable). Therefore, one can easily invest in a Bajaj Finance online FD without worrying about timely returns or defaults.


	 


	Financial planning is essential in ensuring you make the right decisions to grow wealth. You can increase your savings without worrying about risk or safety with fixed deposits. Moreover, with the help of an FD calculator, you can plan your investment to get the returns you desire.


	 


	If youre looking for the right FD, remember that with Bajaj Finserv Fixed Deposit, you can earn secured returns. It offers FD rates of up to 7.60% p.a. with a flexible tenor. Invest online with just Rs. 15,000 and take a step towards growing your wealth!
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 23 Jun 2022 15:28:36 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Finance, Fixed, Deposit:, Safe, Investment, Option, Grow, your, Money</media:keywords>
</item>

<item>
<title>Pre&#45;approved Personal Loan: Quick Guide on How to Avail Pre&#45;approved Offers</title>
<link>https://www.thebizzstories.com/pre-approved-personal-loan-quick-guide-on-how-to-avail-pre-approved-offers</link>
<guid>https://www.thebizzstories.com/pre-approved-personal-loan-quick-guide-on-how-to-avail-pre-approved-offers</guid>
<description><![CDATA[ 
	Bajaj Finserv, through its lending arm Bajaj Finance Limited is offering pre-approved loans to their existing customers to access personal financing in an expedited manner. With this, customers now enjoy a better experience when it comes to borrowing. Gone are the days when loan applications were made at a physical branch only, and the entire process took several hours. Today, thanks to digital advancements, customers can get funds in just 30 minutes* and without any of the hassles.


	 


	Unique and exclusive to existing customers, lenders like Bajaj Finance Limited extend pre-approved loan offers to offer a more intuitive and personalised borrowing experience. A pre-approved loan is an ideal borrowing tool for individuals looking for easy or urgent funds. By availing a pre-approved loan from Bajaj Finserv, borrowers can get up to Rs. 10 lakh.


	 


	These loans are ideal for short-term goals and generally have tailored terms based on the borrower&#039;s profile. As such, pre-approved offers are generally the best unsecured deals available in the market for a customer&#039;s profile. In some cases, certain lenders may even offer special rates and discounts on fees and other charges. Additionally, these offers were designed to be easy to avail. Here&#039;s a quick guide on how to avail a pre-approved personal loan.


	 


	How to avail a pre-approved personal loan offer


	Typically, the process to avail a pre-approved personal loan starts with customers having to check if they have a valid offer. Here, customers need only log into the lender&#039;s dedicated online customer portal or check on the smartphone application. Customers that qualify for pre-approved offers can then proceed by following this checklist.


	 


		
			Verify the terms of the loan
	
	
		
			Check the fees and charges applicable
	
	
		
			Accept the pre-approved offer
	
	
		
			Authorise disbursal and wait for the funds to get deposited into the bank account
	

	Depending on the lender or financial institution, this process can vary. However, customers can expect a simplified, more streamlined, and hassle-free experience when availing pre-approved offers. These instruments are designed to offer quick funds to eligible customers, which is why it is easy to access. In fact, this benefit is one of the reasons to avail a pre-approved personal loan. Here are the other reasons why such loans are a good idea.


	 


		
			Eliminates the need to apply for a loan
	
	
		
			Paperless procedure
	
	
		
			Instant funding solution
	
	
		
			Exclusive deals with flexible terms
	

	 


	Knowing how to avail a pre-approved personal loan is important as lenders will frequently extend such offers to their long-standing customers. Do note that these offers are available for a limited time only and will change based on a customer&#039;s credit and financial profile. In any case, customers must compare offers before accepting or authorising disbursal to ensure that they get the best deal. One offering with top-tier digital features is the Bajaj Finserv Personal Loan.


	Customers with pre-approved offers can get access to a hefty sanction and at a competitive interest rate. Customers also get a tenor that ranges up to 60 months. The lengthy tenor makes it an ideal option for customers looking to prioritise affordability. It ensures that repayment never becomes a burden, so long as borrowers plan their loan beforehand. What&#039;s more, the entire process to avail this loan is digital, and can be completed in just a few minutes.


	 


	In fact, Bajaj Finserv ensures speedy disbursal of pre-approved personal loan offers. Customers get a competitive interest rate and can have the sanction disbursed to one&#039;s account in just 4 hours*. In addition, select customers can avail of this pre-approved loan by completing a 100% online application without submitting any documents. These customers can get the money in their accounts as early as 30 minutes*.


	 


	Bajaj Finserv offers pre-approved personal loans to both salaried and self-employed existing customers. The lender also offers pre-approved loans to select new customers too. To avail of these perks, check the pre-approved personal loan offer in just a few simple clicks and borrow efficiently.


	 


	*Terms &amp; conditions apply.


	 


	About Bajaj Finance Limited


	Bajaj Finance Limited, the lending company of the Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market, catering to more than 45 million customers across the country. Headquartered in Pune, the company&#039;s product offering includes Consumer Durable Loans, Lifecare Finance, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refina ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 20 Jun 2022 19:37:05 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Pre-approved, Personal, Loan:, Quick, Guide, How, Avail, Pre-approved, Offers</media:keywords>
</item>

<item>
<title>Term Insurance Becomes More Accessible to NRIs with Telemedical Check&#45;ups</title>
<link>https://www.thebizzstories.com/term-insurance-becomes-more-accessible-to-nris-with-telemedical-check-ups</link>
<guid>https://www.thebizzstories.com/term-insurance-becomes-more-accessible-to-nris-with-telemedical-check-ups</guid>
<description><![CDATA[ 
	Geographical boundaries are no longer a barrier for NRI customers who are willing to buy term insurance plans in India. They can now easily opt for plans in India that allow them to schedule a video or telemedical check-up from their country of residence. The pandemic has emphasized the role of technology in underwriting insurance policies. Virtual healthcare has also emerged as a viable solution for millions seeking quality care during this time. At the onset of the pandemic, the underwriting norms were tightened and customers were required to undergo physical medical examination, and the cover amounts had also been capped. Now, with relaxed norms, NRIs can get larger covers and that too by opting for telemedicals instead of physical medical check-ups to make term insurance protection more feasible. 


	 


	NRIs can purchase these plans by searching for them online, choosing the one that suits their needs and filling out an application form. The premium payment can also be done online through net banking or credit and debit cards. Once this is done, a video or telemedical check-up is booked after taking one&#039;s medical history and documentation of pre-existing illnesses into consideration. Once the insurer gives a green signal to your submitted reports, your application will be accepted and the policy will be issued.


	Term insurance plans in India witness high demand from NRIs across the world due to their suitable benefits and affordable prices. With telemedical check-ups, the need to travel for a physical examination has been eliminated, thereby making the plan even more cost-effective and accessible. For NRIs, the cost of term plans comes around 50-60 percent higher in several other countries as compared to India. Even as COVID-19 variants continue to make travelling unpredictable and uncertain, video check-ups put forth a safer, faster and simpler way to purchase term insurance plans. 


	 


	Regarded as the purest form of insurance, term insurance is essential to protect one&#039;s dependents in case of the sudden unfortunate death of the earning family member. This plan is especially of paramount importance for NRIs who often reside in different countries to ensure a financially robust future for their family. Term plan adds an extra layer of protection to their safety net even in their absence. With telemedical check-ups, the purchase process has become more frictionless and hassle-free for millions of NRIs residing elsewhere in the world.


	 


	About Policybazaar


	Policybazaar.com is one of India&#039;s largest insurance marketplace. It is the flagship platform of PB Fintech, which owns the fintech brand, Paisabazaar.com, and lending and insurance marketplace in the UAE region, Policybazaar.ae. The Policybazaar.com Group has backing from a host of investors including the likes of PE funds and other family offices. Policybazaar.com started with the purpose to educate people on insurance products and with its offerings has addressed the large and highly underpenetrated online insurance markets.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 16 Jun 2022 20:39:57 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Term, Insurance, Becomes, More, Accessible, NRIs, with, Telemedical, Check-ups</media:keywords>
</item>

<item>
<title>Velvet, World&amp;apos;s Leading Liquidity as a Benefit Platform Commences Operations in India</title>
<link>https://www.thebizzstories.com/velvet-worlds-leading-liquidity-as-a-benefit-platform-commences-operations-in-india</link>
<guid>https://www.thebizzstories.com/velvet-worlds-leading-liquidity-as-a-benefit-platform-commences-operations-in-india</guid>
<description><![CDATA[ 
	Velvet, a leading provider of Liquidity as a Benefit solutions to startups across the world announced its entry into Indian markets today. Velvet offers recurring liquidity solutions for emerging markets with built in onboarding, strike price financing and a focus on constantly bringing new investment opportunities for shareholders. Founded in Brazil in 2021, Velvet brings solutions for late-stage tech companies to provide liquidity to their employees on a recurring basis as a unique HR benefit. Velvet is a platform that buys stakes in promising, privately-owned startups, allowing their partners and employees to monetize part of their vested equity before the company goes public. The company&#039;s India office is located in Bengaluru&#039;s Central Business District.


	 


				
		
	Carlos Naupari and Edouard de Montmort, Co-founders of Velvet


	 


	In India, Velvet will be running its liquidity programs for the best startups in the country with valuations around USD 300 million. The company enables access for high-income investors to sell their stakes through a platform that is connected with some of the largest private banking and wealth management firms across the globe, which will sell and buy the stakes on behalf of their clients.


	 


	Velvet is planning to invest in Indian startups in various sectors and has raised a warehouse facility of discretionary capital of USD 200 Million for investing in startups in Latin America, India, Southeast Asia, and African markets. Velvet has already struck recurring secondary offering agreements with five startups including Brazilian neobank Neon, Indonesia&#039;s Lummo, India&#039;s fintech Open, and Mexican fintech Credijusto. With Open, the company has already signed a deal worth USD 10 million.


	 


	Velvet&#039;s warehouse facility of USD 200 million was led by Yolo Investments, in February 2022, featuring participation of family offices from Switzerland and the United States. Earlier, the company raised a USD 3 million seed round, led by Global Founders Capital. Velvet has operations in Mexico, Brazil, Argentina, India, and the US.


	 


	Carlos Naupari, Co-founder &amp; Co-CEO said, &quot;We believe that there is a massive opportunity for Velvet in the Indian market. We can leverage our core competencies and offer value to the promoters and employees of Indian startups. In India we will be targeting startups that have more than USD 300 million valuations. Our customer pipeline will be highly selective and curated - the best of the best of the startups that are in the &quot;soonicorn&quot; category.&quot; Vivek Boray, Founder of Velvet&#039;s India Office added, &quot;We are going to focus on educating the ecosystem on our offering and how it enables scaling companies to retain talent. Our recurring liquidity programs enable early partners of startups to tap into otherwise unavailable liquidity consistently. We intend to be the definitive global creator company and our expansion into global markets, including India, is in line with this vision.&quot;


	 


	The Velvet 360 Program


	Founders require initial capital to bootstrap their startup and begin testing assumptions. The Velvet 360 Program provides necessary liquidity to enable risk taking. The Velvet 360 Program enables startups to offer their talent pools tangible monetization of their stock options to attend to changing life needs. The company&#039;s bespoke programs are designed with careful consideration of all stakeholders to maximize the value and experience of working in dynamic companies. The Velvet 360 Program is an invitation only HR initiative for select high growth companies that understand that the best talent needs to have alternative paths to liquidity. The 360 program helps companies in attracting and retaining talent through the true money of stock options. The benefit adds value to the company and makes it come out ahead when it comes to retaining and attracting talent.


	 


	About Velvet


	Founded in Brazil by Carlos Naupari and Edouard de Montmort, Velvet is focused on enabling access to illiquid assets in emerging markets. The company offers recurring liquidity solution for emerging markets with built in onboarding, a private exchange, and a focus on constantly bringing new opportunities for shareholders. Started in September 2021 the company buys stakes in promising, privately owned startups, allowing their partners and employees to monetize their equity before the company has gone public. Velvet provides recurring end-to-end liquidity solutions for the teams of select private companies by unlocking the value of equity in startups Velvet helps to attract &amp; retain exceptional talent. The company has operations in Mexico, Brazil, Argentina, India, and the US.  


	 


	More information on Velvet can be found at their website: www.velvet.io.
   ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20735_Velvet.jpg" length="49398" type="image/jpeg"/>
<pubDate>Thu, 16 Jun 2022 20:39:56 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Velvet, Worlds, Leading, Liquidity, Benefit, Platform, Commences, Operations, India</media:keywords>
</item>

<item>
<title>Bank of Baroda hikes interest rates on Term Deposits and Savings Deposits, effective immediately</title>
<link>https://www.thebizzstories.com/bank-of-baroda-hikes-interest-rates-on-term-deposits-and-savings-deposits-effective-immediately</link>
<guid>https://www.thebizzstories.com/bank-of-baroda-hikes-interest-rates-on-term-deposits-and-savings-deposits-effective-immediately</guid>
<description><![CDATA[ Interest rates have also been hiked on Saving Deposits of Rs. 100 crore and above to less than Rs. 200 crore and Rs 500 crore and above. ]]></description>
<enclosure url="https://bsmedia.business-standard.com/_media/bs/img/article/2018-08/23/full/1535041978-9129.jpg" length="49398" type="image/jpeg"/>
<pubDate>Wed, 15 Jun 2022 16:45:01 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>EaseMyTrip.com, Yatra.com, and others Enable Razorpay&amp;apos;s Multi&#45;Network TokenHQ Ahead of RBI&amp;apos;s 30th June Deadline</title>
<link>https://www.thebizzstories.com/easemytripcom-yatracom-and-others-enable-razorpays-multi-network-tokenhq-ahead-of-rbis-30th-june-deadline</link>
<guid>https://www.thebizzstories.com/easemytripcom-yatracom-and-others-enable-razorpays-multi-network-tokenhq-ahead-of-rbis-30th-june-deadline</guid>
<description><![CDATA[ 
		
			Razorpay has successfully onboarded over 2 Lakh merchants on TokenHQ - its card tokenisation solution
	
	
		
			TokenHQ enabled businesses don&#039;t have to change their existing payment flows
	

	 


	Razorpay, India&#039;s Leading Payments and Banking Platform for Businesses, has partnered with leading businesses like Yatra, EaseMyTrip, and others in enabling their customers to continue transacting using saved cards through India&#039;s First Multi-network Card Tokenisation solution, Razorpay TokenHQ. The fintech major was the first payment gateway to launch its tokenization solution in October&#039;21, across all the three major card networks: Visa, Mastercard, Rupay, and will soon go live on other two networks, Diners Club and American Express. As per RBI&#039;s mandate, all stakeholders are required to ensure full compliance with the tokenisation framework by 30th June 2022.


	 


	In a bid to further enhance the safety of online transactions, the new guidelines set by RBI allow only card networks &amp; card issuers to store customer card information, while businesses can use tokens to offer a saved card experience during online payments. This is done through a process called Card-On-File (COF) tokenization: sensitive cardholder data is converted into a string of randomly generated numbers called a &quot;token&quot;. A tokenised card transaction is considered safer as the actual card details are not shared with the merchant during transaction processing. This will help cut the chances of card information leakage.


	 


	As the 30th June deadline for businesses to comply with these guidelines is fast approaching, Razorpay is witnessing a huge uptick in the number of merchants enabling TokenHQ. Razorpay has successfully onboarded over 2 Lakh merchants on TokenHQ. Businesses that are using Razorpay checkout will have to make zero changes on their end, TokenHQ will do all the heavy lifting for each business and they don&#039;t have to change their existing payment flows. 


	 


	Speaking of Razorpay&#039;s readiness to meet the upcoming deadline, Khilan Haria - SVP &amp; Head of Payments Product, Razorpay, said, &quot;100% of our partner businesses are live on TokenHQ and see this as a net positive move for them in the long-run as tokenisation will help bring more customers into the digital payments ambit. Our TokenHQ solution is designed in a seamless way so that our partner businesses do not need to make any new changes to their existing payment flows. I believe this will be a turnkey solution for businesses, allowing their end customers to continue experiencing the convenience of saved card transactions with added security. It&#039;s our endeavor to enable businesses with the right understanding of why this move is the need of the hour, how this is a critical step to combat theft and fraudulent transactions and help businesses seamlessly navigate through the first few weeks of the mandate kicking in.&quot; 


	 


	Commenting on the partnership, Manish Amin - Co-founder &amp; CTO, Yatra.com said, &quot;It is our constant endeavor to provide businesses and consumers with 100% transaction security without any compromise in the user experience. This partnership with Razorpay to provide tokenization solutions for Visa, Mastercard, Rupay cards to our customers is a step towards further strengthening and providing a seamless payment experience. At Yatra.com, we believe that having immediate access to secure contactless payment options is critical for businesses today. This partnership will enable users state-of-the-art security for card payments with added simplicity and convenience. We are excited to build upon our partnership with them while being RBI compliant and work on additional capabilities in the coming years.&quot;


	 


	With card tokenisation consumers no longer need to fear saving their card details. There will be no change in the cardholder experience, except for an explicit consent that will be collected for tokenisation.


	Being compliant with the latest RBI guidelines and regulations, TokenHQ will help businesses create, process, delete and modify tokens for online card payments with the consent of the customers. Businesses with customized setups can start integrating Razorpay TokenHQ immediately via Razorpay developer-friendly APIs.


	 


	About Razorpay


	Razorpay, a full-stack financial services company helps Indian businesses with comprehensive and innovative solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Established in 2014, the company provides technology payment solutions to over 8Mn businesses. Founded by alumni of IIT Roorkee, Shashank Kumar and Harshil Mathur, Razorpay is the second Indian company to be a part of Silicon Valley&#039;s largest tech accelerator, Y Combinator. Marquee investors such as Lone Pine Capital, Alkeon Capital, TCV, GIC, Tiger Global, Sequoia Capital India, Ribbit Capital, Matrix Partners, Sal ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 14 Jun 2022 20:24:43 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>EaseMyTrip.com, Yatra.com, and, others, Enable, Razorpays, Multi-Network, TokenHQ, Ahead, RBIs, 30th, June, Deadline</media:keywords>
</item>

<item>
<title>Max Life Achieves Claims Paid Ratio of 99.34 percent in FY22</title>
<link>https://www.thebizzstories.com/max-life-achieves-claims-paid-ratio-of-9934-percent-in-fy22</link>
<guid>https://www.thebizzstories.com/max-life-achieves-claims-paid-ratio-of-9934-percent-in-fy22</guid>
<description><![CDATA[ 
	Max Life Insurance Co. Ltd. (&quot;Max Life&quot;/ &quot;Company&quot;), has announced that the Company has disbursed 30,830 death claims worth INR 2,009 crore in the financial year 2021-22, achieving a Claims Paid Ratio of 99.34% during the tumultuous and unpredictable pandemic. With this, the Company has surpassed the coveted 99% benchmark for the third year in a row. Over the last five years, Max Life&#039;s claims paid ratio has seen a rise from 98.26% in FY&#039;18 to 99.34% in FY&#039;22, making it the Company&#039;s new &#039;India Ke Bharose Ka Number&#039;+.


	 


				
					Max Life Insurance - Individual Death Claims Paid Ratio (%)

				
					 
			
		
				
					 

				
					FY 2017-18

				
					 
			
			
				
					FY 2018-19
			
			
				
					FY 2019-20
			
			
				
					FY 2020-21
			
			
				
					FY 2021-22
			
		
				
					 

				
					98.26%1

				
					 
			
			
				
					98.74%2
			
			
				
					99.22%3
			
			
				
					99.35% 4
			
			
				
					99.34%5
			
		
	 


	Mr. Prashant Tripathy, MD &amp; CEO, Max Life said, &quot;To accomplish a 99.34% claims paid ratio in a year that was marred by the second wave of the pandemic reflects our unwavering commitment to fulfil our promise to the customers. We believe that we are in the business of trust, and our new claims paid ratio as the &#039;India ke Bharose Ka Number&#039; lives up to our purpose of securing lives and protecting the future goals of our customers.&quot;


	 


	During the pandemic, Max Life strengthened its digital servicing initiatives to deliver contactless, paperless experience. Implemented in FY22, cutting-edge technology partnerships have helped Max Life automate claims and disbursals that have provided customers with swifter, frictionless services and superior customer experience. This has enabled Max Life to deliver goodwill to build long-term trust, in turn, enhancing customer satisfaction and improving its Net Promoter Scores (NPS).


	 


	About Max Life Insurance (www.maxlifeinsurance.com) 


	Max Life Insurance Company Limited is a Joint Venture between Max Financial Services Limited and Axis Bank Limited. Max Financial Services Ltd. is a part of the Max Group, an Indian multi-business corporation. Max Life offers comprehensive protection and long-term savings life insurance solutions, through its multi-channel distribution including agency and third-party distribution partners.


	 


	Max Life has built its operations over two decades through a need-based sales process, a customer-centric approach to engagement and service delivery and trained human capital. As per public disclosures and annual audited financials for FY21-22, Max Life has achieved a gross written premium of INR 22,414 crore. As of 31st March 2022, the Company had INR 1,07,510 crore of assets under management (AUM) and a Sum Assured in Force of INR 1,174,515 crore.


	 


	For more information, please visit the Companys website at www.maxlifeinsurance.com


	 


	Max Life Insurance Company Limited is a Joint Venture between Max Financial Services Limited and Axis Bank Limited. Corporate Office: 11th Floor, DLF Square Building, Jacaranda Marg, DLF City Phase II, Gurugram (Haryana) -122 002. You can call us on our Customer Helpline No. 1860 120 5577.


	 


	Trade logo displayed belongs to Max Financial Services Ltd. and Axis Bank Ltd. respectively and with their consents, are used by Max Life Insurance Co. Ltd.


	 


	1 Basis IRDAI Annual Report 2017-18


	2 Basis IRDAI Annual Report 2018-19


	3 Basis IRDAI Annual Report 2019-20


	4 Basis IRDAI Annual Report 2020-21


	5 Source: Max Life Annual Audited Financials FY 21-22


	 


	* Bharose Ka Number is Max Life&#039;s Brand Campaign on the Claims Paid Ratio. Claims Paid Ratio is a ratio of the death claims paid against the number of death claims received in a Financial Year.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 14 Jun 2022 14:46:55 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Max, Life, Achieves, Claims, Paid, Ratio, 99.34, percent, FY22</media:keywords>
</item>

<item>
<title>Bajaj Finance Fixed Deposit Interest Rate Rise up to 20 bps, Now Earn up to 7.60 percent p.a.</title>
<link>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-interest-rate-rise-up-to-20-bps-now-earn-up-to-760-percent-pa</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-interest-rate-rise-up-to-20-bps-now-earn-up-to-760-percent-pa</guid>
<description><![CDATA[ 
	Once again, Bajaj Finance offers good news for all investors. Interest rates on Fixed Deposits have been hiked by up to 20 basis points, allowing all investors to receive higher profits. Fixed deposit interest rates have been raised by Bajaj Finance. It now has outstanding interest rates of up to 7.60% p.a. With a minimum deposit of Rs. 15,000, you can now invest online.


	For all categories of investors and tenors, the FD interest rate has been boosted, resulting in faster investment growth. Any deposits made on or after June 14, 2022, will be subject to the new interest rate. Take a look at the advantages of putting money into a fixed deposit with Bajaj Finance.


	Fixed Deposit new interest rate


	With a minimum deposit of just Rs. 15,000, customers below 60 years can now earn 6.60% p.a. for 24-35 months and 7.20% p.a. if they choose a tenor of 36-60 months. The interest rate table for all customers below 60 years is as mentioned below:


	 


				
					Tenor in months
			
			
				
					Minimum Deposit
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly

				
					(% p.a.)
			
			
				
					Quarterly

				
					(% p.a.)
			
			
				
					Half Yearly

				
					(% p.a.)
			
			
				
					Annual

				
					(% p.a.)
			
		
				
					12 - 23
			
			
				
					Rs. 15,000
			
			
				
					5.85
			
			
				
					5.70
			
			
				
					5.73
			
			
				
					5.77
			
			
				
					5.85
			
		
				
					24 - 35
			
			
				
					6.60
			
			
				
					6.41
			
			
				
					6.44
			
			
				
					6.49
			
			
				
					6.60
			
		
				
					36 - 60
			
			
				
					7.20
			
			
				
					6.97
			
			
				
					7.01
			
			
				
					7.08
			
			
				
					7.20
			
		
	The rate change also impacts the senior citizens, who can now earn up to 7.45% p.a. for 36-60 months and 6.85% p.a. for 24-35 months. The interest rate table for senior citizens is as mentioned below: 


				
					Tenor in months
			
			
				
					Minimum Deposit 
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity

				
					      (% p.a.) 
			
			
				
					Monthly

				
					(% p.a.)
			
			
				
					Quarterly

				
					(% p.a.)
			
			
				
					Half Yearly

				
					(% p.a.)
			
			
				
					Annual

				
					(% p.a.)
			
		
				
					12 - 23
			
			
				
					Rs. 15,000
			
			
				
					6.10
			
			
				
					5.94
			
			
				
					5.97
			
			
				
					6.01
			
			
				
					6.10
			
		
				
					24 - 35
			
			
				
					6.85
			
			
				
					6.64
			
			
				
					6.68
			
			
				
					6.74
			
			
				
					6.85
			
		
				
					36 - 60
			
			
				
					7.45
			
			
				
					7.21
			
			
				
					7.25
			
			
				
					7.32
			
			
				
					7.45
			
		
	The Bajaj Finance Fixed Deposit special interest rate


	Bajaj Finance Fixed Deposits has also included special interest rates for all customers. With special interest rates, one can now choose specific tenors to enjoy interest rates up to 7.60% p.a. 


	For a tenor of 44 months, customers below 60 years of age can enjoy an FD interest rate of 7.20% p.a., while senior citizens can earn up to 7.45% p.a.


	The revised special rates for customers below 60 years are: 


				
					Period
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly

				
					(% p.a.)
			
			
				
					Quarterly

				
					(% p.a.)
			
			
				
					Half Yearly

				
					(% p.a.)
			
			
				
					Annual

				
					(% p.a.)
			
		
				
					15 months
			
			
				
					6.05
			
			
				
					5.89
			
			
				
					5.92
			
			
				
					5.96
			
			
				
					6.05
			
		
				
					18 months
			
			
				
					6.15
			
			
				
					5.98
			
			
				
					6.01
			
			
				
					6.06
			
			
				
					6.15
			
		
				
					22 months
			
			
				
					6.30
			
			
				
					6.13
			
			
				
					6.16
			
			
				
					6.20
			
			
				
					6.30
			
		
				
					30 months
			
			
				
					6.70
			
			
				
					6.50
			
			
				
					6.54
			
			
				
					6.59
			
			
				
					6.70
			
		
				
					33 months
			
			
				
					6.95
			
			
				
					6.74
			
			
				
					6.78
			
			
				
					6.83
			
			
				
					6.95
			
		
				
					44 months
			
			
				
					7.35
			
			
				
					7.11
			
			
				
					7.16
			
			
				
					7.22
			
			
				
					7.35
			
		
	 


	The revised special rates for senior citizens are:


 ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 14 Jun 2022 14:46:55 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Finance, Fixed, Deposit, Interest, Rate, Rise, bps, Now, Earn, 7.60, percent, p.a.</media:keywords>
</item>

<item>
<title>Bajaj Finance Fixed Deposit Interest Rate of up to 7.45 percent p.a. Can Help Shape your Future</title>
<link>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-interest-rate-of-up-to-745-percent-pa-can-help-shape-your-future</link>
<guid>https://www.thebizzstories.com/bajaj-finance-fixed-deposit-interest-rate-of-up-to-745-percent-pa-can-help-shape-your-future</guid>
<description><![CDATA[ 
	One of the most critical areas of our lives is investing. Numerous investment programmes can be perplexing to newcomers who must also examine the risks of investing. It is essential to be cautious when investing in bonds, stocks, mutual funds, and fixed deposits. As a result, you should consider Bajaj Finance Fixed Deposits, one of the most prevalent, stable, and low risk investing options (FDs).


	 


	Fixed deposits offer several advantages that can help you reach your financial goals. Let us have a look at them:


	 


	Guaranteed returns: You will receive a guaranteed return if you invest in fixed deposits. For this reason, most people invest in fixed deposits. The interest rate can be found on the bank&#039;s website. You may also use their online fixed deposit calculators to calculate your return on investment.


	 


	Higher interest rate: The interest rate on FDs is higher than the interest rate on savings accounts. Senior citizens typically receive higher interest rates from banks and other non-bank financial institutions (NBFCs).


	 


	Here&#039;s a table with Rs. 3 lakh as the sum invested and a 44-month tenor to see your payout at various FD rates Bajaj Finance offers for non-senior citizen customers.


	 


				
					Payout option
			
			
				
					FD rates (p.a.)
			
			
				
					Interest earnings in Rs.
			
			
				
					Total earnings in Rs.
			
		
				
					On Maturity
			
			
				
					7.20%
			
			
				
					87,111
			
			
				
					3,87,111
			
		
				
					Monthly
			
			
				
					6.97%
			
			
				
					76,670
			
			
				
					3,76,670
			
		
				
					Quarterly
			
			
				
					7.01%
			
			
				
					77,110
			
			
				
					3,77,110
			
		
				
					Half-yearly
			
			
				
					7.08%
			
			
				
					77,880
			
			
				
					3,77,880
			
		
				
					Yearly
			
			
				
					7.20%
			
			
				
					79,200
			
			
				
					3,79,200
			
		
	 


	The results mentioned above were calculated using the Bajaj Finance Fixed Deposit Calculator.


	 


	The flexibility of tenor: Fixed Deposit account holders can choose the duration of their deposits. Customers can choose to extend their deposit period once it expires. Bajaj Finance FD can last anywhere from one year to 5 years.


	 


	Rate of Interest per annum valid for customers below 60 years of age


				
					Period (except table 2)
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half Yearly
			
			
				
					Annual
			
		
				
					12 - 23 months
			
			
				
					5.75
			
			
				
					5.60
			
			
				
					5.63
			
			
				
					5.67
			
			
				
					5.75
			
		
				
					24 - 35 months
			
			
				
					6.40
			
			
				
					6.22
			
			
				
					6.25
			
			
				
					6.30
			
			
				
					6.40
			
		
				
					36 - 60 months
			
			
				
					7.00
			
			
				
					6.79
			
			
				
					6.82
			
			
				
					6.88
			
			
				
					7.00
			
		
				
					Special interest rates for customers below 60 years of age

				
					 
			
		
				
					Period
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity
			
			
				
					Monthly
			
			
				
					Quarterly
			
			
				
					Half Yearly
			
			
				
					Annual
			
		
				
					15 months
			
			
				
					6.00
			
			
				
					5.84
			
			
				
					5.87
			
			
				
					5.91
			
			
				
					6.00
			
		
				
					18 months
			
			
				
					6.10
			
			
				
					5.94
			
			
				
					5.97
			
			
				
					6.01
			
			
				
					6.10
			
		
				
					22 months
			
			
				
					6.25
			
			
				
					6.08
			
			
				
					6.11
			
			
				
					6.16
			
			
				
					6.25
			
		
				
					30 months
			
			
				
					6.50
			
			
				
					6.31
			
			
				
					6.35
			
			
				
					6.40
			
			
				
					6.50
			
		
				
					33 months
			
			
				
					6.75
			
			
				
					6.55
			
			
				
					6.59
			
			
				
					6.64
			
			
				
					6.75
			
		
				
					44 months
			
			
				
					7.20
			
			
				
					6.97
			
			
				
					7.01
			
			
				
					7.08
			
			
				
					7.20
			
		
	 


	Senior citizens are offered an additional 0.25% rate over and above the rates mentioned above.


	 


	Liquidation is simple: You can quickly liquidate your online FD through internet banking. Go to your local branch and fill out the liquidation form to finish the procedure.


	 


	Available loans: Bajaj Finance provide loans secured by FDs. As a result, in a financial emergency, you ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 07 Jun 2022 16:22:19 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Finance, Fixed, Deposit, Interest, Rate, 7.45, percent, p.a., Can, Help, Shape, your, Future</media:keywords>
</item>

<item>
<title>Bajaj Finance Launches Financial Education Initiative, &amp;apos;Har Time EMI On Time&amp;apos;</title>
<link>https://www.thebizzstories.com/bajaj-finance-launches-financial-education-initiative-har-time-emi-on-time</link>
<guid>https://www.thebizzstories.com/bajaj-finance-launches-financial-education-initiative-har-time-emi-on-time</guid>
<description><![CDATA[ 
	Bajaj Finance Limited, the lending arm of Bajaj Finserv Limited, a leading conglomerate in financial services, has launched its public awareness initiative &#039;Har Time EMI On Time&#039;, a digital campaign to drive awareness around the need and benefits of adopting good financial habits for a healthy financial future. 


	 


				
		
	Har Time EMI On Time


	 


	The campaign seeks to educate the public at large about the benefits of paying their monthly loan EMIs on time and the negative side effects of missing their loan payments on their overall financial health in the long run. The campaign also focuses on the importance of adopting a disciplined habit of ensuring to adhere to payment commitments in order to enjoy the benefits of various financial offerings available in the market. 


	The brand campaign features the endearing Gupta Ji, of &#039;Savdhaan Rahein. Safe Rahein.&#039; fame teaching Tinku Ji, the simple ways of paying his monthly EMIs on time, in an entertaining and melodious style. Through Tinku Ji, the customers and the general public are made aware of the various consequences of non-payment or late payment of installments and further drawing attention to the need of making timely repayments to boost one&#039;s credit score, as it may have an impact on making future borrowings easier. 


	 


	The digital, multi-lingual campaign will be seen across all the digital properties of Bajaj Finance Limited such as website, social media platforms, customer portal, IVR, mobile app, and other media infotainment channels.


	 


	The campaign highlights the following key aspects for the customers to remember: 


		
			Benefits of timely EMI payments
	
	
		
			Consequences of late EMI payments
	
	
		
			Ways to keep their credit score healthy for future borrowings
	
	
		
			Simplified meanings of key financial terminologies
	

	 


	&#039;Har Time EMI On Time&#039; is an extension of its original educational series, &#039;ABC of EMI&#039; launched during the observance of the Financial Literacy Week in February 2022, that articulated the simplified meaning of EMI and the various factors associated with it such as interest rate, zero down payment, credit score etc. 


	 


	Reasons to always make EMI Payments on Time


		
			Importance of a healthy credit score has a long-term impact on future financial needs. A credit score is a significant part of any person&#039;s financial profile, and lenders will check the CIBIL score of a borrower for any new loan application. It takes consistent efforts and disciplined financial habits to take proper care of borrower&#039;s credit health. The higher the borrower&#039;s credit score is, the more quickly the borrower may be able to avail another loan. 
	
	
		
			Maintain a steady repayment history by making all the loan payments on time and in full, without ever missing a due date. To decrease the probability of default, make every effort to satisfy your payment commitments. Delayed payments will get noted in your CIBIL report and may lower the borrower&#039;s CIBIL score.
	
	
		
			Avoid a late penalty; if a borrower missed out a payment on the EMIs due date, it would result in default of payment commitment. In such a situation, it becomes worse since the borrower will have to pay late/penalty fee, which is in addition to the EMI amount. If a borrower does not want to be inconvenienced by late payment reminders, he/she should set a reminder on their phone&#039;s calendar or use sticky notes on their electronic devices to remind them of the next payment schedule.
	
	
		
			Improving the lender&#039;s trust by timely payments which can be done through the various digital modes available today of nearly all financial intuitions. Regular and timely loan re-payments increases the confidence of the lender in the borrower and ensures that the lender-borrower relationship remains trustworthy.
Do you know what happens when you delay your loan #EMI paymentsWatch this latest video from the rocking jodi of #GuptaJi &amp; #TinkuJi, as they show you the way to a healthy financial future while grooving to the foot tapping number of #HarTimeEMIOnTime pic.twitter.com/umCdqesXw3- Bajaj_Finance (@Bajaj_Finance) June 1, 2022 
	About Bajaj Finance Limited


	Bajaj Finance Limited, the lending arm of Bajaj Finserv Limited, is one of the most diversified NBFC in the Indian market, catering to more than 50 million customers across the country. Headquartered in Pune, the company&#039;s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Wallet, Co-branded Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited has the highest domestic credit rating of AAA/Stable for long term borrowing, A1+ for the short-term borrowi ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20611_Bajaj-Finance.png" length="49398" type="image/jpeg"/>
<pubDate>Fri, 03 Jun 2022 19:06:17 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Bajaj, Finance, Launches, Financial, Education, Initiative, Har, Time, EMI, Time</media:keywords>
</item>

<item>
<title>QFX Markets and its CEO Aim at Creating a Community of Entrepreneurs across the World</title>
<link>https://www.thebizzstories.com/qfx-markets-and-its-ceo-aim-at-creating-a-community-of-entrepreneurs-across-the-world</link>
<guid>https://www.thebizzstories.com/qfx-markets-and-its-ceo-aim-at-creating-a-community-of-entrepreneurs-across-the-world</guid>
<description><![CDATA[ 
	The COVID-19 pandemic has led to a quick scale-up to a more digitised world and the Indian organised sector has jumped on to the online bandwagon to address the need gap of digitally savvy traders looking for solutions to their daily trading needs. In the past two years, while many forex firms have entered the market millions of users are still looking for a trustworthy broker and platform to trade with. Traders today, especially individual traders, are looking for credibility, trust, quality and convenience for their daily Forex trading. The need for online services which offer livelihood to multitudes of people who have lost the same during the pandemic is the need of the hour. And that need is filled by Mr. Lavish Choudhary, the CEO of QFX Markets, an award-winning and trusted Forex Prime broker that provides multiple trading options in crypto, currencies, stocks, commodities, and indices. For Mr. Choudhary the whole point of becoming an entrepreneur and starting the company was to offer the youth a golden opportunity of self-employment and help all others become entrepreneurs in their own right.


	 


				
		
	Mr. Lavish Choudhary, CEO of QFX Markets


	 


	In order to achieve his entrepreneurial dreams, Mr. Choudhary had begun studying trading, share markets and crypto right from the time that he was in school. Over the years, as his knowledge of the online money markets grew so did his confidence, and simultaneously he began active trading in the commodities space. Gradually, he was working on ideas to find an extensive variety of online high-return investment options and solutions for individual investors, which is what he did when he started QFX Markets in 2021.


	 


	As per to his dream, the start-up assists individual investors to build their personalised profiles while simultaneously understanding their financial and behavioural journeys. Thus, he educates people about markets and helps them develop real-time intelligence and poise to trade in crypto, stocks, commodities and forex markets. Mr. Choudhary&#039;s mission for the company and his community is to equip and empower individuals with complete working knowledge of global markets, thus enabling them to make informed investment decisions.


	 


	Since dabbling in the markets as a school-goer, Mr. Choudhary has built a sterling presence in the global money industry. During these years, he has proved himself to be an outstanding business leader, lateral thinker and innovator, who is always ready to meet problems &#039;head on&#039;. When Mr. Choudhary founded QFX Markets in 2021, he was setting in motion his life-long dream of being a successful entrepreneur by helping investors make the most of their money with an entire array of investment opportunities. In the process, he has also given gainful employment to thousands of Indians.


	 


	In his role as a CEO, he is a veritable problem solver and has affected a transformational shift in the way the company&#039;s client base views investment. By presenting them the streamlined, hi-tech processes of the best trading platform MT5 - a powerful, cutting-edge trading platform with advanced features, he has not only introduced increased time efficiencies but also opened people up to a whole new experience of trading across forex markets.


	 


	At the same time, with his innovative offering, he has also sought to build a lasting bond with his clients. Hence, the platform is designed to be easy-to-use with superior features such as a trader&#039;s calculator, performance statistics, real-time data on market sentiment, etc. He has ensured it&#039;s suitable for experienced traders as well as investment novices. Thanks to his dedication, the company has recently completed two years, with a 2-lakh investor base and over 1 lakh activations on the platform. At last count, the company had garnered over 20 forex industry awards after having expanded its operations in over 32 countries worldwide. His vision is to see QFX reach the top of its segment and become the worlds numero uno Forex trading company.


	 


	Mr. Choudhary has always believed that people should have the option to do more than just their regular job for generating wealth. He has studied the Forex markets intently for long years to understand that with adequate know-how and a little time invested in trading most people can learn how to build a parallel income source. Other than sharing this knowledge with all, he is also focused on team building, market study and prediction, revenue and financial performance. Hence, going forward, he has plans to build and launch an OTT platform for Forex traders, which will make trading on-the-go more convenient than ever before. He is also working on another app that&#039;ll be a social media platform of sorts to connect people with other like-minded souls and help disseminate expert tips and information within a community. What he aims to do with this app is essentially to build a com ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20598_qfx%20image.JPG" length="49398" type="image/jpeg"/>
<pubDate>Fri, 03 Jun 2022 13:29:30 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>QFX, Markets, and, its, CEO, Aim, Creating, Community, Entrepreneurs, across, the, World</media:keywords>
</item>

<item>
<title>Invest in AAA&#45;rated Bajaj Finance Fixed Deposit to Enjoy 7.45 percent p.a. Growth</title>
<link>https://www.thebizzstories.com/invest-in-aaa-rated-bajaj-finance-fixed-deposit-to-enjoy-745-percent-pa-growth</link>
<guid>https://www.thebizzstories.com/invest-in-aaa-rated-bajaj-finance-fixed-deposit-to-enjoy-745-percent-pa-growth</guid>
<description><![CDATA[ 
	Investors may be keen to exchange risk for guaranteed returns as a result of recent global events that have sparked uncertainty and injected a new dose of volatility into the market. Because its returns are not connected to market performance, the Bajaj Finance Fixed Deposit, for example, eliminates the &quot;fear factor&quot;. It has a fixed deposit rate of up to 7.45% p.a. Flexible investment tenors, AAA credit ratings, special rates for older citizens, SIP-like investment possibilities, and more are all available with this FD. Continue reading to learn more about the benefits of investing in a Bajaj Finance FD.


	 


	High level of investment security


	Funds parked in a Bajaj Finance FD are safe and immune to market fluctuations. Investors benefit from a fixed FD rate regardless of market conditions. With the FD calculator, investors may lock in a favorable rate and precisely prepare for future aspirations. You dont have to be concerned about the maturity value altering. The FD is a reliable investment that pays off on time and as promised.


	 


	Earn interest at a fixed FD rate of up to 7.45% p.a.


	When investing for a tenor of 44 months, regular customers under the age of 60 can get an FD rate of up to 7.20% p.a. Senior citizens, on the other hand, receive an additional 0.25 percent p.a. FD rate bonus, bringing the interest rate to a maximum of 7.45% p.a.


	 


	For non-senior citizens, the revised interest rates are:


				
					Tenor in months
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly

				
					(% p.a.)
			
			
				
					Quarterly

				
					(% p.a.)
			
			
				
					Half Yearly

				
					(% p.a.)
			
			
				
					Annual

				
					(% p.a.)
			
		
				
					Below 

				
					60 years
			
			
				
					Senior Citizens
			
			
				
					Below 

				
					60 years
			
			
				
					Senior Citizens
			
			
				
					Below 

				
					60 years
			
			
				
					Senior Citizens
			
			
				
					Below 

				
					60 years
			
			
				
					Senior Citizens
			
			
				
					Below 

				
					60 years
			
			
				
					Senior Citizens
			
		
				
					12 - 23
			
			
				
					5.75
			
			
				
					6.00
			
			
				
					5.60
			
			
				
					5.84
			
			
				
					5.63
			
			
				
					5.87
			
			
				
					5.67
			
			
				
					5.91
			
			
				
					5.75
			
			
				
					6.00
			
		
				
					24 - 35
			
			
				
					6.40
			
			
				
					6.65
			
			
				
					6.22
			
			
				
					6.46
			
			
				
					6.25
			
			
				
					6.49
			
			
				
					6.30
			
			
				
					6.54
			
			
				
					6.40
			
			
				
					6.65
			
		
				
					36 - 60
			
			
				
					7.00
			
			
				
					7.15
			
			
				
					6.79
			
			
				
					6.93
			
			
				
					6.82
			
			
				
					6.97
			
			
				
					6.88
			
			
				
					7.03
			
			
				
					7.00
			
			
				
					7.15
			
		
	 


	Apart from the interest rates mentioned above, investors also can earn higher returns through the special interest rates offered on specific tenors.


	 


				
					Tenor in months
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly

				
					(% p.a.)
			
			
				
					Quarterly

				
					(% p.a.)
			
			
				
					Half Yearly

				
					(% p.a.)
			
			
				
					Annual

				
					(% p.a.)
			
		
				
					Below 60 years
			
			
				
					Senior citizens
			
			
				
					Below 

				
					60 years
			
			
				
					Senior citizens
			
			
				
					Below 

				
					60 years
			
			
				
					Senior citizens
			
			
				
					Below 

				
					60 years
			
			
				
					Senior citizens
			
			
				
					Below 

				
					60 years
			
			
				
					Senior citizens
			
		
				
					15 months
			
			
				
					6.00
			
			
				
					6.25
			
			
				
					5.84
			
			
				
					6.08
			
			
				
					5.87
			
			
				
					6.11
			
			
				
					5.91
			
			
				
					6.16
			
			
				
					6.00
			
			
				
					6.25
			
		
				
					18 months
			
			
				
					6.10
			
			
				
					6.35
			
			
				
					5.94
			
			
				
					6.17
			
			
				
					5.97
			
			
				
					6.20
			
			
				
					6.01
			
			
				
					6.25
			
			
				
					6.10
			
			
				
					6.35
			
		
				
					22 months
			
			
				
					6.25
			
			
				
					6.50
			
			
				
					6.08
			
			
				
					6.31
			
			
				
					6.11
			
			
				
					6.35
			
			
				
					6.16 ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Thu, 02 Jun 2022 14:05:38 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Invest, AAA-rated, Bajaj, Finance, Fixed, Deposit, Enjoy, 7.45, percent, p.a., Growth</media:keywords>
</item>

<item>
<title>The BitcoinCash Merchant Onboarding Event &#45; a Grand Success</title>
<link>https://www.thebizzstories.com/the-bitcoincash-merchant-onboarding-event-a-grand-success</link>
<guid>https://www.thebizzstories.com/the-bitcoincash-merchant-onboarding-event-a-grand-success</guid>
<description><![CDATA[ 
	With the entire world moving towards digital currency and more and more brands like Gucci and Balenciaga making their announcements, along with several schools in UAE and Mumbai accepting payments in crypto, as well as a couple of countries in the process of legislating BitcoinCash as a legal tender, this currencys opportunities are endless. The event ensured that Indian businesses could keep up with the technological advancements of the world and evolve with them. Each guest was provided with free BitcoinCash which they used to buy drinks and food at the event. The meet-up created the perfect opportunity to learn and implement simultaneously, making it a once-in-a-lifetime offer. The event also had a thrilling element in the form of spin-the-wheel, where the winners given BitcoinCash souvenirs.


	 


				
		
	BitcoinCash Merchant Meet-up at Estella, Juhu


	 


	In 2017, a much-needed step was taken to increase the maximum block size, giving birth to BitcoinCash. Anyone who held Bitcoin at that time (block 478558) became an owner of BitcoinCash (BCH). The network now supports up to 256MB blocks with ongoing research to allow massive future increases.


	 


	BitcoinCash brings sound money to the world, fulfilling the original promise of Bitcoin as &quot;Peer-to-Peer Electronic Cash&quot;. Merchants and users have been empowered through low fees and reliable confirmations. With unrestricted growth, global adoption, permissionless innovation, and decentralized development, the future shines brightly. It caters to a wide variety, from booking air tickets, restaurants, cabs and hotel rooms to shopping at 100+ websites and thousands of retail stores. Users can also buy various gift certificates on the app from companies such as Delta Airlines, Adidas, Uber, and many more. Users also avail 15% off on Amazon with BitcoinCash using purse.io. Bitcoin.com already has over 31 million wallets downloaded and 100,000 cash register users around the globe. It aims to be used in day-to-day needs and is more of a utility.


	 


	A significant difference between Bitcoin and BitcoinCash is the time it takes to process the transaction. While Bitcoin or other cryptos can take a minimum of 20 minutes to complete a payment, BitcoinCash does it instantly. Additionally, Bitcoin.com Wallet takes under 2 minutes to set up followed by the BitcoinCash Register App which takes under 3 minutes so a merchant can set up his business to accept crypto in under 5 minutes. BitcoinCash is more of a utility and store of value with nearly zero transaction cost than the only store of value like other cryptos. It is also listed in all major exchanges worldwide. BitcoinCash is already being tabled to be legal tender in the country of St. Maarten. In a few countries, businesses have already started to pay salaries to their employees with BitcoinCash. Recently, member of Parliament in St Maarten MP Brison requested his entire salary in BitcoinCash.


	 


	With India moving towards digitalization yet having uncertainty around cryptocurrency regulations, the fusion of security provided by cryptocurrency and the reliability of cash fulfils both the purposes the user desires. Lately, the crypto market has been volatile, but so has been the case with the stock and trade market. The USD has brought inflation as they print trillions without gold back up. The merchants have the option to change BCH to a stable coin, and soon with the integration of flexUSD within the app, those who dont like the volatility can use it to earn a steady interest.


	 


	Roger Ver, the CEO of bitcoin.com, is a citizen of St Kitts and Nevis, the Caribbean islands, which were in the news for the vast adoption of BitcoinCash as a reliable payment method. Bitcoin.com is an exchange and a wallet developer which is an assisting mechanism for merchants to accept cryptocurrency. The Indian merchants can always cash it or connect it with their bank account via many exchanges in India at zero cost.


	 


	&quot;Once you have used it, you&#039;ll be amazed how easy it is to send and receive payments from anywhere in the world, whether it&#039;s your own town or opposite side of the planet,&quot; Roger Ver.


	 


	The driving force behind this reform in the Caribbean, Sunny Gehani, now hosted an invite-only event on May 29th in Mumbai, The BitcoinCash Merchant Meet-up, to familiarise business owners with this ease of payment. Sunny Gehani has onboarded hundreds of merchants in the last four months and is now spreading awareness in many countries about BitcoinCash, India being the recent one. Sunny Gehani, permanent resident of St Kitts &amp; Nevis, owns a next company called Global Link, which assists persons to acquire second citizenship from various countries that offer visa free travel to over 150+ countries, anyone can get a second citizenship for around 100000 USD once they pass through the due diligence process. Roger Ver himself has acquired a citizenship from ]]></description>
<enclosure url="https://www.newsvoir.com/images/article/image1/20553_bitcoin.JPG" length="49398" type="image/jpeg"/>
<pubDate>Tue, 31 May 2022 19:58:08 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>The, BitcoinCash, Merchant, Onboarding, Event, Grand, Success</media:keywords>
</item>

<item>
<title>Good News for FD Investors Bajaj Finance Offers Profitable FD Rates up to 7.45 percent p.a. to Grow your Money</title>
<link>https://www.thebizzstories.com/good-news-for-fd-investors-bajaj-finance-offers-profitable-fd-rates-up-to-745-percent-pa-to-grow-your-money</link>
<guid>https://www.thebizzstories.com/good-news-for-fd-investors-bajaj-finance-offers-profitable-fd-rates-up-to-745-percent-pa-to-grow-your-money</guid>
<description><![CDATA[ 
	Investing is one of the numerous methods to prioritise your financial well-being. Whether your purpose is to battle inflation, expand your wealth, or fund a future expense, you should invest your money. When putting together your portfolio, its critical to have a balanced mix of high-yield, riskier instruments and low-risk, moderate-yield options. In this manner, even during a slump, you can consistently profit. Fixed deposits are a sensible low-risk option because the best issuers offer competitive FD rates, and investing correctly can rapidly expand your funds.


	 


	Bajaj Finance FD rates 2022


	Bajaj Finance Limited, Bajaj Finservs lending and investing arm, offers higher interest rates for 36 to 60 months deposits. Senior citizens can benefit from up to 0.25% higher FD rates, resulting in guaranteed returns of 7.45% p.a. for 44 months.


	 


	The interest rates offered to customers for cumulative, and non-cumulative FD are as follows:


				
					Tenor in months
			
			
				
					Minimum Deposit
			
			
				
					Cumulative
			
			
				
					Non-cumulative
			
		
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly

				
					(% p.a.)
			
			
				
					Quarterly

				
					(% p.a.)
			
			
				
					Half Yearly

				
					(% p.a.)
			
			
				
					Annual

				
					(% p.a.)
			
		
				
					Below

				
					60 years
			
			
				
					Senior Citizens
			
			
				
					Below

				
					60 years
			
			
				
					Senior Citizens
			
			
				
					Below

				
					60 years
			
			
				
					Senior Citizens
			
			
				
					Below

				
					60 years
			
			
				
					Senior Citizens
			
			
				
					Below

				
					60 years
			
			
				
					Senior Citizens
			
		
				
					12 - 23 months
			
			
				
					Rs. 15,000
			
			
				
					5.75
			
			
				
					6.00
			
			
				
					5.60
			
			
				
					5.84
			
			
				
					5.63
			
			
				
					5.87
			
			
				
					5.67
			
			
				
					5.91
			
			
				
					5.75
			
			
				
					6.00
			
		
				
					24 - 35 months
			
			
				
					6.40
			
			
				
					6.65
			
			
				
					6.22
			
			
				
					6.46
			
			
				
					6.25
			
			
				
					6.49
			
			
				
					6.30
			
			
				
					6.54
			
			
				
					6.40
			
			
				
					6.65
			
		
				
					36 - 60 months
			
			
				
					7.00
			
			
				
					7.15
			
			
				
					6.79
			
			
				
					6.93
			
			
				
					6.82
			
			
				
					6.97
			
			
				
					6.88
			
			
				
					7.03
			
			
				
					7.00
			
			
				
					7.15
			
		
	 


	Bajaj Finance Special FD rates


	Bajaj Finance Fixed Deposits also offers special interest rates for all customers. With special interest rates, one can now choose specific tenors to enjoy interest rates up to 7.45% p.a.


	 


				
					Tenor in months
			
			
				
					Cumulative
			
			
				
					Non-cumulative
			
			
				 
		
				 
			
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly

				
					(% p.a.)
			
			
				
					Quarterly

				
					(% p.a.)
			
			
				
					Half Yearly

				
					(% p.a.)
			
			
				
					Annual

				
					(% p.a.)
			
			
				 
		
				
					Below

				
					60 years
			
			
				
					Senior citizens
			
			
				
					Below

				
					60 years
			
			
				
					Senior citizens
			
			
				
					Below

				
					60 years
			
			
				
					Senior citizens
			
			
				
					Below

				
					60 years
			
			
				
					Senior citizens
			
			
				
					Below 60 years
			
			
				
					Senior citizens
			
		
				
					15 months
			
			
				
					6.00
			
			
				
					6.25
			
			
				
					5.84
			
			
				
					6.08
			
			
				
					5.87
			
			
				
					6.11
			
			
				
					5.91
			
			
				
					6.16
			
			
				
					6.00
			
			
				
					6.25
			
		
				
					18 months
			
			
				
					6.10
			
			
				
					6.35
			
			
				
					5.94
			
			
				
					6.17
			
			
				
					5.97
			
			
				
					6.20
			
			
				
					6.01
			
			
				
					6.25
			
			
				
					6.10
			
			
				
					6.35
			
		
				
					22 months
			
			
				
					6.25
			
			
				
					6.50
			
			
				
					6.08
			
			
				
					6.31
			
			
				
					6.11
			
			
				
					6.35
			
			
				
					6.16
			
			
				
					6.40
			
			
				
					6.25
			
			
				
					6.50
			
		
				
					30 months
			
			
				
					6.50
			
			
				
					6.75
			
			
				
					6.31
			
			
				
					6.55
			
			
				
					6.35
			
			
				
					6.59
			
			
				
					6.40 ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 31 May 2022 19:58:08 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Good, News, for, Investors, Bajaj, Finance, Offers, Profitable, Rates, 7.45, percent, p.a., Grow, your, Money</media:keywords>
</item>

<item>
<title>Max Life and Axis Bank Aim to Grow Distribution Strength in FY23</title>
<link>https://www.thebizzstories.com/max-life-and-axis-bank-aim-to-grow-distribution-strength-in-fy23</link>
<guid>https://www.thebizzstories.com/max-life-and-axis-bank-aim-to-grow-distribution-strength-in-fy23</guid>
<description><![CDATA[ 
	Max Life Insurance Co. Ltd. (&quot;Max Life / &quot;Company&quot;) and Axis Bank Ltd. (&quot;Axis Bank&quot;) have completed twelve years of bancassurance partnership. On this milestone, the companies are aiming to enhance their distribution network in this fiscal. 
	In FY21-22, Axis Bank together with its subsidiaries have acquired 12.99 percent stake in the Company. The joint venture served as a milestone in Max Life&#039;s journey towards empowering customers with holistic insurance products. The synergies have resulted in a strategic push towards selling products such as protection, which is the need of the hour for Indian consumers.


	 


	Key Business Statistics*


	 


	Date of Partnership Commencement-April 2010


	 


		
			Total New Business Premium till date: Rs. 19,300 Cr. 
	
	
		
			Total Death Claims Paid till date: 25,983
	
	
		
			FY&#039;22 Sales-Rs. 3,455 Cr. (14% YoY Growth) 
	

	*(As on March 31st, 2022)


	 


	Leveraging the strong presence of Axis Bank&#039;s 4,700+ branches pan-India, both companies have protected 23.8 lakh lives, by selling 28.4 lakh policies.This has resulted in Rs. 3,35,125 crore sum assured, till date. Together, Max Life and Axis Bank have deployed digital transformation journeys for customers to deliver better seller and customer experiences. As a result, the growth in Axis Bank&#039;s Channel Sales stood at 14 percent Year-on-Year (YoY), topping Rs. 3,455 crores for FY22. 
	Over these twelve years, Max Life and Axis Bank have worked towards the ambition of becoming the most admired bancassurance partnership in India. This commitment reaffirms their joint belief in customer obsession to bring customer delight through expanded seller outreach, enhanced by building smart journeys and innovative solutions that will help increase life insurance penetration in the country. 


	Mr. Prashant Tripathy, MD and CEO, Max Life, said, &quot;Our decade-old relationship with Axis Bank is growing from strength to strength. With the bank as a co- promoter now, we are making swift progress in harnessing this partnership further and capitalizing on synergies that will enhance Max Life&#039;s market position. Together, we are focused on offering an innovative product mix, powering the distribution channel, and deepening technology integrations for a seamless customer experience that will help drive the penetration of life insurance in India.&quot;


	Mr. Satheesh Krishnamurthy, Head - Private, Premium Banking and Third Party Products, Axis Bank, said, &quot;Our thriving partnership with Max Life has been vital in promoting the significance of life insurance and protection across the nation. Together, we have invested extensively in curating customized products and imparting need-based sales trainings to bring consistency and productivity among our distribution teams. We are committed to work towards strengthening our strategies with a digital and customer-first approach, which in turn will make our partnership even stronger.&quot;


	 


	About Max Life Insurance (www.maxlifeinsurance.com)


	Max Life Insurance Company Limited is a Joint Venture between Max Financial Services Limited and Axis Bank Limited. Max Financial Services Ltd. is a part of the Max Group, an Indian multi-business corporation.


	Max Life offers comprehensive protection and long-term savings life insurance solutions, through its multi-channel distribution including agency and third-party distribution partners. Max Life has built its operations over almost two decades through a need-based sales process, a customer-centric approach to engagement and service delivery and trained human capital.  


	 


	As per public disclosures and annual audited financials for FY20-21, Max Life has achieved a gross written premium of INR 19,018 crore. As of 31st March 2021, the Company had INR 90,407 crore of assets under management (AUM) and a Sum Assured in Force of INR 1,087,987 crore. 


	 


	For more information, please visit the companys website at www.maxlifeinsurance.com.


	About Axis


	Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of services to customer segments covering Large and Mid-Corporates, SME, Agriculture and Retail Businesses. With its 4,758 domestic branches (including extension counters) and 10,990 ATMs across the country as on 31st March 2022, the network of Axis Bank spreads across 2,702 centers, enabling the Bank to reach out to a large cross-section of customers with an array of products and services. The Axis Group includes Axis Mutual Fund, Axis Securities Ltd., Axis Finance, Axis Trustee, Axis Capital, A.TReDS Ltd., Freecharge and Axis Bank Foundation. 
	For further information, on Axis Bank, please refer to the website: www.axisbank.com.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 31 May 2022 19:58:07 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Max, Life, and, Axis, Bank, Aim, Grow, Distribution, Strength, FY23</media:keywords>
</item>

<item>
<title>IBSFINtech SaaS TMS, InTReaX is Powered by Oracle Cloud and is Now Available on Oracle Cloud Marketplace</title>
<link>https://www.thebizzstories.com/ibsfintech-saas-tms-intreax-is-powered-by-oracle-cloud-and-is-now-available-on-oracle-cloud-marketplace</link>
<guid>https://www.thebizzstories.com/ibsfintech-saas-tms-intreax-is-powered-by-oracle-cloud-and-is-now-available-on-oracle-cloud-marketplace</guid>
<description><![CDATA[ 
	IBSFINtech, the Enterprise TreasuryTech company, a leading provider of solutions for end-to-end digitization of Cash, Liquidity, Treasury, Risk, Trade Finance, and Supply Chain Finance functions of corporations and a member of Oracle PartnerNetwork (OPN), today announced that its SaaS Treasury Management Solution, InTReaX™ has achieved Powered by Oracle Cloud Expertise and is now available on Oracle Cloud Marketplace, offering added value to Oracle Cloud customers. The SaaS TMS InTReaX™ delivers the benefits of Oracle Cloud Infrastructure&#039;s (OCI) deep and broad platform of public cloud service capabilities. OCI enables IBSFINtech to build and run a wide range of applications in a scalable, secure, highly available, and high-performance environment.   


	 


	SaaS TMS InTReaX™ is a SaaS offering for Cash &amp; Liquidity, Currency Risk, and Hedge Accounting, integrated with Refinitivs suite of risk and financial data solutions. The solution is hosted on one of the most secure, flexible, and scalable cloud infrastructure, OCI. The SaaS TMS enables the treasury teams to do more with less and facilitates critical decision-making with access to real-time and accurate information.


	 


	Oracle Cloud Marketplace is a one-stop shop for Oracle customers seeking trusted business applications offering unique business solutions, including ones that extend Oracle Cloud Applications. Oracle Cloud is an enterprise cloud that delivers massive, non-variable performance and next generation security across a comprehensive portfolio of services including SaaS, application development, application hosting, and business analytics. Customers get access to leading compute, storage, data management, security, integration, HPC, artificial intelligence (AI), and Blockchain services to augment and modernize their critical workloads. Oracle Cloud runs Oracle Autonomous Database, the industrys first and only self-driving database.


	 


	&quot;It has been our constant endeavor to offer future-ready solutions to our customers, and we do this with a thorough understanding of their changing needs. Treasury automation is a critical focus area for CXOs today. Having been mandated by boards, corporations globally are augmenting their corporate finance functions with robust treasury automation solutions. Our association with Oracle Cloud is a step forward in offering customers cloud-native solutions to support their business transformation journeys,&quot; said CM Grover, MD &amp; CEO, IBSFINtech India Pvt. Ltd. &quot;IBSFINtech&#039;s participation in Oracle PartnerNetwork with the Powered by Oracle Cloud Expertise further extends our commitment to the Oracle community and enables customers to easily reap the benefits of IBSFINtech SaaS TMS InTReaX™. We look forward to leveraging the power of Oracle Cloud to help us achieve our business goals.&quot;


	 


	&quot;The cloud represents a huge opportunity for our partner community,&quot; said David Hicks, Vice-President, Worldwide ISV Cloud Business Development, Oracle. &quot;IBSFINtech&#039;s commitment to innovation with the Oracle Cloud and quality execution helps our mutual customers receive cloud-enabled Treasury Management solutions ready to meet critical business needs.&quot;


	 


	Powered by Oracle Cloud Expertise recognizes OPN members with solutions that run on Oracle Cloud. For partners earning the Powered by Oracle Cloud Expertise, this achievement offers customers confidence that the partners application is supported by the Oracle Cloud Infrastructure SLA, enabling full access and control over their cloud infrastructure services as well as consistent performance.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Tue, 31 May 2022 19:58:07 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>IBSFINtech, SaaS, TMS, InTReaX, Powered, Oracle, Cloud, and, Now, Available, Oracle, Cloud, Marketplace</media:keywords>
</item>

<item>
<title>Equirus Launches Multi Cap PMS Strategy &#45; Equirus Core Equity</title>
<link>https://www.thebizzstories.com/equirus-launches-multi-cap-pms-strategy-equirus-core-equity</link>
<guid>https://www.thebizzstories.com/equirus-launches-multi-cap-pms-strategy-equirus-core-equity</guid>
<description><![CDATA[ 
		
			The new strategy aims to provide investors an option of investing in the relatively more stable large and mid cap space
	

	 


	Equirus today announced the launch of its core equity strategy within the PMS vertical. Equirus boasts of a great track record in equity investing. Equirus Long Horizon Fund, the small cap PMS strategy has delivered industry-leading returns of 25.3% CAGR since inception (20th October 2016) vs BSE Small cap return of 14.8%. With a 5-member strong research and fund management team now, Equirus is confident of adding significant value for investors in the new strategy as well.


	 


	Gaurav Arora, who comes with 9 years of equity markets experience will manage the new strategy. He has worked in reputed firms in Wealth Management and Institutional Equities in the past and is an alumnus of IIM Calcutta and BITS-Pilani. With the existing small cap PMS strategy, the new strategy will continue to focus on differentiated ideas and will be one of the few non-model portfolio approaches in the space. The scheme will follow an investment philosophy of &quot;Profitable Growth and Longevity at a reasonable Price&quot;. The portfolios are likely to have around 20 stocks across market capitalizations.


	 


	With the new strategy, Equirus has a complete bouquet of PMS offerings for investors. A smallcap strategy for superior long-term returns and a multi cap strategy for wealth creation with a relatively more stable and low volatility portfolio. Investors also have an opportunity to split their funds between the two strategies.


	 


	Ajay Garg, Managing Director, Equirus Group said, &quot;Over the years, Equirus has successfully established its presence across the market capitalisation - and with the launch of Equirus Core Equity, we will like to bring this multi-cap capability to our PMS clients. This will give added flexibility to our clients and partners in accessing Equirus PMS  products, under Viraj&#039;s leadership. Wish Gaurav all the best in emulating the success we had in our small-cap strategy and make Equirus Core Equity as must have in all PMS investors.&quot;


	 


	Viraj Mehta, Managing Director, PMS, Equirus said, &quot;Equirus core equity provides a perfect substitute to all our investors looking for more concentrated and differentiated products than a regular multi cap MF. It will provide and investor with more stable returns with less volatile portfolio. It is a perfect diversification tool to all our existing investors in Equirus Long Horizon. I expect this to be one more stellar product from Equirus Asset Management stable led by Gaurav.&quot;


	 


	About Equirus PMS


	Equirus Portfolio Management Services (PMS) focuses on taking concentrated bets for the long term, in high quality publicly listed Indian companies at reasonable valuations. As investment managers, our primary goal is to generate significant outperformance over the broader Indian indices over a 3-5 year period.


	Leveraging on a long track record of value creation by institutional research teams, Equirus PMS intends to focus on businesses with leadership positions in industries with long runways. We intend to be early in the business discovery, thus providing us maximum earnings growth with limited churn.


	 


	About Equirus


	Equirus Capital provides full-service Investment Banking services for corporate clients and HNI customers and offers services covering equity capital markets, debt capital markets, structured finance, PE, M&amp;A, insurance broking, and wealth management. Its wholly owned subsidiary Equirus Securities is a member of NSE and BSE. It also offers depository services, portfolio management, and research apart from institutional equities. Equirus has done more than 180 transactions across M&amp;A, PE, IPOs, QIPs, Rights Issue, and Structure Finance raising c. $6 billion in the process. Over the last 14 years, Equirus has built impeccable credentials across domains and has created a niche for itself in its ability to structure and deliver transactions in line with the client requirements.


	For more information, please visit website www.equirus.com.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 30 May 2022 17:57:03 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Equirus, Launches, Multi, Cap, PMS, Strategy, Equirus, Core, Equity</media:keywords>
</item>

<item>
<title>Priti International reports a 54.5% rise in revenue to Rs 5,725.43 lakh in FY22</title>
<link>https://www.thebizzstories.com/priti-international-reports-a-545-rise-in-revenue-to-rs-572543-lakh-in-fy22</link>
<guid>https://www.thebizzstories.com/priti-international-reports-a-545-rise-in-revenue-to-rs-572543-lakh-in-fy22</guid>
<description><![CDATA[ Total revenue from the operations of the company rose 54.5 per cent to Rs 5,725.43 lakh in FY 2021-22 as against a total revenue of Rs 3,706.84 lakh in the previous year. ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/05/image_750x500_6294a6ba31278.jpg" length="100662" type="image/jpeg"/>
<pubDate>Mon, 30 May 2022 16:43:14 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Priti International</media:keywords>
</item>

<item>
<title>Now Secure Top FD Rates and Invest Efficiently with Bajaj Finance Fixed Deposit Rates up to 7.45 percent p.a.</title>
<link>https://www.thebizzstories.com/now-secure-top-fd-rates-and-invest-efficiently-with-bajaj-finance-fixed-deposit-rates-up-to-745-percent-pa</link>
<guid>https://www.thebizzstories.com/now-secure-top-fd-rates-and-invest-efficiently-with-bajaj-finance-fixed-deposit-rates-up-to-745-percent-pa</guid>
<description><![CDATA[ 
	Returns on investment with market-linked instruments can be elusive, especially with global factors constantly interfering with local indices. However, investors can forecast their earnings with certainty with a fixed-income instrument like the Bajaj Finance Fixed Deposit. 


	 


	It is free, easy to use, generates results instantly, and is accessible through the internet and a web browser. Here&#039;s how investors can quickly calculate the return on investment they get with the Bajaj Finance FD.


	 


	Obtain FD returns in an instant


	The first step to calculating one&#039;s FD returns is to access the FD calculator online. Next, select Senior Citizen or Customer below the age of 60. After this, enter (or use the slider) the investment amount and the tenor. The calculator pulls the appropriate FD rate and displays the interest earned and the maturity amount upon providing these details.


	 


	Earn at an FD rate of up to 7.45 percent p.a.


	Investors using the FD calculator will quickly realize that customers below the age of 60 can secure an interest rate of up to 7.20 percent p.a. Senior citizens, on the other hand, enjoy an FD rate hike of 0.25 percent p.a., and thus, a net FD rate of up to 7.45 percent p.a.


	 


	Assuming payouts at maturity only, here is an illustration of the results offered by the FD calculator.


	 


	For an investment of Rs 50 lakh, the interest earned for different tenors are: 


	
					
						Tenor in months
				
				
					
						Customers Below 60 years
				
				
					
						Senior citizens
				
			
					
						Interest rate
				
				
					
						Maturity Amount
				
				
					
						Interest rate
				
				
					
						Maturity Amount
				
			
					
						12
				
				
					
						5.75% p.a.
				
				
					
						Rs. 52,87,500
				
				
					
						6.00% p.a.
				
				
					
						Rs. 53,00,000
				
			
					
						24
				
				
					
						6.40% p.a.
				
				
					
						Rs. 56,60,480
				
				
					
						6.65% p.a.
				
				
					
						Rs. 56,87,111
				
			
					
						33
				
				
					
						6.75% p.a.
				
				
					
						Rs. 59,83,864
				
				
					
						7.00% p.a.
				
				
					
						Rs. 60,22,480
				
			
					
						44
				
				
					
						7.20% p.a.
				
				
					
						Rs. 64,51,849
				
				
					
						7.45% p.a.
				
				
					
						Rs. 65,07,191
				
			
					
						60
				
				
					
						7.00% p.a.
				
				
					
						Rs. 70,12,759
				
				
					
						7.25% p.a.
				
				
					
						Rs. 70,95,067
				
			


	 


	Disclaimer: The above values presented in both tables are indicative and computed using an FD calculator.


	 


	Compute recurring interest payouts


	While it is most profitable to receive the entire interest earned at maturity only, investors can choose to receive frequent interest payouts. Bajaj Finance offers flexible interest payouts every month, quarter, half-year, or a year-depending on the customer&#039;s preference-or the option of taking back the entire proceeds directly at maturity.


	 


	Depending on the frequency they select, the FD rate changes. Higher frequencies are linked with lower FD rates and vice versa. Bajaj Finance removes the guesswork out of such calculations by offering a drop-down menu on the FD calculator through which investors can select their desired interest payout frequency.


	 


	The interest rates offered to customers for cumulative, and non-cumulative FD is as follows:


	 


				
					Tenor in months
			
			
				
					Minimum Deposit
			
			
				
					Cumulative
			
			
				
					Non-Cumulative
			
		
				
					At Maturity

				
					(% p.a.)
			
			
				
					Monthly

				
					(% p.a.)
			
			
				
					Quarterly

				
					(% p.a.)
			
			
				
					Half Yearly

				
					(% p.a.)
			
			
				
					Annual

				
					(% p.a.)
			
		
				
					Below 60 years
			
			
				
					Senior Citizens
			
			
				
					Below 60 years
			
			
				
					Senior Citizens
			
			
				
					Below 60 years
			
			
				
					Senior Citizens
			
			
				
					Below 60 years
			
			
				
					Senior Citizens
			
			
				
					Below 60 years
			
			
				
					Senior Citizens
			
		
				
					12 - 23 months
			
			
				
					Rs. 15,000
			
			
				
					5.75
			
			
				
					6.00
			
			
				
					5.60
			
			
				
					5.84
			
			
				
					5.63
			
			
				
					5.87
			
			
				
					5.67
			
			
				
					5.91
			
			
				
					5.75
			
			
				
					6.00
			
		
				
					24 - 35 months
			
			
				
					6.40
			
			
				
					6.65
			
			
				
					6.22
			
			
				
					6.46
			
			
				
					6.25
			
			
				
					6.49
			
			
				
					6.30
			
 ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 30 May 2022 15:38:37 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Now, Secure, Top, Rates, and, Invest, Efficiently, with, Bajaj, Finance, Fixed, Deposit, Rates, 7.45, percent, p.a.</media:keywords>
</item>

<item>
<title>QFX Markets, the Forex Prime Broker in the Financial Market, Bags Multiple Awards, and Expands Operations in 32 Countries Globally</title>
<link>https://www.thebizzstories.com/qfx-markets-the-forex-prime-broker-in-the-financial-market-bags-multiple-awards-and-expands-operations-in-32-countries-globally</link>
<guid>https://www.thebizzstories.com/qfx-markets-the-forex-prime-broker-in-the-financial-market-bags-multiple-awards-and-expands-operations-in-32-countries-globally</guid>
<description><![CDATA[ 
	QFX Markets, a leading award-winning, and one of the most trusted Forex Prime brokers that provides multiple trading options in crypto, currencies, stocks, commodities, and indices among others have successfully completed 2 years in the market with almost 2 lakh investor base and over 1 lakh account activations on their platform in the last 18 months, bags 20+ Forex industry awards while expanding operations from 32 countries globally.


	The company&#039;s mission is to empower people with the knowledge of global markets enabling them to make informed investment decisions. It offers the best trading platform MT5 which is a powerful, modern trading platform with advanced features giving investors and traders a state-of-the-art trading experience to perform their best. The platform is easy to use with superior execution speeds and features like a trader&#039;s calculator, performance statistics, real-time data on market sentiment, etc. It is suitable for experienced traders and has advanced features like sophisticated order management tools, and more native technical indicators, and is easy to configure and customize the trading setup.


	The worldwide 2022 forex market is worth USD 2,409,000,000 (USD 2.409 quadrillion). USD 6.6 trillion on average every day is traded on foreign exchange markets. This is significantly higher than the previous analysis done by the Bank for International Settlements (BIS) in 2016 when it was valued at USD 1.934 quadrillion dollars. The forex market is the largest financial market in the world in terms of trading volume, liquidity, and value. Unlike other markets such as equities, the forex industry is the only financial market with 24/7 availability.


	The company constantly fine-tunes and improves its trading platform as it firmly believes that with this ever-evolving market, improvisation is a must. The Platform is not only running electronic trading venues where buyers and sellers can connect, but also a range of software that covers everything from pre-trade analytics and news analysis to post-trade regulatory reporting and tracking of deals.


	As online trading continues to evolve and gradually moves towards being dominated by AI and machine learning technologies. Algorithms and machine learning will be the upcoming game-changers for the industry and the new norm for the future. Investors are now increasingly using AI-driven investment platforms, which are promising them secure and stable returns, citing their cost-effectiveness, simplicity, and accessibility. Of late, the coronavirus pandemic has greatly accelerated this transition, with retail investors finally beginning to unlock the full potential of these tools.


	QFX created its ecosystem platform for sharing investments (copy trading) with financial robots on the QFX and futures markets, QFX allows investors to access and copy trade from these cutting-edge trading robots from anywhere in the world in real-time. Its all in the name! Copy Trading, as the name, suggests involves tracking and duplicating trades executed by other high-profile investors in the financial markets. The COVID-19 pandemic has changed the business landscape across all industries and has shown the world that technology is the only saviour. It accelerated the development phase, in which most trading is being done remotely and without the need to be physically available. A lot of people have become more interested in trading because technology has eased the process of learning and entering the markets, beginners will have the opportunity to learn from experienced traders and copy their trades from a well-developed platform, that will allow people to meet, chat, discover, learn and more.


	
		Mr. Lavish Choudhary, CEO of QFX Markets, says, &quot;The automated forex trading process has been increasing rapidly, and the &#039;side-hustle&#039; trader is also benefited from this. Modern technology enables a trader to spend less time in the market and makes it easy for traders to make trading a side income. Forex trading is suitable for anyone, in any job, who wants to get a side-hustle income: with forex markets open 24 hours a day and five days a week, this gives considerable flexibility to trade in terms of time and place. One can use QFX automated robot trading to overcome the handicap of limited time to execute and manage trades. QFX&#039;s services and program have been lauded by its fans for its incredible risk management tools including labeling high-risk strategies as well as their sorting functionality has received recognition with the recent awards. If you&#039;re a beginner looking to remain profitable while learning the ropes or an expert trader looking for additional validation, QFX is the right platform for you.&quot;

	
		 



	About QFX Trade Limited


	QFX Trade Limited is a leading Forex Prime Broker that provides multiple trading options like crypto, currencies, stocks, commodities, and indices among others. The company has been serving ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 30 May 2022 15:38:37 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>QFX, Markets, the, Forex, Prime, Broker, the, Financial, Market, Bags, Multiple, Awards, and, Expands, Operations, Countries, Globally</media:keywords>
</item>

<item>
<title>Buy Mi TV on Bajaj Finserv EMI Store and Avail of Cashback up to Rs. 2,000</title>
<link>https://www.thebizzstories.com/buy-mi-tv-on-bajaj-finserv-emi-store-and-avail-of-cashback-up-to-rs-2000</link>
<guid>https://www.thebizzstories.com/buy-mi-tv-on-bajaj-finserv-emi-store-and-avail-of-cashback-up-to-rs-2000</guid>
<description><![CDATA[ 
	The Bajaj Finserv EMI Store is providing several cashback offers, discounts, and No Cost EMI plans on the latest Mi TV. Customers can buy Mi TV equipped with various features and available in different sizes. Top-selling Mi TVs are available on EMIs as low as Rs. 2,334 along with cashback vouchers worth up to Rs. 2,000. Additionally, the zero down payment provision is also applicable to the purchase of select models.


	 


	Customers can explore the extensive range of Mi TVs on EMI Store across TV price ranges, sizes, and features. Mi is a renowned brand offering a selection of some of the most innovative and intelligent televisions to meet the demand of modern consumers.


	 


	Some of the best Mi TVs available on the Bajaj Finserv EMI Store include


	 


		
			Mi 108 cm (43 Inch) (4K) Ultra HD LED Smart TV Black (5X 43) on No Cost EMI starting Rs. 4,000.
	
	
		
			Mi 125.7 cm (50 Inch) (4K) Ultra HD LED Smart TV Black (5X 50) on No Cost EMI starting Rs. 5,250.
	
	
		
			Mi 164 cm (65 Inch) (4K) Ultra HD LED Smart TV Black (L65M6-RA) on No Cost EMI starting Rs. 7,875.
	
	
		
			Mi 127 cm (50 inch) Ultra HD (4K) LED Smart TV Black (L50M5-5AIN) on No Cost EMI starting Rs. 4,700.
	

	 


	Shop for Mi TV on the Bajaj Finserv EMI Store in 5 easy steps:


	 


		
			Log on to the Bajaj Finserv EMI Store.
	
	
		
			Add your desired Mi TV to the cart.
	
	
		
			Choose the suitable repayment tenor and proceed to the payment page.
	
	
		
			Next, you will have to add the required details, including your name and delivery address.
	
	
		
			Click on &#039;Generate OTP&#039; and enter the OTP received on your registered mobile number to confirm your purchase.
	

	 


	*Terms and Conditions apply


	 


	About Finserv MARKETS


	Finserv MARKETS is an online digital marketplace by Bajaj Finserv Direct Limited, a subsidiary of Bajaj Finserv. Finserv MARKETS is a one-stop digital marketplace that assists consumers to compare and choose from a wide range of financial products. Its core proposition is driven by a strong intent to deliver tailor-made financial products to consumers. It offers customers abundant choices in offering the required financial products to achieve all their financial and personal goals. Finserv MARKETS has partnered with leading financial providers in the Lending, Insurance, Investments and Payments space to provide 500+ financial and lifestyle products, all in one place.


	 


	For further information, visit www.bajajfinservmarkets.in or download Finserv MARKETS App on Google Play Store or App Store.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 30 May 2022 09:41:41 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Buy, Bajaj, Finserv, EMI, Store, and, Avail, Cashback, Rs., 2, 000</media:keywords>
</item>

<item>
<title>CanAm Launches Two New EB&#45;5 Projects in Wake of Program Reauthorization</title>
<link>https://www.thebizzstories.com/canam-launches-two-new-eb-5-projects-in-wake-of-program-reauthorization</link>
<guid>https://www.thebizzstories.com/canam-launches-two-new-eb-5-projects-in-wake-of-program-reauthorization</guid>
<description><![CDATA[ 
	CanAm Enterprises, a leading full-service financial firm specializing in immigration-linked investment funds, is pleased to announce that the U.S. Congress has reauthorized the popular EB-5 green-card-by-investment visa program. EB-5 legislation was attached to the Omnibus Bill that was approved by legislators on March 11th, 2022. EB-5 operators and investors have been closely awaiting news of the reauthorization since the Program&#039;s lapse on June 30, 2021.


	 


	&quot;We, alongside all our investors, are thrilled that a long-term reauthorization of the EB-5 Program has finally been won. CanAm has long advocated for Program reform that would get us out of the cycle of short-term reauthorizations that simply do not suit the long process required of an EB-5 investment. The predictability that a long-term reauthorization, along with sought after provisions like grandfathering, will protect our investors, which has always been CanAm&#039;s top priority,&quot; said Tom Rosenfeld, President and CEO of CanAm. &quot;We are excited to share the good news with all our investors as USCIS adjudication resumes.&quot;


	 


	In anticipation of the EB-5 Program reopening, CanAm has launched two investment projects that fully qualify under the new rules with respect to Targeted Employment Area (TEA), job creation requirements and minimum investment amount.


	 


	&quot;At CanAm, we have years of experience managing our EB-5 investments through the ever-changing immigration legislative environment and the ups and downs in U.S. economic cycles. CanAm has kept up-to-date with the legislative changes that were expected to be introduced in the new EB-5 legislation and have further enhanced our due diligence processes to ensure that we are able to comply with the new requirements,&quot; said Walter S. Gindin, Director of Legal Affairs at CanAm. &quot;We are confident that these two projects will meet the new EB-5 program rules so that investors can qualify for their green cards,&quot; commented Gindin.


	 


	All regional center operators as well as other stakeholders will also have to comply with new requirements in the legislation. &quot;We are pleased that the newly modified EB-5 Program will provide better protection to our investors. For 35 years, CanAm has sought to promote program integrity in the immigration investment industry,&quot; commented Mr. Rosenfeld. &quot;We are proud to set an example by repaying more than 4,000 investor-families in full, totaling more than USD 2 billion in EB-5 capital. CanAm&#039;s track record not only reinforces our leadership position in the industry but reaffirms our strong commitment to make decisions that first consider the best interests of our clients,&quot; added Rosenfeld.


	About CanAm Enterprises 


	With 35 years of experience sourcing, underwriting and promoting immigration-linked investments in the United States and Canada, CanAm has a long and established track record, and a reputation of credibility and trust. CanAm has financed more than 60 projects and raised more than USD 3 billion of EB-5 capital. To date, more than USD 2 billion of EB-5 capital from more than 4,000 investor-families has been repaid by CanAm sponsored Regional Center Partnerships. CanAm exclusively operates seven USCIS-designated regional centers that are located in the City of Philadelphia, the Commonwealth of Pennsylvania, the metropolitan regions of New York and New Jersey, and the states of California, Hawaii, Florida, and Texas.


	 


	For more information, please visit www.canamenterprises.com.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 30 May 2022 09:41:38 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>CanAm, Launches, Two, New, EB-5, Projects, Wake, Program, Reauthorization</media:keywords>
</item>

<item>
<title>Get Up to Rs. 2,000 Cashback on Samsung Refrigerators at Bajaj Finserv EMI Store</title>
<link>https://www.thebizzstories.com/get-up-to-rs-2000-cashback-on-samsung-refrigerators-at-bajaj-finserv-emi-store</link>
<guid>https://www.thebizzstories.com/get-up-to-rs-2000-cashback-on-samsung-refrigerators-at-bajaj-finserv-emi-store</guid>
<description><![CDATA[ 
	The Bajaj Finserv EMI Store provides EMI offers, exciting deals, and cashback offer on purchasing the best-selling Samsung refrigerators. Customers can buy the latest Samsung fridge on EMI starting at Rs. 990 and get up to Rs. 2,000 cashback. They can choose from an extensive list of options, ranging from single-door and double-door to French style and side-by-side refrigerators.


	 


	With affordable EMIs, it is possible to shop for high-end models available in the different fridge price ranges. The zero down payment option is also available on select models for Samsung refrigerator on EMI Store.


	 


	Samsung is among the most reputed home appliances brands known for its innovative technology and smart features. Thus, a Samsung refrigerator can be an excellent addition to your home.


	 


	Some of the best-selling Samsung refrigerators available at the Bajaj Finserv EMI Store include:


		
			Samsung 253 L 2 Star Frost Free Double Door Refrigerator Gray Silver (RT28A3022GS/HL) on No Cost EMI starting Rs. 2,227.
	
	
		
			Samsung 253 L 2 Star Frost Free Double Door Refrigerator Mystic Overlay Blue (RT28T30226U/HL) on No Cost EMI starting Rs. 2,680.
	
	
		
			Samsung 253 L 2 Star Frost Free Double Door Refrigerator Elegant Inox (RT28T3042S8/HL) on No Cost EMI starting Rs. 2,339.
	
	
		
			Samsung 314 L 2 Star Frost Free Double Door Refrigerator Wave Steel (RT34T4632NV/HL) on No Cost EMI starting Rs. 3,820.
	

	 


	Shop for Samsung refrigerators on the Bajaj Finserv EMI Store in 5 easy steps:


	 


		
			Log on to the Bajaj Finserv EMI Store using the registered mobile number.
	
	
		
			Choose the most suitable Samsung refrigerator and add the product to the cart.
	
	
		
			Select a convenient repayment tenor.
	
	
		
			On the payment page, add the required details, including name and address.
	
	
		
			Click on &#039;Generate OTP&#039; and enter the OTP received on your number to confirm your order.
	

	*Terms and Conditions apply.


	 


	About Finserv MARKETS


	Finserv MARKETS is an online digital marketplace by Bajaj Finserv Direct Limited, a subsidiary of Bajaj Finserv. Finserv MARKETS is a one-stop digital marketplace that assists consumers to compare and choose from a wide range of financial products. Its core proposition is driven by a strong intent to deliver tailor-made financial products to consumers. It offers customers abundant choices in providing the required financial products to achieve all their financial and personal goals. Finserv MARKETS has partnered with leading financial providers in the Lending, Insurance, Investments and Payments space to provide 500+ financial and lifestyle products, all in one place.


	 


	For further information, please visit www.bajajfinservmarkets.in or download Finserv MARKETS App on Google Play Store or App Store.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 23 May 2022 18:12:11 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Get, Rs., 2, 000, Cashback, Samsung, Refrigerators, Bajaj, Finserv, EMI, Store</media:keywords>
</item>

<item>
<title>4 Reasons why Bajaj Finance FD is a Good Investment for Senior Citizens</title>
<link>https://www.thebizzstories.com/4-reasons-why-bajaj-finance-fd-is-a-good-investment-for-senior-citizens</link>
<guid>https://www.thebizzstories.com/4-reasons-why-bajaj-finance-fd-is-a-good-investment-for-senior-citizens</guid>
<description><![CDATA[ 
	The age of retirement, for many, means the end of working, and the end of a stable income source. As a result, financial planning takes priority, especially when deciding where to invest. At this stage, the main goal for investing as a senior citizen should be to minimise risk and secure positive returns. One such investing avenue that perfectly meets this checklist, while also safeguarding your savings, is the Bajaj Finance Senior Citizen Fixed Deposit. With the right issuer, the FD is a safe and steady investing solution.


	 


	In fact, the Bajaj Finance FD is a particularly smart choice because of the current FD interest rates on offer. As a senior citizen, you can get up to 7.45% p.a., which is an additional 0.25% over the base rate offered. So, if you&#039;re looking to invest wisely, earn generously, and incur minimal risks all through, this senior citizen FD is the right choice. To know more about the features of the Bajaj Finance Senior Citizen FD, read on.


	 


	Multiple payout options allow you to meet varied financial needs


	With Bajaj Finance, you get to opt for a cumulative or non-cumulative Senior Citizen FD. Both of these options cater to different financial objectives. For instance, if you have an objective you intend to meet in 5 years, you can opt for the cumulative Bajaj Finance FD and invest accordingly. This way, you get the full benefit of interest compounding and can achieve your financial goals in an efficient manner.


	 


	Alternatively, you can choose to receive your returns either monthly, quarterly, half-yearly, or yearly. For senior citizen investors, this route is also a wise option as it helps you set up a steady stream of income. Such an approach can help, especially if you need to supplement your monthly budget and address day-to-day expenses without any worries. So, whether you need funds for monthly expenses or every few months for other obligations, non-cumulative FDs are a viable option.


	 


	To help you better understand what you can expect to earn, consider an FD of Rs. 3 lakh with a tenor of 44 months.


	 


				
					Payout mode
			
			
				
					Interest Rate
			
			
				
					Interest Earning (In Rs.)
			
			
				
					Total Earnings (In Rs.)
			
		
				
					Monthly
			
			
				
					7.21% p.a.
			
			
				
					79,310
			
			
				
					3,79,310
			
		
				
					Quarterly
			
			
				
					7.25% p.a.
			
			
				
					79,750
			
			
				
					3,79,750
			
		
				
					Half-yearly
			
			
				
					7.32% p.a.
			
			
				
					80,520
			
			
				
					3,80,520
			
		
				
					Yearly
			
			
				
					7.45% p.a.
			
			
				
					81,950
			
			
				
					3,81,950
			
		
	 


	All of the above-mentioned results were computed using the Bajaj Finance FD calculator. 


	 


	Flexible tenor and competitive interest rates give better returns and steady growth


	The interest rate you get on the FD depends on the tenor you choose. Ideally, opting for a longer tenor helps you get the highest FD rates on offer. With a Bajaj Finance FD, you get up to 7.45% p.a. with tenor options ranging between 12 and 60 months. Long-tenor FDs are the better choice when you want to maximise your returns. This is because you enjoy the benefits of compounding interest. To help you understand the difference, here&#039;s a comparison of an Rs. 3 lakh FD booked for a tenor of 33 months and 44 months.


	 


				
					Investment amount
			
			
				
					Tenor (In months)
			
			
				
					Interest Rate
			
			
				
					Interest Earning (in Rs.)
			
			
				
					Total Earnings (in Rs.)
			
		
				
					3,00,000
			
			
				
					44
			
			
				
					7.45% p.a.
			
			
				
					90,431
			
			
				
					3,90,431
			
		
				
					3,00,000
			
			
				
					33
			
			
				
					7.00 % p.a.
			
			
				
					61,349
			
			
				
					3,61,349
			
		
	 


	Simple digital investing provisions make laddering a lot more efficient


	Laddering is an investment technique where you split your investment into several FDs with varying maturity dates. This way, you can invest as per your financial goals and reap the benefits at the time of maturity. Moreover, laddering your FDs helps you enjoy greater liquidity during the entire investment window.


	 


	As such, you don&#039;t have to prematurely withdraw your FDs in case you need funds urgently. To make laddering efficient, you need to be able to invest with ease. Thankfully, you can invest in a Bajaj Finance FD online in a few simple steps. Simply fill the form, choose your investment terms, and book the FD online.


	 


	Loan availability against FDs helps in emergency situations without losing returns


	A key benefit of this senior citizen FD is that you can get an emergency loan against your investment at any time. You can get a sanction amoun ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Mon, 23 May 2022 18:12:11 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Reasons, why, Bajaj, Finance, Good, Investment, for, Senior, Citizens</media:keywords>
</item>

<item>
<title>realme GT NEO 3 Review: 150W Fast&#45;Charging, Sleek, Stylish and Feature&#45;Packed Smartphone</title>
<link>https://www.thebizzstories.com/realme-gt-neo-3-review-150w-fast-charging-sleek-stylish-and-feature-packed-smartphone</link>
<guid>https://www.thebizzstories.com/realme-gt-neo-3-review-150w-fast-charging-sleek-stylish-and-feature-packed-smartphone</guid>
<description><![CDATA[ 
	Shop for the all-new realme GT NEO 3 on Bajaj Finserv EMI Store and get free home delivery. Buying the realme GT NEO 3 online grants you several advantages, including access to the lowest price and convenient No Cost EMI schemes. The No Cost EMI scheme on Bajaj Finserv EMI Store allows you to purchase your favourite products online without paying the entire price upfront.


	 


	realme GT NEO 3 is a technologically advanced and feature-rich mobile phone with best-in-class specifications. realme GT NEO 3 is sleek, has a sophisticated design, and offers powerful performance among all the phones in its price category. 


	 


	realme GT NEO 3 has drawn special praise for its battery as the smartphone packs a massive 5,000 mAh capacity battery and two charging options. The 150W fast-charging option can fully charge the phone in just a little over 15 minutes. realme GT NEO 3 also offers 80W fast-charging support capable of charging the battery from 0 to 50 percent in only 10 minutes. The extended battery life makes the realme GT NEO 3 an excellent choice if you are fond of watching movies or like to play games on your smartphone. 


	 


	realme GT NEO 3 is powered by a MediaTek Dimensity 8100 processor and 6 GB RAM for snappy and lag-free performance. The 128 GB storage ensures that you will never run out of space to store your media. The phone gets a triple rear camera setup with a 50MP main camera and a 16MP front camera that clicks crisp and colourful selfies.


	 


	realme GT NEO 3 is a premium phone available at a not-so-premium price. Buying realme GT NEO 3 on Bajaj Finserv EMI Store on No Cost EMI is a great idea if you want to upgrade to the latest phone in the Indian market. The No Cost EMI option allows you to own all your favourite devices without putting an extra burden on your existing financial situation.


	 


	Use your Bajaj Finserv EMI Network Card to shop for realme GT NEO 3. You can also buy your favourite realme mobile phones in India on No Cost EMI on the Bajaj Finserv EMI Store.


	 


	Benefits of purchasing the realme GT NEO 3 on EMI at Bajaj Finserv EMI Store


	This summer, shoppers can purchase the latest realme mobile phones on the lowest EMIs using the Bajaj Finserv EMI Network Card. Enjoy other benefits of shopping at the Bajaj Finserv EMI Store, like free home delivery, flexible repayment tenor, a No Cost EMI option, and zero down payment on select products.


	 


	Heres how to shop for realme GT NEO 3 at the Bajaj Finserv EMI Store


		
			Log in to Bajaj Finserv EMI Store using the registered mobile number.
	
	
		
			Choose the realme GT NEO 3 smartphone, add it to the cart, select the repayment tenor and proceed to checkout.
	
	
		
			Enter the Bajaj Finserv EMI Network Card details, registered mobile number, name and delivery address.
	
	
		
			Click on the Generate OTP option and enter the OTP sent to the registered mobile number in the field to complete the purchase.
	
	
		
			A confirmation SMS will be sent to the registered mobile number with the date and time of delivery.
	

	 


	*Terms and Conditions Apply


	 


	About Finserv MARKETS


	Finserv MARKETS is an online digital marketplace by Bajaj Finserv Direct Limited, a subsidiary of Bajaj Finserv. Finserv MARKETS is a one-stop digital marketplace that assists consumers in comparing and choosing from a wide range of financial products. Its core proposition is driven by a solid intent to deliver tailor-made financial products to consumers. It offers customers abundant choices in providing the required financial products to achieve their financial and personal goals. Finserv MARKETS has partnered with leading financial providers in the Lending, Insurance, Investments and Payments space to provide 500+ financial and lifestyle products, all in one place. 


	 


	For further information, visit www.bajajfinservmarkets.in or download the Finserv MARKETS App on Google Play Store or App Store.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Sun, 22 May 2022 11:45:20 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>realme, NEO, Review:, 150W, Fast-Charging, Sleek, Stylish, and, Feature-Packed, Smartphone</media:keywords>
</item>

<item>
<title>Best Mid&#45;range Smartphones 2022: Great and Affordable Smartphones &#45; Know Price, Specifications</title>
<link>https://www.thebizzstories.com/best-mid-range-smartphones-2022-great-and-affordable-smartphones-know-price-specifications</link>
<guid>https://www.thebizzstories.com/best-mid-range-smartphones-2022-great-and-affordable-smartphones-know-price-specifications</guid>
<description><![CDATA[ 
	Shop for the latest mid-range smartphones on the Bajaj Finserv EMI Store with zero down payment and get your products delivered for free. Online shopping on the EMI Store lets you avail of the No Cost EMI option to purchase your favourite gadgets. You can now bring home a premium smartphone with zero down payment and flexible repayment tenors.


	 


	The global smartphone market has undergone a massive transformation with newer features and attractive pricing over the last decade. It is easy to find a mobile phone with a fancy camera, high-capacity RAM, and enough space to store all your photos, music and even movies. Almost all major brands have launched smartphones in the budget, mid-range, and flagship segments.


	 


	These days, a mid-range mobile phone offers features that were unheard of even in premium handsets a few years ago. Smartphones by Samsung, Nokia, and OnePlus pack desirable features at affordable prices. However, some emerging brands like OPPO, vivo, realme, and Xiaomi are trying to bring premium features to affordable smartphones.


	 


	Best Mid-range Smartphones in 2022:


	 


	vivo Y21T (4 GB RAM 128 GB Storage)


	 


		
			Qualcomm SM6225 Snapdragon 680 4G chipset
	
	
		
			6.58-inch IPS LCD Display
	
	
		
			Triple rear camera: 50MP + 2MP + 2MP
	
	
		
			Single selfie camera: 8MP
	
	
		
			Operating System: Android 11, Funtouch 12
	
	
		
			Li-Po 5,000 mAh non-removable battery
	
	
		
			18W charger
	
	
		
			Price: Rs. 16,490
	

	 


	realme 9 5G (6 GB RAM 128 GB Storage)


	 


		
			6.5-inch IPS LCD Display
	
	
		
			Li-Po 5,000 mAh non-removable battery
	
	
		
			18W charger
	
	
		
			Mediatek MT6833P Dimensity 810 chipset
	
	
		
			Operating System: Android 11, realme UI 2.0
	
	
		
			Triple rear camera: 48MP + 2MP + 2MP
	
	
		
			Single selfie camera: 16MP
	
	
		
			Price: Rs. 17,829
	

	 


	Xiaomi Redmi Note 10 Pro (8 GB RAM 128 GB Storage)


	 


		
			Qualcomm SM7150 Snapdragon 732G chipset
	
	
		
			6.67-inch super AMOLED display
	
	
		
			Quad rear camera: 64MP + 8MP + 5MP + 2MP
	
	
		
			Single selfie camera: 16MP
	
	
		
			Operating System: Android 11, MIUI 12
	
	
		
			Li-Po 5,020 mAh non-removable battery
	
	
		
			33W charger
	
	
		
			Price: Rs. 18,999
	

	 


	Samsung Galaxy A52 4G (6 GB RAM 128 GB Storage)


	 


		
			Quad rear camera: 64MP + 12MP + 5MP + 5MP
	
	
		
			Single selfie camera: 32MP
	
	
		
			Li-Po 4,500 mAh non-removable battery
	
	
		
			Qualcomm SM7125 Snapdragon 720G chipset
	
	
		
			6.5-inch super AMOLED display
	
	
		
			25W charger
	
	
		
			Operating System: Android 11, One UI 4.0
	
	
		
			Price: Rs. 23,800
	

	 


	OnePlus Nord 2 5G (8 GB RAM 128 GB Storage)


	 


		
			Mediatek MT6893 Dimensity 1200 chipset
	
	
		
			6.43-inch fluid AMOLED display
	
	
		
			Triple rear camera: 50MP + 8MP + 2MP
	
	
		
			Single selfie camera: 32MP
	
	
		
			Operating System: Android 11, OxygenOS 11.3
	
	
		
			Li-Po 4,500 mAh non-removable battery
	
	
		
			65W charger
	
	
		
			Price: Rs. 29,999
	

	 


	Use the Bajaj Finserv EMI Network Card to shop for the best mid-range smartphones in 2022. You can also get your favourite mobile phones in India on No Cost EMI on the Bajaj Finserv EMI Store.


	 


	Benefits of Purchasing the Best Affordable Smartphones on EMI at Bajaj Finserv EMI Store


	This summer, shoppers can bring home the best smartphones on the lowest EMIs using the Bajaj Finserv EMI Network Card. You can also enjoy other benefits of shopping on the Bajaj Finser EMI Store, like free home delivery, flexible repayment tenor, a No Cost EMI facility, and zero down payment on select products.


	 


	Heres how to shop for the best mobile phones at the Bajaj Finserv EMI Store:


	 


		
			Log in to Bajaj Finserv EMI Store using the registered mobile number.
	
	
		
			Choose the smartphone model, add it to the cart, select the repayment tenor and proceed to checkout. 
	
	
		
			Enter the Bajaj Finserv EMI Network Card details, registered mobile number, name and delivery address. 
	
	
		
			Click on the Generate OTP option and enter the OTP sent to the registered mobile number to complete the purchase.
	
	
		
			A confirmation SMS will be sent to the registered mobile number with the date and time of delivery. 
	

	*Terms and Conditions Apply


	 


	About Finserv MARKETS


	Finserv MARKETS is an online digital marketplace by Bajaj Finserv Direct Limited, a subsidiary of Bajaj Finserv. Finserv MARKETS is a one-stop digital marketplace that assists consumers in comparing and choosing from a wide range of financial products. Its core proposition is driven by a solid intent to deliver tailor-made financial products to consumers. It offers customers abundant choices in pr ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Sun, 22 May 2022 11:45:20 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Best, Mid-range, Smartphones, 2022:, Great, and, Affordable, Smartphones, Know, Price, Specifications</media:keywords>
</item>

<item>
<title>Ujjivan SFB&amp;apos;s Remarkable Turnaround; Strong Business Volumes with Highest&#45;ever Disbursement, Robust Growth in Deposits for 2 Consecutive Quarters</title>
<link>https://www.thebizzstories.com/ujjivan-sfbs-remarkable-turnaround-strong-business-volumes-with-highest-ever-disbursement-robust-growth-in-deposits-for-2-consecutive-quarters</link>
<guid>https://www.thebizzstories.com/ujjivan-sfbs-remarkable-turnaround-strong-business-volumes-with-highest-ever-disbursement-robust-growth-in-deposits-for-2-consecutive-quarters</guid>
<description><![CDATA[ 
		
			Turns profitable with net profit of Rs. 127 crore; RoA at 2.3%/RoE at 18.7%**;
	
	
		
			Strong Business volumes with highest-ever disbursement; deposits up 39% Y-o-Y;
	
	
		
			Continued improvement in collections; Mar&#039;22 collections at 100%
	
	
		
			Significant improvement in asset quality; NNPA at 0.6%; PAR at 9.6%
	

	Ujjivan Small Finance Bank Ltd. (BSE: 542904; NSE: UJJIVANSFB), today announced its financial performance for the quarter and year ended March 31, 2022.


	Summary of Ujjivan Small Finance Bank Business Performance - Q4 FY 2021-22


		
			Gross advances at Rs. 18,162* crore up 20% Y-o-Y and 10% Q-o-Q
	
	
		
			Highest ever disbursements during the quarter - Rs. 4,870 crore up 14% Y-o-Y and 1% Q-o-Q
	
	
		
			Non Micro Banking contributes 32%* of total portfolio as against 28% in Mar&#039;21
	
	
		
			Secured Advances stand at 30%* of the total portfolio as on Mar&#039;22 as against 27% in Mar&#039;21
	
	
		
			Total provision is Rs. 1,330 crore covering 7.3% of gross advances* as on 31st Mar&#039;22 (includes Rs. 250 crore floating provisions)
	
	
		
			GNPA/NNPA declined to 7.1% / 0.6%* as of Mar&#039;22 against 9.8% / 1.7% respectively as of Dec&#039;21; Rs. 271 crore written-off in Q4FY22; Provision coverage ratio as on Mar&#039;22 is 92% (including floating provisions)
	
	
		
			Substantial reduction in restructured book; constitutes 4.7% of gross advances* with provision cover of 47%
	
	
		
			Deposits at Rs. 18,292 crore as of Mar&#039;22 up by 39% Y-o-Y; Retail deposits at 54% of total deposits against 48% as of Mar&#039;21; CASA ratio at 27% in Mar&#039;22 vs 21% in Mar&#039;21. Retail banking CASA grew 141% Y-o-Y contributing 77% to total CASA; healthy retail liability customer acquisition - 2.7 lakh customers added during the Q4FY22
	
	
		
			Net Interest Income of Rs. 544 crore in Q4FY22; Net interest margin at 10.1% in Q4FY22 against 7.9% in Q4FY21
	
	
		
			Operating expenses to average assets at 7.7%; Cost to Income ratio at 66% in Q4FY22 vs 68% in Q4FY21
	
	
		
			PPoP at Rs. 217 crore vs Rs. 155 crore in Q4FY21; PAT of Rs. 127 crore vs Rs. 136 crore Y-o-Y
	
	
		
			Collections at 100% in Mar&#039;22, further improving from 97% in Dec&#039;21
	
	
		
			Portfolio at risk continues to decline; 9.6% as of Mar&#039;22* vs 14.9% as on Dec&#039;21
	
	
		
			Capital adequacy ratio at 19.0% with Tier-1 capital at 17.7%; Liquidity coverage ratio at 152% as of Mar&#039;22
	

	 


	Summary of Ujjivan Small Finance Bank Business Performance - FY 2021-22


		
			Disbursement for FY22 at Rs. 14,113 crore
	
	
		
			PPOP of Rs. 590 crore in FY22 against Rs. 801 crore in FY21
	
	
		
			Net loss of Rs. 415 crore in FY22
	
	
		
			Net Interest Income of Rs. 1,774 crore in FY22 against Rs. 1,729 crore in FY21
	
	
		
			Net Interest Margin at 8.8% in FY22 against 9.5% in FY21
	
	
		
			Cost to Income ratio increased to 72% in FY22 from 61% in FY21
	

	 


	* Without adjusting for Rs. 674 cr of IBPC/Securitization as on 31 March 2022; ** annualized


	 


	Mr. Ittira Davis, MD &amp; CEO, Ujjivan Small Finance Bank said, &quot;Q4FY22 has indeed been a strong quarter with the Bank completing the turnaround we envisaged under our 100-day plans put to execution beginning Sep&#039;21; Q4 marks business turning profitable. This was possible on back of strong business performance coupled with persistent efforts on collections. On disbursement side, we surpassed our previous best (Rs. 4,809 crores in Q3FY22) and disbursed Rs. 4,870 crores, improving our loan book to Rs. 18,162* crore. Our deposit book continues strong growth - up 39% Y-o-Y driving credit to deposit ratio to 99% which is another achievement for Ujjivan. Retail deposits and CASA contribute to 54% and 27% of total deposit; implying increasing granularity of deposit book. PAR continues to decline, currently at 9.6%* down from 14.9% as on Dec&#039;21. This is largely due to healthy book and strong focus on collections. We continue to hold strong provisioning buffers on our book with PCR at 92%, resulting NNPAs to 0.6%. Our strategy to build granular liability base will remain our prime focus going ahead along with focus on enhancing our digital capabilities which in turn is improving business and productivity levels. We believe that recent business challenges have made us stronger to ready to capitalise on opportunities ahead of us.&quot;


	 


	About Ujjivan Small Finance Bank Limited


	Ujjivan Small Finance Bank Limited is a small finance bank licensed under Section 22 (1) of the Banking Regulation Act, 1949 to carry on the business of small finance bank in India.


	Bank serves 64.8 lakh customers through 575 branches and 16,895 employees spread across 248 districts and 24 states and union territories in India. Gross advances stands at Rs. 18,162 crore with a deposit base of Rs. 18,292 crore as of March 31, 2022.


	 


	Our CSR objective is to reach unserved and underserved sections of the society ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Sun, 22 May 2022 11:45:19 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Ujjivan, SFBs, Remarkable, Turnaround, Strong, Business, Volumes, with, Highest-ever, Disbursement, Robust, Growth, Deposits, for, Consecutive, Quarters</media:keywords>
</item>

<item>
<title>Buy LG Washing Machine and Avail of up to Rs. 2,000 Cashback on Bajaj Finserv EMI Store</title>
<link>https://www.thebizzstories.com/buy-lg-washing-machine-and-avail-of-up-to-rs-2000-cashback-on-bajaj-finserv-emi-store</link>
<guid>https://www.thebizzstories.com/buy-lg-washing-machine-and-avail-of-up-to-rs-2000-cashback-on-bajaj-finserv-emi-store</guid>
<description><![CDATA[ 
	The Bajaj Finserv EMI Store is offering exciting deals, cashback offers, and hefty discounts on the purchase of LG washing machines. Customers can shop for the latest LG washing machine on EMI starting at Rs. 888 and get up to Rs. 2,000 cashback. With flexible repayment tenor and affordable EMIs, customers can buy high-performing washing machines at the best prices. The zero down payment offer is also available on various models, making the deal even more attractive. 


	 


	LG is a market leader when it comes to innovative and technologically advanced features across all washing machine price ranges. Customers can choose from semi-automatic and fully automatic washing machines available in different capacities according to the requirements. Some of the top-selling LG washing machines on EMI available at the Bajaj Finserv EMI Store include:


	 


		
			LG 6.5 kg Fully Automatic Top Load Washing Machine Silver (T65SKSF1Z) on No Cost EMI starting Rs. 2,159.
	
	
		
			LG 7.5 kg Fully Automatic Top Load Washing Machine Middle Free Silver (T75SKSF1Z) on No Cost EMI starting Rs. 2,001.
	
	
		
			LG 6.5 kg Fully Automatic Front Load Washing Machine Luxury Silver (FHT1265ANL) on No Cost EMI starting Rs. 3,809.
	
	
		
			LG 8 kg Fully Automatic Front Load Washing Machine Platinum Silver (FHV1408ZWP) on No Cost EMI starting Rs. 3,999.
	

	 


	Shop for LG Washing Machine on the Bajaj Finserv EMI Store in 5 easy steps:


	Step 1 - Log on to the Bajaj Finserv EMI Store using the registered mobile number. 
	Step 2 - Select your preferred LG washing machine and add it to the cart. 
	Step 3 - Choose a repayment tenor according to your requirements and proceed to checkout. 
	Step 4 - Add the details, including name, delivery address, etc. 
	Step 5 - Click on &#039;Generate OTP&#039; and enter the OTP to confirm your purchase. After this, you will get a confirmation message. 


	About Finserv MARKETS
	Finserv MARKETS is an online digital marketplace by Bajaj Finserv Direct Limited, a subsidiary of Bajaj Finserv. Finserv MARKETS is a one-stop digital marketplace that assists consumers to compare and choose from a wide range of financial products. Its core proposition is driven by a strong intent to deliver tailor-made financial products to consumers. It offers customers an abundance of choices in offering the required financial products to achieve all their financial and personal goals. Finserv MARKETS has partnered with leading financial providers in the Lending, Insurance, Investments and Payments space to provide 500+ financial and lifestyle products, all in one place.


	For further information, visit www.bajajfinservmarkets.in / or download Finserv MARKETS App on Google Play Store or App Store.
   ]]></description>
<enclosure url="https://newsvoir.com/images/blank-png-1.png" length="49398" type="image/jpeg"/>
<pubDate>Sun, 22 May 2022 11:45:19 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Buy, Washing, Machine, and, Avail, Rs., 2, 000, Cashback, Bajaj, Finserv, EMI, Store</media:keywords>
</item>

<item>
<title>Vikas Kylas appointed as President for Vysya Business Network Diamond and Sharath Chandra Boggarapu as VBN APEX Chairman for the Year 2022&#45;23</title>
<link>https://www.thebizzstories.com/vikas-kylas-appointed-as-president-for-vysya-business-network-diamond-and-sharath-chandra-boggarapu-as-vbn-apex-chairman-for-the-year-2022-23</link>
<guid>https://www.thebizzstories.com/vikas-kylas-appointed-as-president-for-vysya-business-network-diamond-and-sharath-chandra-boggarapu-as-vbn-apex-chairman-for-the-year-2022-23</guid>
<description><![CDATA[ Hyderabad (Telangana) [India], April 9: Vysya Business Network (VBN) is a level play area, a business platform where Arya Vysyas from the Telugu community come together to aid and uphold each other’s business believing in the adage “Give to Get”. At the same breathe, we believe in growing together and benefiting from each other’s contacts […] ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/04/image_750x500_62512fecb206b.jpg" length="85257" type="image/jpeg"/>
<pubDate>Sat, 09 Apr 2022 16:04:10 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Vikas, Kylas, appointed, President, for, Vysya, Business, Network, Diamond, and, Sharath, Chandra, Boggarapu, VBN, APEX, Chairman, for, the, Year, 2022-23</media:keywords>
</item>

<item>
<title>Invesco Mutual Fund unveils Invesco EQQQ Nasdaq&#45;100 ETF Fund of Fund</title>
<link>https://www.thebizzstories.com/invesco-mutual-fund-unveils-invesco-eqqq-nasdaq-100-etf-fund-of-fund</link>
<guid>https://www.thebizzstories.com/invesco-mutual-fund-unveils-invesco-eqqq-nasdaq-100-etf-fund-of-fund</guid>
<description><![CDATA[ Mr. Saurabh Nanavati, Chief Executive Officer, Invesco Mutual Fund NFO Opens: 30th March 2022; Closes: 13th April 2022 New Delhi (India), April 1: Invesco Mutual Fund announces the launch of its new fund Invesco India – Invesco EQQQ Nasdaq-100 ETF Fund of Fund (an open-ended fund of fund scheme investing in Invesco EQQQ Nasdaq-100 UCITS […] ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/04/image_750x500_625014d1a8e76.jpg" length="20118" type="image/jpeg"/>
<pubDate>Fri, 08 Apr 2022 19:56:17 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Invesco, Mutual, Fund, unveils, Invesco, EQQQ, Nasdaq-100, ETF, Fund, Fund</media:keywords>
</item>

<item>
<title>Shubhashish Homes announces Results for FY 21&#45;22, Posts 115% Y&#45;O&#45;Y Growth in Sales</title>
<link>https://www.thebizzstories.com/shubhashish-homes-announces-results-for-fy-21-22-posts-115-y-o-y-growth-in-sales</link>
<guid>https://www.thebizzstories.com/shubhashish-homes-announces-results-for-fy-21-22-posts-115-y-o-y-growth-in-sales</guid>
<description><![CDATA[ Jaipur (Rajasthan) [India], April 1: Jaipur Based Real Estate Startup Shubhashish Homes has posted a massive Y-O-Y growth of 115% in terms of Sq. Feet Booked. FY 20-21 had Bookings of 77549 sq. ft. &amp; FY 19-20 (for January and February) had bookings of 33065 Sq.Ft. For FY 21-22, the firm has booked 166833.7 Sq.Ft. […] ]]></description>
<enclosure url="https://www.thebizzstories.com/uploads/images/2022/04/image_750x500_625014d03e622.jpg" length="94392" type="image/jpeg"/>
<pubDate>Fri, 08 Apr 2022 19:56:16 +0530</pubDate>
<dc:creator>TBS Staff</dc:creator>
<media:keywords>Shubhashish, Homes, announces, Results, for, 21-22, Posts, 115, Y-O-Y, Growth, Sales</media:keywords>
</item>

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